Home > Continental National Bank > Income and Expense

Continental National Bank, Income and Expense

2019-09-30 (YTD Data)		Rank
Total interest income	$15,422,000	1,503
Total interest expense	$3,528,000	1,319
Net interest income	$11,894,000	1,538
Provision for loan and lease losses	$-173,000	5,128
Total noninterest income	$6,373,000	775
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$908,000	960
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,465,000	654
Total noninterest expense	$14,934,000	1,090
Salaries and employee benefits	$8,826,000	1,055
Premises and equipment expense	$1,749,000	1,040
Additional noninterest expense	$4,359,000	1,109
Pre-tax net operating income	$3,506,000	1,902
Securities gains (losses)	$88,000	841
Applicable income taxes	$965,000	1,257
Income before extraordinary items	$2,629,000	2,121
Extraordinary gains, net	$0	11
Net income	$2,629,000	2,121
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,629,000	2,122
Net charge-offs	$55,000	2,162
Cash dividends	$108,000	3,328
Sale, conversion, retirement of capital stock, net	$98,000	417
Net operating income	$2,559,480	2,134
2019-06-30 (YTD Data)		Rank
Total interest income	$10,124,000	1,518
Total interest expense	$2,316,000	1,316
Net interest income	$7,808,000	1,565
Provision for loan and lease losses	$-173,000	5,202
Total noninterest income	$2,201,000	1,192
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$638,000	907
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,563,000	1,131
Total noninterest expense	$8,676,000	1,217
Salaries and employee benefits	$5,028,000	1,205
Premises and equipment expense	$1,186,000	1,028
Additional noninterest expense	$2,462,000	1,282
Pre-tax net operating income	$1,506,000	2,501
Securities gains (losses)	$0	1,702
Applicable income taxes	$319,000	1,796
Income before extraordinary items	$1,187,000	2,689
Extraordinary gains, net	$0	11
Net income	$1,187,000	2,688
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,187,000	2,688
Net charge-offs	$77,000	1,560
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$47,000	444
Net operating income	$1,187,000	2,655
2019-03-31 (YTD Data)		Rank
Total interest income	$5,099,000	1,503
Total interest expense	$1,110,000	1,318
Net interest income	$3,989,000	1,533
Provision for loan and lease losses	$57,000	1,983
Total noninterest income	$1,209,000	1,088
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$364,000	807
Trading account gains and fees	$0	126
Additional Noninterest Income	$845,000	1,011
Total noninterest expense	$4,277,000	1,220
Salaries and employee benefits	$2,570,000	1,182
Premises and equipment expense	$584,000	1,050
Additional noninterest expense	$1,123,000	1,374
Pre-tax net operating income	$864,000	2,257
Securities gains (losses)	$0	1,087
Applicable income taxes	$186,000	1,650
Income before extraordinary items	$678,000	2,409
Extraordinary gains, net	$0	5
Net income	$678,000	2,408
Minority interest net income	$0	52
Net income of bank and minority interests.	$678,000	2,408
Net charge-offs	$82,000	973
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$47,000	323
Net operating income	$678,000	2,396
2018-12-31 (YTD Data)		Rank
Total interest income	$19,674,000	1,474
Total interest expense	$2,655,000	1,573
Net interest income	$17,019,000	1,425
Provision for loan and lease losses	$654,000	1,207
Total noninterest income	$1,916,000	2,037
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,150,000	1,033
Trading account gains and fees	$0	126
Additional Noninterest Income	$766,000	2,548
Total noninterest expense	$25,030,000	878
Salaries and employee benefits	$10,959,000	1,096
Premises and equipment expense	$2,343,000	1,033
Additional noninterest expense	$11,728,000	596
Pre-tax net operating income	$-6,749,000	5,408
Securities gains (losses)	$0	1,125
Applicable income taxes	$-1,724,000	5,384
Income before extraordinary items	$-5,025,000	5,392
Extraordinary gains, net	$0	6
Net income	$-5,025,000	5,391
Minority interest net income	$0	72
Net income of bank and minority interests.	$-5,025,000	5,391
Net charge-offs	$116,000	2,045
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$5,047,000	102
Net operating income	$-5,025,000	5,393
2018-09-30 (YTD Data)		Rank
Total interest income	$14,736,000	1,458
Total interest expense	$1,695,000	1,699
Net interest income	$13,041,000	1,393
Provision for loan and lease losses	$592,000	1,001
Total noninterest income	$1,532,000	1,978
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$926,000	969
Trading account gains and fees	$0	138
Additional Noninterest Income	$606,000	2,506
Total noninterest expense	$19,529,000	848
Salaries and employee benefits	$8,595,000	1,051
Premises and equipment expense	$1,753,000	1,029
Additional noninterest expense	$9,181,000	558
Pre-tax net operating income	$-5,548,000	5,481
Securities gains (losses)	$0	1,118
Applicable income taxes	$-1,524,000	5,467
Income before extraordinary items	$-4,024,000	5,465
Extraordinary gains, net	$0	5
Net income	$-4,024,000	5,464
Minority interest net income	$0	66
Net income of bank and minority interests.	$-4,024,000	5,464
Net charge-offs	$80,000	1,896
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$5,047,000	78
Net operating income	$-4,024,000	5,465
2018-06-30 (YTD Data)		Rank
Total interest income	$9,758,000	1,448
Total interest expense	$1,034,000	1,734
Net interest income	$8,724,000	1,381
Provision for loan and lease losses	$449,000	909
Total noninterest income	$1,087,000	1,918
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$661,000	911
Trading account gains and fees	$0	130
Additional Noninterest Income	$426,000	2,445
Total noninterest expense	$12,582,000	880
Salaries and employee benefits	$6,016,000	1,013
Premises and equipment expense	$1,153,000	1,042
Additional noninterest expense	$5,413,000	635
Pre-tax net operating income	$-3,220,000	5,539
Securities gains (losses)	$0	961
Applicable income taxes	$-874,000	5,520
Income before extraordinary items	$-2,346,000	5,526
Extraordinary gains, net	$0	6
Net income	$-2,346,000	5,525
Minority interest net income	$0	65
Net income of bank and minority interests.	$-2,346,000	5,525
Net charge-offs	$71,000	1,535
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$3,047,000	73
Net operating income	$-2,346,000	5,526
2018-03-31 (YTD Data)		Rank
Total interest income	$4,775,000	1,463
Total interest expense	$442,000	1,884
Net interest income	$4,333,000	1,393
Provision for loan and lease losses	$192,000	981
Total noninterest income	$610,000	1,779
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$402,000	771
Trading account gains and fees	$0	123
Additional Noninterest Income	$208,000	2,432
Total noninterest expense	$5,543,000	986
Salaries and employee benefits	$3,059,000	1,011
Premises and equipment expense	$590,000	1,031
Additional noninterest expense	$1,894,000	866
Pre-tax net operating income	$-792,000	5,587
Securities gains (losses)	$0	735
Applicable income taxes	$-270,000	5,577
Income before extraordinary items	$-522,000	5,562
Extraordinary gains, net	$0	7
Net income	$-522,000	5,562
Minority interest net income	$0	52
Net income of bank and minority interests.	$-522,000	5,562
Net charge-offs	$52,000	1,180
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$3,047,000	37
Net operating income	$-522,000	5,565
2017-12-31 (YTD Data)		Rank
Total interest income	$18,674,000	1,438
Total interest expense	$1,470,000	1,960
Net interest income	$17,204,000	1,367
Provision for loan and lease losses	$811,000	1,035
Total noninterest income	$1,990,000	2,032
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,325,000	922
Trading account gains and fees	$0	151
Additional Noninterest Income	$665,000	2,795
Total noninterest expense	$19,039,000	1,104
Salaries and employee benefits	$10,870,000	1,088
Premises and equipment expense	$2,687,000	907
Additional noninterest expense	$5,482,000	1,162
Pre-tax net operating income	$-656,000	5,581
Securities gains (losses)	$126,000	543
Applicable income taxes	$-235,000	5,579
Income before extraordinary items	$-295,000	5,482
Extraordinary gains, net	$0	9
Net income	$-295,000	5,482
Minority interest net income	$0	76
Net income of bank and minority interests.	$-295,000	5,482
Net charge-offs	$266,000	1,582
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$14,000	657
Net operating income	$-375,640	5,503
2017-09-30 (YTD Data)		Rank
Total interest income	$13,886,000	1,445
Total interest expense	$1,126,000	1,897
Net interest income	$12,760,000	1,389
Provision for loan and lease losses	$665,000	966
Total noninterest income	$1,563,000	2,011
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,044,000	888
Trading account gains and fees	$0	145
Additional Noninterest Income	$519,000	2,768
Total noninterest expense	$12,655,000	1,214
Salaries and employee benefits	$7,270,000	1,196
Premises and equipment expense	$2,122,000	874
Additional noninterest expense	$3,263,000	1,396
Pre-tax net operating income	$1,003,000	3,773
Securities gains (losses)	$88,000	631
Applicable income taxes	$269,000	2,559
Income before extraordinary items	$822,000	3,815
Extraordinary gains, net	$0	9
Net income	$822,000	3,813
Minority interest net income	$0	71
Net income of bank and minority interests.	$822,000	3,815
Net charge-offs	$228,000	1,304
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$14,000	610
Net operating income	$756,000	3,908
2017-06-30 (YTD Data)		Rank
Total interest income	$9,131,000	1,451
