Home > Condon Bank & Trust > Income and Expense
Condon Bank & Trust, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 5,442 |
| Total interest expense | $298,000 | 5,018 |
| Net interest income | $1,753,000 | 5,436 |
| Provision for loan and lease losses | $-177,000 | 6,617 |
| Total noninterest income | $291,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $144,000 | 4,199 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $147,000 | 4,740 |
| Total noninterest expense | $1,827,000 | 5,112 |
| Salaries and employee benefits | $982,000 | 5,112 |
| Premises and equipment expense | $178,000 | 5,320 |
| Additional noninterest expense | $667,000 | 4,868 |
| Pre-tax net operating income | $394,000 | 5,045 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $14,000 | 4,224 |
| Income before extraordinary items | $380,000 | 4,981 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $380,000 | 4,982 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $380,000 | 4,983 |
| Net charge-offs | $-196,000 | 6,718 |
| Cash dividends | $175,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $380,000 | 4,894 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 5,444 |
| Total interest expense | $204,000 | 5,029 |
| Net interest income | $1,183,000 | 5,438 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $189,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 4,802 |
| Total noninterest expense | $1,286,000 | 5,014 |
| Salaries and employee benefits | $718,000 | 4,917 |
| Premises and equipment expense | $109,000 | 5,472 |
| Additional noninterest expense | $459,000 | 4,798 |
| Pre-tax net operating income | $56,000 | 6,041 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-67,000 | 6,723 |
| Income before extraordinary items | $123,000 | 5,705 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $123,000 | 5,707 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $123,000 | 5,707 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $123,000 | 5,617 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 5,418 |
| Total interest expense | $105,000 | 5,058 |
| Net interest income | $615,000 | 5,416 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $99,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,733 |
| Total noninterest expense | $648,000 | 5,039 |
| Salaries and employee benefits | $349,000 | 5,021 |
| Premises and equipment expense | $59,000 | 5,371 |
| Additional noninterest expense | $240,000 | 4,740 |
| Pre-tax net operating income | $36,000 | 5,984 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-26,000 | 6,814 |
| Income before extraordinary items | $62,000 | 5,689 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $62,000 | 5,691 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $62,000 | 5,691 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $62,000 | 5,593 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 5,358 |
| Total interest expense | $554,000 | 4,932 |
| Net interest income | $2,639,000 | 5,363 |
| Provision for loan and lease losses | $174,000 | 4,135 |
| Total noninterest income | $433,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $230,000 | 4,009 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $203,000 | 4,574 |
| Total noninterest expense | $2,906,000 | 4,818 |
| Salaries and employee benefits | $1,496,000 | 4,856 |
| Premises and equipment expense | $218,000 | 5,591 |
| Additional noninterest expense | $1,192,000 | 4,372 |
| Pre-tax net operating income | $-8,000 | 6,174 |
| Securities gains (losses) | $341,000 | 1,249 |
| Applicable income taxes | $-168,000 | 6,764 |
| Income before extraordinary items | $501,000 | 4,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $501,000 | 4,931 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $501,000 | 4,932 |
| Net charge-offs | $400,000 | 2,936 |
| Cash dividends | $650,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $160,000 | 5,732 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 5,410 |
| Total interest expense | $435,000 | 4,958 |
| Net interest income | $2,008,000 | 5,415 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $330,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $174,000 | 4,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 4,583 |
| Total noninterest expense | $2,003,000 | 5,053 |
| Salaries and employee benefits | $1,111,000 | 4,900 |
| Premises and equipment expense | $171,000 | 5,574 |
| Additional noninterest expense | $721,000 | 4,922 |
| Pre-tax net operating income | $335,000 | 5,183 |
| Securities gains (losses) | $341,000 | 999 |
| Applicable income taxes | $16,000 | 4,236 |
| Income before extraordinary items | $660,000 | 4,200 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $660,000 | 4,200 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $660,000 | 4,200 |
| Net charge-offs | $-193,000 | 7,093 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $325,820 | 5,034 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 5,411 |
| Total interest expense | $299,000 | 4,986 |
| Net interest income | $1,364,000 | 5,410 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $226,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $118,000 | 3,997 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 4,551 |
| Total noninterest expense | $1,375,000 | 5,016 |
| Salaries and employee benefits | $769,000 | 4,841 |
| Premises and equipment expense | $114,000 | 5,590 |
| Additional noninterest expense | $492,000 | 4,896 |
| Pre-tax net operating income | $215,000 | 5,218 |
| Securities gains (losses) | $329,000 | 793 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $539,000 | 3,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $539,000 | 3,840 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $539,000 | 3,841 |
| Net charge-offs | $-179,000 | 7,153 |
| Cash dividends | $325,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $213,290 | 5,061 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 5,393 |
| Total interest expense | $151,000 | 5,078 |
| Net interest income | $706,000 | 5,371 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $117,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $700,000 | 4,998 |
