Home > Consumer National Bank > Assets and Liabilities
Consumer National Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 21 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $59,430,000 | 6,483 |
| Cash and due from depository institutions | $3,588,000 | 6,049 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $3,347,000 | 7,827 |
| Federal funds sold & reverse repurchase agreements | $4,922,000 | 2,678 |
| Net loans & leases | $43,829,000 | 5,940 |
| Loan loss allowance | $520,000 | 5,965 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,446,000 | 3,926 |
| Other real estate owned | $473,000 | 6,049 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $825,000 | 7,042 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $59,430,000 | 6,483 |
| Total liabilities | $55,730,000 | 6,326 |
| Total deposits | $55,601,000 | 6,145 |
| Interest-bearing deposits | $47,853,000 | 6,067 |
| Deposits held in domestic offices | $55,601,000 | 6,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $129,000 | 7,737 |
| Total equity capital | $3,700,000 | 7,770 |
| Total bank equity capital | $3,700,000 | 7,770 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $882,000 | 3,264 |
| Surplus | $1,404,000 | 6,225 |
| Undivided profits | $1,414,000 | 6,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $481,000 | 5,807 |
| Earning assets | $52,098,000 | 6,598 |
| Long-term assets (5+ years) | $2,250,000 | 6,709 |
| Average Assets, year-to-date | $55,115,500 | 6,656 |
| Average Assets, quarterly | $55,115,500 | 6,656 |
| Volatile liabilities | $20,149,000 | 4,481 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $0 | 8,561 |
| Tier 1 (core) risk-based capital | $3,781,000 | 7,728 |
| Tier 2 risk-based capital | $520,000 | 5,702 |
| Total risk weighted assets | $47,520,000 | 5,905 |
| Total unused commitments | $0 | 8,561 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 19 | 6,343 |
| Assets and Liabilities | ||
| Total Assets: | $50,801,000 | 6,916 |
| Cash and due from depository institutions | $3,869,000 | 6,343 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $3,452,000 | 7,841 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 5,856 |
| Net loans & leases | $39,622,000 | 6,192 |
| Loan loss allowance | $510,000 | 5,994 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,391,000 | 3,966 |
| Other real estate owned | $610,000 | 6,343 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $707,000 | 7,360 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $50,801,000 | 6,916 |
| Total liabilities | $47,174,000 | 6,780 |
| Total deposits | $46,926,000 | 6,615 |
| Interest-bearing deposits | $40,470,000 | 6,480 |
| Deposits held in domestic offices | $46,926,000 | 6,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $248,000 | 6,720 |
| Total equity capital | $3,627,000 | 7,828 |
| Total bank equity capital | $3,627,000 | 7,828 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $882,000 | 3,273 |
| Surplus | $1,404,000 | 6,234 |
| Undivided profits | $1,341,000 | 6,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $409,000 | 6,335 |
| Earning assets | $43,224,000 | 7,050 |
| Long-term assets (5+ years) | $1,783,000 | 6,930 |
| Average Assets, year-to-date | $44,519,800 | 7,102 |
| Average Assets, quarterly | $49,457,500 | 6,944 |
| Volatile liabilities | $17,998,000 | 4,714 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,468,000 | 5,301 |
| Tier 1 (core) risk-based capital | $3,703,000 | 7,787 |
| Tier 2 risk-based capital | $510,000 | 5,738 |
| Total risk weighted assets | $42,743,000 | 6,203 |
| Total unused commitments | $7,468,000 | 5,301 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 18 | 6,506 |
| Assets and Liabilities | ||
| Total Assets: | $48,114,000 | 7,028 |
| Cash and due from depository institutions | $4,064,000 | 6,506 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $3,631,000 | 7,809 |
| Federal funds sold & reverse repurchase agreements | $1,569,000 | 4,084 |
| Net loans & leases | $35,450,000 | 6,483 |
| Loan loss allowance | $468,000 | 6,249 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,340,000 | 3,986 |
| Other real estate owned | $512,000 | 6,506 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $548,000 | 7,799 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $48,115,000 | 7,028 |
| Total liabilities | $44,585,000 | 6,879 |
| Total deposits | $44,339,000 | 6,706 |
| Interest-bearing deposits | $37,543,000 | 6,661 |
| Deposits held in domestic offices | $44,339,000 | 6,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $246,000 | 6,843 |
| Total equity capital | $3,530,000 | 7,912 |
| Total bank equity capital | $3,530,000 | 7,912 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $867,000 | 3,266 |
| Surplus | $1,358,000 | 6,267 |
| Undivided profits | $1,305,000 | 7,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 4,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $307,000 | 7,121 |
| Earning assets | $40,650,000 | 7,206 |
| Long-term assets (5+ years) | $2,026,000 | 6,894 |
| Average Assets, year-to-date | $42,949,500 | 7,203 |
| Average Assets, quarterly | $46,079,500 | 7,092 |
| Volatile liabilities | $13,559,000 | 5,358 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,209,000 | 5,596 |
