Home > Copper Star Bank > Income and Expense
Copper Star Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 3,700 |
| Total interest expense | $3,360,000 | 1,869 |
| Net interest income | $2,460,000 | 5,185 |
| Provision for loan and lease losses | $11,225,000 | 459 |
| Total noninterest income | $-2,414,000 | 7,731 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $54,000 | 5,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,468,000 | 7,719 |
| Total noninterest expense | $6,618,000 | 2,189 |
| Salaries and employee benefits | $2,886,000 | 2,512 |
| Premises and equipment expense | $715,000 | 2,611 |
| Additional noninterest expense | $3,017,000 | 1,768 |
| Pre-tax net operating income | $-17,797,000 | 7,641 |
| Securities gains (losses) | $-34,000 | 7,305 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-17,831,000 | 7,647 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-17,831,000 | 7,647 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-17,831,000 | 7,647 |
| Net charge-offs | $7,547,000 | 592 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-17,797,000 | 7,640 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 3,520 |
| Total interest expense | $2,297,000 | 1,894 |
| Net interest income | $1,912,000 | 4,780 |
| Provision for loan and lease losses | $4,448,000 | 700 |
| Total noninterest income | $-846,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-884,000 | 7,759 |
| Total noninterest expense | $4,271,000 | 2,266 |
| Salaries and employee benefits | $1,919,000 | 2,534 |
| Premises and equipment expense | $469,000 | 2,653 |
| Additional noninterest expense | $1,883,000 | 1,855 |
| Pre-tax net operating income | $-7,653,000 | 7,637 |
| Securities gains (losses) | $-34,000 | 7,408 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-7,687,000 | 7,659 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,687,000 | 7,659 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,687,000 | 7,659 |
| Net charge-offs | $1,257,000 | 1,516 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,653,000 | 7,658 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 3,727 |
| Total interest expense | $1,219,000 | 1,880 |
| Net interest income | $768,000 | 5,414 |
| Provision for loan and lease losses | $1,144,000 | 1,075 |
| Total noninterest income | $-225,000 | 7,848 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-245,000 | 7,822 |
| Total noninterest expense | $2,042,000 | 2,399 |
| Salaries and employee benefits | $1,009,000 | 2,456 |
| Premises and equipment expense | $234,000 | 2,730 |
| Additional noninterest expense | $799,000 | 2,125 |
| Pre-tax net operating income | $-2,643,000 | 7,665 |
| Securities gains (losses) | $-73,000 | 7,670 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,716,000 | 7,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,716,000 | 7,701 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,716,000 | 7,701 |
| Net charge-offs | $145,000 | 2,763 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,643,000 | 7,687 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,053,000 | 2,735 |
| Total interest expense | $6,644,000 | 1,762 |
| Net interest income | $5,409,000 | 3,748 |
| Provision for loan and lease losses | $4,753,000 | 1,475 |
| Total noninterest income | $199,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $92,000 | 5,860 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $107,000 | 5,561 |
| Total noninterest expense | $7,534,000 | 2,614 |
| Salaries and employee benefits | $4,110,000 | 2,383 |
| Premises and equipment expense | $1,014,000 | 2,539 |
| Additional noninterest expense | $2,410,000 | 2,828 |
| Pre-tax net operating income | $-6,679,000 | 7,326 |
| Securities gains (losses) | $682,000 | 696 |
| Applicable income taxes | $306,000 | 2,013 |
| Income before extraordinary items | $-6,303,000 | 7,380 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,303,000 | 7,379 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,303,000 | 7,379 |
| Net charge-offs | $6,743,000 | 926 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,985,000 | 7,441 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 2,658 |
| Total interest expense | $5,148,000 | 1,787 |
| Net interest income | $4,316,000 | 3,590 |
| Provision for loan and lease losses | $3,711,000 | 1,295 |
| Total noninterest income | $156,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $75,000 | 5,800 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $5,695,000 | 2,604 |
| Salaries and employee benefits | $3,154,000 | 2,364 |
| Premises and equipment expense | $764,000 | 2,564 |
| Additional noninterest expense | $1,777,000 | 2,835 |
| Pre-tax net operating income | $-4,934,000 | 7,501 |
| Securities gains (losses) | $438,000 | 770 |
| Applicable income taxes | $703,000 | 1,088 |
| Income before extraordinary items | $-5,199,000 | 7,593 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,199,000 | 7,593 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,199,000 | 7,593 |
| Net charge-offs | $4,449,000 | 896 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,637,000 | 7,633 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 2,592 |
| Total interest expense | $3,548,000 | 1,820 |
