Home > Connecticut River Bank > Assets and Liabilities
Connecticut River Bank, Assets and Liabilities
| 2014-06-30 | Rank | |
| # of Employees: | 82 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $279,748,000 | 2,316 |
| Cash and due from depository institutions | $59,945,000 | 1,837 |
| Interest-bearing balances | $51,052,000 | 623 |
| Securities | $27,165,000 | 3,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $175,709,000 | 2,289 |
| Loan loss allowance | $1,615,000 | 3,275 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,090,000 | 1,639 |
| Other real estate owned | $345,000 | 1,837 |
| Goodwill and other intangibles | $617,000 | 1,799 |
| All other assets | $8,877,000 | 1,992 |
| Life insurance assets | $4,700,000 | 1,659 |
| Total liabilities and capital | $279,748,000 | 2,316 |
| Total liabilities | $258,386,000 | 2,244 |
| Total deposits | $254,832,000 | 2,145 |
| Interest-bearing deposits | $184,895,000 | 2,364 |
| Deposits held in domestic offices | $254,832,000 | 2,144 |
| % insured | 93.20% | 1,156 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $2,874,000 | 2,915 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $680,000 | 3,664 |
| Total equity capital | $21,362,000 | 3,079 |
| Total bank equity capital | $21,362,000 | 3,079 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $686,000 | 2,685 |
| Surplus | $2,751,000 | 4,347 |
| Undivided profits | $17,925,000 | 2,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,132,000 | 1,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $414,000 | 472 |
| Income earned, not collected on loans | $481,000 | 4,345 |
| Earning assets | $253,926,000 | 2,353 |
| Long-term assets (5+ years) | $114,687,000 | 1,867 |
| Average Assets, year-to-date | $280,527,000 | 2,286 |
| Average Assets, quarterly | $280,888,000 | 2,296 |
| Volatile liabilities | $2,847,000 | 4,994 |
| Insider loans | $633,000 | 4,121 |
| FHLB advances | $1,153,000 | 3,259 |
| Loans and leases held for sale | $72,000 | 1,898 |
| Unused loan commitments | $29,834,000 | 2,127 |
| Tier 1 (core) risk-based capital | $21,218,000 | 3,009 |
| Tier 2 risk-based capital | $1,615,000 | 2,838 |
| Total risk weighted assets | $184,266,000 | 2,327 |
| Total unused commitments | $29,834,000 | 2,127 |
| Derivatives | $510,000 | 1,244 |
| 2014-03-31 | Rank | |
| # of Employees: | 86 | 1,751 |
| Assets and Liabilities | ||
| Total Assets: | $282,028,000 | 2,294 |
| Cash and due from depository institutions | $57,353,000 | 1,751 |
| Interest-bearing balances | $49,417,000 | 754 |
| Securities | $28,883,000 | 3,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $178,376,000 | 2,238 |
| Loan loss allowance | $1,654,000 | 3,253 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,155,000 | 1,637 |
| Other real estate owned | $639,000 | 1,751 |
| Goodwill and other intangibles | $617,000 | 1,803 |
| All other assets | $9,005,000 | 1,980 |
| Life insurance assets | $4,666,000 | 1,653 |
| Total liabilities and capital | $282,028,000 | 2,294 |
| Total liabilities | $260,762,000 | 2,219 |
| Total deposits | $257,278,000 | 2,139 |
| Interest-bearing deposits | $188,025,000 | 2,353 |
| Deposits held in domestic offices | $257,278,000 | 2,139 |
| % insured | 92.26% | 1,457 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $2,900,000 | 2,796 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $584,000 | 3,855 |
| Total equity capital | $21,266,000 | 3,057 |
| Total bank equity capital | $21,266,000 | 3,056 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $686,000 | 2,715 |
| Surplus | $2,751,000 | 4,393 |
| Undivided profits | $17,829,000 | 2,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,327,000 | 2,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 749 |
| Income earned, not collected on loans | $517,000 | 4,146 |
| Earning assets | $256,676,000 | 2,330 |
| Long-term assets (5+ years) | $116,112,000 | 1,816 |
| Average Assets, year-to-date | $280,916,500 | 2,295 |
| Average Assets, quarterly | $280,916,500 | 2,295 |
| Volatile liabilities | $2,346,000 | 5,147 |
| Insider loans | $681,000 | 4,050 |
| FHLB advances | $1,153,000 | 3,158 |
| Loans and leases held for sale | $403,000 | 1,237 |
| Unused loan commitments | $29,061,000 | 2,173 |
| Tier 1 (core) risk-based capital | $21,174,000 | 3,018 |
| Tier 2 risk-based capital | $1,654,000 | 2,778 |
| Total risk weighted assets | $183,736,000 | 2,315 |
| Total unused commitments | $29,061,000 | 2,173 |
| Derivatives | $806,000 | 1,152 |
| 2013-12-31 | Rank | |
| # of Employees: | 85 | 1,783 |
| Assets and Liabilities | ||
| Total Assets: | $279,796,000 | 2,300 |
| Cash and due from depository institutions | $49,624,000 | 1,783 |
| Interest-bearing balances | $43,036,000 | 792 |
| Securities | $30,855,000 | 3,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $181,503,000 | 2,201 |
| Loan loss allowance | $1,599,000 | 3,373 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,253,000 | 1,618 |
| Other real estate owned | $814,000 | 1,783 |
| Goodwill and other intangibles | $617,000 | 1,802 |
| All other assets | $9,130,000 | 1,976 |
| Life insurance assets | $4,633,000 | 1,641 |
| Total liabilities and capital | $279,796,000 | 2,300 |
| Total liabilities | $258,292,000 | 2,244 |
| Total deposits | $255,079,000 | 2,147 |
| Interest-bearing deposits | $190,019,000 | 2,318 |
| Deposits held in domestic offices | $255,079,000 | 2,146 |
| % insured | 92.40% | 1,445 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $2,926,000 | 2,937 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $287,000 | 4,842 |
| Total equity capital | $21,504,000 | 2,983 |
| Total bank equity capital | $21,504,000 | 2,983 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $686,000 | 2,749 |
| Surplus | $2,751,000 | 4,435 |
| Undivided profits | $18,067,000 | 1,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 2,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 732 |
| Income earned, not collected on loans | $521,000 | 4,236 |
| Earning assets | $255,394,000 | 2,317 |
| Long-term assets (5+ years) | $114,172,000 | 1,831 |
| Average Assets, year-to-date | $282,308,800 | 2,252 |
| Average Assets, quarterly | $282,571,500 | 2,275 |
| Volatile liabilities | $2,336,000 | 5,272 |
| Insider loans | $785,000 | 3,895 |
| FHLB advances | $1,153,000 | 3,294 |
| Loans and leases held for sale | $2,426,000 | 627 |
| Unused loan commitments | $23,310,000 | 2,468 |
| Tier 1 (core) risk-based capital | $21,453,000 | 2,977 |
| Tier 2 risk-based capital | $1,599,000 | 2,860 |
| Total risk weighted assets | $187,832,000 | 2,279 |
| Total unused commitments | $23,310,000 | 2,468 |
| Derivatives | $2,208,000 | 913 |
| 2013-09-30 | Rank | |
| # of Employees: | 89 | 1,696 |
| Assets and Liabilities | ||
| Total Assets: | $285,347,000 | 2,259 |
| Cash and due from depository institutions | $53,167,000 | 1,696 |
| Interest-bearing balances | $44,539,000 | 775 |
| Securities | $32,723,000 | 3,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $182,651,000 | 2,177 |
| Loan loss allowance | $1,604,000 | 3,431 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $7,287,000 | 1,603 |
| Other real estate owned | $177,000 | 1,696 |
| Goodwill and other intangibles | $559,000 | 1,862 |
| All other assets | $8,783,000 | 2,037 |
| Life insurance assets | $4,599,000 | 1,613 |
| Total liabilities and capital | $285,347,000 | 2,259 |
| Total liabilities | $263,663,000 | 2,194 |
| Total deposits | $260,092,000 | 2,107 |
| Interest-bearing deposits | $192,016,000 | 2,280 |
| Deposits held in domestic offices | $260,092,000 | 2,106 |
| % insured | 93.56% | 1,238 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $2,952,000 | 2,934 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $619,000 | 3,967 |
| Total equity capital | $21,684,000 | 2,978 |
| Total bank equity capital | $21,684,000 | 2,978 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $686,000 | 2,784 |
| Surplus | $2,751,000 | 4,473 |
| Undivided profits | $18,247,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,313,000 | 2,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 753 |
| Income earned, not collected on loans | $579,000 | 4,094 |
| Earning assets | $259,913,000 | 2,272 |
| Long-term assets (5+ years) | $115,360,000 | 1,787 |
| Average Assets, year-to-date | $282,937,000 | 2,260 |
| Average Assets, quarterly | $283,536,000 | 2,260 |
| Volatile liabilities | $2,339,000 | 5,347 |
| Insider loans | $805,000 | 3,899 |
| FHLB advances | $1,153,000 | 3,298 |
| Loans and leases held for sale | $2,437,000 | 698 |
| Unused loan commitments | $33,009,000 | 1,927 |
| Tier 1 (core) risk-based capital | $21,636,000 | 2,960 |
| Tier 2 risk-based capital | $1,604,000 | 2,861 |
| Total risk weighted assets | $181,948,000 | 2,329 |
| Total unused commitments | $33,009,000 | 1,927 |
| Derivatives | $2,600,000 | 933 |
| 2013-06-30 | Rank | |
| # of Employees: | 90 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $281,725,000 | 2,273 |
| Cash and due from depository institutions | $48,582,000 | 1,681 |
| Interest-bearing balances | $42,603,000 | 862 |
| Securities | $34,667,000 | 3,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $181,755,000 | 2,177 |
| Loan loss allowance | $2,061,000 | 2,942 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $7,304,000 | 1,612 |
| Other real estate owned | $137,000 | 1,681 |
| Goodwill and other intangibles | $580,000 | 1,836 |
| All other assets | $8,700,000 | 2,021 |
| Life insurance assets | $4,564,000 | 1,602 |
| Total liabilities and capital | $281,725,000 | 2,273 |
| Total liabilities | $260,060,000 | 2,210 |
| Total deposits | $255,070,000 | 2,132 |
| Interest-bearing deposits | $190,508,000 | 2,310 |
| Deposits held in domestic offices | $255,070,000 | 2,131 |
| % insured | 94.13% | 1,117 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,477,000 | 2,551 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $513,000 | 4,178 |
| Total equity capital | $21,665,000 | 2,983 |
| Total bank equity capital | $21,665,000 | 2,983 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $686,000 | 2,808 |
| Surplus | $2,751,000 | 4,497 |
| Undivided profits | $18,228,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 2,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 886 |
| Income earned, not collected on loans | $641,000 | 3,831 |
| Earning assets | $259,025,000 | 2,278 |
| Long-term assets (5+ years) | $114,362,000 | 1,747 |
| Average Assets, year-to-date | $282,133,670 | 2,274 |
| Average Assets, quarterly | $281,248,000 | 2,286 |
| Volatile liabilities | $2,287,000 | 5,350 |
| Insider loans | $834,000 | 3,891 |
| FHLB advances | $2,653,000 | 2,831 |
| Loans and leases held for sale | $1,342,000 | 1,107 |
| Unused loan commitments | $27,127,000 | 2,201 |
| Tier 1 (core) risk-based capital | $21,541,000 | 2,954 |
| Tier 2 risk-based capital | $2,061,000 | 2,339 |
| Total risk weighted assets | $182,557,000 | 2,302 |
| Total unused commitments | $27,127,000 | 2,201 |
| Derivatives | $2,072,000 | 1,056 |
| 2013-03-31 | Rank | |
| # of Employees: | 90 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $280,771,000 | 2,314 |
| Cash and due from depository institutions | $56,738,000 | 1,687 |
| Interest-bearing balances | $50,917,000 | 903 |
| Securities | $34,137,000 | 3,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $175,418,000 | 2,227 |
| Loan loss allowance | $2,483,000 | 2,608 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $7,329,000 | 1,605 |
| Other real estate owned | $0 | 1,687 |
| Goodwill and other intangibles | $567,000 | 1,838 |
| All other assets | $6,582,000 | 2,454 |
| Life insurance assets | $2,529,000 | 2,293 |
| Total liabilities and capital | $280,771,000 | 2,314 |
| Total liabilities | $258,946,000 | 2,249 |
| Total deposits | $255,266,000 | 2,164 |
| Interest-bearing deposits | $190,413,000 | 2,355 |
| Deposits held in domestic offices | $255,266,000 | 2,164 |
| % insured | 93.90% | 1,194 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,002,000 | 2,715 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $678,000 | 3,847 |
| Total equity capital | $21,825,000 | 3,056 |
| Total bank equity capital | $21,825,000 | 3,056 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $686,000 | 2,847 |
| Surplus | $2,751,000 | 4,537 |
| Undivided profits | $18,388,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,788,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 748 |
| Income earned, not collected on loans | $641,000 | 3,791 |
| Earning assets | $260,472,000 | 2,296 |
| Long-term assets (5+ years) | $107,620,000 | 1,826 |
| Average Assets, year-to-date | $282,338,000 | 2,302 |
| Average Assets, quarterly | $282,338,000 | 2,302 |
| Volatile liabilities | $2,275,000 | 5,343 |
| Insider loans | $187,000 | 5,432 |
| FHLB advances | $1,153,000 | 3,189 |
| Loans and leases held for sale | $765,000 | 1,356 |
| Unused loan commitments | $26,742,000 | 2,248 |
| Tier 1 (core) risk-based capital | $21,443,000 | 2,957 |
| Tier 2 risk-based capital | $2,188,000 | 2,238 |
| Total risk weighted assets | $174,727,000 | 2,387 |
| Total unused commitments | $26,742,000 | 2,248 |
| Derivatives | $2,572,000 | 1,008 |
| 2012-12-31 | Rank | |
| # of Employees: | 90 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $283,905,000 | 2,289 |
| Cash and due from depository institutions | $62,351,000 | 1,693 |
| Interest-bearing balances | $54,945,000 | 764 |
| Securities | $31,989,000 | 3,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $174,716,000 | 2,239 |
| Loan loss allowance | $2,324,000 | 2,752 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $7,271,000 | 1,621 |
| Other real estate owned | $140,000 | 1,693 |
| Goodwill and other intangibles | $570,000 | 1,848 |
| All other assets | $6,868,000 | 2,399 |
| Life insurance assets | $2,510,000 | 2,271 |
| Total liabilities and capital | $283,905,000 | 2,289 |
| Total liabilities | $261,993,000 | 2,217 |
| Total deposits | $258,204,000 | 2,132 |
| Interest-bearing deposits | $193,954,000 | 2,285 |
| Deposits held in domestic offices | $258,204,000 | 2,132 |
| % insured | 95.98% | 1,155 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $3,027,000 | 2,882 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $762,000 | 3,671 |
| Total equity capital | $21,912,000 | 3,050 |
| Total bank equity capital | $21,912,000 | 3,048 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $686,000 | 2,872 |
| Surplus | $2,751,000 | 4,567 |