Total interest expense	$764,000	1,838
Net interest income	$8,367,000	1,403
Provision for loan and lease losses	$512,000	832
Total noninterest income	$1,055,000	1,981
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$744,000	824
Trading account gains and fees	$0	139
Additional Noninterest Income	$311,000	2,890
Total noninterest expense	$7,911,000	1,274
Salaries and employee benefits	$4,202,000	1,348
Premises and equipment expense	$1,552,000	807
Additional noninterest expense	$2,157,000	1,410
Pre-tax net operating income	$999,000	3,119
Securities gains (losses)	$45,000	687
Applicable income taxes	$275,000	2,222
Income before extraordinary items	$769,000	3,233
Extraordinary gains, net	$0	11
Net income	$769,000	3,232
Minority interest net income	$0	71
Net income of bank and minority interests.	$769,000	3,233
Net charge-offs	$101,000	1,510
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$735,700	3,290
2017-03-31 (YTD Data)		Rank
Total interest income	$4,411,000	1,487
Total interest expense	$398,000	1,764
Net interest income	$4,013,000	1,441
Provision for loan and lease losses	$250,000	786
Total noninterest income	$620,000	1,779
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$430,000	730
Trading account gains and fees	$0	142
Additional Noninterest Income	$190,000	2,646
Total noninterest expense	$3,627,000	1,379
Salaries and employee benefits	$2,049,000	1,392
Premises and equipment expense	$599,000	1,011
Additional noninterest expense	$979,000	1,536
Pre-tax net operating income	$756,000	2,400
Securities gains (losses)	$0	1,153
Applicable income taxes	$256,000	1,643
Income before extraordinary items	$500,000	2,754
Extraordinary gains, net	$0	8
Net income	$500,000	2,754
Minority interest net income	$0	55
Net income of bank and minority interests.	$500,000	2,754
Net charge-offs	$67,000	1,148
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$500,000	2,740
2016-12-31 (YTD Data)		Rank
Total interest income	$16,023,000	1,585
Total interest expense	$1,505,000	1,798
Net interest income	$14,518,000	1,540
Provision for loan and lease losses	$723,000	1,164
Total noninterest income	$3,081,000	1,609
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,588,000	798
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,493,000	1,894
Total noninterest expense	$13,859,000	1,418
Salaries and employee benefits	$7,702,000	1,419
Premises and equipment expense	$2,748,000	899
Additional noninterest expense	$3,409,000	1,754
Pre-tax net operating income	$3,017,000	2,385
Securities gains (losses)	$377,000	555
Applicable income taxes	$1,097,000	1,554
Income before extraordinary items	$2,297,000	2,553
Extraordinary gains, net	$0	5
Net income	$2,297,000	2,551
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,297,000	2,552
Net charge-offs	$115,000	2,489
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$508,000	280
Net operating income	$2,040,640	2,701
2016-09-30 (YTD Data)		Rank
Total interest income	$11,705,000	1,623
Total interest expense	$1,087,000	1,854
Net interest income	$10,618,000	1,577
Provision for loan and lease losses	$378,000	1,396
Total noninterest income	$2,249,000	1,643
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,246,000	766
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,003,000	2,047
Total noninterest expense	$10,246,000	1,436
Salaries and employee benefits	$5,601,000	1,451
Premises and equipment expense	$2,078,000	883
Additional noninterest expense	$2,567,000	1,752
Pre-tax net operating income	$2,243,000	2,437
Securities gains (losses)	$377,000	513
Applicable income taxes	$858,000	1,564
Income before extraordinary items	$1,762,000	2,542
Extraordinary gains, net	$0	5
Net income	$1,762,000	2,543
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,762,000	2,543
Net charge-offs	$114,000	1,957
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,509,410	2,757
2016-06-30 (YTD Data)		Rank
Total interest income	$7,662,000	1,657
Total interest expense	$652,000	2,000
Net interest income	$7,010,000	1,594
Provision for loan and lease losses	$190,000	1,677
Total noninterest income	$1,701,000	1,483
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$920,000	685
Trading account gains and fees	$0	157
Additional Noninterest Income	$781,000	1,817
Total noninterest expense	$6,691,000	1,477
Salaries and employee benefits	$3,776,000	1,444
Premises and equipment expense	$1,350,000	909
Additional noninterest expense	$1,565,000	1,902
Pre-tax net operating income	$1,830,000	2,082
Securities gains (losses)	$0	2,835
Applicable income taxes	$608,000	1,487
Income before extraordinary items	$1,222,000	2,465
Extraordinary gains, net	$0	16
Net income	$1,222,000	2,464
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,222,000	2,464
Net charge-offs	$93,000	1,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,222,000	2,403
2016-03-31 (YTD Data)		Rank
Total interest income	$3,845,000	1,650
Total interest expense	$304,000	2,116
Net interest income	$3,541,000	1,588
Provision for loan and lease losses	$100,000	1,495
Total noninterest income	$766,000	1,566
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$546,000	584
Trading account gains and fees	$0	142
Additional Noninterest Income	$220,000	2,512
Total noninterest expense	$3,278,000	1,496
Salaries and employee benefits	$1,876,000	1,459
Premises and equipment expense	$663,000	936
Additional noninterest expense	$739,000	1,973
Pre-tax net operating income	$929,000	2,029
Securities gains (losses)	$0	2,077
Applicable income taxes	$310,000	1,441
Income before extraordinary items	$619,000	2,397
Extraordinary gains, net	$0	12
Net income	$619,000	2,397
Minority interest net income	$0	62
Net income of bank and minority interests.	$619,000	2,397
Net charge-offs	$83,000	1,118
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$619,000	2,349
2015-12-31 (YTD Data)		Rank
Total interest income	$14,141,000	1,745
Total interest expense	$1,214,000	2,100
Net interest income	$12,927,000	1,693
Provision for loan and lease losses	$125,000	2,790
Total noninterest income	$4,657,000	1,178
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,771,000	748
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,886,000	1,191
Total noninterest expense	$12,565,000	1,539
Salaries and employee benefits	$7,072,000	1,499
Premises and equipment expense	$2,581,000	937
Additional noninterest expense	$2,912,000	2,062
Pre-tax net operating income	$4,894,000	1,605
Securities gains (losses)	$4,000	2,883
Applicable income taxes	$1,716,000	1,127
Income before extraordinary items	$3,182,000	1,949
Extraordinary gains, net	$0	23
Net income	$3,182,000	1,950
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,182,000	1,951
Net charge-offs	$-49,000	5,560
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,179,400	1,912
2015-09-30 (YTD Data)		Rank
Total interest income	$10,467,000	1,794
Total interest expense	$915,000	2,114
Net interest income	$9,552,000	1,730
Provision for loan and lease losses	$125,000	2,466
Total noninterest income	$4,018,000	1,091
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,348,000	742
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,670,000	1,058
Total noninterest expense	$9,202,000	1,584
Salaries and employee benefits	$5,035,000	1,573
Premises and equipment expense	$1,959,000	938
Additional noninterest expense	$2,208,000	2,024
Pre-tax net operating income	$4,243,000	1,457
Securities gains (losses)	$3,000	2,757
Applicable income taxes	$1,500,000	1,034
Income before extraordinary items	$2,746,000	1,760
Extraordinary gains, net	$0	21
Net income	$2,746,000	1,762
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,746,000	1,763
Net charge-offs	$10,000	3,647
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,744,050	1,721
2015-06-30 (YTD Data)		Rank
Total interest income	$6,909,000	1,811
Total interest expense	$614,000	2,114
Net interest income	$6,295,000	1,752
Provision for loan and lease losses	$125,000	1,961
Total noninterest income	$3,394,000	915
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$939,000	684
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,455,000	834
Total noninterest expense	$6,058,000	1,607
Salaries and employee benefits	$3,281,000	1,622
Premises and equipment expense	$1,310,000	946
Additional noninterest expense	$1,467,000	2,038
Pre-tax net operating income	$3,506,000	1,201
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,256,000	869
Income before extraordinary items	$2,250,000	1,471
Extraordinary gains, net	$0	22
Net income	$2,250,000	1,472
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,250,000	1,473
Net charge-offs	$15,000	3,097
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,250,000	1,434
2015-03-31 (YTD Data)		Rank
Total interest income	$3,396,000	1,834
Total interest expense	$327,000	2,014
Net interest income	$3,069,000	1,802
Provision for loan and lease losses	$125,000	1,243
Total noninterest income	$2,719,000	627
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$511,000	615
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,208,000	532
Total noninterest expense	$3,081,000	1,574
Salaries and employee benefits	$1,637,000	1,630
Premises and equipment expense	$686,000	913
Additional noninterest expense	$758,000	1,966
Pre-tax net operating income	$2,582,000	840
Securities gains (losses)	$0	2,027
Applicable income taxes	$938,000	649
Income before extraordinary items	$1,644,000	1,035
Extraordinary gains, net	$0	13