| Net interest income | $3,050,000 | 3,415 |
| Provision for loan and lease losses | $19,000 | 6,717 |
| Total noninterest income | $102,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $48,000 | 5,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $54,000 | 5,737 |
| Total noninterest expense | $3,639,000 | 2,731 |
| Salaries and employee benefits | $2,101,000 | 2,404 |
| Premises and equipment expense | $496,000 | 2,660 |
| Additional noninterest expense | $1,042,000 | 3,196 |
| Pre-tax net operating income | $-506,000 | 6,647 |
| Securities gains (losses) | $308,000 | 745 |
| Applicable income taxes | $-14,000 | 6,830 |
| Income before extraordinary items | $-184,000 | 6,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-184,000 | 6,349 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-184,000 | 6,349 |
| Net charge-offs | $1,618,000 | 1,279 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-470,440 | 6,718 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,562 |
| Total interest expense | $1,885,000 | 1,787 |
| Net interest income | $1,512,000 | 3,423 |
| Provision for loan and lease losses | $19,000 | 5,935 |
| Total noninterest income | $40,000 | 6,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $1,794,000 | 2,684 |
| Salaries and employee benefits | $1,113,000 | 2,298 |
| Premises and equipment expense | $240,000 | 2,767 |
| Additional noninterest expense | $441,000 | 3,320 |
| Pre-tax net operating income | $-261,000 | 6,995 |
| Securities gains (losses) | $277,000 | 533 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $7,000 | 6,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,000 | 6,322 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,000 | 6,322 |
| Net charge-offs | $112,000 | 2,747 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-170,280 | 6,902 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,539,000 | 2,275 |
| Total interest expense | $8,161,000 | 1,931 |
| Net interest income | $8,378,000 | 2,591 |
| Provision for loan and lease losses | $7,030,000 | 783 |
| Total noninterest income | $293,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 5,337 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $144,000 | 5,385 |
| Total noninterest expense | $7,815,000 | 2,420 |
| Salaries and employee benefits | $4,612,000 | 2,203 |
| Premises and equipment expense | $1,008,000 | 2,608 |
| Additional noninterest expense | $2,195,000 | 2,627 |
| Pre-tax net operating income | $-6,174,000 | 7,866 |
| Securities gains (losses) | $463,000 | 404 |
| Applicable income taxes | $-2,212,000 | 7,940 |
| Income before extraordinary items | $-3,499,000 | 7,684 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,499,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,378,000 | 1,158 |
| Cash dividends | $218,000 | 4,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,795,320 | 7,782 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,786,000 | 2,268 |
| Total interest expense | $5,993,000 | 2,052 |
| Net interest income | $6,793,000 | 2,433 |
| Provision for loan and lease losses | $7,030,000 | 516 |
| Total noninterest income | $259,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 5,004 |
| Total noninterest expense | $6,044,000 | 2,352 |
| Salaries and employee benefits | $3,433,000 | 2,246 |
| Premises and equipment expense | $777,000 | 2,562 |
| Additional noninterest expense | $1,834,000 | 2,326 |
| Pre-tax net operating income | $-6,022,000 | 8,158 |
| Securities gains (losses) | $270,000 | 502 |
| Applicable income taxes | $-2,229,000 | 8,200 |
| Income before extraordinary items | $-3,523,000 | 8,054 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,523,000 | 8,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,262,000 | 773 |
| Cash dividends | $218,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,695,800 | 8,116 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,748,000 | 2,247 |
| Total interest expense | $4,138,000 | 2,068 |
| Net interest income | $4,610,000 | 2,377 |
| Provision for loan and lease losses | $909,000 | 1,296 |
| Total noninterest income | $161,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $80,000 | 5,243 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $81,000 | 5,397 |
| Total noninterest expense | $3,745,000 | 2,522 |
| Salaries and employee benefits | $2,155,000 | 2,398 |
| Premises and equipment expense | $495,000 | 2,660 |
| Additional noninterest expense | $1,095,000 | 2,532 |
| Pre-tax net operating income | $117,000 | 6,309 |
| Securities gains (losses) | $282,000 | 476 |
| Applicable income taxes | $121,000 | 3,250 |
| Income before extraordinary items | $278,000 | 5,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 954 |
| Cash dividends | $218,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $80,600 | 6,421 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 2,187 |
| Total interest expense | $2,232,000 | 2,052 |
| Net interest income | $2,390,000 | 2,299 |
| Provision for loan and lease losses | $529,000 | 973 |
| Total noninterest income | $99,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $1,931,000 | 2,444 |
| Salaries and employee benefits | $1,256,000 | 2,083 |
