Home > Conestoga Bank > Income and Expense
Conestoga Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 980 |
| Total interest expense | $785,000 | 924 |
| Net interest income | $6,133,000 | 981 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $620,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $203,000 | 1,414 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $417,000 | 1,694 |
| Total noninterest expense | $6,628,000 | 799 |
| Salaries and employee benefits | $3,098,000 | 957 |
| Premises and equipment expense | $881,000 | 713 |
| Additional noninterest expense | $2,649,000 | 647 |
| Pre-tax net operating income | $50,000 | 5,476 |
| Securities gains (losses) | $823,000 | 89 |
| Applicable income taxes | $464,000 | 1,113 |
| Income before extraordinary items | $409,000 | 3,086 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $409,000 | 3,084 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $409,000 | 3,085 |
| Net charge-offs | $209,000 | 638 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-117,720 | 5,969 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $28,790,000 | 898 |
| Total interest expense | $3,369,000 | 827 |
| Net interest income | $25,421,000 | 895 |
| Provision for loan and lease losses | $1,300,000 | 642 |
| Total noninterest income | $2,962,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $865,000 | 1,390 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,097,000 | 1,475 |
| Total noninterest expense | $20,769,000 | 992 |
| Salaries and employee benefits | $11,539,000 | 976 |
| Premises and equipment expense | $3,476,000 | 706 |
| Additional noninterest expense | $5,754,000 | 1,125 |
| Pre-tax net operating income | $6,314,000 | 1,309 |
| Securities gains (losses) | $1,369,000 | 158 |
| Applicable income taxes | $1,981,000 | 1,019 |
| Income before extraordinary items | $5,702,000 | 1,225 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,702,000 | 1,225 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,702,000 | 1,225 |
| Net charge-offs | $783,000 | 825 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,688,940 | 1,392 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,380,000 | 913 |
| Total interest expense | $2,500,000 | 847 |
| Net interest income | $18,880,000 | 908 |
| Provision for loan and lease losses | $1,100,000 | 542 |
| Total noninterest income | $2,198,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $646,000 | 1,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,552,000 | 1,498 |
| Total noninterest expense | $15,570,000 | 1,005 |
| Salaries and employee benefits | $8,632,000 | 983 |
| Premises and equipment expense | $2,625,000 | 716 |
| Additional noninterest expense | $4,313,000 | 1,128 |
| Pre-tax net operating income | $4,408,000 | 1,416 |
| Securities gains (losses) | $309,000 | 463 |
| Applicable income taxes | $986,000 | 1,378 |
| Income before extraordinary items | $3,731,000 | 1,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,731,000 | 1,366 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,731,000 | 1,366 |
| Net charge-offs | $642,000 | 722 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,486,890 | 1,420 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,274,000 | 909 |
| Total interest expense | $1,621,000 | 879 |
| Net interest income | $12,653,000 | 901 |
| Provision for loan and lease losses | $800,000 | 512 |
| Total noninterest income | $1,071,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $426,000 | 1,390 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $645,000 | 2,072 |
| Total noninterest expense | $10,344,000 | 1,012 |
| Salaries and employee benefits | $5,677,000 | 996 |
| Premises and equipment expense | $1,757,000 | 722 |
| Additional noninterest expense | $2,910,000 | 1,115 |
| Pre-tax net operating income | $2,580,000 | 1,538 |
| Securities gains (losses) | $214,000 | 508 |
| Applicable income taxes | $979,000 | 1,044 |
| Income before extraordinary items | $1,815,000 | 1,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,815,000 | 1,760 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,815,000 | 1,759 |
| Net charge-offs | $453,000 | 689 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,675,900 | 1,832 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 907 |
| Total interest expense | $781,000 | 916 |
| Net interest income | $6,302,000 | 893 |
| Provision for loan and lease losses | $400,000 | 491 |
| Total noninterest income | $445,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $209,000 | 1,391 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $236,000 | 2,428 |
| Total noninterest expense | $5,280,000 | 979 |
| Salaries and employee benefits | $2,906,000 | 976 |
| Premises and equipment expense | $884,000 | 724 |
| Additional noninterest expense | $1,490,000 | 1,076 |
| Pre-tax net operating income | $1,067,000 | 1,752 |
| Securities gains (losses) | $147,000 | 449 |
| Applicable income taxes | $422,000 | 1,147 |
| Income before extraordinary items | $792,000 | 1,949 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $792,000 | 1,951 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $792,000 | 1,951 |
| Net charge-offs | $213,000 | 690 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $696,450 | 2,081 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,475,000 | 887 |
| Total interest expense | $3,149,000 | 956 |
| Net interest income | $25,326,000 | 873 |
| Provision for loan and lease losses | $1,860,000 | 503 |
| Total noninterest income | $2,325,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $941,000 | 1,373 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,384,000 | 1,871 |
| Total noninterest expense | $20,385,000 | 995 |
| Salaries and employee benefits | $11,226,000 | 968 |
| Premises and equipment expense | $3,360,000 | 741 |
| Additional noninterest expense | $5,799,000 | 1,128 |
| Pre-tax net operating income | $5,406,000 | 1,422 |
| Securities gains (losses) | $440,000 | 451 |
| Applicable income taxes | $2,027,000 | 970 |
| Income before extraordinary items | $3,819,000 | 1,652 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,819,000 | 1,652 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,819,000 | 1,651 |
| Net charge-offs | $2,064,000 | 500 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,533,000 | 1,718 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $21,441,000 | 886 |
| Total interest expense | $2,376,000 | 958 |
| Net interest income | $19,065,000 | 865 |
| Provision for loan and lease losses | $1,300,000 | 524 |
| Total noninterest income | $1,826,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $717,000 | 1,359 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,109,000 | 1,815 |
| Total noninterest expense | $15,481,000 | 981 |
| Salaries and employee benefits | $8,546,000 | 954 |
| Premises and equipment expense | $2,527,000 | 733 |
| Additional noninterest expense | $4,408,000 | 1,120 |
| Pre-tax net operating income | $4,110,000 | 1,427 |
| Securities gains (losses) | $101,000 | 989 |
| Applicable income taxes | $1,460,000 | 1,022 |
| Income before extraordinary items | $2,751,000 | 1,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,751,000 | 1,706 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,751,000 | 1,705 |
| Net charge-offs | $1,277,000 | 563 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,685,350 | 1,706 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,926,000 | 903 |
| Total interest expense | $1,597,000 | 951 |
| Net interest income | $12,329,000 | 887 |
| Provision for loan and lease losses | $875,000 | 513 |
| Total noninterest income | $1,038,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $477,000 | 1,338 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $561,000 | 2,161 |
| Total noninterest expense | $10,211,000 | 983 |
| Salaries and employee benefits | $5,643,000 | 965 |