| Salaries and employee benefits | $366,000 | 5,004 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $276,000 | 4,596 |
| Pre-tax net operating income | $123,000 | 5,175 |
| Securities gains (losses) | $329,000 | 411 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $444,000 | 2,859 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $444,000 | 2,862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $444,000 | 2,863 |
| Net charge-offs | $-83,000 | 7,156 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $121,580 | 4,999 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 5,336 |
| Total interest expense | $708,000 | 5,174 |
| Net interest income | $2,962,000 | 5,295 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $501,000 | 4,399 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $255,000 | 3,922 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $246,000 | 4,160 |
| Total noninterest expense | $2,735,000 | 5,120 |
| Salaries and employee benefits | $1,538,000 | 4,899 |
| Premises and equipment expense | $231,000 | 5,770 |
| Additional noninterest expense | $966,000 | 4,975 |
| Pre-tax net operating income | $728,000 | 4,221 |
| Securities gains (losses) | $420,000 | 896 |
| Applicable income taxes | $249,000 | 2,696 |
| Income before extraordinary items | $899,000 | 3,752 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $899,000 | 3,755 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $899,000 | 3,755 |
| Net charge-offs | $135,000 | 4,702 |
| Cash dividends | $425,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $571,400 | 4,348 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 5,358 |
| Total interest expense | $552,000 | 5,217 |
| Net interest income | $2,240,000 | 5,317 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $333,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $188,000 | 3,967 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $145,000 | 4,575 |
| Total noninterest expense | $2,074,000 | 5,106 |
| Salaries and employee benefits | $1,131,000 | 4,941 |
| Premises and equipment expense | $167,000 | 5,861 |
| Additional noninterest expense | $776,000 | 4,844 |
| Pre-tax net operating income | $499,000 | 4,481 |
| Securities gains (losses) | $354,000 | 819 |
| Applicable income taxes | $183,000 | 2,736 |
| Income before extraordinary items | $670,000 | 3,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $670,000 | 3,836 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $670,000 | 3,836 |
| Net charge-offs | $152,000 | 3,999 |
| Cash dividends | $325,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $390,340 | 4,570 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 5,418 |
| Total interest expense | $379,000 | 5,255 |
| Net interest income | $1,474,000 | 5,381 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $211,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $119,000 | 4,051 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,378,000 | 5,160 |
| Salaries and employee benefits | $736,000 | 5,045 |
| Premises and equipment expense | $112,000 | 5,883 |
| Additional noninterest expense | $530,000 | 4,851 |
| Pre-tax net operating income | $307,000 | 4,585 |
| Securities gains (losses) | $97,000 | 1,166 |
| Applicable income taxes | $62,000 | 3,216 |
| Income before extraordinary items | $342,000 | 4,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $342,000 | 4,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $342,000 | 4,252 |
| Net charge-offs | $149,000 | 3,418 |
| Cash dividends | $225,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $259,550 | 4,574 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 5,450 |
| Total interest expense | $192,000 | 5,330 |
| Net interest income | $736,000 | 5,390 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $92,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $58,000 | 4,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $703,000 | 5,147 |
| Salaries and employee benefits | $363,000 | 5,132 |
| Premises and equipment expense | $55,000 | 5,982 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $125,000 | 4,878 |
| Securities gains (losses) | $61,000 | 695 |
| Applicable income taxes | $27,000 | 3,254 |
| Income before extraordinary items | $159,000 | 4,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $159,000 | 4,354 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $159,000 | 4,355 |
| Net charge-offs | $134,000 | 2,470 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $107,150 | 4,859 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 5,419 |
| Total interest expense | $890,000 | 5,484 |
| Net interest income | $3,069,000 | 5,295 |
| Provision for loan and lease losses | $506,000 | 4,103 |
| Total noninterest income | $435,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $288,000 | 3,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $147,000 | 5,004 |
| Total noninterest expense | $2,877,000 | 5,133 |
| Salaries and employee benefits | $1,512,000 | 5,041 |
| Premises and equipment expense | $238,000 | 5,886 |
| Additional noninterest expense | $1,127,000 | 4,767 |
| Pre-tax net operating income | $121,000 | 5,420 |
| Securities gains (losses) | $204,000 | 1,571 |
| Applicable income taxes | $-54,000 | 6,728 |
| Income before extraordinary items | $379,000 | 4,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $379,000 | 4,689 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $379,000 | 4,689 |
| Net charge-offs | $289,000 | 4,345 |
| Cash dividends | $425,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $175,000 | 5,233 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 5,476 |
| Total interest expense | $686,000 | 5,583 |
| Net interest income | $2,337,000 | 5,330 |
| Provision for loan and lease losses | $506,000 | 3,511 |
| Total noninterest income | $306,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $223,000 | 3,723 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $83,000 | 5,436 |
| Total noninterest expense | $2,207,000 | 5,092 |
| Salaries and employee benefits | $1,136,000 | 5,066 |
| Premises and equipment expense | $188,000 | 5,863 |
| Additional noninterest expense | $883,000 | 4,648 |
| Pre-tax net operating income | $-70,000 | 6,119 |
