Home > Cooper State Bank > Income and Expense
Cooper State Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 3,783 |
| Total interest expense | $175,000 | 3,147 |
| Net interest income | $1,148,000 | 3,839 |
| Provision for loan and lease losses | $37,000 | 2,354 |
| Total noninterest income | $569,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $340,000 | 907 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $229,000 | 2,458 |
| Total noninterest expense | $1,699,000 | 2,655 |
| Salaries and employee benefits | $870,000 | 2,799 |
| Premises and equipment expense | $281,000 | 2,054 |
| Additional noninterest expense | $548,000 | 2,610 |
| Pre-tax net operating income | $-19,000 | 6,095 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-19,000 | 6,126 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-19,000 | 6,127 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-19,000 | 6,127 |
| Net charge-offs | $37,000 | 1,776 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-19,000 | 6,093 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 3,860 |
| Total interest expense | $577,000 | 3,721 |
| Net interest income | $4,660,000 | 3,834 |
| Provision for loan and lease losses | $185,000 | 2,566 |
| Total noninterest income | $2,499,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,600,000 | 835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $899,000 | 2,472 |
| Total noninterest expense | $6,824,000 | 2,670 |
| Salaries and employee benefits | $3,266,000 | 2,909 |
| Premises and equipment expense | $1,074,000 | 2,121 |
| Additional noninterest expense | $2,484,000 | 2,431 |
| Pre-tax net operating income | $150,000 | 5,775 |
| Securities gains (losses) | $63,000 | 1,577 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $213,000 | 5,637 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $213,000 | 5,637 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $213,000 | 5,638 |
| Net charge-offs | $205,000 | 2,425 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $150,000 | 5,745 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 3,945 |
| Total interest expense | $393,000 | 3,990 |
| Net interest income | $3,450,000 | 3,891 |
| Provision for loan and lease losses | $128,000 | 2,560 |
| Total noninterest income | $1,869,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,190,000 | 851 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $679,000 | 2,483 |
| Total noninterest expense | $5,011,000 | 2,710 |
| Salaries and employee benefits | $2,413,000 | 2,959 |
| Premises and equipment expense | $806,000 | 2,133 |
| Additional noninterest expense | $1,792,000 | 2,515 |
| Pre-tax net operating income | $180,000 | 5,677 |
| Securities gains (losses) | $41,000 | 1,554 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $221,000 | 5,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $221,000 | 5,498 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $221,000 | 5,499 |
| Net charge-offs | $128,000 | 2,445 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $180,000 | 5,593 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 4,004 |
| Total interest expense | $239,000 | 4,203 |
| Net interest income | $2,262,000 | 3,933 |
| Provision for loan and lease losses | $39,000 | 3,210 |
| Total noninterest income | $1,212,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $756,000 | 878 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $456,000 | 2,438 |
| Total noninterest expense | $3,384,000 | 2,695 |
| Salaries and employee benefits | $1,658,000 | 2,895 |
| Premises and equipment expense | $538,000 | 2,135 |
| Additional noninterest expense | $1,188,000 | 2,512 |
| Pre-tax net operating income | $51,000 | 5,975 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $51,000 | 5,983 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $51,000 | 5,984 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $51,000 | 5,985 |
| Net charge-offs | $59,000 | 2,641 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $51,000 | 5,950 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 4,081 |
| Total interest expense | $116,000 | 4,317 |
| Net interest income | $1,105,000 | 4,004 |
| Provision for loan and lease losses | $16,000 | 3,071 |
| Total noninterest income | $585,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $360,000 | 903 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $225,000 | 2,390 |
| Total noninterest expense | $1,666,000 | 2,735 |
| Salaries and employee benefits | $814,000 | 2,957 |
| Premises and equipment expense | $282,000 | 2,107 |
| Additional noninterest expense | $570,000 | 2,605 |
| Pre-tax net operating income | $8,000 | 6,136 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $8,000 | 6,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,000 | 6,157 |
| Net charge-offs | $26,000 | 2,321 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $8,000 | 6,140 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 4,082 |
| Total interest expense | $365,000 | 5,083 |
| Net interest income | $4,615,000 | 3,901 |
| Provision for loan and lease losses | $264,000 | 2,610 |
