Home > Concordia Bank & Trust Company > Income and Expense
Concordia Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,029,000 | 1,485 |
| Total interest expense | $8,979,000 | 1,402 |
| Net interest income | $19,050,000 | 1,500 |
| Provision for loan and lease losses | $995,000 | 845 |
| Total noninterest income | $7,152,000 | 933 |
| Gross Fiduciary activities income | $6,000 | 884 |
| Service charges on deposit accounts | $1,542,000 | 711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,604,000 | 819 |
| Total noninterest expense | $16,817,000 | 1,386 |
| Salaries and employee benefits | $10,133,000 | 1,328 |
| Premises and equipment expense | $1,958,000 | 1,242 |
| Additional noninterest expense | $5,604,000 | 819 |
| Pre-tax net operating income | $8,390,000 | 1,347 |
| Securities gains (losses) | $405,000 | 109 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $8,795,000 | 1,124 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,795,000 | 1,138 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,795,000 | 1,127 |
| Net charge-offs | $606,000 | 684 |
| Cash dividends | $5,416,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,390,000 | 1,187 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,704,000 | 1,469 |
| Total interest expense | $6,139,000 | 1,383 |
| Net interest income | $14,565,000 | 1,486 |
| Provision for loan and lease losses | $282,000 | 1,398 |
| Total noninterest income | $5,945,000 | 883 |
| Gross Fiduciary activities income | $6,000 | 848 |
| Service charges on deposit accounts | $1,161,000 | 709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,778,000 | 771 |
| Total noninterest expense | $12,474,000 | 1,389 |
| Salaries and employee benefits | $7,536,000 | 1,333 |
| Premises and equipment expense | $1,476,000 | 1,237 |
| Additional noninterest expense | $4,778,000 | 771 |
| Pre-tax net operating income | $7,754,000 | 1,166 |
| Securities gains (losses) | $124,000 | 142 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,878,000 | 1,014 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,878,000 | 1,019 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,878,000 | 1,014 |
| Net charge-offs | $589,000 | 531 |
| Cash dividends | $3,421,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,754,000 | 1,041 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,463,000 | 1,466 |
| Total interest expense | $3,445,000 | 1,433 |
| Net interest income | $10,018,000 | 1,467 |
| Provision for loan and lease losses | $101,000 | 1,804 |
| Total noninterest income | $1,470,000 | 1,572 |
| Gross Fiduciary activities income | $6,000 | 826 |
| Service charges on deposit accounts | $765,000 | 710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 1,885 |
| Total noninterest expense | $8,072,000 | 1,410 |
| Salaries and employee benefits | $5,039,000 | 1,325 |
| Premises and equipment expense | $952,000 | 1,265 |
| Additional noninterest expense | $699,000 | 1,882 |
| Pre-tax net operating income | $3,315,000 | 1,647 |
| Securities gains (losses) | $137,000 | 143 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,452,000 | 1,409 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,452,000 | 1,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,452,000 | 1,409 |
| Net charge-offs | $567,000 | 405 |
| Cash dividends | $2,709,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,315,000 | 1,454 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 1,459 |
| Total interest expense | $1,367,000 | 1,531 |
| Net interest income | $5,273,000 | 1,403 |
| Provision for loan and lease losses | $47,000 | 1,721 |
| Total noninterest income | $752,000 | 1,551 |
| Gross Fiduciary activities income | $6,000 | 819 |
| Service charges on deposit accounts | $384,000 | 724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 1,844 |
| Total noninterest expense | $4,050,000 | 1,428 |
| Salaries and employee benefits | $2,540,000 | 1,343 |
| Premises and equipment expense | $478,000 | 1,290 |
| Additional noninterest expense | $362,000 | 1,844 |
| Pre-tax net operating income | $1,928,000 | 1,507 |
| Securities gains (losses) | $20,000 | 439 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,948,000 | 1,315 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,948,000 | 1,314 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,948,000 | 1,315 |
| Net charge-offs | $571,000 | 258 |
| Cash dividends | $712,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,928,000 | 1,343 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,461,000 | 1,431 |
| Total interest expense | $2,376,000 | 1,416 |
| Net interest income | $20,085,000 | 1,429 |
| Provision for loan and lease losses | $45,000 | 2,586 |
| Total noninterest income | $3,877,000 | 1,398 |
| Gross Fiduciary activities income | $5,000 | 930 |
| Service charges on deposit accounts | $1,573,000 | 710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,299,000 | 1,495 |
| Total noninterest expense | $14,621,000 | 1,517 |
| Salaries and employee benefits | $9,270,000 | 1,395 |
| Premises and equipment expense | $1,654,000 | 1,430 |
| Additional noninterest expense | $2,299,000 | 1,495 |
| Pre-tax net operating income | $9,296,000 | 1,344 |
| Securities gains (losses) | $-299,000 | 4,210 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $8,997,000 | 1,200 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,997,000 | 1,199 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,997,000 | 1,200 |
| Net charge-offs | $-17,000 | 3,771 |
| Cash dividends | $5,803,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,296,000 | 1,187 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,975,000 | 1,435 |
| Total interest expense | $1,546,000 | 1,287 |
| Net interest income | $14,429,000 | 1,460 |
| Provision for loan and lease losses | $37,000 | 2,395 |
| Total noninterest income | $3,114,000 | 1,362 |
| Gross Fiduciary activities income | $5,000 | 900 |
| Service charges on deposit accounts | $1,188,000 | 713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,921,000 | 1,418 |
| Total noninterest expense | $10,827,000 | 1,530 |
| Salaries and employee benefits | $6,896,000 | 1,408 |
| Premises and equipment expense | $1,236,000 | 1,440 |
| Additional noninterest expense | $1,921,000 | 1,418 |
| Pre-tax net operating income | $6,679,000 | 1,367 |
| Securities gains (losses) | $-532,000 | 4,492 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $6,147,000 | 1,263 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,147,000 | 1,262 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,147,000 | 1,263 |
| Net charge-offs | $-13,000 | 3,680 |
| Cash dividends | $3,841,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,679,000 | 1,205 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,967,000 | 1,474 |
| Total interest expense | $941,000 | 1,199 |
| Net interest income | $9,026,000 | 1,499 |
| Provision for loan and lease losses | $18,000 | 2,281 |
| Total noninterest income | $1,938,000 | 1,408 |
| Gross Fiduciary activities income | $5,000 | 838 |
| Service charges on deposit accounts | $767,000 | 731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,166,000 | 1,527 |
| Total noninterest expense | $7,233,000 | 1,501 |
| Salaries and employee benefits | $4,642,000 | 1,386 |
| Premises and equipment expense | $823,000 | 1,433 |
| Additional noninterest expense | $1,768,000 | 1,763 |
| Pre-tax net operating income | $3,713,000 | 1,488 |
| Securities gains (losses) | $-441,000 | 4,563 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $3,272,000 | 1,430 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,272,000 | 1,429 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,272,000 | 1,430 |
| Net charge-offs | $-15,000 | 3,795 |
| Cash dividends | $3,189,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,713,000 | 1,318 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,742,000 | 1,501 |
| Total interest expense | $480,000 | 1,140 |
| Net interest income | $4,262,000 | 1,528 |
| Provision for loan and lease losses | $7,000 | 2,086 |
| Total noninterest income | $847,000 | 1,528 |
| Gross Fiduciary activities income | $5,000 | 798 |
| Service charges on deposit accounts | $381,000 | 729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 1,754 |
| Total noninterest expense | $3,596,000 | 1,505 |
| Salaries and employee benefits | $2,347,000 | 1,377 |
| Premises and equipment expense | $418,000 | 1,410 |
| Additional noninterest expense | $831,000 | 1,819 |
| Pre-tax net operating income | $1,506,000 | 1,635 |
| Securities gains (losses) | $-218,000 | 4,610 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,288,000 | 1,616 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,288,000 | 1,615 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,288,000 | 1,616 |
| Net charge-offs | $-9,000 | 3,881 |
| Cash dividends | $1,250,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,506,000 | 1,469 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,748,000 | 1,434 |
| Total interest expense | $2,340,000 | 1,153 |
| Net interest income | $18,408,000 | 1,466 |
| Provision for loan and lease losses | $519,000 | 1,020 |
| Total noninterest income | $4,725,000 | 1,356 |
| Gross Fiduciary activities income | $5,000 | 902 |
| Service charges on deposit accounts | $1,452,000 | 712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,268,000 | 1,413 |
| Total noninterest expense | $14,251,000 | 1,522 |
| Salaries and employee benefits | $8,673,000 | 1,462 |
| Premises and equipment expense | $1,675,000 | 1,398 |
| Additional noninterest expense | $3,903,000 | 1,609 |
| Pre-tax net operating income | $8,363,000 | 1,433 |
| Securities gains (losses) | $322,000 | 464 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $8,685,000 | 1,270 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,685,000 | 1,269 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,685,000 | 1,270 |
| Net charge-offs | $26,000 | 1,956 |
| Cash dividends | $5,289,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,363,000 | 1,286 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,804,000 | 1,438 |
| Total interest expense | $1,823,000 | 1,184 |
| Net interest income | $13,981,000 | 1,472 |
| Provision for loan and lease losses | $121,000 | 1,839 |
| Total noninterest income | $4,029,000 | 1,279 |
| Gross Fiduciary activities income | $5,000 | 879 |
| Service charges on deposit accounts | $1,068,000 | 715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,956,000 | 1,308 |
| Total noninterest expense | $10,670,000 | 1,520 |
| Salaries and employee benefits | $6,557,000 | 1,446 |
| Premises and equipment expense | $1,278,000 | 1,409 |
| Additional noninterest expense | $2,835,000 | 1,653 |
| Pre-tax net operating income | $7,219,000 | 1,357 |
| Securities gains (losses) | $336,000 | 421 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $7,555,000 | 1,189 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,555,000 | 1,189 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,555,000 | 1,190 |
| Net charge-offs | $18,000 | 1,784 |
| Cash dividends | $3,249,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,219,000 | 1,207 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,807,000 | 1,407 |
| Total interest expense | $1,269,000 | 1,180 |
| Net interest income | $9,538,000 | 1,428 |
| Provision for loan and lease losses | $121,000 | 1,534 |
| Total noninterest income | $1,476,000 | 1,821 |
| Gross Fiduciary activities income | $5,000 | 856 |
| Service charges on deposit accounts | $678,000 | 716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $793,000 | 2,171 |
| Total noninterest expense | $7,025,000 | 1,534 |
| Salaries and employee benefits | $4,347,000 | 1,442 |
| Premises and equipment expense | $851,000 | 1,402 |
| Additional noninterest expense | $1,827,000 | 1,680 |
| Pre-tax net operating income | $3,868,000 | 1,562 |
| Securities gains (losses) | $260,000 | 414 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,128,000 | 1,357 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,128,000 | 1,357 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,128,000 | 1,357 |
| Net charge-offs | $15,000 | 1,614 |
| Cash dividends | $2,595,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,868,000 | 1,405 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 1,383 |
| Total interest expense | $662,000 | 1,199 |
| Net interest income | $4,821,000 | 1,409 |
| Provision for loan and lease losses | $7,000 | 2,567 |
| Total noninterest income | $650,000 | 1,961 |
| Gross Fiduciary activities income | $5,000 | 820 |
| Service charges on deposit accounts | $338,000 | 706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 2,434 |
| Total noninterest expense | $3,523,000 | 1,516 |