| Undivided profits | $18,475,000 | 1,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,165,000 | 2,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 750 |
| Income earned, not collected on loans | $630,000 | 3,912 |
| Earning assets | $261,650,000 | 2,274 |
| Long-term assets (5+ years) | $102,737,000 | 1,847 |
| Average Assets, year-to-date | $274,830,600 | 2,306 |
| Average Assets, quarterly | $280,682,000 | 2,290 |
| Volatile liabilities | $2,263,000 | 5,479 |
| Insider loans | $292,000 | 5,180 |
| FHLB advances | $1,153,000 | 3,381 |
| Loans and leases held for sale | $2,195,000 | 1,093 |
| Unused loan commitments | $26,392,000 | 2,158 |
| Tier 1 (core) risk-based capital | $21,467,000 | 2,932 |
| Tier 2 risk-based capital | $2,167,000 | 2,247 |
| Total risk weighted assets | $173,231,000 | 2,406 |
| Total unused commitments | $26,392,000 | 2,158 |
| Derivatives | $4,975,000 | 880 |
| 2012-09-30 | Rank | |
| # of Employees: | 89 | 1,712 |
| Assets and Liabilities | ||
| Total Assets: | $277,459,000 | 2,336 |
| Cash and due from depository institutions | $54,634,000 | 1,712 |
| Interest-bearing balances | $47,749,000 | 846 |
| Securities | $33,840,000 | 3,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $174,066,000 | 2,276 |
| Loan loss allowance | $2,410,000 | 2,750 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,074,000 | 1,658 |
| Other real estate owned | $223,000 | 1,712 |
| Goodwill and other intangibles | $538,000 | 1,879 |
| All other assets | $7,084,000 | 2,382 |
| Life insurance assets | $2,489,000 | 2,228 |
| Total liabilities and capital | $277,459,000 | 2,336 |
| Total liabilities | $255,609,000 | 2,268 |
| Total deposits | $251,530,000 | 2,168 |
| Interest-bearing deposits | $187,052,000 | 2,367 |
| Deposits held in domestic offices | $251,530,000 | 2,168 |
| % insured | 96.20% | 1,160 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $3,051,000 | 2,932 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,028,000 | 3,349 |
| Total equity capital | $21,850,000 | 3,104 |
| Total bank equity capital | $21,850,000 | 3,103 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $686,000 | 2,921 |
| Surplus | $2,751,000 | 4,617 |
| Undivided profits | $18,413,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 3,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 974 |
| Income earned, not collected on loans | $775,000 | 3,581 |
| Earning assets | $255,655,000 | 2,326 |
| Long-term assets (5+ years) | $97,892,000 | 1,916 |
| Average Assets, year-to-date | $272,562,000 | 2,344 |
| Average Assets, quarterly | $274,296,000 | 2,349 |
| Volatile liabilities | $2,616,000 | 5,377 |
| Insider loans | $307,000 | 5,191 |
| FHLB advances | $1,153,000 | 3,451 |
| Loans and leases held for sale | $1,516,000 | 1,225 |
| Unused loan commitments | $30,224,000 | 1,960 |
| Tier 1 (core) risk-based capital | $21,352,000 | 2,966 |
| Tier 2 risk-based capital | $2,176,000 | 2,262 |
| Total risk weighted assets | $173,834,000 | 2,416 |
| Total unused commitments | $30,224,000 | 1,960 |
| Derivatives | $3,590,000 | 959 |
| 2012-06-30 | Rank | |
| # of Employees: | 89 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $271,133,000 | 2,368 |
| Cash and due from depository institutions | $54,546,000 | 1,706 |
| Interest-bearing balances | $48,615,000 | 840 |
| Securities | $32,422,000 | 3,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $169,306,000 | 2,323 |
| Loan loss allowance | $2,563,000 | 2,653 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $7,121,000 | 1,647 |
| Other real estate owned | $373,000 | 1,706 |
| Goodwill and other intangibles | $538,000 | 1,858 |
| All other assets | $6,827,000 | 2,417 |
| Life insurance assets | $2,469,000 | 2,200 |
| Total liabilities and capital | $271,133,000 | 2,368 |
| Total liabilities | $249,508,000 | 2,306 |
| Total deposits | $244,722,000 | 2,221 |
| Interest-bearing deposits | $183,452,000 | 2,428 |
| Deposits held in domestic offices | $244,722,000 | 2,221 |
| % insured | 96.14% | 1,261 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $3,075,000 | 3,019 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,711,000 | 2,322 |
| Total equity capital | $21,625,000 | 3,088 |
| Total bank equity capital | $21,625,000 | 3,087 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $686,000 | 2,959 |
| Surplus | $2,751,000 | 4,631 |
| Undivided profits | $18,188,000 | 1,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $2,020,000 | 3,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 984 |
| Income earned, not collected on loans | $713,000 | 3,687 |
| Earning assets | $250,343,000 | 2,355 |
| Long-term assets (5+ years) | $90,677,000 | 2,025 |
| Average Assets, year-to-date | $270,929,670 | 2,369 |
| Average Assets, quarterly | $272,660,500 | 2,350 |
| Volatile liabilities | $3,771,000 | 4,949 |
| Insider loans | $307,000 | 5,240 |
| FHLB advances | $1,153,000 | 3,516 |
| Loans and leases held for sale | $314,000 | 1,829 |
| Unused loan commitments | $26,767,000 | 2,096 |
| Tier 1 (core) risk-based capital | $21,165,000 | 2,961 |
| Tier 2 risk-based capital | $2,103,000 | 2,329 |
| Total risk weighted assets | $167,757,000 | 2,487 |
| Total unused commitments | $26,767,000 | 2,096 |
| Derivatives | $1,943,000 | 1,040 |
| 2012-03-31 | Rank | |
| # of Employees: | 90 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $274,188,000 | 2,365 |
| Cash and due from depository institutions | $57,809,000 | 1,665 |
| Interest-bearing balances | $51,288,000 | 873 |
| Securities | $33,912,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $168,224,000 | 2,335 |
| Loan loss allowance | $2,497,000 | 2,740 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,002,000 | 1,674 |
| Other real estate owned | $372,000 | 1,665 |
| Goodwill and other intangibles | $538,000 | 1,857 |
| All other assets | $6,331,000 | 2,559 |
| Life insurance assets | $2,449,000 | 2,190 |
| Total liabilities and capital | $274,188,000 | 2,365 |
| Total liabilities | $252,815,000 | 2,301 |
| Total deposits | $248,981,000 | 2,202 |
| Interest-bearing deposits | $190,406,000 | 2,381 |
| Deposits held in domestic offices | $248,981,000 | 2,202 |
| % insured | 95.96% | 1,349 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $3,098,000 | 3,044 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $736,000 | 3,786 |
| Total equity capital | $21,373,000 | 3,082 |
| Total bank equity capital | $21,373,000 | 3,081 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $686,000 | 2,996 |
| Surplus | $2,751,000 | 4,663 |
| Undivided profits | $17,936,000 | 1,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,164,000 | 3,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,008 |
| Income earned, not collected on loans | $712,000 | 3,662 |
| Earning assets | $253,424,000 | 2,350 |
| Long-term assets (5+ years) | $86,021,000 | 2,113 |
| Average Assets, year-to-date | $270,828,000 | 2,375 |
| Average Assets, quarterly | $270,828,000 | 2,375 |
| Volatile liabilities | $3,755,000 | 4,958 |
| Insider loans | $306,000 | 5,299 |
| FHLB advances | $1,153,000 | 3,533 |
| Loans and leases held for sale | $436,000 | 1,646 |
| Unused loan commitments | $29,465,000 | 1,971 |
| Tier 1 (core) risk-based capital | $21,021,000 | 2,964 |
| Tier 2 risk-based capital | $2,097,000 | 2,335 |
| Total risk weighted assets | $167,390,000 | 2,485 |
| Total unused commitments | $29,465,000 | 1,971 |
| Derivatives | $3,514,000 | 892 |
| 2011-12-31 | Rank | |
| # of Employees: | 92 | 1,614 |
| Assets and Liabilities | ||
| Total Assets: | $267,468,000 | 2,399 |
| Cash and due from depository institutions | $52,573,000 | 1,614 |
| Interest-bearing balances | $46,475,000 | 856 |
| Securities | $31,484,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $168,899,000 | 2,359 |
| Loan loss allowance | $2,491,000 | 2,730 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,154,000 | 1,646 |
| Other real estate owned | $461,000 | 1,614 |
| Goodwill and other intangibles | $538,000 | 1,862 |
| All other assets | $6,359,000 | 2,614 |
| Life insurance assets | $2,429,000 | 2,155 |
| Total liabilities and capital | $267,468,000 | 2,399 |
| Total liabilities | $246,045,000 | 2,335 |
| Total deposits | $242,351,000 | 2,230 |
| Interest-bearing deposits | $181,656,000 | 2,452 |
| Deposits held in domestic offices | $242,351,000 | 2,229 |
| % insured | 96.26% | 1,311 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $3,122,000 | 3,199 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $572,000 | 4,269 |
| Total equity capital | $21,423,000 | 3,040 |
| Total bank equity capital | $21,423,000 | 3,038 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $686,000 | 3,022 |
| Surplus | $2,751,000 | 4,690 |
| Undivided profits | $17,986,000 | 1,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,664,000 | 3,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 810 |
| Income earned, not collected on loans | $733,000 | 3,716 |
| Earning assets | $246,858,000 | 2,377 |
| Long-term assets (5+ years) | $83,245,000 | 1,822 |
| Average Assets, year-to-date | $264,147,400 | 2,389 |
| Average Assets, quarterly | $267,334,000 | 2,387 |
| Volatile liabilities | $2,740,000 | 5,544 |
| Insider loans | $263,000 | 5,454 |
| FHLB advances | $1,153,000 | 3,695 |
| Loans and leases held for sale | $1,207,000 | 1,076 |
| Unused loan commitments | $28,845,000 | 1,947 |
| Tier 1 (core) risk-based capital | $21,015,000 | 2,948 |
| Tier 2 risk-based capital | $2,118,000 | 2,328 |
| Total risk weighted assets | $169,031,000 | 2,483 |
| Total unused commitments | $28,845,000 | 1,949 |
| Derivatives | $2,389,000 | 844 |
| 2011-09-30 | Rank | |
| # of Employees: | 93 | 1,613 |
| Assets and Liabilities | ||
| Total Assets: | $267,200,000 | 2,391 |
| Cash and due from depository institutions | $51,007,000 | 1,613 |
| Interest-bearing balances | $45,390,000 | 940 |
| Securities | $30,412,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $171,079,000 | 2,340 |
| Loan loss allowance | $2,420,000 | 2,810 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,774,000 | 1,724 |
| Other real estate owned | $1,042,000 | 1,613 |
| Goodwill and other intangibles | $484,000 | 1,938 |
| All other assets | $6,402,000 | 2,624 |
| Life insurance assets | $2,409,000 | 2,133 |
| Total liabilities and capital | $267,200,000 | 2,391 |
| Total liabilities | $245,923,000 | 2,323 |
| Total deposits | $241,929,000 | 2,229 |
| Interest-bearing deposits | $178,895,000 | 2,500 |
| Deposits held in domestic offices | $241,929,000 | 2,229 |
| % insured | 95.82% | 1,557 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,145,000 | 3,286 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $849,000 | 3,707 |
| Total equity capital | $21,277,000 | 3,084 |
| Total bank equity capital | $21,277,000 | 3,083 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $686,000 | 3,062 |
| Surplus | $2,751,000 | 4,728 |
| Undivided profits | $17,840,000 | 1,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,714,000 | 3,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $220,000 | 684 |
| Income earned, not collected on loans | $693,000 | 4,006 |
| Earning assets | $246,881,000 | 2,369 |
| Long-term assets (5+ years) | $87,962,000 | 1,677 |
| Average Assets, year-to-date | $263,317,250 | 2,410 |
| Average Assets, quarterly | $263,796,500 | 2,412 |
| Volatile liabilities | $3,977,000 | 5,054 |
| Insider loans | $267,000 | 5,522 |
| FHLB advances | $1,153,000 | 3,795 |
| Loans and leases held for sale | $2,618,000 | 709 |
| Unused loan commitments | $27,361,000 | 2,018 |
| Tier 1 (core) risk-based capital | $20,853,000 | 2,964 |
| Tier 2 risk-based capital | $2,106,000 | 2,345 |
| Total risk weighted assets | $168,201,000 | 2,500 |
| Total unused commitments | $27,361,000 | 2,023 |
| Derivatives | $3,097,000 | 859 |
| 2011-06-30 | Rank | |
| # of Employees: | 93 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $260,393,000 | 2,455 |
| Cash and due from depository institutions | $44,001,000 | 1,624 |
| Interest-bearing balances | $38,874,000 | 965 |
| Securities | $27,199,000 | 3,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $174,313,000 | 2,305 |
| Loan loss allowance | $2,442,000 | 2,809 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,380,000 | 1,847 |
| Other real estate owned | $1,333,000 | 1,624 |
| Goodwill and other intangibles | $563,000 | 1,871 |
| All other assets | $6,604,000 | 2,571 |
| Life insurance assets | $2,388,000 | 2,117 |
| Total liabilities and capital | $260,393,000 | 2,455 |
| Total liabilities | $239,253,000 | 2,397 |
| Total deposits | $233,641,000 | 2,287 |
| Interest-bearing deposits | $178,868,000 | 2,511 |
| Deposits held in domestic offices | $233,641,000 | 2,287 |
| % insured | 95.50% | 1,761 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,967,000 | 2,964 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $645,000 | 4,085 |
| Total equity capital | $21,140,000 | 3,041 |
| Total bank equity capital | $21,140,000 | 3,039 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $686,000 | 3,105 |
| Surplus | $2,751,000 | 4,770 |
| Undivided profits | $17,703,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,085,000 | 4,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 884 |
| Income earned, not collected on loans | $815,000 | 3,480 |
| Earning assets | $240,386,000 | 2,426 |
| Long-term assets (5+ years) | $81,344,000 | 1,766 |
| Average Assets, year-to-date | $262,023,000 | 2,442 |
| Average Assets, quarterly | $261,724,000 | 2,448 |
| Volatile liabilities | $4,208,000 | 5,003 |
| Insider loans | $415,000 | 5,137 |
| FHLB advances | $2,953,000 | 3,364 |
| Loans and leases held for sale | $1,274,000 | 794 |
| Unused loan commitments | $29,913,000 | 1,883 |
| Tier 1 (core) risk-based capital | $20,824,000 | 2,929 |
| Tier 2 risk-based capital | $2,152,000 | 2,314 |
| Total risk weighted assets | $171,851,000 | 2,457 |
| Total unused commitments | $29,913,000 | 1,885 |
| Derivatives | $2,276,000 | 786 |
| 2011-03-31 | Rank | |
| # of Employees: | 95 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $263,055,000 | 2,455 |
| Cash and due from depository institutions | $55,056,000 | 1,596 |
| Interest-bearing balances | $50,676,000 | 779 |
| Securities | $22,575,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $171,535,000 | 2,360 |
| Loan loss allowance | $2,362,000 | 2,877 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,981,000 | 1,991 |
| Other real estate owned | $1,118,000 | 1,596 |
| Goodwill and other intangibles | $597,000 | 1,835 |
| All other assets | $6,193,000 | 2,740 |
| Life insurance assets | $2,368,000 | 2,125 |