| Securities gains (losses) | $204,000 | 1,365 |
| Applicable income taxes | $-87,000 | 7,057 |
| Income before extraordinary items | $221,000 | 5,210 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $221,000 | 5,212 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $221,000 | 5,213 |
| Net charge-offs | $266,000 | 3,884 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $17,000 | 5,936 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 5,520 |
| Total interest expense | $466,000 | 5,640 |
| Net interest income | $1,556,000 | 5,341 |
| Provision for loan and lease losses | $24,000 | 6,332 |
| Total noninterest income | $258,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $146,000 | 3,736 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $112,000 | 4,452 |
| Total noninterest expense | $1,438,000 | 5,181 |
| Salaries and employee benefits | $753,000 | 5,098 |
| Premises and equipment expense | $125,000 | 5,884 |
| Additional noninterest expense | $560,000 | 4,780 |
| Pre-tax net operating income | $352,000 | 4,169 |
| Securities gains (losses) | $76,000 | 1,615 |
| Applicable income taxes | $84,000 | 2,929 |
| Income before extraordinary items | $344,000 | 4,051 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $344,000 | 4,049 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $344,000 | 4,050 |
| Net charge-offs | $54,000 | 4,817 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $283,200 | 4,268 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 5,540 |
| Total interest expense | $233,000 | 5,757 |
| Net interest income | $798,000 | 5,299 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $128,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $72,000 | 3,776 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 4,499 |
| Total noninterest expense | $754,000 | 5,107 |
| Salaries and employee benefits | $416,000 | 4,884 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $281,000 | 4,775 |
| Pre-tax net operating income | $172,000 | 4,328 |
| Securities gains (losses) | $75,000 | 931 |
| Applicable income taxes | $55,000 | 2,720 |
| Income before extraordinary items | $192,000 | 3,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $192,000 | 3,963 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $192,000 | 3,963 |
| Net charge-offs | $43,000 | 3,853 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $133,500 | 4,467 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 5,353 |
| Total interest expense | $1,105,000 | 5,825 |
| Net interest income | $3,501,000 | 4,965 |
| Provision for loan and lease losses | $360,000 | 5,016 |
| Total noninterest income | $525,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $312,000 | 3,811 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $213,000 | 4,535 |
| Total noninterest expense | $3,370,000 | 4,833 |
| Salaries and employee benefits | $1,669,000 | 4,882 |
| Premises and equipment expense | $478,000 | 4,494 |
| Additional noninterest expense | $1,223,000 | 4,686 |
| Pre-tax net operating income | $296,000 | 4,515 |
| Securities gains (losses) | $270,000 | 1,317 |
| Applicable income taxes | $31,000 | 3,493 |
| Income before extraordinary items | $535,000 | 3,775 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $535,000 | 3,773 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $535,000 | 3,774 |
| Net charge-offs | $468,000 | 3,880 |
| Cash dividends | $425,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $278,500 | 4,475 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 5,377 |
| Total interest expense | $852,000 | 5,917 |
| Net interest income | $2,665,000 | 4,938 |
| Provision for loan and lease losses | $320,000 | 4,496 |
| Total noninterest income | $398,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $165,000 | 4,609 |
| Total noninterest expense | $2,472,000 | 4,922 |
| Salaries and employee benefits | $1,254,000 | 4,911 |
| Premises and equipment expense | $375,000 | 4,414 |
| Additional noninterest expense | $843,000 | 4,916 |
| Pre-tax net operating income | $271,000 | 4,640 |
| Securities gains (losses) | $63,000 | 2,145 |
| Applicable income taxes | $-9,000 | 6,652 |
| Income before extraordinary items | $343,000 | 4,248 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $343,000 | 4,243 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $343,000 | 4,246 |
| Net charge-offs | $434,000 | 3,235 |
| Cash dividends | $325,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $280,000 | 4,435 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 5,369 |
| Total interest expense | $579,000 | 5,992 |
| Net interest income | $1,813,000 | 4,870 |
| Provision for loan and lease losses | $281,000 | 3,835 |
| Total noninterest income | $256,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $149,000 | 3,881 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $1,592,000 | 5,071 |
| Salaries and employee benefits | $796,000 | 5,113 |
| Premises and equipment expense | $252,000 | 4,424 |
| Additional noninterest expense | $544,000 | 5,003 |
| Pre-tax net operating income | $196,000 | 4,674 |
| Securities gains (losses) | $60,000 | 1,792 |
| Applicable income taxes | $-6,000 | 6,768 |
| Income before extraordinary items | $262,000 | 4,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $262,000 | 4,175 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $262,000 | 4,175 |
| Net charge-offs | $369,000 | 2,700 |
| Cash dividends | $325,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $202,000 | 4,424 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 5,343 |
| Total interest expense | $297,000 | 6,036 |
| Net interest income | $926,000 | 4,797 |
| Provision for loan and lease losses | $164,000 | 3,112 |
| Total noninterest income | $126,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $783,000 | 5,021 |
| Salaries and employee benefits | $398,000 | 5,155 |
| Premises and equipment expense | $124,000 | 4,533 |
| Additional noninterest expense | $261,000 | 4,823 |
| Pre-tax net operating income | $105,000 | 4,976 |
| Securities gains (losses) | $60,000 | 1,218 |
| Applicable income taxes | $26,000 | 3,394 |