| Premises and equipment expense | $228,000 | 2,885 |
| Additional noninterest expense | $447,000 | 2,994 |
| Pre-tax net operating income | $29,000 | 6,866 |
| Securities gains (losses) | $170,000 | 501 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $154,000 | 5,172 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $841,000 | 514 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $23,100 | 6,885 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,652,000 | 2,115 |
| Total interest expense | $9,109,000 | 2,092 |
| Net interest income | $10,543,000 | 2,149 |
| Provision for loan and lease losses | $686,000 | 1,879 |
| Total noninterest income | $820,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $127,000 | 5,671 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $693,000 | 2,774 |
| Total noninterest expense | $7,539,000 | 2,418 |
| Salaries and employee benefits | $4,816,000 | 2,095 |
| Premises and equipment expense | $822,000 | 3,013 |
| Additional noninterest expense | $1,901,000 | 2,786 |
| Pre-tax net operating income | $3,138,000 | 2,380 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,237,000 | 1,614 |
| Income before extraordinary items | $1,901,000 | 2,930 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,901,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,533 |
| Cash dividends | $444,000 | 3,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,901,000 | 2,921 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,484,000 | 2,149 |
| Total interest expense | $6,566,000 | 2,154 |
| Net interest income | $7,918,000 | 2,155 |
| Provision for loan and lease losses | $386,000 | 1,913 |
| Total noninterest income | $734,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $643,000 | 2,457 |
| Total noninterest expense | $5,446,000 | 2,492 |
| Salaries and employee benefits | $3,459,000 | 2,180 |
| Premises and equipment expense | $595,000 | 3,086 |
| Additional noninterest expense | $1,392,000 | 2,790 |
| Pre-tax net operating income | $2,820,000 | 2,222 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,113,000 | 1,524 |
| Income before extraordinary items | $1,707,000 | 2,710 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,707,000 | 2,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,667 |
| Cash dividends | $320,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,707,000 | 2,686 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,517,000 | 2,193 |
| Total interest expense | $4,201,000 | 2,244 |
| Net interest income | $5,316,000 | 2,171 |
| Provision for loan and lease losses | $386,000 | 1,273 |
| Total noninterest income | $626,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $54,000 | 5,982 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $572,000 | 2,056 |
| Total noninterest expense | $3,568,000 | 2,561 |
| Salaries and employee benefits | $2,277,000 | 2,249 |
| Premises and equipment expense | $363,000 | 3,339 |
| Additional noninterest expense | $928,000 | 2,798 |
| Pre-tax net operating income | $1,988,000 | 2,169 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $782,000 | 1,511 |
| Income before extraordinary items | $1,206,000 | 2,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,206,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,206,000 | 2,606 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 2,239 |
| Total interest expense | $2,094,000 | 2,236 |
| Net interest income | $2,555,000 | 2,255 |
| Provision for loan and lease losses | $220,000 | 1,090 |
| Total noninterest income | $505,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $483,000 | 1,395 |
| Total noninterest expense | $1,695,000 | 2,678 |
| Salaries and employee benefits | $1,088,000 | 2,363 |
| Premises and equipment expense | $165,000 | 3,612 |
| Additional noninterest expense | $442,000 | 2,909 |
| Pre-tax net operating income | $1,145,000 | 1,940 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $442,000 | 1,411 |
| Income before extraordinary items | $703,000 | 2,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $703,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $199,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $703,000 | 2,298 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,053,000 | 2,415 |
| Total interest expense | $6,292,000 | 2,492 |
| Net interest income | $9,761,000 | 2,335 |
| Provision for loan and lease losses | $937,000 | 1,103 |
| Total noninterest income | $423,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $84,000 | 6,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 4,060 |
| Total noninterest expense | $6,372,000 | 2,732 |
| Salaries and employee benefits | $4,225,000 | 2,328 |
| Premises and equipment expense | $664,000 | 3,479 |
| Additional noninterest expense | $1,483,000 | 3,315 |
| Pre-tax net operating income | $2,875,000 | 2,858 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,116,000 | 2,050 |
| Income before extraordinary items | $1,759,000 | 3,405 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,759,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,132 |
| Cash dividends | $651,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 334 |
| Net operating income | $1,759,000 | 3,393 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,516,000 | 2,489 |