| Tier 1 (core) risk-based capital | $3,576,000 | 7,869 |
| Tier 2 risk-based capital | $468,000 | 5,986 |
| Total risk weighted assets | $39,097,000 | 6,407 |
| Total unused commitments | $6,209,000 | 5,596 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 19 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $44,045,000 | 7,193 |
| Cash and due from depository institutions | $2,086,000 | 6,393 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $3,654,000 | 7,857 |
| Federal funds sold & reverse repurchase agreements | $1,002,000 | 4,318 |
| Net loans & leases | $34,402,000 | 6,490 |
| Loan loss allowance | $451,000 | 6,301 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,369,000 | 3,918 |
| Other real estate owned | $24,000 | 6,393 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $508,000 | 7,809 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $44,045,000 | 7,193 |
| Total liabilities | $40,581,000 | 7,087 |
| Total deposits | $40,416,000 | 6,915 |
| Interest-bearing deposits | $34,457,000 | 6,868 |
| Deposits held in domestic offices | $40,416,000 | 6,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $165,000 | 7,346 |
| Total equity capital | $3,464,000 | 7,930 |
| Total bank equity capital | $3,464,000 | 7,930 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $867,000 | 3,250 |
| Surplus | $1,358,000 | 6,245 |
| Undivided profits | $1,239,000 | 7,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $697,000 | 3,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $285,000 | 7,086 |
| Earning assets | $39,058,000 | 7,260 |
| Long-term assets (5+ years) | $4,012,000 | 6,210 |
| Average Assets, year-to-date | $41,228,000 | 7,292 |
| Average Assets, quarterly | $42,564,500 | 7,240 |
| Volatile liabilities | $10,991,000 | 5,726 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,716,000 | 6,529 |
| Tier 1 (core) risk-based capital | $3,487,000 | 7,891 |
| Tier 2 risk-based capital | $451,000 | 6,046 |
| Total risk weighted assets | $36,695,000 | 6,508 |
| Total unused commitments | $3,716,000 | 6,529 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $41,084,000 | 7,390 |
| Cash and due from depository institutions | $1,648,000 | 6,252 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,878,000 | 7,882 |
| Federal funds sold & reverse repurchase agreements | $1,633,000 | 4,358 |
| Net loans & leases | $31,101,000 | 6,708 |
| Loan loss allowance | $403,000 | 6,642 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,365,000 | 3,914 |
| Other real estate owned | $29,000 | 6,252 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $430,000 | 8,070 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $41,084,000 | 7,390 |
| Total liabilities | $37,720,000 | 7,270 |
| Total deposits | $37,585,000 | 7,150 |
| Interest-bearing deposits | $31,129,000 | 7,163 |
| Deposits held in domestic offices | $37,585,000 | 7,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $135,000 | 7,554 |
| Total equity capital | $3,364,000 | 7,977 |
| Total bank equity capital | $3,364,000 | 7,977 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $867,000 | 3,260 |
| Surplus | $1,358,000 | 6,273 |
| Undivided profits | $1,139,000 | 7,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 6,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $255,000 | 7,290 |
| Earning assets | $36,612,000 | 7,456 |
| Long-term assets (5+ years) | $3,915,000 | 6,326 |
| Average Assets, year-to-date | $39,819,500 | 7,446 |
| Average Assets, quarterly | $39,819,500 | 7,446 |
| Volatile liabilities | $7,106,000 | 6,598 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,075,000 | 6,013 |
| Tier 1 (core) risk-based capital | $3,398,000 | 7,958 |
| Tier 2 risk-based capital | $403,000 | 6,354 |
| Total risk weighted assets | $32,956,000 | 6,779 |
| Total unused commitments | $5,075,000 | 6,016 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $38,555,000 | 7,562 |
| Cash and due from depository institutions | $700,000 | 6,242 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $3,107,000 | 8,109 |
| Federal funds sold & reverse repurchase agreements | $2,884,000 | 3,295 |
| Net loans & leases | $29,233,000 | 6,879 |
| Loan loss allowance | $374,000 | 6,831 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,218,000 | 4,045 |
| Other real estate owned | $29,000 | 6,242 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $384,000 | 8,215 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $38,555,000 | 7,562 |
| Total liabilities | $35,249,000 | 7,458 |
| Total deposits | $34,841,000 | 7,348 |
| Interest-bearing deposits | $28,383,000 | 7,366 |
| Deposits held in domestic offices | $34,841,000 | 7,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $293,000 | 5,467 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $115,000 | 7,730 |
| Total equity capital | $3,306,000 | 8,053 |
| Total bank equity capital | $3,306,000 | 8,053 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $867,000 | 3,259 |
| Surplus | $1,359,000 | 6,275 |
| Undivided profits | $1,080,000 | 7,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 6,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $204,000 | 7,751 |
| Earning assets | $35,224,000 | 7,553 |
| Long-term assets (5+ years) | $4,935,000 | 6,074 |
