Home > Cooperative Bank > Assets and Liabilities
Cooperative Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 224 | 694 |
| Assets and Liabilities | ||
| Total Assets: | $966,778,000 | 731 |
| Cash and due from depository institutions | $63,722,000 | 694 |
| Interest-bearing balances | $53,691,000 | 389 |
| Securities | $31,417,000 | 3,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $818,972,000 | 597 |
| Loan loss allowance | $29,525,000 | 315 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $14,348,000 | 877 |
| Other real estate owned | $15,199,000 | 694 |
| Goodwill and other intangibles | $466,000 | 2,096 |
| All other assets | $22,654,000 | 957 |
| Life insurance assets | $1,609,000 | 2,547 |
| Total liabilities and capital | $966,778,000 | 731 |
| Total liabilities | $930,729,000 | 681 |
| Total deposits | $768,479,000 | 707 |
| Interest-bearing deposits | $732,185,000 | 643 |
| Deposits held in domestic offices | $768,479,000 | 706 |
| % insured | 88.95% | 1,249 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $158,058,000 | 398 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,192,000 | 1,311 |
| Total equity capital | $36,049,000 | 1,913 |
| Total bank equity capital | $36,049,000 | 1,913 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,589,000 | 789 |
| Surplus | $22,521,000 | 1,409 |
| Undivided profits | $6,939,000 | 3,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $83,863,000 | 238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,924,000 | 829 |
| Earning assets | $904,080,000 | 705 |
| Long-term assets (5+ years) | $59,245,000 | 2,040 |
| Average Assets, year-to-date | $958,634,500 | 728 |
| Average Assets, quarterly | $958,634,500 | 728 |
| Volatile liabilities | $310,750,000 | 538 |
| Insider loans | $4,612,000 | 1,691 |
| FHLB advances | $158,058,000 | 325 |
| Loans and leases held for sale | $5,575,000 | 438 |
| Unused loan commitments | $98,367,000 | 893 |
| Tier 1 (core) risk-based capital | $35,469,000 | 1,863 |
| Tier 2 risk-based capital | $9,537,000 | 666 |
| Total risk weighted assets | $742,942,000 | 709 |
| Total unused commitments | $98,367,000 | 894 |
| Derivatives | $9,719,000 | 618 |
| 2008-12-31 | Rank | |
| # of Employees: | 231 | 676 |
| Assets and Liabilities | ||
| Total Assets: | $950,491,000 | 730 |
| Cash and due from depository institutions | $7,901,000 | 676 |
| Interest-bearing balances | $426,000 | 4,506 |
| Securities | $33,602,000 | 3,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $851,949,000 | 576 |
| Loan loss allowance | $36,262,000 | 251 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $14,653,000 | 868 |
| Other real estate owned | $11,104,000 | 676 |
| Goodwill and other intangibles | $358,000 | 2,234 |
| All other assets | $30,924,000 | 729 |
| Life insurance assets | $11,618,000 | 578 |
| Total liabilities and capital | $950,491,000 | 730 |
| Total liabilities | $915,578,000 | 677 |
| Total deposits | $696,321,000 | 754 |
| Interest-bearing deposits | $657,824,000 | 682 |
| Deposits held in domestic offices | $696,321,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $214,183,000 | 336 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,074,000 | 1,140 |
| Total equity capital | $34,913,000 | 1,931 |
| Total bank equity capital | $34,913,000 | 1,931 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,589,000 | 789 |
| Surplus | $22,519,000 | 1,377 |
| Undivided profits | $5,805,000 | 4,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,489,000 | 215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,755,000 | 921 |
| Earning assets | $885,977,000 | 711 |
| Long-term assets (5+ years) | $85,069,000 | 1,489 |
| Average Assets, year-to-date | $958,133,400 | 691 |
| Average Assets, quarterly | $966,200,500 | 701 |
| Volatile liabilities | $351,969,000 | 481 |
| Insider loans | $5,415,000 | 1,481 |
| FHLB advances | $148,059,000 | 387 |
| Loans and leases held for sale | $17,015,000 | 168 |
| Unused loan commitments | $122,084,000 | 773 |
| Tier 1 (core) risk-based capital | $34,285,000 | 1,882 |
| Tier 2 risk-based capital | $10,052,000 | 630 |
| Total risk weighted assets | $777,967,000 | 665 |
| Total unused commitments | $122,084,000 | 773 |
| Derivatives | $18,409,000 | 442 |
| 2008-09-30 | Rank | |
| # of Employees: | 237 | 671 |
| Assets and Liabilities | ||
| Total Assets: | $981,910,000 | 689 |
| Cash and due from depository institutions | $12,027,000 | 671 |
| Interest-bearing balances | $2,362,000 | 2,163 |
| Securities | $39,389,000 | 2,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $869,458,000 | 574 |
| Loan loss allowance | $15,016,000 | 465 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $14,596,000 | 865 |
| Other real estate owned | $6,672,000 | 671 |
| Goodwill and other intangibles | $5,863,000 | 842 |
| All other assets | $33,905,000 | 646 |
| Life insurance assets | $11,528,000 | 573 |
| Total liabilities and capital | $981,910,000 | 689 |
| Total liabilities | $911,409,000 | 673 |
| Total deposits | $710,741,000 | 723 |
| Interest-bearing deposits | $670,194,000 | 664 |
| Deposits held in domestic offices | $710,741,000 | 720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $195,748,000 | 382 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,920,000 | 1,150 |
| Total equity capital | $70,501,000 | 959 |
| Total bank equity capital | $70,501,000 | 959 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,589,000 | 790 |
| Surplus | $22,515,000 | 1,362 |
| Undivided profits | $41,397,000 | 844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,611,000 | 490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,156,000 | 860 |
| Earning assets | $911,209,000 | 676 |
| Long-term assets (5+ years) | $92,677,000 | 1,363 |
| Average Assets, year-to-date | $960,044,000 | 687 |
| Average Assets, quarterly | $977,558,500 | 689 |
| Volatile liabilities | $337,794,000 | 485 |
| Insider loans | $4,886,000 | 1,617 |
| FHLB advances | $194,261,000 | 342 |
| Loans and leases held for sale | $1,672,000 | 592 |
| Unused loan commitments | $153,496,000 | 690 |
| Tier 1 (core) risk-based capital | $63,423,000 | 1,004 |
| Tier 2 risk-based capital | $10,313,000 | 593 |
| Total risk weighted assets | $820,306,000 | 632 |
| Total unused commitments | $153,496,000 | 690 |
| Derivatives | $2,397,000 | 711 |
| 2008-06-30 | Rank | |
| # of Employees: | 236 | 685 |
| Assets and Liabilities | ||
| Total Assets: | $973,207,000 | 691 |
| Cash and due from depository institutions | $12,309,000 | 685 |
| Interest-bearing balances | $3,095,000 | 1,734 |
| Securities | $48,889,000 | 2,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $856,782,000 | 575 |
| Loan loss allowance | $11,464,000 | 566 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,553,000 | 862 |
| Other real estate owned | $4,357,000 | 685 |
| Goodwill and other intangibles | $5,882,000 | 849 |
| All other assets | $30,435,000 | 702 |
| Life insurance assets | $11,439,000 | 574 |
| Total liabilities and capital | $973,207,000 | 691 |
| Total liabilities | $894,284,000 | 677 |
| Total deposits | $732,823,000 | 688 |
| Interest-bearing deposits | $690,742,000 | 636 |
| Deposits held in domestic offices | $732,823,000 | 685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,573 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $156,157,000 | 451 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,303,000 | 1,074 |
| Total equity capital | $78,923,000 | 860 |
| Total bank equity capital | $78,923,000 | 860 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,586,000 | 785 |
| Surplus | $22,498,000 | 1,344 |
| Undivided profits | $49,839,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,733,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,365,000 | 802 |
| Earning assets | $908,766,000 | 672 |
| Long-term assets (5+ years) | $110,310,000 | 1,161 |
| Average Assets, year-to-date | $952,755,330 | 694 |
| Average Assets, quarterly | $965,953,500 | 691 |
| Volatile liabilities | $383,970,000 | 433 |
| Insider loans | $4,898,000 | 1,607 |
| FHLB advances | $154,062,000 | 399 |
| Loans and leases held for sale | $2,725,000 | 531 |
| Unused loan commitments | $165,812,000 | 662 |
| Tier 1 (core) risk-based capital | $73,690,000 | 847 |
| Tier 2 risk-based capital | $10,037,000 | 605 |
| Total risk weighted assets | $801,553,000 | 650 |
| Total unused commitments | $165,812,000 | 662 |
| Derivatives | $3,050,000 | 650 |
| 2008-03-31 | Rank | |
| # of Employees: | 228 | 694 |
| Assets and Liabilities | ||
| Total Assets: | $958,700,000 | 703 |
| Cash and due from depository institutions | $17,112,000 | 694 |
| Interest-bearing balances | $3,758,000 | 1,695 |
| Securities | $50,200,000 | 2,312 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $838,921,000 | 575 |
| Loan loss allowance | $9,425,000 | 618 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $13,201,000 | 945 |
| Other real estate owned | $4,549,000 | 694 |
| Goodwill and other intangibles | $5,898,000 | 866 |
| All other assets | $28,819,000 | 709 |
| Life insurance assets | $11,349,000 | 571 |
| Total liabilities and capital | $958,700,000 | 703 |
| Total liabilities | $878,538,000 | 688 |
| Total deposits | $729,304,000 | 695 |