| Premises and equipment expense | $1,705,000 | 731 |
| Additional noninterest expense | $2,863,000 | 1,139 |
| Pre-tax net operating income | $2,281,000 | 1,630 |
| Securities gains (losses) | $101,000 | 781 |
| Applicable income taxes | $830,000 | 1,106 |
| Income before extraordinary items | $1,552,000 | 1,928 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,552,000 | 1,932 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,552,000 | 1,931 |
| Net charge-offs | $973,000 | 514 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,486,350 | 1,943 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 931 |
| Total interest expense | $796,000 | 962 |
| Net interest income | $6,025,000 | 910 |
| Provision for loan and lease losses | $425,000 | 523 |
| Total noninterest income | $705,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $243,000 | 1,303 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $462,000 | 1,492 |
| Total noninterest expense | $5,129,000 | 996 |
| Salaries and employee benefits | $2,841,000 | 973 |
| Premises and equipment expense | $889,000 | 721 |
| Additional noninterest expense | $1,399,000 | 1,140 |
| Pre-tax net operating income | $1,176,000 | 1,541 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $411,000 | 1,066 |
| Income before extraordinary items | $765,000 | 1,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $765,000 | 1,884 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $765,000 | 1,883 |
| Net charge-offs | $559,000 | 456 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $765,000 | 1,841 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $26,311,000 | 957 |
| Total interest expense | $2,934,000 | 1,152 |
| Net interest income | $23,377,000 | 919 |
| Provision for loan and lease losses | $2,700,000 | 479 |
| Total noninterest income | $2,337,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $891,000 | 1,502 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,446,000 | 1,894 |
| Total noninterest expense | $20,451,000 | 998 |
| Salaries and employee benefits | $11,202,000 | 953 |
| Premises and equipment expense | $3,390,000 | 715 |
| Additional noninterest expense | $5,859,000 | 1,151 |
| Pre-tax net operating income | $2,563,000 | 2,430 |
| Securities gains (losses) | $493,000 | 459 |
| Applicable income taxes | $1,070,000 | 1,408 |
| Income before extraordinary items | $1,986,000 | 2,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,986,000 | 2,628 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,986,000 | 2,628 |
| Net charge-offs | $3,980,000 | 413 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,665,550 | 2,898 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,402,000 | 990 |
| Total interest expense | $2,143,000 | 1,227 |
| Net interest income | $17,259,000 | 938 |
| Provision for loan and lease losses | $1,550,000 | 629 |
| Total noninterest income | $1,835,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $645,000 | 1,556 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,190,000 | 1,832 |
| Total noninterest expense | $15,284,000 | 1,002 |
| Salaries and employee benefits | $8,425,000 | 955 |
| Premises and equipment expense | $2,550,000 | 720 |
| Additional noninterest expense | $4,309,000 | 1,163 |
| Pre-tax net operating income | $2,260,000 | 2,223 |
| Securities gains (losses) | $401,000 | 496 |
| Applicable income taxes | $928,000 | 1,319 |
| Income before extraordinary items | $1,733,000 | 2,369 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,733,000 | 2,374 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,733,000 | 2,374 |
| Net charge-offs | $2,932,000 | 437 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,472,350 | 2,617 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,903,000 | 979 |
| Total interest expense | $1,399,000 | 1,276 |
| Net interest income | $11,504,000 | 928 |
| Provision for loan and lease losses | $1,175,000 | 595 |
| Total noninterest income | $1,389,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $418,000 | 1,568 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $971,000 | 1,610 |
| Total noninterest expense | $10,114,000 | 1,005 |
| Salaries and employee benefits | $5,618,000 | 957 |
| Premises and equipment expense | $1,695,000 | 722 |
| Additional noninterest expense | $2,801,000 | 1,185 |
| Pre-tax net operating income | $1,604,000 | 2,095 |
| Securities gains (losses) | $275,000 | 596 |
| Applicable income taxes | $659,000 | 1,254 |
| Income before extraordinary items | $1,220,000 | 2,273 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,220,000 | 2,282 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,220,000 | 2,280 |
| Net charge-offs | $2,613,000 | 361 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,041,250 | 2,451 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 1,027 |
| Total interest expense | $709,000 | 1,298 |
| Net interest income | $5,479,000 | 987 |
| Provision for loan and lease losses | $350,000 | 887 |
| Total noninterest income | $705,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $215,000 | 1,522 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $490,000 | 1,603 |
| Total noninterest expense | $5,059,000 | 1,016 |
| Salaries and employee benefits | $2,869,000 | 953 |
| Premises and equipment expense | $846,000 | 737 |
| Additional noninterest expense | $1,344,000 | 1,226 |
| Pre-tax net operating income | $775,000 | 2,088 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $272,000 | 1,430 |
| Income before extraordinary items | $503,000 | 2,575 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $503,000 | 2,578 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $503,000 | 2,577 |
| Net charge-offs | $1,623,000 | 310 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $503,000 | 2,484 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $26,563,000 | 988 |
| Total interest expense | $4,239,000 | 1,072 |
| Net interest income | $22,324,000 | 975 |
| Provision for loan and lease losses | $2,350,000 | 940 |
| Total noninterest income | $1,854,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $924,000 | 1,513 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $930,000 | 2,472 |
| Total noninterest expense | $21,060,000 | 950 |
| Salaries and employee benefits | $11,502,000 | 901 |
| Premises and equipment expense | $3,192,000 | 751 |
| Additional noninterest expense | $6,366,000 | 1,086 |
| Pre-tax net operating income | $768,000 | 4,384 |
| Securities gains (losses) | $-11,800,000 | 7,076 |
| Applicable income taxes | $-3,832,000 | 7,041 |
| Income before extraordinary items | $-7,200,000 | 6,997 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,200,000 | 6,997 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,200,000 | 6,997 |
| Net charge-offs | $1,165,000 | 1,657 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $470,000 | 4,817 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,780,000 | 1,011 |
| Total interest expense | $3,408,000 | 1,047 |
| Net interest income | $16,372,000 | 1,014 |
| Provision for loan and lease losses | $1,050,000 | 1,390 |
| Total noninterest income | $1,306,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $678,000 | 1,556 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $628,000 | 2,612 |
| Total noninterest expense | $15,705,000 | 958 |
| Salaries and employee benefits | $8,575,000 | 918 |
| Premises and equipment expense | $2,350,000 | 776 |
| Additional noninterest expense | $4,780,000 | 1,080 |
| Pre-tax net operating income | $923,000 | 3,777 |
| Securities gains (losses) | $899,000 | 451 |
| Applicable income taxes | $522,000 | 1,892 |
| Income before extraordinary items | $1,300,000 | 2,910 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,300,000 | 2,910 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,300,000 | 2,909 |