| Average Assets, year-to-date | $34,480,400 | 7,698 |
| Average Assets, quarterly | $38,785,500 | 7,513 |
| Volatile liabilities | $7,156,000 | 6,570 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,554,000 | 6,079 |
| Tier 1 (core) risk-based capital | $3,311,000 | 8,004 |
| Tier 2 risk-based capital | $374,000 | 6,555 |
| Total risk weighted assets | $30,873,000 | 6,940 |
| Total unused commitments | $4,554,000 | 6,080 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $39,016,000 | 7,532 |
| Cash and due from depository institutions | $3,479,000 | 6,262 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $3,412,000 | 8,063 |
| Federal funds sold & reverse repurchase agreements | $1,324,000 | 4,208 |
| Net loans & leases | $28,222,000 | 6,954 |
| Loan loss allowance | $354,000 | 6,955 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,129,000 | 4,097 |
| Other real estate owned | $29,000 | 6,262 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $421,000 | 8,185 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $39,016,000 | 7,532 |
| Total liabilities | $35,779,000 | 7,427 |
| Total deposits | $35,691,000 | 7,277 |
| Interest-bearing deposits | $27,600,000 | 7,439 |
| Deposits held in domestic offices | $35,691,000 | 7,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $88,000 | 8,260 |
| Total equity capital | $3,237,000 | 8,129 |
| Total bank equity capital | $3,237,000 | 8,129 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $866,000 | 3,266 |
| Surplus | $1,337,000 | 6,284 |
| Undivided profits | $1,034,000 | 7,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $207,000 | 7,843 |
| Earning assets | $32,958,000 | 7,682 |
| Long-term assets (5+ years) | $5,302,000 | 6,042 |
| Average Assets, year-to-date | $33,461,750 | 7,785 |
| Average Assets, quarterly | $36,899,500 | 7,629 |
| Volatile liabilities | $6,034,000 | 6,917 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $4,257,000 | 6,147 |
| Tier 1 (core) risk-based capital | $3,232,000 | 8,085 |
| Tier 2 risk-based capital | $354,000 | 6,697 |
| Total risk weighted assets | $29,709,000 | 7,029 |
| Total unused commitments | $4,257,000 | 6,152 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 20 | 6,337 |
| Assets and Liabilities | ||
| Total Assets: | $34,783,000 | 7,793 |
| Cash and due from depository institutions | $1,266,000 | 6,337 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $3,883,000 | 8,006 |
| Federal funds sold & reverse repurchase agreements | $3,167,000 | 2,743 |
| Net loans & leases | $23,989,000 | 7,286 |
| Loan loss allowance | $310,000 | 7,276 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,096,000 | 4,111 |
| Other real estate owned | $32,000 | 6,337 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $350,000 | 8,378 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $34,783,000 | 7,793 |
| Total liabilities | $31,614,000 | 7,722 |
| Total deposits | $30,635,000 | 7,657 |
| Interest-bearing deposits | $25,015,000 | 7,707 |
| Deposits held in domestic offices | $30,635,000 | 7,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $911,000 | 5,141 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $68,000 | 8,430 |
| Total equity capital | $3,169,000 | 8,145 |
| Total bank equity capital | $3,169,000 | 8,145 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $864,000 | 3,283 |
| Surplus | $1,330,000 | 6,303 |
| Undivided profits | $975,000 | 7,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $163,000 | 8,174 |
| Earning assets | $31,039,000 | 7,827 |
| Long-term assets (5+ years) | $5,932,000 | 5,990 |
| Average Assets, year-to-date | $31,610,330 | 7,941 |
| Average Assets, quarterly | $32,871,000 | 7,890 |
| Volatile liabilities | $6,149,000 | 6,854 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,602,000 | 6,990 |
| Tier 1 (core) risk-based capital | $3,189,000 | 8,117 |
| Tier 2 risk-based capital | $310,000 | 7,009 |
| Total risk weighted assets | $25,868,000 | 7,346 |
| Total unused commitments | $2,602,000 | 6,994 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 18 | 6,622 |
| Assets and Liabilities | ||
| Total Assets: | $30,959,000 | 8,033 |
| Cash and due from depository institutions | $2,415,000 | 6,622 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $3,604,000 | 8,083 |
| Federal funds sold & reverse repurchase agreements | $1,197,000 | 5,424 |
| Net loans & leases | $21,325,000 | 7,477 |
| Loan loss allowance | $303,000 | 7,325 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,982,000 | 4,221 |
| Other real estate owned | $40,000 | 6,622 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $396,000 | 8,217 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $30,959,000 | 8,033 |
| Total liabilities | $27,737,000 | 7,991 |
| Total deposits | $27,681,000 | 7,897 |
| Interest-bearing deposits | $22,106,000 | 7,964 |
| Deposits held in domestic offices | $27,681,000 | 7,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $56,000 | 8,665 |
| Total equity capital | $3,222,000 | 8,193 |
| Total bank equity capital | $3,222,000 | 8,193 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $864,000 | 3,287 |
| Surplus | $1,330,000 | 6,305 |
| Undivided profits | $1,028,000 | 7,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $154,000 | 8,233 |