| Total interest expense | $4,234,000 | 2,650 |
| Net interest income | $7,282,000 | 2,376 |
| Provision for loan and lease losses | $319,000 | 2,052 |
| Total noninterest income | $307,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $247,000 | 4,116 |
| Total noninterest expense | $4,801,000 | 2,723 |
| Salaries and employee benefits | $3,201,000 | 2,296 |
| Premises and equipment expense | $497,000 | 3,489 |
| Additional noninterest expense | $1,103,000 | 3,352 |
| Pre-tax net operating income | $2,469,000 | 2,680 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $947,000 | 1,956 |
| Income before extraordinary items | $1,522,000 | 3,178 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,522,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $451,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $3,750,000 | 261 |
| Net operating income | $1,522,000 | 3,172 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 2,579 |
| Total interest expense | $2,530,000 | 2,788 |
| Net interest income | $4,741,000 | 2,424 |
| Provision for loan and lease losses | $265,000 | 1,678 |
| Total noninterest income | $210,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,055 |
| Total noninterest expense | $3,099,000 | 2,809 |
| Salaries and employee benefits | $2,105,000 | 2,337 |
| Premises and equipment expense | $313,000 | 3,643 |
| Additional noninterest expense | $681,000 | 3,564 |
| Pre-tax net operating income | $1,587,000 | 2,769 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $642,000 | 1,965 |
| Income before extraordinary items | $945,000 | 3,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $945,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $251,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $3,750,000 | 176 |
| Net operating income | $945,000 | 3,333 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 2,731 |
| Total interest expense | $1,137,000 | 2,926 |
| Net interest income | $2,172,000 | 2,604 |
| Provision for loan and lease losses | $98,000 | 2,054 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $1,539,000 | 2,817 |
| Salaries and employee benefits | $1,040,000 | 2,360 |
| Premises and equipment expense | $153,000 | 3,731 |
| Additional noninterest expense | $346,000 | 3,476 |
| Pre-tax net operating income | $633,000 | 3,195 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $254,000 | 2,242 |
| Income before extraordinary items | $379,000 | 3,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $109,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $379,000 | 3,810 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 2,890 |
| Total interest expense | $3,424,000 | 2,993 |
| Net interest income | $7,648,000 | 2,814 |
| Provision for loan and lease losses | $484,000 | 1,943 |
| Total noninterest income | $525,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $71,000 | 6,730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $454,000 | 3,540 |
| Total noninterest expense | $5,508,000 | 2,978 |
| Salaries and employee benefits | $3,661,000 | 2,502 |
| Premises and equipment expense | $569,000 | 3,817 |
| Additional noninterest expense | $1,278,000 | 3,677 |
| Pre-tax net operating income | $2,181,000 | 3,476 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $876,000 | 2,459 |
| Income before extraordinary items | $1,304,000 | 4,141 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,304,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $373,000 | 4,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,304,640 | 4,113 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,995,000 | 2,938 |
| Total interest expense | $2,455,000 | 2,968 |
| Net interest income | $5,540,000 | 2,884 |
| Provision for loan and lease losses | $334,000 | 2,023 |
| Total noninterest income | $371,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $319,000 | 3,702 |
| Total noninterest expense | $4,228,000 | 2,871 |
| Salaries and employee benefits | $2,762,000 | 2,440 |
| Premises and equipment expense | $424,000 | 3,804 |
| Additional noninterest expense | $1,042,000 | 3,402 |
| Pre-tax net operating income | $1,349,000 | 4,028 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $530,000 | 2,836 |
| Income before extraordinary items | $818,000 | 4,700 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $818,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $270,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $818,640 | 4,659 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 2,965 |
| Total interest expense | $1,582,000 | 2,930 |
| Net interest income | $3,552,000 | 2,959 |
| Provision for loan and lease losses | $304,000 | 1,496 |
| Total noninterest income | $276,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $242,000 | 3,417 |
| Total noninterest expense | $2,788,000 | 2,892 |
| Salaries and employee benefits | $1,824,000 | 2,447 |
| Premises and equipment expense | $274,000 | 3,881 |
| Additional noninterest expense | $690,000 | 3,401 |
| Pre-tax net operating income | $736,000 | 4,485 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $290,000 | 3,167 |
