Home > Continental National Bank > Income and Expense
Continental National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,560,000 | 3,365 |
| Total interest expense | $3,513,000 | 4,115 |
| Net interest income | $6,047,000 | 2,845 |
| Provision for loan and lease losses | $433,000 | 1,937 |
| Total noninterest income | $2,481,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,581,000 | 782 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $900,000 | 2,007 |
| Total noninterest expense | $8,072,000 | 1,639 |
| Salaries and employee benefits | $3,788,000 | 1,748 |
| Premises and equipment expense | $1,468,000 | 1,325 |
| Additional noninterest expense | $2,816,000 | 1,534 |
| Pre-tax net operating income | $23,000 | 9,706 |
| Securities gains (losses) | $62,000 | 1,582 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $85,000 | 9,437 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $85,000 | 9,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,358 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $23,000 | 9,691 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 3,865 |
| Total interest expense | $3,266,000 | 4,375 |
| Net interest income | $4,972,000 | 3,514 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,463,000 | 2,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,006,000 | 1,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 3,008 |
| Total noninterest expense | $6,310,000 | 2,050 |
| Salaries and employee benefits | $3,446,000 | 1,905 |
| Premises and equipment expense | $1,091,000 | 1,822 |
| Additional noninterest expense | $1,773,000 | 2,337 |
| Pre-tax net operating income | $125,000 | 9,968 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $-121,000 | 10,728 |
| Income before extraordinary items | $251,000 | 8,746 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $251,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 10,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $246,000 | 8,743 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,942,000 | 4,605 |
| Total interest expense | $2,802,000 | 5,072 |
| Net interest income | $4,140,000 | 4,198 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $872,000 | 3,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,286 |
| Total noninterest expense | $5,290,000 | 2,575 |
| Salaries and employee benefits | $2,711,000 | 2,461 |
| Premises and equipment expense | $779,000 | 2,513 |
| Additional noninterest expense | $1,800,000 | 2,690 |
| Pre-tax net operating income | $-278,000 | 11,125 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $78,000 | 9,192 |
| Income before extraordinary items | $-329,000 | 11,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-329,000 | 11,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,875 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-356,000 | 11,187 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 4,854 |
| Total interest expense | $2,797,000 | 5,062 |
| Net interest income | $3,703,000 | 4,636 |
| Provision for loan and lease losses | $-311,000 | 11,867 |
| Total noninterest income | $731,000 | 3,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $523,000 | 2,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,016 |
| Total noninterest expense | $4,439,000 | 3,023 |
| Salaries and employee benefits | $1,960,000 | 3,368 |
| Premises and equipment expense | $725,000 | 2,719 |
| Additional noninterest expense | $1,754,000 | 2,680 |
| Pre-tax net operating income | $306,000 | 9,704 |
| Securities gains (losses) | $35,000 | 1,530 |
| Applicable income taxes | $-167,000 | 11,776 |
| Income before extraordinary items | $508,000 | 7,192 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $508,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 1,070 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $473,000 | 7,424 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 5,121 |
| Total interest expense | $2,110,000 | 5,364 |
| Net interest income | $3,547,000 | 4,885 |
| Provision for loan and lease losses | $-1,000,000 | 12,527 |
| Total noninterest income | $777,000 | 3,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,440 |
| Total noninterest expense | $4,119,000 | 3,329 |
| Salaries and employee benefits | $1,681,000 | 3,861 |
| Premises and equipment expense | $643,000 | 3,063 |
| Additional noninterest expense | $1,795,000 | 2,841 |
| Pre-tax net operating income | $1,205,000 | 5,222 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $1,205,000 | 3,845 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,205,000 | 3,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 12,171 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,205,000 | 3,873 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 5,143 |
| Total interest expense | $2,155,000 | 5,488 |
| Net interest income | $3,605,000 | 4,827 |
| Provision for loan and lease losses | $2,932,000 | 622 |
| Total noninterest income | $701,000 | 4,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,748 |
| Total noninterest expense | $4,556,000 | 3,083 |
| Salaries and employee benefits | $1,670,000 | 3,878 |
| Premises and equipment expense | $627,000 | 3,188 |
| Additional noninterest expense | $2,259,000 | 2,454 |
| Pre-tax net operating income | $-3,182,000 | 13,140 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-290,000 | 13,082 |
| Income before extraordinary items | $-2,892,000 | 13,129 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,892,000 | 13,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,552,000 | 852 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,892,000 | 13,106 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 4,845 |
| Total interest expense | $2,780,000 | 5,503 |
| Net interest income | $4,177,000 | 4,276 |
| Provision for loan and lease losses | $694,000 | 2,388 |
| Total noninterest income | $658,000 | 4,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $3,685,000 | 3,756 |
| Salaries and employee benefits | $1,664,000 | 3,859 |
| Premises and equipment expense | $559,000 | 3,598 |
| Additional noninterest expense | $1,462,000 | 3,679 |
| Pre-tax net operating income | $456,000 | 8,746 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $333,000 | 5,545 |
| Income before extraordinary items | $164,000 | 11,079 |
| Extraordinary gains, net | $204,000 | 420 |
| Net income | $368,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 3,389 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $137,760 | 11,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.