Net income	$1,644,000	1,035
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,644,000	1,036
Net charge-offs	$-2,000	4,668
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,644,000	1,002
2014-12-31 (YTD Data)		Rank
Total interest income	$13,027,000	1,910
Total interest expense	$1,443,000	1,955
Net interest income	$11,584,000	1,883
Provision for loan and lease losses	$180,000	2,581
Total noninterest income	$3,002,000	1,572
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,947,000	703
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,055,000	2,258
Total noninterest expense	$12,139,000	1,581
Salaries and employee benefits	$6,742,000	1,556
Premises and equipment expense	$2,777,000	878
Additional noninterest expense	$2,620,000	2,311
Pre-tax net operating income	$2,267,000	2,771
Securities gains (losses)	$34,000	1,996
Applicable income taxes	$838,000	1,721
Income before extraordinary items	$1,463,000	3,282
Extraordinary gains, net	$0	17
Net income	$1,463,000	3,283
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,463,000	3,283
Net charge-offs	$78,000	3,413
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,441,240	3,259
2014-09-30 (YTD Data)		Rank
Total interest income	$9,645,000	1,941
Total interest expense	$1,102,000	1,949
Net interest income	$8,543,000	1,917
Provision for loan and lease losses	$180,000	2,177
Total noninterest income	$2,305,000	1,546
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,491,000	677
Trading account gains and fees	$0	174
Additional Noninterest Income	$814,000	2,234
Total noninterest expense	$9,157,000	1,567
Salaries and employee benefits	$5,057,000	1,545
Premises and equipment expense	$2,117,000	878
Additional noninterest expense	$1,983,000	2,265
Pre-tax net operating income	$1,511,000	3,019
Securities gains (losses)	$34,000	1,709
Applicable income taxes	$528,000	1,934
Income before extraordinary items	$1,017,000	3,469
Extraordinary gains, net	$0	15
Net income	$1,017,000	3,469
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,017,000	3,470
Net charge-offs	$36,000	3,487
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$994,560	3,459
2014-06-30 (YTD Data)		Rank
Total interest income	$6,366,000	1,952
Total interest expense	$751,000	1,937
Net interest income	$5,615,000	1,926
Provision for loan and lease losses	$180,000	1,726
Total noninterest income	$1,626,000	1,470
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,016,000	655
Trading account gains and fees	$0	172
Additional Noninterest Income	$610,000	2,034
Total noninterest expense	$6,084,000	1,570
Salaries and employee benefits	$3,387,000	1,540
Premises and equipment expense	$1,383,000	895
Additional noninterest expense	$1,314,000	2,270
Pre-tax net operating income	$977,000	3,011
Securities gains (losses)	$19,000	1,669
Applicable income taxes	$352,000	1,904
Income before extraordinary items	$644,000	3,499
Extraordinary gains, net	$0	20
Net income	$644,000	3,505
Minority interest net income	$0	80
Net income of bank and minority interests.	$644,000	3,505
Net charge-offs	$30,000	3,174
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$631,650	3,480
2014-03-31 (YTD Data)		Rank
Total interest income	$3,174,000	1,948
Total interest expense	$388,000	1,916
Net interest income	$2,786,000	1,937
Provision for loan and lease losses	$0	3,817
Total noninterest income	$740,000	1,533
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$562,000	588
Trading account gains and fees	$0	147
Additional Noninterest Income	$178,000	2,732
Total noninterest expense	$3,023,000	1,597
Salaries and employee benefits	$1,718,000	1,530
Premises and equipment expense	$681,000	928
Additional noninterest expense	$624,000	2,397
Pre-tax net operating income	$503,000	2,881
Securities gains (losses)	$19,000	970
Applicable income taxes	$188,000	1,777
Income before extraordinary items	$334,000	3,351
Extraordinary gains, net	$0	16
Net income	$334,000	3,354
Minority interest net income	$0	66
Net income of bank and minority interests.	$334,000	3,354
Net charge-offs	$7,000	2,989
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$321,840	3,379
2013-12-31 (YTD Data)		Rank
Total interest income	$12,357,000	2,009
Total interest expense	$1,503,000	2,158
Net interest income	$10,854,000	1,954
Provision for loan and lease losses	$-150,000	6,425
Total noninterest income	$2,755,000	1,723
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,028,000	680
Trading account gains and fees	$0	184
Additional Noninterest Income	$727,000	2,818
Total noninterest expense	$11,758,000	1,635
Salaries and employee benefits	$6,459,000	1,599
Premises and equipment expense	$2,781,000	867
Additional noninterest expense	$2,518,000	2,450
Pre-tax net operating income	$2,001,000	2,854
Securities gains (losses)	$0	3,182
Applicable income taxes	$876,000	1,587
Income before extraordinary items	$1,125,000	3,674
Extraordinary gains, net	$0	29
Net income	$1,125,000	3,677
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,125,000	3,678
Net charge-offs	$94,000	3,807
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,125,000	3,629
2013-09-30 (YTD Data)		Rank
Total interest income	$9,224,000	2,013
Total interest expense	$1,124,000	2,225
Net interest income	$8,100,000	1,962
Provision for loan and lease losses	$150,000	2,922
Total noninterest income	$2,068,000	1,749
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,531,000	677
Trading account gains and fees	$0	180
Additional Noninterest Income	$537,000	2,907
Total noninterest expense	$8,584,000	1,695
Salaries and employee benefits	$4,595,000	1,686
Premises and equipment expense	$2,094,000	871
Additional noninterest expense	$1,895,000	2,427
Pre-tax net operating income	$1,434,000	3,003
Securities gains (losses)	$0	3,040
Applicable income taxes	$632,000	1,675
Income before extraordinary items	$802,000	3,811
Extraordinary gains, net	$0	25
Net income	$802,000	3,814
Minority interest net income	$0	84
Net income of bank and minority interests.	$802,000	3,814
Net charge-offs	$108,000	3,178
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$802,000	3,739
2013-06-30 (YTD Data)		Rank
Total interest income	$6,039,000	2,046
Total interest expense	$765,000	2,228
Net interest income	$5,274,000	1,992
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$1,411,000	1,726
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,034,000	652
Trading account gains and fees	$0	157
Additional Noninterest Income	$377,000	2,886
Total noninterest expense	$5,692,000	1,691
Salaries and employee benefits	$3,025,000	1,707
Premises and equipment expense	$1,376,000	885
Additional noninterest expense	$1,291,000	2,367
Pre-tax net operating income	$933,000	3,021
Securities gains (losses)	$0	2,791
Applicable income taxes	$426,000	1,676
Income before extraordinary items	$507,000	3,908
Extraordinary gains, net	$0	22
Net income	$507,000	3,911
Minority interest net income	$0	82
Net income of bank and minority interests.	$507,000	3,912
Net charge-offs	$91,000	2,841
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$507,000	3,817
2013-03-31 (YTD Data)		Rank
Total interest income	$3,011,000	2,073
Total interest expense	$387,000	2,266
Net interest income	$2,624,000	2,015
Provision for loan and lease losses	$90,000	2,172
Total noninterest income	$746,000	1,650
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$587,000	558
Trading account gains and fees	$0	148
Additional Noninterest Income	$159,000	3,099
Total noninterest expense	$2,847,000	1,711
Salaries and employee benefits	$1,498,000	1,743
Premises and equipment expense	$685,000	902
Additional noninterest expense	$664,000	2,333
Pre-tax net operating income	$433,000	3,150
Securities gains (losses)	$0	1,966
Applicable income taxes	$190,000	1,766
Income before extraordinary items	$243,000	3,936
Extraordinary gains, net	$0	10
Net income	$243,000	3,936
Minority interest net income	$0	76
Net income of bank and minority interests.	$243,000	3,938
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$243,000	3,846
2012-12-31 (YTD Data)		Rank
Total interest income	$12,466,000	2,095
Total interest expense	$1,747,000	2,403
Net interest income	$10,719,000	2,025
Provision for loan and lease losses	$220,000	3,823
Total noninterest income	$3,147,000	1,584
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,877,000	759
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,270,000	2,051
Total noninterest expense	$11,638,000	1,656
Salaries and employee benefits	$6,141,000	1,649
Premises and equipment expense	$2,742,000	876
Additional noninterest expense	$2,755,000	2,357
Pre-tax net operating income	$2,008,000	2,800
Securities gains (losses)	$228,000	1,588
Applicable income taxes	$1,215,000	1,288
Income before extraordinary items	$1,021,000	3,868
Extraordinary gains, net	$0	29
Net income	$1,021,000	3,868
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,021,000	3,870
Net charge-offs	$213,000	3,697
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$5,000,000	82
Net operating income	$875,080	3,963
2012-09-30 (YTD Data)		Rank
Total interest income	$9,392,000	2,127
Total interest expense	$1,315,000	2,497
Net interest income	$8,077,000	2,045
Provision for loan and lease losses	$250,000	3,206
Total noninterest income	$2,074,000	1,742
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,443,000	747
Trading account gains and fees	$0	157
Additional Noninterest Income	$631,000	2,604
Total noninterest expense	$8,710,000	1,662
