Home > Connecticut River Community Bank > Income and Expense
Connecticut River Community Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 3,176 |
| Total interest expense | $2,320,000 | 2,634 |
| Net interest income | $4,709,000 | 3,410 |
| Provision for loan and lease losses | $909,000 | 2,644 |
| Total noninterest income | $302,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $207,000 | 3,873 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $95,000 | 5,272 |
| Total noninterest expense | $3,830,000 | 3,546 |
| Salaries and employee benefits | $1,913,000 | 3,570 |
| Premises and equipment expense | $503,000 | 3,473 |
| Additional noninterest expense | $1,414,000 | 3,400 |
| Pre-tax net operating income | $272,000 | 4,958 |
| Securities gains (losses) | $33,000 | 2,674 |
| Applicable income taxes | $136,000 | 2,872 |
| Income before extraordinary items | $169,000 | 5,435 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $169,000 | 5,437 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $169,000 | 5,438 |
| Net charge-offs | $1,044,000 | 2,142 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $147,880 | 5,355 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 3,205 |
| Total interest expense | $1,585,000 | 2,669 |
| Net interest income | $3,115,000 | 3,434 |
| Provision for loan and lease losses | $637,000 | 2,492 |
| Total noninterest income | $203,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $150,000 | 3,692 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $2,463,000 | 3,666 |
| Salaries and employee benefits | $1,285,000 | 3,566 |
| Premises and equipment expense | $348,000 | 3,387 |
| Additional noninterest expense | $830,000 | 3,703 |
| Pre-tax net operating income | $218,000 | 4,839 |
| Securities gains (losses) | $33,000 | 2,128 |
| Applicable income taxes | $114,000 | 2,670 |
| Income before extraordinary items | $137,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 5,299 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $137,000 | 5,298 |
| Net charge-offs | $542,000 | 2,353 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $115,880 | 5,318 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 3,197 |
| Total interest expense | $793,000 | 2,771 |
| Net interest income | $1,610,000 | 3,361 |
| Provision for loan and lease losses | $331,000 | 2,272 |
| Total noninterest income | $111,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $87,000 | 3,420 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $1,229,000 | 3,703 |
| Salaries and employee benefits | $656,000 | 3,562 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $404,000 | 3,775 |
| Pre-tax net operating income | $161,000 | 4,442 |
| Securities gains (losses) | $33,000 | 1,315 |
| Applicable income taxes | $87,000 | 2,254 |
| Income before extraordinary items | $107,000 | 4,882 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 4,882 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $107,000 | 4,881 |
| Net charge-offs | $62,000 | 3,547 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $85,880 | 5,059 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,572,000 | 3,093 |
| Total interest expense | $4,469,000 | 2,493 |
| Net interest income | $6,103,000 | 3,414 |
| Provision for loan and lease losses | $2,512,000 | 2,177 |
| Total noninterest income | $489,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $343,000 | 3,633 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $146,000 | 5,133 |
| Total noninterest expense | $4,901,000 | 3,753 |
| Salaries and employee benefits | $2,601,000 | 3,581 |
| Premises and equipment expense | $630,000 | 3,753 |
| Additional noninterest expense | $1,670,000 | 3,789 |
| Pre-tax net operating income | $-821,000 | 6,177 |
| Securities gains (losses) | $592,000 | 779 |
| Applicable income taxes | $-74,000 | 6,511 |
| Income before extraordinary items | $-155,000 | 5,766 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-155,000 | 5,765 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-155,000 | 5,765 |
| Net charge-offs | $2,277,000 | 1,882 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,291 |
| Net operating income | $-557,560 | 6,121 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,005,000 | 3,112 |
| Total interest expense | $3,531,000 | 2,492 |
| Net interest income | $4,474,000 | 3,484 |
| Provision for loan and lease losses | $1,217,000 | 2,501 |
| Total noninterest income | $364,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $119,000 | 5,142 |
| Total noninterest expense | $3,796,000 | 3,648 |
| Salaries and employee benefits | $1,995,000 | 3,546 |
| Premises and equipment expense | $479,000 | 3,742 |
| Additional noninterest expense | $1,322,000 | 3,615 |
| Pre-tax net operating income | $-175,000 | 5,997 |
| Securities gains (losses) | $276,000 | 1,057 |
| Applicable income taxes | $41,000 | 3,435 |
| Income before extraordinary items | $60,000 | 5,512 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $60,000 | 5,512 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $60,000 | 5,512 |
| Net charge-offs | $696,000 | 2,635 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,209 |
| Net operating income | $-116,640 | 5,971 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 3,139 |
| Total interest expense | $2,456,000 | 2,496 |
