Home > Cooperative Bank > Income and Expense
Cooperative Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 708 |
| Total interest expense | $7,143,000 | 462 |
| Net interest income | $5,036,000 | 1,086 |
| Provision for loan and lease losses | $1,991,000 | 760 |
| Total noninterest income | $1,742,000 | 820 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $396,000 | 1,048 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,346,000 | 676 |
| Total noninterest expense | $5,204,000 | 973 |
| Salaries and employee benefits | $1,661,000 | 1,569 |
| Premises and equipment expense | $951,000 | 751 |
| Additional noninterest expense | $2,592,000 | 654 |
| Pre-tax net operating income | $-417,000 | 7,224 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,591,000 | 8,061 |
| Income before extraordinary items | $1,174,000 | 905 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,174,000 | 905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,174,000 | 907 |
| Net charge-offs | $8,728,000 | 227 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,034 |
| Net operating income | $1,174,000 | 846 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $56,858,000 | 650 |
| Total interest expense | $31,652,000 | 502 |
| Net interest income | $25,206,000 | 853 |
| Provision for loan and lease losses | $36,147,000 | 243 |
| Total noninterest income | $3,811,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,725,000 | 1,032 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,086,000 | 1,264 |
| Total noninterest expense | $27,982,000 | 716 |
| Salaries and employee benefits | $12,895,000 | 771 |
| Premises and equipment expense | $3,904,000 | 702 |
| Additional noninterest expense | $11,183,000 | 618 |
| Pre-tax net operating income | $-35,112,000 | 8,166 |
| Securities gains (losses) | $-9,630,000 | 8,168 |
| Applicable income taxes | $-1,139,000 | 7,752 |
| Income before extraordinary items | $-43,603,000 | 8,182 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-43,603,000 | 8,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,673,000 | 454 |
| Cash dividends | $1,553,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $264,000 | 699 |
| Net operating income | $-34,261,900 | 8,178 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $43,966,000 | 658 |
| Total interest expense | $24,355,000 | 519 |
| Net interest income | $19,611,000 | 835 |
| Provision for loan and lease losses | $7,475,000 | 492 |
| Total noninterest income | $2,815,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,286,000 | 1,054 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,529,000 | 1,352 |
| Total noninterest expense | $16,696,000 | 884 |
| Salaries and employee benefits | $9,526,000 | 798 |
| Premises and equipment expense | $2,991,000 | 695 |
| Additional noninterest expense | $4,179,000 | 1,099 |
| Pre-tax net operating income | $-1,745,000 | 7,806 |
| Securities gains (losses) | $-9,087,000 | 8,275 |
| Applicable income taxes | $-3,008,000 | 8,227 |
| Income before extraordinary items | $-7,824,000 | 8,193 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,824,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,247,000 | 1,140 |
| Cash dividends | $1,329,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $261,000 | 514 |
| Net operating income | $-1,281,360 | 7,737 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $29,752,000 | 651 |
| Total interest expense | $16,773,000 | 524 |
| Net interest income | $12,979,000 | 838 |
| Provision for loan and lease losses | $3,325,000 | 564 |
| Total noninterest income | $2,165,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $849,000 | 1,040 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,316,000 | 1,162 |
| Total noninterest expense | $10,940,000 | 899 |
| Salaries and employee benefits | $6,270,000 | 822 |
| Premises and equipment expense | $1,932,000 | 716 |
| Additional noninterest expense | $2,738,000 | 1,099 |
| Pre-tax net operating income | $879,000 | 3,227 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $878,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $878,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 1,127 |
| Cash dividends | $1,102,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 380 |
| Net operating income | $878,000 | 2,798 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,296,000 | 655 |
| Total interest expense | $8,790,000 | 538 |
| Net interest income | $6,506,000 | 834 |
| Provision for loan and lease losses | $855,000 | 699 |
| Total noninterest income | $1,142,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $423,000 | 1,024 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $719,000 | 1,092 |
| Total noninterest expense | $5,444,000 | 889 |
| Salaries and employee benefits | $3,127,000 | 827 |
| Premises and equipment expense | $933,000 | 752 |
| Additional noninterest expense | $1,384,000 | 1,045 |
| Pre-tax net operating income | $1,349,000 | 1,395 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $359,000 | 1,287 |
| Income before extraordinary items | $990,000 | 1,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $990,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,203 |
| Cash dividends | $531,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 218 |