| Total noninterest income | $2,797,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,882,000 | 742 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $915,000 | 2,487 |
| Total noninterest expense | $6,973,000 | 2,640 |
| Salaries and employee benefits | $3,187,000 | 2,980 |
| Premises and equipment expense | $1,491,000 | 1,585 |
| Additional noninterest expense | $2,295,000 | 2,675 |
| Pre-tax net operating income | $175,000 | 5,774 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $179,000 | 5,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $179,000 | 5,766 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $179,000 | 5,766 |
| Net charge-offs | $214,000 | 2,939 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 155 |
| Net operating income | $175,000 | 5,722 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 4,126 |
| Total interest expense | $250,000 | 5,311 |
| Net interest income | $3,468,000 | 3,914 |
| Provision for loan and lease losses | $221,000 | 2,467 |
| Total noninterest income | $2,162,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,469,000 | 716 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $693,000 | 2,524 |
| Total noninterest expense | $5,310,000 | 2,612 |
| Salaries and employee benefits | $2,359,000 | 3,027 |
| Premises and equipment expense | $1,219,000 | 1,475 |
| Additional noninterest expense | $1,732,000 | 2,646 |
| Pre-tax net operating income | $99,000 | 6,002 |
| Securities gains (losses) | $4,000 | 2,720 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $103,000 | 6,005 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $103,000 | 6,007 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $103,000 | 6,007 |
| Net charge-offs | $176,000 | 2,704 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 113 |
| Net operating income | $99,000 | 5,963 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 4,099 |
| Total interest expense | $160,000 | 5,441 |
| Net interest income | $2,358,000 | 3,867 |
| Provision for loan and lease losses | $159,000 | 2,379 |
| Total noninterest income | $1,438,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $973,000 | 701 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $465,000 | 2,580 |
| Total noninterest expense | $3,582,000 | 2,592 |
| Salaries and employee benefits | $1,550,000 | 3,075 |
| Premises and equipment expense | $867,000 | 1,389 |
| Additional noninterest expense | $1,165,000 | 2,609 |
| Pre-tax net operating income | $55,000 | 6,048 |
| Securities gains (losses) | $4,000 | 2,503 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $59,000 | 6,088 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $59,000 | 6,089 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $59,000 | 6,090 |
| Net charge-offs | $123,000 | 2,548 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $55,000 | 6,024 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 4,103 |
| Total interest expense | $80,000 | 5,527 |
| Net interest income | $1,195,000 | 3,843 |
| Provision for loan and lease losses | $82,000 | 2,298 |
| Total noninterest income | $680,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $462,000 | 745 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $218,000 | 2,654 |
| Total noninterest expense | $1,777,000 | 2,636 |
| Salaries and employee benefits | $767,000 | 3,132 |
| Premises and equipment expense | $440,000 | 1,387 |
| Additional noninterest expense | $570,000 | 2,668 |
| Pre-tax net operating income | $16,000 | 6,189 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $20,000 | 6,210 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $20,000 | 6,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $20,000 | 6,211 |
| Net charge-offs | $61,000 | 2,275 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $16,000 | 6,175 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 4,337 |
| Total interest expense | $377,000 | 5,641 |
| Net interest income | $4,550,000 | 4,060 |
| Provision for loan and lease losses | $364,000 | 3,122 |
| Total noninterest income | $3,106,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,244,000 | 637 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $862,000 | 2,567 |
| Total noninterest expense | $7,669,000 | 2,461 |
| Salaries and employee benefits | $3,152,000 | 3,021 |
| Premises and equipment expense | $1,836,000 | 1,294 |
| Additional noninterest expense | $2,681,000 | 2,414 |
| Pre-tax net operating income | $-377,000 | 6,452 |
| Securities gains (losses) | $20,000 | 3,173 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-357,000 | 6,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-357,000 | 6,531 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-357,000 | 6,533 |
| Net charge-offs | $284,000 | 3,372 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-377,000 | 6,477 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 4,443 |
| Total interest expense | $297,000 | 5,696 |
| Net interest income | $3,364,000 | 4,168 |
| Provision for loan and lease losses | $264,000 | 3,158 |
| Total noninterest income | $2,345,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,695,000 | 635 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $650,000 | 2,564 |
