Home > Congaree State Bank > Income and Expense
Congaree State Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 4,065 |
| Total interest expense | $86,000 | 4,373 |
| Net interest income | $1,043,000 | 3,997 |
| Provision for loan and lease losses | $33,000 | 2,469 |
| Total noninterest income | $112,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $62,000 | 3,264 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $50,000 | 4,402 |
| Total noninterest expense | $1,192,000 | 3,315 |
| Salaries and employee benefits | $422,000 | 4,232 |
| Premises and equipment expense | $126,000 | 3,424 |
| Additional noninterest expense | $644,000 | 2,247 |
| Pre-tax net operating income | $-70,000 | 5,930 |
| Securities gains (losses) | $81,000 | 621 |
| Applicable income taxes | $4,000 | 3,979 |
| Income before extraordinary items | $7,000 | 5,778 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $7,000 | 5,777 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $7,000 | 5,777 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $35,000 | 2,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-44,840 | 5,900 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 4,038 |
| Total interest expense | $360,000 | 4,340 |
| Net interest income | $4,228,000 | 3,958 |
| Provision for loan and lease losses | $220,000 | 2,231 |
| Total noninterest income | $380,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $247,000 | 3,370 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $133,000 | 4,869 |
| Total noninterest expense | $3,929,000 | 3,755 |
| Salaries and employee benefits | $1,864,000 | 4,057 |
| Premises and equipment expense | $511,000 | 3,433 |
| Additional noninterest expense | $1,554,000 | 3,328 |
| Pre-tax net operating income | $459,000 | 5,006 |
| Securities gains (losses) | $119,000 | 1,067 |
| Applicable income taxes | $205,000 | 2,929 |
| Income before extraordinary items | $373,000 | 5,078 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $373,000 | 5,082 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $373,000 | 5,082 |
| Net charge-offs | $147,000 | 2,283 |
| Cash dividends | $141,000 | 3,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $295,650 | 5,200 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 4,093 |
| Total interest expense | $266,000 | 4,420 |
| Net interest income | $3,153,000 | 4,008 |
| Provision for loan and lease losses | $195,000 | 1,991 |
| Total noninterest income | $252,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $174,000 | 3,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 5,098 |
| Total noninterest expense | $2,961,000 | 3,772 |
| Salaries and employee benefits | $1,449,000 | 3,989 |
| Premises and equipment expense | $374,000 | 3,529 |
| Additional noninterest expense | $1,138,000 | 3,393 |
| Pre-tax net operating income | $249,000 | 5,342 |
| Securities gains (losses) | $116,000 | 947 |
| Applicable income taxes | $116,000 | 3,180 |
| Income before extraordinary items | $249,000 | 5,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 5,281 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $249,000 | 5,282 |
| Net charge-offs | $89,000 | 2,279 |
| Cash dividends | $106,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $170,120 | 5,458 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 4,147 |
| Total interest expense | $172,000 | 4,498 |
| Net interest income | $2,073,000 | 4,055 |
| Provision for loan and lease losses | $130,000 | 1,940 |
| Total noninterest income | $131,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $120,000 | 3,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,914 |
| Total noninterest expense | $1,927,000 | 3,851 |
| Salaries and employee benefits | $952,000 | 4,060 |
| Premises and equipment expense | $242,000 | 3,617 |
| Additional noninterest expense | $733,000 | 3,483 |
| Pre-tax net operating income | $147,000 | 5,437 |
| Securities gains (losses) | $116,000 | 772 |
| Applicable income taxes | $71,000 | 3,241 |
| Income before extraordinary items | $192,000 | 5,158 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $192,000 | 5,160 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $192,000 | 5,162 |
| Net charge-offs | $-79,000 | 5,866 |
| Cash dividends | $70,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $107,320 | 5,532 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 4,185 |
| Total interest expense | $87,000 | 4,536 |
| Net interest income | $1,024,000 | 4,100 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $-6,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-59,000 | 6,362 |
| Total noninterest expense | $948,000 | 3,912 |
| Salaries and employee benefits | $478,000 | 4,079 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $349,000 | 3,595 |
| Pre-tax net operating income | $-5,000 | 6,039 |
| Securities gains (losses) | $111,000 | 552 |
| Applicable income taxes | $5,000 | 4,030 |
| Income before extraordinary items | $101,000 | 5,115 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $101,000 | 5,117 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $101,000 | 5,119 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $35,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-4,450 | 6,036 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 4,166 |
