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Cook County State Bank, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$1,048,0009,359
Total interest expense$451,0009,341
Net interest income$597,0009,300
Provision for loan and lease losses$08,337
Total noninterest income$40,0009,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$21,0008,252
Trading account gains and feesNANA
Additional Noninterest Income$19,0008,999
Total noninterest expense$578,0009,165
Salaries and employee benefits$291,0009,300
Premises and equipment expense$107,0008,330
Additional noninterest expense$180,0008,975
Pre-tax net operating income$59,0008,942
Securities gains (losses)$-45,0009,153
Applicable income taxes$2,0008,274
Income before extraordinary items$12,0009,100
Extraordinary gains, net$038
Net income$12,0009,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$50,7008,942
1999-12-31 (YTD Data)Rank
Total interest income$810,0009,765
Total interest expense$315,0009,783
Net interest income$495,0009,694
Provision for loan and lease losses$08,503
Total noninterest income$40,0009,729
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0008,460
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,339
Total noninterest expense$520,0009,582
Salaries and employee benefits$245,0009,738
Premises and equipment expense$111,0008,406
Additional noninterest expense$164,0009,402
Pre-tax net operating income$15,0009,350
Securities gains (losses)$4,0002,267
Applicable income taxes$6,0008,581
Income before extraordinary items$13,0009,396
Extraordinary gains, net$035
Net income$13,0009,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,2809,381
1998-12-31 (YTD Data)Rank
Total interest income$798,00010,021
Total interest expense$298,00010,058
Net interest income$500,0009,921
Provision for loan and lease losses$4,0008,522
Total noninterest income$50,0009,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0008,609
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,238
Total noninterest expense$492,0009,807
Salaries and employee benefits$201,00010,101
Premises and equipment expense$122,0008,215
Additional noninterest expense$169,0009,475
Pre-tax net operating income$54,0009,604
Securities gains (losses)$04,449
Applicable income taxes$4,0009,224
Income before extraordinary items$50,0009,624
Extraordinary gains, net$22,00023
Net income$72,0009,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$50,0009,564
1997-12-31 (YTD Data)Rank
Total interest income$683,00010,579
Total interest expense$239,00010,610
Net interest income$444,00010,496
Provision for loan and lease losses$169,0003,884
Total noninterest income$24,00010,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$28,0008,963
Trading account gains and feesNANA
Additional Noninterest Income$-4,00010,935
Total noninterest expense$518,00010,062
Salaries and employee benefits$195,00010,564
Premises and equipment expense$146,0007,890
Additional noninterest expense$177,0009,704
Pre-tax net operating income$-219,00010,578
Securities gains (losses)$03,944
Applicable income taxes$10,0009,895
Income before extraordinary items$-229,00010,628
Extraordinary gains, net$044
Net income$-229,00010,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-229,00010,602
1996-12-31 (YTD Data)Rank
Total interest income$623,00011,174
Total interest expense$230,00011,193
Net interest income$393,00011,098
Provision for loan and lease losses$13,0008,331
Total noninterest income$42,00010,977
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0009,437
Trading account gains and feesNANA
Additional Noninterest Income$15,00010,709
Total noninterest expense$436,00010,842
Salaries and employee benefits$175,00011,139
Premises and equipment expense$133,0008,447
Additional noninterest expense$128,00010,819
Pre-tax net operating income$-14,00010,833
Securities gains (losses)$04,148
Applicable income taxes$-5,00010,919
Income before extraordinary items$-9,00010,843
Extraordinary gains, net$053
Net income$-9,00010,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-9,00010,797
1995-12-31 (YTD Data)Rank
Total interest income$526,00011,765
Total interest expense$170,00011,790
Net interest income$356,00011,684
Provision for loan and lease losses$29,0007,212
Total noninterest income$37,00011,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$21,0009,976
Trading account gains and feesNANA
Additional Noninterest Income$16,00011,150
Total noninterest expense$474,00011,133
Salaries and employee benefits$200,00011,498
Premises and equipment expense$125,0008,917
Additional noninterest expense$149,00011,062
Pre-tax net operating income$-110,00011,600
Securities gains (losses)$2,0003,270
Applicable income taxes$-53,00011,650
Income before extraordinary items$-55,00011,568
Extraordinary gains, net$065
Net income$-55,00011,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-56,28011,551
1994-12-31 (YTD Data)Rank
Total interest income$58,00012,595
Total interest expense$9,00012,574
Net interest income$49,00012,591
Provision for loan and lease losses$27,0007,330
Total noninterest income$6,00012,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,00010,846
Trading account gains and feesNANA
Additional Noninterest Income$5,00012,349
Total noninterest expense$179,00012,534
Salaries and employee benefits$55,00012,570
Premises and equipment expense$38,00012,035
Additional noninterest expense$86,00012,395
Pre-tax net operating income$-151,00012,231
Securities gains (losses)$03,600
Applicable income taxes$-54,00012,227
Income before extraordinary items$-97,00012,153
Extraordinary gains, net$0249
Net income$-97,00012,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$3,000,000238
Net operating income$-97,00012,167

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.