| Net interest income | $2,872,000 | 3,583 |
| Provision for loan and lease losses | $491,000 | 2,996 |
| Total noninterest income | $212,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $142,000 | 3,986 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $70,000 | 5,361 |
| Total noninterest expense | $2,517,000 | 3,698 |
| Salaries and employee benefits | $1,323,000 | 3,608 |
| Premises and equipment expense | $317,000 | 3,780 |
| Additional noninterest expense | $877,000 | 3,623 |
| Pre-tax net operating income | $76,000 | 5,367 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $35,000 | 3,384 |
| Income before extraordinary items | $41,000 | 5,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 5,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $41,000 | 5,632 |
| Net charge-offs | $497,000 | 2,363 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $41,000 | 5,555 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 3,198 |
| Total interest expense | $1,244,000 | 2,538 |
| Net interest income | $1,388,000 | 3,665 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $1,167,000 | 3,854 |
| Salaries and employee benefits | $629,000 | 3,781 |
| Premises and equipment expense | $157,000 | 3,852 |
| Additional noninterest expense | $381,000 | 3,727 |
| Pre-tax net operating income | $51,000 | 5,618 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $30,000 | 5,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,001 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $30,000 | 6,001 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $30,000 | 5,831 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,229,000 | 3,467 |
| Total interest expense | $5,044,000 | 2,941 |
| Net interest income | $5,185,000 | 3,843 |
| Provision for loan and lease losses | $665,000 | 3,322 |
| Total noninterest income | $242,000 | 6,191 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $151,000 | 5,305 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $91,000 | 6,047 |
| Total noninterest expense | $4,155,000 | 4,118 |
| Salaries and employee benefits | $2,365,000 | 3,939 |
| Premises and equipment expense | $540,000 | 4,255 |
| Additional noninterest expense | $1,250,000 | 4,157 |
| Pre-tax net operating income | $607,000 | 4,598 |
| Securities gains (losses) | $27,000 | 2,003 |
| Applicable income taxes | $214,000 | 2,749 |
| Income before extraordinary items | $420,000 | 4,696 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $420,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 5,006 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,275 |
| Net operating income | $402,180 | 4,915 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 3,549 |
| Total interest expense | $3,794,000 | 3,041 |
| Net interest income | $3,821,000 | 3,917 |
| Provision for loan and lease losses | $410,000 | 3,033 |
| Total noninterest income | $173,000 | 6,378 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $109,000 | 5,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 6,278 |
| Total noninterest expense | $3,039,000 | 4,179 |
| Salaries and employee benefits | $1,761,000 | 3,990 |
| Premises and equipment expense | $397,000 | 4,335 |
| Additional noninterest expense | $881,000 | 4,274 |
| Pre-tax net operating income | $545,000 | 4,799 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $227,000 | 2,774 |
| Income before extraordinary items | $318,000 | 5,138 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $318,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,201 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,190 |
| Net operating income | $318,000 | 5,311 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 3,625 |
| Total interest expense | $2,578,000 | 3,097 |
| Net interest income | $2,472,000 | 4,015 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $93,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $61,000 | 5,679 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $1,986,000 | 4,253 |
| Salaries and employee benefits | $1,155,000 | 4,069 |
| Premises and equipment expense | $260,000 | 4,404 |
| Additional noninterest expense | $571,000 | 4,340 |
| Pre-tax net operating income | $339,000 | 5,097 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $198,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,094 |
| Net operating income | $198,000 | 5,559 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 3,659 |
| Total interest expense | $1,364,000 | 3,130 |
| Net interest income | $1,196,000 | 4,115 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $959,000 | 4,365 |
| Salaries and employee benefits | $552,000 | 4,214 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $275,000 | 4,390 |
| Pre-tax net operating income | $146,000 | 5,486 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $60,000 | 3,371 |
| Income before extraordinary items | $86,000 | 6,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 6,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 944 |
| Net operating income | $86,000 | 5,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,308,000 | 3,957 |
| Total interest expense | $5,363,000 | 3,293 |
| Net interest income | $3,945,000 | 4,660 |
| Provision for loan and lease losses | $485,000 | 2,367 |