| Net operating income | $990,000 | 1,447 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $64,578,000 | 654 |
| Total interest expense | $34,653,000 | 582 |
| Net interest income | $29,925,000 | 739 |
| Provision for loan and lease losses | $1,450,000 | 1,084 |
| Total noninterest income | $4,894,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,782,000 | 1,002 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,112,000 | 983 |
| Total noninterest expense | $19,749,000 | 951 |
| Salaries and employee benefits | $11,884,000 | 832 |
| Premises and equipment expense | $3,543,000 | 754 |
| Additional noninterest expense | $4,322,000 | 1,305 |
| Pre-tax net operating income | $13,620,000 | 635 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,597,000 | 585 |
| Income before extraordinary items | $9,023,000 | 721 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,023,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,430 |
| Cash dividends | $7,677,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 595 |
| Net operating income | $9,023,000 | 714 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $48,105,000 | 651 |
| Total interest expense | $25,549,000 | 588 |
| Net interest income | $22,556,000 | 736 |
| Provision for loan and lease losses | $1,000,000 | 898 |
| Total noninterest income | $3,731,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,266,000 | 1,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,465,000 | 947 |
| Total noninterest expense | $14,736,000 | 945 |
| Salaries and employee benefits | $8,902,000 | 835 |
| Premises and equipment expense | $2,639,000 | 755 |
| Additional noninterest expense | $3,195,000 | 1,281 |
| Pre-tax net operating income | $10,551,000 | 670 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,566,000 | 606 |
| Income before extraordinary items | $6,985,000 | 746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,985,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,826 |
| Cash dividends | $7,108,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 489 |
| Net operating income | $6,985,000 | 738 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,407,000 | 675 |
| Total interest expense | $16,536,000 | 615 |
| Net interest income | $14,871,000 | 765 |
| Provision for loan and lease losses | $650,000 | 817 |
| Total noninterest income | $2,559,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $813,000 | 1,084 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,746,000 | 950 |
| Total noninterest expense | $9,744,000 | 967 |
| Salaries and employee benefits | $5,901,000 | 857 |
| Premises and equipment expense | $1,771,000 | 773 |
| Additional noninterest expense | $2,072,000 | 1,335 |
| Pre-tax net operating income | $7,036,000 | 701 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,399,000 | 625 |
| Income before extraordinary items | $4,637,000 | 783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,637,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,491 |
| Cash dividends | $1,055,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $304,000 | 377 |
| Net operating income | $4,637,000 | 774 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,466,000 | 679 |
| Total interest expense | $8,066,000 | 616 |
| Net interest income | $7,400,000 | 756 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $1,335,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $397,000 | 1,084 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $938,000 | 886 |
| Total noninterest expense | $4,900,000 | 957 |
| Salaries and employee benefits | $3,020,000 | 839 |
| Premises and equipment expense | $883,000 | 774 |
| Additional noninterest expense | $997,000 | 1,342 |
| Pre-tax net operating income | $3,535,000 | 695 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,197,000 | 630 |
| Income before extraordinary items | $2,338,000 | 767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,338,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $556,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 603 |
| Net operating income | $2,338,000 | 756 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $56,529,000 | 684 |
| Total interest expense | $27,579,000 | 625 |
| Net interest income | $28,950,000 | 763 |
| Provision for loan and lease losses | $2,235,000 | 505 |
| Total noninterest income | $5,106,000 | 1,080 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,686,000 | 1,046 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,420,000 | 911 |
| Total noninterest expense | $18,958,000 | 936 |
| Salaries and employee benefits | $11,430,000 | 846 |
| Premises and equipment expense | $3,454,000 | 738 |
| Additional noninterest expense | $4,074,000 | 1,308 |
| Pre-tax net operating income | $12,863,000 | 780 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,328,000 | 709 |
| Income before extraordinary items | $8,535,000 | 882 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,535,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 587 |
| Cash dividends | $1,762,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 751 |
| Net operating income | $8,535,000 | 865 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $41,135,000 | 706 |
| Total interest expense | $19,487,000 | 646 |