| Earning assets | $26,126,000 | 8,145 |
| Long-term assets (5+ years) | $5,458,000 | 6,096 |
| Average Assets, year-to-date | $30,024,000 | 8,075 |
| Average Assets, quarterly | $30,024,000 | 8,075 |
| Volatile liabilities | $4,950,000 | 7,190 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,886,000 | 6,389 |
| Tier 1 (core) risk-based capital | $3,210,000 | 8,125 |
| Tier 2 risk-based capital | $294,000 | 7,114 |
| Total risk weighted assets | $23,496,000 | 7,526 |
| Total unused commitments | $3,886,000 | 6,397 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 17 | 6,805 |
| Assets and Liabilities | ||
| Total Assets: | $29,089,000 | 8,169 |
| Cash and due from depository institutions | $1,332,000 | 6,805 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $4,000,000 | 8,072 |
| Federal funds sold & reverse repurchase agreements | $1,986,000 | 4,054 |
| Net loans & leases | $19,845,000 | 7,658 |
| Loan loss allowance | $239,000 | 7,791 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,589,000 | 4,804 |
| Other real estate owned | $27,000 | 6,805 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $310,000 | 8,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,089,000 | 8,169 |
| Total liabilities | $25,890,000 | 8,134 |
| Total deposits | $25,813,000 | 8,028 |
| Interest-bearing deposits | $21,214,000 | 8,054 |
| Deposits held in domestic offices | $25,813,000 | 8,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $77,000 | 8,413 |
| Total equity capital | $3,199,000 | 8,207 |
| Total bank equity capital | $3,199,000 | 8,207 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $861,000 | 3,324 |
| Surplus | $1,122,000 | 6,585 |
| Undivided profits | $1,216,000 | 7,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 6,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $136,000 | 8,465 |
| Earning assets | $25,831,000 | 8,195 |
| Long-term assets (5+ years) | $5,383,000 | 6,115 |
| Average Assets, year-to-date | $27,789,000 | 8,193 |
| Average Assets, quarterly | $28,406,000 | 8,189 |
| Volatile liabilities | $5,058,000 | 7,173 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,095,000 | 6,135 |
| Tier 1 (core) risk-based capital | $3,195,000 | 8,140 |
| Tier 2 risk-based capital | $239,000 | 7,581 |
| Total risk weighted assets | $21,644,000 | 7,729 |
| Total unused commitments | $4,095,000 | 6,140 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 16 | 7,012 |
| Assets and Liabilities | ||
| Total Assets: | $27,723,000 | 8,285 |
| Cash and due from depository institutions | $1,558,000 | 7,012 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $4,525,000 | 7,885 |
| Federal funds sold & reverse repurchase agreements | $957,000 | 5,425 |
| Net loans & leases | $18,803,000 | 7,815 |
| Loan loss allowance | $234,000 | 7,867 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,272,000 | 5,345 |
| Other real estate owned | $57,000 | 7,012 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $551,000 | 7,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,723,000 | 8,285 |
| Total liabilities | $24,357,000 | 8,258 |
| Total deposits | $24,265,000 | 8,163 |
| Interest-bearing deposits | $16,484,000 | 8,482 |
| Deposits held in domestic offices | $24,265,000 | 8,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $92,000 | 8,505 |
| Total equity capital | $3,366,000 | 8,150 |
| Total bank equity capital | $3,366,000 | 8,150 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $861,000 | 3,345 |
| Surplus | $1,268,000 | 6,405 |
| Undivided profits | $1,237,000 | 7,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $131,000 | 8,559 |
| Earning assets | $24,285,000 | 8,318 |
| Long-term assets (5+ years) | $5,909,000 | 5,987 |
| Average Assets, year-to-date | $27,464,000 | 8,265 |
| Average Assets, quarterly | $28,107,000 | 8,254 |
| Volatile liabilities | $4,551,000 | 7,392 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,105,000 | 6,687 |
| Tier 1 (core) risk-based capital | $3,371,000 | 8,073 |
| Tier 2 risk-based capital | $234,000 | 7,667 |
| Total risk weighted assets | $20,745,000 | 7,859 |
| Total unused commitments | $3,105,000 | 6,692 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 16 | 7,034 |
| Assets and Liabilities | ||
| Total Assets: | $28,491,000 | 8,258 |
| Cash and due from depository institutions | $1,746,000 | 7,034 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $5,927,000 | 7,515 |
| Federal funds sold & reverse repurchase agreements | $1,920,000 | 4,873 |
| Net loans & leases | $17,339,000 | 7,984 |
| Loan loss allowance | $331,000 | 7,186 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,118,000 | 5,621 |
| Other real estate owned | $37,000 | 7,034 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $404,000 | 8,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,491,000 | 8,258 |
| Total liabilities | $25,089,000 | 8,239 |
| Total deposits | $24,918,000 | 8,152 |
| Interest-bearing deposits | $16,455,000 | 8,502 |
| Deposits held in domestic offices | $24,918,000 | 8,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $171,000 | 7,669 |
| Total equity capital | $3,402,000 | 8,149 |
| Total bank equity capital | $3,402,000 | 8,149 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $861,000 | 3,348 |