| Interest-bearing deposits | $683,537,000 | 649 |
| Deposits held in domestic offices | $729,304,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,153 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $142,841,000 | 454 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,392,000 | 980 |
| Total equity capital | $80,162,000 | 858 |
| Total bank equity capital | $80,162,000 | 858 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,580,000 | 778 |
| Surplus | $22,457,000 | 1,328 |
| Undivided profits | $51,125,000 | 716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,778,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,463,000 | 802 |
| Earning assets | $892,879,000 | 684 |
| Long-term assets (5+ years) | $104,644,000 | 1,172 |
| Average Assets, year-to-date | $942,529,500 | 708 |
| Average Assets, quarterly | $942,529,500 | 708 |
| Volatile liabilities | $338,469,000 | 479 |
| Insider loans | $5,257,000 | 1,487 |
| FHLB advances | $139,064,000 | 409 |
| Loans and leases held for sale | $4,279,000 | 434 |
| Unused loan commitments | $171,293,000 | 662 |
| Tier 1 (core) risk-based capital | $74,318,000 | 838 |
| Tier 2 risk-based capital | $9,425,000 | 620 |
| Total risk weighted assets | $793,558,000 | 644 |
| Total unused commitments | $171,293,000 | 662 |
| Derivatives | $12,432,000 | 470 |
| 2007-12-31 | Rank | |
| # of Employees: | 219 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $926,359,000 | 730 |
| Cash and due from depository institutions | $13,793,000 | 729 |
| Interest-bearing balances | $3,910,000 | 1,331 |
| Securities | $45,322,000 | 2,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $814,996,000 | 598 |
| Loan loss allowance | $8,788,000 | 643 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,571,000 | 990 |
| Other real estate owned | $5,924,000 | 729 |
| Goodwill and other intangibles | $5,910,000 | 860 |
| All other assets | $27,843,000 | 723 |
| Life insurance assets | $11,260,000 | 570 |
| Total liabilities and capital | $926,359,000 | 730 |
| Total liabilities | $845,898,000 | 715 |
| Total deposits | $715,458,000 | 701 |
| Interest-bearing deposits | $671,920,000 | 651 |
| Deposits held in domestic offices | $715,458,000 | 698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $380,000 | 3,157 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $126,057,000 | 468 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,003,000 | 1,420 |
| Total equity capital | $80,461,000 | 846 |
| Total bank equity capital | $80,461,000 | 846 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,554,000 | 762 |
| Surplus | $22,289,000 | 1,319 |
| Undivided profits | $51,618,000 | 716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,643,000 | 1,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,003,000 | 791 |
| Earning assets | $864,228,000 | 709 |
| Long-term assets (5+ years) | $91,517,000 | 1,243 |
| Average Assets, year-to-date | $892,740,200 | 722 |
| Average Assets, quarterly | $923,928,500 | 722 |
| Volatile liabilities | $323,527,000 | 499 |
| Insider loans | $5,033,000 | 1,516 |
| FHLB advances | $123,066,000 | 424 |
| Loans and leases held for sale | $3,680,000 | 442 |
| Unused loan commitments | $183,953,000 | 636 |
| Tier 1 (core) risk-based capital | $74,705,000 | 836 |
| Tier 2 risk-based capital | $8,788,000 | 636 |
| Total risk weighted assets | $774,498,000 | 660 |
| Total unused commitments | $183,953,000 | 636 |
| Derivatives | $10,001,000 | 459 |
| 2007-09-30 | Rank | |
| # of Employees: | 211 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $921,498,000 | 716 |
| Cash and due from depository institutions | $18,980,000 | 758 |
| Interest-bearing balances | $5,683,000 | 912 |
| Securities | $46,829,000 | 2,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $807,801,000 | 587 |
| Loan loss allowance | $8,745,000 | 628 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,249,000 | 991 |
| Other real estate owned | $1,043,000 | 758 |
| Goodwill and other intangibles | $5,863,000 | 838 |
| All other assets | $28,733,000 | 689 |
| Life insurance assets | $11,171,000 | 562 |
| Total liabilities and capital | $921,498,000 | 716 |
| Total liabilities | $842,722,000 | 696 |
| Total deposits | $708,783,000 | 710 |
| Interest-bearing deposits | $656,133,000 | 669 |
| Deposits held in domestic offices | $708,783,000 | 708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $595,000 | 2,986 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $129,433,000 | 427 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,911,000 | 1,438 |
| Total equity capital | $78,776,000 | 863 |
| Total bank equity capital | $78,776,000 | 863 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,549,000 | 734 |
| Surplus | $22,247,000 | 1,290 |
| Undivided profits | $49,980,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,338,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,364,000 | 770 |
| Earning assets | $860,313,000 | 694 |
| Long-term assets (5+ years) | $96,521,000 | 1,153 |
| Average Assets, year-to-date | $884,335,500 | 727 |
| Average Assets, quarterly | $906,482,000 | 721 |
| Volatile liabilities | $319,752,000 | 476 |
| Insider loans | $4,945,000 | 1,498 |
| FHLB advances | $128,067,000 | 374 |
| Loans and leases held for sale | $2,206,000 | 571 |
| Unused loan commitments | $196,784,000 | 621 |
| Tier 1 (core) risk-based capital | $73,246,000 | 846 |
| Tier 2 risk-based capital | $8,745,000 | 633 |
| Total risk weighted assets | $767,914,000 | 650 |
| Total unused commitments | $196,784,000 | 621 |
| Derivatives | $17,339,000 | 389 |
| 2007-06-30 | Rank | |
| # of Employees: | 213 | 766 |
| Assets and Liabilities | ||
| Total Assets: | $891,466,000 | 750 |
| Cash and due from depository institutions | $19,251,000 | 766 |
| Interest-bearing balances | $6,081,000 | 895 |
| Securities | $43,510,000 | 2,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $787,417,000 | 605 |
| Loan loss allowance | $8,367,000 | 650 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,814,000 | 1,029 |
| Other real estate owned | $574,000 | 766 |
| Goodwill and other intangibles | $1,600,000 | 1,497 |
| All other assets | $27,300,000 | 723 |
| Life insurance assets | $11,081,000 | 560 |
| Total liabilities and capital | $891,466,000 | 750 |
| Total liabilities | $814,824,000 | 729 |
| Total deposits | $691,586,000 | 743 |
| Interest-bearing deposits | $640,200,000 | 700 |
| Deposits held in domestic offices | $691,586,000 | 741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $612,000 | 2,913 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $118,891,000 | 427 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,735,000 | 1,453 |
| Total equity capital | $76,642,000 | 889 |
| Total bank equity capital | $76,642,000 | 889 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,547,000 | 729 |
| Surplus | $17,650,000 | 1,627 |
| Undivided profits | $52,445,000 | 709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,607,000 | 2,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,776,000 | 831 |
| Earning assets | $837,008,000 | 728 |
| Long-term assets (5+ years) | $84,474,000 | 1,262 |
| Average Assets, year-to-date | $871,948,000 | 754 |
| Average Assets, quarterly | $878,109,000 | 753 |
| Volatile liabilities | $318,165,000 | 479 |
| Insider loans | $3,197,000 | 2,204 |
| FHLB advances | $116,069,000 | 375 |
| Loans and leases held for sale | $3,350,000 | 540 |
| Unused loan commitments | $194,285,000 | 637 |
| Tier 1 (core) risk-based capital | $75,704,000 | 826 |
| Tier 2 risk-based capital | $8,367,000 | 679 |
| Total risk weighted assets | $751,324,000 | 674 |
| Total unused commitments | $194,285,000 | 637 |
| Derivatives | $16,717,000 | 430 |
| 2007-03-31 | Rank | |
| # of Employees: | 211 | 765 |
| Assets and Liabilities | ||
| Total Assets: | $864,752,000 | 761 |
| Cash and due from depository institutions | $17,766,000 | 765 |
| Interest-bearing balances | $1,404,000 | 2,253 |
| Securities | $44,073,000 | 2,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $762,170,000 | 606 |
| Loan loss allowance | $8,085,000 | 650 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,790,000 | 1,003 |
| Other real estate owned | $574,000 | 765 |
| Goodwill and other intangibles | $1,608,000 | 1,479 |
| All other assets | $26,771,000 | 712 |
| Life insurance assets | $10,989,000 | 554 |
| Total liabilities and capital | $864,752,000 | 761 |
| Total liabilities | $790,000,000 | 744 |
| Total deposits | $665,816,000 | 762 |
| Interest-bearing deposits | $616,672,000 | 715 |
| Deposits held in domestic offices | $665,816,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $554,000 | 2,664 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $118,985,000 | 416 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,645,000 | 1,225 |
| Total equity capital | $74,752,000 | 881 |
| Total bank equity capital | $74,752,000 | 881 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,517,000 | 713 |
| Surplus | $17,405,000 | 1,609 |
| Undivided profits | $50,830,000 | 736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,234,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,460,000 | 852 |
| Earning assets | $807,647,000 | 745 |
| Long-term assets (5+ years) | $79,513,000 | 1,318 |