| Total noninterest expense | $5,815,000 | 2,444 |
| Salaries and employee benefits | $2,370,000 | 3,036 |
| Premises and equipment expense | $1,388,000 | 1,294 |
| Additional noninterest expense | $2,057,000 | 2,354 |
| Pre-tax net operating income | $-370,000 | 6,623 |
| Securities gains (losses) | $-12,000 | 6,877 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-382,000 | 6,714 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-382,000 | 6,712 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-382,000 | 6,712 |
| Net charge-offs | $214,000 | 3,223 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-370,000 | 6,641 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 4,487 |
| Total interest expense | $204,000 | 5,743 |
| Net interest income | $2,228,000 | 4,198 |
| Provision for loan and lease losses | $138,000 | 3,481 |
| Total noninterest income | $1,573,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,116,000 | 642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $457,000 | 2,453 |
| Total noninterest expense | $3,856,000 | 2,451 |
| Salaries and employee benefits | $1,585,000 | 3,039 |
| Premises and equipment expense | $935,000 | 1,274 |
| Additional noninterest expense | $1,336,000 | 2,429 |
| Pre-tax net operating income | $-193,000 | 6,625 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-189,000 | 6,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-189,000 | 6,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-189,000 | 6,713 |
| Net charge-offs | $103,000 | 3,380 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-193,000 | 6,637 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 4,535 |
| Total interest expense | $110,000 | 5,710 |
| Net interest income | $1,106,000 | 4,247 |
| Provision for loan and lease losses | $36,000 | 3,992 |
| Total noninterest income | $749,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $510,000 | 695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 2,401 |
| Total noninterest expense | $1,902,000 | 2,481 |
| Salaries and employee benefits | $789,000 | 3,059 |
| Premises and equipment expense | $475,000 | 1,261 |
| Additional noninterest expense | $638,000 | 2,500 |
| Pre-tax net operating income | $-83,000 | 6,690 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-79,000 | 6,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-79,000 | 6,774 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-79,000 | 6,774 |
| Net charge-offs | $21,000 | 3,656 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-83,000 | 6,713 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 4,736 |
| Total interest expense | $571,000 | 5,610 |
| Net interest income | $4,092,000 | 4,486 |
| Provision for loan and lease losses | $166,000 | 4,833 |
| Total noninterest income | $3,154,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,246,000 | 654 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $908,000 | 2,278 |
| Total noninterest expense | $7,515,000 | 2,512 |
| Salaries and employee benefits | $3,047,000 | 3,084 |
| Premises and equipment expense | $1,806,000 | 1,381 |
| Additional noninterest expense | $2,662,000 | 2,468 |
| Pre-tax net operating income | $-435,000 | 6,373 |
| Securities gains (losses) | $35,000 | 2,812 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-400,000 | 6,438 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-400,000 | 6,441 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-400,000 | 6,440 |
| Net charge-offs | $102,000 | 4,954 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,160,000 | 234 |
| Net operating income | $-435,000 | 6,409 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 4,823 |
| Total interest expense | $440,000 | 5,670 |
| Net interest income | $3,021,000 | 4,542 |
| Provision for loan and lease losses | $121,000 | 4,765 |
| Total noninterest income | $2,404,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,710,000 | 653 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $694,000 | 2,230 |
| Total noninterest expense | $5,606,000 | 2,517 |
| Salaries and employee benefits | $2,263,000 | 3,114 |
| Premises and equipment expense | $1,361,000 | 1,382 |
| Additional noninterest expense | $1,982,000 | 2,484 |
| Pre-tax net operating income | $-302,000 | 6,473 |
| Securities gains (losses) | $35,000 | 2,561 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-267,000 | 6,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-267,000 | 6,553 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-267,000 | 6,553 |
| Net charge-offs | $72,000 | 4,714 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 211 |
| Net operating income | $-302,000 | 6,526 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 4,893 |
| Total interest expense | $289,000 | 5,806 |
| Net interest income | $2,005,000 | 4,578 |
| Provision for loan and lease losses | $73,000 | 4,747 |
| Total noninterest income | $1,575,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,106,000 | 666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $469,000 | 2,194 |
| Total noninterest expense | $3,750,000 | 2,531 |