Salaries and employee benefits	$4,522,000	1,662
Premises and equipment expense	$2,088,000	873
Additional noninterest expense	$2,100,000	2,309
Pre-tax net operating income	$1,191,000	3,336
Securities gains (losses)	$10,000	3,111
Applicable income taxes	$461,000	2,026
Income before extraordinary items	$740,000	4,002
Extraordinary gains, net	$0	20
Net income	$740,000	4,002
Minority interest net income	$0	86
Net income of bank and minority interests.	$740,000	4,004
Net charge-offs	$182,000	3,402
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$5,000,000	53
Net operating income	$733,600	3,845
2012-06-30 (YTD Data)		Rank
Total interest income	$6,257,000	2,136
Total interest expense	$911,000	2,488
Net interest income	$5,346,000	2,063
Provision for loan and lease losses	$180,000	3,106
Total noninterest income	$1,485,000	1,638
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,013,000	695
Trading account gains and fees	$0	153
Additional Noninterest Income	$472,000	2,405
Total noninterest expense	$5,783,000	1,677
Salaries and employee benefits	$2,984,000	1,679
Premises and equipment expense	$1,398,000	866
Additional noninterest expense	$1,401,000	2,313
Pre-tax net operating income	$868,000	3,121
Securities gains (losses)	$0	3,178
Applicable income taxes	$336,000	1,930
Income before extraordinary items	$532,000	3,872
Extraordinary gains, net	$0	19
Net income	$532,000	3,874
Minority interest net income	$0	84
Net income of bank and minority interests.	$532,000	3,875
Net charge-offs	$50,000	4,033
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$5,000,000	37
Net operating income	$532,000	3,681
2012-03-31 (YTD Data)		Rank
Total interest income	$3,090,000	2,189
Total interest expense	$467,000	2,535
Net interest income	$2,623,000	2,101
Provision for loan and lease losses	$90,000	2,992
Total noninterest income	$735,000	1,622
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$557,000	642
Trading account gains and fees	$0	148
Additional Noninterest Income	$178,000	2,819
Total noninterest expense	$2,848,000	1,686
Salaries and employee benefits	$1,450,000	1,729
Premises and equipment expense	$712,000	855
Additional noninterest expense	$686,000	2,333
Pre-tax net operating income	$420,000	3,227
Securities gains (losses)	$0	2,210
Applicable income taxes	$159,000	1,962
Income before extraordinary items	$261,000	3,888
Extraordinary gains, net	$0	19
Net income	$261,000	3,893
Minority interest net income	$0	78
Net income of bank and minority interests.	$261,000	3,892
Net charge-offs	$37,000	3,263
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$5,000,000	19
Net operating income	$261,000	3,738
2011-12-31 (YTD Data)		Rank
Total interest income	$12,290,000	2,270
Total interest expense	$1,982,000	2,798
Net interest income	$10,308,000	2,123
Provision for loan and lease losses	$698,000	2,955
Total noninterest income	$2,647,000	1,651
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,056,000	710
Trading account gains and fees	$0	146
Additional Noninterest Income	$591,000	2,877
Total noninterest expense	$11,325,000	1,709
Salaries and employee benefits	$5,897,000	1,653
Premises and equipment expense	$2,436,000	1,023
Additional noninterest expense	$2,992,000	2,207
Pre-tax net operating income	$932,000	3,853
Securities gains (losses)	$248,000	1,287
Applicable income taxes	$449,000	2,131
Income before extraordinary items	$731,000	4,095
Extraordinary gains, net	$0	29
Net income	$731,000	4,100
Minority interest net income	$0	96
Net income of bank and minority interests.	$731,000	4,099
Net charge-offs	$529,000	3,104
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$572,280	4,344
2011-09-30 (YTD Data)		Rank
Total interest income	$9,144,000	2,314
Total interest expense	$1,493,000	2,879
Net interest income	$7,651,000	2,143
Provision for loan and lease losses	$608,000	2,623
Total noninterest income	$1,992,000	1,618
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,590,000	696
Trading account gains and fees	$0	145
Additional Noninterest Income	$402,000	3,035
Total noninterest expense	$8,478,000	1,709
Salaries and employee benefits	$4,408,000	1,671
Premises and equipment expense	$1,988,000	959
Additional noninterest expense	$2,082,000	2,375
Pre-tax net operating income	$557,000	4,331
Securities gains (losses)	$143,000	1,468
Applicable income taxes	$267,000	2,387
Income before extraordinary items	$433,000	4,543
Extraordinary gains, net	$0	21
Net income	$433,000	4,544
Minority interest net income	$0	87
Net income of bank and minority interests.	$433,000	4,544
Net charge-offs	$450,000	2,787
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$341,480	4,768
2011-06-30 (YTD Data)		Rank
Total interest income	$6,040,000	2,352
Total interest expense	$977,000	2,999
Net interest income	$5,063,000	2,159
Provision for loan and lease losses	$267,000	3,163
Total noninterest income	$1,362,000	1,585
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,092,000	672
Trading account gains and fees	$0	153
Additional Noninterest Income	$270,000	3,041
Total noninterest expense	$5,638,000	1,734
Salaries and employee benefits	$2,942,000	1,678
Premises and equipment expense	$1,273,000	1,002
Additional noninterest expense	$1,423,000	2,357
Pre-tax net operating income	$520,000	3,742
Securities gains (losses)	$143,000	903
Applicable income taxes	$252,000	1,981
Income before extraordinary items	$411,000	3,933
Extraordinary gains, net	$0	15
Net income	$411,000	3,934
Minority interest net income	$0	89
Net income of bank and minority interests.	$411,000	3,935
Net charge-offs	$175,000	3,253
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$319,480	4,276
2011-03-31 (YTD Data)		Rank
Total interest income	$3,002,000	2,376
Total interest expense	$470,000	3,203
Net interest income	$2,532,000	2,146
Provision for loan and lease losses	$90,000	3,467
Total noninterest income	$731,000	1,522
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$600,000	601
Trading account gains and fees	$0	158
Additional Noninterest Income	$131,000	3,128
Total noninterest expense	$2,887,000	1,713
Salaries and employee benefits	$1,450,000	1,701
Premises and equipment expense	$617,000	1,055
Additional noninterest expense	$820,000	2,058
Pre-tax net operating income	$286,000	3,613
Securities gains (losses)	$34,000	900
Applicable income taxes	$121,000	1,992
Income before extraordinary items	$199,000	3,999
Extraordinary gains, net	$0	9
Net income	$199,000	3,998
Minority interest net income	$0	86
Net income of bank and minority interests.	$199,000	3,999
Net charge-offs	$112,000	2,615
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$177,240	4,128
2010-12-31 (YTD Data)		Rank
Total interest income	$11,307,000	2,656
Total interest expense	$2,161,000	3,352
Net interest income	$9,146,000	2,390
Provision for loan and lease losses	$863,000	3,285
Total noninterest income	$2,967,000	1,561
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,355,000	631
Trading account gains and fees	$0	175
Additional Noninterest Income	$612,000	2,880
Total noninterest expense	$12,253,000	1,623
Salaries and employee benefits	$5,884,000	1,655
Premises and equipment expense	$2,502,000	1,035
Additional noninterest expense	$3,867,000	1,860
Pre-tax net operating income	$-1,003,000	6,483
Securities gains (losses)	$205,000	1,568
Applicable income taxes	$-499,000	7,168
Income before extraordinary items	$-299,000	6,240
Extraordinary gains, net	$0	29
Net income	$-299,000	6,241
Minority interest net income	$0	111
Net income of bank and minority interests.	$-299,000	6,241
Net charge-offs	$891,000	2,847
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$1,500,000	318
Net operating income	$-430,200	6,280
2010-09-30 (YTD Data)		Rank
Total interest income	$8,240,000	2,780
Total interest expense	$1,662,000	3,416
Net interest income	$6,578,000	2,534
Provision for loan and lease losses	$483,000	3,599
Total noninterest income	$2,231,000	1,554
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,784,000	637
Trading account gains and fees	$0	165
Additional Noninterest Income	$447,000	2,933
Total noninterest expense	$8,780,000	1,681
Salaries and employee benefits	$4,222,000	1,737
Premises and equipment expense	$1,914,000	1,028
Additional noninterest expense	$2,644,000	1,957
Pre-tax net operating income	$-454,000	6,524
Securities gains (losses)	$89,000	2,025
Applicable income taxes	$-259,000	7,250
Income before extraordinary items	$-106,000	6,315
Extraordinary gains, net	$0	23
Net income	$-106,000	6,315
Minority interest net income	$0	110
Net income of bank and minority interests.	$-106,000	6,315
Net charge-offs	$563,000	2,920
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$1,500,000	247
Net operating income	$-162,960	6,299
2010-06-30 (YTD Data)		Rank
Total interest income	$5,393,000	2,842
Total interest expense	$1,151,000	3,415
Net interest income	$4,242,000	2,613
Provision for loan and lease losses	$245,000	3,921
Total noninterest income	$1,541,000	1,482
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,210,000	633
Trading account gains and fees	$0	152
Additional Noninterest Income	$331,000	2,697
Total noninterest expense	$5,898,000	1,668
Salaries and employee benefits	$2,847,000	1,726
Premises and equipment expense	$1,253,000	1,065
Additional noninterest expense	$1,798,000	1,924
Pre-tax net operating income	$-360,000	6,634
Securities gains (losses)	$89,000	1,487
Applicable income taxes	$-102,000	7,202