| Net charge-offs | $933,000 | 1,538 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $661,710 | 4,022 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,071,000 | 1,036 |
| Total interest expense | $2,433,000 | 1,009 |
| Net interest income | $10,638,000 | 1,041 |
| Provision for loan and lease losses | $750,000 | 1,348 |
| Total noninterest income | $943,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $457,000 | 1,529 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $486,000 | 2,373 |
| Total noninterest expense | $10,410,000 | 962 |
| Salaries and employee benefits | $5,670,000 | 927 |
| Premises and equipment expense | $1,535,000 | 790 |
| Additional noninterest expense | $3,205,000 | 1,083 |
| Pre-tax net operating income | $421,000 | 4,372 |
| Securities gains (losses) | $689,000 | 406 |
| Applicable income taxes | $300,000 | 2,058 |
| Income before extraordinary items | $810,000 | 3,009 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $810,000 | 3,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $810,000 | 3,009 |
| Net charge-offs | $635,000 | 1,550 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $307,030 | 4,593 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 1,046 |
| Total interest expense | $1,254,000 | 1,012 |
| Net interest income | $5,265,000 | 1,051 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $470,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $221,000 | 1,562 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $249,000 | 2,346 |
| Total noninterest expense | $5,183,000 | 963 |
| Salaries and employee benefits | $2,861,000 | 908 |
| Premises and equipment expense | $763,000 | 787 |
| Additional noninterest expense | $1,559,000 | 1,091 |
| Pre-tax net operating income | $102,000 | 5,372 |
| Securities gains (losses) | $393,000 | 344 |
| Applicable income taxes | $131,000 | 2,174 |
| Income before extraordinary items | $364,000 | 3,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $364,000 | 3,266 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $364,000 | 3,266 |
| Net charge-offs | $342,000 | 1,380 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $73,180 | 5,549 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,698,000 | 1,058 |
| Total interest expense | $7,163,000 | 832 |
| Net interest income | $19,535,000 | 1,140 |
| Provision for loan and lease losses | $1,200,000 | 2,155 |
| Total noninterest income | $2,748,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $916,000 | 1,590 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,832,000 | 1,447 |
| Total noninterest expense | $19,022,000 | 1,032 |
| Salaries and employee benefits | $10,078,000 | 971 |
| Premises and equipment expense | $2,958,000 | 854 |
| Additional noninterest expense | $5,986,000 | 1,175 |
| Pre-tax net operating income | $2,061,000 | 2,447 |
| Securities gains (losses) | $632,000 | 662 |
| Applicable income taxes | $764,000 | 1,602 |
| Income before extraordinary items | $1,929,000 | 2,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,929,000 | 2,324 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,929,000 | 2,324 |
| Net charge-offs | $1,472,000 | 1,903 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,473,960 | 2,709 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,159,000 | 1,068 |
| Total interest expense | $5,789,000 | 802 |
| Net interest income | $14,370,000 | 1,167 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $2,179,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $681,000 | 1,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,498,000 | 1,337 |
| Total noninterest expense | $14,132,000 | 1,056 |
| Salaries and employee benefits | $7,561,000 | 975 |
| Premises and equipment expense | $2,216,000 | 858 |
| Additional noninterest expense | $4,355,000 | 1,192 |
| Pre-tax net operating income | $1,517,000 | 2,553 |
| Securities gains (losses) | $554,000 | 599 |
| Applicable income taxes | $540,000 | 1,669 |
| Income before extraordinary items | $1,531,000 | 2,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,531,000 | 2,279 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,531,000 | 2,280 |
| Net charge-offs | $975,000 | 1,918 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,121,040 | 2,739 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,457,000 | 1,069 |
| Total interest expense | $4,030,000 | 796 |
| Net interest income | $9,427,000 | 1,189 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $1,229,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $455,000 | 1,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $774,000 | 1,599 |
| Total noninterest expense | $9,322,000 | 1,075 |
| Salaries and employee benefits | $4,988,000 | 989 |
| Premises and equipment expense | $1,482,000 | 866 |
| Additional noninterest expense | $2,852,000 | 1,232 |
| Pre-tax net operating income | $734,000 | 3,093 |
| Securities gains (losses) | $457,000 | 386 |
| Applicable income taxes | $342,000 | 1,668 |
| Income before extraordinary items | $849,000 | 2,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $849,000 | 2,574 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $849,000 | 2,574 |
| Net charge-offs | $411,000 | 2,336 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $524,530 | 3,381 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 1,085 |
| Total interest expense | $2,046,000 | 821 |
| Net interest income | $4,641,000 | 1,198 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $874,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $220,000 | 1,606 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $654,000 | 1,114 |
| Total noninterest expense | $4,620,000 | 1,090 |
| Salaries and employee benefits | $2,503,000 | 999 |
| Premises and equipment expense | $740,000 | 893 |
| Additional noninterest expense | $1,377,000 | 1,286 |
| Pre-tax net operating income | $595,000 | 2,237 |
| Securities gains (losses) | $69,000 | 648 |
| Applicable income taxes | $193,000 | 1,548 |
| Income before extraordinary items | $471,000 | 2,364 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $471,000 | 2,363 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $471,000 | 2,364 |
| Net charge-offs | $232,000 | 1,988 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $422,010 | 2,496 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $29,149,000 | 1,054 |
| Total interest expense | $9,930,000 | 827 |
| Net interest income | $19,219,000 | 1,167 |
| Provision for loan and lease losses | $3,174,000 | 1,569 |
| Total noninterest income | $1,916,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $890,000 | 1,663 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,026,000 | 2,155 |
| Total noninterest expense | $17,568,000 | 1,144 |
| Salaries and employee benefits | $8,582,000 | 1,142 |
| Premises and equipment expense | $2,782,000 | 914 |
| Additional noninterest expense | $6,204,000 | 1,194 |
| Pre-tax net operating income | $393,000 | 4,643 |
| Securities gains (losses) | $1,486,000 | 346 |
| Applicable income taxes | $-272,000 | 7,027 |
| Income before extraordinary items | $2,151,000 | 1,898 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,151,000 | 1,899 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,151,000 | 1,900 |
| Net charge-offs | $3,539,000 | 1,322 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $665,000 | 3,787 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,429,000 | 1,042 |
| Total interest expense | $7,649,000 | 839 |
| Net interest income | $14,780,000 | 1,137 |
| Provision for loan and lease losses | $2,325,000 | 1,500 |
| Total noninterest income | $1,020,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $658,000 | 1,738 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $362,000 | 3,257 |
| Total noninterest expense | $12,909,000 | 1,159 |
| Salaries and employee benefits | $6,410,000 | 1,151 |