| Salaries and employee benefits | $1,495,000 | 3,149 |
| Premises and equipment expense | $927,000 | 1,365 |
| Additional noninterest expense | $1,328,000 | 2,502 |
| Pre-tax net operating income | $-243,000 | 6,600 |
| Securities gains (losses) | $31,000 | 1,870 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-212,000 | 6,638 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-212,000 | 6,638 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-212,000 | 6,638 |
| Net charge-offs | $39,000 | 4,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 120 |
| Net operating income | $-243,000 | 6,651 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 4,909 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $1,000,000 | 4,574 |
| Provision for loan and lease losses | $42,000 | 4,367 |
| Total noninterest income | $746,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $513,000 | 696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $233,000 | 2,256 |
| Total noninterest expense | $1,843,000 | 2,587 |
| Salaries and employee benefits | $745,000 | 3,171 |
| Premises and equipment expense | $466,000 | 1,389 |
| Additional noninterest expense | $632,000 | 2,616 |
| Pre-tax net operating income | $-139,000 | 6,747 |
| Securities gains (losses) | $24,000 | 1,031 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-115,000 | 6,747 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-115,000 | 6,746 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-115,000 | 6,747 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 62 |
| Net operating income | $-139,000 | 6,784 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 5,174 |
| Total interest expense | $856,000 | 5,577 |
| Net interest income | $3,526,000 | 4,929 |
| Provision for loan and lease losses | $364,000 | 4,580 |
| Total noninterest income | $2,754,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,018,000 | 749 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $736,000 | 2,618 |
| Total noninterest expense | $8,126,000 | 2,384 |
| Salaries and employee benefits | $2,966,000 | 3,149 |
| Premises and equipment expense | $1,883,000 | 1,367 |
| Additional noninterest expense | $3,277,000 | 2,122 |
| Pre-tax net operating income | $-2,210,000 | 6,809 |
| Securities gains (losses) | $36,000 | 2,848 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,174,000 | 6,883 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,174,000 | 6,883 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,174,000 | 6,884 |
| Net charge-offs | $191,000 | 4,808 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 274 |
| Net operating income | $-2,210,000 | 6,861 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 5,320 |
| Total interest expense | $682,000 | 5,599 |
| Net interest income | $2,546,000 | 5,092 |
| Provision for loan and lease losses | $273,000 | 4,445 |
| Total noninterest income | $1,981,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,456,000 | 796 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $525,000 | 2,684 |
| Total noninterest expense | $6,209,000 | 2,342 |
| Salaries and employee benefits | $2,235,000 | 3,154 |
| Premises and equipment expense | $1,426,000 | 1,371 |
| Additional noninterest expense | $2,548,000 | 2,033 |
| Pre-tax net operating income | $-1,955,000 | 7,054 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,919,000 | 7,122 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,919,000 | 7,120 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,919,000 | 7,122 |
| Net charge-offs | $141,000 | 4,561 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 210 |
| Net operating income | $-1,955,000 | 7,102 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 5,408 |
| Total interest expense | $472,000 | 5,607 |
| Net interest income | $1,632,000 | 5,208 |
| Provision for loan and lease losses | $157,000 | 4,545 |
| Total noninterest income | $1,200,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $862,000 | 915 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $338,000 | 2,661 |
| Total noninterest expense | $4,169,000 | 2,320 |
| Salaries and employee benefits | $1,480,000 | 3,181 |
| Premises and equipment expense | $960,000 | 1,377 |
| Additional noninterest expense | $1,729,000 | 1,995 |
| Pre-tax net operating income | $-1,494,000 | 7,164 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,494,000 | 7,241 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,494,000 | 7,240 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,494,000 | 7,241 |
| Net charge-offs | $68,000 | 4,613 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 145 |
| Net operating income | $-1,494,000 | 7,230 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 5,561 |
| Total interest expense | $232,000 | 5,769 |
| Net interest income | $791,000 | 5,329 |
| Provision for loan and lease losses | $92,000 | 4,065 |
| Total noninterest income | $527,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $367,000 | 1,069 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $160,000 | 2,728 |
| Total noninterest expense | $2,053,000 | 2,383 |
| Salaries and employee benefits | $720,000 | 3,311 |