Income before extraordinary items	$-169,000	6,528
Extraordinary gains, net	$0	19
Net income	$-169,000	6,530
Minority interest net income	$0	105
Net income of bank and minority interests.	$-169,000	6,528
Net charge-offs	$401,000	2,705
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-225,960	6,546
2010-03-31 (YTD Data)		Rank
Total interest income	$2,408,000	3,193
Total interest expense	$585,000	3,498
Net interest income	$1,823,000	3,027
Provision for loan and lease losses	$245,000	2,726
Total noninterest income	$797,000	1,454
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$674,000	562
Trading account gains and fees	$0	175
Additional Noninterest Income	$123,000	3,163
Total noninterest expense	$2,768,000	1,798
Salaries and employee benefits	$1,350,000	1,857
Premises and equipment expense	$607,000	1,125
Additional noninterest expense	$811,000	2,095
Pre-tax net operating income	$-393,000	7,087
Securities gains (losses)	$0	2,284
Applicable income taxes	$-156,000	7,520
Income before extraordinary items	$-237,000	6,992
Extraordinary gains, net	$0	16
Net income	$-237,000	6,993
Minority interest net income	$0	91
Net income of bank and minority interests.	$-237,000	6,992
Net charge-offs	$194,000	2,466
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-237,000	6,953
2009-12-31 (YTD Data)		Rank
Total interest income	$10,563,000	3,096
Total interest expense	$2,436,000	3,966
Net interest income	$8,127,000	2,685
Provision for loan and lease losses	$2,045,000	2,451
Total noninterest income	$2,965,000	1,628
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,559,000	656
Trading account gains and fees	$0	211
Additional Noninterest Income	$406,000	3,524
Total noninterest expense	$11,911,000	1,710
Salaries and employee benefits	$6,175,000	1,614
Premises and equipment expense	$2,552,000	1,070
Additional noninterest expense	$3,184,000	2,224
Pre-tax net operating income	$-2,864,000	6,859
Securities gains (losses)	$745,000	650
Applicable income taxes	$-800,000	7,207
Income before extraordinary items	$-1,319,000	6,503
Extraordinary gains, net	$0	34
Net income	$-1,319,000	6,503
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,319,000	6,503
Net charge-offs	$1,383,000	2,479
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,795,800	6,673
2009-09-30 (YTD Data)		Rank
Total interest income	$8,017,000	3,103
Total interest expense	$1,845,000	4,068
Net interest income	$6,172,000	2,661
Provision for loan and lease losses	$280,000	4,682
Total noninterest income	$2,192,000	1,670
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,885,000	668
Trading account gains and fees	$0	212
Additional Noninterest Income	$307,000	3,584
Total noninterest expense	$8,721,000	1,738
Salaries and employee benefits	$4,649,000	1,616
Premises and equipment expense	$1,959,000	1,050
Additional noninterest expense	$2,113,000	2,446
Pre-tax net operating income	$-637,000	6,435
Securities gains (losses)	$403,000	811
Applicable income taxes	$-88,000	6,913
Income before extraordinary items	$-146,000	6,041
Extraordinary gains, net	$0	27
Net income	$-146,000	6,042
Minority interest net income	$0	118
Net income of bank and minority interests.	$-146,000	6,041
Net charge-offs	$330,000	3,576
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-403,920	6,334
2009-06-30 (YTD Data)		Rank
Total interest income	$5,261,000	3,173
Total interest expense	$1,255,000	4,130
Net interest income	$4,006,000	2,717
Provision for loan and lease losses	$200,000	4,313
Total noninterest income	$1,514,000	1,636
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,300,000	637
Trading account gains and fees	$0	193
Additional Noninterest Income	$214,000	3,551
Total noninterest expense	$5,770,000	1,774
Salaries and employee benefits	$3,103,000	1,646
Premises and equipment expense	$1,293,000	1,089
Additional noninterest expense	$1,374,000	2,527
Pre-tax net operating income	$-450,000	6,589
Securities gains (losses)	$256,000	866
Applicable income taxes	$-73,000	7,071
Income before extraordinary items	$-121,000	6,233
Extraordinary gains, net	$0	21
Net income	$-121,000	6,232
Minority interest net income	$0	112
Net income of bank and minority interests.	$-121,000	6,232
Net charge-offs	$93,000	4,324
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-284,840	6,504
2009-03-31 (YTD Data)		Rank
Total interest income	$2,587,000	3,244
Total interest expense	$630,000	4,233
Net interest income	$1,957,000	2,764
Provision for loan and lease losses	$40,000	5,160
Total noninterest income	$814,000	1,534
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$717,000	561
Trading account gains and fees	$0	171
Additional Noninterest Income	$97,000	3,699
Total noninterest expense	$2,847,000	1,742
Salaries and employee benefits	$1,507,000	1,718
Premises and equipment expense	$644,000	1,108
Additional noninterest expense	$696,000	2,240
Pre-tax net operating income	$-116,000	6,697
Securities gains (losses)	$17,000	1,747
Applicable income taxes	$-37,000	7,375
Income before extraordinary items	$-62,000	6,698
Extraordinary gains, net	$0	15
Net income	$-62,000	6,699
Minority interest net income	$0	102
Net income of bank and minority interests.	$-62,000	6,699
Net charge-offs	$30,000	4,024
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-72,880	6,641
2008-12-31 (YTD Data)		Rank
Total interest income	$11,719,000	3,106
Total interest expense	$2,884,000	4,369
Net interest income	$8,835,000	2,467
Provision for loan and lease losses	$673,000	3,309
Total noninterest income	$2,790,000	1,671
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,376,000	726
Trading account gains and fees	$0	154
Additional Noninterest Income	$414,000	3,523
Total noninterest expense	$11,651,000	1,677
Salaries and employee benefits	$6,373,000	1,615
Premises and equipment expense	$2,540,000	1,101
Additional noninterest expense	$2,738,000	2,182
Pre-tax net operating income	$-699,000	6,874
Securities gains (losses)	$143,000	899
Applicable income taxes	$-189,000	7,207
Income before extraordinary items	$-367,000	6,618
Extraordinary gains, net	$0	39
Net income	$-367,000	6,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	4,145
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-461,380	6,818
2008-09-30 (YTD Data)		Rank
Total interest income	$9,011,000	3,105
Total interest expense	$2,276,000	4,340
Net interest income	$6,735,000	2,449
Provision for loan and lease losses	$596,000	2,497
Total noninterest income	$2,159,000	1,685
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,821,000	725
Trading account gains and fees	$0	148
Additional Noninterest Income	$338,000	3,478
Total noninterest expense	$8,942,000	1,631
Salaries and employee benefits	$4,856,000	1,616
Premises and equipment expense	$1,960,000	1,074
Additional noninterest expense	$2,126,000	2,046
Pre-tax net operating income	$-644,000	7,349
Securities gains (losses)	$109,000	909
Applicable income taxes	$-195,000	7,655
Income before extraordinary items	$-340,000	7,062
Extraordinary gains, net	$0	31
Net income	$-340,000	7,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,648
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-409,760	7,255
2008-06-30 (YTD Data)		Rank
Total interest income	$6,180,000	3,072
Total interest expense	$1,619,000	4,292
Net interest income	$4,561,000	2,395
Provision for loan and lease losses	$535,000	1,844
Total noninterest income	$1,491,000	1,661
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,253,000	691
Trading account gains and fees	$0	149
Additional Noninterest Income	$238,000	3,443
Total noninterest expense	$5,949,000	1,632
Salaries and employee benefits	$3,262,000	1,611
Premises and equipment expense	$1,307,000	1,067
Additional noninterest expense	$1,380,000	2,065
Pre-tax net operating income	$-432,000	7,547
Securities gains (losses)	$143,000	762
Applicable income taxes	$-118,000	7,888
Income before extraordinary items	$-171,000	7,365
Extraordinary gains, net	$0	21
Net income	$-171,000	7,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,765
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-262,520	7,462
2008-03-31 (YTD Data)		Rank
Total interest income	$3,232,000	3,012
Total interest expense	$919,000	4,130
Net interest income	$2,313,000	2,367
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$781,000	1,593
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$668,000	637
Trading account gains and fees	$0	158
Additional Noninterest Income	$113,000	3,556
Total noninterest expense	$2,985,000	1,629
Salaries and employee benefits	$1,655,000	1,599
Premises and equipment expense	$655,000	1,061
Additional noninterest expense	$675,000	2,073
Pre-tax net operating income	$49,000	6,625
Securities gains (losses)	$14,000	1,798
Applicable income taxes	$0	5,622
Income before extraordinary items	$63,000	6,381
Extraordinary gains, net	$0	15
Net income	$63,000	6,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,854
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$49,000	6,494
2007-12-31 (YTD Data)		Rank
Total interest income	$14,215,000	2,819
Total interest expense	$4,060,000	3,977
Net interest income	$10,155,000	2,214
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$2,890,000	1,690
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,454,000	727
Trading account gains and fees	$0	178
Additional Noninterest Income	$436,000	3,564
Total noninterest expense	$12,740,000	1,451
Salaries and employee benefits	$6,613,000	1,531