| Total liabilities and capital | $263,055,000 | 2,455 |
| Total liabilities | $242,195,000 | 2,397 |
| Total deposits | $237,990,000 | 2,271 |
| Interest-bearing deposits | $179,997,000 | 2,536 |
| Deposits held in domestic offices | $237,990,000 | 2,270 |
| % insured | 95.44% | 1,816 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,690,000 | 3,272 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $515,000 | 4,457 |
| Total equity capital | $20,860,000 | 3,043 |
| Total bank equity capital | $20,860,000 | 3,041 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $686,000 | 3,145 |
| Surplus | $2,751,000 | 4,803 |
| Undivided profits | $17,423,000 | 1,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,681,000 | 3,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,086 |
| Income earned, not collected on loans | $766,000 | 3,679 |
| Earning assets | $244,786,000 | 2,407 |
| Long-term assets (5+ years) | $76,385,000 | 1,816 |
| Average Assets, year-to-date | $262,838,000 | 2,446 |
| Average Assets, quarterly | $262,838,000 | 2,446 |
| Volatile liabilities | $4,450,000 | 4,947 |
| Insider loans | $459,000 | 5,061 |
| FHLB advances | $1,653,000 | 3,788 |
| Loans and leases held for sale | $1,073,000 | 745 |
| Unused loan commitments | $31,133,000 | 1,853 |
| Tier 1 (core) risk-based capital | $20,677,000 | 2,937 |
| Tier 2 risk-based capital | $2,096,000 | 2,399 |
| Total risk weighted assets | $167,426,000 | 2,547 |
| Total unused commitments | $31,133,000 | 1,854 |
| Derivatives | $1,153,000 | 880 |
| 2010-12-31 | Rank | |
| # of Employees: | 96 | 1,586 |
| Assets and Liabilities | ||
| Total Assets: | $262,621,000 | 2,454 |
| Cash and due from depository institutions | $59,442,000 | 1,586 |
| Interest-bearing balances | $55,159,000 | 654 |
| Securities | $18,848,000 | 4,544 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $171,197,000 | 2,401 |
| Loan loss allowance | $2,216,000 | 3,009 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,298,000 | 2,255 |
| Other real estate owned | $1,062,000 | 1,586 |
| Goodwill and other intangibles | $473,000 | 1,976 |
| All other assets | $6,301,000 | 2,768 |
| Life insurance assets | $2,347,000 | 2,117 |
| Total liabilities and capital | $262,621,000 | 2,454 |
| Total liabilities | $241,828,000 | 2,399 |
| Total deposits | $237,641,000 | 2,261 |
| Interest-bearing deposits | $179,288,000 | 2,545 |
| Deposits held in domestic offices | $237,641,000 | 2,260 |
| % insured | 94.54% | 2,182 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,702,000 | 3,479 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $485,000 | 4,667 |
| Total equity capital | $20,793,000 | 3,033 |
| Total bank equity capital | $20,793,000 | 3,032 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $686,000 | 3,189 |
| Surplus | $2,751,000 | 4,851 |
| Undivided profits | $17,356,000 | 1,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 3,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,151 |
| Income earned, not collected on loans | $714,000 | 3,984 |
| Earning assets | $245,204,000 | 2,398 |
| Long-term assets (5+ years) | $72,972,000 | 1,836 |
| Average Assets, year-to-date | $253,015,400 | 2,520 |
| Average Assets, quarterly | $260,482,000 | 2,472 |
| Volatile liabilities | $26,887,000 | 3,997 |
| Insider loans | $640,000 | 4,723 |
| FHLB advances | $1,653,000 | 3,980 |
| Loans and leases held for sale | $1,063,000 | 1,189 |
| Unused loan commitments | $32,661,000 | 1,772 |
| Tier 1 (core) risk-based capital | $20,642,000 | 2,946 |
| Tier 2 risk-based capital | $2,171,000 | 2,360 |
| Total risk weighted assets | $173,633,000 | 2,511 |
| Total unused commitments | $32,661,000 | 1,774 |
| Derivatives | $1,343,000 | 921 |
| 2010-09-30 | Rank | |
| # of Employees: | 97 | 1,577 |
| Assets and Liabilities | ||
| Total Assets: | $258,343,000 | 2,533 |
| Cash and due from depository institutions | $54,500,000 | 1,577 |
| Interest-bearing balances | $49,798,000 | 722 |
| Securities | $14,878,000 | 4,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $175,867,000 | 2,390 |
| Loan loss allowance | $2,343,000 | 2,911 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,248,000 | 2,301 |
| Other real estate owned | $879,000 | 1,577 |
| Goodwill and other intangibles | $401,000 | 2,068 |
| All other assets | $6,570,000 | 2,714 |
| Life insurance assets | $2,329,000 | 2,121 |
| Total liabilities and capital | $258,343,000 | 2,533 |
| Total liabilities | $237,559,000 | 2,471 |
| Total deposits | $232,981,000 | 2,331 |
| Interest-bearing deposits | $175,711,000 | 2,629 |
| Deposits held in domestic offices | $232,981,000 | 2,328 |
| % insured | 91.81% | 2,842 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $3,695,000 | 3,622 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $883,000 | 3,784 |
| Total equity capital | $20,784,000 | 3,129 |
| Total bank equity capital | $20,784,000 | 3,129 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $686,000 | 3,256 |
| Surplus | $2,751,000 | 4,893 |
| Undivided profits | $17,347,000 | 1,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,519,000 | 4,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,152 |
| Income earned, not collected on loans | $705,000 | 4,267 |
| Earning assets | $240,543,000 | 2,491 |
| Long-term assets (5+ years) | $76,545,000 | 1,726 |
| Average Assets, year-to-date | $250,614,000 | 2,572 |
| Average Assets, quarterly | $258,078,000 | 2,527 |
| Volatile liabilities | $27,871,000 | 4,000 |
| Insider loans | $820,000 | 4,417 |
| FHLB advances | $1,653,000 | 4,113 |
| Loans and leases held for sale | $3,329,000 | 756 |
| Unused loan commitments | $30,190,000 | 1,913 |
| Tier 1 (core) risk-based capital | $20,514,000 | 3,009 |
| Tier 2 risk-based capital | $2,223,000 | 2,356 |
| Total risk weighted assets | $177,747,000 | 2,500 |
| Total unused commitments | $30,190,000 | 1,915 |
| Derivatives | $7,129,000 | 703 |
| 2010-06-30 | Rank | |
| # of Employees: | 97 | 1,601 |
| Assets and Liabilities | ||
| Total Assets: | $257,813,000 | 2,545 |
| Cash and due from depository institutions | $57,924,000 | 1,601 |
| Interest-bearing balances | $51,992,000 | 674 |
| Securities | $11,856,000 | 5,431 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $174,747,000 | 2,441 |
| Loan loss allowance | $2,673,000 | 2,610 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,301,000 | 2,292 |
| Other real estate owned | $768,000 | 1,601 |
| Goodwill and other intangibles | $525,000 | 1,928 |
| All other assets | $6,692,000 | 2,708 |
| Life insurance assets | $2,308,000 | 2,130 |
| Total liabilities and capital | $257,813,000 | 2,545 |
| Total liabilities | $237,251,000 | 2,478 |
| Total deposits | $232,911,000 | 2,323 |
| Interest-bearing deposits | $177,982,000 | 2,616 |
| Deposits held in domestic offices | $232,911,000 | 2,321 |
| % insured | 90.88% | 3,276 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,688,000 | 3,755 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $652,000 | 4,284 |
| Total equity capital | $20,562,000 | 3,137 |
| Total bank equity capital | $20,562,000 | 3,137 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $686,000 | 3,289 |
| Surplus | $2,751,000 | 4,913 |
| Undivided profits | $17,125,000 | 1,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,966,000 | 3,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,161 |
| Income earned, not collected on loans | $732,000 | 4,119 |
| Earning assets | $238,595,000 | 2,516 |
| Long-term assets (5+ years) | $77,035,000 | 1,701 |
| Average Assets, year-to-date | $248,037,670 | 2,617 |
| Average Assets, quarterly | $249,582,500 | 2,614 |
| Volatile liabilities | $29,668,000 | 3,904 |
| Insider loans | $814,000 | 4,492 |
| FHLB advances | $1,653,000 | 4,245 |
| Loans and leases held for sale | $414,000 | 1,392 |
| Unused loan commitments | $28,303,000 | 2,043 |
| Tier 1 (core) risk-based capital | $20,288,000 | 3,027 |
| Tier 2 risk-based capital | $2,204,000 | 2,397 |
| Total risk weighted assets | $175,836,000 | 2,565 |
| Total unused commitments | $28,303,000 | 2,045 |
| Derivatives | $1,076,000 | 954 |
| 2010-03-31 | Rank | |
| # of Employees: | 94 | 1,658 |
| Assets and Liabilities | ||
| Total Assets: | $241,352,000 | 2,745 |
| Cash and due from depository institutions | $45,792,000 | 1,658 |
| Interest-bearing balances | $40,684,000 | 848 |
| Securities | $11,514,000 | 5,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $170,835,000 | 2,547 |
| Loan loss allowance | $2,554,000 | 2,740 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,392,000 | 2,296 |
| Other real estate owned | $788,000 | 1,658 |
| Goodwill and other intangibles | $558,000 | 1,916 |
| All other assets | $6,473,000 | 2,844 |
| Life insurance assets | $2,286,000 | 2,151 |
| Total liabilities and capital | $241,352,000 | 2,745 |
| Total liabilities | $220,932,000 | 2,706 |
| Total deposits | $216,661,000 | 2,539 |
| Interest-bearing deposits | $167,762,000 | 2,823 |
| Deposits held in domestic offices | $216,661,000 | 2,537 |
| % insured | 93.53% | 2,320 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,681,000 | 3,880 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $590,000 | 4,502 |
| Total equity capital | $20,420,000 | 3,170 |
| Total bank equity capital | $20,420,000 | 3,169 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $686,000 | 3,347 |
| Surplus | $2,751,000 | 4,985 |
| Undivided profits | $16,983,000 | 1,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,539,000 | 3,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $515,000 | 515 |
| Income earned, not collected on loans | $738,000 | 4,156 |
| Earning assets | $223,033,000 | 2,709 |
| Long-term assets (5+ years) | $77,590,000 | 1,695 |
| Average Assets, year-to-date | $243,150,000 | 2,729 |
| Average Assets, quarterly | $243,150,000 | 2,729 |
| Volatile liabilities | $27,136,000 | 4,163 |
| Insider loans | $520,000 | 5,227 |
| FHLB advances | $1,653,000 | 4,341 |
| Loans and leases held for sale | $208,000 | 1,550 |
| Unused loan commitments | $37,315,000 | 1,693 |
| Tier 1 (core) risk-based capital | $20,142,000 | 3,069 |
| Tier 2 risk-based capital | $2,163,000 | 2,483 |
| Total risk weighted assets | $172,640,000 | 2,662 |
| Total unused commitments | $37,315,000 | 1,698 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 94 | 1,672 |
| Assets and Liabilities | ||
| Total Assets: | $244,948,000 | 2,718 |
| Cash and due from depository institutions | $48,880,000 | 1,672 |
| Interest-bearing balances | $37,968,000 | 765 |
| Securities | $12,092,000 | 5,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $170,371,000 | 2,601 |
| Loan loss allowance | $2,364,000 | 2,870 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,512,000 | 2,294 |
| Other real estate owned | $788,000 | 1,672 |
| Goodwill and other intangibles | $578,000 | 1,904 |
| All other assets | $6,727,000 | 2,809 |
| Life insurance assets | $2,264,000 | 2,162 |
| Total liabilities and capital | $244,948,000 | 2,718 |
| Total liabilities | $224,506,000 | 2,678 |
| Total deposits | $218,833,000 | 2,511 |
| Interest-bearing deposits | $165,326,000 | 2,849 |
| Deposits held in domestic offices | $218,833,000 | 2,509 |
| % insured | 92.58% | 2,725 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,174,000 | 3,610 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $499,000 | 4,901 |
| Total equity capital | $20,442,000 | 3,130 |
| Total bank equity capital | $20,442,000 | 3,130 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $686,000 | 3,392 |
| Surplus | $2,751,000 | 5,021 |
| Undivided profits | $17,005,000 | 1,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,648,000 | 2,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $514,000 | 495 |
| Income earned, not collected on loans | $748,000 | 4,252 |
| Earning assets | $220,431,000 | 2,758 |
| Long-term assets (5+ years) | $77,676,000 | 1,695 |
| Average Assets, year-to-date | $234,418,200 | 2,773 |
| Average Assets, quarterly | $241,983,000 | 2,742 |
| Volatile liabilities | $28,654,000 | 4,078 |
| Insider loans | $826,000 | 4,600 |
| FHLB advances | $3,153,000 | 4,017 |
| Loans and leases held for sale | $1,509,000 | 839 |
| Unused loan commitments | $34,021,000 | 1,844 |
| Tier 1 (core) risk-based capital | $20,142,000 | 3,052 |
| Tier 2 risk-based capital | $2,115,000 | 2,548 |
| Total risk weighted assets | $168,990,000 | 2,766 |
| Total unused commitments | $34,021,000 | 1,845 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 95 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $239,018,000 | 2,798 |
| Cash and due from depository institutions | $41,287,000 | 1,683 |
| Interest-bearing balances | $36,422,000 | 738 |
| Securities | $12,801,000 | 5,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $172,727,000 | 2,598 |
| Loan loss allowance | $2,554,000 | 2,613 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,613,000 | 2,284 |
| Other real estate owned | $761,000 | 1,683 |
| Goodwill and other intangibles | $607,000 | 1,934 |
| All other assets | $5,222,000 | 3,028 |
| Life insurance assets | $1,766,000 | 2,438 |
| Total liabilities and capital | $239,018,000 | 2,798 |
| Total liabilities | $218,573,000 | 2,736 |
| Total deposits | $209,348,000 | 2,594 |
| Interest-bearing deposits | $160,415,000 | 2,891 |
| Deposits held in domestic offices | $209,348,000 | 2,591 |
| % insured | 92.84% | 2,766 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,128,000 | 3,131 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,097,000 | 3,581 |
| Total equity capital | $20,445,000 | 3,215 |
| Total bank equity capital | $20,445,000 | 3,215 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $686,000 | 3,436 |
| Surplus | $2,751,000 | 5,055 |
| Undivided profits | $17,008,000 | 1,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,114,000 | 3,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $343,000 | 580 |
| Income earned, not collected on loans | $765,000 | 4,369 |
| Earning assets | $221,950,000 | 2,760 |
| Long-term assets (5+ years) | $75,109,000 | 1,726 |
| Average Assets, year-to-date | $231,785,750 | 2,822 |
| Average Assets, quarterly | $237,666,000 | 2,790 |
| Volatile liabilities | $27,442,000 | 4,210 |
| Insider loans | $553,000 | 5,223 |
| FHLB advances | $6,113,000 | 3,379 |
| Loans and leases held for sale | $422,000 | 1,295 |
| Unused loan commitments | $37,424,000 | 1,804 |
| Tier 1 (core) risk-based capital | $20,080,000 | 3,098 |
| Tier 2 risk-based capital | $2,146,000 | 2,517 |
| Total risk weighted assets | $171,255,000 | 2,758 |