| Net interest income | $21,648,000 | 785 |
| Provision for loan and lease losses | $1,885,000 | 419 |
| Total noninterest income | $3,751,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,242,000 | 1,070 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,509,000 | 939 |
| Total noninterest expense | $14,171,000 | 950 |
| Salaries and employee benefits | $8,542,000 | 855 |
| Premises and equipment expense | $2,554,000 | 756 |
| Additional noninterest expense | $3,075,000 | 1,304 |
| Pre-tax net operating income | $9,343,000 | 832 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,124,000 | 768 |
| Income before extraordinary items | $6,219,000 | 941 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,219,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $853,000 | 532 |
| Cash dividends | $1,205,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 593 |
| Net operating income | $6,219,000 | 927 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $26,232,000 | 721 |
| Total interest expense | $12,121,000 | 656 |
| Net interest income | $14,111,000 | 805 |
| Provision for loan and lease losses | $1,360,000 | 375 |
| Total noninterest income | $2,481,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $805,000 | 1,100 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,676,000 | 949 |
| Total noninterest expense | $9,590,000 | 933 |
| Salaries and employee benefits | $5,709,000 | 857 |
| Premises and equipment expense | $1,673,000 | 775 |
| Additional noninterest expense | $2,208,000 | 1,223 |
| Pre-tax net operating income | $5,642,000 | 913 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,948,000 | 811 |
| Income before extraordinary items | $3,694,000 | 1,042 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,694,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $790,000 | 403 |
| Cash dividends | $620,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 508 |
| Net operating income | $3,694,000 | 1,026 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,340,000 | 746 |
| Total interest expense | $5,605,000 | 659 |
| Net interest income | $6,735,000 | 838 |
| Provision for loan and lease losses | $585,000 | 421 |
| Total noninterest income | $1,136,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $389,000 | 1,112 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $747,000 | 1,001 |
| Total noninterest expense | $4,839,000 | 928 |
| Salaries and employee benefits | $2,913,000 | 842 |
| Premises and equipment expense | $831,000 | 779 |
| Additional noninterest expense | $1,095,000 | 1,212 |
| Pre-tax net operating income | $2,447,000 | 1,021 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $774,000 | 958 |
| Income before extraordinary items | $1,673,000 | 1,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,673,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $270,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 323 |
| Net operating income | $1,673,000 | 1,100 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $39,258,000 | 826 |
| Total interest expense | $15,875,000 | 714 |
| Net interest income | $23,383,000 | 917 |
| Provision for loan and lease losses | $2,485,000 | 433 |
| Total noninterest income | $5,935,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,481,000 | 1,203 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,454,000 | 732 |
| Total noninterest expense | $17,225,000 | 982 |
| Salaries and employee benefits | $10,076,000 | 899 |
| Premises and equipment expense | $3,198,000 | 755 |
| Additional noninterest expense | $3,951,000 | 1,302 |
| Pre-tax net operating income | $9,608,000 | 1,017 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,758,000 | 812 |
| Income before extraordinary items | $5,850,000 | 1,231 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,850,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,766 |
| Cash dividends | $940,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 758 |
| Net operating income | $5,850,000 | 1,211 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,650,000 | 860 |
| Total interest expense | $10,872,000 | 734 |
| Net interest income | $16,778,000 | 946 |
| Provision for loan and lease losses | $1,550,000 | 490 |
| Total noninterest income | $4,239,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,061,000 | 1,240 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,178,000 | 769 |
| Total noninterest expense | $12,674,000 | 1,001 |
| Salaries and employee benefits | $7,543,000 | 898 |
| Premises and equipment expense | $2,369,000 | 758 |
| Additional noninterest expense | $2,762,000 | 1,373 |
| Pre-tax net operating income | $6,793,000 | 1,061 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,603,000 | 870 |
| Income before extraordinary items | $4,190,000 | 1,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,190,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,251 |
| Cash dividends | $707,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 633 |
| Net operating income | $4,190,000 | 1,272 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,145,000 | 909 |
| Total interest expense | $6,481,000 | 774 |
| Net interest income | $10,664,000 | 980 |
| Provision for loan and lease losses | $975,000 | 526 |