| Premises and equipment expense | $2,113,000 | 914 |
| Additional noninterest expense | $4,386,000 | 1,237 |
| Pre-tax net operating income | $566,000 | 4,038 |
| Securities gains (losses) | $2,385,000 | 182 |
| Applicable income taxes | $103,000 | 3,098 |
| Income before extraordinary items | $2,848,000 | 1,184 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,848,000 | 1,188 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,848,000 | 1,188 |
| Net charge-offs | $2,653,000 | 1,254 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $534,550 | 3,846 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,130,000 | 1,045 |
| Total interest expense | $5,199,000 | 847 |
| Net interest income | $9,931,000 | 1,134 |
| Provision for loan and lease losses | $1,375,000 | 1,610 |
| Total noninterest income | $931,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $426,000 | 1,783 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $505,000 | 2,075 |
| Total noninterest expense | $8,542,000 | 1,164 |
| Salaries and employee benefits | $4,316,000 | 1,139 |
| Premises and equipment expense | $1,437,000 | 916 |
| Additional noninterest expense | $2,789,000 | 1,286 |
| Pre-tax net operating income | $945,000 | 2,484 |
| Securities gains (losses) | $531,000 | 454 |
| Applicable income taxes | $-396,000 | 7,441 |
| Income before extraordinary items | $1,872,000 | 1,194 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,872,000 | 1,195 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,872,000 | 1,195 |
| Net charge-offs | $2,258,000 | 1,040 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,341,000 | 1,563 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 1,054 |
| Total interest expense | $2,634,000 | 887 |
| Net interest income | $4,964,000 | 1,139 |
| Provision for loan and lease losses | $1,000,000 | 1,168 |
| Total noninterest income | $346,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $215,000 | 1,764 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $4,279,000 | 1,175 |
| Salaries and employee benefits | $2,199,000 | 1,130 |
| Premises and equipment expense | $742,000 | 914 |
| Additional noninterest expense | $1,338,000 | 1,326 |
| Pre-tax net operating income | $31,000 | 5,908 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $-881,000 | 7,778 |
| Income before extraordinary items | $921,000 | 1,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $921,000 | 1,190 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $921,000 | 1,190 |
| Net charge-offs | $1,758,000 | 709 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $912,000 | 1,171 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $33,335,000 | 1,018 |
| Total interest expense | $14,306,000 | 815 |
| Net interest income | $19,029,000 | 1,167 |
| Provision for loan and lease losses | $4,300,000 | 1,588 |
| Total noninterest income | $931,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,015,000 | 1,664 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-84,000 | 7,578 |
| Total noninterest expense | $66,885,000 | 341 |
| Salaries and employee benefits | $9,040,000 | 1,087 |
| Premises and equipment expense | $2,780,000 | 976 |
| Additional noninterest expense | $55,065,000 | 209 |
| Pre-tax net operating income | $-51,225,000 | 7,865 |
| Securities gains (losses) | $-2,696,000 | 7,841 |
| Applicable income taxes | $2,819,000 | 420 |
| Income before extraordinary items | $-56,740,000 | 7,880 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-56,740,000 | 7,879 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-56,740,000 | 7,879 |
| Net charge-offs | $4,614,000 | 1,218 |
| Cash dividends | $900,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-54,044,000 | 7,879 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,567,000 | 1,010 |
| Total interest expense | $11,521,000 | 794 |
| Net interest income | $14,046,000 | 1,182 |
| Provision for loan and lease losses | $3,575,000 | 1,321 |
| Total noninterest income | $328,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $766,000 | 1,654 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-438,000 | 7,947 |
| Total noninterest expense | $12,737,000 | 1,212 |
| Salaries and employee benefits | $6,753,000 | 1,096 |
| Premises and equipment expense | $2,069,000 | 989 |
| Additional noninterest expense | $3,915,000 | 1,393 |
| Pre-tax net operating income | $-1,938,000 | 7,028 |
| Securities gains (losses) | $1,630,000 | 245 |
| Applicable income taxes | $-222,000 | 7,120 |
| Income before extraordinary items | $-86,000 | 5,947 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-86,000 | 5,947 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-86,000 | 5,947 |
| Net charge-offs | $3,400,000 | 1,097 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,129,200 | 6,805 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,455,000 | 1,004 |
| Total interest expense | $7,900,000 | 822 |
| Net interest income | $9,555,000 | 1,166 |
| Provision for loan and lease losses | $3,350,000 | 1,010 |
| Total noninterest income | $-183,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $500,000 | 1,657 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-683,000 | 8,102 |
| Total noninterest expense | $8,391,000 | 1,240 |
| Salaries and employee benefits | $4,459,000 | 1,131 |
| Premises and equipment expense | $1,371,000 | 1,025 |
| Additional noninterest expense | $2,561,000 | 1,449 |
| Pre-tax net operating income | $-2,369,000 | 7,470 |
| Securities gains (losses) | $1,490,000 | 205 |
| Applicable income taxes | $-390,000 | 7,509 |
| Income before extraordinary items | $-489,000 | 6,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-489,000 | 6,763 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-489,000 | 6,763 |
| Net charge-offs | $3,054,000 | 847 |
| Cash dividends | $900,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,442,600 | 7,312 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,896,000 | 1,000 |
| Total interest expense | $4,046,000 | 827 |
| Net interest income | $4,850,000 | 1,132 |
| Provision for loan and lease losses | $1,075,000 | 1,129 |
| Total noninterest income | $492,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $239,000 | 1,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $253,000 | 2,186 |
| Total noninterest expense | $3,985,000 | 1,258 |
| Salaries and employee benefits | $2,186,000 | 1,164 |
| Premises and equipment expense | $698,000 | 1,025 |
| Additional noninterest expense | $1,101,000 | 1,470 |
| Pre-tax net operating income | $282,000 | 3,432 |
| Securities gains (losses) | $442,000 | 376 |
| Applicable income taxes | $190,000 | 1,511 |
| Income before extraordinary items | $534,000 | 2,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $534,000 | 2,002 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $534,000 | 2,003 |
| Net charge-offs | $1,469,000 | 748 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $206,920 | 3,658 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,536,000 | 976 |
| Total interest expense | $18,617,000 | 855 |
| Net interest income | $19,919,000 | 1,095 |
| Provision for loan and lease losses | $925,000 | 2,830 |
| Total noninterest income | $2,412,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,305,000 | 1,375 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,107,000 | 1,988 |
| Total noninterest expense | $15,809,000 | 1,240 |
| Salaries and employee benefits | $8,287,000 | 1,204 |
| Premises and equipment expense | $2,822,000 | 982 |
| Additional noninterest expense | $4,700,000 | 1,342 |
| Pre-tax net operating income | $5,597,000 | 998 |
| Securities gains (losses) | $408,000 | 448 |
| Applicable income taxes | $1,804,000 | 739 |
| Income before extraordinary items | $4,201,000 | 976 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,201,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 3,049 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,915,400 | 1,136 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,382,000 | 977 |