| Salaries and employee benefits | $2,222,000 | 1,421 |
| Premises and equipment expense | $424,000 | 1,424 |
| Additional noninterest expense | $877,000 | 1,711 |
| Pre-tax net operating income | $1,941,000 | 1,558 |
| Securities gains (losses) | $208,000 | 324 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,149,000 | 1,322 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,149,000 | 1,322 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,149,000 | 1,322 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $654,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,941,000 | 1,389 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,696,000 | 1,452 |
| Total interest expense | $3,439,000 | 1,330 |
| Net interest income | $17,257,000 | 1,461 |
| Provision for loan and lease losses | $560,000 | 2,129 |
| Total noninterest income | $2,929,000 | 1,744 |
| Gross Fiduciary activities income | $5,000 | 940 |
| Service charges on deposit accounts | $1,536,000 | 644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,388,000 | 2,144 |
| Total noninterest expense | $14,367,000 | 1,456 |
| Salaries and employee benefits | $8,829,000 | 1,396 |
| Premises and equipment expense | $1,727,000 | 1,364 |
| Additional noninterest expense | $3,811,000 | 1,590 |
| Pre-tax net operating income | $5,259,000 | 1,726 |
| Securities gains (losses) | $-92,000 | 4,938 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $5,167,000 | 1,592 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,167,000 | 1,592 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,167,000 | 1,592 |
| Net charge-offs | $212,000 | 1,515 |
| Cash dividends | $7,558,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,259,000 | 1,533 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,829,000 | 1,434 |
| Total interest expense | $2,730,000 | 1,331 |
| Net interest income | $13,099,000 | 1,442 |
| Provision for loan and lease losses | $415,000 | 2,116 |
| Total noninterest income | $2,205,000 | 1,695 |
| Gross Fiduciary activities income | $5,000 | 901 |
| Service charges on deposit accounts | $1,160,000 | 646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 2,105 |
| Total noninterest expense | $10,822,000 | 1,431 |
| Salaries and employee benefits | $6,731,000 | 1,357 |
| Premises and equipment expense | $1,313,000 | 1,331 |
| Additional noninterest expense | $2,778,000 | 1,606 |
| Pre-tax net operating income | $4,067,000 | 1,650 |
| Securities gains (losses) | $-327,000 | 4,983 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,740,000 | 1,598 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,740,000 | 1,599 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,740,000 | 1,599 |
| Net charge-offs | $171,000 | 1,349 |
| Cash dividends | $5,600,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,067,000 | 1,448 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,846,000 | 1,414 |
| Total interest expense | $1,973,000 | 1,329 |
| Net interest income | $8,873,000 | 1,417 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $1,322,000 | 1,742 |
| Gross Fiduciary activities income | $5,000 | 874 |
| Service charges on deposit accounts | $801,000 | 629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,347 |
| Total noninterest expense | $7,194,000 | 1,429 |
| Salaries and employee benefits | $4,497,000 | 1,348 |
| Premises and equipment expense | $864,000 | 1,343 |
| Additional noninterest expense | $1,833,000 | 1,607 |
| Pre-tax net operating income | $2,701,000 | 1,586 |
| Securities gains (losses) | $-338,000 | 4,994 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,363,000 | 1,605 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,363,000 | 1,606 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,363,000 | 1,606 |
| Net charge-offs | $107,000 | 1,327 |
| Cash dividends | $5,108,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,701,000 | 1,393 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,161,000 | 1,473 |
| Total interest expense | $1,079,000 | 1,354 |
| Net interest income | $4,082,000 | 1,483 |
| Provision for loan and lease losses | $144,000 | 1,713 |
| Total noninterest income | $787,000 | 1,484 |
| Gross Fiduciary activities income | $5,000 | 829 |
| Service charges on deposit accounts | $494,000 | 613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 2,046 |
| Total noninterest expense | $3,570,000 | 1,452 |
| Salaries and employee benefits | $2,228,000 | 1,365 |
| Premises and equipment expense | $415,000 | 1,398 |
| Additional noninterest expense | $927,000 | 1,614 |
| Pre-tax net operating income | $1,155,000 | 1,636 |
| Securities gains (losses) | $-381,000 | 5,020 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $774,000 | 2,027 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $774,000 | 2,026 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $774,000 | 2,027 |
| Net charge-offs | $102,000 | 872 |
| Cash dividends | $618,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,155,000 | 1,456 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,666,000 | 1,479 |
| Total interest expense | $4,293,000 | 1,403 |
| Net interest income | $16,373,000 | 1,478 |
| Provision for loan and lease losses | $469,000 | 1,552 |
| Total noninterest income | $3,726,000 | 1,382 |
| Gross Fiduciary activities income | $5,000 | 958 |
| Service charges on deposit accounts | $1,995,000 | 634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,726,000 | 1,675 |
| Total noninterest expense | $14,188,000 | 1,425 |
| Salaries and employee benefits | $8,668,000 | 1,366 |
| Premises and equipment expense | $1,614,000 | 1,417 |
| Additional noninterest expense | $3,906,000 | 1,540 |
| Pre-tax net operating income | $5,442,000 | 1,661 |
| Securities gains (losses) | $384,000 | 434 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $5,826,000 | 1,415 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,826,000 | 1,417 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,826,000 | 1,417 |
| Net charge-offs | $237,000 | 1,539 |
| Cash dividends | $4,639,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,442,000 | 1,462 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,461,000 | 1,497 |
| Total interest expense | $3,176,000 | 1,425 |
| Net interest income | $12,285,000 | 1,488 |
| Provision for loan and lease losses | $395,000 | 1,366 |
| Total noninterest income | $2,858,000 | 1,352 |
| Gross Fiduciary activities income | $5,000 | 927 |
| Service charges on deposit accounts | $1,475,000 | 635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,378,000 | 1,608 |
| Total noninterest expense | $10,637,000 | 1,436 |
| Salaries and employee benefits | $6,492,000 | 1,369 |
| Premises and equipment expense | $1,204,000 | 1,430 |
| Additional noninterest expense | $2,941,000 | 1,526 |
| Pre-tax net operating income | $4,111,000 | 1,689 |
| Securities gains (losses) | $231,000 | 489 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,342,000 | 1,453 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,342,000 | 1,453 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,342,000 | 1,455 |
| Net charge-offs | $214,000 | 1,247 |
| Cash dividends | $2,811,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,111,000 | 1,484 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 1,517 |
| Total interest expense | $1,997,000 | 1,462 |
| Net interest income | $8,129,000 | 1,503 |
| Provision for loan and lease losses | $187,000 | 1,624 |
| Total noninterest income | $1,755,000 | 1,406 |
| Gross Fiduciary activities income | $5,000 | 905 |
| Service charges on deposit accounts | $951,000 | 650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $799,000 | 1,716 |
| Total noninterest expense | $7,116,000 | 1,431 |
| Salaries and employee benefits | $4,307,000 | 1,366 |
| Premises and equipment expense | $789,000 | 1,456 |
| Additional noninterest expense | $2,020,000 | 1,503 |
| Pre-tax net operating income | $2,581,000 | 1,747 |
| Securities gains (losses) | $168,000 | 409 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,749,000 | 1,482 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,749,000 | 1,481 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,749,000 | 1,482 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $2,319,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,581,000 | 1,531 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 1,535 |
| Total interest expense | $941,000 | 1,499 |
| Net interest income | $4,011,000 | 1,523 |
| Provision for loan and lease losses | $46,000 | 2,129 |
| Total noninterest income | $992,000 | 1,245 |
| Gross Fiduciary activities income | $5,000 | 859 |
| Service charges on deposit accounts | $465,000 | 653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 1,405 |
| Total noninterest expense | $3,644,000 | 1,408 |
| Salaries and employee benefits | $2,227,000 | 1,333 |
| Premises and equipment expense | $357,000 | 1,605 |
| Additional noninterest expense | $1,060,000 | 1,444 |
| Pre-tax net operating income | $1,313,000 | 1,688 |
| Securities gains (losses) | $78,000 | 314 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,391,000 | 1,436 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,391,000 | 1,434 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,391,000 | 1,435 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $492,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,313,000 | 1,482 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,484,000 | 1,553 |
| Total interest expense | $2,809,000 | 1,502 |
| Net interest income | $15,675,000 | 1,533 |
| Provision for loan and lease losses | $310,000 | 1,935 |
| Total noninterest income | $3,485,000 | 1,390 |
| Gross Fiduciary activities income | $5,000 | 991 |
| Service charges on deposit accounts | $1,910,000 | 667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,570,000 | 1,745 |
| Total noninterest expense | $13,031,000 | 1,508 |
| Salaries and employee benefits | $7,854,000 | 1,447 |
| Premises and equipment expense | $1,529,000 | 1,473 |
| Additional noninterest expense | $3,648,000 | 1,624 |
| Pre-tax net operating income | $5,819,000 | 1,555 |
| Securities gains (losses) | $26,000 | 519 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,845,000 | 1,382 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,845,000 | 1,381 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,845,000 | 1,381 |
| Net charge-offs | $243,000 | 1,477 |
| Cash dividends | $4,601,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,819,000 | 1,376 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 1,556 |
| Total interest expense | $1,914,000 | 1,541 |
| Net interest income | $11,740,000 | 1,530 |
| Provision for loan and lease losses | $263,000 | 1,710 |
| Total noninterest income | $2,512,000 | 1,444 |
| Gross Fiduciary activities income | $5,000 | 955 |
| Service charges on deposit accounts | $1,402,000 | 676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,105,000 | 1,827 |
| Total noninterest expense | $9,847,000 | 1,503 |
| Salaries and employee benefits | $5,958,000 | 1,427 |
| Premises and equipment expense | $1,171,000 | 1,450 |
| Additional noninterest expense | $2,718,000 | 1,631 |
| Pre-tax net operating income | $4,142,000 | 1,640 |
| Securities gains (losses) | $26,000 | 521 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,168,000 | 1,455 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,168,000 | 1,455 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,168,000 | 1,454 |
| Net charge-offs | $233,000 | 1,138 |
| Cash dividends | $2,782,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,142,000 | 1,447 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 1,562 |
| Total interest expense | $1,154,000 | 1,590 |
| Net interest income | $7,818,000 | 1,528 |
| Provision for loan and lease losses | $184,000 | 1,586 |
| Total noninterest income | $1,654,000 | 1,457 |
| Gross Fiduciary activities income | $5,000 | 939 |
| Service charges on deposit accounts | $896,000 | 699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $753,000 | 1,799 |
| Total noninterest expense | $6,617,000 | 1,497 |
| Salaries and employee benefits | $4,030,000 | 1,416 |
| Premises and equipment expense | $778,000 | 1,471 |
| Additional noninterest expense | $1,809,000 | 1,639 |
| Pre-tax net operating income | $2,671,000 | 1,663 |
| Securities gains (losses) | $24,000 | 448 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,695,000 | 1,472 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,695,000 | 1,471 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,695,000 | 1,471 |
| Net charge-offs | $166,000 | 1,025 |
| Cash dividends | $2,300,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,671,000 | 1,469 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 1,551 |