| Total noninterest income | $2,782,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $655,000 | 1,315 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,127,000 | 772 |
| Total noninterest expense | $8,332,000 | 1,004 |
| Salaries and employee benefits | $4,960,000 | 897 |
| Premises and equipment expense | $1,549,000 | 771 |
| Additional noninterest expense | $1,823,000 | 1,359 |
| Pre-tax net operating income | $4,139,000 | 1,128 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,549,000 | 923 |
| Income before extraordinary items | $2,590,000 | 1,347 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,590,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $474,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 560 |
| Net operating income | $2,590,000 | 1,330 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,859,000 | 973 |
| Total interest expense | $2,800,000 | 846 |
| Net interest income | $5,059,000 | 1,027 |
| Provision for loan and lease losses | $325,000 | 711 |
| Total noninterest income | $1,254,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $310,000 | 1,324 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $944,000 | 822 |
| Total noninterest expense | $4,129,000 | 1,010 |
| Salaries and employee benefits | $2,448,000 | 910 |
| Premises and equipment expense | $778,000 | 771 |
| Additional noninterest expense | $903,000 | 1,375 |
| Pre-tax net operating income | $1,859,000 | 1,224 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $681,000 | 1,035 |
| Income before extraordinary items | $1,178,000 | 1,438 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,178,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $244,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,178,000 | 1,417 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,603,000 | 1,022 |
| Total interest expense | $9,205,000 | 869 |
| Net interest income | $18,398,000 | 1,088 |
| Provision for loan and lease losses | $970,000 | 1,065 |
| Total noninterest income | $5,180,000 | 1,052 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,317,000 | 1,347 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,863,000 | 805 |
| Total noninterest expense | $15,514,000 | 1,040 |
| Salaries and employee benefits | $9,070,000 | 946 |
| Premises and equipment expense | $2,974,000 | 763 |
| Additional noninterest expense | $3,470,000 | 1,432 |
| Pre-tax net operating income | $7,094,000 | 1,221 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $2,344,000 | 1,106 |
| Income before extraordinary items | $4,760,000 | 1,354 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,760,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,291 |
| Cash dividends | $769,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 743 |
| Net operating income | $4,753,300 | 1,321 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,262,000 | 1,029 |
| Total interest expense | $6,691,000 | 886 |
| Net interest income | $13,571,000 | 1,087 |
| Provision for loan and lease losses | $745,000 | 1,023 |
| Total noninterest income | $3,904,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $969,000 | 1,376 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,935,000 | 816 |
| Total noninterest expense | $11,686,000 | 1,034 |
| Salaries and employee benefits | $6,868,000 | 933 |
| Premises and equipment expense | $2,254,000 | 760 |
| Additional noninterest expense | $2,564,000 | 1,437 |
| Pre-tax net operating income | $5,044,000 | 1,297 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,656,000 | 1,180 |
| Income before extraordinary items | $3,388,000 | 1,457 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,388,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $569,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 599 |
| Net operating income | $3,388,000 | 1,410 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,246,000 | 1,039 |
| Total interest expense | $4,343,000 | 901 |
| Net interest income | $8,903,000 | 1,097 |
| Provision for loan and lease losses | $520,000 | 951 |
| Total noninterest income | $2,504,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $630,000 | 1,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,874,000 | 844 |
| Total noninterest expense | $7,787,000 | 1,027 |
| Salaries and employee benefits | $4,581,000 | 931 |
| Premises and equipment expense | $1,494,000 | 763 |
| Additional noninterest expense | $1,712,000 | 1,413 |
| Pre-tax net operating income | $3,100,000 | 1,369 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,019,000 | 1,261 |
| Income before extraordinary items | $2,081,000 | 1,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,081,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $368,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 488 |
| Net operating income | $2,081,000 | 1,485 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 1,055 |
| Total interest expense | $2,179,000 | 915 |
| Net interest income | $4,374,000 | 1,122 |
| Provision for loan and lease losses | $220,000 | 1,080 |
| Total noninterest income | $1,145,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $305,000 | 1,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $840,000 | 889 |
| Total noninterest expense | $3,881,000 | 1,044 |