| Income before extraordinary items | $139,000 | 4,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 4,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $139,000 | 4,477 |
| Net charge-offs | $199,000 | 2,137 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $88,600 | 4,952 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,704,000 | 5,078 |
| Total interest expense | $1,880,000 | 5,463 |
| Net interest income | $3,824,000 | 4,714 |
| Provision for loan and lease losses | $490,000 | 3,843 |
| Total noninterest income | $600,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $336,000 | 3,811 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $264,000 | 4,331 |
| Total noninterest expense | $2,949,000 | 5,172 |
| Salaries and employee benefits | $1,334,000 | 5,666 |
| Premises and equipment expense | $553,000 | 4,202 |
| Additional noninterest expense | $1,062,000 | 4,646 |
| Pre-tax net operating income | $985,000 | 3,787 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $187,000 | 2,877 |
| Income before extraordinary items | $819,000 | 3,657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $819,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 4,555 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $801,990 | 3,819 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 5,052 |
| Total interest expense | $1,529,000 | 5,386 |
| Net interest income | $2,901,000 | 4,715 |
| Provision for loan and lease losses | $490,000 | 2,757 |
| Total noninterest income | $439,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $254,000 | 3,815 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 4,571 |
| Total noninterest expense | $2,166,000 | 5,225 |
| Salaries and employee benefits | $1,024,000 | 5,616 |
| Premises and equipment expense | $424,000 | 4,125 |
| Additional noninterest expense | $718,000 | 4,876 |
| Pre-tax net operating income | $684,000 | 4,385 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $155,000 | 3,198 |
| Income before extraordinary items | $550,000 | 4,259 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $550,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,533 |
| Cash dividends | $225,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $533,620 | 4,472 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 5,049 |
| Total interest expense | $1,116,000 | 5,305 |
| Net interest income | $1,908,000 | 4,761 |
| Provision for loan and lease losses | $390,000 | 2,193 |
| Total noninterest income | $290,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $165,000 | 3,872 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $125,000 | 4,644 |
| Total noninterest expense | $1,445,000 | 5,248 |
| Salaries and employee benefits | $678,000 | 5,684 |
| Premises and equipment expense | $287,000 | 4,090 |
| Additional noninterest expense | $480,000 | 4,865 |
| Pre-tax net operating income | $363,000 | 4,954 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $72,000 | 3,768 |
| Income before extraordinary items | $312,000 | 4,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 4,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,614 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $294,990 | 4,970 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 5,075 |
| Total interest expense | $623,000 | 5,184 |
| Net interest income | $924,000 | 4,875 |
| Provision for loan and lease losses | $139,000 | 2,284 |
| Total noninterest income | $137,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $81,000 | 3,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $740,000 | 5,179 |
| Salaries and employee benefits | $364,000 | 5,527 |
| Premises and equipment expense | $138,000 | 4,248 |
| Additional noninterest expense | $238,000 | 4,834 |
| Pre-tax net operating income | $182,000 | 5,118 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $40,000 | 3,790 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $145,200 | 5,160 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 5,038 |
| Total interest expense | $2,921,000 | 4,873 |
| Net interest income | $3,402,000 | 5,128 |
| Provision for loan and lease losses | $182,000 | 4,009 |
| Total noninterest income | $695,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $357,000 | 3,738 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $338,000 | 4,031 |
| Total noninterest expense | $2,902,000 | 5,111 |
| Salaries and employee benefits | $1,335,000 | 5,659 |
| Premises and equipment expense | $565,000 | 4,011 |
| Additional noninterest expense | $1,002,000 | 4,655 |
| Pre-tax net operating income | $1,013,000 | 4,718 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $279,000 | 3,467 |
| Income before extraordinary items | $735,000 | 4,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $735,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,792 |
| Cash dividends | $675,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $734,280 | 4,933 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 5,045 |
| Total interest expense | $2,239,000 | 4,821 |
| Net interest income | $2,530,000 | 5,173 |
| Provision for loan and lease losses | $118,000 | 3,891 |
| Total noninterest income | $503,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $266,000 | 3,757 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $237,000 | 4,180 |
| Total noninterest expense | $2,196,000 | 5,052 |
| Salaries and employee benefits | $1,027,000 | 5,556 |
| Premises and equipment expense | $415,000 | 4,055 |
| Additional noninterest expense | $754,000 | 4,577 |
| Pre-tax net operating income | $719,000 | 5,069 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $195,000 | 3,748 |
| Income before extraordinary items | $525,000 | 5,279 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $525,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,255 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $524,270 | 5,269 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 5,035 |
| Total interest expense | $1,524,000 | 4,748 |
| Net interest income | $1,683,000 | 5,213 |
| Provision for loan and lease losses | $116,000 | 3,089 |
| Total noninterest income | $342,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $180,000 | 3,727 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $162,000 | 4,183 |