| Total interest expense | $547,000 | 1,596 |
| Net interest income | $3,913,000 | 1,529 |
| Provision for loan and lease losses | $44,000 | 2,227 |
| Total noninterest income | $678,000 | 1,665 |
| Gross Fiduciary activities income | $5,000 | 887 |
| Service charges on deposit accounts | $461,000 | 680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,401 |
| Total noninterest expense | $3,256,000 | 1,528 |
| Salaries and employee benefits | $1,991,000 | 1,441 |
| Premises and equipment expense | $398,000 | 1,455 |
| Additional noninterest expense | $867,000 | 1,697 |
| Pre-tax net operating income | $1,291,000 | 1,683 |
| Securities gains (losses) | $24,000 | 311 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,315,000 | 1,472 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,315,000 | 1,472 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,315,000 | 1,472 |
| Net charge-offs | $13,000 | 1,854 |
| Cash dividends | $482,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,291,000 | 1,484 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,346,000 | 1,543 |
| Total interest expense | $2,126,000 | 1,472 |
| Net interest income | $15,220,000 | 1,538 |
| Provision for loan and lease losses | $162,000 | 2,579 |
| Total noninterest income | $2,939,000 | 1,611 |
| Gross Fiduciary activities income | $5,000 | 1,029 |
| Service charges on deposit accounts | $1,866,000 | 687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,068,000 | 2,215 |
| Total noninterest expense | $13,188,000 | 1,505 |
| Salaries and employee benefits | $7,713,000 | 1,450 |
| Premises and equipment expense | $1,570,000 | 1,454 |
| Additional noninterest expense | $3,905,000 | 1,554 |
| Pre-tax net operating income | $4,809,000 | 1,775 |
| Securities gains (losses) | $11,000 | 1,559 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,820,000 | 1,381 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,820,000 | 1,379 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,820,000 | 1,381 |
| Net charge-offs | $107,000 | 2,363 |
| Cash dividends | $4,944,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,809,000 | 1,371 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,871,000 | 1,552 |
| Total interest expense | $1,575,000 | 1,451 |
| Net interest income | $11,296,000 | 1,550 |
| Provision for loan and lease losses | $139,000 | 2,375 |
| Total noninterest income | $2,511,000 | 1,473 |
| Gross Fiduciary activities income | $5,000 | 987 |
| Service charges on deposit accounts | $1,393,000 | 686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,113,000 | 1,855 |
| Total noninterest expense | $9,839,000 | 1,522 |
| Salaries and employee benefits | $5,727,000 | 1,468 |
| Premises and equipment expense | $1,169,000 | 1,473 |
| Additional noninterest expense | $2,943,000 | 1,534 |
| Pre-tax net operating income | $3,829,000 | 1,707 |
| Securities gains (losses) | $11,000 | 1,579 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,840,000 | 1,425 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,840,000 | 1,423 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,840,000 | 1,425 |
| Net charge-offs | $95,000 | 1,987 |
| Cash dividends | $3,040,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,829,000 | 1,405 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 1,544 |
| Total interest expense | $1,030,000 | 1,445 |
| Net interest income | $7,488,000 | 1,548 |
| Provision for loan and lease losses | $113,000 | 2,158 |
| Total noninterest income | $1,568,000 | 1,546 |
| Gross Fiduciary activities income | $5,000 | 966 |
| Service charges on deposit accounts | $918,000 | 685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 2,028 |
| Total noninterest expense | $6,491,000 | 1,533 |
| Salaries and employee benefits | $3,816,000 | 1,470 |
| Premises and equipment expense | $774,000 | 1,489 |
| Additional noninterest expense | $1,901,000 | 1,577 |
| Pre-tax net operating income | $2,452,000 | 1,728 |
| Securities gains (losses) | $11,000 | 1,225 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,463,000 | 1,446 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,463,000 | 1,446 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,463,000 | 1,447 |
| Net charge-offs | $70,000 | 1,756 |
| Cash dividends | $2,472,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,452,000 | 1,434 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 1,536 |
| Total interest expense | $502,000 | 1,454 |
| Net interest income | $3,744,000 | 1,537 |
| Provision for loan and lease losses | $61,000 | 1,872 |
| Total noninterest income | $811,000 | 1,493 |
| Gross Fiduciary activities income | $5,000 | 920 |
| Service charges on deposit accounts | $464,000 | 680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 1,926 |
| Total noninterest expense | $3,230,000 | 1,547 |
| Salaries and employee benefits | $1,937,000 | 1,475 |
| Premises and equipment expense | $376,000 | 1,547 |
| Additional noninterest expense | $917,000 | 1,628 |
| Pre-tax net operating income | $1,264,000 | 1,651 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,264,000 | 1,402 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,264,000 | 1,402 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,264,000 | 1,402 |
| Net charge-offs | $63,000 | 1,185 |
| Cash dividends | $568,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,264,000 | 1,384 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,001,000 | 1,500 |
| Total interest expense | $2,006,000 | 1,414 |
| Net interest income | $14,995,000 | 1,495 |
| Provision for loan and lease losses | $62,000 | 3,488 |
| Total noninterest income | $3,794,000 | 1,391 |
| Gross Fiduciary activities income | $6,000 | 1,044 |
| Service charges on deposit accounts | $1,941,000 | 671 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,847,000 | 1,667 |
| Total noninterest expense | $12,725,000 | 1,533 |
| Salaries and employee benefits | $7,624,000 | 1,429 |
| Premises and equipment expense | $1,588,000 | 1,437 |
| Additional noninterest expense | $3,513,000 | 1,724 |
| Pre-tax net operating income | $6,002,000 | 1,397 |
| Securities gains (losses) | $221,000 | 821 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $6,223,000 | 1,158 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,223,000 | 1,157 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,223,000 | 1,157 |
| Net charge-offs | $60,000 | 3,000 |
| Cash dividends | $4,601,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,002,000 | 1,169 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,727,000 | 1,498 |
| Total interest expense | $1,508,000 | 1,410 |
| Net interest income | $11,219,000 | 1,495 |
| Provision for loan and lease losses | $37,000 | 3,563 |
| Total noninterest income | $2,960,000 | 1,349 |
| Gross Fiduciary activities income | $6,000 | 1,010 |
| Service charges on deposit accounts | $1,449,000 | 671 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,505,000 | 1,591 |
| Total noninterest expense | $9,539,000 | 1,534 |
| Salaries and employee benefits | $5,717,000 | 1,422 |
| Premises and equipment expense | $1,169,000 | 1,464 |
| Additional noninterest expense | $2,653,000 | 1,701 |
| Pre-tax net operating income | $4,603,000 | 1,398 |
| Securities gains (losses) | $103,000 | 1,231 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $4,706,000 | 1,164 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,706,000 | 1,164 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,706,000 | 1,164 |
| Net charge-offs | $18,000 | 3,215 |
| Cash dividends | $2,784,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,603,000 | 1,154 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,439,000 | 1,511 |
| Total interest expense | $1,010,000 | 1,407 |
| Net interest income | $7,429,000 | 1,514 |
| Provision for loan and lease losses | $18,000 | 3,587 |
| Total noninterest income | $2,009,000 | 1,314 |
| Gross Fiduciary activities income | $6,000 | 992 |
| Service charges on deposit accounts | $935,000 | 675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,068,000 | 1,481 |
| Total noninterest expense | $6,322,000 | 1,545 |
| Salaries and employee benefits | $3,803,000 | 1,430 |
| Premises and equipment expense | $762,000 | 1,501 |
| Additional noninterest expense | $1,757,000 | 1,725 |
| Pre-tax net operating income | $3,098,000 | 1,374 |
| Securities gains (losses) | $48,000 | 1,455 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $3,146,000 | 1,157 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,146,000 | 1,157 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,146,000 | 1,157 |
| Net charge-offs | $17,000 | 2,863 |
| Cash dividends | $2,302,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,098,000 | 1,132 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 1,506 |
| Total interest expense | $513,000 | 1,389 |
| Net interest income | $3,720,000 | 1,510 |
| Provision for loan and lease losses | $1,000 | 3,622 |
| Total noninterest income | $1,208,000 | 1,134 |
| Gross Fiduciary activities income | $6,000 | 933 |
| Service charges on deposit accounts | $467,000 | 675 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $735,000 | 1,166 |
| Total noninterest expense | $3,133,000 | 1,555 |
| Salaries and employee benefits | $1,942,000 | 1,410 |
| Premises and equipment expense | $373,000 | 1,548 |
| Additional noninterest expense | $818,000 | 1,811 |
| Pre-tax net operating income | $1,794,000 | 1,198 |
| Securities gains (losses) | $5,000 | 1,720 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,799,000 | 1,000 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,799,000 | 1,001 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,799,000 | 1,001 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $483,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,794,000 | 965 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,878,000 | 1,460 |
| Total interest expense | $2,264,000 | 1,222 |
| Net interest income | $14,614,000 | 1,513 |
| Provision for loan and lease losses | $53,000 | 3,580 |
| Total noninterest income | $3,497,000 | 1,430 |
| Gross Fiduciary activities income | $8,000 | 1,058 |
| Service charges on deposit accounts | $2,042,000 | 645 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,447,000 | 1,906 |
| Total noninterest expense | $12,536,000 | 1,545 |
| Salaries and employee benefits | $7,573,000 | 1,418 |
| Premises and equipment expense | $1,466,000 | 1,566 |
| Additional noninterest expense | $3,497,000 | 1,732 |
| Pre-tax net operating income | $5,522,000 | 1,453 |
| Securities gains (losses) | $37,000 | 1,858 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $5,559,000 | 1,254 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,559,000 | 1,254 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,559,000 | 1,254 |
| Net charge-offs | $36,000 | 3,470 |
| Cash dividends | $4,371,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,522,000 | 1,233 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,613,000 | 1,478 |
| Total interest expense | $1,740,000 | 1,207 |
| Net interest income | $10,873,000 | 1,532 |
| Provision for loan and lease losses | $35,000 | 3,544 |
| Total noninterest income | $2,669,000 | 1,426 |
| Gross Fiduciary activities income | $8,000 | 1,020 |
| Service charges on deposit accounts | $1,528,000 | 646 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,133,000 | 1,863 |
| Total noninterest expense | $9,491,000 | 1,539 |
| Salaries and employee benefits | $5,693,000 | 1,419 |
| Premises and equipment expense | $1,106,000 | 1,566 |
| Additional noninterest expense | $2,692,000 | 1,681 |
| Pre-tax net operating income | $4,016,000 | 1,514 |
| Securities gains (losses) | $37,000 | 1,670 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $4,053,000 | 1,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,053,000 | 1,285 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,053,000 | 1,284 |
| Net charge-offs | $16,000 | 3,459 |
| Cash dividends | $2,375,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,016,000 | 1,260 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 1,490 |
| Total interest expense | $1,187,000 | 1,192 |
| Net interest income | $7,156,000 | 1,556 |
| Provision for loan and lease losses | $9,000 | 3,821 |
| Total noninterest income | $1,618,000 | 1,533 |
| Gross Fiduciary activities income | $8,000 | 995 |
| Service charges on deposit accounts | $1,006,000 | 633 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $604,000 | 2,170 |
| Total noninterest expense | $6,192,000 | 1,574 |
| Salaries and employee benefits | $3,661,000 | 1,470 |
| Premises and equipment expense | $733,000 | 1,587 |