| Surplus | $1,187,000 | 6,538 |
| Undivided profits | $1,354,000 | 7,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $76,000 | 8,934 |
| Earning assets | $25,186,000 | 8,291 |
| Long-term assets (5+ years) | $7,410,000 | 5,486 |
| Average Assets, year-to-date | $27,377,670 | 8,293 |
| Average Assets, quarterly | $28,386,500 | 8,254 |
| Volatile liabilities | $4,608,000 | 7,405 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,926,000 | 7,428 |
| Tier 1 (core) risk-based capital | $3,368,000 | 8,056 |
| Tier 2 risk-based capital | $245,000 | 7,569 |
| Total risk weighted assets | $19,602,000 | 7,987 |
| Total unused commitments | $1,926,000 | 7,439 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 16 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $28,282,000 | 8,286 |
| Cash and due from depository institutions | $1,791,000 | 7,027 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $3,754,000 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,055 |
| Net loans & leases | $17,692,000 | 7,946 |
| Loan loss allowance | $297,000 | 7,444 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,116,000 | 5,610 |
| Other real estate owned | $35,000 | 7,027 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $394,000 | 8,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,282,000 | 8,286 |
| Total liabilities | $25,320,000 | 8,247 |
| Total deposits | $25,178,000 | 8,165 |
| Interest-bearing deposits | $17,756,000 | 8,425 |
| Deposits held in domestic offices | $25,178,000 | 8,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $142,000 | 8,046 |
| Total equity capital | $2,962,000 | 8,410 |
| Total bank equity capital | $2,962,000 | 8,410 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $736,000 | 3,641 |
| Surplus | $946,000 | 6,992 |
| Undivided profits | $1,280,000 | 7,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 3,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $120,000 | 8,693 |
| Earning assets | $24,946,000 | 8,336 |
| Long-term assets (5+ years) | $5,196,000 | 6,045 |
| Average Assets, year-to-date | $26,821,000 | 8,358 |
| Average Assets, quarterly | $26,821,000 | 8,358 |
| Volatile liabilities | $4,722,000 | 7,384 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,558,000 | 7,728 |
| Tier 1 (core) risk-based capital | $2,933,000 | 8,336 |
| Tier 2 risk-based capital | $246,000 | 7,558 |
| Total risk weighted assets | $19,646,000 | 7,995 |
| Total unused commitments | $1,558,000 | 7,742 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 16 | 7,031 |
| Assets and Liabilities | ||
| Total Assets: | $25,360,000 | 8,488 |
| Cash and due from depository institutions | $1,806,000 | 7,031 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $4,097,000 | 8,097 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,414 |
| Net loans & leases | $16,697,000 | 8,082 |
| Loan loss allowance | $245,000 | 7,824 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $995,000 | 5,868 |
| Other real estate owned | $0 | 7,031 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $365,000 | 8,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,360,000 | 8,488 |
| Total liabilities | $23,259,000 | 8,401 |
| Total deposits | $23,085,000 | 8,320 |
| Interest-bearing deposits | $16,753,000 | 8,537 |
| Deposits held in domestic offices | $23,085,000 | 8,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $174,000 | 7,811 |
| Total equity capital | $2,101,000 | 8,920 |
| Total bank equity capital | $2,101,000 | 8,920 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $509,000 | 4,230 |
| Surplus | $286,000 | 8,194 |
| Undivided profits | $1,306,000 | 7,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $113,000 | 8,800 |
| Earning assets | $22,194,000 | 8,529 |
| Long-term assets (5+ years) | $5,712,000 | 5,859 |
| Average Assets, year-to-date | $24,802,400 | 8,450 |
| Average Assets, quarterly | $25,247,000 | 8,471 |
| Volatile liabilities | $4,403,000 | 7,537 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,099,000 | 8,007 |
| Tier 1 (core) risk-based capital | $2,066,000 | 8,888 |
| Tier 2 risk-based capital | $226,000 | 7,762 |
| Total risk weighted assets | $18,184,000 | 8,173 |
| Total unused commitments | $1,099,000 | 8,013 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 16 | 7,117 |
| Assets and Liabilities | ||
| Total Assets: | $23,543,000 | 8,732 |
| Cash and due from depository institutions | $1,433,000 | 7,117 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $5,665,000 | 7,740 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,334 |
| Net loans & leases | $12,904,000 | 8,623 |
| Loan loss allowance | $104,000 | 9,001 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $650,000 | 6,855 |
| Other real estate owned | $0 | 7,117 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $391,000 | 8,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,543,000 | 8,732 |
| Total liabilities | $21,579,000 | 8,637 |
| Total deposits | $21,457,000 | 8,549 |
| Interest-bearing deposits | $15,599,000 | 8,764 |
| Deposits held in domestic offices | $21,457,000 | 8,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $122,000 | 8,719 |
| Total equity capital | $1,964,000 | 9,156 |