| Income before extraordinary items | $445,000 | 5,176 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $445,000 | 5,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $171,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $445,640 | 5,127 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,105 |
| Total interest expense | $723,000 | 3,037 |
| Net interest income | $1,672,000 | 3,096 |
| Provision for loan and lease losses | $126,000 | 1,668 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,480 |
| Total noninterest expense | $1,336,000 | 3,016 |
| Salaries and employee benefits | $869,000 | 2,574 |
| Premises and equipment expense | $130,000 | 4,075 |
| Additional noninterest expense | $337,000 | 3,467 |
| Pre-tax net operating income | $342,000 | 4,652 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $136,000 | 3,256 |
| Income before extraordinary items | $206,000 | 5,344 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $206,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $80,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $206,000 | 5,313 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 3,769 |
| Total interest expense | $1,909,000 | 3,788 |
| Net interest income | $5,173,000 | 3,713 |
| Provision for loan and lease losses | $471,000 | 2,063 |
| Total noninterest income | $368,000 | 5,978 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $58,000 | 7,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 4,207 |
| Total noninterest expense | $4,131,000 | 3,643 |
| Salaries and employee benefits | $2,554,000 | 3,290 |
| Premises and equipment expense | $473,000 | 4,261 |
| Additional noninterest expense | $1,104,000 | 4,005 |
| Pre-tax net operating income | $939,000 | 5,401 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $367,000 | 3,858 |
| Income before extraordinary items | $576,000 | 6,045 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $576,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,431,000 | 218 |
| Net operating income | $573,440 | 5,992 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 3,963 |
| Total interest expense | $1,322,000 | 3,999 |
| Net interest income | $3,623,000 | 3,893 |
| Provision for loan and lease losses | $315,000 | 2,173 |
| Total noninterest income | $206,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $41,000 | 7,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 4,912 |
| Total noninterest expense | $2,825,000 | 3,895 |
| Salaries and employee benefits | $1,744,000 | 3,520 |
| Premises and equipment expense | $337,000 | 4,409 |
| Additional noninterest expense | $744,000 | 4,322 |
| Pre-tax net operating income | $689,000 | 5,558 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $269,000 | 3,952 |
| Income before extraordinary items | $424,000 | 6,176 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $424,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,431,000 | 157 |
| Net operating income | $421,440 | 6,122 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 4,210 |
| Total interest expense | $810,000 | 4,245 |
| Net interest income | $2,223,000 | 4,157 |
| Provision for loan and lease losses | $144,000 | 2,858 |
| Total noninterest income | $137,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 4,901 |
| Total noninterest expense | $1,714,000 | 4,239 |
| Salaries and employee benefits | $1,094,000 | 3,715 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $412,000 | 4,962 |
| Pre-tax net operating income | $502,000 | 5,296 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $196,000 | 3,824 |
| Income before extraordinary items | $308,000 | 5,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 5,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $5,431,000 | 103 |
| Net operating income | $306,720 | 5,913 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,369 |
| Total interest expense | $397,000 | 4,362 |
| Net interest income | $1,056,000 | 4,317 |
| Provision for loan and lease losses | $58,000 | 3,132 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $819,000 | 4,402 |
| Salaries and employee benefits | $513,000 | 3,922 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $247,000 | 5,314 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $96,000 | 3,852 |
| Income before extraordinary items | $152,000 | 5,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $151,360 | 5,877 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 5,458 |
| Total interest expense | $1,230,000 | 5,487 |
| Net interest income | $2,983,000 | 5,326 |
| Provision for loan and lease losses | $324,000 | 2,997 |
| Total noninterest income | $401,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $352,000 | 4,210 |
| Total noninterest expense | $2,883,000 | 4,737 |
| Salaries and employee benefits | $1,709,000 | 4,423 |
| Premises and equipment expense | $325,000 | 5,414 |
| Additional noninterest expense | $849,000 | 4,854 |
| Pre-tax net operating income | $177,000 | 7,902 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $67,000 | 6,072 |
| Income before extraordinary items | $110,000 | 8,174 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $110,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $4,045,000 | 225 |
