Home > Constellation Bank > Income and Expense
Constellation Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $153,560,000 | 294 |
| Total interest expense | $53,833,000 | 338 |
| Net interest income | $99,727,000 | 265 |
| Provision for loan and lease losses | $130,000,000 | 22 |
| Total noninterest income | $39,547,000 | 252 |
| Gross Fiduciary activities income | $3,012,000 | 305 |
| Service charges on deposit accounts | $11,590,000 | 198 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $24,945,000 | 226 |
| Total noninterest expense | $186,977,000 | 140 |
| Salaries and employee benefits | $40,723,000 | 222 |
| Premises and equipment expense | $14,328,000 | 218 |
| Additional noninterest expense | $131,926,000 | 99 |
| Pre-tax net operating income | $-177,703,000 | 13,323 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $662,000 | 3,286 |
| Income before extraordinary items | $-178,323,000 | 13,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-178,323,000 | 13,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,930,000 | 139 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-178,365,000 | 13,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $174,312,000 | 287 |
| Total interest expense | $88,320,000 | 281 |
| Net interest income | $85,992,000 | 285 |
| Provision for loan and lease losses | $10,140,000 | 363 |
| Total noninterest income | $45,273,000 | 219 |
| Gross Fiduciary activities income | $2,821,000 | 318 |
| Service charges on deposit accounts | $12,401,000 | 174 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $30,051,000 | 199 |
| Total noninterest expense | $123,592,000 | 201 |
| Salaries and employee benefits | $43,216,000 | 206 |
| Premises and equipment expense | $16,874,000 | 190 |
| Additional noninterest expense | $63,502,000 | 196 |
| Pre-tax net operating income | $-2,467,000 | 13,682 |
| Securities gains (losses) | $951,000 | 673 |
| Applicable income taxes | $53,000 | 11,175 |
| Income before extraordinary items | $-1,569,000 | 13,625 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,569,000 | 13,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,101,000 | 181 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,520,000 | 13,675 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.