Premises and equipment expense	$2,555,000	1,039
Additional noninterest expense	$3,572,000	1,555
Pre-tax net operating income	$245,000	6,749
Securities gains (losses)	$42,000	853
Applicable income taxes	$111,000	4,406
Income before extraordinary items	$176,000	6,869
Extraordinary gains, net	$0	39
Net income	$176,000	6,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	3,053
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$149,120	6,941
2007-09-30 (YTD Data)		Rank
Total interest income	$10,802,000	2,790
Total interest expense	$2,996,000	4,028
Net interest income	$7,806,000	2,186
Provision for loan and lease losses	$0	6,528
Total noninterest income	$2,221,000	1,660
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,888,000	687
Trading account gains and fees	$0	184
Additional Noninterest Income	$333,000	3,554
Total noninterest expense	$8,990,000	1,515
Salaries and employee benefits	$4,946,000	1,526
Premises and equipment expense	$1,880,000	1,054
Additional noninterest expense	$2,164,000	1,863
Pre-tax net operating income	$1,037,000	4,268
Securities gains (losses)	$0	1,655
Applicable income taxes	$375,000	2,893
Income before extraordinary items	$662,000	4,815
Extraordinary gains, net	$0	33
Net income	$662,000	4,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,510
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$662,000	4,804
2007-06-30 (YTD Data)		Rank
Total interest income	$7,260,000	2,776
Total interest expense	$1,925,000	4,111
Net interest income	$5,335,000	2,165
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,526,000	1,650
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,284,000	679
Trading account gains and fees	$0	168
Additional Noninterest Income	$242,000	3,415
Total noninterest expense	$5,970,000	1,536
Salaries and employee benefits	$3,286,000	1,562
Premises and equipment expense	$1,216,000	1,103
Additional noninterest expense	$1,468,000	1,845
Pre-tax net operating income	$891,000	3,779
Securities gains (losses)	$0	1,444
Applicable income taxes	$325,000	2,632
Income before extraordinary items	$566,000	4,285
Extraordinary gains, net	$0	29
Net income	$566,000	4,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,680
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$566,000	4,277
2007-03-31 (YTD Data)		Rank
Total interest income	$3,664,000	2,744
Total interest expense	$981,000	4,065
Net interest income	$2,683,000	2,161
Provision for loan and lease losses	$0	5,779
Total noninterest income	$842,000	1,491
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$710,000	588
Trading account gains and fees	$0	195
Additional Noninterest Income	$132,000	3,238
Total noninterest expense	$2,971,000	1,545
Salaries and employee benefits	$1,632,000	1,593
Premises and equipment expense	$572,000	1,183
Additional noninterest expense	$767,000	1,747
Pre-tax net operating income	$554,000	3,292
Securities gains (losses)	$0	1,187
Applicable income taxes	$210,000	2,336
Income before extraordinary items	$344,000	3,871
Extraordinary gains, net	$0	22
Net income	$344,000	3,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,733
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$344,000	3,847
2006-12-31 (YTD Data)		Rank
Total interest income	$14,272,000	2,658
Total interest expense	$3,318,000	4,055
Net interest income	$10,954,000	2,114
Provision for loan and lease losses	$2,000	6,810
Total noninterest income	$2,982,000	1,645
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,519,000	701
Trading account gains and fees	$0	130
Additional Noninterest Income	$463,000	3,473
Total noninterest expense	$11,432,000	1,564
Salaries and employee benefits	$6,359,000	1,550
Premises and equipment expense	$2,374,000	1,064
Additional noninterest expense	$2,699,000	1,955
Pre-tax net operating income	$2,502,000	3,126
Securities gains (losses)	$0	1,687
Applicable income taxes	$930,000	2,306
Income before extraordinary items	$1,572,000	3,669
Extraordinary gains, net	$0	51
Net income	$1,572,000	3,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,801
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,572,000	3,646
2006-09-30 (YTD Data)		Rank
Total interest income	$10,522,000	2,681
Total interest expense	$2,383,000	4,086
Net interest income	$8,139,000	2,152
Provision for loan and lease losses	$10,000	6,330
Total noninterest income	$2,270,000	1,618
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,908,000	700
Trading account gains and fees	$0	126
Additional Noninterest Income	$362,000	3,375
Total noninterest expense	$8,478,000	1,585
Salaries and employee benefits	$4,735,000	1,569
Premises and equipment expense	$1,790,000	1,065
Additional noninterest expense	$1,953,000	2,002
Pre-tax net operating income	$1,921,000	3,205
Securities gains (losses)	$0	1,388
Applicable income taxes	$760,000	2,274
Income before extraordinary items	$1,161,000	3,816
Extraordinary gains, net	$0	45
Net income	$1,161,000	3,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,547
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,161,000	3,797
2006-06-30 (YTD Data)		Rank
Total interest income	$6,939,000	2,671
Total interest expense	$1,512,000	4,097
Net interest income	$5,427,000	2,152
Provision for loan and lease losses	$-10,000	8,505
Total noninterest income	$1,577,000	1,565
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,304,000	660
Trading account gains and fees	$0	126
Additional Noninterest Income	$273,000	3,180
Total noninterest expense	$5,630,000	1,599
Salaries and employee benefits	$3,161,000	1,568
Premises and equipment expense	$1,164,000	1,097
Additional noninterest expense	$1,305,000	2,009
Pre-tax net operating income	$1,384,000	3,053
Securities gains (losses)	$0	1,185
Applicable income taxes	$550,000	2,175
Income before extraordinary items	$834,000	3,643
Extraordinary gains, net	$0	39
Net income	$834,000	3,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,447
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$834,000	3,633
2006-03-31 (YTD Data)		Rank
Total interest income	$3,400,000	2,672
Total interest expense	$744,000	4,018
Net interest income	$2,656,000	2,199
Provision for loan and lease losses	$-40,000	8,611
Total noninterest income	$833,000	1,467
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$716,000	575
Trading account gains and fees	$0	115
Additional Noninterest Income	$117,000	3,425
Total noninterest expense	$2,819,000	1,595
Salaries and employee benefits	$1,557,000	1,595
Premises and equipment expense	$587,000	1,093
Additional noninterest expense	$675,000	1,935
Pre-tax net operating income	$710,000	2,946
Securities gains (losses)	$0	955
Applicable income taxes	$280,000	2,105
Income before extraordinary items	$430,000	3,504
Extraordinary gains, net	$0	21
Net income	$430,000	3,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$430,000	3,486
2005-12-31 (YTD Data)		Rank
Total interest income	$12,099,000	2,696
Total interest expense	$2,074,000	4,330
Net interest income	$10,025,000	2,206
Provision for loan and lease losses	$-17,000	8,513
Total noninterest income	$3,083,000	1,573
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,649,000	651
Trading account gains and fees	$0	138
Additional Noninterest Income	$434,000	3,639
Total noninterest expense	$10,928,000	1,570
Salaries and employee benefits	$5,972,000	1,566
Premises and equipment expense	$2,281,000	1,050
Additional noninterest expense	$2,675,000	1,897
Pre-tax net operating income	$2,197,000	3,460
Securities gains (losses)	$0	2,296
Applicable income taxes	$873,000	2,465
Income before extraordinary items	$1,324,000	4,102
Extraordinary gains, net	$0	46
Net income	$1,324,000	4,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	3,744
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,324,000	4,073
2005-09-30 (YTD Data)		Rank
Total interest income	$8,856,000	2,696
Total interest expense	$1,437,000	4,418
Net interest income	$7,419,000	2,216
Provision for loan and lease losses	$-52,000	8,670
Total noninterest income	$2,391,000	1,528
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$2,057,000	619
Trading account gains and fees	$0	126
Additional Noninterest Income	$334,000	3,611
Total noninterest expense	$8,125,000	1,570
Salaries and employee benefits	$4,430,000	1,568
Premises and equipment expense	$1,697,000	1,049
Additional noninterest expense	$1,998,000	1,873
Pre-tax net operating income	$1,737,000	3,394
Securities gains (losses)	$0	2,317
Applicable income taxes	$696,000	2,399
Income before extraordinary items	$1,041,000	4,055
Extraordinary gains, net	$0	35
Net income	$1,041,000	4,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,450
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,041,000	4,018
2005-06-30 (YTD Data)		Rank
Total interest income	$5,713,000	2,710
Total interest expense	$909,000	4,421
Net interest income	$4,804,000	2,256
Provision for loan and lease losses	$40,000	4,850
Total noninterest income	$1,692,000	1,459
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,443,000	573
Trading account gains and fees	$0	116
Additional Noninterest Income	$249,000	3,377
Total noninterest expense	$5,300,000	1,595
Salaries and employee benefits	$2,930,000	1,584
Premises and equipment expense	$1,130,000	1,045
Additional noninterest expense	$1,240,000	1,978
Pre-tax net operating income	$1,156,000	3,349
Securities gains (losses)	$0	2,146
Applicable income taxes	$460,000	2,379
Income before extraordinary items	$696,000	4,006
