Home > Consolidated State Bank > Income and Expense
Consolidated State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 7,255 |
| Total interest expense | $1,559,000 | 6,824 |
| Net interest income | $1,544,000 | 7,502 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $195,000 | 7,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $821,000 | 8,671 |
| Salaries and employee benefits | $530,000 | 8,158 |
| Premises and equipment expense | $84,000 | 8,949 |
| Additional noninterest expense | $207,000 | 8,953 |
| Pre-tax net operating income | $718,000 | 6,256 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $11,000 | 8,454 |
| Income before extraordinary items | $698,000 | 5,469 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $698,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $462,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $706,820 | 5,400 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 7,375 |
| Total interest expense | $1,520,000 | 7,152 |
| Net interest income | $1,610,000 | 7,450 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $230,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $874,000 | 8,513 |
| Salaries and employee benefits | $561,000 | 7,978 |
| Premises and equipment expense | $95,000 | 8,828 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $726,000 | 6,389 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $33,000 | 8,650 |
| Income before extraordinary items | $697,000 | 5,632 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $697,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $604,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $693,200 | 5,538 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 7,917 |
| Total interest expense | $1,306,000 | 7,830 |
| Net interest income | $1,565,000 | 7,841 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $167,000 | 8,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $815,000 | 8,981 |
| Salaries and employee benefits | $520,000 | 8,459 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $204,000 | 9,354 |
| Pre-tax net operating income | $857,000 | 6,298 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $269,000 | 6,045 |
| Income before extraordinary items | $588,000 | 6,438 |
| Extraordinary gains, net | $3,000 | 36 |
| Net income | $591,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $486,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $588,000 | 6,383 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 8,284 |
| Total interest expense | $1,352,000 | 7,954 |
| Net interest income | $1,443,000 | 8,404 |
| Provision for loan and lease losses | $276,000 | 2,757 |
| Total noninterest income | $211,000 | 8,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $794,000 | 9,447 |
| Salaries and employee benefits | $486,000 | 8,988 |
| Premises and equipment expense | $89,000 | 9,582 |
| Additional noninterest expense | $219,000 | 9,712 |
| Pre-tax net operating income | $584,000 | 7,508 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $181,000 | 7,425 |
| Income before extraordinary items | $403,000 | 7,602 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $403,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $186,000 | 5,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $403,000 | 7,535 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 8,887 |
| Total interest expense | $1,206,000 | 8,569 |
| Net interest income | $1,344,000 | 8,943 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $852,000 | 9,541 |
| Salaries and employee benefits | $513,000 | 8,998 |
| Premises and equipment expense | $83,000 | 10,121 |
| Additional noninterest expense | $256,000 | 9,768 |
| Pre-tax net operating income | $651,000 | 7,586 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $194,000 | 7,520 |
| Income before extraordinary items | $439,000 | 7,733 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $439,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $212,000 | 5,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $451,420 | 7,595 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 11,009 |
| Total interest expense | $550,000 | 10,848 |
| Net interest income | $814,000 | 11,002 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $526,000 | 11,474 |
| Salaries and employee benefits | $299,000 | 11,214 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $161,000 | 11,649 |
| Pre-tax net operating income | $322,000 | 9,971 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $71,000 | 10,001 |
| Income before extraordinary items | $251,000 | 9,683 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $251,000 | 9,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $121,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $251,000 | 9,754 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 9,692 |
| Total interest expense | $814,000 | 9,968 |
| Net interest income | $1,427,000 | 9,340 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $149,000 | 10,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $942,000 | 10,006 |
| Salaries and employee benefits | $565,000 | 9,088 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $276,000 | 10,747 |
| Pre-tax net operating income | $634,000 | 7,725 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $130,000 | 9,087 |
| Income before extraordinary items | $502,000 | 7,534 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $502,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 12,541 |
| Cash dividends | $375,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $503,580 | 7,269 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 9,524 |
| Total interest expense | $1,110,000 | 9,948 |
| Net interest income | $1,597,000 | 8,964 |
| Provision for loan and lease losses | $295,000 | 4,193 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $865,000 | 10,688 |
| Salaries and employee benefits | $503,000 | 9,756 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $268,000 | 11,302 |
| Pre-tax net operating income | $592,000 | 7,768 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $413,000 | 8,078 |
| Extraordinary gains, net | $-5,000 | 13,464 |
| Net income | $408,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 4,125 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $412,300 | 7,744 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.