Home > Cook County State Bank > Income and Expense
Cook County State Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,048,000 | 9,359 |
Total interest expense | $451,000 | 9,341 |
Net interest income | $597,000 | 9,300 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $40,000 | 9,456 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $21,000 | 8,252 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 8,999 |
Total noninterest expense | $578,000 | 9,165 |
Salaries and employee benefits | $291,000 | 9,300 |
Premises and equipment expense | $107,000 | 8,330 |
Additional noninterest expense | $180,000 | 8,975 |
Pre-tax net operating income | $59,000 | 8,942 |
Securities gains (losses) | $-45,000 | 9,153 |
Applicable income taxes | $2,000 | 8,274 |
Income before extraordinary items | $12,000 | 9,100 |
Extraordinary gains, net | $0 | 38 |
Net income | $12,000 | 9,099 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $50,700 | 8,942 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $810,000 | 9,765 |
Total interest expense | $315,000 | 9,783 |
Net interest income | $495,000 | 9,694 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $40,000 | 9,729 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $22,000 | 8,460 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 9,339 |
Total noninterest expense | $520,000 | 9,582 |
Salaries and employee benefits | $245,000 | 9,738 |
Premises and equipment expense | $111,000 | 8,406 |
Additional noninterest expense | $164,000 | 9,402 |
Pre-tax net operating income | $15,000 | 9,350 |
Securities gains (losses) | $4,000 | 2,267 |
Applicable income taxes | $6,000 | 8,581 |
Income before extraordinary items | $13,000 | 9,396 |
Extraordinary gains, net | $0 | 35 |
Net income | $13,000 | 9,392 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $10,280 | 9,381 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $798,000 | 10,021 |
Total interest expense | $298,000 | 10,058 |
Net interest income | $500,000 | 9,921 |
Provision for loan and lease losses | $4,000 | 8,522 |
Total noninterest income | $50,000 | 9,843 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 8,609 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 9,238 |
Total noninterest expense | $492,000 | 9,807 |
Salaries and employee benefits | $201,000 | 10,101 |
Premises and equipment expense | $122,000 | 8,215 |
Additional noninterest expense | $169,000 | 9,475 |
Pre-tax net operating income | $54,000 | 9,604 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $4,000 | 9,224 |
Income before extraordinary items | $50,000 | 9,624 |
Extraordinary gains, net | $22,000 | 23 |
Net income | $72,000 | 9,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,302 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $50,000 | 9,564 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $683,000 | 10,579 |
Total interest expense | $239,000 | 10,610 |
Net interest income | $444,000 | 10,496 |
Provision for loan and lease losses | $169,000 | 3,884 |
Total noninterest income | $24,000 | 10,654 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $28,000 | 8,963 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $-4,000 | 10,935 |
Total noninterest expense | $518,000 | 10,062 |
Salaries and employee benefits | $195,000 | 10,564 |
Premises and equipment expense | $146,000 | 7,890 |
Additional noninterest expense | $177,000 | 9,704 |
Pre-tax net operating income | $-219,000 | 10,578 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $10,000 | 9,895 |
Income before extraordinary items | $-229,000 | 10,628 |
Extraordinary gains, net | $0 | 44 |
Net income | $-229,000 | 10,628 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,092 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-229,000 | 10,602 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $623,000 | 11,174 |
Total interest expense | $230,000 | 11,193 |
Net interest income | $393,000 | 11,098 |
Provision for loan and lease losses | $13,000 | 8,331 |
Total noninterest income | $42,000 | 10,977 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 9,437 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 10,709 |
Total noninterest expense | $436,000 | 10,842 |
Salaries and employee benefits | $175,000 | 11,139 |
Premises and equipment expense | $133,000 | 8,447 |
Additional noninterest expense | $128,000 | 10,819 |
Pre-tax net operating income | $-14,000 | 10,833 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $-5,000 | 10,919 |
Income before extraordinary items | $-9,000 | 10,843 |
Extraordinary gains, net | $0 | 53 |
Net income | $-9,000 | 10,839 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $-9,000 | 10,797 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $526,000 | 11,765 |
Total interest expense | $170,000 | 11,790 |
Net interest income | $356,000 | 11,684 |
Provision for loan and lease losses | $29,000 | 7,212 |
Total noninterest income | $37,000 | 11,551 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $21,000 | 9,976 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 11,150 |
Total noninterest expense | $474,000 | 11,133 |
Salaries and employee benefits | $200,000 | 11,498 |
Premises and equipment expense | $125,000 | 8,917 |
Additional noninterest expense | $149,000 | 11,062 |
Pre-tax net operating income | $-110,000 | 11,600 |
Securities gains (losses) | $2,000 | 3,270 |
Applicable income taxes | $-53,000 | 11,650 |
Income before extraordinary items | $-55,000 | 11,568 |
Extraordinary gains, net | $0 | 65 |
Net income | $-55,000 | 11,567 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,657 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $-56,280 | 11,551 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $58,000 | 12,595 |
Total interest expense | $9,000 | 12,574 |
Net interest income | $49,000 | 12,591 |
Provision for loan and lease losses | $27,000 | 7,330 |
Total noninterest income | $6,000 | 12,504 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,000 | 10,846 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 12,349 |
Total noninterest expense | $179,000 | 12,534 |
Salaries and employee benefits | $55,000 | 12,570 |
Premises and equipment expense | $38,000 | 12,035 |
Additional noninterest expense | $86,000 | 12,395 |
Pre-tax net operating income | $-151,000 | 12,231 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $-54,000 | 12,227 |
Income before extraordinary items | $-97,000 | 12,153 |
Extraordinary gains, net | $0 | 249 |
Net income | $-97,000 | 12,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $3,000,000 | 238 |
Net operating income | $-97,000 | 12,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.