| Total noninterest expense | $1,469,000 | 5,078 |
| Salaries and employee benefits | $676,000 | 5,668 |
| Premises and equipment expense | $284,000 | 3,995 |
| Additional noninterest expense | $509,000 | 4,523 |
| Pre-tax net operating income | $440,000 | 5,314 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $115,000 | 3,971 |
| Income before extraordinary items | $326,000 | 5,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $326,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,712 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $325,260 | 5,473 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 5,041 |
| Total interest expense | $762,000 | 4,721 |
| Net interest income | $834,000 | 5,243 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $184,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $91,000 | 3,638 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $738,000 | 5,067 |
| Salaries and employee benefits | $366,000 | 5,449 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $232,000 | 4,778 |
| Pre-tax net operating income | $279,000 | 4,814 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $199,000 | 5,073 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $199,000 | 5,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $198,290 | 5,071 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,771,000 | 5,133 |
| Total interest expense | $2,417,000 | 4,908 |
| Net interest income | $3,354,000 | 5,193 |
| Provision for loan and lease losses | $1,000 | 6,832 |
| Total noninterest income | $641,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $378,000 | 3,637 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $263,000 | 4,550 |
| Total noninterest expense | $2,794,000 | 5,130 |
| Salaries and employee benefits | $1,307,000 | 5,642 |
| Premises and equipment expense | $540,000 | 4,051 |
| Additional noninterest expense | $947,000 | 4,688 |
| Pre-tax net operating income | $1,200,000 | 4,787 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $356,000 | 3,578 |
| Income before extraordinary items | $840,000 | 5,105 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $840,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $665,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $842,800 | 5,089 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 5,203 |
| Total interest expense | $1,701,000 | 5,005 |
| Net interest income | $2,517,000 | 5,237 |
| Provision for loan and lease losses | $1,000 | 6,666 |
| Total noninterest income | $465,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $279,000 | 3,717 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,680 |
| Total noninterest expense | $2,051,000 | 5,188 |
| Salaries and employee benefits | $940,000 | 5,743 |
| Premises and equipment expense | $412,000 | 4,031 |
| Additional noninterest expense | $699,000 | 4,707 |
| Pre-tax net operating income | $930,000 | 4,882 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $286,000 | 3,650 |
| Income before extraordinary items | $640,000 | 5,208 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $640,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $642,760 | 5,192 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 5,274 |
| Total interest expense | $1,056,000 | 5,088 |
| Net interest income | $1,665,000 | 5,284 |
| Provision for loan and lease losses | $-5,000 | 8,488 |
| Total noninterest income | $289,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $171,000 | 3,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 4,784 |
| Total noninterest expense | $1,358,000 | 5,220 |
| Salaries and employee benefits | $616,000 | 5,825 |
| Premises and equipment expense | $278,000 | 4,008 |
| Additional noninterest expense | $464,000 | 4,716 |
| Pre-tax net operating income | $601,000 | 4,987 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $187,000 | 3,700 |
| Income before extraordinary items | $412,000 | 5,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $412,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,125 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $413,380 | 5,314 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 5,317 |
| Total interest expense | $501,000 | 5,114 |
| Net interest income | $819,000 | 5,333 |
| Provision for loan and lease losses | $-2,000 | 8,511 |
| Total noninterest income | $135,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 4,136 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $684,000 | 5,199 |
| Salaries and employee benefits | $336,000 | 5,576 |
| Premises and equipment expense | $135,000 | 4,091 |
| Additional noninterest expense | $213,000 | 4,982 |
| Pre-tax net operating income | $272,000 | 5,186 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $82,000 | 3,858 |
| Income before extraordinary items | $188,000 | 5,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,032 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $189,400 | 5,469 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 5,449 |
| Total interest expense | $1,645,000 | 4,991 |
| Net interest income | $2,911,000 | 5,598 |
| Provision for loan and lease losses | $-72,000 | 8,605 |
| Total noninterest income | $516,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $316,000 | 4,060 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $200,000 | 5,167 |
| Total noninterest expense | $2,651,000 | 5,178 |
| Salaries and employee benefits | $1,245,000 | 5,672 |
| Premises and equipment expense | $631,000 | 3,503 |
| Additional noninterest expense | $775,000 | 5,275 |
| Pre-tax net operating income | $848,000 | 5,752 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $235,000 | 4,447 |
| Income before extraordinary items | $616,000 | 5,950 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $616,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 8,642 |
| Cash dividends | $445,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $613,840 | 5,930 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 5,520 |
| Total interest expense | $1,175,000 | 4,992 |
| Net interest income | $2,129,000 | 5,690 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $373,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $239,000 | 4,067 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,406 |