| Additional noninterest expense | $1,798,000 | 1,686 |
| Pre-tax net operating income | $2,573,000 | 1,542 |
| Securities gains (losses) | $24,000 | 1,625 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,597,000 | 1,304 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,597,000 | 1,306 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,597,000 | 1,305 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $1,950,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,573,000 | 1,289 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 1,495 |
| Total interest expense | $610,000 | 1,162 |
| Net interest income | $3,539,000 | 1,563 |
| Provision for loan and lease losses | $4,000 | 3,525 |
| Total noninterest income | $715,000 | 1,625 |
| Gross Fiduciary activities income | $8,000 | 945 |
| Service charges on deposit accounts | $499,000 | 630 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $208,000 | 2,575 |
| Total noninterest expense | $3,016,000 | 1,615 |
| Salaries and employee benefits | $1,827,000 | 1,476 |
| Premises and equipment expense | $356,000 | 1,660 |
| Additional noninterest expense | $833,000 | 1,801 |
| Pre-tax net operating income | $1,234,000 | 1,565 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,241,000 | 1,331 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,241,000 | 1,332 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,241,000 | 1,333 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $425,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,234,000 | 1,294 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,783,000 | 1,487 |
| Total interest expense | $2,668,000 | 1,110 |
| Net interest income | $14,115,000 | 1,570 |
| Provision for loan and lease losses | $65,000 | 3,559 |
| Total noninterest income | $3,366,000 | 1,439 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $2,129,000 | 634 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,233,000 | 2,033 |
| Total noninterest expense | $12,440,000 | 1,535 |
| Salaries and employee benefits | $7,553,000 | 1,395 |
| Premises and equipment expense | $1,450,000 | 1,617 |
| Additional noninterest expense | $3,437,000 | 1,796 |
| Pre-tax net operating income | $4,976,000 | 1,523 |
| Securities gains (losses) | $26,000 | 2,177 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $5,002,000 | 1,311 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,002,000 | 1,310 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,002,000 | 1,310 |
| Net charge-offs | $93,000 | 3,248 |
| Cash dividends | $4,631,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,976,000 | 1,283 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,537,000 | 1,504 |
| Total interest expense | $2,019,000 | 1,117 |
| Net interest income | $10,518,000 | 1,584 |
| Provision for loan and lease losses | $56,000 | 3,309 |
| Total noninterest income | $2,550,000 | 1,437 |
| Gross Fiduciary activities income | $4,000 | 1,091 |
| Service charges on deposit accounts | $1,589,000 | 637 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $957,000 | 2,003 |
| Total noninterest expense | $9,465,000 | 1,514 |
| Salaries and employee benefits | $5,866,000 | 1,347 |
| Premises and equipment expense | $1,075,000 | 1,646 |
| Additional noninterest expense | $2,524,000 | 1,828 |
| Pre-tax net operating income | $3,547,000 | 1,602 |
| Securities gains (losses) | $26,000 | 1,868 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,573,000 | 1,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,573,000 | 1,356 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,573,000 | 1,358 |
| Net charge-offs | $69,000 | 3,016 |
| Cash dividends | $2,806,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,547,000 | 1,336 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,319,000 | 1,502 |
| Total interest expense | $1,365,000 | 1,104 |
| Net interest income | $6,954,000 | 1,584 |
| Provision for loan and lease losses | $22,000 | 3,598 |
| Total noninterest income | $1,628,000 | 1,469 |
| Gross Fiduciary activities income | $4,000 | 1,069 |
| Service charges on deposit accounts | $1,024,000 | 650 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $600,000 | 2,057 |
| Total noninterest expense | $6,230,000 | 1,537 |
| Salaries and employee benefits | $3,886,000 | 1,361 |
| Premises and equipment expense | $712,000 | 1,662 |
| Additional noninterest expense | $1,632,000 | 1,873 |
| Pre-tax net operating income | $2,330,000 | 1,594 |
| Securities gains (losses) | $23,000 | 1,584 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,353,000 | 1,330 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,353,000 | 1,331 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,353,000 | 1,331 |
| Net charge-offs | $29,000 | 3,196 |
| Cash dividends | $2,316,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,330,000 | 1,321 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 1,515 |
| Total interest expense | $699,000 | 1,087 |
| Net interest income | $3,414,000 | 1,602 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $790,000 | 1,471 |
| Gross Fiduciary activities income | $4,000 | 1,019 |
| Service charges on deposit accounts | $487,000 | 669 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $299,000 | 2,008 |
| Total noninterest expense | $2,950,000 | 1,626 |
| Salaries and employee benefits | $1,802,000 | 1,461 |
| Premises and equipment expense | $365,000 | 1,649 |
| Additional noninterest expense | $783,000 | 1,919 |
| Pre-tax net operating income | $1,252,000 | 1,460 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,265,000 | 1,202 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,265,000 | 1,203 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,265,000 | 1,203 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $1,826,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,252,000 | 1,192 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,760,000 | 1,495 |
| Total interest expense | $3,016,000 | 1,113 |
| Net interest income | $13,744,000 | 1,585 |
| Provision for loan and lease losses | $255,000 | 2,654 |
| Total noninterest income | $3,325,000 | 1,508 |
| Gross Fiduciary activities income | $12,000 | 1,093 |
| Service charges on deposit accounts | $2,124,000 | 649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,189,000 | 2,151 |
| Total noninterest expense | $11,353,000 | 1,691 |
| Salaries and employee benefits | $6,643,000 | 1,564 |
| Premises and equipment expense | $1,404,000 | 1,673 |
| Additional noninterest expense | $3,306,000 | 1,917 |
| Pre-tax net operating income | $5,461,000 | 1,343 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $-42,000 | 6,399 |
| Income before extraordinary items | $5,516,000 | 1,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,516,000 | 1,129 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,516,000 | 1,130 |
| Net charge-offs | $183,000 | 3,110 |
| Cash dividends | $3,240,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,503,000 | 1,099 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,616,000 | 1,502 |
| Total interest expense | $2,306,000 | 1,135 |
| Net interest income | $10,310,000 | 1,587 |
| Provision for loan and lease losses | $134,000 | 3,091 |
| Total noninterest income | $2,488,000 | 1,532 |
| Gross Fiduciary activities income | $7,000 | 1,087 |
| Service charges on deposit accounts | $1,585,000 | 656 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $896,000 | 2,204 |
| Total noninterest expense | $8,591,000 | 1,694 |
| Salaries and employee benefits | $5,210,000 | 1,500 |
| Premises and equipment expense | $1,021,000 | 1,739 |
| Additional noninterest expense | $2,360,000 | 1,983 |
| Pre-tax net operating income | $4,073,000 | 1,366 |
| Securities gains (losses) | $14,000 | 2,364 |
| Applicable income taxes | $-42,000 | 6,620 |
| Income before extraordinary items | $4,129,000 | 1,126 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,129,000 | 1,128 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,129,000 | 1,128 |
| Net charge-offs | $67,000 | 3,636 |
| Cash dividends | $2,810,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,115,000 | 1,104 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,413,000 | 1,495 |
| Total interest expense | $1,569,000 | 1,138 |
| Net interest income | $6,844,000 | 1,580 |
| Provision for loan and lease losses | $72,000 | 3,266 |
| Total noninterest income | $1,639,000 | 1,553 |
| Gross Fiduciary activities income | $7,000 | 1,057 |
| Service charges on deposit accounts | $1,029,000 | 656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $603,000 | 2,224 |
| Total noninterest expense | $5,713,000 | 1,682 |
| Salaries and employee benefits | $3,460,000 | 1,506 |
| Premises and equipment expense | $667,000 | 1,761 |
| Additional noninterest expense | $1,586,000 | 1,975 |
| Pre-tax net operating income | $2,698,000 | 1,350 |
| Securities gains (losses) | $14,000 | 2,169 |
| Applicable income taxes | $-42,000 | 6,681 |
| Income before extraordinary items | $2,754,000 | 1,117 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,754,000 | 1,118 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,754,000 | 1,119 |
| Net charge-offs | $13,000 | 4,215 |
| Cash dividends | $2,380,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,740,000 | 1,082 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 1,496 |
| Total interest expense | $799,000 | 1,160 |
| Net interest income | $3,463,000 | 1,563 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $785,000 | 1,590 |
| Gross Fiduciary activities income | $7,000 | 997 |
| Service charges on deposit accounts | $508,000 | 654 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $270,000 | 2,358 |
| Total noninterest expense | $2,850,000 | 1,708 |
| Salaries and employee benefits | $1,746,000 | 1,515 |
| Premises and equipment expense | $327,000 | 1,822 |
| Additional noninterest expense | $777,000 | 2,013 |
| Pre-tax net operating income | $1,397,000 | 1,298 |
| Securities gains (losses) | $11,000 | 1,452 |
| Applicable income taxes | $-42,000 | 6,852 |
| Income before extraordinary items | $1,450,000 | 1,052 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,450,000 | 1,052 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,450,000 | 1,054 |
| Net charge-offs | $-38,000 | 6,638 |
| Cash dividends | $1,950,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,439,000 | 1,010 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,499,000 | 1,436 |
| Total interest expense | $3,855,000 | 1,161 |
| Net interest income | $14,644,000 | 1,496 |
| Provision for loan and lease losses | $284,000 | 3,482 |
| Total noninterest income | $3,121,000 | 1,596 |
| Gross Fiduciary activities income | $9,000 | 1,139 |
| Service charges on deposit accounts | $2,039,000 | 700 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,073,000 | 2,286 |
| Total noninterest expense | $11,939,000 | 1,622 |
| Salaries and employee benefits | $7,492,000 | 1,371 |
| Premises and equipment expense | $1,363,000 | 1,734 |
| Additional noninterest expense | $3,084,000 | 2,097 |
| Pre-tax net operating income | $5,542,000 | 1,254 |
| Securities gains (losses) | $11,000 | 3,357 |
| Applicable income taxes | $189,000 | 3,047 |
| Income before extraordinary items | $5,364,000 | 1,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,364,000 | 1,100 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,364,000 | 1,100 |
| Net charge-offs | $281,000 | 3,383 |
| Cash dividends | $4,660,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,353,330 | 1,050 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,147,000 | 1,435 |
| Total interest expense | $2,986,000 | 1,189 |
| Net interest income | $11,161,000 | 1,495 |
| Provision for loan and lease losses | $257,000 | 3,185 |
| Total noninterest income | $2,241,000 | 1,641 |
| Gross Fiduciary activities income | $9,000 | 1,086 |
| Service charges on deposit accounts | $1,496,000 | 724 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $736,000 | 2,391 |
| Total noninterest expense | $8,892,000 | 1,633 |
| Salaries and employee benefits | $5,650,000 | 1,368 |
| Premises and equipment expense | $935,000 | 1,905 |
| Additional noninterest expense | $2,307,000 | 2,110 |
| Pre-tax net operating income | $4,253,000 | 1,263 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $146,000 | 3,088 |
| Income before extraordinary items | $4,107,000 | 1,113 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,107,000 | 1,114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,107,000 | 1,114 |
| Net charge-offs | $205,000 | 3,281 |
| Cash dividends | $4,160,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,107,000 | 1,047 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,511,000 | 1,438 |
