Home > Constellation Bank > Loan Charge- Offs and Recoveries
Constellation Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,298,000 | 149 |
| Loans secured by real estate, total | $16,529,000 | 101 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $16,529,000 | 101 |
| Construction and land development | $3,012,000 | 101 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $4,069,000 | 80 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $9,448,000 | 88 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $7,902,000 | 122 |
| Loans to individuals | $265,000 | 1,239 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $265,000 | 974 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $3,240,000 | 14 |
| Lease financing receivables | $1,362,000 | 33 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,368,000 | 234 |
| Loans secured by real estate, total | $1,087,000 | 188 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,087,000 | 187 |
| Construction and land development | $160,000 | 189 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $342,000 | 143 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $585,000 | 174 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,681,000 | 176 |
| Loans to individuals | $45,000 | 2,117 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $45,000 | 1,923 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $1,203,000 | 12 |
| Lease financing receivables | $352,000 | 44 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $24,930,000 | 139 |
| Loans secured by real estate, total | $15,442,000 | 95 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $15,442,000 | 95 |
| Construction and land development | $2,852,000 | 93 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $3,727,000 | 77 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $8,863,000 | 82 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $6,221,000 | 107 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $220,000 | 1,053 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $220,000 | 759 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $2,037,000 | 16 |
| Lease financing receivables | $1,010,000 | 33 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $26,829,000 | 194 |
| Loans secured by real estate, total | $15,868,000 | 123 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $15,868,000 | 122 |
| Construction and land development | $1,726,000 | 196 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $5,752,000 | 59 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $8,390,000 | 109 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $7,393,000 | 168 |
| Loans to individuals | $163,000 | 2,154 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $163,000 | 1,854 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,608,000 | 54 |
| Lease financing receivables | $1,797,000 | 33 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,728,000 | 234 |
| Loans secured by real estate, total | $1,255,000 | 135 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,255,000 | 135 |
| Construction and land development | $11,000 | 619 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $120,000 | 340 |
| Secured by multifamily residential properties | $248,000 | 44 |
| Secured by nonfarm nonresidential properties | $876,000 | 89 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,390,000 | 187 |
| Loans to individuals | $48,000 | 2,147 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $48,000 | 1,949 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $776,000 | 28 |
| Lease financing receivables | $259,000 | 56 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $23,101,000 | 181 |
| Loans secured by real estate, total | $14,613,000 | 123 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $14,613,000 | 121 |
| Construction and land development | $1,715,000 | 185 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $5,632,000 | 56 |
| Secured by multifamily residential properties | $-248,000 | 13,928 |
| Secured by nonfarm nonresidential properties | $7,514,000 | 113 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $6,003,000 | 164 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $115,000 | 2,144 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $115,000 | 1,801 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $832,000 | 67 |
| Lease financing receivables | $1,538,000 | 29 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.