| Total noninterest expense | $1,956,000 | 5,218 |
| Salaries and employee benefits | $952,000 | 5,591 |
| Premises and equipment expense | $470,000 | 3,519 |
| Additional noninterest expense | $534,000 | 5,514 |
| Pre-tax net operating income | $544,000 | 6,225 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $152,000 | 4,792 |
| Income before extraordinary items | $395,000 | 6,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $395,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,136 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $392,840 | 6,382 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 5,581 |
| Total interest expense | $739,000 | 4,988 |
| Net interest income | $1,371,000 | 5,789 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $245,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $153,000 | 4,109 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $1,229,000 | 5,389 |
| Salaries and employee benefits | $607,000 | 5,710 |
| Premises and equipment expense | $304,000 | 3,587 |
| Additional noninterest expense | $318,000 | 5,817 |
| Pre-tax net operating income | $386,000 | 6,067 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $278,000 | 6,281 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $278,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $275,870 | 6,255 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,652 |
| Total interest expense | $349,000 | 5,071 |
| Net interest income | $679,000 | 5,824 |
| Provision for loan and lease losses | $-2,000 | 8,682 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $618,000 | 5,420 |
| Salaries and employee benefits | $315,000 | 5,618 |
| Premises and equipment expense | $147,000 | 3,704 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $178,000 | 6,211 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $129,000 | 6,415 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $129,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $129,000 | 6,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 5,521 |
| Total interest expense | $1,278,000 | 4,938 |
| Net interest income | $2,769,000 | 5,685 |
| Provision for loan and lease losses | $263,000 | 3,170 |
| Total noninterest income | $554,000 | 5,017 |
| Gross Fiduciary activities income | $10,000 | 1,316 |
| Service charges on deposit accounts | $360,000 | 3,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $184,000 | 5,280 |
| Total noninterest expense | $2,423,000 | 5,409 |
| Salaries and employee benefits | $1,211,000 | 5,666 |
| Premises and equipment expense | $595,000 | 3,553 |
| Additional noninterest expense | $617,000 | 5,891 |
| Pre-tax net operating income | $637,000 | 6,287 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $148,000 | 5,120 |
| Income before extraordinary items | $512,000 | 6,310 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $512,000 | 6,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,054 |
| Cash dividends | $673,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $494,060 | 6,310 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 5,484 |
| Total interest expense | $955,000 | 4,909 |
| Net interest income | $2,110,000 | 5,613 |
| Provision for loan and lease losses | $64,000 | 5,058 |
| Total noninterest income | $399,000 | 5,135 |
| Gross Fiduciary activities income | $9,000 | 1,258 |
| Service charges on deposit accounts | $268,000 | 3,929 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 5,538 |
| Total noninterest expense | $1,860,000 | 5,293 |
| Salaries and employee benefits | $929,000 | 5,565 |
| Premises and equipment expense | $459,000 | 3,496 |
| Additional noninterest expense | $472,000 | 5,797 |
| Pre-tax net operating income | $585,000 | 5,970 |
| Securities gains (losses) | $23,000 | 2,216 |
| Applicable income taxes | $154,000 | 4,817 |
| Income before extraordinary items | $454,000 | 6,034 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $454,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $510,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $436,750 | 6,049 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 5,448 |
| Total interest expense | $653,000 | 4,858 |
| Net interest income | $1,415,000 | 5,591 |
| Provision for loan and lease losses | $46,000 | 4,828 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $177,000 | 3,959 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,239,000 | 5,322 |
| Salaries and employee benefits | $611,000 | 5,635 |
| Premises and equipment expense | $309,000 | 3,464 |
| Additional noninterest expense | $319,000 | 5,789 |
| Pre-tax net operating income | $398,000 | 5,868 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $88,000 | 5,004 |
| Income before extraordinary items | $322,000 | 5,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $322,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $360,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $312,520 | 5,856 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 5,375 |
| Total interest expense | $334,000 | 4,847 |
| Net interest income | $731,000 | 5,481 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $132,000 | 5,090 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $607,000 | 5,412 |
| Salaries and employee benefits | $291,000 | 5,818 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $243,000 | 5,353 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $175,000 | 5,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $175,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $210,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $177,190 | 5,506 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 5,562 |
| Total interest expense | $1,510,000 | 4,849 |
| Net interest income | $2,578,000 | 5,804 |
| Provision for loan and lease losses | $37,000 | 6,587 |
| Total noninterest income | $538,000 | 5,232 |
| Gross Fiduciary activities income | $10,000 | 1,355 |
| Service charges on deposit accounts | $350,000 | 3,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $178,000 | 5,525 |
| Total noninterest expense | $2,469,000 | 5,261 |
| Salaries and employee benefits | $1,230,000 | 5,562 |