Extraordinary gains, net	$0	30
Net income	$696,000	4,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,069
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$696,000	3,946
2005-03-31 (YTD Data)		Rank
Total interest income	$2,756,000	2,759
Total interest expense	$433,000	4,437
Net interest income	$2,323,000	2,314
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$928,000	1,320
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$818,000	496
Trading account gains and fees	$0	115
Additional Noninterest Income	$110,000	3,560
Total noninterest expense	$2,616,000	1,623
Salaries and employee benefits	$1,439,000	1,602
Premises and equipment expense	$562,000	1,071
Additional noninterest expense	$615,000	1,990
Pre-tax net operating income	$605,000	3,201
Securities gains (losses)	$0	1,685
Applicable income taxes	$222,000	2,433
Income before extraordinary items	$383,000	3,722
Extraordinary gains, net	$0	24
Net income	$383,000	3,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,042
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$383,000	3,683
2004-12-31 (YTD Data)		Rank
Total interest income	$10,173,000	2,786
Total interest expense	$1,692,000	4,157
Net interest income	$8,481,000	2,408
Provision for loan and lease losses	$95,000	5,096
Total noninterest income	$3,430,000	1,439
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$3,035,000	567
Trading account gains and fees	$0	138
Additional Noninterest Income	$395,000	3,740
Total noninterest expense	$10,495,000	1,553
Salaries and employee benefits	$5,667,000	1,567
Premises and equipment expense	$2,256,000	1,019
Additional noninterest expense	$2,572,000	1,887
Pre-tax net operating income	$1,321,000	4,553
Securities gains (losses)	$-105,000	8,729
Applicable income taxes	$414,000	3,666
Income before extraordinary items	$802,000	5,265
Extraordinary gains, net	$0	34
Net income	$802,000	5,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,010
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$871,300	4,991
2004-09-30 (YTD Data)		Rank
Total interest income	$7,451,000	2,809
Total interest expense	$1,277,000	4,090
Net interest income	$6,174,000	2,445
Provision for loan and lease losses	$65,000	5,027
Total noninterest income	$2,587,000	1,453
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,294,000	566
Trading account gains and fees	$0	134
Additional Noninterest Income	$293,000	3,770
Total noninterest expense	$7,801,000	1,558
Salaries and employee benefits	$4,212,000	1,577
Premises and equipment expense	$1,726,000	993
Additional noninterest expense	$1,863,000	1,931
Pre-tax net operating income	$895,000	4,896
Securities gains (losses)	$0	3,710
Applicable income taxes	$314,000	3,720
Income before extraordinary items	$581,000	5,450
Extraordinary gains, net	$0	26
Net income	$581,000	5,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,743
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$581,000	5,373
2004-06-30 (YTD Data)		Rank
Total interest income	$4,874,000	2,849
Total interest expense	$865,000	4,045
Net interest income	$4,009,000	2,484
Provision for loan and lease losses	$35,000	5,187
Total noninterest income	$1,748,000	1,425
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,548,000	564
Trading account gains and fees	$0	130
Additional Noninterest Income	$200,000	3,732
Total noninterest expense	$5,185,000	1,560
Salaries and employee benefits	$2,828,000	1,562
Premises and equipment expense	$1,184,000	966
Additional noninterest expense	$1,173,000	2,058
Pre-tax net operating income	$537,000	5,132
Securities gains (losses)	$0	3,413
Applicable income taxes	$164,000	4,105
Income before extraordinary items	$373,000	5,504
Extraordinary gains, net	$0	21
Net income	$373,000	5,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,450
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$373,000	5,402
2004-03-31 (YTD Data)		Rank
Total interest income	$2,408,000	2,893
Total interest expense	$442,000	4,024
Net interest income	$1,966,000	2,530
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$929,000	1,329
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$812,000	529
Trading account gains and fees	$0	121
Additional Noninterest Income	$117,000	3,389
Total noninterest expense	$2,563,000	1,589
Salaries and employee benefits	$1,423,000	1,575
Premises and equipment expense	$592,000	984
Additional noninterest expense	$548,000	2,171
Pre-tax net operating income	$302,000	4,794
Securities gains (losses)	$0	2,934
Applicable income taxes	$108,000	3,659
Income before extraordinary items	$194,000	5,422
Extraordinary gains, net	$0	16
Net income	$194,000	5,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,590
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$194,000	5,293
2003-12-31 (YTD Data)		Rank
Total interest income	$10,039,000	2,813
Total interest expense	$1,991,000	4,043
Net interest income	$8,048,000	2,419
Provision for loan and lease losses	$30,000	6,766
Total noninterest income	$3,483,000	1,496
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$3,090,000	561
Trading account gains and fees	$0	160
Additional Noninterest Income	$393,000	4,013
Total noninterest expense	$10,319,000	1,540
Salaries and employee benefits	$5,397,000	1,601
Premises and equipment expense	$2,357,000	964
Additional noninterest expense	$2,565,000	1,881
Pre-tax net operating income	$1,182,000	4,725
Securities gains (losses)	$0	4,500
Applicable income taxes	$435,000	3,619
Income before extraordinary items	$747,000	5,410
Extraordinary gains, net	$0	54
Net income	$747,000	5,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,514
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$747,000	5,262
2003-09-30 (YTD Data)		Rank
Total interest income	$7,530,000	2,851
Total interest expense	$1,540,000	4,055
Net interest income	$5,990,000	2,450
Provision for loan and lease losses	$50,000	5,747
Total noninterest income	$2,646,000	1,513
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,353,000	563
Trading account gains and fees	$0	153
Additional Noninterest Income	$293,000	4,080
Total noninterest expense	$7,525,000	1,612
Salaries and employee benefits	$3,953,000	1,644
Premises and equipment expense	$1,779,000	969
Additional noninterest expense	$1,793,000	1,996
Pre-tax net operating income	$1,061,000	4,401
Securities gains (losses)	$0	4,204
Applicable income taxes	$364,000	3,573
Income before extraordinary items	$697,000	5,008
Extraordinary gains, net	$0	40
Net income	$697,000	5,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	3,781
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$697,000	4,814
2003-06-30 (YTD Data)		Rank
Total interest income	$4,968,000	2,911
Total interest expense	$1,046,000	4,104
Net interest income	$3,922,000	2,477
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$1,770,000	1,504
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,583,000	545
Trading account gains and fees	$0	150
Additional Noninterest Income	$187,000	4,154
Total noninterest expense	$4,969,000	1,619
Salaries and employee benefits	$2,604,000	1,646
Premises and equipment expense	$1,190,000	967
Additional noninterest expense	$1,175,000	2,038
Pre-tax net operating income	$693,000	4,453
Securities gains (losses)	$0	3,782
Applicable income taxes	$250,000	3,552
Income before extraordinary items	$443,000	5,127
Extraordinary gains, net	$0	30
Net income	$443,000	5,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,623
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$443,000	4,924
2003-03-31 (YTD Data)		Rank
Total interest income	$2,386,000	3,031
Total interest expense	$521,000	4,211
Net interest income	$1,865,000	2,593
Provision for loan and lease losses	$10,000	6,044
Total noninterest income	$915,000	1,425
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$815,000	513
Trading account gains and fees	$0	134
Additional Noninterest Income	$100,000	3,931
Total noninterest expense	$2,439,000	1,643
Salaries and employee benefits	$1,297,000	1,642
Premises and equipment expense	$569,000	1,015
Additional noninterest expense	$573,000	2,057
Pre-tax net operating income	$331,000	4,533
Securities gains (losses)	$0	2,891
Applicable income taxes	$115,000	3,702
Income before extraordinary items	$216,000	5,115
Extraordinary gains, net	$0	21
Net income	$216,000	5,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,227
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$216,000	4,926
2002-12-31 (YTD Data)		Rank
Total interest income	$10,288,000	2,942
Total interest expense	$2,357,000	4,291
Net interest income	$7,931,000	2,417
Provision for loan and lease losses	$325,000	3,273
Total noninterest income	$3,451,000	1,405
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$3,040,000	535
Trading account gains and fees	$0	153
Additional Noninterest Income	$411,000	3,655
Total noninterest expense	$9,684,000	1,589
Salaries and employee benefits	$5,027,000	1,608
Premises and equipment expense	$2,303,000	949
Additional noninterest expense	$2,354,000	1,970
Pre-tax net operating income	$1,373,000	4,341
Securities gains (losses)	$0	4,537
Applicable income taxes	$515,000	3,385
Income before extraordinary items	$858,000	5,015
Extraordinary gains, net	$0	70
Net income	$858,000	5,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	2,911
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$858,000	4,887
2001-12-31 (YTD Data)		Rank
Total interest income	$11,456,000	2,961
Total interest expense	$3,934,000	3,854