| Average Assets, year-to-date | $862,189,000 | 755 |
| Average Assets, quarterly | $862,189,000 | 755 |
| Volatile liabilities | $302,038,000 | 502 |
| Insider loans | $7,826,000 | 905 |
| FHLB advances | $114,070,000 | 375 |
| Loans and leases held for sale | $5,676,000 | 359 |
| Unused loan commitments | $202,410,000 | 617 |
| Tier 1 (core) risk-based capital | $73,628,000 | 825 |
| Tier 2 risk-based capital | $8,085,000 | 679 |
| Total risk weighted assets | $733,587,000 | 670 |
| Total unused commitments | $202,410,000 | 617 |
| Derivatives | $19,622,000 | 412 |
| 2006-12-31 | Rank | |
| # of Employees: | 214 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $859,626,000 | 760 |
| Cash and due from depository institutions | $17,015,000 | 754 |
| Interest-bearing balances | $4,190,000 | 1,220 |
| Securities | $45,089,000 | 2,543 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $758,054,000 | 609 |
| Loan loss allowance | $7,786,000 | 658 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,437,000 | 1,137 |
| Other real estate owned | $653,000 | 754 |
| Goodwill and other intangibles | $1,625,000 | 1,455 |
| All other assets | $26,753,000 | 714 |
| Life insurance assets | $10,897,000 | 550 |
| Total liabilities and capital | $859,626,000 | 760 |
| Total liabilities | $786,793,000 | 744 |
| Total deposits | $662,404,000 | 750 |
| Interest-bearing deposits | $619,924,000 | 697 |
| Deposits held in domestic offices | $662,404,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $204,000 | 3,129 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $120,352,000 | 432 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,833,000 | 1,435 |
| Total equity capital | $72,833,000 | 899 |
| Total bank equity capital | $72,833,000 | 899 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,514,000 | 704 |
| Surplus | $17,379,000 | 1,577 |
| Undivided profits | $48,940,000 | 752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,296,000 | 2,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,467,000 | 873 |
| Earning assets | $807,333,000 | 734 |
| Long-term assets (5+ years) | $83,551,000 | 1,256 |
| Average Assets, year-to-date | $811,460,000 | 768 |
| Average Assets, quarterly | $851,072,500 | 756 |
| Volatile liabilities | $306,605,000 | 563 |
| Insider loans | $13,966,000 | 467 |
| FHLB advances | $116,072,000 | 388 |
| Loans and leases held for sale | $4,442,000 | 413 |
| Unused loan commitments | $203,382,000 | 600 |
| Tier 1 (core) risk-based capital | $71,818,000 | 836 |
| Tier 2 risk-based capital | $7,786,000 | 697 |
| Total risk weighted assets | $727,834,000 | 674 |
| Total unused commitments | $203,382,000 | 600 |
| Derivatives | $14,942,000 | 434 |
| 2006-09-30 | Rank | |
| # of Employees: | 209 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $842,519,000 | 771 |
| Cash and due from depository institutions | $22,807,000 | 787 |
| Interest-bearing balances | $8,037,000 | 647 |
| Securities | $43,056,000 | 2,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $736,476,000 | 622 |
| Loan loss allowance | $7,795,000 | 666 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,403,000 | 1,121 |
| Other real estate owned | $574,000 | 787 |
| Goodwill and other intangibles | $1,635,000 | 1,445 |
| All other assets | $27,568,000 | 709 |
| Life insurance assets | $10,806,000 | 531 |
| Total liabilities and capital | $842,519,000 | 771 |
| Total liabilities | $771,336,000 | 756 |
| Total deposits | $649,298,000 | 755 |
| Interest-bearing deposits | $599,411,000 | 717 |
| Deposits held in domestic offices | $649,298,000 | 753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $159,000 | 3,453 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $118,921,000 | 455 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,958,000 | 1,746 |
| Total equity capital | $71,183,000 | 923 |
| Total bank equity capital | $71,183,000 | 923 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,511,000 | 687 |
| Surplus | $17,364,000 | 1,557 |
| Undivided profits | $47,308,000 | 781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $976,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,230,000 | 916 |
| Earning assets | $787,569,000 | 753 |
| Long-term assets (5+ years) | $85,648,000 | 1,228 |
| Average Assets, year-to-date | $799,418,500 | 790 |
| Average Assets, quarterly | $834,858,000 | 772 |
| Volatile liabilities | $300,923,000 | 579 |
| Insider loans | $13,995,000 | 461 |
| FHLB advances | $114,073,000 | 419 |
| Loans and leases held for sale | $4,979,000 | 384 |
| Unused loan commitments | $208,770,000 | 612 |
| Tier 1 (core) risk-based capital | $70,191,000 | 865 |
| Tier 2 risk-based capital | $7,795,000 | 697 |
| Total risk weighted assets | $711,203,000 | 687 |
| Total unused commitments | $208,770,000 | 612 |
| Derivatives | $17,694,000 | 424 |
| 2006-06-30 | Rank | |
| # of Employees: | 209 | 792 |
| Assets and Liabilities | ||
| Total Assets: | $827,197,000 | 780 |
| Cash and due from depository institutions | $19,626,000 | 792 |
| Interest-bearing balances | $3,251,000 | 1,342 |
| Securities | $42,595,000 | 2,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $726,602,000 | 628 |
| Loan loss allowance | $7,333,000 | 700 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,492,000 | 1,095 |
| Other real estate owned | $574,000 | 792 |
| Goodwill and other intangibles | $1,651,000 | 1,430 |
| All other assets | $25,657,000 | 751 |
| Life insurance assets | $10,715,000 | 529 |
| Total liabilities and capital | $827,197,000 | 780 |
| Total liabilities | $758,517,000 | 757 |
| Total deposits | $634,229,000 | 770 |
| Interest-bearing deposits | $581,059,000 | 727 |
| Deposits held in domestic offices | $634,229,000 | 768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $216,000 | 3,529 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $120,450,000 | 463 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,622,000 | 1,347 |
| Total equity capital | $68,680,000 | 915 |
| Total bank equity capital | $68,680,000 | 915 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,504,000 | 666 |
| Surplus | $17,295,000 | 1,521 |
| Undivided profits | $44,881,000 | 777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,296,000 | 1,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,722,000 | 941 |
| Earning assets | $772,448,000 | 759 |
| Long-term assets (5+ years) | $86,663,000 | 1,185 |
| Average Assets, year-to-date | $785,051,670 | 799 |
| Average Assets, quarterly | $804,676,500 | 787 |
| Volatile liabilities | $283,752,000 | 611 |
| Insider loans | $14,907,000 | 412 |
| FHLB advances | $112,074,000 | 433 |
| Loans and leases held for sale | $8,509,000 | 287 |
| Unused loan commitments | $192,896,000 | 647 |
| Tier 1 (core) risk-based capital | $68,174,000 | 869 |
| Tier 2 risk-based capital | $7,333,000 | 721 |
| Total risk weighted assets | $699,359,000 | 688 |
| Total unused commitments | $192,896,000 | 647 |
| Derivatives | $23,250,000 | 374 |
| 2006-03-31 | Rank | |
| # of Employees: | 208 | 778 |
| Assets and Liabilities | ||
| Total Assets: | $782,156,000 | 802 |
| Cash and due from depository institutions | $16,920,000 | 778 |
| Interest-bearing balances | $818,000 | 2,757 |
| Securities | $43,616,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $684,717,000 | 637 |
| Loan loss allowance | $7,346,000 | 682 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,496,000 | 1,067 |
| Other real estate owned | $10,000 | 778 |
| Goodwill and other intangibles | $1,665,000 | 1,404 |
| All other assets | $24,732,000 | 739 |
| Life insurance assets | $10,619,000 | 514 |
| Total liabilities and capital | $782,156,000 | 802 |
| Total liabilities | $719,336,000 | 782 |
| Total deposits | $597,323,000 | 809 |
| Interest-bearing deposits | $546,175,000 | 758 |
| Deposits held in domestic offices | $597,323,000 | 807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $506,000 | 2,930 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $117,379,000 | 452 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,128,000 | 1,214 |
| Total equity capital | $62,820,000 | 998 |
| Total bank equity capital | $62,820,000 | 998 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,313,000 | 1,032 |
| Surplus | $12,820,000 | 1,902 |
| Undivided profits | $45,687,000 | 767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,347,000 | 787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,412,000 | 963 |
| Earning assets | $729,151,000 | 794 |
| Long-term assets (5+ years) | $81,204,000 | 1,226 |
| Average Assets, year-to-date | $763,979,000 | 815 |
| Average Assets, quarterly | $763,979,000 | 815 |
| Volatile liabilities | $257,396,000 | 625 |
| Insider loans | $12,021,000 | 547 |
| FHLB advances | $108,076,000 | 426 |
| Loans and leases held for sale | $9,484,000 | 247 |
| Unused loan commitments | $172,166,000 | 689 |
| Tier 1 (core) risk-based capital | $62,006,000 | 946 |
| Tier 2 risk-based capital | $7,346,000 | 695 |
| Total risk weighted assets | $661,540,000 | 699 |
| Total unused commitments | $172,166,000 | 689 |
| Derivatives | $33,292,000 | 309 |
| 2005-12-31 | Rank | |
| # of Employees: | 203 | 799 |
| Assets and Liabilities | ||
| Total Assets: | $745,802,000 | 835 |