| Total interest expense | $2,038,000 | 1,200 |
| Net interest income | $7,473,000 | 1,495 |
| Provision for loan and lease losses | $153,000 | 3,314 |
| Total noninterest income | $1,496,000 | 1,628 |
| Gross Fiduciary activities income | $9,000 | 1,061 |
| Service charges on deposit accounts | $972,000 | 729 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $515,000 | 2,289 |
| Total noninterest expense | $6,007,000 | 1,621 |
| Salaries and employee benefits | $3,841,000 | 1,341 |
| Premises and equipment expense | $615,000 | 1,926 |
| Additional noninterest expense | $1,551,000 | 2,098 |
| Pre-tax net operating income | $2,809,000 | 1,271 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $175,000 | 2,571 |
| Income before extraordinary items | $2,634,000 | 1,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,634,000 | 1,144 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,634,000 | 1,144 |
| Net charge-offs | $66,000 | 3,781 |
| Cash dividends | $4,160,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,634,000 | 1,066 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 1,439 |
| Total interest expense | $1,048,000 | 1,217 |
| Net interest income | $3,750,000 | 1,490 |
| Provision for loan and lease losses | $88,000 | 3,071 |
| Total noninterest income | $783,000 | 1,548 |
| Gross Fiduciary activities income | $8,000 | 1,001 |
| Service charges on deposit accounts | $480,000 | 733 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $295,000 | 2,122 |
| Total noninterest expense | $2,939,000 | 1,641 |
| Salaries and employee benefits | $1,898,000 | 1,363 |
| Premises and equipment expense | $292,000 | 2,019 |
| Additional noninterest expense | $749,000 | 2,155 |
| Pre-tax net operating income | $1,506,000 | 1,161 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $175,000 | 1,879 |
| Income before extraordinary items | $1,331,000 | 1,112 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,331,000 | 1,114 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,331,000 | 1,113 |
| Net charge-offs | $19,000 | 3,713 |
| Cash dividends | $2,900,000 | 196 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,331,000 | 1,044 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,470,000 | 1,392 |
| Total interest expense | $4,827,000 | 1,259 |
| Net interest income | $15,643,000 | 1,421 |
| Provision for loan and lease losses | $162,000 | 4,849 |
| Total noninterest income | $2,830,000 | 1,559 |
| Gross Fiduciary activities income | $11,000 | 1,086 |
| Service charges on deposit accounts | $2,134,000 | 683 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $685,000 | 2,666 |
| Total noninterest expense | $12,124,000 | 1,618 |
| Salaries and employee benefits | $7,443,000 | 1,332 |
| Premises and equipment expense | $1,301,000 | 1,914 |
| Additional noninterest expense | $3,380,000 | 1,983 |
| Pre-tax net operating income | $6,187,000 | 966 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,638,000 | 931 |
| Income before extraordinary items | $4,549,000 | 1,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,549,000 | 1,092 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,549,000 | 1,092 |
| Net charge-offs | $126,000 | 4,763 |
| Cash dividends | $1,600,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,549,000 | 1,040 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,488,000 | 1,405 |
| Total interest expense | $3,686,000 | 1,291 |
| Net interest income | $11,802,000 | 1,430 |
| Provision for loan and lease losses | $118,000 | 4,799 |
| Total noninterest income | $2,181,000 | 1,520 |
| Gross Fiduciary activities income | $11,000 | 1,030 |
| Service charges on deposit accounts | $1,595,000 | 692 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $575,000 | 2,481 |
| Total noninterest expense | $8,924,000 | 1,639 |
| Salaries and employee benefits | $5,530,000 | 1,347 |
| Premises and equipment expense | $960,000 | 1,949 |
| Additional noninterest expense | $2,434,000 | 2,053 |
| Pre-tax net operating income | $4,941,000 | 937 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,267,000 | 909 |
| Income before extraordinary items | $3,674,000 | 1,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,674,000 | 1,051 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,674,000 | 1,051 |
| Net charge-offs | $104,000 | 4,397 |
| Cash dividends | $1,600,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,674,000 | 1,000 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,353,000 | 1,417 |
| Total interest expense | $2,483,000 | 1,324 |
| Net interest income | $7,870,000 | 1,425 |
| Provision for loan and lease losses | $49,000 | 5,170 |
| Total noninterest income | $1,408,000 | 1,549 |
| Gross Fiduciary activities income | $11,000 | 1,006 |
| Service charges on deposit accounts | $1,040,000 | 706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $357,000 | 2,616 |
| Total noninterest expense | $5,896,000 | 1,664 |
| Salaries and employee benefits | $3,614,000 | 1,386 |
| Premises and equipment expense | $617,000 | 2,043 |
| Additional noninterest expense | $1,665,000 | 2,049 |
| Pre-tax net operating income | $3,333,000 | 904 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $870,000 | 854 |
| Income before extraordinary items | $2,463,000 | 996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,463,000 | 994 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,463,000 | 996 |
| Net charge-offs | $27,000 | 4,894 |
| Cash dividends | $1,600,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,463,000 | 963 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,206,000 | 1,406 |
| Total interest expense | $1,239,000 | 1,372 |
| Net interest income | $3,967,000 | 1,398 |
| Provision for loan and lease losses | $34,000 | 4,533 |
| Total noninterest income | $725,000 | 1,531 |
| Gross Fiduciary activities income | $10,000 | 944 |
| Service charges on deposit accounts | $501,000 | 713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $214,000 | 2,380 |
| Total noninterest expense | $2,975,000 | 1,669 |
| Salaries and employee benefits | $1,872,000 | 1,348 |
| Premises and equipment expense | $298,000 | 2,152 |
| Additional noninterest expense | $805,000 | 2,096 |
| Pre-tax net operating income | $1,683,000 | 895 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $438,000 | 819 |
| Income before extraordinary items | $1,245,000 | 969 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,245,000 | 969 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,245,000 | 969 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,245,000 | 949 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,054,000 | 1,388 |
| Total interest expense | $5,270,000 | 1,575 |
| Net interest income | $16,784,000 | 1,330 |
| Provision for loan and lease losses | $297,000 | 4,887 |
| Total noninterest income | $2,937,000 | 1,577 |
| Gross Fiduciary activities income | $10,000 | 1,147 |
| Service charges on deposit accounts | $2,170,000 | 691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $757,000 | 2,567 |
| Total noninterest expense | $11,654,000 | 1,691 |
| Salaries and employee benefits | $6,800,000 | 1,450 |
| Premises and equipment expense | $1,518,000 | 1,694 |
| Additional noninterest expense | $3,336,000 | 2,087 |
| Pre-tax net operating income | $7,770,000 | 687 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,229,000 | 675 |
| Income before extraordinary items | $5,541,000 | 788 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,541,000 | 788 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,541,000 | 789 |
| Net charge-offs | $352,000 | 4,100 |
| Cash dividends | $3,200,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,541,000 | 756 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,730,000 | 1,400 |
| Total interest expense | $3,995,000 | 1,627 |
| Net interest income | $12,735,000 | 1,332 |
| Provision for loan and lease losses | $150,000 | 5,242 |
| Total noninterest income | $2,164,000 | 1,590 |
| Gross Fiduciary activities income | $10,000 | 1,095 |
| Service charges on deposit accounts | $1,625,000 | 709 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $529,000 | 2,672 |
| Total noninterest expense | $8,499,000 | 1,743 |
| Salaries and employee benefits | $4,979,000 | 1,490 |
| Premises and equipment expense | $1,180,000 | 1,654 |
| Additional noninterest expense | $2,340,000 | 2,194 |
| Pre-tax net operating income | $6,250,000 | 682 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,831,000 | 633 |
| Income before extraordinary items | $4,419,000 | 783 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,419,000 | 782 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,419,000 | 784 |
| Net charge-offs | $209,000 | 4,185 |
| Cash dividends | $1,600,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,419,000 | 739 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,231,000 | 1,405 |
| Total interest expense | $2,687,000 | 1,679 |
| Net interest income | $8,544,000 | 1,337 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $1,460,000 | 1,530 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $1,077,000 | 711 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $373,000 | 2,511 |
| Total noninterest expense | $5,682,000 | 1,743 |
| Salaries and employee benefits | $3,321,000 | 1,493 |
| Premises and equipment expense | $846,000 | 1,553 |
| Additional noninterest expense | $1,515,000 | 2,242 |
| Pre-tax net operating income | $4,172,000 | 671 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,209,000 | 607 |
| Income before extraordinary items | $2,963,000 | 758 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,963,000 | 754 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,963,000 | 758 |
| Net charge-offs | $116,000 | 4,086 |
| Cash dividends | $1,600,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,963,000 | 733 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 1,422 |
| Total interest expense | $1,359,000 | 1,741 |
| Net interest income | $4,334,000 | 1,325 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $728,000 | 1,544 |
| Gross Fiduciary activities income | $9,000 | 991 |
| Service charges on deposit accounts | $524,000 | 740 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $195,000 | 2,436 |
| Total noninterest expense | $2,835,000 | 1,750 |
| Salaries and employee benefits | $1,684,000 | 1,488 |
| Premises and equipment expense | $431,000 | 1,569 |
| Additional noninterest expense | $720,000 | 2,332 |
| Pre-tax net operating income | $2,127,000 | 640 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $615,000 | 598 |
| Income before extraordinary items | $1,512,000 | 737 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,512,000 | 739 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,512,000 | 741 |
| Net charge-offs | $31,000 | 4,123 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,512,000 | 704 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,594,000 | 1,396 |
| Total interest expense | $7,165,000 | 1,652 |
| Net interest income | $17,429,000 | 1,288 |
| Provision for loan and lease losses | $320,000 | 5,175 |
| Total noninterest income | $2,690,000 | 1,736 |
| Gross Fiduciary activities income | $20,000 | 1,095 |
| Service charges on deposit accounts | $1,729,000 | 1,005 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $941,000 | 2,227 |
| Total noninterest expense | $11,404,000 | 1,783 |
| Salaries and employee benefits | $6,355,000 | 1,561 |
| Premises and equipment expense | $1,554,000 | 1,741 |
| Additional noninterest expense | $3,495,000 | 2,061 |
| Pre-tax net operating income | $8,395,000 | 514 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,322,000 | 503 |
| Income before extraordinary items | $6,073,000 | 563 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,073,000 | 563 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,073,000 | 564 |
| Net charge-offs | $132,000 | 5,447 |
| Cash dividends | $3,250,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,073,000 | 563 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,585,000 | 1,411 |
| Total interest expense | $5,684,000 | 1,630 |
| Net interest income | $12,901,000 | 1,293 |
| Provision for loan and lease losses | $170,000 | 5,371 |
| Total noninterest income | $2,069,000 | 1,739 |
| Gross Fiduciary activities income | $20,000 | 1,026 |
| Service charges on deposit accounts | $1,244,000 | 1,047 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $805,000 | 2,118 |
| Total noninterest expense | $8,418,000 | 1,801 |
| Salaries and employee benefits | $4,800,000 | 1,570 |
| Premises and equipment expense | $1,075,000 | 1,891 |
| Additional noninterest expense | $2,543,000 | 2,075 |