| Total noninterest income | $129,000 | 7,297 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $56,000 | 6,653 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $73,000 | 6,653 |
| Total noninterest expense | $3,586,000 | 4,441 |
| Salaries and employee benefits | $1,954,000 | 4,459 |
| Premises and equipment expense | $510,000 | 4,295 |
| Additional noninterest expense | $1,122,000 | 4,266 |
| Pre-tax net operating income | $3,000 | 7,417 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 5,634 |
| Income before extraordinary items | $-7,000 | 7,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,666,000 | 381 |
| Net operating income | $-7,000 | 7,487 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 4,040 |
| Total interest expense | $3,886,000 | 3,375 |
| Net interest income | $2,887,000 | 4,762 |
| Provision for loan and lease losses | $205,000 | 2,962 |
| Total noninterest income | $96,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,949 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $2,676,000 | 4,437 |
| Salaries and employee benefits | $1,457,000 | 4,470 |
| Premises and equipment expense | $381,000 | 4,300 |
| Additional noninterest expense | $838,000 | 4,245 |
| Pre-tax net operating income | $102,000 | 7,315 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $47,000 | 4,988 |
| Income before extraordinary items | $55,000 | 7,471 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $55,000 | 7,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $573,000 | 388 |
| Net operating income | $55,000 | 7,455 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 4,172 |
| Total interest expense | $2,469,000 | 3,490 |
| Net interest income | $1,872,000 | 4,866 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $64,000 | 7,407 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $17,000 | 7,048 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $1,736,000 | 4,544 |
| Salaries and employee benefits | $960,000 | 4,541 |
| Premises and equipment expense | $251,000 | 4,376 |
| Additional noninterest expense | $525,000 | 4,438 |
| Pre-tax net operating income | $50,000 | 7,526 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $21,000 | 5,320 |
| Income before extraordinary items | $29,000 | 7,629 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $29,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 350 |
| Net operating income | $29,000 | 7,614 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 4,299 |
| Total interest expense | $1,159,000 | 3,623 |
| Net interest income | $913,000 | 4,949 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $9,000 | 7,042 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $856,000 | 4,592 |
| Salaries and employee benefits | $477,000 | 4,595 |
| Premises and equipment expense | $125,000 | 4,394 |
| Additional noninterest expense | $254,000 | 4,485 |
| Pre-tax net operating income | $13,000 | 7,716 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $8,000 | 7,772 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 433 |
| Net operating income | $8,000 | 7,751 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 4,848 |
| Total interest expense | $3,067,000 | 4,266 |
| Net interest income | $3,245,000 | 5,296 |
| Provision for loan and lease losses | $255,000 | 3,055 |
| Total noninterest income | $103,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 6,753 |
| Total noninterest expense | $3,230,000 | 4,650 |
| Salaries and employee benefits | $1,826,000 | 4,569 |
| Premises and equipment expense | $479,000 | 4,387 |
| Additional noninterest expense | $925,000 | 4,772 |
| Pre-tax net operating income | $-137,000 | 8,070 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-754,000 | 8,613 |
| Income before extraordinary items | $617,000 | 5,760 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $617,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 855 |
| Net operating income | $617,000 | 5,747 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 4,966 |
| Total interest expense | $2,120,000 | 4,391 |
| Net interest income | $2,404,000 | 5,365 |
| Provision for loan and lease losses | $205,000 | 2,826 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,781 |
| Total noninterest expense | $2,416,000 | 4,644 |
| Salaries and employee benefits | $1,360,000 | 4,566 |
| Premises and equipment expense | $367,000 | 4,337 |
| Additional noninterest expense | $689,000 | 4,765 |
| Pre-tax net operating income | $-142,000 | 8,264 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-756,000 | 8,709 |
| Income before extraordinary items | $614,000 | 5,306 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $614,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 854 |
| Net operating income | $614,000 | 5,299 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 5,086 |
| Total interest expense | $1,301,000 | 4,477 |
| Net interest income | $1,590,000 | 5,416 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $35,000 | 8,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $1,594,000 | 4,692 |
| Salaries and employee benefits | $906,000 | 4,599 |
| Premises and equipment expense | $245,000 | 4,324 |
| Additional noninterest expense | $443,000 | 4,875 |
| Pre-tax net operating income | $-144,000 | 8,372 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-144,000 | 8,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-144,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 723 |