| Cash and due from depository institutions | $23,823,000 | 799 |
| Interest-bearing balances | $5,038,000 | 1,087 |
| Securities | $44,410,000 | 2,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $641,858,000 | 667 |
| Loan loss allowance | $6,763,000 | 728 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,537,000 | 1,034 |
| Other real estate owned | $26,000 | 799 |
| Goodwill and other intangibles | $1,670,000 | 1,392 |
| All other assets | $23,478,000 | 761 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $745,802,000 | 835 |
| Total liabilities | $684,293,000 | 812 |
| Total deposits | $570,398,000 | 845 |
| Interest-bearing deposits | $519,644,000 | 780 |
| Deposits held in domestic offices | $570,398,000 | 842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $206,000 | 3,325 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $109,674,000 | 485 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,015,000 | 1,213 |
| Total equity capital | $61,509,000 | 1,001 |
| Total bank equity capital | $61,509,000 | 1,001 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,305,000 | 1,018 |
| Surplus | $12,735,000 | 1,863 |
| Undivided profits | $44,469,000 | 785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 6,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,345,000 | 975 |
| Earning assets | $691,306,000 | 818 |
| Long-term assets (5+ years) | $76,040,000 | 1,275 |
| Average Assets, year-to-date | $654,883,200 | 904 |
| Average Assets, quarterly | $730,457,500 | 841 |
| Volatile liabilities | $224,421,000 | 700 |
| Insider loans | $10,264,000 | 612 |
| FHLB advances | $105,077,000 | 444 |
| Loans and leases held for sale | $4,894,000 | 356 |
| Unused loan commitments | $147,957,000 | 746 |
| Tier 1 (core) risk-based capital | $60,510,000 | 950 |
| Tier 2 risk-based capital | $6,763,000 | 737 |
| Total risk weighted assets | $619,753,000 | 744 |
| Total unused commitments | $147,957,000 | 746 |
| Derivatives | $27,018,000 | 311 |
| 2005-09-30 | Rank | |
| # of Employees: | 213 | 745 |
| Assets and Liabilities | ||
| Total Assets: | $715,113,000 | 856 |
| Cash and due from depository institutions | $19,489,000 | 745 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $44,751,000 | 2,582 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $617,251,000 | 670 |
| Loan loss allowance | $5,844,000 | 832 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,937,000 | 1,067 |
| Other real estate owned | $26,000 | 745 |
| Goodwill and other intangibles | $1,674,000 | 1,368 |
| All other assets | $21,985,000 | 783 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $715,113,000 | 856 |
| Total liabilities | $654,955,000 | 833 |
| Total deposits | $547,453,000 | 858 |
| Interest-bearing deposits | $498,021,000 | 792 |
| Deposits held in domestic offices | $547,453,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $490,000 | 3,199 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $103,008,000 | 519 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,004,000 | 1,202 |
| Total equity capital | $60,158,000 | 1,013 |
| Total bank equity capital | $60,158,000 | 1,013 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,303,000 | 985 |
| Surplus | $12,712,000 | 1,808 |
| Undivided profits | $43,143,000 | 803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,917,000 | 1,084 |
| Earning assets | $662,002,000 | 837 |
| Long-term assets (5+ years) | $78,267,000 | 1,227 |
| Average Assets, year-to-date | $632,153,500 | 930 |
| Average Assets, quarterly | $691,092,000 | 869 |
| Volatile liabilities | $210,700,000 | 712 |
| Insider loans | $10,478,000 | 579 |
| FHLB advances | $96,079,000 | 483 |
| Loans and leases held for sale | $7,241,000 | 326 |
| Unused loan commitments | $151,426,000 | 723 |
| Tier 1 (core) risk-based capital | $59,058,000 | 952 |
| Tier 2 risk-based capital | $5,844,000 | 823 |
| Total risk weighted assets | $583,702,000 | 756 |
| Total unused commitments | $151,426,000 | 726 |
| Derivatives | $34,118,000 | 287 |
| 2005-06-30 | Rank | |
| # of Employees: | 204 | 782 |
| Assets and Liabilities | ||
| Total Assets: | $667,071,000 | 892 |
| Cash and due from depository institutions | $21,233,000 | 782 |
| Interest-bearing balances | $5,172,000 | 1,027 |
| Securities | $45,940,000 | 2,540 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $567,921,000 | 713 |
| Loan loss allowance | $5,287,000 | 907 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,151,000 | 1,150 |
| Other real estate owned | $16,000 | 782 |
| Goodwill and other intangibles | $1,674,000 | 1,353 |
| All other assets | $21,136,000 | 805 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $667,071,000 | 892 |
| Total liabilities | $617,953,000 | 860 |
| Total deposits | $512,550,000 | 883 |
| Interest-bearing deposits | $466,060,000 | 817 |
| Deposits held in domestic offices | $512,550,000 | 881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $488,000 | 3,226 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $101,910,000 | 530 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,005,000 | 1,421 |
| Total equity capital | $49,118,000 | 1,214 |
| Total bank equity capital | $49,118,000 | 1,214 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,300,000 | 966 |
| Surplus | $2,686,000 | 4,959 |
| Undivided profits | $42,132,000 | 815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $569,000 | 3,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,598,000 | 1,112 |
| Earning assets | $619,033,000 | 881 |
| Long-term assets (5+ years) | $87,731,000 | 1,115 |
| Average Assets, year-to-date | $604,500,330 | 959 |
| Average Assets, quarterly | $631,697,000 | 934 |
| Volatile liabilities | $204,833,000 | 714 |
| Insider loans | $11,043,000 | 527 |
| FHLB advances | $94,080,000 | 498 |
| Loans and leases held for sale | $38,711,000 | 128 |
| Unused loan commitments | $129,500,000 | 796 |
| Tier 1 (core) risk-based capital | $47,662,000 | 1,158 |
| Tier 2 risk-based capital | $5,287,000 | 884 |
| Total risk weighted assets | $512,741,000 | 828 |
| Total unused commitments | $129,500,000 | 798 |
| Derivatives | $63,673,000 | 235 |
| 2005-03-31 | Rank | |
| # of Employees: | 183 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $596,323,000 | 981 |
| Cash and due from depository institutions | $15,242,000 | 870 |
| Interest-bearing balances | $2,110,000 | 1,924 |
| Securities | $46,133,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $503,960,000 | 773 |
| Loan loss allowance | $4,658,000 | 1,017 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,649,000 | 1,193 |
| Other real estate owned | $16,000 | 870 |
| Goodwill and other intangibles | $1,674,000 | 1,345 |
| All other assets | $20,649,000 | 804 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $596,323,000 | 981 |
| Total liabilities | $548,697,000 | 954 |
| Total deposits | $442,358,000 | 1,011 |
| Interest-bearing deposits | $405,256,000 | 935 |
| Deposits held in domestic offices | $442,358,000 | 1,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $448,000 | 2,953 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $102,917,000 | 507 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,974,000 | 1,426 |
| Total equity capital | $47,626,000 | 1,215 |
| Total bank equity capital | $47,626,000 | 1,215 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,291,000 | 960 |
| Surplus | $2,673,000 | 4,977 |
| Undivided profits | $40,662,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 4,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,374,000 | 1,181 |
| Earning assets | $552,203,000 | 969 |
| Long-term assets (5+ years) | $85,900,000 | 1,155 |
| Average Assets, year-to-date | $573,215,000 | 1,005 |
| Average Assets, quarterly | $573,215,000 | 1,005 |
| Volatile liabilities | $169,105,000 | 794 |
| Insider loans | $10,808,000 | 529 |
| FHLB advances | $93,081,000 | 491 |
| Loans and leases held for sale | $10,302,000 | 264 |
| Unused loan commitments | $116,875,000 | 850 |
| Tier 1 (core) risk-based capital | $46,458,000 | 1,173 |
| Tier 2 risk-based capital | $4,658,000 | 986 |
| Total risk weighted assets | $450,286,000 | 911 |
| Total unused commitments | $116,875,000 | 850 |
| Derivatives | $24,041,000 | 299 |
| 2004-12-31 | Rank | |
| # of Employees: | 180 | 894 |
| Assets and Liabilities | ||
| Total Assets: | $550,107,000 | 1,054 |
| Cash and due from depository institutions | $16,393,000 | 894 |
| Interest-bearing balances | $4,361,000 | 1,235 |
| Securities | $47,194,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $456,656,000 | 844 |
| Loan loss allowance | $4,353,000 | 1,076 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,597,000 | 1,186 |
| Other real estate owned | $0 | 894 |
| Goodwill and other intangibles | $1,674,000 | 1,337 |
| All other assets | $19,593,000 | 818 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $550,107,000 | 1,054 |
| Total liabilities | $503,053,000 | 1,036 |
| Total deposits | $414,954,000 | 1,064 |
| Interest-bearing deposits | $382,198,000 | 981 |
| Deposits held in domestic offices | $414,954,000 | 1,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $164,000 | 3,343 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $85,261,000 | 619 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,674,000 | 1,514 |