| Total bank equity capital | $1,964,000 | 9,156 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $483,000 | 4,654 |
| Surplus | $207,000 | 8,521 |
| Undivided profits | $1,274,000 | 7,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 6,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $124,000 | 8,987 |
| Earning assets | $21,069,000 | 8,749 |
| Long-term assets (5+ years) | $8,065,000 | 5,256 |
| Average Assets, year-to-date | $22,922,600 | 8,696 |
| Average Assets, quarterly | $23,845,500 | 8,685 |
| Volatile liabilities | $3,854,000 | 7,880 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $743,000 | 8,516 |
| Tier 1 (core) risk-based capital | $1,962,000 | 9,116 |
| Tier 2 risk-based capital | $104,000 | 8,930 |
| Total risk weighted assets | $14,510,000 | 8,660 |
| Total unused commitments | $743,000 | 8,527 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $21,084,000 | 9,030 |
| Cash and due from depository institutions | $1,144,000 | 7,445 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $4,800,000 | 8,426 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,394 |
| Net loans & leases | $11,037,000 | 8,992 |
| Loan loss allowance | $96,000 | 9,263 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $676,000 | 6,870 |
| Other real estate owned | $74,000 | 7,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $353,000 | 8,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,084,000 | 9,030 |
| Total liabilities | $19,136,000 | 8,950 |
| Total deposits | $18,966,000 | 8,862 |
| Interest-bearing deposits | $15,575,000 | 8,886 |
| Deposits held in domestic offices | $18,966,000 | 8,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $170,000 | 8,610 |
| Total equity capital | $1,948,000 | 9,378 |
| Total bank equity capital | $1,948,000 | 9,378 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $482,000 | 4,797 |
| Surplus | $207,000 | 8,774 |
| Undivided profits | $1,259,000 | 7,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $95,000 | 9,125 |
| Earning assets | $18,837,000 | 9,053 |
| Long-term assets (5+ years) | $6,633,000 | 5,464 |
| Average Assets, year-to-date | $21,071,400 | 8,938 |
| Average Assets, quarterly | $20,996,000 | 9,009 |
| Volatile liabilities | $2,808,000 | 8,479 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $492,000 | 8,941 |
| Tier 1 (core) risk-based capital | $1,992,000 | 9,318 |
| Tier 2 risk-based capital | $96,000 | 9,201 |
| Total risk weighted assets | $12,001,000 | 9,048 |
| Total unused commitments | $492,000 | 8,947 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $20,252,000 | 9,341 |
| Cash and due from depository institutions | $1,467,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,718,000 | 8,770 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 3,889 |
| Net loans & leases | $11,110,000 | 9,187 |
| Loan loss allowance | $96,000 | 9,517 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $681,000 | 7,044 |
| Other real estate owned | $78,000 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $398,000 | 8,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,252,000 | 9,341 |
| Total liabilities | $18,523,000 | 9,248 |
| Total deposits | $18,333,000 | 9,167 |
| Interest-bearing deposits | $13,530,000 | 9,368 |
| Deposits held in domestic offices | $18,333,000 | 9,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $190,000 | 8,203 |
| Total equity capital | $1,729,000 | 9,707 |
| Total bank equity capital | $1,729,000 | 9,707 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $482,000 | 4,940 |
| Surplus | $207,000 | 9,061 |
| Undivided profits | $1,040,000 | 7,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 5,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $69,000 | 9,517 |
| Earning assets | $17,628,000 | 9,399 |
| Long-term assets (5+ years) | $7,542,000 | 5,481 |
| Average Assets, year-to-date | $20,498,400 | 9,223 |
| Average Assets, quarterly | $20,067,000 | 9,329 |
| Volatile liabilities | $2,521,000 | 8,677 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $228,000 | 9,565 |
| Tier 1 (core) risk-based capital | $1,918,000 | 9,598 |
| Tier 2 risk-based capital | $96,000 | 9,444 |
| Total risk weighted assets | $11,598,400 | 9,313 |
| Total unused commitments | $228,000 | 9,567 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $20,315,000 | 9,508 |
| Cash and due from depository institutions | $984,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,709,000 | 8,502 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,798 |
| Net loans & leases | $10,546,000 | 9,376 |
| Loan loss allowance | $101,000 | 9,640 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $702,000 | 6,948 |
| Other real estate owned | $60,000 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $314,000 | 9,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,315,000 | 9,508 |
| Total liabilities | $18,524,000 | 9,411 |
| Total deposits | $18,327,000 | 9,341 |
| Interest-bearing deposits | $14,013,000 | 9,506 |
| Deposits held in domestic offices | $18,327,000 | 9,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $197,000 | 8,651 |
| Total equity capital | $1,791,000 | 9,864 |
| Total bank equity capital | $1,791,000 | 9,864 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $483,000 | 4,989 |
| Surplus | $207,000 | 9,273 |