| Premises and equipment expense | $483,000 | 1,412 |
| Additional noninterest expense | $850,000 | 1,995 |
| Pre-tax net operating income | $-827,000 | 7,356 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-827,000 | 7,418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-827,000 | 7,418 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-827,000 | 7,419 |
| Net charge-offs | $23,000 | 4,330 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-827,000 | 7,407 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 6,033 |
| Total interest expense | $1,199,000 | 5,672 |
| Net interest income | $2,274,000 | 6,076 |
| Provision for loan and lease losses | $475,000 | 4,613 |
| Total noninterest income | $1,768,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,355,000 | 1,273 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $413,000 | 3,503 |
| Total noninterest expense | $8,001,000 | 2,466 |
| Salaries and employee benefits | $2,725,000 | 3,447 |
| Premises and equipment expense | $1,797,000 | 1,504 |
| Additional noninterest expense | $3,479,000 | 2,070 |
| Pre-tax net operating income | $-4,434,000 | 7,118 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,434,000 | 7,206 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,434,000 | 7,205 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,434,000 | 7,205 |
| Net charge-offs | $125,000 | 5,504 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $2,040,000 | 329 |
| Net operating income | $-4,434,000 | 7,213 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 6,200 |
| Total interest expense | $937,000 | 5,718 |
| Net interest income | $1,552,000 | 6,295 |
| Provision for loan and lease losses | $264,000 | 4,805 |
| Total noninterest income | $1,238,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $952,000 | 1,353 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $286,000 | 3,694 |
| Total noninterest expense | $6,041,000 | 2,447 |
| Salaries and employee benefits | $1,979,000 | 3,571 |
| Premises and equipment expense | $1,331,000 | 1,542 |
| Additional noninterest expense | $2,731,000 | 1,940 |
| Pre-tax net operating income | $-3,515,000 | 7,362 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,515,000 | 7,435 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,515,000 | 7,434 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,515,000 | 7,435 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,962,000 | 281 |
| Net operating income | $-3,515,000 | 7,444 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 6,341 |
| Total interest expense | $648,000 | 5,749 |
| Net interest income | $953,000 | 6,491 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $708,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $531,000 | 1,569 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $177,000 | 3,844 |
| Total noninterest expense | $3,812,000 | 2,616 |
| Salaries and employee benefits | $1,275,000 | 3,714 |
| Premises and equipment expense | $868,000 | 1,606 |
| Additional noninterest expense | $1,669,000 | 2,124 |
| Pre-tax net operating income | $-2,221,000 | 7,435 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,221,000 | 7,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,221,000 | 7,518 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,221,000 | 7,518 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,221,000 | 7,528 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 6,448 |
| Total interest expense | $313,000 | 5,927 |
| Net interest income | $463,000 | 6,569 |
| Provision for loan and lease losses | $29,000 | 5,632 |
| Total noninterest income | $296,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $215,000 | 1,851 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $81,000 | 3,986 |
| Total noninterest expense | $1,707,000 | 2,804 |
| Salaries and employee benefits | $584,000 | 3,994 |
| Premises and equipment expense | $397,000 | 1,782 |
| Additional noninterest expense | $726,000 | 2,155 |
| Pre-tax net operating income | $-977,000 | 7,631 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-977,000 | 7,695 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-977,000 | 7,697 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-977,000 | 7,696 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-977,000 | 7,697 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 6,904 |
| Total interest expense | $1,167,000 | 6,495 |
| Net interest income | $1,428,000 | 7,099 |
| Provision for loan and lease losses | $286,000 | 4,704 |
| Total noninterest income | $681,000 | 4,197 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $477,000 | 3,107 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $204,000 | 4,801 |
| Total noninterest expense | $4,675,000 | 3,772 |
| Salaries and employee benefits | $1,857,000 | 4,697 |
| Premises and equipment expense | $1,227,000 | 2,199 |
| Additional noninterest expense | $1,591,000 | 3,471 |
| Pre-tax net operating income | $-2,852,000 | 7,557 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,841,000 | 7,575 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,841,000 | 7,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,852,000 | 7,648 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 7,099 |