| Total equity capital | $47,054,000 | 1,222 |
| Total bank equity capital | $47,054,000 | 1,222 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,861,000 | 1,402 |
| Surplus | $2,673,000 | 4,957 |
| Undivided profits | $41,520,000 | 803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,085,000 | 1,351 |
| Earning assets | $508,211,000 | 1,039 |
| Long-term assets (5+ years) | $79,424,000 | 1,266 |
| Average Assets, year-to-date | $528,767,400 | 1,038 |
| Average Assets, quarterly | $547,399,000 | 1,041 |
| Volatile liabilities | $150,913,000 | 844 |
| Insider loans | $10,340,000 | 547 |
| FHLB advances | $78,083,000 | 582 |
| Loans and leases held for sale | $7,239,000 | 304 |
| Unused loan commitments | $109,946,000 | 874 |
| Tier 1 (core) risk-based capital | $45,524,000 | 1,175 |
| Tier 2 risk-based capital | $4,353,000 | 1,043 |
| Total risk weighted assets | $415,498,000 | 973 |
| Total unused commitments | $109,946,000 | 874 |
| Derivatives | $14,645,000 | 352 |
| 2004-09-30 | Rank | |
| # of Employees: | 188 | 849 |
| Assets and Liabilities | ||
| Total Assets: | $544,691,000 | 1,036 |
| Cash and due from depository institutions | $18,300,000 | 849 |
| Interest-bearing balances | $4,823,000 | 1,180 |
| Securities | $48,235,000 | 2,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $449,521,000 | 841 |
| Loan loss allowance | $4,156,000 | 1,122 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,370,000 | 1,183 |
| Other real estate owned | $0 | 849 |
| Goodwill and other intangibles | $1,668,000 | 1,319 |
| All other assets | $18,597,000 | 846 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $544,691,000 | 1,036 |
| Total liabilities | $498,764,000 | 1,025 |
| Total deposits | $399,693,000 | 1,088 |
| Interest-bearing deposits | $368,874,000 | 1,001 |
| Deposits held in domestic offices | $399,693,000 | 1,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $474,000 | 3,232 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $96,029,000 | 556 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,568,000 | 1,568 |
| Total equity capital | $45,927,000 | 1,237 |
| Total bank equity capital | $45,927,000 | 1,237 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,861,000 | 1,392 |
| Surplus | $2,673,000 | 4,927 |
| Undivided profits | $40,393,000 | 826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $490,000 | 4,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 932 |
| Income earned, not collected on loans | $2,111,000 | 1,372 |
| Earning assets | $502,579,000 | 1,033 |
| Long-term assets (5+ years) | $86,887,000 | 1,188 |
| Average Assets, year-to-date | $523,432,500 | 1,045 |
| Average Assets, quarterly | $536,278,500 | 1,046 |
| Volatile liabilities | $146,809,000 | 837 |
| Insider loans | $10,903,000 | 506 |
| FHLB advances | $91,084,000 | 498 |
| Loans and leases held for sale | $5,624,000 | 342 |
| Unused loan commitments | $96,530,000 | 953 |
| Tier 1 (core) risk-based capital | $44,352,000 | 1,189 |
| Tier 2 risk-based capital | $4,156,000 | 1,071 |
| Total risk weighted assets | $413,745,000 | 955 |
| Total unused commitments | $96,530,000 | 955 |
| Derivatives | $19,089,000 | 338 |
| 2004-06-30 | Rank | |
| # of Employees: | 190 | 835 |
| Assets and Liabilities | ||
| Total Assets: | $527,866,000 | 1,060 |
| Cash and due from depository institutions | $12,937,000 | 835 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $48,561,000 | 2,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $437,174,000 | 840 |
| Loan loss allowance | $3,919,000 | 1,183 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,490,000 | 1,151 |
| Other real estate owned | $172,000 | 835 |
| Goodwill and other intangibles | $1,672,000 | 1,313 |
| All other assets | $18,860,000 | 834 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $527,866,000 | 1,060 |
| Total liabilities | $483,370,000 | 1,043 |
| Total deposits | $380,957,000 | 1,135 |
| Interest-bearing deposits | $350,384,000 | 1,047 |
| Deposits held in domestic offices | $380,957,000 | 1,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $279,000 | 3,478 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $99,166,000 | 545 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,968,000 | 1,300 |
| Total equity capital | $44,496,000 | 1,216 |
| Total bank equity capital | $44,496,000 | 1,216 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,861,000 | 1,391 |
| Surplus | $2,673,000 | 4,920 |
| Undivided profits | $38,962,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 3,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,902,000 | 1,422 |
| Earning assets | $485,735,000 | 1,051 |
| Long-term assets (5+ years) | $85,379,000 | 1,252 |
| Average Assets, year-to-date | $516,346,330 | 1,056 |
| Average Assets, quarterly | $523,366,500 | 1,053 |
| Volatile liabilities | $133,258,000 | 876 |
| Insider loans | $11,154,000 | 488 |
| FHLB advances | $93,085,000 | 506 |
| Loans and leases held for sale | $6,270,000 | 326 |
| Unused loan commitments | $92,951,000 | 943 |
| Tier 1 (core) risk-based capital | $43,247,000 | 1,193 |
| Tier 2 risk-based capital | $3,919,000 | 1,131 |
| Total risk weighted assets | $395,506,000 | 972 |
| Total unused commitments | $92,951,000 | 943 |
| Derivatives | $28,700,000 | 288 |
| 2004-03-31 | Rank | |
| # of Employees: | 189 | 846 |
| Assets and Liabilities | ||
| Total Assets: | $518,867,000 | 1,065 |
| Cash and due from depository institutions | $18,169,000 | 846 |
| Interest-bearing balances | $4,751,000 | 1,365 |
| Securities | $52,221,000 | 2,348 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $419,924,000 | 859 |
| Loan loss allowance | $3,639,000 | 1,268 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,586,000 | 1,114 |
| Other real estate owned | $0 | 846 |
| Goodwill and other intangibles | $1,662,000 | 1,302 |
| All other assets | $18,305,000 | 831 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $518,867,000 | 1,065 |
| Total liabilities | $474,555,000 | 1,052 |
| Total deposits | $376,753,000 | 1,141 |
| Interest-bearing deposits | $348,296,000 | 1,047 |
| Deposits held in domestic offices | $376,753,000 | 1,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $335,000 | 2,915 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $94,800,000 | 542 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,667,000 | 1,570 |
| Total equity capital | $44,312,000 | 1,252 |
| Total bank equity capital | $44,312,000 | 1,252 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,861,000 | 1,384 |
| Surplus | $2,673,000 | 4,905 |
| Undivided profits | $38,778,000 | 854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,986,000 | 1,339 |
| Earning assets | $476,896,000 | 1,061 |
| Long-term assets (5+ years) | $86,446,000 | 1,189 |
| Average Assets, year-to-date | $510,586,500 | 1,073 |
| Average Assets, quarterly | $510,586,500 | 1,073 |
| Volatile liabilities | $129,284,000 | 865 |
| Insider loans | $10,715,000 | 484 |
| FHLB advances | $87,087,000 | 499 |
| Loans and leases held for sale | $8,305,000 | 308 |
| Unused loan commitments | $83,035,000 | 1,009 |
| Tier 1 (core) risk-based capital | $42,303,000 | 1,206 |
| Tier 2 risk-based capital | $3,639,000 | 1,230 |
| Total risk weighted assets | $385,157,000 | 991 |
| Total unused commitments | $83,035,000 | 1,011 |
| Derivatives | $20,419,000 | 329 |
| 2003-12-31 | Rank | |
| # of Employees: | 185 | 876 |
| Assets and Liabilities | ||
| Total Assets: | $502,306,000 | 1,103 |
| Cash and due from depository institutions | $18,393,000 | 876 |
| Interest-bearing balances | $3,993,000 | 1,439 |
| Securities | $47,419,000 | 2,593 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $407,618,000 | 873 |
| Loan loss allowance | $3,447,000 | 1,337 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,666,000 | 1,088 |
| Other real estate owned | $0 | 876 |
| Goodwill and other intangibles | $1,664,000 | 1,301 |
| All other assets | $18,546,000 | 832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $502,306,000 | 1,103 |
| Total liabilities | $459,072,000 | 1,088 |
| Total deposits | $367,273,000 | 1,168 |
| Interest-bearing deposits | $340,463,000 | 1,077 |
| Deposits held in domestic offices | $367,273,000 | 1,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $166,000 | 3,298 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $89,339,000 | 579 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,294,000 | 1,676 |
| Total equity capital | $43,234,000 | 1,257 |
| Total bank equity capital | $43,234,000 | 1,257 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,849,000 | 1,399 |
| Surplus | $2,638,000 | 4,901 |
| Undivided profits | $37,747,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,852,000 | 1,513 |
| Earning assets | $459,030,000 | 1,102 |
| Long-term assets (5+ years) | $82,894,000 | 1,266 |
| Average Assets, year-to-date | $507,494,200 | 1,056 |
| Average Assets, quarterly | $499,345,500 | 1,101 |
| Volatile liabilities | $133,251,000 | 845 |
| Insider loans | $9,849,000 | 502 |
| FHLB advances | $83,088,000 | 522 |
| Loans and leases held for sale | $6,375,000 | 330 |
| Unused loan commitments | $84,362,000 | 962 |