| Total unused commitments | $37,424,000 | 1,805 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 96 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $236,314,000 | 2,817 |
| Cash and due from depository institutions | $36,614,000 | 1,702 |
| Interest-bearing balances | $29,987,000 | 734 |
| Securities | $14,172,000 | 5,169 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $172,793,000 | 2,640 |
| Loan loss allowance | $2,397,000 | 2,666 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,739,000 | 2,272 |
| Other real estate owned | $706,000 | 1,702 |
| Goodwill and other intangibles | $644,000 | 1,921 |
| All other assets | $5,646,000 | 2,893 |
| Life insurance assets | $2,224,000 | 2,183 |
| Total liabilities and capital | $236,314,000 | 2,817 |
| Total liabilities | $216,081,000 | 2,767 |
| Total deposits | $207,980,000 | 2,600 |
| Interest-bearing deposits | $158,897,000 | 2,926 |
| Deposits held in domestic offices | $207,980,000 | 2,597 |
| % insured | 83.39% | 2,676 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $6,986,000 | 3,473 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,115,000 | 3,567 |
| Total equity capital | $20,233,000 | 3,208 |
| Total bank equity capital | $20,233,000 | 3,208 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $686,000 | 3,478 |
| Surplus | $2,751,000 | 5,101 |
| Undivided profits | $16,796,000 | 1,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,530,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $337,000 | 573 |
| Income earned, not collected on loans | $752,000 | 4,338 |
| Earning assets | $216,952,000 | 2,809 |
| Long-term assets (5+ years) | $79,161,000 | 1,650 |
| Average Assets, year-to-date | $229,375,000 | 2,869 |
| Average Assets, quarterly | $232,014,500 | 2,859 |
| Volatile liabilities | $26,536,000 | 4,282 |
| Insider loans | $1,871,000 | 3,236 |
| FHLB advances | $4,978,000 | 3,817 |
| Loans and leases held for sale | $2,124,000 | 874 |
| Unused loan commitments | $29,247,000 | 2,244 |
| Tier 1 (core) risk-based capital | $19,968,000 | 3,144 |
| Tier 2 risk-based capital | $2,095,000 | 2,546 |
| Total risk weighted assets | $167,285,000 | 2,830 |
| Total unused commitments | $29,247,000 | 2,247 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 97 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $227,715,000 | 2,929 |
| Cash and due from depository institutions | $30,799,000 | 1,704 |
| Interest-bearing balances | $25,994,000 | 740 |
| Securities | $12,787,000 | 5,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $171,246,000 | 2,680 |
| Loan loss allowance | $2,341,000 | 2,641 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,824,000 | 2,256 |
| Other real estate owned | $966,000 | 1,704 |
| Goodwill and other intangibles | $489,000 | 2,075 |
| All other assets | $5,604,000 | 2,881 |
| Life insurance assets | $2,203,000 | 2,197 |
| Total liabilities and capital | $227,715,000 | 2,929 |
| Total liabilities | $207,619,000 | 2,884 |
| Total deposits | $200,989,000 | 2,692 |
| Interest-bearing deposits | $153,870,000 | 3,001 |
| Deposits held in domestic offices | $200,989,000 | 2,690 |
| % insured | 85.53% | 2,134 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,155,000 | 3,646 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $475,000 | 5,385 |
| Total equity capital | $20,096,000 | 3,257 |
| Total bank equity capital | $20,096,000 | 3,257 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $686,000 | 3,502 |
| Surplus | $2,751,000 | 5,131 |
| Undivided profits | $16,659,000 | 1,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 3,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $781,000 | 4,213 |
| Earning assets | $210,027,000 | 2,917 |
| Long-term assets (5+ years) | $81,091,000 | 1,575 |
| Average Assets, year-to-date | $225,905,500 | 2,918 |
| Average Assets, quarterly | $225,905,500 | 2,918 |
| Volatile liabilities | $22,952,000 | 4,642 |
| Insider loans | $1,851,000 | 3,249 |
| FHLB advances | $4,153,000 | 4,017 |
| Loans and leases held for sale | $3,656,000 | 556 |
| Unused loan commitments | $25,932,000 | 2,558 |
| Tier 1 (core) risk-based capital | $19,801,000 | 3,171 |
| Tier 2 risk-based capital | $2,045,000 | 2,578 |
| Total risk weighted assets | $163,336,000 | 2,901 |
| Total unused commitments | $25,932,000 | 2,562 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 98 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $224,096,000 | 2,948 |
| Cash and due from depository institutions | $23,004,000 | 1,695 |
| Interest-bearing balances | $16,456,000 | 706 |
| Securities | $13,537,000 | 5,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $174,631,000 | 2,644 |
| Loan loss allowance | $2,197,000 | 2,710 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,920,000 | 2,230 |
| Other real estate owned | $901,000 | 1,695 |
| Goodwill and other intangibles | $399,000 | 2,166 |
| All other assets | $5,704,000 | 2,859 |
| Life insurance assets | $2,182,000 | 2,215 |
| Total liabilities and capital | $224,096,000 | 2,948 |
| Total liabilities | $204,184,000 | 2,897 |
| Total deposits | $196,826,000 | 2,686 |
| Interest-bearing deposits | $146,733,000 | 3,065 |
| Deposits held in domestic offices | $196,826,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,148,000 | 3,694 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $210,000 | 6,926 |
| Total equity capital | $19,912,000 | 3,268 |
| Total bank equity capital | $19,912,000 | 3,268 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $686,000 | 3,527 |
| Surplus | $2,751,000 | 5,139 |
| Undivided profits | $16,475,000 | 1,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 3,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $184,000 | 639 |
| Income earned, not collected on loans | $789,000 | 4,423 |
| Earning assets | $204,624,000 | 2,950 |
| Long-term assets (5+ years) | $83,824,000 | 1,511 |
| Average Assets, year-to-date | $225,634,400 | 2,824 |
| Average Assets, quarterly | $226,854,500 | 2,880 |
| Volatile liabilities | $19,937,000 | 4,919 |
| Insider loans | $1,709,000 | 3,440 |
| FHLB advances | $5,153,000 | 3,964 |
| Loans and leases held for sale | $1,152,000 | 816 |
| Unused loan commitments | $26,298,000 | 2,575 |
| Tier 1 (core) risk-based capital | $19,637,000 | 3,174 |
| Tier 2 risk-based capital | $2,061,000 | 2,546 |
| Total risk weighted assets | $164,748,000 | 2,895 |
| Total unused commitments | $26,298,000 | 2,576 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 97 | 1,735 |
| Assets and Liabilities | ||
| Total Assets: | $229,613,000 | 2,846 |
| Cash and due from depository institutions | $30,128,000 | 1,735 |
| Interest-bearing balances | $16,918,000 | 420 |
| Securities | $12,857,000 | 5,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $174,338,000 | 2,635 |
| Loan loss allowance | $2,345,000 | 2,401 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,762,000 | 2,271 |
| Other real estate owned | $515,000 | 1,735 |
| Goodwill and other intangibles | $668,000 | 1,964 |
| All other assets | $5,345,000 | 3,013 |
| Life insurance assets | $2,160,000 | 2,229 |
| Total liabilities and capital | $229,613,000 | 2,846 |
| Total liabilities | $209,686,000 | 2,799 |
| Total deposits | $201,954,000 | 2,592 |
| Interest-bearing deposits | $153,803,000 | 2,903 |
| Deposits held in domestic offices | $201,954,000 | 2,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,142,000 | 3,707 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $590,000 | 5,081 |
| Total equity capital | $19,927,000 | 3,279 |
| Total bank equity capital | $19,927,000 | 3,279 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $686,000 | 3,560 |
| Surplus | $2,751,000 | 5,161 |
| Undivided profits | $16,490,000 | 2,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,055,000 | 2,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $184,000 | 645 |
| Income earned, not collected on loans | $789,000 | 4,589 |
| Earning assets | $204,113,000 | 2,923 |
| Long-term assets (5+ years) | $85,410,000 | 1,472 |
| Average Assets, year-to-date | $226,019,000 | 2,824 |
| Average Assets, quarterly | $228,121,000 | 2,845 |
| Volatile liabilities | $21,412,000 | 4,635 |
| Insider loans | $1,898,000 | 3,261 |
| FHLB advances | $5,153,000 | 3,963 |
| Loans and leases held for sale | $1,243,000 | 697 |
| Unused loan commitments | $19,924,000 | 3,227 |
| Tier 1 (core) risk-based capital | $19,719,000 | 3,216 |
| Tier 2 risk-based capital | $2,029,000 | 2,504 |
| Total risk weighted assets | $162,029,000 | 2,939 |
| Total unused commitments | $19,924,000 | 3,230 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 98 | 1,753 |
| Assets and Liabilities | ||
| Total Assets: | $226,629,000 | 2,870 |
| Cash and due from depository institutions | $25,989,000 | 1,753 |
| Interest-bearing balances | $18,630,000 | 335 |
| Securities | $12,289,000 | 5,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $175,893,000 | 2,585 |
| Loan loss allowance | $2,307,000 | 2,387 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,808,000 | 2,248 |
| Other real estate owned | $15,000 | 1,753 |
| Goodwill and other intangibles | $704,000 | 1,948 |
| All other assets | $5,931,000 | 2,765 |
| Life insurance assets | $2,138,000 | 2,250 |
| Total liabilities and capital | $226,629,000 | 2,870 |
| Total liabilities | $206,817,000 | 2,826 |
| Total deposits | $198,697,000 | 2,619 |
| Interest-bearing deposits | $149,351,000 | 2,965 |
| Deposits held in domestic offices | $198,697,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,636,000 | 3,502 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $484,000 | 5,518 |
| Total equity capital | $19,812,000 | 3,307 |
| Total bank equity capital | $19,812,000 | 3,307 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $686,000 | 3,591 |
| Surplus | $2,751,000 | 5,173 |
| Undivided profits | $16,375,000 | 2,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,278,000 | 3,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $885,000 | 4,130 |
| Earning assets | $206,812,000 | 2,878 |
| Long-term assets (5+ years) | $87,337,000 | 1,423 |
| Average Assets, year-to-date | $224,821,000 | 2,836 |
| Average Assets, quarterly | $227,697,000 | 2,836 |
| Volatile liabilities | $26,002,000 | 4,142 |
| Insider loans | $2,396,000 | 2,791 |
| FHLB advances | $5,653,000 | 3,741 |
| Loans and leases held for sale | $1,719,000 | 687 |
| Unused loan commitments | $31,045,000 | 2,478 |
| Tier 1 (core) risk-based capital | $19,585,000 | 3,245 |
| Tier 2 risk-based capital | $2,093,000 | 2,400 |
| Total risk weighted assets | $167,259,000 | 2,844 |
| Total unused commitments | $31,045,000 | 2,481 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 100 | 1,700 |
| Assets and Liabilities | ||
| Total Assets: | $228,765,000 | 2,822 |
| Cash and due from depository institutions | $30,304,000 | 1,700 |
| Interest-bearing balances | $21,401,000 | 353 |
| Securities | $9,111,000 | 6,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $177,021,000 | 2,537 |
| Loan loss allowance | $2,299,000 | 2,323 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,870,000 | 2,190 |
| Other real estate owned | $82,000 | 1,700 |
| Goodwill and other intangibles | $722,000 | 1,930 |
| All other assets | $5,655,000 | 2,795 |
| Life insurance assets | $2,116,000 | 2,257 |
| Total liabilities and capital | $228,765,000 | 2,822 |
| Total liabilities | $207,908,000 | 2,777 |
| Total deposits | $199,664,000 | 2,608 |
| Interest-bearing deposits | $152,590,000 | 2,911 |
| Deposits held in domestic offices | $199,664,000 | 2,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,629,000 | 3,254 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $615,000 | 5,179 |
| Total equity capital | $20,857,000 | 3,234 |
| Total bank equity capital | $20,857,000 | 3,234 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $686,000 | 3,602 |
| Surplus | $2,751,000 | 5,159 |
| Undivided profits | $17,420,000 | 2,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,048 |
| Income earned, not collected on loans | $844,000 | 4,276 |
| Earning assets | $207,533,000 | 2,850 |
| Long-term assets (5+ years) | $40,413,000 | 2,511 |
| Average Assets, year-to-date | $223,917,000 | 2,835 |
| Average Assets, quarterly | $223,917,000 | 2,835 |
| Volatile liabilities | $21,491,000 | 4,606 |
| Insider loans | $2,486,000 | 2,683 |
| FHLB advances | $5,653,000 | 3,499 |
| Loans and leases held for sale | $458,000 | 1,265 |
| Unused loan commitments | $23,822,000 | 3,014 |
| Tier 1 (core) risk-based capital | $20,467,000 | 3,109 |
| Tier 2 risk-based capital | $2,047,000 | 2,398 |
| Total risk weighted assets | $163,492,000 | 2,856 |
| Total unused commitments | $23,822,000 | 3,019 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 100 | 1,712 |
| Assets and Liabilities | ||
| Total Assets: | $219,069,000 | 2,881 |
| Cash and due from depository institutions | $24,733,000 | 1,712 |
| Interest-bearing balances | $17,448,000 | 353 |
| Securities | $3,711,000 | 7,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $178,314,000 | 2,487 |
| Loan loss allowance | $2,271,000 | 2,304 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,998,000 | 2,145 |
| Other real estate owned | $0 | 1,712 |
| Goodwill and other intangibles | $750,000 | 1,908 |
| All other assets | $5,563,000 | 2,845 |
| Life insurance assets | $2,095,000 | 2,262 |
| Total liabilities and capital | $219,069,000 | 2,881 |
| Total liabilities | $198,405,000 | 2,847 |
| Total deposits | $190,326,000 | 2,689 |
| Interest-bearing deposits | $143,750,000 | 3,030 |
| Deposits held in domestic offices | $190,326,000 | 2,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,623,000 | 3,103 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $456,000 | 5,875 |
| Total equity capital | $20,664,000 | 3,221 |
| Total bank equity capital | $20,664,000 | 3,221 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $686,000 | 3,611 |
| Surplus | $2,751,000 | 5,156 |
| Undivided profits | $17,227,000 | 2,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 3,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,055 |
| Income earned, not collected on loans | $815,000 | 4,651 |
| Earning assets | $199,473,000 | 2,888 |
| Long-term assets (5+ years) | $33,989,000 | 2,655 |
| Average Assets, year-to-date | $221,083,200 | 2,772 |
| Average Assets, quarterly | $219,700,000 | 2,845 |
| Volatile liabilities | $21,773,000 | 4,586 |
| Insider loans | $2,316,000 | 2,767 |
| FHLB advances | $5,653,000 | 3,322 |
| Loans and leases held for sale | $712,000 | 1,062 |