| Salaries and employee benefits | $2,234,000 | 965 |
| Premises and equipment expense | $763,000 | 767 |
| Additional noninterest expense | $884,000 | 1,368 |
| Pre-tax net operating income | $1,418,000 | 1,468 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $480,000 | 1,339 |
| Income before extraordinary items | $938,000 | 1,685 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $938,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $168,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 315 |
| Net operating income | $938,000 | 1,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,827,000 | 1,008 |
| Total interest expense | $10,686,000 | 829 |
| Net interest income | $17,141,000 | 1,131 |
| Provision for loan and lease losses | $740,000 | 1,553 |
| Total noninterest income | $6,474,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,116,000 | 1,544 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,358,000 | 719 |
| Total noninterest expense | $14,868,000 | 1,093 |
| Salaries and employee benefits | $9,230,000 | 926 |
| Premises and equipment expense | $2,546,000 | 878 |
| Additional noninterest expense | $3,092,000 | 1,593 |
| Pre-tax net operating income | $8,007,000 | 1,046 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $2,590,000 | 1,039 |
| Income before extraordinary items | $5,468,000 | 1,173 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,468,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,642 |
| Cash dividends | $585,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 592 |
| Net operating income | $5,433,320 | 1,119 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,173,000 | 1,018 |
| Total interest expense | $8,364,000 | 836 |
| Net interest income | $12,809,000 | 1,148 |
| Provision for loan and lease losses | $560,000 | 1,507 |
| Total noninterest income | $5,212,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $827,000 | 1,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,385,000 | 700 |
| Total noninterest expense | $11,150,000 | 1,095 |
| Salaries and employee benefits | $7,063,000 | 918 |
| Premises and equipment expense | $1,861,000 | 917 |
| Additional noninterest expense | $2,226,000 | 1,638 |
| Pre-tax net operating income | $6,311,000 | 1,031 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,026,000 | 1,052 |
| Income before extraordinary items | $4,285,000 | 1,163 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,285,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,125 |
| Cash dividends | $442,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $207,000 | 445 |
| Net operating income | $4,285,000 | 1,099 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,300,000 | 1,017 |
| Total interest expense | $5,724,000 | 840 |
| Net interest income | $8,576,000 | 1,142 |
| Provision for loan and lease losses | $380,000 | 1,463 |
| Total noninterest income | $3,393,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $541,000 | 1,569 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,852,000 | 700 |
| Total noninterest expense | $7,435,000 | 1,092 |
| Salaries and employee benefits | $4,735,000 | 906 |
| Premises and equipment expense | $1,215,000 | 939 |
| Additional noninterest expense | $1,485,000 | 1,631 |
| Pre-tax net operating income | $4,154,000 | 1,039 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,314,000 | 1,100 |
| Income before extraordinary items | $2,840,000 | 1,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,840,000 | 1,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,622 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 341 |
| Net operating income | $2,840,000 | 1,097 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,184,000 | 1,021 |
| Total interest expense | $2,930,000 | 845 |
| Net interest income | $4,254,000 | 1,152 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $1,554,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $215,000 | 1,909 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,339,000 | 719 |
| Total noninterest expense | $3,587,000 | 1,118 |
| Salaries and employee benefits | $2,262,000 | 952 |
| Premises and equipment expense | $599,000 | 964 |
| Additional noninterest expense | $726,000 | 1,625 |
| Pre-tax net operating income | $2,021,000 | 1,073 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $619,000 | 1,158 |
| Income before extraordinary items | $1,402,000 | 1,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,402,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,181 |
| Cash dividends | $157,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 194 |
| Net operating income | $1,402,000 | 1,101 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,496,000 | 1,045 |
| Total interest expense | $13,875,000 | 811 |
| Net interest income | $15,621,000 | 1,232 |
| Provision for loan and lease losses | $740,000 | 1,746 |
| Total noninterest income | $4,604,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $875,000 | 1,840 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,729,000 | 865 |
| Total noninterest expense | $11,816,000 | 1,304 |
| Salaries and employee benefits | $6,961,000 | 1,152 |
| Premises and equipment expense | $2,154,000 | 1,020 |
| Additional noninterest expense | $2,701,000 | 1,737 |