| Net operating income | $110,000 | 8,056 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 5,837 |
| Total interest expense | $883,000 | 5,778 |
| Net interest income | $2,010,000 | 5,698 |
| Provision for loan and lease losses | $212,000 | 3,235 |
| Total noninterest income | $348,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $39,000 | 7,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,989 |
| Total noninterest expense | $2,136,000 | 4,765 |
| Salaries and employee benefits | $1,250,000 | 4,479 |
| Premises and equipment expense | $241,000 | 5,445 |
| Additional noninterest expense | $645,000 | 4,754 |
| Pre-tax net operating income | $10,000 | 8,596 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $8,000 | 8,695 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $4,045,000 | 145 |
| Net operating income | $8,000 | 8,600 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 6,178 |
| Total interest expense | $573,000 | 5,974 |
| Net interest income | $1,164,000 | 6,155 |
| Provision for loan and lease losses | $189,000 | 2,612 |
| Total noninterest income | $248,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $219,000 | 3,875 |
| Total noninterest expense | $1,340,000 | 4,955 |
| Salaries and employee benefits | $803,000 | 4,591 |
| Premises and equipment expense | $153,000 | 5,589 |
| Additional noninterest expense | $384,000 | 5,152 |
| Pre-tax net operating income | $-117,000 | 8,844 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-48,000 | 9,079 |
| Income before extraordinary items | $-69,000 | 8,889 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-69,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $4,045,000 | 95 |
| Net operating income | $-69,000 | 8,792 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 6,580 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $518,000 | 6,545 |
| Provision for loan and lease losses | $144,000 | 1,857 |
| Total noninterest income | $127,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 3,756 |
| Total noninterest expense | $665,000 | 4,982 |
| Salaries and employee benefits | $422,000 | 4,452 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $172,000 | 5,511 |
| Pre-tax net operating income | $-164,000 | 9,051 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-64,000 | 9,194 |
| Income before extraordinary items | $-109,000 | 9,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-100,000 | 9,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $4,045,000 | 49 |
| Net operating income | $-109,000 | 8,974 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 7,254 |
| Total interest expense | $924,000 | 7,131 |
| Net interest income | $1,679,000 | 7,147 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $403,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $70,000 | 7,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $333,000 | 4,038 |
| Total noninterest expense | $2,457,000 | 5,142 |
| Salaries and employee benefits | $1,412,000 | 4,908 |
| Premises and equipment expense | $238,000 | 6,293 |
| Additional noninterest expense | $807,000 | 4,893 |
| Pre-tax net operating income | $-585,000 | 9,015 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-230,000 | 9,154 |
| Income before extraordinary items | $-355,000 | 8,993 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-355,000 | 8,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,646 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 420 |
| Net operating income | $-355,000 | 8,948 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 8,333 |
| Total interest expense | $758,000 | 8,522 |
| Net interest income | $1,133,000 | 8,025 |
| Provision for loan and lease losses | $415,000 | 2,548 |
| Total noninterest income | $223,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $36,000 | 7,870 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $187,000 | 5,069 |
| Total noninterest expense | $1,857,000 | 6,011 |
| Salaries and employee benefits | $953,000 | 6,155 |
| Premises and equipment expense | $216,000 | 6,552 |
| Additional noninterest expense | $688,000 | 5,354 |
| Pre-tax net operating income | $-916,000 | 9,332 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $-406,000 | 9,476 |
| Income before extraordinary items | $-485,000 | 9,232 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-485,000 | 9,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 608 |
| Net operating income | $-501,000 | 9,202 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $601,000 | 9,645 |
| Total interest expense | $199,000 | 9,659 |
| Net interest income | $402,000 | 9,576 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $13,000 | 9,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $871,000 | 8,367 |
| Salaries and employee benefits | $409,000 | 8,701 |
| Premises and equipment expense | $110,000 | 8,272 |
| Additional noninterest expense | $352,000 | 7,541 |
| Pre-tax net operating income | $-552,000 | 9,559 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-552,000 | 9,595 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-552,000 | 9,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,550,000 | 184 |
| Net operating income | $-552,000 | 9,592 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.