| Unused loan commitments | $26,135,000 | 2,852 |
| Tier 1 (core) risk-based capital | $20,287,000 | 3,116 |
| Tier 2 risk-based capital | $2,043,000 | 2,360 |
| Total risk weighted assets | $163,199,000 | 2,835 |
| Total unused commitments | $26,135,000 | 2,853 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 98 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $220,331,000 | 2,822 |
| Cash and due from depository institutions | $24,787,000 | 1,740 |
| Interest-bearing balances | $17,369,000 | 319 |
| Securities | $3,914,000 | 7,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $179,118,000 | 2,442 |
| Loan loss allowance | $2,256,000 | 2,275 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,117,000 | 2,051 |
| Other real estate owned | $0 | 1,740 |
| Goodwill and other intangibles | $798,000 | 1,852 |
| All other assets | $5,597,000 | 2,835 |
| Life insurance assets | $2,072,000 | 2,228 |
| Total liabilities and capital | $220,331,000 | 2,822 |
| Total liabilities | $199,948,000 | 2,785 |
| Total deposits | $191,620,000 | 2,647 |
| Interest-bearing deposits | $145,655,000 | 2,953 |
| Deposits held in domestic offices | $191,620,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,617,000 | 2,954 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $711,000 | 4,889 |
| Total equity capital | $20,383,000 | 3,213 |
| Total bank equity capital | $20,383,000 | 3,213 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $686,000 | 3,598 |
| Surplus | $2,751,000 | 5,123 |
| Undivided profits | $16,946,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,797,000 | 2,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 994 |
| Income earned, not collected on loans | $865,000 | 4,708 |
| Earning assets | $200,401,000 | 2,849 |
| Long-term assets (5+ years) | $33,529,000 | 2,567 |
| Average Assets, year-to-date | $221,586,750 | 2,760 |
| Average Assets, quarterly | $220,242,500 | 2,802 |
| Volatile liabilities | $20,339,000 | 4,679 |
| Insider loans | $2,271,000 | 2,786 |
| FHLB advances | $5,653,000 | 3,178 |
| Loans and leases held for sale | $519,000 | 1,146 |
| Unused loan commitments | $25,202,000 | 2,953 |
| Tier 1 (core) risk-based capital | $19,988,000 | 3,144 |
| Tier 2 risk-based capital | $2,061,000 | 2,330 |
| Total risk weighted assets | $164,672,000 | 2,761 |
| Total unused commitments | $25,202,000 | 2,953 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 100 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $220,154,000 | 2,833 |
| Cash and due from depository institutions | $23,539,000 | 1,747 |
| Interest-bearing balances | $16,490,000 | 388 |
| Securities | $4,157,000 | 7,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $179,912,000 | 2,438 |
| Loan loss allowance | $2,244,000 | 2,277 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,164,000 | 2,038 |
| Other real estate owned | $0 | 1,747 |
| Goodwill and other intangibles | $842,000 | 1,838 |
| All other assets | $5,540,000 | 2,823 |
| Life insurance assets | $2,049,000 | 2,247 |
| Total liabilities and capital | $220,155,000 | 2,833 |
| Total liabilities | $200,123,000 | 2,797 |
| Total deposits | $183,347,000 | 2,794 |
| Interest-bearing deposits | $137,850,000 | 3,124 |
| Deposits held in domestic offices | $183,347,000 | 2,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,467,000 | 1,894 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $309,000 | 6,653 |
| Total equity capital | $20,032,000 | 3,219 |
| Total bank equity capital | $20,032,000 | 3,219 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $686,000 | 3,614 |
| Surplus | $2,751,000 | 5,121 |
| Undivided profits | $16,595,000 | 2,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,810,000 | 1,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 801 |
| Income earned, not collected on loans | $862,000 | 4,456 |
| Earning assets | $200,559,000 | 2,841 |
| Long-term assets (5+ years) | $33,174,000 | 2,544 |
| Average Assets, year-to-date | $222,005,330 | 2,788 |
| Average Assets, quarterly | $219,472,500 | 2,829 |
| Volatile liabilities | $26,046,000 | 4,049 |
| Insider loans | $2,809,000 | 2,407 |
| FHLB advances | $14,508,000 | 1,947 |
| Loans and leases held for sale | $240,000 | 1,512 |
| Unused loan commitments | $24,211,000 | 3,040 |
| Tier 1 (core) risk-based capital | $19,615,000 | 3,188 |
| Tier 2 risk-based capital | $2,073,000 | 2,307 |
| Total risk weighted assets | $165,697,000 | 2,723 |
| Total unused commitments | $24,211,000 | 3,042 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 97 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $218,791,000 | 2,851 |
| Cash and due from depository institutions | $23,035,000 | 1,786 |
| Interest-bearing balances | $16,196,000 | 409 |
| Securities | $4,024,000 | 7,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $179,700,000 | 2,430 |
| Loan loss allowance | $2,188,000 | 2,316 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,937,000 | 2,088 |
| Other real estate owned | $0 | 1,786 |
| Goodwill and other intangibles | $869,000 | 1,820 |
| All other assets | $5,226,000 | 2,892 |
| Life insurance assets | $2,026,000 | 2,254 |
| Total liabilities and capital | $218,791,000 | 2,851 |
| Total liabilities | $199,033,000 | 2,799 |
| Total deposits | $184,777,000 | 2,769 |
| Interest-bearing deposits | $141,008,000 | 3,047 |
| Deposits held in domestic offices | $184,777,000 | 2,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $13,531,000 | 2,069 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $725,000 | 4,668 |
| Total equity capital | $19,758,000 | 3,278 |
| Total bank equity capital | $19,758,000 | 3,278 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $686,000 | 3,613 |
| Surplus | $2,751,000 | 5,099 |
| Undivided profits | $16,321,000 | 2,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $898,000 | 2,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 592 |
| Income earned, not collected on loans | $787,000 | 4,627 |
| Earning assets | $199,920,000 | 2,850 |
| Long-term assets (5+ years) | $35,117,000 | 2,424 |
| Average Assets, year-to-date | $222,931,000 | 2,783 |
| Average Assets, quarterly | $222,931,000 | 2,783 |
| Volatile liabilities | $25,262,000 | 4,048 |
| Insider loans | $2,240,000 | 2,801 |
| FHLB advances | $11,578,000 | 2,139 |
| Loans and leases held for sale | $167,000 | 1,558 |
| Unused loan commitments | $25,162,000 | 2,947 |
| Tier 1 (core) risk-based capital | $19,310,000 | 3,218 |
| Tier 2 risk-based capital | $2,105,000 | 2,280 |
| Total risk weighted assets | $168,307,000 | 2,661 |
| Total unused commitments | $25,162,000 | 2,949 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 100 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $227,071,000 | 2,750 |
| Cash and due from depository institutions | $27,297,000 | 1,725 |
| Interest-bearing balances | $18,549,000 | 320 |
| Securities | $4,956,000 | 7,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $182,304,000 | 2,387 |
| Loan loss allowance | $2,144,000 | 2,320 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,304,000 | 2,278 |
| Other real estate owned | $348,000 | 1,725 |
| Goodwill and other intangibles | $492,000 | 2,166 |
| All other assets | $6,370,000 | 2,509 |
| Life insurance assets | $2,003,000 | 2,234 |
| Total liabilities and capital | $227,071,000 | 2,750 |
| Total liabilities | $207,514,000 | 2,708 |
| Total deposits | $199,180,000 | 2,559 |
| Interest-bearing deposits | $148,678,000 | 2,873 |
| Deposits held in domestic offices | $199,180,000 | 2,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,100,000 | 2,790 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $234,000 | 7,080 |
| Total equity capital | $19,557,000 | 3,251 |
| Total bank equity capital | $19,557,000 | 3,251 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $686,000 | 3,618 |
| Surplus | $2,751,000 | 5,085 |
| Undivided profits | $16,120,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 904 |
| Income earned, not collected on loans | $882,000 | 4,382 |
| Earning assets | $205,809,000 | 2,776 |
| Long-term assets (5+ years) | $36,072,000 | 2,328 |
| Average Assets, year-to-date | $231,617,000 | 2,628 |
| Average Assets, quarterly | $225,632,000 | 2,747 |
| Volatile liabilities | $19,782,000 | 4,726 |
| Insider loans | $2,281,000 | 2,741 |
| FHLB advances | $6,153,000 | 3,035 |
| Loans and leases held for sale | $475,000 | 1,213 |
| Unused loan commitments | $28,139,000 | 2,708 |
| Tier 1 (core) risk-based capital | $19,510,000 | 3,147 |
| Tier 2 risk-based capital | $2,061,000 | 2,303 |
| Total risk weighted assets | $164,821,000 | 2,691 |
| Total unused commitments | $28,139,000 | 2,708 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 99 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $224,193,000 | 2,766 |
| Cash and due from depository institutions | $28,569,000 | 1,762 |
| Interest-bearing balances | $21,959,000 | 243 |
| Securities | $5,727,000 | 7,168 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $179,995,000 | 2,415 |
| Loan loss allowance | $2,137,000 | 2,343 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,304,000 | 2,251 |
| Other real estate owned | $260,000 | 1,762 |
| Goodwill and other intangibles | $503,000 | 2,151 |
| All other assets | $3,835,000 | 3,617 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $224,193,000 | 2,766 |
| Total liabilities | $204,977,000 | 2,713 |
| Total deposits | $196,300,000 | 2,567 |
| Interest-bearing deposits | $147,987,000 | 2,843 |
| Deposits held in domestic offices | $196,300,000 | 2,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,094,000 | 2,952 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $583,000 | 5,200 |
| Total equity capital | $19,216,000 | 3,263 |
| Total bank equity capital | $19,216,000 | 3,263 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $686,000 | 3,641 |
| Surplus | $2,751,000 | 5,077 |
| Undivided profits | $15,779,000 | 2,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 894 |
| Income earned, not collected on loans | $853,000 | 4,503 |
| Earning assets | $207,681,000 | 2,737 |
| Long-term assets (5+ years) | $37,023,000 | 2,269 |
| Average Assets, year-to-date | $232,753,500 | 2,638 |
| Average Assets, quarterly | $231,303,000 | 2,675 |
| Volatile liabilities | $17,451,000 | 5,038 |
| Insider loans | $2,895,000 | 2,258 |
| FHLB advances | $6,153,000 | 3,179 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,006,000 | 2,745 |
| Tier 1 (core) risk-based capital | $19,171,000 | 3,159 |
| Tier 2 risk-based capital | $2,068,000 | 2,303 |
| Total risk weighted assets | $165,363,000 | 2,659 |
| Total unused commitments | $28,006,000 | 2,745 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $238,413,000 | 2,619 |
| Cash and due from depository institutions | $37,548,000 | 1,767 |
| Interest-bearing balances | $28,794,000 | 165 |
| Securities | $6,304,000 | 7,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $182,766,000 | 2,365 |
| Loan loss allowance | $2,102,000 | 2,341 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,401,000 | 2,164 |
| Other real estate owned | $260,000 | 1,767 |
| Goodwill and other intangibles | $487,000 | 2,165 |
| All other assets | $5,647,000 | 2,735 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $238,413,000 | 2,619 |
| Total liabilities | $219,544,000 | 2,563 |
| Total deposits | $199,896,000 | 2,524 |
| Interest-bearing deposits | $150,797,000 | 2,788 |
| Deposits held in domestic offices | $199,896,000 | 2,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $19,244,000 | 1,825 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $404,000 | 5,794 |
| Total equity capital | $18,869,000 | 3,211 |
| Total bank equity capital | $18,869,000 | 3,211 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $686,000 | 3,641 |
| Surplus | $2,751,000 | 5,068 |
| Undivided profits | $15,432,000 | 2,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $494,000 | 3,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 847 |
| Income earned, not collected on loans | $848,000 | 4,138 |
| Earning assets | $217,864,000 | 2,618 |
| Long-term assets (5+ years) | $37,705,000 | 2,213 |
| Average Assets, year-to-date | $235,607,000 | 2,618 |
| Average Assets, quarterly | $236,461,500 | 2,618 |
| Volatile liabilities | $27,562,000 | 3,862 |
| Insider loans | $3,025,000 | 2,155 |
| FHLB advances | $6,153,000 | 3,220 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $27,990,000 | 2,732 |
| Tier 1 (core) risk-based capital | $18,837,000 | 3,155 |
| Tier 2 risk-based capital | $2,102,000 | 2,255 |
| Total risk weighted assets | $170,745,000 | 2,559 |
| Total unused commitments | $27,990,000 | 2,733 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $234,510,000 | 2,647 |
| Cash and due from depository institutions | $37,670,000 | 1,769 |
| Interest-bearing balances | $29,990,000 | 186 |
| Securities | $6,805,000 | 7,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $178,104,000 | 2,374 |
| Loan loss allowance | $2,080,000 | 2,337 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,411,000 | 2,106 |
| Other real estate owned | $260,000 | 1,769 |
| Goodwill and other intangibles | $406,000 | 2,225 |
| All other assets | $5,854,000 | 2,574 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $234,510,000 | 2,647 |
| Total liabilities | $215,985,000 | 2,585 |
| Total deposits | $192,894,000 | 2,592 |
| Interest-bearing deposits | $144,122,000 | 2,880 |
| Deposits held in domestic offices | $192,894,000 | 2,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,425,000 | 1,607 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $666,000 | 4,493 |
| Total equity capital | $18,525,000 | 3,246 |
| Total bank equity capital | $18,525,000 | 3,246 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $686,000 | 3,630 |
| Surplus | $2,751,000 | 5,003 |
| Undivided profits | $15,088,000 | 2,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 3,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 840 |
| Income earned, not collected on loans | $807,000 | 4,103 |
| Earning assets | $214,899,000 | 2,640 |
| Long-term assets (5+ years) | $34,234,000 | 2,358 |
| Average Assets, year-to-date | $234,204,000 | 2,619 |
| Average Assets, quarterly | $234,204,000 | 2,619 |
| Volatile liabilities | $30,461,000 | 3,498 |
| Insider loans | $4,283,000 | 1,566 |
| FHLB advances | $14,000,000 | 2,019 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,516,000 | 2,883 |
| Tier 1 (core) risk-based capital | $18,501,000 | 3,173 |
| Tier 2 risk-based capital | $2,080,000 | 2,233 |