| Undivided profits | $1,101,000 | 8,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 6,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $55,000 | 9,898 |
| Earning assets | $18,255,000 | 9,504 |
| Long-term assets (5+ years) | $8,081,000 | 5,228 |
| Average Assets, year-to-date | $20,288,200 | 9,399 |
| Average Assets, quarterly | $20,748,000 | 9,424 |
| Volatile liabilities | $2,782,000 | 8,438 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $1,785,000 | 9,826 |
| Tier 2 risk-based capital | $101,000 | 9,522 |
| Total risk weighted assets | $11,391,300 | 9,488 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $19,638,000 | 9,889 |
| Cash and due from depository institutions | $951,000 | 8,124 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,780,000 | 8,520 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 6,561 |
| Net loans & leases | $10,140,000 | 9,840 |
| Loan loss allowance | $67,000 | 10,402 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $437,000 | 8,214 |
| Other real estate owned | $67,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $363,000 | 9,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,638,000 | 9,889 |
| Total liabilities | $17,880,000 | 9,801 |
| Total deposits | $17,770,000 | 9,716 |
| Interest-bearing deposits | $14,255,000 | 9,808 |
| Deposits held in domestic offices | $17,770,000 | 9,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $110,000 | 10,097 |
| Total equity capital | $1,758,000 | 10,231 |
| Total bank equity capital | $1,758,000 | 10,231 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $483,000 | 5,193 |
| Surplus | $207,000 | 9,665 |
| Undivided profits | $1,068,000 | 8,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 8,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $52,000 | 10,397 |
| Earning assets | $17,820,000 | 9,875 |
| Long-term assets (5+ years) | $4,585,000 | 6,174 |
| Average Assets, year-to-date | $20,926,400 | 9,666 |
| Average Assets, quarterly | $20,507,000 | 9,764 |
| Volatile liabilities | $2,345,000 | 8,988 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $1,750,000 | 10,205 |
| Tier 2 risk-based capital | $67,000 | 10,314 |
| Total risk weighted assets | $10,743,100 | 9,905 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $20,346,000 | 10,273 |
| Cash and due from depository institutions | $818,000 | 8,302 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,607,000 | 9,144 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 3,566 |
| Net loans & leases | $8,442,000 | 10,527 |
| Loan loss allowance | $73,000 | 10,871 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $474,000 | 8,235 |
| Other real estate owned | $67,000 | 8,302 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $588,000 | 8,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,346,000 | 10,273 |
| Total liabilities | $18,689,000 | 10,169 |
| Total deposits | $18,577,000 | 10,074 |
| Interest-bearing deposits | $14,964,000 | 10,170 |
| Deposits held in domestic offices | $18,577,000 | 10,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $112,000 | 10,475 |
| Total equity capital | $1,657,000 | 10,721 |
| Total bank equity capital | $1,657,000 | 10,721 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $483,000 | 5,503 |
| Surplus | $207,000 | 10,132 |
| Undivided profits | $967,000 | 8,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 7,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $40,000 | 11,011 |
| Earning assets | $18,399,000 | 10,253 |
| Long-term assets (5+ years) | $2,394,000 | 7,486 |
| Average Assets, year-to-date | $16,086,600 | 10,601 |
| Average Assets, quarterly | $17,889,000 | 10,484 |
| Volatile liabilities | $3,974,000 | 7,788 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $1,663,000 | 10,698 |
| Tier 2 risk-based capital | $73,000 | 10,729 |
| Total risk weighted assets | $10,461,400 | 10,333 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $14,607,000 | 11,285 |
| Cash and due from depository institutions | $775,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,058,000 | 10,177 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 8,186 |
| Net loans & leases | $7,451,000 | 11,122 |
| Loan loss allowance | $120,000 | 10,693 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $434,000 | 8,655 |
| Other real estate owned | $74,000 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $265,000 | 10,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,607,000 | 11,285 |
| Total liabilities | $13,131,000 | 11,249 |
| Total deposits | $13,021,000 | 11,196 |
| Interest-bearing deposits | $9,861,000 | 11,333 |
| Deposits held in domestic offices | $13,021,000 | 11,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $110,000 | 11,008 |
| Total equity capital | $1,476,000 | 11,275 |
| Total bank equity capital | $1,476,000 | 11,275 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $483,000 | 5,795 |
| Surplus | $784,000 | 8,652 |
| Undivided profits | $209,000 | 10,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 8,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $35,000 | 11,564 |
| Earning assets | $13,059,000 | 11,293 |
| Long-term assets (5+ years) | $2,870,000 | 7,149 |
| Average Assets, year-to-date | $14,647,200 | 11,202 |