| Total interest expense | $14,346,000 | 864 |
| Net interest income | $15,036,000 | 1,107 |
| Provision for loan and lease losses | $450,000 | 2,889 |
| Total noninterest income | $1,815,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $998,000 | 1,363 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $817,000 | 2,094 |
| Total noninterest expense | $11,601,000 | 1,250 |
| Salaries and employee benefits | $6,111,000 | 1,247 |
| Premises and equipment expense | $2,148,000 | 967 |
| Additional noninterest expense | $3,342,000 | 1,344 |
| Pre-tax net operating income | $4,800,000 | 1,058 |
| Securities gains (losses) | $316,000 | 447 |
| Applicable income taxes | $1,548,000 | 815 |
| Income before extraordinary items | $3,568,000 | 1,029 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,568,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,477 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,346,800 | 1,184 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,393,000 | 1,016 |
| Total interest expense | $9,599,000 | 892 |
| Net interest income | $9,794,000 | 1,123 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $1,178,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $621,000 | 1,432 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $557,000 | 2,090 |
| Total noninterest expense | $7,634,000 | 1,265 |
| Salaries and employee benefits | $4,079,000 | 1,267 |
| Premises and equipment expense | $1,445,000 | 953 |
| Additional noninterest expense | $2,110,000 | 1,393 |
| Pre-tax net operating income | $3,038,000 | 1,169 |
| Securities gains (losses) | $242,000 | 535 |
| Applicable income taxes | $990,000 | 953 |
| Income before extraordinary items | $2,290,000 | 1,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,290,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,371 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,120,600 | 1,273 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,041,000 | 996 |
| Total interest expense | $5,040,000 | 911 |
| Net interest income | $5,001,000 | 1,089 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $554,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $282,000 | 1,553 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $272,000 | 2,085 |
| Total noninterest expense | $3,809,000 | 1,271 |
| Salaries and employee benefits | $2,009,000 | 1,303 |
| Premises and equipment expense | $718,000 | 965 |
| Additional noninterest expense | $1,082,000 | 1,329 |
| Pre-tax net operating income | $1,596,000 | 1,184 |
| Securities gains (losses) | $64,000 | 951 |
| Applicable income taxes | $502,000 | 1,002 |
| Income before extraordinary items | $1,158,000 | 1,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,158,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,113,200 | 1,316 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,879,000 | 1,442 |
| Total interest expense | $14,405,000 | 1,394 |
| Net interest income | $15,474,000 | 1,458 |
| Provision for loan and lease losses | $656,000 | 1,932 |
| Total noninterest income | $1,868,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $868,000 | 1,994 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000,000 | 2,218 |
| Total noninterest expense | $12,128,000 | 1,524 |
| Salaries and employee benefits | $6,747,000 | 1,496 |
| Premises and equipment expense | $2,173,000 | 1,222 |
| Additional noninterest expense | $3,208,000 | 1,731 |
| Pre-tax net operating income | $4,558,000 | 1,784 |
| Securities gains (losses) | $24,000 | 1,047 |
| Applicable income taxes | $967,000 | 1,903 |
| Income before extraordinary items | $3,615,000 | 1,745 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,615,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 2,004 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,596,040 | 1,743 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,928,000 | 1,619 |
| Total interest expense | $9,478,000 | 1,587 |
| Net interest income | $10,450,000 | 1,628 |
| Provision for loan and lease losses | $488,000 | 1,608 |
| Total noninterest income | $1,309,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $595,000 | 2,126 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $714,000 | 2,289 |
| Total noninterest expense | $8,345,000 | 1,639 |
| Salaries and employee benefits | $4,755,000 | 1,596 |
| Premises and equipment expense | $1,489,000 | 1,320 |
| Additional noninterest expense | $2,101,000 | 1,921 |
| Pre-tax net operating income | $2,926,000 | 2,150 |
| Securities gains (losses) | $16,000 | 875 |
| Applicable income taxes | $541,000 | 2,432 |
| Income before extraordinary items | $2,401,000 | 2,068 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,401,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,293 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,387,880 | 2,054 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,101,000 | 2,087 |
| Total interest expense | $4,612,000 | 2,069 |
| Net interest income | $5,489,000 | 2,112 |
| Provision for loan and lease losses | $281,000 | 1,645 |
| Total noninterest income | $640,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $288,000 | 2,737 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $352,000 | 2,759 |
| Total noninterest expense | $4,712,000 | 1,960 |
| Salaries and employee benefits | $2,727,000 | 1,876 |
| Premises and equipment expense | $771,000 | 1,727 |
| Additional noninterest expense | $1,214,000 | 2,192 |
| Pre-tax net operating income | $1,136,000 | 3,226 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $-41,000 | 8,263 |
| Income before extraordinary items | $1,176,000 | 2,681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,176,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,413 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,177,000 | 2,666 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,863,000 | 1,194 |
| Total interest expense | $4,747,000 | 1,035 |
| Net interest income | $4,116,000 | 1,381 |
| Provision for loan and lease losses | $2,085,000 | 180 |
| Total noninterest income | $602,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $303,000 | 1,413 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $299,000 | 1,966 |
| Total noninterest expense | $17,718,000 | 291 |
| Salaries and employee benefits | $14,500,000 | 190 |
| Premises and equipment expense | $563,000 | 1,198 |
| Additional noninterest expense | $2,655,000 | 540 |
| Pre-tax net operating income | $-15,085,000 | 8,652 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $45,000 | 4,231 |
| Income before extraordinary items | $-15,130,000 | 8,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-15,130,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-15,130,000 | 8,642 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,868,000 | 1,129 |
| Total interest expense | $16,238,000 | 1,022 |
| Net interest income | $18,630,000 | 1,209 |
| Provision for loan and lease losses | $540,000 | 1,783 |
| Total noninterest income | $2,271,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,261,000 | 1,419 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,010,000 | 2,209 |
| Total noninterest expense | $17,804,000 | 1,011 |
| Salaries and employee benefits | $9,694,000 | 992 |
| Premises and equipment expense | $2,432,000 | 1,032 |
| Additional noninterest expense | $5,678,000 | 934 |
| Pre-tax net operating income | $2,557,000 | 3,086 |
| Securities gains (losses) | $-40,000 | 7,853 |
| Applicable income taxes | $-565,000 | 8,587 |
| Income before extraordinary items | $3,082,000 | 2,230 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,082,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,893 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,122,000 | 2,201 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,432,000 | 1,166 |