| Pre-tax net operating income | $6,382,000 | 532 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,725,000 | 534 |
| Income before extraordinary items | $4,657,000 | 580 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,657,000 | 581 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,657,000 | 582 |
| Net charge-offs | $-178,000 | 8,071 |
| Cash dividends | $1,600,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,657,000 | 575 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,386,000 | 1,435 |
| Total interest expense | $4,027,000 | 1,622 |
| Net interest income | $8,359,000 | 1,332 |
| Provision for loan and lease losses | $170,000 | 4,577 |
| Total noninterest income | $1,155,000 | 1,969 |
| Gross Fiduciary activities income | $20,000 | 983 |
| Service charges on deposit accounts | $808,000 | 1,061 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $327,000 | 2,854 |
| Total noninterest expense | $5,723,000 | 1,789 |
| Salaries and employee benefits | $3,237,000 | 1,585 |
| Premises and equipment expense | $689,000 | 1,994 |
| Additional noninterest expense | $1,797,000 | 1,985 |
| Pre-tax net operating income | $3,621,000 | 625 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,016,000 | 611 |
| Income before extraordinary items | $2,605,000 | 703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,605,000 | 701 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,605,000 | 704 |
| Net charge-offs | $210,000 | 3,366 |
| Cash dividends | $1,600,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,605,000 | 682 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,240,000 | 1,443 |
| Total interest expense | $2,132,000 | 1,593 |
| Net interest income | $4,108,000 | 1,348 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $588,000 | 1,906 |
| Gross Fiduciary activities income | $19,000 | 916 |
| Service charges on deposit accounts | $399,000 | 1,040 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $170,000 | 2,743 |
| Total noninterest expense | $2,692,000 | 1,851 |
| Salaries and employee benefits | $1,539,000 | 1,676 |
| Premises and equipment expense | $338,000 | 2,065 |
| Additional noninterest expense | $815,000 | 1,962 |
| Pre-tax net operating income | $1,934,000 | 637 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $541,000 | 625 |
| Income before extraordinary items | $1,393,000 | 739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,393,000 | 739 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,393,000 | 741 |
| Net charge-offs | $155,000 | 2,381 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,393,000 | 692 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,693,000 | 1,454 |
| Total interest expense | $11,523,000 | 1,421 |
| Net interest income | $15,170,000 | 1,478 |
| Provision for loan and lease losses | $485,000 | 3,855 |
| Total noninterest income | $2,473,000 | 1,825 |
| Gross Fiduciary activities income | $15,000 | 1,152 |
| Service charges on deposit accounts | $1,687,000 | 1,054 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $771,000 | 2,493 |
| Total noninterest expense | $10,141,000 | 1,902 |
| Salaries and employee benefits | $5,836,000 | 1,744 |
| Premises and equipment expense | $1,146,000 | 2,340 |
| Additional noninterest expense | $3,159,000 | 1,922 |
| Pre-tax net operating income | $7,017,000 | 787 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,985,000 | 683 |
| Income before extraordinary items | $5,032,000 | 808 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,032,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,230,000 | 1,740 |
| Cash dividends | $3,250,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,032,000 | 869 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,250,000 | 1,473 |
| Total interest expense | $8,994,000 | 1,413 |
| Net interest income | $11,256,000 | 1,503 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $1,651,000 | 2,062 |
| Gross Fiduciary activities income | $15,000 | 1,088 |
| Service charges on deposit accounts | $1,234,000 | 1,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 3,178 |
| Total noninterest expense | $7,365,000 | 1,949 |
| Salaries and employee benefits | $4,387,000 | 1,768 |
| Premises and equipment expense | $795,000 | 2,510 |
| Additional noninterest expense | $2,183,000 | 1,995 |
| Pre-tax net operating income | $5,367,000 | 941 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,581,000 | 795 |
| Income before extraordinary items | $3,786,000 | 970 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,786,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,942 |
| Cash dividends | $1,600,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,786,000 | 1,028 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,547,000 | 1,491 |
| Total interest expense | $6,145,000 | 1,434 |
| Net interest income | $7,402,000 | 1,513 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $1,105,000 | 2,078 |
| Gross Fiduciary activities income | $15,000 | 1,057 |
| Service charges on deposit accounts | $787,000 | 1,131 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $303,000 | 2,999 |
| Total noninterest expense | $4,888,000 | 1,958 |
| Salaries and employee benefits | $2,941,000 | 1,770 |
| Premises and equipment expense | $480,000 | 2,732 |
| Additional noninterest expense | $1,467,000 | 1,964 |
| Pre-tax net operating income | $3,444,000 | 1,042 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,038,000 | 915 |
| Income before extraordinary items | $2,406,000 | 1,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,406,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,151 |
| Cash dividends | $1,600,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,406,000 | 1,124 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 1,493 |
| Total interest expense | $3,155,000 | 1,491 |
| Net interest income | $3,756,000 | 1,476 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $562,000 | 2,061 |
| Gross Fiduciary activities income | $14,000 | 985 |
| Service charges on deposit accounts | $386,000 | 1,135 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,917 |
| Total noninterest expense | $2,453,000 | 1,951 |
| Salaries and employee benefits | $1,521,000 | 1,731 |
| Premises and equipment expense | $229,000 | 2,873 |
| Additional noninterest expense | $703,000 | 2,001 |
| Pre-tax net operating income | $1,760,000 | 1,084 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $530,000 | 965 |
| Income before extraordinary items | $1,230,000 | 1,224 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,230,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,230,000 | 1,182 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,664,000 | 1,552 |
| Total interest expense | $13,134,000 | 1,528 |
| Net interest income | $14,530,000 | 1,561 |
| Provision for loan and lease losses | $525,000 | 2,254 |
| Total noninterest income | $2,331,000 | 1,988 |
| Gross Fiduciary activities income | $16,000 | 1,187 |
| Service charges on deposit accounts | $1,693,000 | 1,054 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $622,000 | 2,949 |
| Total noninterest expense | $9,762,000 | 1,897 |
| Salaries and employee benefits | $5,727,000 | 1,766 |
| Premises and equipment expense | $1,191,000 | 2,179 |
| Additional noninterest expense | $2,844,000 | 1,934 |
| Pre-tax net operating income | $6,574,000 | 1,289 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,905,000 | 1,175 |
| Income before extraordinary items | $4,669,000 | 1,382 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,669,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,980 |
| Cash dividends | $3,200,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,669,000 | 1,368 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,483,000 | 1,582 |
| Total interest expense | $9,801,000 | 1,539 |
| Net interest income | $10,682,000 | 1,599 |
| Provision for loan and lease losses | $350,000 | 2,081 |
| Total noninterest income | $1,764,000 | 1,972 |
| Gross Fiduciary activities income | $16,000 | 1,118 |
| Service charges on deposit accounts | $1,273,000 | 1,033 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $475,000 | 2,938 |
| Total noninterest expense | $7,204,000 | 1,905 |
| Salaries and employee benefits | $4,227,000 | 1,787 |
| Premises and equipment expense | $885,000 | 2,179 |
| Additional noninterest expense | $2,092,000 | 1,933 |
| Pre-tax net operating income | $4,892,000 | 1,384 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,408,000 | 1,291 |
| Income before extraordinary items | $3,484,000 | 1,463 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,484,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,763 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,484,000 | 1,452 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,489,000 | 1,616 |
| Total interest expense | $6,414,000 | 1,572 |
| Net interest income | $7,075,000 | 1,628 |
| Provision for loan and lease losses | $350,000 | 1,363 |
| Total noninterest income | $1,210,000 | 1,951 |
| Gross Fiduciary activities income | $16,000 | 1,072 |
| Service charges on deposit accounts | $849,000 | 1,039 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $345,000 | 2,799 |
| Total noninterest expense | $4,880,000 | 1,892 |
| Salaries and employee benefits | $2,848,000 | 1,802 |
| Premises and equipment expense | $592,000 | 2,183 |
| Additional noninterest expense | $1,440,000 | 1,882 |
| Pre-tax net operating income | $3,055,000 | 1,521 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $861,000 | 1,422 |
| Income before extraordinary items | $2,194,000 | 1,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,194,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,273 |
| Cash dividends | $1,600,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,194,000 | 1,577 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 1,639 |
| Total interest expense | $3,158,000 | 1,576 |
| Net interest income | $3,474,000 | 1,652 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $645,000 | 1,839 |
| Gross Fiduciary activities income | $16,000 | 996 |
| Service charges on deposit accounts | $420,000 | 1,022 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $2,424,000 | 1,909 |
| Salaries and employee benefits | $1,432,000 | 1,801 |
| Premises and equipment expense | $310,000 | 2,104 |
| Additional noninterest expense | $682,000 | 1,943 |
| Pre-tax net operating income | $1,595,000 | 1,459 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $435,000 | 1,435 |
| Income before extraordinary items | $1,160,000 | 1,489 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,160,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,160,000 | 1,479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,804,000 | 1,628 |
| Total interest expense | $11,136,000 | 1,512 |
| Net interest income | $13,668,000 | 1,676 |
| Provision for loan and lease losses | $245,000 | 3,135 |
| Total noninterest income | $2,257,000 | 2,035 |
| Gross Fiduciary activities income | $17,000 | 1,199 |
| Service charges on deposit accounts | $1,634,000 | 1,082 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $606,000 | 2,992 |
| Total noninterest expense | $9,594,000 | 1,863 |
| Salaries and employee benefits | $5,649,000 | 1,727 |
| Premises and equipment expense | $1,254,000 | 1,998 |
| Additional noninterest expense | $2,691,000 | 1,965 |
| Pre-tax net operating income | $6,086,000 | 1,580 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,736,000 | 1,482 |
| Income before extraordinary items | $4,350,000 | 1,661 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,350,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,443 |
| Cash dividends | $3,200,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,350,000 | 1,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,273,000 | 1,632 |
| Total interest expense | $8,076,000 | 1,518 |
| Net interest income | $10,197,000 | 1,702 |
| Provision for loan and lease losses | $167,000 | 3,229 |
| Total noninterest income | $1,744,000 | 1,999 |
| Gross Fiduciary activities income | $17,000 | 1,132 |
| Service charges on deposit accounts | $1,217,000 | 1,102 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $510,000 | 2,819 |
| Total noninterest expense | $7,076,000 | 1,879 |
| Salaries and employee benefits | $4,185,000 | 1,753 |
| Premises and equipment expense | $933,000 | 2,027 |
| Additional noninterest expense | $1,958,000 | 1,995 |
| Pre-tax net operating income | $4,698,000 | 1,591 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,270,000 | 1,581 |
| Income before extraordinary items | $3,428,000 | 1,619 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,428,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,422 |