| Total interest expense | $839,000 | 6,692 |
| Net interest income | $1,006,000 | 7,254 |
| Provision for loan and lease losses | $186,000 | 4,312 |
| Total noninterest income | $428,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $290,000 | 3,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 5,091 |
| Total noninterest expense | $3,476,000 | 3,779 |
| Salaries and employee benefits | $1,348,000 | 4,812 |
| Premises and equipment expense | $889,000 | 2,281 |
| Additional noninterest expense | $1,239,000 | 3,290 |
| Pre-tax net operating income | $-2,228,000 | 7,908 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,228,000 | 7,906 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,228,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,228,000 | 7,977 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 7,264 |
| Total interest expense | $531,000 | 6,921 |
| Net interest income | $620,000 | 7,414 |
| Provision for loan and lease losses | $94,000 | 4,357 |
| Total noninterest income | $226,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $147,000 | 4,086 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $79,000 | 5,437 |
| Total noninterest expense | $2,172,000 | 3,986 |
| Salaries and employee benefits | $831,000 | 5,100 |
| Premises and equipment expense | $542,000 | 2,462 |
| Additional noninterest expense | $799,000 | 3,365 |
| Pre-tax net operating income | $-1,420,000 | 8,059 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,420,000 | 8,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,420,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,420,000 | 8,122 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 7,434 |
| Total interest expense | $243,000 | 7,185 |
| Net interest income | $301,000 | 7,487 |
| Provision for loan and lease losses | $51,000 | 3,761 |
| Total noninterest income | $90,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $1,000,000 | 4,228 |
| Salaries and employee benefits | $381,000 | 5,397 |
| Premises and equipment expense | $249,000 | 2,673 |
| Additional noninterest expense | $370,000 | 3,515 |
| Pre-tax net operating income | $-660,000 | 8,171 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-660,000 | 8,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-660,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-660,000 | 8,209 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 7,727 |
| Total interest expense | $756,000 | 7,561 |
| Net interest income | $1,004,000 | 7,735 |
| Provision for loan and lease losses | $118,000 | 4,701 |
| Total noninterest income | $387,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $267,000 | 4,330 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $120,000 | 5,934 |
| Total noninterest expense | $2,467,000 | 5,642 |
| Salaries and employee benefits | $1,115,000 | 6,192 |
| Premises and equipment expense | $490,000 | 4,433 |
| Additional noninterest expense | $862,000 | 5,093 |
| Pre-tax net operating income | $-1,194,000 | 8,113 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,194,000 | 8,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,194,000 | 8,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $4,836,000 | 274 |
| Net operating income | $-1,194,000 | 8,155 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,871 |
| Total interest expense | $527,000 | 7,696 |
| Net interest income | $702,000 | 7,871 |
| Provision for loan and lease losses | $87,000 | 4,414 |
| Total noninterest income | $268,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $187,000 | 4,481 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $81,000 | 6,140 |
| Total noninterest expense | $1,717,000 | 5,822 |
| Salaries and employee benefits | $795,000 | 6,302 |
| Premises and equipment expense | $317,000 | 4,842 |
| Additional noninterest expense | $605,000 | 5,269 |
| Pre-tax net operating income | $-834,000 | 8,238 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-834,000 | 8,282 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-834,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $4,836,000 | 199 |
| Net operating income | $-834,000 | 8,275 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $720,000 | 8,054 |
| Total interest expense | $311,000 | 7,864 |
| Net interest income | $409,000 | 8,082 |
| Provision for loan and lease losses | $44,000 | 4,563 |
| Total noninterest income | $161,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $1,001,000 | 6,253 |
| Salaries and employee benefits | $474,000 | 6,617 |
| Premises and equipment expense | $159,000 | 5,666 |
| Additional noninterest expense | $368,000 | 5,543 |
| Pre-tax net operating income | $-475,000 | 8,287 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-475,000 | 8,319 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-475,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $4,836,000 | 147 |
| Net operating income | $-475,000 | 8,315 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 8,186 |
| Total interest expense | $139,000 | 8,004 |