| Pre-tax net operating income | $7,669,000 | 1,098 |
| Securities gains (losses) | $135,000 | 1,469 |
| Applicable income taxes | $2,802,000 | 983 |
| Income before extraordinary items | $5,002,000 | 1,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,002,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,245 |
| Cash dividends | $581,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 833 |
| Net operating income | $4,915,600 | 1,228 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,117,000 | 1,094 |
| Total interest expense | $18,916,000 | 865 |
| Net interest income | $12,201,000 | 1,457 |
| Provision for loan and lease losses | $460,000 | 2,354 |
| Total noninterest income | $1,915,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $870,000 | 1,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,045,000 | 1,979 |
| Total noninterest expense | $9,258,000 | 1,577 |
| Salaries and employee benefits | $5,089,000 | 1,490 |
| Premises and equipment expense | $1,842,000 | 1,154 |
| Additional noninterest expense | $2,327,000 | 1,942 |
| Pre-tax net operating income | $4,398,000 | 1,626 |
| Securities gains (losses) | $125,000 | 1,571 |
| Applicable income taxes | $1,589,000 | 1,425 |
| Income before extraordinary items | $2,934,000 | 1,797 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,934,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,101 |
| Cash dividends | $610,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $322,000 | 535 |
| Net operating income | $2,852,750 | 1,775 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,709,000 | 1,109 |
| Total interest expense | $19,305,000 | 926 |
| Net interest income | $12,404,000 | 1,415 |
| Provision for loan and lease losses | $970,000 | 1,097 |
| Total noninterest income | $1,921,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $765,000 | 1,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,156,000 | 1,686 |
| Total noninterest expense | $10,149,000 | 1,365 |
| Salaries and employee benefits | $6,047,000 | 1,168 |
| Premises and equipment expense | $1,715,000 | 1,172 |
| Additional noninterest expense | $2,387,000 | 1,849 |
| Pre-tax net operating income | $3,206,000 | 2,250 |
| Securities gains (losses) | $-287,000 | 9,632 |
| Applicable income taxes | $979,000 | 2,162 |
| Income before extraordinary items | $1,940,000 | 2,642 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,940,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $551,000 | 3,373 |
| Sale, conversion, retirement of capital stock, net | $-270,000 | 9,812 |
| Net operating income | $2,129,420 | 2,409 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,449,000 | 1,147 |
| Total interest expense | $16,422,000 | 949 |
| Net interest income | $12,027,000 | 1,454 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $1,228,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $657,000 | 2,021 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $571,000 | 2,707 |
| Total noninterest expense | $8,862,000 | 1,563 |
| Salaries and employee benefits | $4,670,000 | 1,478 |
| Premises and equipment expense | $1,740,000 | 1,154 |
| Additional noninterest expense | $2,452,000 | 1,802 |
| Pre-tax net operating income | $4,183,000 | 1,774 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,479,000 | 1,620 |
| Income before extraordinary items | $2,704,000 | 1,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,704,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $14,000 | 7,011 |
| Sale, conversion, retirement of capital stock, net | $-4,476,000 | 10,201 |
| Net operating income | $2,704,000 | 1,929 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,411,000 | 1,149 |
| Total interest expense | $17,212,000 | 922 |
| Net interest income | $11,199,000 | 1,516 |
| Provision for loan and lease losses | $330,000 | 2,400 |
| Total noninterest income | $1,267,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $595,000 | 2,160 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $672,000 | 2,468 |
| Total noninterest expense | $8,332,000 | 1,596 |
| Salaries and employee benefits | $4,200,000 | 1,584 |
| Premises and equipment expense | $1,624,000 | 1,172 |
| Additional noninterest expense | $2,508,000 | 1,701 |
| Pre-tax net operating income | $3,804,000 | 1,919 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,389,000 | 1,747 |
| Income before extraordinary items | $2,415,000 | 2,158 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,415,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $11,000 | 7,360 |
| Sale, conversion, retirement of capital stock, net | $773,000 | 500 |
| Net operating income | $2,415,000 | 2,095 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,093,000 | 1,293 |
| Total interest expense | $15,732,000 | 1,043 |
| Net interest income | $10,361,000 | 1,684 |
| Provision for loan and lease losses | $153,000 | 4,084 |
| Total noninterest income | $824,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $462,000 | 2,829 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $362,000 | 3,509 |
| Total noninterest expense | $7,376,000 | 1,763 |
| Salaries and employee benefits | $3,807,000 | 1,719 |
| Premises and equipment expense | $1,429,000 | 1,373 |
| Additional noninterest expense | $2,140,000 | 1,981 |