Net interest income	$7,522,000	2,382
Provision for loan and lease losses	$385,000	2,702
Total noninterest income	$4,027,000	1,171
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$3,212,000	471
Trading account gains and fees	$0	177
Additional Noninterest Income	$815,000	2,357
Total noninterest expense	$9,613,000	1,524
Salaries and employee benefits	$4,907,000	1,534
Premises and equipment expense	$2,412,000	871
Additional noninterest expense	$2,294,000	1,959
Pre-tax net operating income	$1,551,000	3,764
Securities gains (losses)	$18,000	3,221
Applicable income taxes	$589,000	3,009
Income before extraordinary items	$980,000	4,333
Extraordinary gains, net	$0	105
Net income	$980,000	4,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	2,227
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$232,000	569
Net operating income	$968,480	4,247
2000-12-31 (YTD Data)		Rank
Total interest income	$11,477,000	3,005
Total interest expense	$3,997,000	3,984
Net interest income	$7,480,000	2,373
Provision for loan and lease losses	$413,000	2,224
Total noninterest income	$3,212,000	1,272
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$2,600,000	520
Trading account gains and fees	$0	180
Additional Noninterest Income	$612,000	2,604
Total noninterest expense	$9,009,000	1,556
Salaries and employee benefits	$4,465,000	1,590
Premises and equipment expense	$2,274,000	877
Additional noninterest expense	$2,270,000	1,925
Pre-tax net operating income	$1,270,000	4,570
Securities gains (losses)	$0	1,956
Applicable income taxes	$463,000	3,658
Income before extraordinary items	$807,000	5,027
Extraordinary gains, net	$0	38
Net income	$807,000	5,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$298,000	1,825
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$2,275,000	337
Net operating income	$807,000	5,020
1999-12-31 (YTD Data)		Rank
Total interest income	$10,560,000	3,057
Total interest expense	$3,871,000	3,686
Net interest income	$6,689,000	2,619
Provision for loan and lease losses	$335,000	2,438
Total noninterest income	$2,787,000	1,439
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,447,000	549
Trading account gains and fees	$0	173
Additional Noninterest Income	$340,000	3,745
Total noninterest expense	$8,604,000	1,596
Salaries and employee benefits	$4,159,000	1,653
Premises and equipment expense	$2,339,000	861
Additional noninterest expense	$2,106,000	2,063
Pre-tax net operating income	$537,000	6,971
Securities gains (losses)	$0	3,155
Applicable income taxes	$150,000	6,280
Income before extraordinary items	$387,000	7,058
Extraordinary gains, net	$0	35
Net income	$387,000	7,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$393,000	1,480
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$387,000	7,031
1998-12-31 (YTD Data)		Rank
Total interest income	$10,636,000	3,038
Total interest expense	$3,968,000	3,716
Net interest income	$6,668,000	2,555
Provision for loan and lease losses	$435,000	1,930
Total noninterest income	$2,489,000	1,546
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$2,214,000	559
Trading account gains and fees	$0	224
Additional Noninterest Income	$275,000	4,203
Total noninterest expense	$8,244,000	1,609
Salaries and employee benefits	$4,001,000	1,664
Premises and equipment expense	$2,215,000	883
Additional noninterest expense	$2,028,000	2,090
Pre-tax net operating income	$478,000	7,489
Securities gains (losses)	$0	4,449
Applicable income taxes	$33,000	8,650
Income before extraordinary items	$445,000	6,949
Extraordinary gains, net	$0	32
Net income	$445,000	6,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$358,000	1,639
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$612,000	535
Net operating income	$445,000	6,846
1997-12-31 (YTD Data)		Rank
Total interest income	$9,914,000	3,264
Total interest expense	$3,676,000	3,971
Net interest income	$6,238,000	2,801
Provision for loan and lease losses	$372,000	2,206
Total noninterest income	$2,336,000	1,556
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$2,015,000	636
Trading account gains and fees	$0	239
Additional Noninterest Income	$321,000	3,779
Total noninterest expense	$7,933,000	1,648
Salaries and employee benefits	$3,781,000	1,729
Premises and equipment expense	$2,222,000	903
Additional noninterest expense	$1,930,000	2,168
Pre-tax net operating income	$269,000	9,186
Securities gains (losses)	$63,000	1,207
Applicable income taxes	$0	10,065
Income before extraordinary items	$332,000	8,137
Extraordinary gains, net	$0	44
Net income	$332,000	8,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$324,000	1,858
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$269,000	8,569
1996-12-31 (YTD Data)		Rank
Total interest income	$9,373,000	3,477
Total interest expense	$3,779,000	3,910
Net interest income	$5,594,000	3,160
Provision for loan and lease losses	$247,000	2,960
Total noninterest income	$2,575,000	1,512
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$2,055,000	661
Trading account gains and fees	$0	262
Additional Noninterest Income	$520,000	2,841
Total noninterest expense	$7,968,000	1,778
Salaries and employee benefits	$3,637,000	1,820
Premises and equipment expense	$2,154,000	982
Additional noninterest expense	$2,177,000	2,272
Pre-tax net operating income	$-46,000	10,893
Securities gains (losses)	$48,000	1,356
Applicable income taxes	$0	10,572
Income before extraordinary items	$2,000	10,809
Extraordinary gains, net	$0	53
Net income	$2,000	10,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,947
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$300,000	527
Net operating income	$-46,000	10,879
1995-12-31 (YTD Data)		Rank
Total interest income	$9,218,000	3,545
Total interest expense	$3,714,000	3,945
Net interest income	$5,504,000	3,227
Provision for loan and lease losses	$104,000	4,516
Total noninterest income	$2,859,000	1,401
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$2,325,000	597
Trading account gains and fees	$0	522
Additional Noninterest Income	$534,000	2,747
Total noninterest expense	$8,198,000	1,714
Salaries and employee benefits	$3,513,000	1,879
Premises and equipment expense	$2,192,000	979
Additional noninterest expense	$2,493,000	2,004
Pre-tax net operating income	$61,000	11,266
Securities gains (losses)	$29,000	1,653
Applicable income taxes	$0	11,151
Income before extraordinary items	$90,000	11,016
Extraordinary gains, net	$0	65
Net income	$90,000	11,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$409,000	1,578
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$61,000	11,196
1994-12-31 (YTD Data)		Rank
Total interest income	$8,046,000	3,714
Total interest expense	$2,791,000	4,221
Net interest income	$5,255,000	3,404
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$3,249,000	1,287
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,340,000	584
Trading account gains and fees	$0	475
Additional Noninterest Income	$909,000	1,966
Total noninterest expense	$8,117,000	1,790
Salaries and employee benefits	$3,450,000	1,941
Premises and equipment expense	$2,216,000	963
Additional noninterest expense	$2,451,000	2,168
Pre-tax net operating income	$327,000	9,936
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$13,000	11,303
Income before extraordinary items	$313,000	9,003
Extraordinary gains, net	$0	249
Net income	$313,000	9,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	3,088
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$1,200,000	389
Net operating income	$313,960	9,067
1993-12-31 (YTD Data)		Rank
Total interest income	$7,886,000	3,864
Total interest expense	$2,613,000	4,630
Net interest income	$5,273,000	3,397
Provision for loan and lease losses	$35,000	8,215
Total noninterest income	$2,697,000	1,587
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$2,215,000	612
Trading account gains and fees	$0	532
Additional Noninterest Income	$482,000	3,342
Total noninterest expense	$7,685,000	1,929
Salaries and employee benefits	$3,130,000	2,115
Premises and equipment expense	$2,046,000	1,062
Additional noninterest expense	$2,509,000	2,221
Pre-tax net operating income	$250,000	10,616
Securities gains (losses)	$286,000	1,346
Applicable income taxes	$0	12,141
Income before extraordinary items	$536,000	7,262
Extraordinary gains, net	$0	3,149
Net income	$536,000	7,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	2,561
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$250,000	9,794
1992-12-31 (YTD Data)		Rank
Total interest income	$9,061,000	3,834
Total interest expense	$3,639,000	4,409
Net interest income	$5,422,000	3,364
Provision for loan and lease losses	$540,000	2,829
Total noninterest income	$2,438,000	1,689
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$2,189,000	626
Trading account gains and fees	$0	504
Additional Noninterest Income	$249,000	4,972
Total noninterest expense	$8,061,000	1,879
Salaries and employee benefits	$2,894,000	2,247
Premises and equipment expense	$2,190,000	1,034
Additional noninterest expense	$2,977,000	2,009
Pre-tax net operating income	$-741,000	13,415
Securities gains (losses)	$419,000	1,242
Applicable income taxes	$0	12,680
Income before extraordinary items	$-322,000	13,267
Extraordinary gains, net	$0	1,422
Net income	$-322,000	13,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$660,000	2,058
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-741,000	13,393

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.