| Tier 1 (core) risk-based capital | $41,486,000 | 1,210 |
| Tier 2 risk-based capital | $3,447,000 | 1,289 |
| Total risk weighted assets | $370,895,000 | 1,022 |
| Total unused commitments | $84,362,000 | 963 |
| Derivatives | $5,908,000 | 423 |
| 2003-09-30 | Rank | |
| # of Employees: | 181 | 917 |
| Assets and Liabilities | ||
| Total Assets: | $496,385,000 | 1,129 |
| Cash and due from depository institutions | $17,017,000 | 917 |
| Interest-bearing balances | $4,203,000 | 1,546 |
| Securities | $48,577,000 | 2,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $402,160,000 | 877 |
| Loan loss allowance | $3,284,000 | 1,422 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,492,000 | 1,103 |
| Other real estate owned | $519,000 | 917 |
| Goodwill and other intangibles | $1,658,000 | 1,281 |
| All other assets | $17,962,000 | 856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $496,385,000 | 1,129 |
| Total liabilities | $454,077,000 | 1,108 |
| Total deposits | $363,314,000 | 1,199 |
| Interest-bearing deposits | $338,540,000 | 1,100 |
| Deposits held in domestic offices | $363,314,000 | 1,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $286,000 | 3,096 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $87,813,000 | 566 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,664,000 | 1,562 |
| Total equity capital | $42,308,000 | 1,298 |
| Total bank equity capital | $42,308,000 | 1,298 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,849,000 | 1,393 |
| Surplus | $2,635,000 | 4,873 |
| Undivided profits | $36,824,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 4,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,034,000 | 1,441 |
| Earning assets | $454,940,000 | 1,126 |
| Long-term assets (5+ years) | $80,574,000 | 1,310 |
| Average Assets, year-to-date | $508,791,250 | 1,069 |
| Average Assets, quarterly | $509,191,500 | 1,094 |
| Volatile liabilities | $135,686,000 | 821 |
| Insider loans | $9,563,000 | 515 |
| FHLB advances | $75,089,000 | 548 |
| Loans and leases held for sale | $13,362,000 | 287 |
| Unused loan commitments | $79,616,000 | 1,027 |
| Tier 1 (core) risk-based capital | $40,444,000 | 1,262 |
| Tier 2 risk-based capital | $3,284,000 | 1,339 |
| Total risk weighted assets | $363,795,000 | 1,035 |
| Total unused commitments | $79,616,000 | 1,028 |
| Derivatives | $8,634,000 | 403 |
| 2003-06-30 | Rank | |
| # of Employees: | 179 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $521,998,000 | 1,058 |
| Cash and due from depository institutions | $28,038,000 | 929 |
| Interest-bearing balances | $6,859,000 | 1,152 |
| Securities | $42,465,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $422,048,000 | 827 |
| Loan loss allowance | $3,111,000 | 1,468 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,319,000 | 1,103 |
| Other real estate owned | $899,000 | 929 |
| Goodwill and other intangibles | $1,621,000 | 1,266 |
| All other assets | $18,608,000 | 799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $521,998,000 | 1,058 |
| Total liabilities | $480,920,000 | 1,044 |
| Total deposits | $374,038,000 | 1,137 |
| Interest-bearing deposits | $346,257,000 | 1,063 |
| Deposits held in domestic offices | $374,038,000 | 1,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $268,000 | 3,008 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $103,779,000 | 501 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,835,000 | 1,547 |
| Total equity capital | $41,078,000 | 1,320 |
| Total bank equity capital | $41,078,000 | 1,320 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,848,000 | 1,384 |
| Surplus | $2,613,000 | 4,867 |
| Undivided profits | $35,617,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,119,000 | 1,314 |
| Earning assets | $471,372,000 | 1,074 |
| Long-term assets (5+ years) | $81,047,000 | 1,238 |
| Average Assets, year-to-date | $512,926,670 | 1,056 |
| Average Assets, quarterly | $517,285,000 | 1,054 |
| Volatile liabilities | $154,465,000 | 741 |
| Insider loans | $9,618,000 | 495 |
| FHLB advances | $80,090,000 | 525 |
| Loans and leases held for sale | $27,503,000 | 234 |
| Unused loan commitments | $71,131,000 | 1,100 |
| Tier 1 (core) risk-based capital | $39,118,000 | 1,276 |
| Tier 2 risk-based capital | $3,111,000 | 1,371 |
| Total risk weighted assets | $376,282,000 | 990 |
| Total unused commitments | $71,131,000 | 1,106 |
| Derivatives | $12,860,000 | 377 |
| 2003-03-31 | Rank | |
| # of Employees: | 172 | 954 |
| Assets and Liabilities | ||
| Total Assets: | $512,572,000 | 1,053 |
| Cash and due from depository institutions | $16,362,000 | 954 |
| Interest-bearing balances | $3,156,000 | 2,023 |
| Securities | $47,818,000 | 2,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $421,838,000 | 820 |
| Loan loss allowance | $2,997,000 | 1,488 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,604,000 | 1,210 |
| Other real estate owned | $921,000 | 954 |
| Goodwill and other intangibles | $766,000 | 1,727 |
| All other assets | $17,263,000 | 849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $512,572,000 | 1,053 |
| Total liabilities | $472,714,000 | 1,036 |
| Total deposits | $375,409,000 | 1,123 |
| Interest-bearing deposits | $351,666,000 | 1,042 |
| Deposits held in domestic offices | $375,409,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $305,000 | 2,783 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $94,514,000 | 523 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,486,000 | 1,747 |
| Total equity capital | $39,858,000 | 1,344 |
| Total bank equity capital | $39,858,000 | 1,344 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,848,000 | 1,388 |
| Surplus | $2,613,000 | 4,841 |
| Undivided profits | $34,397,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,193,000 | 1,302 |
| Earning assets | $472,812,000 | 1,042 |
| Long-term assets (5+ years) | $87,074,000 | 1,127 |
| Average Assets, year-to-date | $508,391,000 | 1,058 |
| Average Assets, quarterly | $508,391,000 | 1,058 |
| Volatile liabilities | $148,356,000 | 742 |
| Insider loans | $8,732,000 | 555 |
| FHLB advances | $76,091,000 | 526 |
| Loans and leases held for sale | $20,758,000 | 248 |
| Unused loan commitments | $71,405,000 | 1,072 |
| Tier 1 (core) risk-based capital | $38,622,000 | 1,276 |
| Tier 2 risk-based capital | $2,997,000 | 1,390 |
| Total risk weighted assets | $374,698,000 | 980 |
| Total unused commitments | $71,405,000 | 1,081 |
| Derivatives | $12,794,000 | 353 |
| 2002-12-31 | Rank | |
| # of Employees: | 170 | 954 |
| Assets and Liabilities | ||
| Total Assets: | $504,210,000 | 1,060 |
| Cash and due from depository institutions | $11,859,000 | 954 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $49,935,000 | 2,350 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $416,536,000 | 817 |
| Loan loss allowance | $2,937,000 | 1,491 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,019,000 | 1,294 |
| Other real estate owned | $619,000 | 954 |
| Goodwill and other intangibles | $735,000 | 1,724 |
| All other assets | $17,507,000 | 826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $504,210,000 | 1,060 |
| Total liabilities | $465,719,000 | 1,044 |
| Total deposits | $357,479,000 | 1,159 |
| Interest-bearing deposits | $337,454,000 | 1,065 |
| Deposits held in domestic offices | $357,479,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $101,000 | 3,128 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $104,578,000 | 505 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,561,000 | 1,303 |
| Total equity capital | $38,491,000 | 1,361 |
| Total bank equity capital | $38,491,000 | 1,361 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,836,000 | 1,387 |
| Surplus | $2,441,000 | 4,987 |
| Undivided profits | $33,214,000 | 938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,240,000 | 1,319 |
| Earning assets | $466,471,000 | 1,045 |
| Long-term assets (5+ years) | $98,924,000 | 983 |
| Average Assets, year-to-date | $480,525,400 | 1,071 |
| Average Assets, quarterly | $501,121,500 | 1,067 |
| Volatile liabilities | $147,417,000 | 750 |
| Insider loans | $6,215,000 | 796 |
| FHLB advances | $81,093,000 | 514 |
| Loans and leases held for sale | $25,660,000 | 247 |
| Unused loan commitments | $68,903,000 | 1,068 |
| Tier 1 (core) risk-based capital | $37,193,000 | 1,295 |
| Tier 2 risk-based capital | $2,937,000 | 1,392 |
| Total risk weighted assets | $364,763,000 | 980 |
| Total unused commitments | $68,903,000 | 1,068 |
| Derivatives | $7,458,000 | 377 |
| 2001-12-31 | Rank | |
| # of Employees: | 114 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $458,114,000 | 1,128 |
| Cash and due from depository institutions | $12,296,000 | 1,474 |
| Interest-bearing balances | $1,586,000 | 2,531 |
| Securities | $47,970,000 | 2,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $373,458,000 | 891 |
| Loan loss allowance | $2,523,000 | 1,612 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,472,000 | 1,374 |
| Other real estate owned | $759,000 | 1,474 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $17,159,000 | 794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,114,000 | 1,128 |
| Total liabilities | $424,498,000 | 1,104 |
| Total deposits | $340,053,000 | 1,177 |