| Net operating income | $-144,000 | 8,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 5,221 |
| Total interest expense | $592,000 | 4,617 |
| Net interest income | $770,000 | 5,520 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $6,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $791,000 | 4,736 |
| Salaries and employee benefits | $443,000 | 4,693 |
| Premises and equipment expense | $127,000 | 4,250 |
| Additional noninterest expense | $221,000 | 4,863 |
| Pre-tax net operating income | $-90,000 | 8,429 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-90,000 | 8,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-90,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 548 |
| Net operating income | $-90,000 | 8,430 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 5,879 |
| Total interest expense | $1,456,000 | 5,294 |
| Net interest income | $2,467,000 | 6,085 |
| Provision for loan and lease losses | $295,000 | 2,897 |
| Total noninterest income | $42,000 | 8,472 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $28,000 | 7,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $2,293,000 | 5,649 |
| Salaries and employee benefits | $1,182,000 | 5,846 |
| Premises and equipment expense | $372,000 | 5,087 |
| Additional noninterest expense | $739,000 | 5,437 |
| Pre-tax net operating income | $-79,000 | 8,320 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-79,000 | 8,348 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-79,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 905 |
| Net operating income | $-79,000 | 8,324 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 6,083 |
| Total interest expense | $941,000 | 5,609 |
| Net interest income | $1,773,000 | 6,225 |
| Provision for loan and lease losses | $190,000 | 3,039 |
| Total noninterest income | $36,000 | 8,490 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $1,607,000 | 5,837 |
| Salaries and employee benefits | $834,000 | 5,988 |
| Premises and equipment expense | $256,000 | 5,356 |
| Additional noninterest expense | $517,000 | 5,610 |
| Pre-tax net operating income | $12,000 | 8,292 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $12,000 | 8,315 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 747 |
| Net operating income | $12,000 | 8,286 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 6,217 |
| Total interest expense | $556,000 | 5,770 |
| Net interest income | $1,134,000 | 6,339 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $27,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $940,000 | 6,272 |
| Salaries and employee benefits | $503,000 | 6,324 |
| Premises and equipment expense | $148,000 | 5,744 |
| Additional noninterest expense | $289,000 | 6,112 |
| Pre-tax net operating income | $101,000 | 7,844 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $101,000 | 7,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $101,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 614 |
| Net operating income | $101,000 | 7,684 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,397 |
| Total interest expense | $246,000 | 6,008 |
| Net interest income | $549,000 | 6,450 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $11,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $443,000 | 6,472 |
| Salaries and employee benefits | $232,000 | 6,593 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $57,000 | 7,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $57,000 | 7,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $57,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,000 | 7,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 7,133 |
| Total interest expense | $726,000 | 6,494 |
| Net interest income | $1,524,000 | 7,280 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $44,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $30,000 | 7,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $1,673,000 | 6,590 |
| Salaries and employee benefits | $877,000 | 6,696 |
| Premises and equipment expense | $272,000 | 5,968 |
| Additional noninterest expense | $524,000 | 6,405 |
| Pre-tax net operating income | $-375,000 | 8,601 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-360,000 | 8,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-360,000 | 8,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,108,000 | 196 |
| Net operating income | $-375,000 | 8,631 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 7,395 |
| Total interest expense | $499,000 | 6,704 |
| Net interest income | $1,004,000 | 7,567 |
| Provision for loan and lease losses | $200,000 | 2,980 |
| Total noninterest income | $23,000 | 8,772 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $14,000 | 7,719 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $1,235,000 | 6,590 |
| Salaries and employee benefits | $641,000 | 6,732 |
| Premises and equipment expense | $201,000 | 5,968 |
| Additional noninterest expense | $393,000 | 6,368 |
| Pre-tax net operating income | $-408,000 | 8,743 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $-1,000 | 8,659 |
| Income before extraordinary items | $-392,000 | 8,774 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-392,000 | 8,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $6,108,000 | 145 |