| Cash dividends | $1,600,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,428,000 | 1,600 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,818,000 | 1,643 |
| Total interest expense | $5,168,000 | 1,507 |
| Net interest income | $6,650,000 | 1,742 |
| Provision for loan and lease losses | $167,000 | 2,431 |
| Total noninterest income | $1,143,000 | 2,019 |
| Gross Fiduciary activities income | $17,000 | 1,094 |
| Service charges on deposit accounts | $825,000 | 1,071 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,010 |
| Total noninterest expense | $4,732,000 | 1,876 |
| Salaries and employee benefits | $2,754,000 | 1,777 |
| Premises and equipment expense | $607,000 | 2,066 |
| Additional noninterest expense | $1,371,000 | 1,904 |
| Pre-tax net operating income | $2,894,000 | 1,709 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $801,000 | 1,659 |
| Income before extraordinary items | $2,093,000 | 1,730 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,093,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,098 |
| Cash dividends | $1,600,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,093,000 | 1,717 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 1,632 |
| Total interest expense | $2,505,000 | 1,467 |
| Net interest income | $3,302,000 | 1,741 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $604,000 | 1,924 |
| Gross Fiduciary activities income | $16,000 | 1,014 |
| Service charges on deposit accounts | $394,000 | 1,095 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $194,000 | 2,540 |
| Total noninterest expense | $2,260,000 | 1,968 |
| Salaries and employee benefits | $1,318,000 | 1,870 |
| Premises and equipment expense | $303,000 | 2,079 |
| Additional noninterest expense | $639,000 | 2,034 |
| Pre-tax net operating income | $1,591,000 | 1,539 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $414,000 | 1,611 |
| Income before extraordinary items | $1,177,000 | 1,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,177,000 | 1,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,177,000 | 1,525 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,181,000 | 1,598 |
| Total interest expense | $7,906,000 | 1,434 |
| Net interest income | $13,275,000 | 1,649 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $2,292,000 | 2,000 |
| Gross Fiduciary activities income | $12,000 | 1,271 |
| Service charges on deposit accounts | $1,499,000 | 1,185 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $781,000 | 2,583 |
| Total noninterest expense | $9,086,000 | 1,866 |
| Salaries and employee benefits | $5,222,000 | 1,782 |
| Premises and equipment expense | $1,147,000 | 2,091 |
| Additional noninterest expense | $2,717,000 | 1,863 |
| Pre-tax net operating income | $6,241,000 | 1,528 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,764,000 | 1,508 |
| Income before extraordinary items | $4,477,000 | 1,567 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,477,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,675 |
| Cash dividends | $3,200,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,477,000 | 1,544 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,421,000 | 1,594 |
| Total interest expense | $5,591,000 | 1,438 |
| Net interest income | $9,830,000 | 1,652 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $1,790,000 | 1,944 |
| Gross Fiduciary activities income | $12,000 | 1,190 |
| Service charges on deposit accounts | $1,154,000 | 1,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $624,000 | 2,494 |
| Total noninterest expense | $6,683,000 | 1,881 |
| Salaries and employee benefits | $3,850,000 | 1,802 |
| Premises and equipment expense | $829,000 | 2,154 |
| Additional noninterest expense | $2,004,000 | 1,867 |
| Pre-tax net operating income | $4,762,000 | 1,507 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,332,000 | 1,516 |
| Income before extraordinary items | $3,430,000 | 1,537 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,430,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,542 |
| Cash dividends | $1,600,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,430,000 | 1,509 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,009,000 | 1,601 |
| Total interest expense | $3,559,000 | 1,411 |
| Net interest income | $6,450,000 | 1,668 |
| Provision for loan and lease losses | $80,000 | 3,732 |
| Total noninterest income | $1,103,000 | 2,038 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $735,000 | 1,163 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $356,000 | 2,738 |
| Total noninterest expense | $4,268,000 | 1,943 |
| Salaries and employee benefits | $2,556,000 | 1,793 |
| Premises and equipment expense | $510,000 | 2,288 |
| Additional noninterest expense | $1,202,000 | 2,047 |
| Pre-tax net operating income | $3,205,000 | 1,455 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $884,000 | 1,501 |
| Income before extraordinary items | $2,321,000 | 1,491 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,321,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,311 |
| Cash dividends | $1,600,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,321,000 | 1,463 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,877,000 | 1,602 |
| Total interest expense | $1,700,000 | 1,410 |
| Net interest income | $3,177,000 | 1,677 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $528,000 | 2,065 |
| Gross Fiduciary activities income | $12,000 | 1,041 |
| Service charges on deposit accounts | $352,000 | 1,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $2,160,000 | 1,925 |
| Salaries and employee benefits | $1,293,000 | 1,784 |
| Premises and equipment expense | $252,000 | 2,341 |
| Additional noninterest expense | $615,000 | 1,990 |
| Pre-tax net operating income | $1,520,000 | 1,499 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $412,000 | 1,575 |
| Income before extraordinary items | $1,108,000 | 1,524 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,108,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,108,000 | 1,501 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,807,000 | 1,537 |
| Total interest expense | $5,946,000 | 1,385 |
| Net interest income | $12,861,000 | 1,584 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $2,159,000 | 2,092 |
| Gross Fiduciary activities income | $35,000 | 1,116 |
| Service charges on deposit accounts | $1,501,000 | 1,190 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $623,000 | 2,918 |
| Total noninterest expense | $8,639,000 | 1,871 |
| Salaries and employee benefits | $4,997,000 | 1,763 |
| Premises and equipment expense | $1,060,000 | 2,159 |
| Additional noninterest expense | $2,582,000 | 1,882 |
| Pre-tax net operating income | $6,281,000 | 1,375 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,772,000 | 1,413 |
| Income before extraordinary items | $4,509,000 | 1,430 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,509,000 | 1,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,162 |
| Cash dividends | $3,065,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,509,000 | 1,388 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,887,000 | 1,545 |
| Total interest expense | $4,370,000 | 1,383 |
| Net interest income | $9,517,000 | 1,587 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $1,675,000 | 2,043 |
| Gross Fiduciary activities income | $35,000 | 1,066 |
| Service charges on deposit accounts | $1,113,000 | 1,207 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $527,000 | 2,709 |
| Total noninterest expense | $6,260,000 | 1,916 |
| Salaries and employee benefits | $3,610,000 | 1,812 |
| Premises and equipment expense | $771,000 | 2,227 |
| Additional noninterest expense | $1,879,000 | 1,916 |
| Pre-tax net operating income | $4,895,000 | 1,331 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,364,000 | 1,395 |
| Income before extraordinary items | $3,531,000 | 1,388 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,531,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,961 |
| Cash dividends | $1,455,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,531,000 | 1,343 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,004,000 | 1,568 |
| Total interest expense | $2,898,000 | 1,372 |
| Net interest income | $6,106,000 | 1,645 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,170,000 | 1,966 |
| Gross Fiduciary activities income | $35,000 | 1,016 |
| Service charges on deposit accounts | $720,000 | 1,228 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $415,000 | 2,453 |
| Total noninterest expense | $4,165,000 | 1,920 |
| Salaries and employee benefits | $2,368,000 | 1,838 |
| Premises and equipment expense | $508,000 | 2,256 |
| Additional noninterest expense | $1,289,000 | 1,852 |
| Pre-tax net operating income | $3,111,000 | 1,365 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $833,000 | 1,485 |
| Income before extraordinary items | $2,278,000 | 1,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,278,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,567 |
| Cash dividends | $1,455,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,278,000 | 1,368 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 1,574 |
| Total interest expense | $1,459,000 | 1,371 |
| Net interest income | $3,023,000 | 1,649 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $696,000 | 1,669 |
| Gross Fiduciary activities income | $34,000 | 889 |
| Service charges on deposit accounts | $348,000 | 1,230 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $314,000 | 1,830 |
| Total noninterest expense | $2,097,000 | 1,909 |
| Salaries and employee benefits | $1,236,000 | 1,792 |
| Premises and equipment expense | $245,000 | 2,355 |
| Additional noninterest expense | $616,000 | 1,930 |
| Pre-tax net operating income | $1,622,000 | 1,300 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $405,000 | 1,530 |
| Income before extraordinary items | $1,217,000 | 1,324 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,217,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,217,000 | 1,261 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,272,000 | 1,491 |
| Total interest expense | $6,977,000 | 1,269 |
| Net interest income | $12,295,000 | 1,586 |
| Provision for loan and lease losses | $232,000 | 3,746 |
| Total noninterest income | $2,098,000 | 2,247 |
| Gross Fiduciary activities income | $13,000 | 1,317 |
| Service charges on deposit accounts | $1,368,000 | 1,270 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $717,000 | 2,925 |
| Total noninterest expense | $8,376,000 | 1,891 |
| Salaries and employee benefits | $4,864,000 | 1,762 |
| Premises and equipment expense | $981,000 | 2,290 |
| Additional noninterest expense | $2,531,000 | 1,902 |
| Pre-tax net operating income | $5,785,000 | 1,428 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,568,000 | 1,561 |
| Income before extraordinary items | $4,217,000 | 1,487 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,217,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-222,000 | 9,118 |
| Cash dividends | $12,610,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,217,000 | 1,421 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,577,000 | 1,504 |
| Total interest expense | $5,419,000 | 1,279 |
| Net interest income | $9,158,000 | 1,602 |
| Provision for loan and lease losses | $232,000 | 3,003 |
| Total noninterest income | $1,474,000 | 2,392 |
| Gross Fiduciary activities income | $13,000 | 1,248 |
| Service charges on deposit accounts | $1,017,000 | 1,288 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $444,000 | 3,350 |
| Total noninterest expense | $6,103,000 | 1,956 |
| Salaries and employee benefits | $3,533,000 | 1,837 |
| Premises and equipment expense | $724,000 | 2,334 |
| Additional noninterest expense | $1,846,000 | 1,937 |
| Pre-tax net operating income | $4,297,000 | 1,483 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,120,000 | 1,692 |
| Income before extraordinary items | $3,177,000 | 1,531 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,177,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $11,155,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,177,000 | 1,460 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,820,000 | 1,505 |
| Total interest expense | $3,745,000 | 1,279 |
| Net interest income | $6,075,000 | 1,604 |
| Provision for loan and lease losses | $232,000 | 2,270 |
| Total noninterest income | $1,000,000 | 2,360 |
| Gross Fiduciary activities income | $13,000 | 1,190 |
| Service charges on deposit accounts | $675,000 | 1,277 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $312,000 | 3,220 |
| Total noninterest expense | $4,043,000 | 1,944 |
| Salaries and employee benefits | $2,374,000 | 1,811 |