| Interest-bearing deposits | $322,114,000 | 1,063 |
| Deposits held in domestic offices | $340,053,000 | 1,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $83,097,000 | 561 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,348,000 | 2,759 |
| Total equity capital | $33,616,000 | 1,455 |
| Total bank equity capital | $33,616,000 | 1,455 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,835,000 | 1,383 |
| Surplus | $2,436,000 | 4,951 |
| Undivided profits | $28,345,000 | 1,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,077,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,637,000 | 1,190 |
| Earning assets | $423,014,000 | 1,108 |
| Long-term assets (5+ years) | $98,878,000 | 960 |
| Average Assets, year-to-date | $432,306,000 | 1,123 |
| Average Assets, quarterly | $450,946,500 | 1,125 |
| Volatile liabilities | $109,610,000 | 924 |
| Insider loans | $6,446,000 | 734 |
| FHLB advances | $83,097,000 | 481 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $62,294,000 | 1,076 |
| Tier 1 (core) risk-based capital | $33,428,000 | 1,372 |
| Tier 2 risk-based capital | $2,523,000 | 1,496 |
| Total risk weighted assets | $326,820,000 | 1,056 |
| Total unused commitments | $62,294,000 | 1,080 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 118 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $414,728,000 | 1,174 |
| Cash and due from depository institutions | $17,899,000 | 1,408 |
| Interest-bearing balances | $13,995,000 | 307 |
| Securities | $38,782,000 | 2,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $347,503,000 | 923 |
| Loan loss allowance | $2,160,000 | 1,782 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,273,000 | 1,348 |
| Other real estate owned | $235,000 | 1,408 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,036,000 | 2,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $414,728,000 | 1,174 |
| Total liabilities | $383,917,000 | 1,151 |
| Total deposits | $327,874,000 | 1,159 |
| Interest-bearing deposits | $314,662,000 | 1,047 |
| Deposits held in domestic offices | $327,874,000 | 1,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,102,000 | 696 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $941,000 | 3,766 |
| Total equity capital | $30,811,000 | 1,506 |
| Total bank equity capital | $30,811,000 | 1,506 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,715,000 | 1,433 |
| Surplus | $2,235,000 | 5,157 |
| Undivided profits | $25,861,000 | 1,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,307,000 | 1,066 |
| Earning assets | $400,280,000 | 1,109 |
| Long-term assets (5+ years) | $98,441,000 | 925 |
| Average Assets, year-to-date | $414,176,200 | 1,113 |
| Average Assets, quarterly | $414,723,000 | 1,157 |
| Volatile liabilities | $78,020,000 | 1,196 |
| Insider loans | $3,336,000 | 1,468 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $38,879,000 | 1,419 |
| Tier 1 (core) risk-based capital | $30,781,000 | 1,419 |
| Tier 2 risk-based capital | $2,160,000 | 1,667 |
| Total risk weighted assets | $268,061,200 | 1,215 |
| Total unused commitments | $38,879,000 | 1,420 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $410,146,000 | 1,162 |
| Cash and due from depository institutions | $15,592,000 | 1,442 |
| Interest-bearing balances | $9,522,000 | 416 |
| Securities | $49,016,000 | 2,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $334,743,000 | 940 |
| Loan loss allowance | $1,306,000 | 2,718 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,245,000 | 1,348 |
| Other real estate owned | $245,000 | 1,442 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,305,000 | 2,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $410,146,000 | 1,162 |
| Total liabilities | $380,804,000 | 1,138 |
| Total deposits | $305,185,000 | 1,213 |
| Interest-bearing deposits | $295,225,000 | 1,092 |
| Deposits held in domestic offices | $305,185,000 | 1,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $75,106,000 | 586 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $513,000 | 5,260 |
| Total equity capital | $29,342,000 | 1,506 |
| Total bank equity capital | $29,342,000 | 1,506 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,688,000 | 1,446 |
| Surplus | $2,532,000 | 4,789 |
| Undivided profits | $24,122,000 | 1,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,199,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,851,000 | 1,140 |
| Earning assets | $393,281,000 | 1,115 |
| Long-term assets (5+ years) | $113,736,000 | 864 |
| Average Assets, year-to-date | $391,273,800 | 1,155 |
| Average Assets, quarterly | $399,813,500 | 1,179 |
| Volatile liabilities | $88,824,000 | 1,055 |
| Insider loans | $2,070,000 | 2,165 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $48,379,000 | 1,224 |
| Tier 1 (core) risk-based capital | $29,663,000 | 1,457 |
| Tier 2 risk-based capital | $1,306,000 | 2,475 |
| Total risk weighted assets | $257,605,100 | 1,215 |
| Total unused commitments | $48,379,000 | 1,226 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $389,764,000 | 1,186 |
| Cash and due from depository institutions | $8,856,000 | 1,415 |
| Interest-bearing balances | $4,250,000 | 1,384 |
| Securities | $47,576,000 | 2,428 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $321,324,000 | 900 |
| Loan loss allowance | $1,178,000 | 2,879 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,373,000 | 1,251 |
| Other real estate owned | $2,439,000 | 1,415 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,196,000 | 2,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,764,000 | 1,186 |
| Total liabilities | $358,161,000 | 1,165 |
| Total deposits | $301,995,000 | 1,222 |
| Interest-bearing deposits | $293,778,000 | 1,086 |
| Deposits held in domestic offices | $301,995,000 | 1,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $55,109,000 | 562 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,057,000 | 3,363 |
| Total equity capital | $31,603,000 | 1,414 |
| Total bank equity capital | $31,603,000 | 1,414 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,046,000 | 1,188 |
| Surplus | $6,650,000 | 2,243 |
| Undivided profits | $21,907,000 | 1,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,344,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,750,000 | 1,190 |
| Earning assets | $373,150,000 | 1,145 |
| Long-term assets (5+ years) | $121,772,000 | 744 |
| Average Assets, year-to-date | $382,453,600 | 1,152 |
| Average Assets, quarterly | $389,578,500 | 1,164 |
| Volatile liabilities | $64,085,000 | 1,147 |
| Insider loans | $1,484,000 | 2,672 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,254,000 | 1,441 |
| Tier 1 (core) risk-based capital | $31,449,000 | 1,346 |
| Tier 2 risk-based capital | $1,178,000 | 2,612 |
| Total risk weighted assets | $228,629,200 | 1,259 |
| Total unused commitments | $36,254,000 | 1,446 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 114 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $369,097,000 | 1,257 |
| Cash and due from depository institutions | $17,208,000 | 1,543 |
| Interest-bearing balances | $12,312,000 | 348 |
| Securities | $57,592,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $286,692,000 | 1,043 |
| Loan loss allowance | $874,000 | 3,787 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,872,000 | 1,631 |
| Other real estate owned | $256,000 | 1,543 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,477,000 | 2,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,097,000 | 1,257 |
| Total liabilities | $340,832,000 | 1,230 |
| Total deposits | $289,123,000 | 1,283 |
| Interest-bearing deposits | $284,492,000 | 1,144 |
| Deposits held in domestic offices | $289,123,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $50,226,000 | 567 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,483,000 | 2,578 |
| Total equity capital | $28,265,000 | 1,601 |
| Total bank equity capital | $28,265,000 | 1,601 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,984,000 | 1,269 |
| Surplus | $6,022,000 | 2,367 |
| Undivided profits | $19,259,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 4,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,588,000 | 1,369 |
| Earning assets | $356,596,000 | 1,203 |
| Long-term assets (5+ years) | $102,715,000 | 755 |
| Average Assets, year-to-date | $354,142,800 | 1,245 |
| Average Assets, quarterly | $364,300,500 | 1,259 |
| Volatile liabilities | $55,437,000 | 1,298 |
| Insider loans | $732,000 | 4,367 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $33,401,000 | 1,445 |
| Tier 1 (core) risk-based capital | $28,271,000 | 1,507 |
| Tier 2 risk-based capital | $874,000 | 3,313 |
| Total risk weighted assets | $195,291,400 | 1,447 |
| Total unused commitments | $33,401,000 | 1,449 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 111 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $341,260,000 | 1,384 |
| Cash and due from depository institutions | $11,507,000 | 1,682 |
| Interest-bearing balances | $9,084,000 | 427 |
| Securities | $58,259,000 | 2,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $263,313,000 | 1,148 |
| Loan loss allowance | $807,000 | 4,198 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,786,000 | 1,662 |