| Total interest expense | $402,000 | 4,436 |
| Net interest income | $4,182,000 | 4,087 |
| Provision for loan and lease losses | $358,000 | 1,811 |
| Total noninterest income | $385,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $163,000 | 4,251 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $222,000 | 4,401 |
| Total noninterest expense | $3,773,000 | 3,956 |
| Salaries and employee benefits | $1,888,000 | 4,108 |
| Premises and equipment expense | $461,000 | 3,814 |
| Additional noninterest expense | $1,424,000 | 3,653 |
| Pre-tax net operating income | $436,000 | 5,180 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $-555,000 | 6,393 |
| Income before extraordinary items | $1,062,000 | 3,853 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,062,000 | 3,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,062,000 | 3,854 |
| Net charge-offs | $664,000 | 1,210 |
| Cash dividends | $875,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $991,000 | 3,916 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 4,212 |
| Total interest expense | $308,000 | 4,466 |
| Net interest income | $3,113,000 | 4,133 |
| Provision for loan and lease losses | $248,000 | 1,827 |
| Total noninterest income | $339,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $114,000 | 4,419 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $225,000 | 4,058 |
| Total noninterest expense | $2,846,000 | 3,968 |
| Salaries and employee benefits | $1,445,000 | 4,065 |
| Premises and equipment expense | $344,000 | 3,879 |
| Additional noninterest expense | $1,057,000 | 3,711 |
| Pre-tax net operating income | $358,000 | 5,172 |
| Securities gains (losses) | $16,000 | 2,131 |
| Applicable income taxes | $13,000 | 4,124 |
| Income before extraordinary items | $361,000 | 5,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $361,000 | 5,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $361,000 | 5,038 |
| Net charge-offs | $419,000 | 1,306 |
| Cash dividends | $840,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $345,480 | 5,044 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 4,215 |
| Total interest expense | $209,000 | 4,475 |
| Net interest income | $2,082,000 | 4,136 |
| Provision for loan and lease losses | $178,000 | 1,755 |
| Total noninterest income | $199,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $68,000 | 4,595 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $131,000 | 4,213 |
| Total noninterest expense | $1,890,000 | 4,007 |
| Salaries and employee benefits | $942,000 | 4,151 |
| Premises and equipment expense | $228,000 | 3,918 |
| Additional noninterest expense | $720,000 | 3,670 |
| Pre-tax net operating income | $213,000 | 5,268 |
| Securities gains (losses) | $-4,000 | 6,185 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $208,000 | 5,184 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $208,000 | 5,186 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $208,000 | 5,187 |
| Net charge-offs | $273,000 | 1,326 |
| Cash dividends | $805,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $212,000 | 5,115 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 4,239 |
| Total interest expense | $105,000 | 4,530 |
| Net interest income | $1,045,000 | 4,140 |
| Provision for loan and lease losses | $122,000 | 1,439 |
| Total noninterest income | $113,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $79,000 | 3,913 |
| Total noninterest expense | $921,000 | 4,094 |
| Salaries and employee benefits | $473,000 | 4,184 |
| Premises and equipment expense | $117,000 | 3,893 |
| Additional noninterest expense | $331,000 | 3,889 |
| Pre-tax net operating income | $115,000 | 5,133 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $109,000 | 5,069 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 5,070 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $109,000 | 5,070 |
| Net charge-offs | $99,000 | 1,376 |
| Cash dividends | $30,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $113,950 | 4,969 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,853,000 | 4,154 |
| Total interest expense | $467,000 | 4,613 |
| Net interest income | $4,386,000 | 4,041 |
| Provision for loan and lease losses | $405,000 | 2,099 |
| Total noninterest income | $139,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $123,000 | 4,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 6,279 |
| Total noninterest expense | $3,760,000 | 4,070 |
| Salaries and employee benefits | $1,804,000 | 4,308 |
| Premises and equipment expense | $639,000 | 3,158 |
| Additional noninterest expense | $1,317,000 | 3,973 |
| Pre-tax net operating income | $360,000 | 5,331 |
| Securities gains (losses) | $222,000 | 835 |
| Applicable income taxes | $-442,000 | 6,628 |
| Income before extraordinary items | $1,024,000 | 3,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,024,000 | 3,845 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,024,000 | 3,846 |
| Net charge-offs | $388,000 | 2,286 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $802,000 | 4,203 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 4,165 |
| Total interest expense | $354,000 | 4,682 |
| Net interest income | $3,314,000 | 4,052 |
| Provision for loan and lease losses | $320,000 | 2,002 |
| Total noninterest income | $111,000 | 5,988 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $85,000 | 5,114 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $26,000 | 6,134 |
| Total noninterest expense | $2,819,000 | 4,086 |
| Salaries and employee benefits | $1,353,000 | 4,325 |
| Premises and equipment expense | $502,000 | 3,098 |
| Additional noninterest expense | $964,000 | 4,038 |
| Pre-tax net operating income | $286,000 | 5,387 |
| Securities gains (losses) | $185,000 | 859 |
| Applicable income taxes | $18,000 | 4,132 |
| Income before extraordinary items | $453,000 | 4,742 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $453,000 | 4,744 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $453,000 | 4,745 |
| Net charge-offs | $205,000 | 2,534 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $275,400 | 5,276 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 4,156 |
| Total interest expense | $246,000 | 4,648 |
| Net interest income | $2,221,000 | 4,026 |
| Provision for loan and lease losses | $185,000 | 2,203 |
| Total noninterest income | $32,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-24,000 | 6,715 |
| Total noninterest expense | $1,919,000 | 4,059 |
| Salaries and employee benefits | $906,000 | 4,350 |
| Premises and equipment expense | $337,000 | 3,076 |
| Additional noninterest expense | $676,000 | 3,920 |
| Pre-tax net operating income | $149,000 | 5,601 |
| Securities gains (losses) | $185,000 | 782 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $322,000 | 4,633 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $322,000 | 4,635 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $322,000 | 4,636 |
| Net charge-offs | $125,000 | 2,536 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $144,400 | 5,481 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 4,177 |
| Total interest expense | $132,000 | 4,596 |
| Net interest income | $1,101,000 | 4,060 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,529 |
| Total noninterest expense | $964,000 | 4,080 |
| Salaries and employee benefits | $465,000 | 4,327 |
| Premises and equipment expense | $166,000 | 3,161 |
| Additional noninterest expense | $333,000 | 3,972 |
| Pre-tax net operating income | $175,000 | 4,660 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $168,000 | 4,565 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $168,000 | 4,566 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $168,000 | 4,567 |
| Net charge-offs | $14,000 | 3,305 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $168,000 | 4,467 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 4,156 |
| Total interest expense | $734,000 | 4,292 |
| Net interest income | $4,586,000 | 4,039 |
| Provision for loan and lease losses | $714,000 | 2,238 |
| Total noninterest income | $428,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $180,000 | 4,458 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $248,000 | 4,326 |
| Total noninterest expense | $4,134,000 | 3,942 |
| Salaries and employee benefits | $1,722,000 | 4,504 |
| Premises and equipment expense | $670,000 | 3,122 |
| Additional noninterest expense | $1,742,000 | 3,425 |
| Pre-tax net operating income | $166,000 | 5,760 |
| Securities gains (losses) | $520,000 | 914 |
| Applicable income taxes | $-331,000 | 6,847 |
| Income before extraordinary items | $1,017,000 | 3,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,017,000 | 3,873 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,017,000 | 3,875 |
| Net charge-offs | $814,000 | 2,037 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $497,000 | 4,757 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 4,210 |
| Total interest expense | $574,000 | 4,331 |
| Net interest income | $3,455,000 | 4,079 |
| Provision for loan and lease losses | $619,000 | 2,007 |
| Total noninterest income | $302,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $149,000 | 4,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 4,607 |
| Total noninterest expense | $3,093,000 | 3,975 |
| Salaries and employee benefits | $1,268,000 | 4,575 |
| Premises and equipment expense | $505,000 | 3,144 |
| Additional noninterest expense | $1,320,000 | 3,412 |
| Pre-tax net operating income | $45,000 | 6,159 |
| Securities gains (losses) | $450,000 | 814 |
| Applicable income taxes | $-335,000 | 7,013 |
| Income before extraordinary items | $830,000 | 3,799 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $830,000 | 3,799 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $830,000 | 3,800 |
| Net charge-offs | $566,000 | 2,039 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $380,000 | 4,867 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 4,180 |
| Total interest expense | $398,000 | 4,337 |
| Net interest income | $2,341,000 | 4,049 |
| Provision for loan and lease losses | $369,000 | 2,185 |
| Total noninterest income | $213,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $107,000 | 4,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,582 |
| Total noninterest expense | $2,110,000 | 3,931 |
| Salaries and employee benefits | $836,000 | 4,618 |
| Premises and equipment expense | $335,000 | 3,161 |
| Additional noninterest expense | $939,000 | 3,286 |
| Pre-tax net operating income | $75,000 | 5,989 |
| Securities gains (losses) | $298,000 | 867 |
| Applicable income taxes | $-340,000 | 7,109 |
| Income before extraordinary items | $713,000 | 3,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $713,000 | 3,290 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $713,000 | 3,292 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $415,000 | 4,120 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 4,215 |
| Total interest expense | $207,000 | 4,375 |
| Net interest income | $1,170,000 | 4,082 |
| Provision for loan and lease losses | $177,000 | 2,146 |
| Total noninterest income | $118,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $1,066,000 | 3,928 |
| Salaries and employee benefits | $416,000 | 4,680 |
| Premises and equipment expense | $169,000 | 3,167 |
| Additional noninterest expense | $481,000 | 3,194 |
| Pre-tax net operating income | $45,000 | 5,986 |
| Securities gains (losses) | $121,000 | 825 |
| Applicable income taxes | $-353,000 | 7,240 |
| Income before extraordinary items | $519,000 | 2,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $519,000 | 2,522 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $519,000 | 2,523 |
| Net charge-offs | $40,000 | 3,194 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $398,000 | 2,931 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 4,247 |
| Total interest expense | $1,182,000 | 4,010 |
| Net interest income | $4,451,000 | 4,241 |
| Provision for loan and lease losses | $744,000 | 2,845 |
| Total noninterest income | $402,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $174,000 | 4,631 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $228,000 | 4,270 |
| Total noninterest expense | $4,013,000 | 4,110 |
| Salaries and employee benefits | $1,592,000 | 4,804 |
| Premises and equipment expense | $705,000 | 3,198 |
| Additional noninterest expense | $1,716,000 | 3,540 |
| Pre-tax net operating income | $96,000 | 5,782 |
| Securities gains (losses) | $259,000 | 1,247 |
| Applicable income taxes | $-369,000 | 7,008 |
| Income before extraordinary items | $724,000 | 4,108 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $724,000 | 4,113 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $724,000 | 4,112 |
| Net charge-offs | $900,000 | 2,485 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $465,000 | 4,627 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 4,301 |
| Total interest expense | $945,000 | 3,961 |
| Net interest income | $3,274,000 | 4,317 |
| Provision for loan and lease losses | $529,000 | 2,798 |
| Total noninterest income | $290,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $123,000 | 4,750 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $167,000 | 4,370 |
| Total noninterest expense | $2,987,000 | 4,130 |
| Salaries and employee benefits | $1,210,000 | 4,763 |
| Premises and equipment expense | $513,000 | 3,290 |
| Additional noninterest expense | $1,264,000 | 3,561 |
| Pre-tax net operating income | $48,000 | 5,996 |
| Securities gains (losses) | $163,000 | 1,357 |
| Applicable income taxes | $-373,000 | 7,172 |
| Income before extraordinary items | $584,000 | 4,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $584,000 | 4,078 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $584,000 | 4,079 |
| Net charge-offs | $582,000 | 2,504 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $421,000 | 4,460 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 4,347 |
| Total interest expense | $664,000 | 3,944 |
| Net interest income | $2,148,000 | 4,375 |
| Provision for loan and lease losses | $259,000 | 3,207 |
| Total noninterest income | $202,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,235 |
| Total noninterest expense | $2,007,000 | 4,155 |
| Salaries and employee benefits | $822,000 | 4,748 |
| Premises and equipment expense | $338,000 | 3,346 |
| Additional noninterest expense | $847,000 | 3,600 |
| Pre-tax net operating income | $84,000 | 5,769 |
| Securities gains (losses) | $31,000 | 1,870 |
| Applicable income taxes | $-375,000 | 7,298 |
| Income before extraordinary items | $490,000 | 3,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $490,000 | 3,637 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $490,000 | 3,637 |
| Net charge-offs | $369,000 | 2,449 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $459,000 | 3,637 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 4,378 |
| Total interest expense | $349,000 | 3,925 |
| Net interest income | $1,049,000 | 4,434 |
| Provision for loan and lease losses | $69,000 | 3,853 |
| Total noninterest income | $120,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 3,885 |
| Total noninterest expense | $1,027,000 | 4,110 |
| Salaries and employee benefits | $431,000 | 4,650 |
| Premises and equipment expense | $168,000 | 3,421 |
| Additional noninterest expense | $428,000 | 3,565 |
| Pre-tax net operating income | $73,000 | 5,456 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-352,000 | 7,439 |
| Income before extraordinary items | $425,000 | 2,540 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $425,000 | 2,539 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $425,000 | 2,540 |
| Net charge-offs | $112,000 | 2,615 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $425,000 | 2,486 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 4,201 |
| Total interest expense | $2,035,000 | 3,514 |
| Net interest income | $4,207,000 | 4,440 |
| Provision for loan and lease losses | $853,000 | 3,312 |
| Total noninterest income | $328,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $275,000 | 3,814 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 6,060 |
| Total noninterest expense | $4,184,000 | 4,089 |
| Salaries and employee benefits | $1,784,000 | 4,557 |
| Premises and equipment expense | $607,000 | 3,690 |
| Additional noninterest expense | $1,793,000 | 3,540 |
| Pre-tax net operating income | $-502,000 | 6,256 |
| Securities gains (losses) | $439,000 | 987 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-63,000 | 6,031 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-63,000 | 6,031 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-63,000 | 6,031 |
| Net charge-offs | $800,000 | 2,993 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,938,000 | 276 |
| Net operating income | $-502,000 | 6,321 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 4,237 |
| Total interest expense | $1,631,000 | 3,482 |
| Net interest income | $3,121,000 | 4,519 |
| Provision for loan and lease losses | $671,000 | 3,101 |
| Total noninterest income | $201,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $208,000 | 3,864 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-7,000 | 7,216 |
| Total noninterest expense | $3,069,000 | 4,156 |
| Salaries and employee benefits | $1,319,000 | 4,637 |
| Premises and equipment expense | $439,000 | 3,840 |
| Additional noninterest expense | $1,311,000 | 3,588 |
| Pre-tax net operating income | $-418,000 | 6,494 |
| Securities gains (losses) | $265,000 | 1,168 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-153,000 | 6,386 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-153,000 | 6,386 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-153,000 | 6,385 |
| Net charge-offs | $325,000 | 3,630 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,938,000 | 213 |
| Net operating income | $-418,000 | 6,546 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 4,252 |
| Total interest expense | $1,147,000 | 3,421 |
| Net interest income | $2,050,000 | 4,576 |
| Provision for loan and lease losses | $417,000 | 3,131 |
| Total noninterest income | $94,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $136,000 | 3,885 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-42,000 | 7,436 |
| Total noninterest expense | $2,007,000 | 4,221 |
| Salaries and employee benefits | $865,000 | 4,701 |
| Premises and equipment expense | $262,000 | 4,159 |
| Additional noninterest expense | $880,000 | 3,548 |
| Pre-tax net operating income | $-280,000 | 6,544 |
| Securities gains (losses) | $51,000 | 1,869 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-229,000 | 6,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-229,000 | 6,603 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-229,000 | 6,602 |
| Net charge-offs | $276,000 | 3,152 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,938,000 | 146 |
| Net operating income | $-280,000 | 6,618 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 4,251 |
| Total interest expense | $587,000 | 3,488 |
| Net interest income | $1,057,000 | 4,505 |
| Provision for loan and lease losses | $187,000 | 3,092 |
| Total noninterest income | $85,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $1,002,000 | 4,277 |
| Salaries and employee benefits | $435,000 | 4,750 |
| Premises and equipment expense | $122,000 | 4,428 |
| Additional noninterest expense | $445,000 | 3,500 |
| Pre-tax net operating income | $-47,000 | 6,484 |
| Securities gains (losses) | $51,000 | 1,138 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $4,000 | 6,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 6,337 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,000 | 6,336 |
| Net charge-offs | $196,000 | 2,458 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-47,000 | 6,532 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,325 |
| Total interest expense | $2,868,000 | 3,535 |
| Net interest income | $3,787,000 | 4,731 |
| Provision for loan and lease losses | $718,000 | 4,001 |
| Total noninterest income | $264,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $166,000 | 4,974 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $98,000 | 5,668 |
| Total noninterest expense | $4,244,000 | 4,175 |
| Salaries and employee benefits | $2,130,000 | 4,160 |
| Premises and equipment expense | $533,000 | 4,207 |
| Additional noninterest expense | $1,581,000 | 3,937 |
| Pre-tax net operating income | $-911,000 | 6,220 |
| Securities gains (losses) | $114,000 | 2,035 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-797,000 | 6,258 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-797,000 | 6,257 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-797,000 | 6,257 |
| Net charge-offs | $907,000 | 2,981 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 265 |
| Net operating income | $-911,000 | 6,324 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 4,369 |
| Total interest expense | $2,249,000 | 3,542 |
| Net interest income | $2,754,000 | 4,837 |
| Provision for loan and lease losses | $177,000 | 5,328 |
| Total noninterest income | $197,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $119,000 | 5,092 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $78,000 | 5,728 |
| Total noninterest expense | $3,202,000 | 4,165 |
| Salaries and employee benefits | $1,663,000 | 4,080 |
| Premises and equipment expense | $378,000 | 4,399 |
| Additional noninterest expense | $1,161,000 | 3,957 |
| Pre-tax net operating income | $-428,000 | 6,261 |
| Securities gains (losses) | $115,000 | 1,717 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-313,000 | 6,254 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-313,000 | 6,255 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-313,000 | 6,254 |
| Net charge-offs | $420,000 | 3,276 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 214 |
| Net operating income | $-428,000 | 6,355 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 4,415 |
| Total interest expense | $1,581,000 | 3,542 |
| Net interest income | $1,742,000 | 4,974 |
| Provision for loan and lease losses | $177,000 | 4,533 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $70,000 | 5,297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $73,000 | 5,302 |
| Total noninterest expense | $2,237,000 | 4,044 |
| Salaries and employee benefits | $1,190,000 | 3,923 |
| Premises and equipment expense | $248,000 | 4,479 |
| Additional noninterest expense | $799,000 | 3,871 |
| Pre-tax net operating income | $-529,000 | 6,660 |
| Securities gains (losses) | $52,000 | 1,889 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-477,000 | 6,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-477,000 | 6,748 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-477,000 | 6,748 |
| Net charge-offs | $264,000 | 3,090 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 160 |
| Net operating income | $-529,000 | 6,771 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,497 |
| Total interest expense | $835,000 | 3,513 |
| Net interest income | $805,000 | 5,189 |
| Provision for loan and lease losses | $177,000 | 3,020 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $1,064,000 | 4,120 |
| Salaries and employee benefits | $644,000 | 3,716 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $301,000 | 4,399 |
| Pre-tax net operating income | $-379,000 | 7,172 |
| Securities gains (losses) | $51,000 | 1,295 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-328,000 | 7,248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-328,000 | 7,249 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-328,000 | 7,249 |
| Net charge-offs | $264,000 | 1,893 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 95 |
| Net operating income | $-379,000 | 7,268 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 4,811 |
| Total interest expense | $3,106,000 | 4,161 |
| Net interest income | $3,173,000 | 5,260 |
| Provision for loan and lease losses | $1,391,000 | 2,242 |
| Total noninterest income | $238,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 6,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $146,000 | 5,359 |
| Total noninterest expense | $4,777,000 | 3,694 |
| Salaries and employee benefits | $2,836,000 | 3,411 |
| Premises and equipment expense | $495,000 | 4,488 |
| Additional noninterest expense | $1,446,000 | 3,725 |
| Pre-tax net operating income | $-2,757,000 | 7,535 |
| Securities gains (losses) | $72,000 | 1,357 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,685,000 | 7,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,685,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 3,763 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 554 |
| Net operating income | $-2,757,000 | 7,632 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 4,994 |
| Total interest expense | $2,187,000 | 4,458 |
| Net interest income | $2,339,000 | 5,343 |
| Provision for loan and lease losses | $945,000 | 1,890 |
| Total noninterest income | $216,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 4,925 |
| Total noninterest expense | $3,524,000 | 3,735 |
| Salaries and employee benefits | $2,140,000 | 3,429 |
| Premises and equipment expense | $374,000 | 4,484 |
| Additional noninterest expense | $1,010,000 | 3,837 |
| Pre-tax net operating income | $-1,914,000 | 7,843 |
| Securities gains (losses) | $72,000 | 1,173 |
| Applicable income taxes | $-626,000 | 7,932 |
| Income before extraordinary items | $-1,216,000 | 7,613 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,216,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,264 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,263,520 | 7,727 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 5,274 |
| Total interest expense | $1,353,000 | 4,788 |
| Net interest income | $1,458,000 | 5,544 |
| Provision for loan and lease losses | $602,000 | 1,689 |
| Total noninterest income | $133,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $98,000 | 5,095 |
| Total noninterest expense | $2,330,000 | 3,787 |
| Salaries and employee benefits | $1,417,000 | 3,488 |
| Premises and equipment expense | $255,000 | 4,450 |
| Additional noninterest expense | $658,000 | 3,886 |
| Pre-tax net operating income | $-1,341,000 | 8,044 |
| Securities gains (losses) | $72,000 | 1,184 |
| Applicable income taxes | $-431,000 | 8,151 |
| Income before extraordinary items | $-838,000 | 7,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-838,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-885,520 | 7,936 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 5,549 |
| Total interest expense | $655,000 | 5,052 |
| Net interest income | $656,000 | 5,871 |
| Provision for loan and lease losses | $188,000 | 1,896 |
| Total noninterest income | $78,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $1,140,000 | 3,853 |
| Salaries and employee benefits | $676,000 | 3,639 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $332,000 | 3,815 |
| Pre-tax net operating income | $-594,000 | 8,142 |
| Securities gains (losses) | $71,000 | 894 |
| Applicable income taxes | $-209,000 | 8,263 |
| Income before extraordinary items | $-314,000 | 7,997 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-314,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-359,440 | 8,020 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 6,728 |
| Total interest expense | $1,567,000 | 6,337 |
| Net interest income | $1,617,000 | 6,973 |
| Provision for loan and lease losses | $503,000 | 2,312 |
| Total noninterest income | $96,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $27,000 | 7,064 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $3,699,000 | 4,353 |
| Salaries and employee benefits | $2,094,000 | 4,250 |
| Premises and equipment expense | $331,000 | 5,542 |
| Additional noninterest expense | $1,274,000 | 3,902 |
| Pre-tax net operating income | $-2,489,000 | 8,333 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-915,000 | 8,393 |
| Income before extraordinary items | $-1,574,000 | 8,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,574,000 | 8,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,574,000 | 8,244 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 7,097 |
| Total interest expense | $975,000 | 6,738 |
| Net interest income | $1,047,000 | 7,299 |
| Provision for loan and lease losses | $327,000 | 2,187 |
| Total noninterest income | $55,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,203 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $2,532,000 | 4,619 |
| Salaries and employee benefits | $1,492,000 | 4,390 |
| Premises and equipment expense | $333,000 | 4,700 |
| Additional noninterest expense | $707,000 | 4,769 |
| Pre-tax net operating income | $-1,757,000 | 8,420 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-666,000 | 8,472 |
| Income before extraordinary items | $-1,091,000 | 8,350 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,091,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,091,000 | 8,343 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 7,524 |
| Total interest expense | $486,000 | 7,271 |
| Net interest income | $595,000 | 7,612 |
| Provision for loan and lease losses | $238,000 | 1,925 |
| Total noninterest income | $29,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $1,686,000 | 4,632 |
| Salaries and employee benefits | $982,000 | 4,467 |
| Premises and equipment expense | $226,000 | 4,661 |
| Additional noninterest expense | $478,000 | 4,712 |
| Pre-tax net operating income | $-1,300,000 | 8,504 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-503,000 | 8,552 |
| Income before extraordinary items | $-797,000 | 8,441 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-797,000 | 8,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-797,000 | 8,432 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 7,852 |
| Total interest expense | $173,000 | 7,766 |
| Net interest income | $268,000 | 7,800 |
| Provision for loan and lease losses | $96,000 | 2,086 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $661,000 | 5,451 |
| Salaries and employee benefits | $414,000 | 5,051 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $-475,000 | 8,510 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-222,000 | 8,570 |
| Income before extraordinary items | $-253,000 | 8,388 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-253,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-253,000 | 8,378 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $241,000 | 8,613 |
| Total interest expense | $35,000 | 8,585 |
| Net interest income | $206,000 | 8,602 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $2,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,463 |
| Total noninterest expense | $1,197,000 | 7,388 |
| Salaries and employee benefits | $230,000 | 8,503 |
| Premises and equipment expense | $105,000 | 7,738 |
| Additional noninterest expense | $862,000 | 5,000 |
| Pre-tax net operating income | $-1,039,000 | 8,430 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-353,000 | 8,535 |
| Income before extraordinary items | $-686,000 | 8,367 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-686,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $13,200,000 | 164 |
| Net operating income | $-686,000 | 8,360 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.