| Pre-tax net operating income | $3,656,000 | 2,054 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,394,000 | 1,818 |
| Income before extraordinary items | $2,262,000 | 2,320 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,262,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $12,000 | 7,716 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 662 |
| Net operating income | $2,262,000 | 2,261 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,793,000 | 1,483 |
| Total interest expense | $13,630,000 | 1,202 |
| Net interest income | $9,163,000 | 1,963 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $698,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $380,000 | 3,486 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $318,000 | 3,939 |
| Total noninterest expense | $12,403,000 | 1,177 |
| Salaries and employee benefits | $3,527,000 | 1,874 |
| Premises and equipment expense | $1,257,000 | 1,628 |
| Additional noninterest expense | $7,619,000 | 838 |
| Pre-tax net operating income | $-2,698,000 | 11,420 |
| Securities gains (losses) | $52,000 | 1,307 |
| Applicable income taxes | $576,000 | 3,708 |
| Income before extraordinary items | $-3,222,000 | 11,417 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-3,222,000 | 11,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,238 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-289,000 | 11,383 |
| Net operating income | $-3,274,000 | 11,416 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,904,000 | 1,549 |
| Total interest expense | $13,701,000 | 1,211 |
| Net interest income | $8,203,000 | 2,193 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $871,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $279,000 | 4,556 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $592,000 | 2,553 |
| Total noninterest expense | $7,365,000 | 1,894 |
| Salaries and employee benefits | $3,507,000 | 1,884 |
| Premises and equipment expense | $1,171,000 | 1,728 |
| Additional noninterest expense | $2,687,000 | 1,858 |
| Pre-tax net operating income | $1,706,000 | 4,019 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $675,000 | 3,342 |
| Income before extraordinary items | $1,052,000 | 4,396 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,052,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,038,560 | 4,441 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,110,000 | 1,404 |
| Total interest expense | $10,866,000 | 1,206 |
| Net interest income | $11,244,000 | 1,609 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $800,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $221,000 | 5,489 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $579,000 | 2,655 |
| Total noninterest expense | $7,013,000 | 2,036 |
| Salaries and employee benefits | $3,218,000 | 2,052 |
| Premises and equipment expense | $1,170,000 | 1,758 |
| Additional noninterest expense | $2,625,000 | 2,056 |
| Pre-tax net operating income | $5,031,000 | 1,466 |
| Securities gains (losses) | $391,000 | 319 |
| Applicable income taxes | $1,917,000 | 1,251 |
| Income before extraordinary items | $3,505,000 | 1,418 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,505,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $123,000 | 6,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,250,850 | 1,526 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,311,000 | 1,423 |
| Total interest expense | $10,853,000 | 1,247 |
| Net interest income | $11,458,000 | 1,570 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $661,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $206,000 | 5,867 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $455,000 | 3,464 |
| Total noninterest expense | $6,312,000 | 2,291 |
| Salaries and employee benefits | $2,806,000 | 2,371 |
| Premises and equipment expense | $1,077,000 | 1,923 |
| Additional noninterest expense | $2,429,000 | 2,298 |
| Pre-tax net operating income | $5,767,000 | 1,208 |
| Securities gains (losses) | $924,000 | 568 |
| Applicable income taxes | $2,736,000 | 936 |
| Income before extraordinary items | $3,955,000 | 1,287 |
| Extraordinary gains, net | $203,000 | 1,003 |
| Net income | $4,158,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,363,640 | 1,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,016,000 | 1,462 |
| Total interest expense | $13,684,000 | 1,291 |
| Net interest income | $11,332,000 | 1,628 |
| Provision for loan and lease losses | $238,000 | 4,768 |
| Total noninterest income | $933,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $209,000 | 5,819 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $724,000 | 2,462 |
| Total noninterest expense | $5,990,000 | 2,425 |
| Salaries and employee benefits | $2,559,000 | 2,527 |
| Premises and equipment expense | $970,000 | 2,154 |
| Additional noninterest expense | $2,461,000 | 2,353 |
| Pre-tax net operating income | $6,037,000 | 1,081 |
| Securities gains (losses) | $225,000 | 1,849 |
| Applicable income taxes | $2,309,000 | 1,000 |
| Income before extraordinary items | $3,953,000 | 1,185 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,953,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,038 |
| Net operating income | $3,809,000 | 1,137 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.