| Other real estate owned | $42,000 | 1,682 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,353,000 | 2,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,260,000 | 1,384 |
| Total liabilities | $315,833,000 | 1,362 |
| Total deposits | $278,763,000 | 1,379 |
| Interest-bearing deposits | $273,913,000 | 1,219 |
| Deposits held in domestic offices | $278,763,000 | 1,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $35,434,000 | 702 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,636,000 | 2,390 |
| Total equity capital | $25,427,000 | 1,771 |
| Total bank equity capital | $25,427,000 | 1,771 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,492,000 | 2,628 |
| Surplus | $6,003,000 | 2,435 |
| Undivided profits | $17,932,000 | 1,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,452,000 | 1,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,405,000 | 1,546 |
| Earning assets | $330,656,000 | 1,316 |
| Long-term assets (5+ years) | $97,530,000 | 739 |
| Average Assets, year-to-date | $322,109,400 | 1,416 |
| Average Assets, quarterly | $334,206,000 | 1,401 |
| Volatile liabilities | $53,066,000 | 1,338 |
| Insider loans | $777,000 | 4,296 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $25,113,000 | 1,742 |
| Tier 1 (core) risk-based capital | $25,799,000 | 1,660 |
| Tier 2 risk-based capital | $807,000 | 3,616 |
| Total risk weighted assets | $177,643,000 | 1,624 |
| Total unused commitments | $25,113,000 | 1,757 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 106 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $311,789,000 | 1,535 |
| Cash and due from depository institutions | $11,890,000 | 1,820 |
| Interest-bearing balances | $8,203,000 | 568 |
| Securities | $54,558,000 | 2,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $234,008,000 | 1,257 |
| Loan loss allowance | $737,000 | 4,544 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,026,000 | 1,538 |
| Other real estate owned | $536,000 | 1,820 |
| Goodwill and other intangibles | $3,602,000 | 632 |
| All other assets | $2,169,000 | 3,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,789,000 | 1,535 |
| Total liabilities | $282,777,000 | 1,533 |
| Total deposits | $270,440,000 | 1,461 |
| Interest-bearing deposits | $268,240,000 | 1,272 |
| Deposits held in domestic offices | $270,440,000 | 1,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,089,000 | 1,167 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,248,000 | 1,914 |
| Total equity capital | $29,012,000 | 1,563 |
| Total bank equity capital | $29,012,000 | 1,563 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,492,000 | 2,715 |
| Surplus | $6,003,000 | 2,445 |
| Undivided profits | $21,517,000 | 1,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,277,000 | 1,762 |
| Earning assets | $296,769,000 | 1,477 |
| Long-term assets (5+ years) | $80,693,000 | 808 |
| Average Assets, year-to-date | $318,622,000 | 1,424 |
| Average Assets, quarterly | $312,285,500 | 1,516 |
| Volatile liabilities | $33,810,000 | 1,719 |
| Insider loans | $817,000 | 4,250 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,652,000 | 2,602 |
| Tier 1 (core) risk-based capital | $25,708,000 | 1,658 |
| Tier 2 risk-based capital | $737,000 | 3,860 |
| Total risk weighted assets | $153,861,000 | 1,833 |
| Total unused commitments | $13,652,000 | 2,613 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 104 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $324,182,000 | 1,426 |
| Cash and due from depository institutions | $2,933,000 | 1,940 |
| Interest-bearing balances | $586,000 | 3,148 |
| Securities | $69,046,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $240,194,000 | 1,186 |
| Loan loss allowance | $737,000 | 4,646 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,835,000 | 1,536 |
| Other real estate owned | $669,000 | 1,940 |
| Goodwill and other intangibles | $3,894,000 | 543 |
| All other assets | $2,611,000 | 3,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $324,182,000 | 1,426 |
| Total liabilities | $297,358,000 | 1,425 |
| Total deposits | $266,778,000 | 1,427 |
| Interest-bearing deposits | $264,889,000 | 1,232 |
| Deposits held in domestic offices | $266,778,000 | 1,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,347 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $21,000,000 | 870 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $580,000 | 4,709 |
| Total equity capital | $26,824,000 | 1,546 |
| Total bank equity capital | $26,824,000 | 1,546 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,492,000 | 2,808 |
| Surplus | $6,003,000 | 2,366 |
| Undivided profits | $19,329,000 | 1,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 10,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,196,000 | 1,640 |
| Earning assets | $309,826,000 | 1,370 |
| Long-term assets (5+ years) | $114,031,000 | 608 |
| Average Assets, year-to-date | $325,272,600 | 1,383 |
| Average Assets, quarterly | $322,946,000 | 1,424 |
| Volatile liabilities | $57,070,000 | 1,153 |
| Insider loans | $900,000 | 3,991 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,464,000 | 1,825 |
| Tier 1 (core) risk-based capital | $24,364,000 | 1,694 |
| Tier 2 risk-based capital | $737,000 | 3,834 |
| Total risk weighted assets | $160,282,900 | 1,729 |
| Total unused commitments | $21,464,000 | 1,837 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 111 | 1,889 |
| Assets and Liabilities | ||
| Total Assets: | $334,669,000 | 1,410 |
| Cash and due from depository institutions | $6,858,000 | 1,889 |
| Interest-bearing balances | $3,041,000 | 1,835 |
| Securities | $89,592,000 | 1,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $225,361,000 | 1,232 |
| Loan loss allowance | $737,000 | 4,768 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,279,000 | 1,702 |
| Other real estate owned | $1,039,000 | 1,889 |
| Goodwill and other intangibles | $4,186,000 | 470 |
| All other assets | $3,354,000 | 2,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,669,000 | 1,410 |
| Total liabilities | $309,793,000 | 1,394 |
| Total deposits | $274,759,000 | 1,455 |
| Interest-bearing deposits | $272,151,000 | 1,259 |
| Deposits held in domestic offices | $274,759,000 | 1,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,354,000 | 697 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 1,081 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,680,000 | 2,091 |
| Total equity capital | $24,876,000 | 1,655 |
| Total bank equity capital | $24,876,000 | 1,655 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $995,000 | 4,259 |
| Surplus | $6,003,000 | 2,269 |
| Undivided profits | $17,878,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 9,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,178,000 | 1,460 |
| Earning assets | $317,994,000 | 1,359 |
| Long-term assets (5+ years) | $131,602,000 | 526 |
| Average Assets, year-to-date | $312,819,800 | 1,463 |
| Average Assets, quarterly | $319,905,500 | 1,462 |
| Volatile liabilities | $58,458,000 | 1,076 |
| Insider loans | $780,000 | 4,435 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,241,000 | 2,663 |
| Tier 1 (core) risk-based capital | $20,690,000 | 1,926 |
| Tier 2 risk-based capital | $737,000 | 3,792 |
| Total risk weighted assets | $151,143,400 | 1,815 |
| Total unused commitments | $12,241,000 | 2,686 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 93 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $307,612,000 | 1,577 |
| Cash and due from depository institutions | $5,942,000 | 2,323 |
| Interest-bearing balances | $2,818,000 | 2,187 |
| Securities | $87,953,000 | 1,533 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $197,724,000 | 1,453 |
| Loan loss allowance | $712,000 | 4,934 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,017,000 | 1,834 |
| Other real estate owned | $2,752,000 | 2,323 |
| Goodwill and other intangibles | $4,478,000 | 449 |
| All other assets | $4,746,000 | 1,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,612,000 | 1,577 |
| Total liabilities | $286,889,000 | 1,562 |
| Total deposits | $284,829,000 | 1,475 |
| Interest-bearing deposits | $281,762,000 | 1,307 |
| Deposits held in domestic offices | $284,829,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,060,000 | 1,833 |
| Total equity capital | $20,723,000 | 1,883 |
| Total bank equity capital | $20,723,000 | 1,883 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $663,000 | 5,483 |
| Surplus | $6,003,000 | 2,188 |
| Undivided profits | $14,057,000 | 1,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 8,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,198,000 | 1,611 |
| Earning assets | $288,495,000 | 1,538 |
| Long-term assets (5+ years) | $105,184,000 | 601 |
| Average Assets, year-to-date | $305,916,600 | 1,556 |
| Average Assets, quarterly | $306,426,000 | 1,573 |
| Volatile liabilities | $19,649,000 | 2,396 |
| Insider loans | $170,000 | 4,361 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,246,000 | 4,024 |
| Tier 1 (core) risk-based capital | $16,245,000 | 2,297 |
| Tier 2 risk-based capital | $712,000 | 3,905 |
| Total risk weighted assets | $142,612,400 | 1,973 |
| Total unused commitments | $6,246,000 | 4,046 |
| Derivatives | $0 | 651 |