Home > Coppermark Bank > Net charge- offs to loans
Coppermark Bank, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 3,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1908% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4122% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8853% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2229% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2825% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1951% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.4529% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 2,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4022% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 1,665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4418% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3912% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4337% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9087% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1529% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9865% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3354% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2571% | 2,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.5999% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 2,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5330% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0756% | 1,451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5874% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3895% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6846% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1302% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5068% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1916% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4535% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3599% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.6852% | 1,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1223% | 1,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0470% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1063% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1658% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5819% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7211% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9099% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2152% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2968% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5439% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3532% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1710% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0551% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3191% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1500% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1163% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8893% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0939% | 5,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1380% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2099% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1456% | 4,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1899% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3755% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1947% | 3,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4614% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5687% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0324% | 4,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2643% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1641% | 3,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3398% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5580% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2395% | 2,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4798% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7297% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1001% | 6,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2953% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1828% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5096% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7563% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 3,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6390% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0315% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1675% | 6,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3002% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2837% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2685% | 2,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2481% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6171% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1937% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4485% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3896% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3463% | 6,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8786% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1286% | 5,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 5,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.1285% | 3,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2222% | 3,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2575% | 3,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 4,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6759% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5664% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3797% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 5,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 4,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0551% | 2,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2981% | 2,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3447% | 2,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0141% | 4,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6480% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7720% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3630% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 4,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 4,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 2,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6978% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8065% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 6,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5011% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7100% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4688% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0741% | 7,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0856% | 7,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 6,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5916% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9234% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6357% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3934% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1593% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.1287% | 3,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1223% | 2,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1232% | 836 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3847% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7340% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3279% | 2,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7511% | 3,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4847% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5269% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7786% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2157% | 4,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 3,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.1266% | 2,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1472% | 2,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9864% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0798% | 4,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2575% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2132% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7863% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1647% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.1840% | 2,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 1,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3817% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4182% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2153% | 2,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 3,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8807% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5544% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9948% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2562% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2453% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.3460% | 1,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1205% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3787% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7427% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 7,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0694% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7578% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1512% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 5,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 3,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.1351% | 2,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 2,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 2,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6784% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 4,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3513% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0130% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0059% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 3,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0787% | 2,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3974% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0044% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0722% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 1,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,663 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 2,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6421% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4681% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0339% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0112% | 1,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,733 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2147% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2736% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1557% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6838% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.1015% | 1,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 3,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1647% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9498% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9166% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0164% | 1,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 3,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9771% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6954% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3767% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0149% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0420% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8090% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2048% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 6,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9683% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6827% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2805% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0210% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1919% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0694% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2058% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0738% | 3,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2735% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3228% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2510% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0890% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2697% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1094% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1210% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4009% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0429% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3502% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3950% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5523% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0859% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1280% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 6,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4393% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3817% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0399% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6317% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1417% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0265% | 3,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6182% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8700% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0253% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0976% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 7,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6767% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6755% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0232% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 7,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6066% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5456% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 8,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2656% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3001% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 6,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6808% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6847% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2592% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 7,863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3101% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0517% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4710% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7625% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2768% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 3,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 7,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3913% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 3,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4996% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9009% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2734% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,978 |
| Percentage Net Loans Charged-off:Construction & development | -0.0301% | 7,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5216% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0054% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3034% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 8,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.0600% | 7,884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8044% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2492% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3799% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0547% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0848% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9264% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7964% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3944% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0746% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 3,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0952% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0838% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3826% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 8,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 7,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 8,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 8,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1709% | 2,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0136% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9193% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4142% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3334% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6029% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5004% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2878% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 3,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3471% | 3,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9617% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9432% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6381% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 8,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2436% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6424% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1920% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3021% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8775% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1416% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5387% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.1446% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3283% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5596% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7551% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8954% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1097% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0848% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2040% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8426% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9731% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5325% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1873% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4806% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6159% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2228% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2431% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2875% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8868% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9880% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7371% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0080% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1205% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2424% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2054% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5113% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8502% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2150% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4658% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3330% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4855% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4978% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5022% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2046% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6688% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9247% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1596% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3830% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3775% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3916% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |