Home > Conestoga Bank > Income and Expense
Conestoga Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,811 |
| Total interest expense | $179,000 | 7,725 |
| Net interest income | $275,000 | 7,766 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $639,000 | 5,562 |
| Salaries and employee benefits | $402,000 | 5,149 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $150,000 | 6,119 |
| Pre-tax net operating income | $-410,000 | 8,477 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-410,000 | 8,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-410,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-410,000 | 8,493 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 8,506 |
| Total interest expense | $227,000 | 8,386 |
| Net interest income | $353,000 | 8,531 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $24,000 | 8,382 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,865 |
| Total noninterest expense | $1,557,000 | 6,794 |
| Salaries and employee benefits | $575,000 | 7,666 |
| Premises and equipment expense | $143,000 | 7,335 |
| Additional noninterest expense | $839,000 | 5,087 |
| Pre-tax net operating income | $-1,305,000 | 8,497 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,305,000 | 8,525 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,305,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 133 |
| Net operating income | $-1,305,000 | 8,519 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,686 |
| Total interest expense | $66,000 | 8,608 |
| Net interest income | $122,000 | 8,692 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $993,000 | 7,190 |
| Salaries and employee benefits | $231,000 | 8,384 |
| Premises and equipment expense | $57,000 | 8,121 |
| Additional noninterest expense | $705,000 | 4,675 |
| Pre-tax net operating income | $-920,000 | 8,562 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-920,000 | 8,589 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-920,000 | 8,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 97 |
| Net operating income | $-920,000 | 8,581 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.