| Premises and equipment expense | $475,000 | 2,359 |
| Additional noninterest expense | $1,194,000 | 2,002 |
| Pre-tax net operating income | $2,800,000 | 1,499 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $698,000 | 1,828 |
| Income before extraordinary items | $2,102,000 | 1,549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,102,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,995 |
| Cash dividends | $1,455,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,102,000 | 1,449 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 1,517 |
| Total interest expense | $1,898,000 | 1,288 |
| Net interest income | $3,015,000 | 1,627 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $497,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $320,000 | 1,310 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $177,000 | 2,931 |
| Total noninterest expense | $1,913,000 | 2,047 |
| Salaries and employee benefits | $1,137,000 | 1,881 |
| Premises and equipment expense | $203,000 | 2,727 |
| Additional noninterest expense | $573,000 | 2,057 |
| Pre-tax net operating income | $1,529,000 | 1,404 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $369,000 | 1,742 |
| Income before extraordinary items | $1,160,000 | 1,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,160,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,160,000 | 1,320 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,211,000 | 1,451 |
| Total interest expense | $8,871,000 | 1,263 |
| Net interest income | $12,340,000 | 1,572 |
| Provision for loan and lease losses | $370,000 | 2,992 |
| Total noninterest income | $1,875,000 | 2,244 |
| Gross Fiduciary activities income | $9,000 | 1,429 |
| Service charges on deposit accounts | $1,168,000 | 1,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $698,000 | 2,715 |
| Total noninterest expense | $7,794,000 | 1,939 |
| Salaries and employee benefits | $4,313,000 | 1,865 |
| Premises and equipment expense | $848,000 | 2,546 |
| Additional noninterest expense | $2,633,000 | 1,775 |
| Pre-tax net operating income | $6,051,000 | 1,390 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,518,000 | 1,632 |
| Income before extraordinary items | $4,533,000 | 1,372 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,533,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,616 |
| Cash dividends | $3,485,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,533,000 | 1,321 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,978,000 | 1,420 |
| Total interest expense | $13,137,000 | 1,232 |
| Net interest income | $10,841,000 | 1,648 |
| Provision for loan and lease losses | $410,000 | 2,573 |
| Total noninterest income | $2,208,000 | 1,862 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $1,022,000 | 1,448 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,179,000 | 1,822 |
| Total noninterest expense | $7,038,000 | 2,038 |
| Salaries and employee benefits | $3,646,000 | 2,066 |
| Premises and equipment expense | $799,000 | 2,631 |
| Additional noninterest expense | $2,593,000 | 1,766 |
| Pre-tax net operating income | $5,601,000 | 1,319 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,274,000 | 1,723 |
| Income before extraordinary items | $4,327,000 | 1,255 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,327,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,278 |
| Cash dividends | $5,325,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,327,000 | 1,204 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,638,000 | 1,467 |
| Total interest expense | $13,123,000 | 1,325 |
| Net interest income | $10,515,000 | 1,673 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $2,048,000 | 1,838 |
| Gross Fiduciary activities income | $5,000 | 1,259 |
| Service charges on deposit accounts | $909,000 | 1,506 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,134,000 | 1,711 |
| Total noninterest expense | $6,688,000 | 2,060 |
| Salaries and employee benefits | $3,380,000 | 2,117 |
| Premises and equipment expense | $832,000 | 2,484 |
| Additional noninterest expense | $2,476,000 | 1,791 |
| Pre-tax net operating income | $5,740,000 | 1,282 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $1,406,000 | 1,592 |
| Income before extraordinary items | $4,336,000 | 1,216 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,336,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,108 |
| Cash dividends | $4,202,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,334,480 | 1,214 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,832,000 | 1,499 |
| Total interest expense | $11,096,000 | 1,348 |
| Net interest income | $10,736,000 | 1,623 |
| Provision for loan and lease losses | $145,000 | 4,342 |
| Total noninterest income | $1,379,000 | 2,431 |
| Gross Fiduciary activities income | $8,000 | 1,281 |
| Service charges on deposit accounts | $889,000 | 1,467 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $482,000 | 3,022 |
| Total noninterest expense | $6,415,000 | 2,123 |
| Salaries and employee benefits | $3,170,000 | 2,216 |
| Premises and equipment expense | $1,275,000 | 1,604 |
| Additional noninterest expense | $1,970,000 | 2,220 |
| Pre-tax net operating income | $5,555,000 | 1,371 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,369,000 | 1,712 |
| Income before extraordinary items | $4,189,000 | 1,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,189,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,227 |
| Cash dividends | $3,005,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,186,750 | 1,276 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,171,000 | 1,521 |
| Total interest expense | $10,977,000 | 1,404 |
| Net interest income | $10,194,000 | 1,678 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $1,222,000 | 2,645 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $740,000 | 1,716 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $474,000 | 3,078 |
| Total noninterest expense | $5,524,000 | 2,369 |
| Salaries and employee benefits | $2,730,000 | 2,475 |
| Premises and equipment expense | $1,164,000 | 1,696 |
| Additional noninterest expense | $1,630,000 | 2,573 |
| Pre-tax net operating income | $5,532,000 | 1,361 |
| Securities gains (losses) | $144,000 | 1,070 |
| Applicable income taxes | $1,505,000 | 1,628 |
| Income before extraordinary items | $4,171,000 | 1,282 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,171,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,568 |
| Cash dividends | $3,025,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,065,880 | 1,257 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,123,000 | 1,557 |
| Total interest expense | $11,048,000 | 1,418 |
| Net interest income | $10,075,000 | 1,730 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $1,253,000 | 2,533 |
| Gross Fiduciary activities income | $8,000 | 1,350 |
| Service charges on deposit accounts | $740,000 | 1,754 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $505,000 | 2,804 |
| Total noninterest expense | $5,078,000 | 2,523 |
| Salaries and employee benefits | $2,436,000 | 2,717 |
| Premises and equipment expense | $1,099,000 | 1,800 |
| Additional noninterest expense | $1,543,000 | 2,665 |
| Pre-tax net operating income | $6,050,000 | 1,293 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $1,525,000 | 1,687 |
| Income before extraordinary items | $4,531,000 | 1,209 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,531,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,298 |
| Cash dividends | $2,300,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,526,500 | 1,183 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,110,000 | 1,668 |
| Total interest expense | $10,578,000 | 1,517 |
| Net interest income | $9,532,000 | 1,866 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,233,000 | 2,631 |
| Gross Fiduciary activities income | $7,000 | 1,430 |
| Service charges on deposit accounts | $694,000 | 1,959 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $532,000 | 2,804 |
| Total noninterest expense | $4,869,000 | 2,808 |
| Salaries and employee benefits | $2,462,000 | 2,738 |
| Premises and equipment expense | $977,000 | 2,055 |
| Additional noninterest expense | $1,430,000 | 3,247 |
| Pre-tax net operating income | $5,896,000 | 1,228 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $1,500,000 | 1,599 |
| Income before extraordinary items | $4,398,000 | 1,158 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,398,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $1,750,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,396,500 | 1,139 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,987,000 | 1,788 |
| Total interest expense | $10,345,000 | 1,550 |
| Net interest income | $8,642,000 | 2,083 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,110,000 | 2,873 |
| Gross Fiduciary activities income | $24,000 | 1,388 |
| Service charges on deposit accounts | $657,000 | 2,067 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $429,000 | 3,175 |
| Total noninterest expense | $5,011,000 | 2,713 |
| Salaries and employee benefits | $2,506,000 | 2,667 |
| Premises and equipment expense | $875,000 | 2,292 |
| Additional noninterest expense | $1,630,000 | 2,856 |
| Pre-tax net operating income | $4,741,000 | 1,569 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $1,052,000 | 2,270 |
| Income before extraordinary items | $3,692,000 | 1,402 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,692,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,689,660 | 1,389 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,435,000 | 1,763 |
| Total interest expense | $8,128,000 | 1,570 |
| Net interest income | $9,307,000 | 1,948 |
| Provision for loan and lease losses | $-644,000 | 12,494 |
| Total noninterest income | $1,015,000 | 3,089 |
| Gross Fiduciary activities income | $29,000 | 1,387 |
| Service charges on deposit accounts | $637,000 | 2,119 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $349,000 | 3,726 |
| Total noninterest expense | $5,191,000 | 2,674 |
| Salaries and employee benefits | $2,429,000 | 2,738 |
| Premises and equipment expense | $851,000 | 2,379 |
| Additional noninterest expense | $1,911,000 | 2,677 |
| Pre-tax net operating income | $5,775,000 | 1,292 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $1,391,000 | 1,660 |
| Income before extraordinary items | $4,389,000 | 1,156 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,389,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-606,000 | 12,551 |
| Cash dividends | $1,375,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,385,200 | 1,169 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,125,000 | 1,828 |
| Total interest expense | $7,667,000 | 1,721 |
| Net interest income | $9,458,000 | 1,909 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,220,000 | 2,875 |
| Gross Fiduciary activities income | $33,000 | 1,398 |
| Service charges on deposit accounts | $547,000 | 2,534 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $640,000 | 2,769 |
| Total noninterest expense | $5,264,000 | 2,716 |
| Salaries and employee benefits | $2,341,000 | 2,821 |
| Premises and equipment expense | $829,000 | 2,473 |
| Additional noninterest expense | $2,094,000 | 2,623 |
| Pre-tax net operating income | $5,414,000 | 1,284 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $1,189,000 | 1,945 |
| Income before extraordinary items | $4,260,000 | 1,197 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,260,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $1,250,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,232,700 | 1,121 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,386,000 | 1,938 |
| Total interest expense | $9,138,000 | 1,853 |
| Net interest income | $9,248,000 | 1,978 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $1,054,000 | 3,177 |
| Gross Fiduciary activities income | $39,000 | 1,405 |
| Service charges on deposit accounts | $500,000 | 2,781 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $515,000 | 3,123 |
| Total noninterest expense | $5,193,000 | 2,761 |
| Salaries and employee benefits | $2,262,000 | 2,868 |
| Premises and equipment expense | $741,000 | 2,787 |
| Additional noninterest expense | $2,190,000 | 2,608 |
| Pre-tax net operating income | $4,904,000 | 1,297 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $1,001,000 | 2,112 |
| Income before extraordinary items | $3,935,000 | 1,191 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,935,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 3,791 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,909,400 | 1,111 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.