| Total risk weighted assets | $166,995,000 | 2,554 |
| Total unused commitments | $25,516,000 | 2,883 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $233,898,000 | 2,634 |
| Cash and due from depository institutions | $39,220,000 | 1,762 |
| Interest-bearing balances | $29,986,000 | 167 |
| Securities | $7,392,000 | 6,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $175,880,000 | 2,365 |
| Loan loss allowance | $2,027,000 | 2,350 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,515,000 | 2,050 |
| Other real estate owned | $260,000 | 1,762 |
| Goodwill and other intangibles | $414,000 | 2,217 |
| All other assets | $5,217,000 | 2,798 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $233,898,000 | 2,634 |
| Total liabilities | $215,652,000 | 2,567 |
| Total deposits | $197,404,000 | 2,508 |
| Interest-bearing deposits | $145,864,000 | 2,812 |
| Deposits held in domestic offices | $197,404,000 | 2,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,942,000 | 1,882 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $306,000 | 6,277 |
| Total equity capital | $18,246,000 | 3,250 |
| Total bank equity capital | $18,246,000 | 3,250 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $686,000 | 3,646 |
| Surplus | $2,751,000 | 4,983 |
| Undivided profits | $14,809,000 | 2,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 3,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 842 |
| Income earned, not collected on loans | $767,000 | 4,318 |
| Earning assets | $213,258,000 | 2,625 |
| Long-term assets (5+ years) | $36,245,000 | 2,228 |
| Average Assets, year-to-date | $231,851,200 | 2,550 |
| Average Assets, quarterly | $234,381,000 | 2,609 |
| Volatile liabilities | $24,761,000 | 3,906 |
| Insider loans | $3,361,000 | 1,934 |
| FHLB advances | $15,440,000 | 1,946 |
| Loans and leases held for sale | $1,298,000 | 760 |
| Unused loan commitments | $25,243,000 | 2,838 |
| Tier 1 (core) risk-based capital | $18,221,000 | 3,163 |
| Tier 2 risk-based capital | $2,027,000 | 2,261 |
| Total risk weighted assets | $164,825,000 | 2,562 |
| Total unused commitments | $25,243,000 | 2,840 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 97 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $234,864,000 | 2,582 |
| Cash and due from depository institutions | $40,374,000 | 1,793 |
| Interest-bearing balances | $31,342,000 | 174 |
| Securities | $7,979,000 | 6,779 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $174,299,000 | 2,348 |
| Loan loss allowance | $2,115,000 | 2,267 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,299,000 | 2,073 |
| Other real estate owned | $0 | 1,793 |
| Goodwill and other intangibles | $399,000 | 2,215 |
| All other assets | $6,514,000 | 2,316 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $234,864,000 | 2,582 |
| Total liabilities | $216,927,000 | 2,509 |
| Total deposits | $194,673,000 | 2,503 |
| Interest-bearing deposits | $144,488,000 | 2,775 |
| Deposits held in domestic offices | $194,673,000 | 2,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,874,000 | 1,671 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $380,000 | 5,855 |
| Total equity capital | $17,937,000 | 3,256 |
| Total bank equity capital | $17,937,000 | 3,256 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $686,000 | 3,634 |
| Surplus | $2,751,000 | 4,934 |
| Undivided profits | $14,500,000 | 2,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 3,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $847,000 | 3,957 |
| Earning assets | $213,620,000 | 2,589 |
| Long-term assets (5+ years) | $31,882,000 | 2,479 |
| Average Assets, year-to-date | $231,339,500 | 2,536 |
| Average Assets, quarterly | $236,075,000 | 2,541 |
| Volatile liabilities | $26,527,000 | 3,686 |
| Insider loans | $3,647,000 | 1,776 |
| FHLB advances | $19,370,000 | 1,714 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $26,410,000 | 2,732 |
| Tier 1 (core) risk-based capital | $17,919,000 | 3,156 |
| Tier 2 risk-based capital | $2,076,000 | 2,199 |
| Total risk weighted assets | $166,066,000 | 2,505 |
| Total unused commitments | $26,410,000 | 2,733 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $237,286,000 | 2,509 |
| Cash and due from depository institutions | $42,839,000 | 1,772 |
| Interest-bearing balances | $31,735,000 | 153 |
| Securities | $8,925,000 | 6,610 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $174,832,000 | 2,288 |
| Loan loss allowance | $2,054,000 | 2,289 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,314,000 | 2,030 |
| Other real estate owned | $0 | 1,772 |
| Goodwill and other intangibles | $396,000 | 2,225 |
| All other assets | $4,980,000 | 2,754 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $237,286,000 | 2,509 |
| Total liabilities | $219,742,000 | 2,443 |
| Total deposits | $193,798,000 | 2,477 |
| Interest-bearing deposits | $147,895,000 | 2,697 |
| Deposits held in domestic offices | $193,798,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,981,000 | 1,541 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $963,000 | 3,326 |
| Total equity capital | $17,544,000 | 3,264 |
| Total bank equity capital | $17,544,000 | 3,264 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $686,000 | 3,621 |
| Surplus | $2,751,000 | 4,910 |
| Undivided profits | $14,107,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $813,000 | 3,788 |
| Earning assets | $215,492,000 | 2,533 |
| Long-term assets (5+ years) | $29,089,000 | 2,643 |
| Average Assets, year-to-date | $230,164,670 | 2,525 |
| Average Assets, quarterly | $232,707,000 | 2,525 |
| Volatile liabilities | $28,741,000 | 3,400 |
| Insider loans | $3,726,000 | 1,709 |
| FHLB advances | $22,473,000 | 1,554 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $25,964,000 | 2,692 |
| Tier 1 (core) risk-based capital | $17,522,000 | 3,150 |
| Tier 2 risk-based capital | $2,054,000 | 2,187 |
| Total risk weighted assets | $167,202,000 | 2,439 |
| Total unused commitments | $25,964,000 | 2,693 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 95 | 1,796 |
| Assets and Liabilities | ||
| Total Assets: | $228,128,000 | 2,576 |
| Cash and due from depository institutions | $39,306,000 | 1,796 |
| Interest-bearing balances | $32,131,000 | 162 |
| Securities | $9,653,000 | 6,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $169,283,000 | 2,305 |
| Loan loss allowance | $2,009,000 | 2,310 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,418,000 | 1,964 |
| Other real estate owned | $0 | 1,796 |
| Goodwill and other intangibles | $397,000 | 2,224 |
| All other assets | $4,071,000 | 3,148 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $228,128,000 | 2,576 |
| Total liabilities | $210,895,000 | 2,499 |
| Total deposits | $186,823,000 | 2,543 |
| Interest-bearing deposits | $142,711,000 | 2,777 |
| Deposits held in domestic offices | $186,823,000 | 2,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,648,000 | 1,527 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $424,000 | 5,167 |
| Total equity capital | $17,233,000 | 3,252 |
| Total bank equity capital | $17,233,000 | 3,252 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $686,000 | 3,631 |
| Surplus | $2,751,000 | 4,917 |
| Undivided profits | $13,796,000 | 2,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $719,000 | 4,061 |
| Earning assets | $211,067,000 | 2,560 |
| Long-term assets (5+ years) | $27,709,000 | 2,784 |
| Average Assets, year-to-date | $226,604,000 | 2,575 |
| Average Assets, quarterly | $226,604,000 | 2,575 |
| Volatile liabilities | $29,489,000 | 3,228 |
| Insider loans | $3,762,000 | 1,661 |
| FHLB advances | $21,748,000 | 1,517 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $24,806,000 | 2,716 |
| Tier 1 (core) risk-based capital | $17,217,000 | 3,167 |
| Tier 2 risk-based capital | $2,002,000 | 2,230 |
| Total risk weighted assets | $160,145,000 | 2,510 |
| Total unused commitments | $24,806,000 | 2,721 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $225,080,000 | 2,602 |
| Cash and due from depository institutions | $39,483,000 | 1,719 |
| Interest-bearing balances | $32,434,000 | 165 |
| Securities | $10,362,000 | 6,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $167,161,000 | 2,310 |
| Loan loss allowance | $1,956,000 | 2,358 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,568,000 | 2,873 |
| Other real estate owned | $0 | 1,719 |
| Goodwill and other intangibles | $408,000 | 2,215 |
| All other assets | $4,098,000 | 3,072 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $225,080,000 | 2,602 |
| Total liabilities | $208,120,000 | 2,529 |
| Total deposits | $189,437,000 | 2,488 |
| Interest-bearing deposits | $143,871,000 | 2,755 |
| Deposits held in domestic offices | $189,437,000 | 2,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,480,000 | 1,811 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $203,000 | 6,830 |
| Total equity capital | $16,960,000 | 3,294 |
| Total bank equity capital | $16,960,000 | 3,294 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $686,000 | 3,634 |
| Surplus | $2,751,000 | 4,899 |
| Undivided profits | $13,523,000 | 2,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $396,000 | 4,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $679,000 | 4,262 |
| Earning assets | $209,957,000 | 2,567 |
| Long-term assets (5+ years) | $30,585,000 | 2,669 |
| Average Assets, year-to-date | $216,385,000 | 2,583 |
| Average Assets, quarterly | $224,656,000 | 2,576 |
| Volatile liabilities | $23,287,000 | 3,727 |
| Insider loans | $3,979,000 | 1,532 |
| FHLB advances | $18,480,000 | 1,712 |
| Loans and leases held for sale | $228,000 | 1,411 |
| Unused loan commitments | $22,821,000 | 2,766 |
| Tier 1 (core) risk-based capital | $16,930,000 | 3,165 |
| Tier 2 risk-based capital | $1,913,000 | 2,285 |
| Total risk weighted assets | $153,013,000 | 2,582 |
| Total unused commitments | $22,821,000 | 2,768 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 101 | 1,686 |
| Assets and Liabilities | ||
| Total Assets: | $224,232,000 | 2,570 |
| Cash and due from depository institutions | $40,488,000 | 1,686 |
| Interest-bearing balances | $32,536,000 | 158 |
| Securities | $11,094,000 | 6,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $164,776,000 | 2,297 |
| Loan loss allowance | $1,853,000 | 2,454 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,580,000 | 2,829 |
| Other real estate owned | $118,000 | 1,686 |
| Goodwill and other intangibles | $399,000 | 2,189 |
| All other assets | $3,777,000 | 3,219 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $224,232,000 | 2,570 |
| Total liabilities | $207,533,000 | 2,504 |
| Total deposits | $190,529,000 | 2,447 |
| Interest-bearing deposits | $146,856,000 | 2,674 |
| Deposits held in domestic offices | $190,529,000 | 2,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,525,000 | 1,932 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $479,000 | 5,021 |
| Total equity capital | $16,699,000 | 3,317 |
| Total bank equity capital | $16,699,000 | 3,317 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $686,000 | 3,650 |
| Surplus | $2,751,000 | 4,872 |
| Undivided profits | $13,262,000 | 2,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $638,000 | 4,626 |
| Earning assets | $208,406,000 | 2,540 |
| Long-term assets (5+ years) | $31,648,000 | 2,626 |
| Average Assets, year-to-date | $214,211,250 | 2,591 |
| Average Assets, quarterly | $220,398,000 | 2,578 |
| Volatile liabilities | $19,153,000 | 4,189 |
| Insider loans | $2,428,000 | 2,350 |
| FHLB advances | $16,525,000 | 1,816 |
| Loans and leases held for sale | $300,000 | 1,372 |
| Unused loan commitments | $29,336,000 | 2,318 |
| Tier 1 (core) risk-based capital | $16,308,000 | 3,243 |
| Tier 2 risk-based capital | $1,853,000 | 2,318 |
| Total risk weighted assets | $151,975,000 | 2,574 |
| Total unused commitments | $29,336,000 | 2,322 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 102 | 1,675 |
| Assets and Liabilities | ||
| Total Assets: | $216,564,000 | 2,612 |
| Cash and due from depository institutions | $40,418,000 | 1,675 |
| Interest-bearing balances | $32,781,000 | 175 |
| Securities | $11,831,000 | 6,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $156,837,000 | 2,359 |
| Loan loss allowance | $1,791,000 | 2,519 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,658,000 | 2,713 |
| Other real estate owned | $118,000 | 1,675 |
| Goodwill and other intangibles | $389,000 | 2,207 |
| All other assets | $3,313,000 | 3,517 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $216,564,000 | 2,612 |
| Total liabilities | $200,188,000 | 2,547 |
| Total deposits | $191,791,000 | 2,407 |
| Interest-bearing deposits | $152,505,000 | 2,541 |
| Deposits held in domestic offices | $191,791,000 | 2,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,873 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $397,000 | 5,169 |
| Total equity capital | $16,376,000 | 3,285 |
| Total bank equity capital | $16,376,000 | 3,285 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $686,000 | 3,669 |
| Surplus | $2,751,000 | 4,860 |
| Undivided profits | $12,939,000 | 2,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $655,000 | 4,275 |
| Earning assets | $201,449,000 | 2,573 |
| Long-term assets (5+ years) | $10,744,000 | 4,912 |
| Average Assets, year-to-date | $210,871,000 | 2,632 |
| Average Assets, quarterly | $210,392,000 | 2,664 |
| Volatile liabilities | $11,272,000 | 5,490 |
| Insider loans | $1,116,000 | 3,843 |
| FHLB advances | $8,000,000 | 2,740 |
| Loans and leases held for sale | $68,000 | 1,751 |
| Unused loan commitments | $16,405,000 | 3,397 |
| Tier 1 (core) risk-based capital | $16,351,000 | 3,196 |
| Tier 2 risk-based capital | $1,791,000 | 2,355 |
| Total risk weighted assets | $143,393,000 | 2,654 |
| Total unused commitments | $16,405,000 | 3,400 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 100 | 1,699 |
| Assets and Liabilities | ||
| Total Assets: | $204,220,000 | 2,734 |
| Cash and due from depository institutions | $39,570,000 | 1,699 |
| Interest-bearing balances | $32,908,000 | 203 |
| Securities | $12,954,000 | 5,938 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $144,078,000 | 2,493 |
| Loan loss allowance | $1,715,000 | 2,591 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,635,000 | 2,690 |
| Other real estate owned | $194,000 | 1,699 |
| Goodwill and other intangibles | $378,000 | 2,199 |