| Net operating income | $-407,000 | 8,752 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 7,681 |
| Total interest expense | $306,000 | 6,945 |
| Net interest income | $586,000 | 7,858 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $13,000 | 8,868 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $6,000 | 7,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $792,000 | 6,748 |
| Salaries and employee benefits | $414,000 | 6,853 |
| Premises and equipment expense | $130,000 | 6,101 |
| Additional noninterest expense | $248,000 | 6,559 |
| Pre-tax net operating income | $-313,000 | 8,823 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-298,000 | 8,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-298,000 | 8,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-313,000 | 8,832 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 7,903 |
| Total interest expense | $139,000 | 7,207 |
| Net interest income | $261,000 | 8,070 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $382,000 | 6,883 |
| Salaries and employee benefits | $198,000 | 7,017 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $115,000 | 6,800 |
| Pre-tax net operating income | $-176,000 | 8,887 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-161,000 | 8,917 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-161,000 | 8,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-176,000 | 8,895 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 8,722 |
| Total interest expense | $283,000 | 8,513 |
| Net interest income | $562,000 | 8,746 |
| Provision for loan and lease losses | $247,000 | 3,575 |
| Total noninterest income | $7,000 | 9,073 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $6,000 | 7,980 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,000 | 9,013 |
| Total noninterest expense | $1,335,000 | 7,198 |
| Salaries and employee benefits | $710,000 | 7,269 |
| Premises and equipment expense | $198,000 | 6,802 |
| Additional noninterest expense | $427,000 | 6,989 |
| Pre-tax net operating income | $-1,013,000 | 8,974 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-6,000 | 8,739 |
| Income before extraordinary items | $-1,007,000 | 9,037 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,007,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,007,000 | 8,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 8,943 |
| Total interest expense | $170,000 | 8,779 |
| Net interest income | $328,000 | 8,951 |
| Provision for loan and lease losses | $187,000 | 3,450 |
| Total noninterest income | $5,000 | 9,138 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,000 | 8,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,071 |
| Total noninterest expense | $964,000 | 7,294 |
| Salaries and employee benefits | $514,000 | 7,329 |
| Premises and equipment expense | $133,000 | 7,071 |
| Additional noninterest expense | $317,000 | 6,996 |
| Pre-tax net operating income | $-818,000 | 9,046 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $-812,000 | 9,100 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-812,000 | 9,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-812,000 | 9,059 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $232,000 | 9,100 |
| Total interest expense | $81,000 | 8,983 |
| Net interest income | $151,000 | 9,107 |
| Provision for loan and lease losses | $103,000 | 3,812 |
| Total noninterest income | $2,000 | 9,192 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,000 | 8,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $581,000 | 7,555 |
| Salaries and employee benefits | $321,000 | 7,504 |
| Premises and equipment expense | $70,000 | 7,554 |
| Additional noninterest expense | $190,000 | 7,275 |
| Pre-tax net operating income | $-531,000 | 9,076 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-531,000 | 9,139 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-531,000 | 9,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-531,000 | 9,081 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $65,000 | 9,224 |
| Total interest expense | $21,000 | 9,169 |
| Net interest income | $44,000 | 9,221 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $1,000 | 9,226 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 8,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $280,000 | 7,675 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $-280,000 | 9,130 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-280,000 | 9,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-280,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-280,000 | 9,119 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 9,295 |
| Total interest expense | $3,000 | 9,328 |
| Net interest income | $131,000 | 9,276 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $717,000 | 8,511 |
| Salaries and employee benefits | $338,000 | 8,742 |
| Premises and equipment expense | $67,000 | 8,642 |
| Additional noninterest expense | $312,000 | 7,726 |
| Pre-tax net operating income | $-601,000 | 9,018 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $-611,000 | 9,081 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-611,000 | 9,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $6,807,000 | 104 |
| Net operating income | $-611,000 | 9,038 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.