| Total interest expense | $11,582,000 | 1,051 |
| Net interest income | $13,850,000 | 1,235 |
| Provision for loan and lease losses | $405,000 | 1,679 |
| Total noninterest income | $1,644,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $933,000 | 1,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $711,000 | 2,301 |
| Total noninterest expense | $13,220,000 | 1,025 |
| Salaries and employee benefits | $7,012,000 | 1,038 |
| Premises and equipment expense | $1,815,000 | 1,047 |
| Additional noninterest expense | $4,393,000 | 907 |
| Pre-tax net operating income | $1,869,000 | 3,259 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $253,000 | 3,818 |
| Income before extraordinary items | $1,634,000 | 3,006 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,634,000 | 3,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,301 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,618,340 | 3,027 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,557,000 | 1,175 |
| Total interest expense | $7,358,000 | 1,033 |
| Net interest income | $9,199,000 | 1,237 |
| Provision for loan and lease losses | $270,000 | 1,643 |
| Total noninterest income | $1,131,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $631,000 | 1,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $500,000 | 2,210 |
| Total noninterest expense | $8,673,000 | 1,041 |
| Salaries and employee benefits | $4,672,000 | 1,046 |
| Premises and equipment expense | $1,202,000 | 1,060 |
| Additional noninterest expense | $2,799,000 | 958 |
| Pre-tax net operating income | $1,387,000 | 3,045 |
| Securities gains (losses) | $18,000 | 623 |
| Applicable income taxes | $253,000 | 3,287 |
| Income before extraordinary items | $1,152,000 | 2,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,152,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,137,240 | 2,894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 1,124 |
| Total interest expense | $3,579,000 | 1,013 |
| Net interest income | $4,805,000 | 1,171 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $556,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $310,000 | 1,386 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $246,000 | 2,217 |
| Total noninterest expense | $4,218,000 | 1,074 |
| Salaries and employee benefits | $2,325,000 | 1,055 |
| Premises and equipment expense | $591,000 | 1,082 |
| Additional noninterest expense | $1,302,000 | 1,027 |
| Pre-tax net operating income | $1,008,000 | 2,262 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $253,000 | 2,248 |
| Income before extraordinary items | $755,000 | 2,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $755,000 | 2,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $755,000 | 2,287 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,123,000 | 1,093 |
| Total interest expense | $12,018,000 | 927 |
| Net interest income | $18,105,000 | 1,191 |
| Provision for loan and lease losses | $405,000 | 2,256 |
| Total noninterest income | $2,355,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,185,000 | 1,479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,170,000 | 2,003 |
| Total noninterest expense | $17,919,000 | 950 |
| Salaries and employee benefits | $9,099,000 | 1,016 |
| Premises and equipment expense | $2,528,000 | 955 |
| Additional noninterest expense | $6,292,000 | 827 |
| Pre-tax net operating income | $2,136,000 | 3,539 |
| Securities gains (losses) | $437,000 | 310 |
| Applicable income taxes | $612,000 | 3,043 |
| Income before extraordinary items | $1,961,000 | 3,141 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,961,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,910 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,628,880 | 3,566 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,207,000 | 1,076 |
| Total interest expense | $8,594,000 | 918 |
| Net interest income | $13,613,000 | 1,164 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $1,687,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $858,000 | 1,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $829,000 | 2,070 |
| Total noninterest expense | $13,805,000 | 918 |
| Salaries and employee benefits | $7,045,000 | 966 |
| Premises and equipment expense | $1,918,000 | 928 |
| Additional noninterest expense | $4,842,000 | 791 |
| Pre-tax net operating income | $1,225,000 | 4,260 |
| Securities gains (losses) | $437,000 | 284 |
| Applicable income taxes | $328,000 | 3,640 |
| Income before extraordinary items | $1,334,000 | 3,421 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,334,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,828 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $984,400 | 4,158 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,472,000 | 1,072 |
| Total interest expense | $5,245,000 | 937 |
| Net interest income | $9,227,000 | 1,146 |
| Provision for loan and lease losses | $225,000 | 1,956 |
| Total noninterest income | $1,127,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $650,000 | 1,321 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $477,000 | 2,260 |
| Total noninterest expense | $8,911,000 | 937 |
| Salaries and employee benefits | $4,539,000 | 998 |
| Premises and equipment expense | $1,256,000 | 932 |
| Additional noninterest expense | $3,116,000 | 815 |
| Pre-tax net operating income | $1,218,000 | 3,208 |
| Securities gains (losses) | $420,000 | 248 |
| Applicable income taxes | $357,000 | 2,782 |
| Income before extraordinary items | $1,281,000 | 2,518 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,281,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,247 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $953,400 | 3,160 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 1,063 |
| Total interest expense | $2,515,000 | 932 |
| Net interest income | $4,627,000 | 1,131 |
| Provision for loan and lease losses | $135,000 | 1,592 |
| Total noninterest income | $517,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $262,000 | 1,548 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $255,000 | 2,121 |
| Total noninterest expense | $4,325,000 | 969 |
| Salaries and employee benefits | $2,249,000 | 989 |
| Premises and equipment expense | $639,000 | 927 |
| Additional noninterest expense | $1,437,000 | 869 |
| Pre-tax net operating income | $684,000 | 2,908 |
| Securities gains (losses) | $420,000 | 160 |
| Applicable income taxes | $247,000 | 2,291 |
| Income before extraordinary items | $857,000 | 1,961 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $857,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,192 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $529,400 | 2,870 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,255,000 | 1,033 |
| Total interest expense | $8,558,000 | 949 |
| Net interest income | $18,697,000 | 1,066 |
| Provision for loan and lease losses | $235,000 | 3,414 |
| Total noninterest income | $1,882,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,004,000 | 1,748 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $878,000 | 2,329 |
| Total noninterest expense | $16,771,000 | 972 |
| Salaries and employee benefits | $8,850,000 | 963 |
| Premises and equipment expense | $2,344,000 | 976 |
| Additional noninterest expense | $5,577,000 | 897 |
| Pre-tax net operating income | $3,573,000 | 2,239 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,039,000 | 2,092 |
| Income before extraordinary items | $2,534,000 | 2,404 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,534,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,064 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,534,000 | 2,343 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,105,000 | 1,094 |
| Total interest expense | $6,109,000 | 973 |