| Premises and equipment expense | $582,000 | 3,611 |
| Additional noninterest expense | $657,000 | 5,702 |
| Pre-tax net operating income | $610,000 | 6,303 |
| Securities gains (losses) | $251,000 | 1,172 |
| Applicable income taxes | $157,000 | 5,221 |
| Income before extraordinary items | $704,000 | 5,573 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $704,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,839 |
| Cash dividends | $650,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $498,180 | 6,194 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 5,590 |
| Total interest expense | $1,161,000 | 4,914 |
| Net interest income | $1,938,000 | 5,821 |
| Provision for loan and lease losses | $23,000 | 6,658 |
| Total noninterest income | $385,000 | 5,409 |
| Gross Fiduciary activities income | $8,000 | 1,319 |
| Service charges on deposit accounts | $260,000 | 3,986 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 5,780 |
| Total noninterest expense | $1,817,000 | 5,297 |
| Salaries and employee benefits | $896,000 | 5,611 |
| Premises and equipment expense | $427,000 | 3,665 |
| Additional noninterest expense | $494,000 | 5,684 |
| Pre-tax net operating income | $483,000 | 6,355 |
| Securities gains (losses) | $140,000 | 1,471 |
| Applicable income taxes | $101,000 | 5,555 |
| Income before extraordinary items | $522,000 | 5,740 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $522,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $404,400 | 6,148 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 5,523 |
| Total interest expense | $789,000 | 4,967 |
| Net interest income | $1,344,000 | 5,685 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $257,000 | 5,390 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $1,214,000 | 5,292 |
| Salaries and employee benefits | $609,000 | 5,569 |
| Premises and equipment expense | $286,000 | 3,641 |
| Additional noninterest expense | $319,000 | 5,767 |
| Pre-tax net operating income | $372,000 | 6,037 |
| Securities gains (losses) | $77,000 | 1,714 |
| Applicable income taxes | $68,000 | 5,588 |
| Income before extraordinary items | $381,000 | 5,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $381,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,423 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $315,550 | 5,785 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,594 |
| Total interest expense | $401,000 | 5,030 |
| Net interest income | $654,000 | 5,762 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 4,275 |
| Total noninterest expense | $572,000 | 5,504 |
| Salaries and employee benefits | $281,000 | 5,836 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $240,000 | 5,389 |
| Securities gains (losses) | $49,000 | 1,402 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $250,000 | 4,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $207,370 | 5,044 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 5,360 |
| Total interest expense | $1,834,000 | 5,094 |
| Net interest income | $2,895,000 | 5,390 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $521,000 | 5,103 |
| Gross Fiduciary activities income | $16,000 | 1,333 |
| Service charges on deposit accounts | $336,000 | 3,980 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 5,349 |
| Total noninterest expense | $2,296,000 | 5,387 |
| Salaries and employee benefits | $1,146,000 | 5,650 |
| Premises and equipment expense | $550,000 | 3,668 |
| Additional noninterest expense | $600,000 | 5,930 |
| Pre-tax net operating income | $1,040,000 | 5,103 |
| Securities gains (losses) | $141,000 | 1,435 |
| Applicable income taxes | $323,000 | 4,315 |
| Income before extraordinary items | $858,000 | 5,015 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $858,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $637,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $755,070 | 5,218 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,914,000 | 5,014 |
| Total interest expense | $3,050,000 | 4,664 |
| Net interest income | $2,864,000 | 5,247 |
| Provision for loan and lease losses | $28,000 | 7,315 |
| Total noninterest income | $549,000 | 4,814 |
| Gross Fiduciary activities income | $20,000 | 1,302 |
| Service charges on deposit accounts | $367,000 | 3,633 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $2,293,000 | 5,254 |
| Salaries and employee benefits | $1,106,000 | 5,638 |
| Premises and equipment expense | $583,000 | 3,445 |
| Additional noninterest expense | $604,000 | 5,813 |
| Pre-tax net operating income | $1,092,000 | 4,671 |
| Securities gains (losses) | $79,000 | 1,951 |
| Applicable income taxes | $351,000 | 3,979 |
| Income before extraordinary items | $820,000 | 4,809 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $820,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 9,523 |
| Cash dividends | $630,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $764,700 | 4,884 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 4,984 |
| Total interest expense | $3,274,000 | 4,609 |
| Net interest income | $2,886,000 | 5,295 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $578,000 | 4,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 4,974 |
| Total noninterest expense | $2,267,000 | 5,216 |
| Salaries and employee benefits | $1,062,000 | 5,684 |
| Premises and equipment expense | $577,000 | 3,378 |
| Additional noninterest expense | $628,000 | 5,608 |
| Pre-tax net operating income | $1,012,000 | 5,227 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $325,000 | 4,418 |
| Income before extraordinary items | $691,000 | 5,458 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $691,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $475,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $688,280 | 5,472 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 5,394 |
| Total interest expense | $2,707,000 | 4,961 |
| Net interest income | $2,551,000 | 5,728 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $559,000 | 4,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,043 |
| Total noninterest expense | $2,210,000 | 5,309 |
| Salaries and employee benefits | $974,000 | 5,990 |
| Premises and equipment expense | $572,000 | 3,403 |