| Net interest income | $187,000 | 8,216 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $489,000 | 6,346 |
| Salaries and employee benefits | $248,000 | 6,539 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $166,000 | 5,824 |
| Pre-tax net operating income | $-248,000 | 8,357 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-248,000 | 8,386 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-248,000 | 8,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-248,000 | 8,376 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 8,315 |
| Total interest expense | $324,000 | 8,260 |
| Net interest income | $619,000 | 8,305 |
| Provision for loan and lease losses | $118,000 | 4,530 |
| Total noninterest income | $180,000 | 7,085 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $122,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 7,092 |
| Total noninterest expense | $1,672,000 | 6,621 |
| Salaries and employee benefits | $800,000 | 6,956 |
| Premises and equipment expense | $299,000 | 5,755 |
| Additional noninterest expense | $573,000 | 6,184 |
| Pre-tax net operating income | $-991,000 | 8,419 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-991,000 | 8,458 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-991,000 | 8,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 1,014 |
| Net operating income | $-991,000 | 8,448 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,444 |
| Total interest expense | $198,000 | 8,398 |
| Net interest income | $435,000 | 8,424 |
| Provision for loan and lease losses | $88,000 | 4,410 |
| Total noninterest income | $122,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $1,256,000 | 6,634 |
| Salaries and employee benefits | $601,000 | 6,938 |
| Premises and equipment expense | $228,000 | 5,738 |
| Additional noninterest expense | $427,000 | 6,214 |
| Pre-tax net operating income | $-787,000 | 8,529 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-787,000 | 8,561 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-787,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 816 |
| Net operating income | $-787,000 | 8,554 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,553 |
| Total interest expense | $101,000 | 8,503 |
| Net interest income | $261,000 | 8,522 |
| Provision for loan and lease losses | $63,000 | 4,017 |
| Total noninterest income | $68,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $802,000 | 6,765 |
| Salaries and employee benefits | $389,000 | 7,044 |
| Premises and equipment expense | $153,000 | 5,725 |
| Additional noninterest expense | $260,000 | 6,472 |
| Pre-tax net operating income | $-536,000 | 8,575 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-536,000 | 8,598 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-536,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-536,000 | 8,593 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 8,622 |
| Total interest expense | $43,000 | 8,562 |
| Net interest income | $114,000 | 8,597 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $381,000 | 6,894 |
| Salaries and employee benefits | $188,000 | 7,143 |
| Premises and equipment expense | $71,000 | 5,930 |
| Additional noninterest expense | $122,000 | 6,593 |
| Pre-tax net operating income | $-264,000 | 8,595 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-264,000 | 8,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-264,000 | 8,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-264,000 | 8,610 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 8,760 |
| Total interest expense | $48,000 | 8,694 |
| Net interest income | $153,000 | 8,758 |
| Provision for loan and lease losses | $21,000 | 6,477 |
| Total noninterest income | $16,000 | 8,620 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $12,000 | 7,570 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $1,301,000 | 7,224 |
| Salaries and employee benefits | $367,000 | 8,312 |
| Premises and equipment expense | $141,000 | 7,389 |
| Additional noninterest expense | $793,000 | 5,198 |
| Pre-tax net operating income | $-1,153,000 | 8,669 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,153,000 | 8,696 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,153,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,050,000 | 186 |
| Net operating income | $-1,153,000 | 8,678 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $70,000 | 8,828 |
| Total interest expense | $12,000 | 8,778 |
| Net interest income | $58,000 | 8,824 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $1,000 | 8,787 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $920,000 | 7,344 |
| Salaries and employee benefits | $177,000 | 8,629 |
| Premises and equipment expense | $67,000 | 8,001 |
| Additional noninterest expense | $676,000 | 4,738 |
| Pre-tax net operating income | $-863,000 | 8,699 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-863,000 | 8,725 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-863,000 | 8,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,050,000 | 128 |
| Net operating income | $-863,000 | 8,704 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.