| All other assets | $3,411,000 | 3,302 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $204,220,000 | 2,734 |
| Total liabilities | $187,999,000 | 2,660 |
| Total deposits | $181,533,000 | 2,499 |
| Interest-bearing deposits | $130,957,000 | 2,915 |
| Deposits held in domestic offices | $181,533,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,155,000 | 3,100 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $311,000 | 6,107 |
| Total equity capital | $16,221,000 | 3,360 |
| Total bank equity capital | $16,221,000 | 3,360 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $686,000 | 3,673 |
| Surplus | $2,751,000 | 4,844 |
| Undivided profits | $12,784,000 | 2,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $628,000 | 4,362 |
| Earning assets | $189,940,000 | 2,692 |
| Long-term assets (5+ years) | $13,612,000 | 4,388 |
| Average Assets, year-to-date | $208,024,500 | 2,665 |
| Average Assets, quarterly | $208,024,500 | 2,665 |
| Volatile liabilities | $11,843,000 | 5,270 |
| Insider loans | $1,877,000 | 2,753 |
| FHLB advances | $6,155,000 | 2,958 |
| Loans and leases held for sale | $98,000 | 1,773 |
| Unused loan commitments | $21,350,000 | 2,802 |
| Tier 1 (core) risk-based capital | $16,180,000 | 3,189 |
| Tier 2 risk-based capital | $1,605,000 | 2,535 |
| Total risk weighted assets | $128,374,000 | 2,856 |
| Total unused commitments | $21,350,000 | 2,809 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 102 | 1,696 |
| Assets and Liabilities | ||
| Total Assets: | $211,829,000 | 2,633 |
| Cash and due from depository institutions | $45,493,000 | 1,696 |
| Interest-bearing balances | $36,402,000 | 172 |
| Securities | $13,977,000 | 5,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $144,744,000 | 2,458 |
| Loan loss allowance | $1,676,000 | 2,619 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,687,000 | 2,651 |
| Other real estate owned | $194,000 | 1,696 |
| Goodwill and other intangibles | $375,000 | 2,208 |
| All other assets | $3,359,000 | 3,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,829,000 | 2,633 |
| Total liabilities | $195,771,000 | 2,563 |
| Total deposits | $190,394,000 | 2,381 |
| Interest-bearing deposits | $149,917,000 | 2,548 |
| Deposits held in domestic offices | $190,394,000 | 2,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $377,000 | 5,478 |
| Total equity capital | $16,058,000 | 3,317 |
| Total bank equity capital | $16,058,000 | 3,317 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $686,000 | 3,700 |
| Surplus | $2,751,000 | 4,821 |
| Undivided profits | $12,621,000 | 2,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $651,000 | 4,400 |
| Earning assets | $195,123,000 | 2,614 |
| Long-term assets (5+ years) | $13,766,000 | 4,377 |
| Average Assets, year-to-date | $201,085,000 | 2,682 |
| Average Assets, quarterly | $209,514,500 | 2,638 |
| Volatile liabilities | $10,578,000 | 5,551 |
| Insider loans | $2,286,000 | 2,351 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,112,000 | 3,283 |
| Tier 1 (core) risk-based capital | $16,015,000 | 3,178 |
| Tier 2 risk-based capital | $1,624,000 | 2,500 |
| Total risk weighted assets | $129,897,000 | 2,823 |
| Total unused commitments | $16,112,000 | 3,285 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 100 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $207,200,000 | 2,686 |
| Cash and due from depository institutions | $41,016,000 | 1,747 |
| Interest-bearing balances | $33,200,000 | 228 |
| Securities | $15,141,000 | 5,520 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $142,284,000 | 2,478 |
| Loan loss allowance | $1,774,000 | 2,499 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,290,000 | 2,898 |
| Other real estate owned | $118,000 | 1,747 |
| Goodwill and other intangibles | $335,000 | 2,248 |
| All other assets | $5,016,000 | 2,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,200,000 | 2,686 |
| Total liabilities | $191,180,000 | 2,610 |
| Total deposits | $180,055,000 | 2,500 |
| Interest-bearing deposits | $143,856,000 | 2,650 |
| Deposits held in domestic offices | $180,055,000 | 2,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,430,000 | 2,307 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $695,000 | 4,098 |
| Total equity capital | $16,020,000 | 3,306 |
| Total bank equity capital | $16,020,000 | 3,306 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $686,000 | 3,726 |
| Surplus | $2,751,000 | 4,786 |
| Undivided profits | $12,583,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $637,000 | 4,671 |
| Earning assets | $190,625,000 | 2,663 |
| Long-term assets (5+ years) | $16,014,000 | 4,089 |
| Average Assets, year-to-date | $198,399,000 | 2,728 |
| Average Assets, quarterly | $202,691,000 | 2,720 |
| Volatile liabilities | $16,036,000 | 4,448 |
| Insider loans | $2,174,000 | 2,415 |
| FHLB advances | $10,430,000 | 2,174 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,646,000 | 3,435 |
| Tier 1 (core) risk-based capital | $15,987,000 | 3,175 |
| Tier 2 risk-based capital | $1,631,000 | 2,486 |
| Total risk weighted assets | $130,363,000 | 2,801 |
| Total unused commitments | $14,646,000 | 3,441 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 101 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $198,182,000 | 2,772 |
| Cash and due from depository institutions | $37,604,000 | 1,727 |
| Interest-bearing balances | $29,140,000 | 273 |
| Securities | $16,188,000 | 5,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $136,302,000 | 2,530 |
| Loan loss allowance | $1,797,000 | 2,428 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,311,000 | 2,826 |
| Other real estate owned | $118,000 | 1,727 |
| Goodwill and other intangibles | $282,000 | 2,300 |
| All other assets | $4,377,000 | 2,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,182,000 | 2,772 |
| Total liabilities | $182,390,000 | 2,704 |
| Total deposits | $176,838,000 | 2,524 |
| Interest-bearing deposits | $139,701,000 | 2,716 |
| Deposits held in domestic offices | $176,838,000 | 2,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $552,000 | 4,826 |
| Total equity capital | $15,792,000 | 3,351 |
| Total bank equity capital | $15,792,000 | 3,351 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $686,000 | 3,727 |
| Surplus | $2,751,000 | 4,752 |
| Undivided profits | $12,355,000 | 2,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $673,000 | 4,290 |
| Earning assets | $181,630,000 | 2,756 |
| Long-term assets (5+ years) | $17,252,000 | 3,758 |
| Average Assets, year-to-date | $195,465,330 | 2,744 |
| Average Assets, quarterly | $197,293,000 | 2,753 |
| Volatile liabilities | $11,674,000 | 5,281 |
| Insider loans | $2,045,000 | 2,550 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,747,000 | 3,673 |
| Tier 1 (core) risk-based capital | $15,729,000 | 3,164 |
| Tier 2 risk-based capital | $1,559,000 | 2,537 |
| Total risk weighted assets | $124,399,000 | 2,887 |
| Total unused commitments | $12,747,000 | 3,687 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $196,404,000 | 2,754 |
| Cash and due from depository institutions | $38,502,000 | 1,767 |
| Interest-bearing balances | $30,761,000 | 251 |
| Securities | $13,548,000 | 5,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $134,674,000 | 2,502 |
| Loan loss allowance | $1,744,000 | 2,453 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,334,000 | 2,778 |
| Other real estate owned | $118,000 | 1,767 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,228,000 | 1,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,404,000 | 2,754 |
| Total liabilities | $180,880,000 | 2,694 |
| Total deposits | $174,822,000 | 2,536 |
| Interest-bearing deposits | $141,930,000 | 2,672 |
| Deposits held in domestic offices | $174,822,000 | 2,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,058,000 | 3,222 |
| Total equity capital | $15,524,000 | 3,343 |
| Total bank equity capital | $15,524,000 | 3,343 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $686,000 | 3,741 |
| Surplus | $2,751,000 | 4,726 |
| Undivided profits | $12,087,000 | 2,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 5,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $676,000 | 4,300 |
| Earning assets | $178,983,000 | 2,751 |
| Long-term assets (5+ years) | $20,643,000 | 3,330 |
| Average Assets, year-to-date | $194,107,000 | 2,753 |
| Average Assets, quarterly | $194,107,000 | 2,753 |
| Volatile liabilities | $10,873,000 | 5,453 |
| Insider loans | $2,350,000 | 2,216 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,026,000 | 3,763 |
| Tier 1 (core) risk-based capital | $15,467,000 | 3,162 |
| Tier 2 risk-based capital | $1,549,000 | 2,503 |
| Total risk weighted assets | $123,706,000 | 2,852 |
| Total unused commitments | $12,026,000 | 3,777 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 97 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $191,810,000 | 2,771 |
| Cash and due from depository institutions | $33,088,000 | 1,748 |
| Interest-bearing balances | $25,484,000 | 282 |
| Securities | $14,039,000 | 5,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $137,482,000 | 2,440 |
| Loan loss allowance | $1,672,000 | 2,516 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,371,000 | 2,737 |
| Other real estate owned | $163,000 | 1,748 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,667,000 | 2,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,810,000 | 2,771 |
| Total liabilities | $176,473,000 | 2,702 |
| Total deposits | $171,119,000 | 2,531 |
| Interest-bearing deposits | $136,932,000 | 2,708 |
| Deposits held in domestic offices | $171,119,000 | 2,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $354,000 | 6,226 |
| Total equity capital | $15,337,000 | 3,339 |
| Total bank equity capital | $15,337,000 | 3,339 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $686,000 | 3,741 |
| Surplus | $2,752,000 | 4,674 |
| Undivided profits | $11,899,000 | 2,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $717,000 | 4,290 |
| Earning assets | $177,005,000 | 2,731 |
| Long-term assets (5+ years) | $23,683,000 | 2,981 |
| Average Assets, year-to-date | $184,623,600 | 2,724 |
| Average Assets, quarterly | $192,345,000 | 2,738 |
| Volatile liabilities | $10,783,000 | 5,473 |
| Insider loans | $2,407,000 | 2,158 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,494,000 | 3,760 |
| Tier 1 (core) risk-based capital | $15,255,000 | 3,147 |
| Tier 2 risk-based capital | $1,521,000 | 2,501 |
| Total risk weighted assets | $121,539,000 | 2,850 |
| Total unused commitments | $11,494,000 | 3,765 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $184,105,000 | 2,742 |
| Cash and due from depository institutions | $26,626,000 | 1,664 |
| Interest-bearing balances | $19,000,000 | 362 |
| Securities | $21,849,000 | 4,247 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $127,791,000 | 2,529 |
| Loan loss allowance | $1,502,000 | 2,586 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,021,000 | 2,250 |
| Other real estate owned | $561,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,257,000 | 3,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,105,000 | 2,742 |
| Total liabilities | $169,590,000 | 2,678 |
| Total deposits | $163,343,000 | 2,502 |
| Interest-bearing deposits | $133,807,000 | 2,638 |
| Deposits held in domestic offices | $163,343,000 | 2,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,600,000 | 2,875 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $647,000 | 4,661 |
| Total equity capital | $14,515,000 | 3,289 |
| Total bank equity capital | $14,515,000 | 3,289 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $686,000 | 3,810 |
| Surplus | $2,751,000 | 4,604 |
| Undivided profits | $11,078,000 | 2,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $412,000 | 4,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 521 |
| Income earned, not collected on loans | $890,000 | 3,852 |
| Earning assets | $168,640,000 | 2,728 |
| Long-term assets (5+ years) | $22,526,000 | 3,055 |
| Average Assets, year-to-date | $173,691,200 | 2,741 |
| Average Assets, quarterly | $180,969,500 | 2,740 |
| Volatile liabilities | $11,949,000 | 5,129 |
| Insider loans | $1,658,000 | 2,766 |
| FHLB advances | $5,600,000 | 2,694 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,448,000 | 5,768 |
| Tier 1 (core) risk-based capital | $14,382,000 | 3,183 |
| Tier 2 risk-based capital | $1,421,000 | 2,519 |
| Total risk weighted assets | $113,591,000 | 2,894 |
| Total unused commitments | $4,448,000 | 5,772 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 96 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $164,779,000 | 2,902 |
| Cash and due from depository institutions | $12,682,000 | 1,730 |
| Interest-bearing balances | $6,492,000 | 694 |
| Securities | $22,200,000 | 4,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $123,369,000 | 2,529 |
| Loan loss allowance | $1,517,000 | 2,446 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,364,000 | 2,003 |
| Other real estate owned | $160,000 | 1,730 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,004,000 | 3,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,779,000 | 2,902 |
| Total liabilities | $151,169,000 | 2,853 |
| Total deposits | $146,595,000 | 2,659 |
| Interest-bearing deposits | $119,545,000 | 2,816 |
| Deposits held in domestic offices | $146,595,000 | 2,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,151 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $574,000 | 5,329 |
| Total equity capital | $13,610,000 | 3,364 |
| Total bank equity capital | $13,610,000 | 3,364 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $686,000 | 3,924 |
| Surplus | $2,751,000 | 4,586 |
| Undivided profits | $10,173,000 | 2,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 4,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 826 |
| Income earned, not collected on loans | $686,000 | 3,945 |
| Earning assets | $152,061,000 | 2,898 |
| Long-term assets (5+ years) | $17,337,000 | 3,442 |
| Average Assets, year-to-date | $163,246,400 | 2,800 |
| Average Assets, quarterly | $163,934,000 | 2,876 |
| Volatile liabilities | $10,230,000 | 5,545 |
| Insider loans | $619,000 | 4,956 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,647,000 | 4,087 |
| Tier 1 (core) risk-based capital | $13,605,000 | 3,266 |
| Tier 2 risk-based capital | $1,402,150 | 2,426 |
| Total risk weighted assets | $112,057,250 | 2,798 |
| Total unused commitments | $8,647,000 | 4,088 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $107,778,000 | 4,140 |