| Net interest income | $12,996,000 | 1,145 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,443,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $758,000 | 1,750 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $685,000 | 2,293 |
| Total noninterest expense | $12,109,000 | 1,011 |
| Salaries and employee benefits | $6,323,000 | 1,013 |
| Premises and equipment expense | $1,723,000 | 998 |
| Additional noninterest expense | $4,063,000 | 915 |
| Pre-tax net operating income | $2,240,000 | 2,613 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $463,000 | 3,041 |
| Income before extraordinary items | $1,777,000 | 2,583 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,777,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,477 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,777,000 | 2,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,695,000 | 1,089 |
| Total interest expense | $3,783,000 | 1,036 |
| Net interest income | $8,912,000 | 1,096 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $993,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $499,000 | 1,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $494,000 | 2,209 |
| Total noninterest expense | $8,014,000 | 1,006 |
| Salaries and employee benefits | $4,122,000 | 1,035 |
| Premises and equipment expense | $1,118,000 | 1,035 |
| Additional noninterest expense | $2,774,000 | 900 |
| Pre-tax net operating income | $1,891,000 | 2,142 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $463,000 | 2,327 |
| Income before extraordinary items | $1,428,000 | 2,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,428,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,235 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,428,000 | 2,102 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 1,155 |
| Total interest expense | $1,806,000 | 1,104 |
| Net interest income | $4,243,000 | 1,168 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $504,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $253,000 | 1,681 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $251,000 | 2,125 |
| Total noninterest expense | $3,732,000 | 1,093 |
| Salaries and employee benefits | $1,970,000 | 1,099 |
| Premises and equipment expense | $556,000 | 1,063 |
| Additional noninterest expense | $1,206,000 | 1,023 |
| Pre-tax net operating income | $1,015,000 | 1,984 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $238,000 | 2,268 |
| Income before extraordinary items | $777,000 | 2,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $777,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $777,000 | 1,917 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,917,000 | 1,046 |
| Total interest expense | $9,660,000 | 923 |
| Net interest income | $17,257,000 | 1,121 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $2,089,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,103,000 | 1,563 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $986,000 | 2,413 |
| Total noninterest expense | $16,224,000 | 1,011 |
| Salaries and employee benefits | $8,733,000 | 987 |
| Premises and equipment expense | $2,048,000 | 1,116 |
| Additional noninterest expense | $5,443,000 | 936 |
| Pre-tax net operating income | $3,077,000 | 2,447 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,024,000 | 2,143 |
| Income before extraordinary items | $2,053,000 | 2,806 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,053,000 | 2,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,430 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,053,000 | 2,675 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,655,000 | 1,106 |
| Total interest expense | $7,702,000 | 897 |
| Net interest income | $11,953,000 | 1,221 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,546,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $813,000 | 1,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $733,000 | 2,484 |
| Total noninterest expense | $11,368,000 | 1,074 |
| Salaries and employee benefits | $5,982,000 | 1,069 |
| Premises and equipment expense | $1,515,000 | 1,133 |
| Additional noninterest expense | $3,871,000 | 991 |
| Pre-tax net operating income | $2,086,000 | 2,758 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $728,000 | 2,337 |
| Income before extraordinary items | $1,358,000 | 3,194 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,358,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,287 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,358,000 | 3,040 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,545,000 | 1,076 |
| Total interest expense | $5,555,000 | 864 |
| Net interest income | $7,990,000 | 1,219 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $1,028,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $501,000 | 1,686 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $527,000 | 2,376 |
| Total noninterest expense | $7,474,000 | 1,088 |
| Salaries and employee benefits | $3,838,000 | 1,105 |
| Premises and equipment expense | $983,000 | 1,160 |
| Additional noninterest expense | $2,653,000 | 953 |
| Pre-tax net operating income | $1,499,000 | 2,595 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $507,000 | 2,293 |
| Income before extraordinary items | $992,000 | 2,994 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $992,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,536 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $992,000 | 2,843 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 1,089 |
| Total interest expense | $2,998,000 | 823 |
| Net interest income | $3,746,000 | 1,305 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $496,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $232,000 | 1,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $264,000 | 2,282 |
| Total noninterest expense | $3,572,000 | 1,124 |
| Salaries and employee benefits | $1,855,000 | 1,137 |
| Premises and equipment expense | $494,000 | 1,170 |
| Additional noninterest expense | $1,223,000 | 1,005 |
| Pre-tax net operating income | $670,000 | 2,834 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $205,000 | 2,653 |
| Income before extraordinary items | $465,000 | 3,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $465,000 | 2,951 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,745,000 | 992 |
| Total interest expense | $13,408,000 | 845 |
| Net interest income | $17,337,000 | 1,108 |
| Provision for loan and lease losses | $1,437,000 | 983 |
| Total noninterest income | $3,087,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,665,000 | 966 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,422,000 | 1,714 |
| Total noninterest expense | $15,824,000 | 991 |
| Salaries and employee benefits | $7,460,000 | 1,068 |
| Premises and equipment expense | $1,922,000 | 1,146 |
| Additional noninterest expense | $6,442,000 | 794 |
| Pre-tax net operating income | $3,163,000 | 2,379 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $957,000 | 2,282 |
| Income before extraordinary items | $2,206,000 | 2,598 |
| Extraordinary gains, net | $791,000 | 16 |
| Net income | $2,997,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 1,270 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,206,000 | 2,507 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,289,000 | 1,305 |
| Total interest expense | $14,139,000 | 1,131 |
| Net interest income | $12,150,000 | 1,463 |
| Provision for loan and lease losses | $270,000 | 3,439 |
| Total noninterest income | $1,779,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,074,000 | 1,388 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $705,000 | 2,565 |
| Total noninterest expense | $9,655,000 | 1,521 |
| Salaries and employee benefits | $4,888,000 | 1,544 |
| Premises and equipment expense | $1,145,000 | 1,870 |
| Additional noninterest expense | $3,622,000 | 1,298 |