| Average Assets, quarterly | $14,839,000 | 11,231 |
| Volatile liabilities | $1,995,000 | 9,626 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $1,457,000 | 11,269 |
| Tier 2 risk-based capital | $107,510 | 10,562 |
| Total risk weighted assets | $8,588,310 | 11,078 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $14,335,000 | 11,830 |
| Cash and due from depository institutions | $717,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,656,000 | 10,547 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,712 |
| Net loans & leases | $6,887,000 | 11,755 |
| Loan loss allowance | $151,000 | 10,694 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $418,000 | 9,019 |
| Other real estate owned | $101,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $356,000 | 10,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,335,000 | 11,830 |
| Total liabilities | $13,183,000 | 11,770 |
| Total deposits | $13,086,000 | 11,715 |
| Interest-bearing deposits | $10,336,000 | 11,803 |
| Deposits held in domestic offices | $13,086,000 | 11,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $97,000 | 11,188 |
| Total equity capital | $1,152,000 | 12,052 |
| Total bank equity capital | $1,152,000 | 12,052 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $483,000 | 6,124 |
| Surplus | $588,000 | 9,672 |
| Undivided profits | $81,000 | 11,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 9,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $22,000 | 12,300 |
| Earning assets | $12,743,000 | 11,840 |
| Long-term assets (5+ years) | $4,081,000 | 6,579 |
| Average Assets, year-to-date | $15,576,000 | 11,652 |
| Average Assets, quarterly | $14,885,000 | 11,746 |
| Volatile liabilities | $1,683,000 | 10,103 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $1,268,000 | 11,969 |
| Tier 2 risk-based capital | $98,440 | 11,241 |
| Total risk weighted assets | $7,822,540 | 11,727 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $16,664,000 | 12,108 |
| Cash and due from depository institutions | $1,435,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,890,000 | 10,853 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 6,585 |
| Net loans & leases | $6,964,000 | 12,201 |
| Loan loss allowance | $180,000 | 10,623 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $419,000 | 9,281 |
| Other real estate owned | $118,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $288,000 | 11,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,664,000 | 12,108 |
| Total liabilities | $15,594,000 | 12,037 |
| Total deposits | $15,482,000 | 11,960 |
| Interest-bearing deposits | $11,787,000 | 12,162 |
| Deposits held in domestic offices | $15,482,000 | 11,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $112,000 | 11,253 |
| Total equity capital | $1,070,000 | 12,695 |
| Total bank equity capital | $1,070,000 | 12,695 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $483,000 | 6,421 |
| Surplus | $442,000 | 10,671 |
| Undivided profits | $145,000 | 11,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 6,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $22,000 | 12,941 |
| Earning assets | $14,404,000 | 12,187 |
| Long-term assets (5+ years) | $6,511,000 | 5,637 |
| Average Assets, year-to-date | $15,562,400 | 12,200 |
| Average Assets, quarterly | $15,791,000 | 12,191 |
| Volatile liabilities | $2,953,000 | 8,443 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $1,070,000 | 12,685 |
| Tier 2 risk-based capital | $102,200 | 11,548 |
| Total risk weighted assets | $8,097,900 | 12,165 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $15,531,000 | 12,755 |
| Cash and due from depository institutions | $887,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,483,000 | 11,868 |
| Federal funds sold & reverse repurchase agreements | $2,118,000 | 6,271 |
| Net loans & leases | $7,357,000 | 12,508 |
| Loan loss allowance | $250,000 | 9,586 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $432,000 | 9,412 |
| Other real estate owned | $144,000 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $110,000 | 13,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,531,000 | 12,755 |
| Total liabilities | $14,606,000 | 12,661 |
| Total deposits | $14,486,000 | 12,597 |
| Interest-bearing deposits | $12,052,000 | 12,620 |
| Deposits held in domestic offices | $14,486,000 | 12,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $120,000 | 11,872 |
| Total equity capital | $925,000 | 13,327 |
| Total bank equity capital | $925,000 | 13,327 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $483,000 | 6,761 |
| Surplus | $650,000 | 9,827 |
| Undivided profits | $-208,000 | 12,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 7,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $25,000 | 13,503 |
| Earning assets | $13,958,000 | 12,736 |
| Long-term assets (5+ years) | $4,335,000 | 6,917 |
| Average Assets, year-to-date | $16,176,800 | 12,574 |
| Average Assets, quarterly | $15,642,500 | 12,708 |
| Volatile liabilities | $2,904,000 | 8,684 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $925,000 | 13,312 |
| Tier 2 risk-based capital | $99,730 | 11,992 |
| Total risk weighted assets | $7,827,930 | 12,707 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |