Home > Continental State Bank > Income and Expense
Continental State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 9,854 |
| Total interest expense | $607,000 | 9,810 |
| Net interest income | $756,000 | 9,781 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $128,000 | 8,924 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $518,000 | 10,062 |
| Salaries and employee benefits | $189,000 | 10,584 |
| Premises and equipment expense | $90,000 | 9,218 |
| Additional noninterest expense | $239,000 | 8,975 |
| Pre-tax net operating income | $366,000 | 8,636 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $119,000 | 8,109 |
| Income before extraordinary items | $247,000 | 8,774 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $247,000 | 8,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $247,000 | 8,733 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,975,000 | 3,628 |
| Total interest expense | $4,038,000 | 3,680 |
| Net interest income | $4,937,000 | 3,569 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,017,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $864,000 | 1,546 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $153,000 | 5,917 |
| Total noninterest expense | $3,157,000 | 4,134 |
| Salaries and employee benefits | $1,688,000 | 3,874 |
| Premises and equipment expense | $465,000 | 4,014 |
| Additional noninterest expense | $1,004,000 | 4,391 |
| Pre-tax net operating income | $2,797,000 | 2,511 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $765,000 | 2,962 |
| Income before extraordinary items | $2,033,000 | 2,420 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,033,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,277 |
| Cash dividends | $43,000 | 7,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,032,270 | 2,373 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,864 |
| Total interest expense | $3,860,000 | 3,787 |
| Net interest income | $4,494,000 | 3,905 |
| Provision for loan and lease losses | $-17,000 | 11,458 |
| Total noninterest income | $948,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $782,000 | 1,738 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $166,000 | 5,679 |
| Total noninterest expense | $3,112,000 | 4,145 |
| Salaries and employee benefits | $1,620,000 | 4,006 |
| Premises and equipment expense | $431,000 | 4,254 |
| Additional noninterest expense | $1,061,000 | 4,152 |
| Pre-tax net operating income | $2,347,000 | 3,027 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $645,000 | 3,471 |
| Income before extraordinary items | $1,702,000 | 2,888 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,702,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,702,000 | 2,852 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 4,064 |
| Total interest expense | $2,933,000 | 4,047 |
| Net interest income | $4,383,000 | 4,014 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $863,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $695,000 | 1,943 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $168,000 | 5,850 |
| Total noninterest expense | $3,308,000 | 4,046 |
| Salaries and employee benefits | $1,548,000 | 4,170 |
| Premises and equipment expense | $462,000 | 4,074 |
| Additional noninterest expense | $1,298,000 | 3,773 |
| Pre-tax net operating income | $1,938,000 | 3,519 |
| Securities gains (losses) | $-165,000 | 11,846 |
| Applicable income taxes | $420,000 | 4,589 |
| Income before extraordinary items | $1,353,000 | 3,467 |
| Extraordinary gains, net | $175,000 | 74 |
| Net income | $1,528,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,289 |
| Cash dividends | $1,014,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,478,400 | 3,246 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 4,245 |
| Total interest expense | $2,883,000 | 4,264 |
| Net interest income | $4,259,000 | 4,158 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $880,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $673,000 | 2,032 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $3,641,000 | 3,786 |
| Salaries and employee benefits | $1,554,000 | 4,148 |
| Premises and equipment expense | $447,000 | 4,290 |
| Additional noninterest expense | $1,640,000 | 3,244 |
| Pre-tax net operating income | $1,498,000 | 4,328 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $333,000 | 5,697 |
| Income before extraordinary items | $1,171,000 | 4,107 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $1,341,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,166,320 | 3,924 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 5,287 |
| Total interest expense | $2,814,000 | 5,461 |
| Net interest income | $3,469,000 | 5,047 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $660,000 | 4,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $2,669,000 | 5,007 |
| Salaries and employee benefits | $1,173,000 | 5,265 |
| Premises and equipment expense | $341,000 | 5,467 |
| Additional noninterest expense | $1,155,000 | 4,492 |
| Pre-tax net operating income | $1,360,000 | 4,437 |
| Securities gains (losses) | $238,000 | 1,782 |
| Applicable income taxes | $430,000 | 4,531 |
| Income before extraordinary items | $1,168,000 | 3,900 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,168,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 3,787 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $994,260 | 4,207 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.