| Additional noninterest expense | $664,000 | 5,444 |
| Pre-tax net operating income | $660,000 | 6,476 |
| Securities gains (losses) | $44,000 | 1,029 |
| Applicable income taxes | $184,000 | 5,879 |
| Income before extraordinary items | $520,000 | 6,300 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $520,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,689 |
| Cash dividends | $485,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $487,440 | 6,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 5,379 |
| Total interest expense | $2,540,000 | 5,304 |
| Net interest income | $2,859,000 | 5,321 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $499,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $2,210,000 | 5,203 |
| Salaries and employee benefits | $1,032,000 | 5,656 |
| Premises and equipment expense | $583,000 | 3,251 |
| Additional noninterest expense | $595,000 | 5,783 |
| Pre-tax net operating income | $1,148,000 | 5,021 |
| Securities gains (losses) | $25,000 | 2,265 |
| Applicable income taxes | $311,000 | 5,078 |
| Income before extraordinary items | $862,000 | 4,957 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $862,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $675,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $843,750 | 4,935 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 5,680 |
| Total interest expense | $2,244,000 | 5,803 |
| Net interest income | $2,891,000 | 5,456 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $388,000 | 5,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $2,112,000 | 5,440 |
| Salaries and employee benefits | $1,021,000 | 5,774 |
| Premises and equipment expense | $588,000 | 3,212 |
| Additional noninterest expense | $503,000 | 6,482 |
| Pre-tax net operating income | $1,167,000 | 5,329 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $327,000 | 5,489 |
| Income before extraordinary items | $842,000 | 5,283 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $842,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $697,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $840,560 | 5,238 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 6,112 |
| Total interest expense | $2,221,000 | 6,006 |
| Net interest income | $2,579,000 | 6,066 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $341,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,863,000 | 6,247 |
| Salaries and employee benefits | $875,000 | 6,582 |
| Premises and equipment expense | $578,000 | 3,333 |
| Additional noninterest expense | $410,000 | 7,794 |
| Pre-tax net operating income | $1,057,000 | 5,546 |
| Securities gains (losses) | $197,000 | 701 |
| Applicable income taxes | $269,000 | 6,193 |
| Income before extraordinary items | $985,000 | 4,571 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $985,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $665,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $829,370 | 5,111 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 6,397 |
| Total interest expense | $2,081,000 | 6,297 |
| Net interest income | $2,480,000 | 6,357 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $354,000 | 6,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,939,000 | 6,127 |
| Salaries and employee benefits | $902,000 | 6,542 |
| Premises and equipment expense | $525,000 | 3,606 |
| Additional noninterest expense | $512,000 | 7,160 |
| Pre-tax net operating income | $895,000 | 6,443 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $211,000 | 7,247 |
| Income before extraordinary items | $710,000 | 5,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $710,000 | 5,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $675,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $689,980 | 6,030 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 6,544 |
| Total interest expense | $1,632,000 | 6,522 |
| Net interest income | $2,496,000 | 6,492 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,940,000 | 6,366 |
| Salaries and employee benefits | $919,000 | 6,519 |
| Premises and equipment expense | $456,000 | 4,111 |
| Additional noninterest expense | $565,000 | 7,294 |
| Pre-tax net operating income | $887,000 | 6,462 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $699,000 | 5,924 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $699,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $675,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $701,370 | 5,970 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 6,138 |
| Total interest expense | $1,859,000 | 6,183 |
| Net interest income | $2,795,000 | 5,984 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $446,000 | 6,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 5,444 |
| Total noninterest expense | $1,793,000 | 6,910 |
| Salaries and employee benefits | $808,000 | 7,273 |
| Premises and equipment expense | $419,000 | 4,536 |
| Additional noninterest expense | $566,000 | 7,636 |
| Pre-tax net operating income | $1,448,000 | 4,457 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $381,000 | 5,180 |
| Income before extraordinary items | $1,066,000 | 4,434 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $1,082,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,066,740 | 4,211 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 6,225 |
| Total interest expense | $2,267,000 | 6,469 |
| Net interest income | $2,895,000 | 5,884 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $366,000 | 6,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $1,781,000 | 7,004 |
| Salaries and employee benefits | $843,000 | 6,979 |
| Premises and equipment expense | $390,000 | 4,889 |
| Additional noninterest expense | $548,000 | 8,005 |
| Pre-tax net operating income | $1,450,000 | 4,167 |
| Securities gains (losses) | $-25,000 | 13,532 |
| Applicable income taxes | $391,000 | 4,882 |
| Income before extraordinary items | $1,034,000 | 4,358 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,034,000 | 4,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 13,172 |
| Cash dividends | $425,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,052,250 | 3,993 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.