| Pre-tax net operating income | $4,004,000 | 1,781 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,099,000 | 1,940 |
| Income before extraordinary items | $2,905,000 | 1,809 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,905,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 1,332 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,905,000 | 1,741 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,998,000 | 1,643 |
| Total interest expense | $10,625,000 | 1,609 |
| Net interest income | $10,373,000 | 1,698 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $472,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $412,000 | 3,171 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $60,000 | 7,469 |
| Total noninterest expense | $8,071,000 | 1,730 |
| Salaries and employee benefits | $4,296,000 | 1,665 |
| Premises and equipment expense | $1,130,000 | 1,851 |
| Additional noninterest expense | $2,645,000 | 1,677 |
| Pre-tax net operating income | $2,674,000 | 2,617 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $2,669,000 | 1,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,669,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,362 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,669,000 | 1,958 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,702,000 | 1,735 |
| Total interest expense | $9,219,000 | 1,634 |
| Net interest income | $9,483,000 | 1,840 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $504,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $434,000 | 2,986 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $7,923,000 | 1,738 |
| Salaries and employee benefits | $3,455,000 | 2,028 |
| Premises and equipment expense | $1,247,000 | 1,636 |
| Additional noninterest expense | $3,221,000 | 1,429 |
| Pre-tax net operating income | $1,864,000 | 3,516 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-227,000 | 10,051 |
| Income before extraordinary items | $2,091,000 | 2,479 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,091,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 704 |
| Net operating income | $2,091,000 | 2,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,589 |
| Total interest expense | $2,710,000 | 5,083 |
| Net interest income | $2,419,000 | 5,965 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $58,000 | 9,719 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $24,000 | 8,631 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $1,885,000 | 5,817 |
| Salaries and employee benefits | $720,000 | 7,081 |
| Premises and equipment expense | $572,000 | 3,311 |
| Additional noninterest expense | $593,000 | 5,795 |
| Pre-tax net operating income | $592,000 | 6,960 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-160,000 | 10,286 |
| Income before extraordinary items | $752,000 | 5,391 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $752,000 | 5,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $752,000 | 5,285 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,712 |
| Total interest expense | $2,813,000 | 4,974 |
| Net interest income | $2,286,000 | 6,388 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $81,000 | 9,741 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,964,000 | 5,727 |
| Salaries and employee benefits | $758,000 | 6,981 |
| Premises and equipment expense | $624,000 | 3,036 |
| Additional noninterest expense | $582,000 | 5,924 |
| Pre-tax net operating income | $403,000 | 8,436 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $403,000 | 7,616 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $403,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,415 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $403,000 | 7,560 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 5,953 |
| Total interest expense | $2,822,000 | 5,044 |
| Net interest income | $2,155,000 | 6,852 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $2,040,000 | 5,869 |
| Salaries and employee benefits | $733,000 | 7,339 |
| Premises and equipment expense | $643,000 | 2,998 |
| Additional noninterest expense | $664,000 | 5,947 |
| Pre-tax net operating income | $203,000 | 9,770 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $203,000 | 9,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $203,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,931 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $203,000 | 9,209 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 5,686 |
| Total interest expense | $3,004,000 | 4,748 |
| Net interest income | $2,359,000 | 6,559 |
| Provision for loan and lease losses | $225,000 | 2,789 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $2,800,000 | 4,533 |
| Salaries and employee benefits | $802,000 | 7,092 |
| Premises and equipment expense | $662,000 | 2,951 |
| Additional noninterest expense | $1,336,000 | 3,406 |
| Pre-tax net operating income | $-597,000 | 11,819 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-597,000 | 11,818 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-597,000 | 11,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,274,000 | 748 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,649,000 | 143 |
| Net operating income | $-597,000 | 11,806 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 4,789 |
| Total interest expense | $3,197,000 | 3,741 |
| Net interest income | $2,899,000 | 5,740 |
| Provision for loan and lease losses | $780,000 | 1,121 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 7,668 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $4,318,000 | 3,189 |
| Salaries and employee benefits | $1,545,000 | 4,176 |
| Premises and equipment expense | $726,000 | 2,747 |
| Additional noninterest expense | $2,047,000 | 2,523 |
| Pre-tax net operating income | $-2,025,000 | 12,524 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-2,025,000 | 12,494 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,025,000 | 12,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,868,000 | 581 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,025,000 | 12,496 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 4,052 |
| Total interest expense | $4,099,000 | 3,097 |
| Net interest income | $3,388,000 | 5,095 |
| Provision for loan and lease losses | $850,000 | 1,453 |
| Total noninterest income | $148,000 | 10,245 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $3,896,000 | 3,571 |
| Salaries and employee benefits | $1,402,000 | 4,543 |
| Premises and equipment expense | $644,000 | 3,110 |
| Additional noninterest expense | $1,850,000 | 2,917 |
| Pre-tax net operating income | $-1,210,000 | 13,005 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $163,000 | 8,358 |
| Income before extraordinary items | $-1,354,000 | 13,039 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,354,000 | 13,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,110,000 | 1,082 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,373,000 | 13,013 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,625,000 | 4,008 |
| Total interest expense | $4,555,000 | 3,603 |
| Net interest income | $4,070,000 | 4,374 |
| Provision for loan and lease losses | $5,830,000 | 544 |
| Total noninterest income | $163,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $3,029,000 | 4,499 |
| Salaries and employee benefits | $1,049,000 | 5,784 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $1,679,000 | 3,255 |
| Pre-tax net operating income | $-4,626,000 | 13,775 |
| Securities gains (losses) | $472,000 | 1,139 |
| Applicable income taxes | $-711,000 | 13,793 |
| Income before extraordinary items | $-3,443,000 | 13,754 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,443,000 | 13,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,407,000 | 677 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,834,760 | 13,729 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.