| Cash and due from depository institutions | $13,872,000 | 2,644 |
| Interest-bearing balances | $7,911,000 | 521 |
| Securities | $14,765,000 | 5,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $75,658,000 | 3,737 |
| Loan loss allowance | $1,023,000 | 3,366 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,166,000 | 3,771 |
| Other real estate owned | $120,000 | 2,644 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,197,000 | 5,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,778,000 | 4,140 |
| Total liabilities | $99,498,000 | 4,055 |
| Total deposits | $97,181,000 | 3,830 |
| Interest-bearing deposits | $80,538,000 | 3,947 |
| Deposits held in domestic offices | $97,181,000 | 3,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $317,000 | 6,799 |
| Total equity capital | $8,280,000 | 4,977 |
| Total bank equity capital | $8,280,000 | 4,977 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $686,000 | 4,039 |
| Surplus | $1,565,000 | 6,155 |
| Undivided profits | $6,029,000 | 3,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,093 |
| Income earned, not collected on loans | $327,000 | 6,146 |
| Earning assets | $98,334,000 | 4,146 |
| Long-term assets (5+ years) | $5,431,000 | 6,168 |
| Average Assets, year-to-date | $105,993,400 | 4,058 |
| Average Assets, quarterly | $108,964,500 | 4,054 |
| Volatile liabilities | $7,909,000 | 6,085 |
| Insider loans | $677,000 | 4,634 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,453,000 | 5,744 |
| Tier 1 (core) risk-based capital | $8,308,000 | 4,962 |
| Tier 2 risk-based capital | $875,420 | 3,534 |
| Total risk weighted assets | $69,886,020 | 4,076 |
| Total unused commitments | $4,453,000 | 5,750 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $102,953,000 | 4,246 |
| Cash and due from depository institutions | $16,645,000 | 2,650 |
| Interest-bearing balances | $13,410,000 | 432 |
| Securities | $12,900,000 | 6,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $69,940,000 | 3,781 |
| Loan loss allowance | $974,000 | 3,415 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,069,000 | 3,812 |
| Other real estate owned | $299,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,100,000 | 5,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,953,000 | 4,246 |
| Total liabilities | $95,185,000 | 4,137 |
| Total deposits | $94,865,000 | 3,913 |
| Interest-bearing deposits | $80,700,000 | 3,926 |
| Deposits held in domestic offices | $94,865,000 | 3,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $320,000 | 7,246 |
| Total equity capital | $7,768,000 | 5,334 |
| Total bank equity capital | $7,768,000 | 5,334 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $686,000 | 4,070 |
| Surplus | $1,564,000 | 6,106 |
| Undivided profits | $5,518,000 | 4,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,178,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $315,000 | 6,387 |
| Earning assets | $96,250,000 | 4,190 |
| Long-term assets (5+ years) | $1,666,000 | 7,942 |
| Average Assets, year-to-date | $98,801,800 | 4,202 |
| Average Assets, quarterly | $101,523,500 | 4,227 |
| Volatile liabilities | $8,189,000 | 5,585 |
| Insider loans | $58,000 | 8,545 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,177,000 | 6,437 |
| Tier 1 (core) risk-based capital | $7,768,000 | 5,135 |
| Tier 2 risk-based capital | $834,920 | 3,541 |
| Total risk weighted assets | $66,653,320 | 4,035 |
| Total unused commitments | $3,177,000 | 6,445 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 59 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $95,530,000 | 4,491 |
| Cash and due from depository institutions | $10,671,000 | 3,069 |
| Interest-bearing balances | $6,635,000 | 671 |
| Securities | $9,374,000 | 7,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $71,621,000 | 3,748 |
| Loan loss allowance | $916,000 | 3,631 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,518,000 | 3,135 |
| Other real estate owned | $252,000 | 3,069 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,094,000 | 5,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,530,000 | 4,491 |
| Total liabilities | $87,764,000 | 4,379 |
| Total deposits | $87,347,000 | 4,176 |
| Interest-bearing deposits | $73,586,000 | 4,261 |
| Deposits held in domestic offices | $87,347,000 | 4,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $417,000 | 6,594 |
| Total equity capital | $7,766,000 | 5,322 |
| Total bank equity capital | $7,766,000 | 5,322 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $686,000 | 4,204 |
| Surplus | $1,564,000 | 6,178 |
| Undivided profits | $5,516,000 | 4,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $343,000 | 6,304 |
| Earning assets | $87,630,000 | 4,508 |
| Long-term assets (5+ years) | $914,000 | 8,592 |
| Average Assets, year-to-date | $92,731,200 | 4,440 |
| Average Assets, quarterly | $94,395,000 | 4,506 |
| Volatile liabilities | $7,369,000 | 5,979 |
| Insider loans | $456,000 | 5,661 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,125,000 | 5,672 |
| Tier 1 (core) risk-based capital | $7,766,000 | 5,166 |
| Tier 2 risk-based capital | $835,310 | 3,439 |
| Total risk weighted assets | $66,741,110 | 3,983 |
| Total unused commitments | $4,125,000 | 5,681 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 61 | 3,105 |
| Assets and Liabilities | ||
| Total Assets: | $89,835,000 | 4,849 |
| Cash and due from depository institutions | $8,151,000 | 3,105 |
| Interest-bearing balances | $4,988,000 | 762 |
| Securities | $4,822,000 | 9,847 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 3,364 |
| Net loans & leases | $69,342,000 | 3,875 |
| Loan loss allowance | $930,000 | 3,741 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,535,000 | 3,058 |
| Other real estate owned | $408,000 | 3,105 |
| Goodwill and other intangibles | $19,000 | 3,127 |
| All other assets | $933,000 | 6,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,835,000 | 4,849 |
| Total liabilities | $82,587,000 | 4,746 |
| Total deposits | $82,276,000 | 4,525 |
| Interest-bearing deposits | $71,037,000 | 4,531 |
| Deposits held in domestic offices | $82,276,000 | 4,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $311,000 | 7,749 |
| Total equity capital | $7,248,000 | 5,660 |
| Total bank equity capital | $7,248,000 | 5,660 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $686,000 | 4,490 |
| Surplus | $1,565,000 | 6,325 |
| Undivided profits | $4,997,000 | 4,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 6,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $340,000 | 6,366 |
| Earning assets | $82,777,000 | 4,841 |
| Long-term assets (5+ years) | $641,000 | 9,133 |
| Average Assets, year-to-date | $90,386,400 | 4,665 |
| Average Assets, quarterly | $90,162,000 | 4,792 |
| Volatile liabilities | $7,579,000 | 5,798 |
| Insider loans | $275,000 | 7,035 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $302,000 | 1,130 |
| Unused loan commitments | $3,859,000 | 5,745 |
| Tier 1 (core) risk-based capital | $7,248,000 | 5,551 |
| Tier 2 risk-based capital | $798,330 | 3,651 |
| Total risk weighted assets | $63,720,830 | 4,161 |
| Total unused commitments | $3,859,000 | 5,757 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $88,400,000 | 4,941 |
| Cash and due from depository institutions | $9,379,000 | 3,248 |
| Interest-bearing balances | $6,827,000 | 713 |
| Securities | $2,832,000 | 11,089 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,365 |
| Net loans & leases | $68,983,000 | 3,796 |
| Loan loss allowance | $828,000 | 4,129 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,606,000 | 4,439 |
| Other real estate owned | $567,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $833,000 | 7,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,400,000 | 4,941 |
| Total liabilities | $81,758,000 | 4,804 |
| Total deposits | $81,360,000 | 4,626 |
| Interest-bearing deposits | $71,285,000 | 4,557 |
| Deposits held in domestic offices | $81,360,000 | 4,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $398,000 | 7,164 |
| Total equity capital | $6,642,000 | 6,096 |
| Total bank equity capital | $6,642,000 | 6,096 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $229,000 | 7,540 |
| Surplus | $2,022,000 | 5,471 |
| Undivided profits | $4,391,000 | 4,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $406,000 | 5,710 |
| Earning assets | $82,842,000 | 4,850 |
| Long-term assets (5+ years) | $500,000 | 9,658 |
| Average Assets, year-to-date | $85,177,800 | 4,890 |
| Average Assets, quarterly | $87,360,000 | 4,928 |
| Volatile liabilities | $7,234,000 | 5,657 |
| Insider loans | $541,000 | 5,437 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $69,000 | 1,494 |
| Unused loan commitments | $4,043,000 | 5,550 |
| Tier 1 (core) risk-based capital | $6,642,000 | 5,954 |
| Tier 2 risk-based capital | $777,880 | 3,663 |
| Total risk weighted assets | $62,170,880 | 4,187 |
| Total unused commitments | $4,043,000 | 5,559 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 61 | 3,315 |
| Assets and Liabilities | ||
| Total Assets: | $83,597,000 | 5,116 |
| Cash and due from depository institutions | $7,142,000 | 3,315 |
| Interest-bearing balances | $4,197,000 | 852 |
| Securities | $2,765,000 | 11,784 |
| Federal funds sold & reverse repurchase agreements | $3,475,000 | 2,514 |
| Net loans & leases | $67,349,000 | 3,809 |
| Loan loss allowance | $877,000 | 4,031 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,517,000 | 4,582 |
| Other real estate owned | $575,000 | 3,315 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $774,000 | 7,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,597,000 | 5,116 |
| Total liabilities | $77,622,000 | 4,994 |
| Total deposits | $77,323,000 | 4,777 |
| Interest-bearing deposits | $68,769,000 | 4,641 |
| Deposits held in domestic offices | $77,323,000 | 4,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $299,000 | 7,342 |
| Total equity capital | $5,975,000 | 6,297 |
| Total bank equity capital | $5,975,000 | 6,297 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $229,000 | 7,973 |
| Surplus | $2,022,000 | 5,465 |
| Undivided profits | $3,724,000 | 5,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $351,000 | 5,808 |
| Earning assets | $77,786,000 | 5,046 |
| Long-term assets (5+ years) | $513,000 | 10,131 |
| Average Assets, year-to-date | $87,548,600 | 4,803 |
| Average Assets, quarterly | $85,087,000 | 5,009 |
| Volatile liabilities | $4,156,000 | 7,396 |
| Insider loans | $1,490,000 | 2,708 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,933,000 | 5,584 |
| Tier 1 (core) risk-based capital | $5,975,000 | 6,389 |
| Tier 2 risk-based capital | $716,430 | 3,923 |
| Total risk weighted assets | $57,098,030 | 4,419 |
| Total unused commitments | $3,933,000 | 5,590 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $89,430,000 | 4,925 |
| Cash and due from depository institutions | $15,817,000 | 3,334 |
| Interest-bearing balances | $11,547,000 | 528 |
| Securities | $543,000 | 13,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $69,725,000 | 3,599 |
| Loan loss allowance | $1,102,000 | 3,395 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,502,000 | 4,659 |
| Other real estate owned | $909,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $934,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,430,000 | 4,925 |
| Total liabilities | $84,060,000 | 4,790 |
| Total deposits | $83,862,000 | 4,604 |
| Interest-bearing deposits | $75,647,000 | 4,434 |
| Deposits held in domestic offices | $83,862,000 | 4,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $198,000 | 9,324 |
| Total equity capital | $5,370,000 | 6,901 |
| Total bank equity capital | $5,370,000 | 6,901 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $229,000 | 8,387 |
| Surplus | $2,022,000 | 5,448 |
| Undivided profits | $3,119,000 | 6,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 3,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $318,000 | 5,783 |
| Earning assets | $81,815,000 | 4,930 |
| Long-term assets (5+ years) | $646,000 | 10,445 |
| Average Assets, year-to-date | $88,263,000 | 4,864 |
| Average Assets, quarterly | $89,088,000 | 4,895 |
| Volatile liabilities | $5,050,000 | 6,490 |
| Insider loans | $1,805,000 | 2,259 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,212,000 | 969 |
| Unused loan commitments | $3,120,000 | 6,264 |
| Tier 1 (core) risk-based capital | $5,370,000 | 6,812 |
| Tier 2 risk-based capital | $768,200 | 3,648 |
| Total risk weighted assets | $61,090,200 | 4,110 |
| Total unused commitments | $3,120,000 | 6,284 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 63 | 3,399 |
| Assets and Liabilities | ||
| Total Assets: | $88,879,000 | 5,032 |
| Cash and due from depository institutions | $6,949,000 | 3,399 |
| Interest-bearing balances | $4,252,000 | 1,637 |
| Securities | $2,631,000 | 12,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $73,324,000 | 3,505 |
| Loan loss allowance | $1,475,000 | 2,738 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,511,000 | 4,625 |
| Other real estate owned | $2,960,000 | 3,399 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,504,000 | 4,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,879,000 | 5,032 |
| Total liabilities | $83,937,000 | 4,881 |
| Total deposits | $83,778,000 | 4,723 |
| Interest-bearing deposits | $76,110,000 | 4,549 |
| Deposits held in domestic offices | $83,778,000 | 4,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $159,000 | 10,948 |
| Total equity capital | $4,942,000 | 7,144 |
| Total bank equity capital | $4,942,000 | 7,144 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $229,000 | 8,806 |
| Surplus | $2,022,000 | 5,358 |
| Undivided profits | $2,691,000 | 6,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,299,000 | 3,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $389,000 | 5,187 |
| Earning assets | $80,207,000 | 5,072 |
| Long-term assets (5+ years) | $814,000 | 10,543 |
| Average Assets, year-to-date | $92,979,400 | 4,724 |
| Average Assets, quarterly | $90,122,500 | 4,924 |
| Volatile liabilities | $5,136,000 | 6,463 |
| Insider loans | $781,000 | 1,121 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $612,000 | 852 |
| Unused loan commitments | $2,694,000 | 6,444 |
| Tier 1 (core) risk-based capital | $4,942,000 | 7,076 |
| Tier 2 risk-based capital | $805,790 | 3,507 |
| Total risk weighted assets | $63,746,590 | 4,029 |
| Total unused commitments | $2,694,000 | 6,471 |
| Derivatives | $0 | 651 |