Home > Concord EFS National Bank > Assets and Liabilities
Concord EFS National Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 519 | 322 |
| Assets and Liabilities | ||
| Total Assets: | $879,697,000 | 649 |
| Cash and due from depository institutions | $74,129,000 | 322 |
| Interest-bearing balances | $2,403,000 | 1,992 |
| Securities | $468,404,000 | 337 |
| Federal funds sold & reverse repurchase agreements | $134,572,000 | 130 |
| Net loans & leases | $386,000 | 9,095 |
| Loan loss allowance | $0 | 9,071 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $80,116,000 | 119 |
| Other real estate owned | $56,000 | 322 |
| Goodwill and other intangibles | $60,792,000 | 175 |
| All other assets | $61,242,000 | 340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $879,697,000 | 649 |
| Total liabilities | $398,531,000 | 1,255 |
| Total deposits | $44,499,000 | 6,798 |
| Interest-bearing deposits | $29,989,000 | 7,356 |
| Deposits held in domestic offices | $44,499,000 | 6,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $142,172,000 | 413 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $211,860,000 | 103 |
| Total equity capital | $481,166,000 | 187 |
| Total bank equity capital | $481,166,000 | 187 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,001,000 | 2,818 |
| Surplus | $143,407,000 | 246 |
| Undivided profits | $336,758,000 | 123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,669,000 | 693 |
| Earning assets | $605,765,000 | 843 |
| Long-term assets (5+ years) | $147,838,000 | 739 |
| Average Assets, year-to-date | $1,006,176,600 | 556 |
| Average Assets, quarterly | $871,954,000 | 650 |
| Volatile liabilities | $11,834,000 | 5,253 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $139,052,000 | 354 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $254,000 | 8,728 |
| Tier 1 (core) risk-based capital | $420,451,000 | 185 |
| Tier 2 risk-based capital | $0 | 9,074 |
| Total risk weighted assets | $274,888,000 | 1,405 |
| Total unused commitments | $254,000 | 8,730 |
| Derivatives | $2,000,000 | 504 |
| 2003-09-30 | Rank | |
| # of Employees: | 515 | 330 |
| Assets and Liabilities | ||
| Total Assets: | $864,211,000 | 667 |
| Cash and due from depository institutions | $76,480,000 | 330 |
| Interest-bearing balances | $23,044,000 | 326 |
| Securities | $378,362,000 | 391 |
| Federal funds sold & reverse repurchase agreements | $212,287,000 | 107 |
| Net loans & leases | $515,000 | 9,152 |
| Loan loss allowance | $0 | 9,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $77,526,000 | 123 |
| Other real estate owned | $56,000 | 330 |
| Goodwill and other intangibles | $64,499,000 | 178 |
| All other assets | $54,486,000 | 375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $864,211,000 | 667 |
| Total liabilities | $394,263,000 | 1,270 |
| Total deposits | $86,988,000 | 4,601 |
| Interest-bearing deposits | $29,914,000 | 7,392 |
| Deposits held in domestic offices | $86,988,000 | 4,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $152,871,000 | 386 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $154,404,000 | 125 |
| Total equity capital | $469,948,000 | 185 |
| Total bank equity capital | $469,948,000 | 185 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,001,000 | 2,834 |
| Surplus | $143,407,000 | 247 |
| Undivided profits | $325,540,000 | 127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,172,000 | 850 |
| Earning assets | $614,208,000 | 849 |
| Long-term assets (5+ years) | $143,280,000 | 773 |
| Average Assets, year-to-date | $1,037,796,500 | 554 |
| Average Assets, quarterly | $1,011,991,000 | 576 |
| Volatile liabilities | $19,731,000 | 3,896 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $149,751,000 | 328 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $300,000 | 8,730 |
| Tier 1 (core) risk-based capital | $406,081,000 | 187 |
| Tier 2 risk-based capital | $0 | 9,129 |
| Total risk weighted assets | $276,348,000 | 1,388 |
| Total unused commitments | $300,000 | 8,731 |
| Derivatives | $2,000,000 | 531 |
| 2003-06-30 | Rank | |
| # of Employees: | 524 | 327 |
| Assets and Liabilities | ||
| Total Assets: | $1,159,771,000 | 506 |
| Cash and due from depository institutions | $127,661,000 | 327 |
| Interest-bearing balances | $28,213,000 | 288 |
| Securities | $437,610,000 | 343 |
| Federal funds sold & reverse repurchase agreements | $391,807,000 | 78 |
| Net loans & leases | $658,000 | 9,185 |
| Loan loss allowance | $0 | 9,162 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $80,172,000 | 120 |
| Other real estate owned | $56,000 | 327 |
| Goodwill and other intangibles | $68,581,000 | 160 |
| All other assets | $53,226,000 | 376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,159,771,000 | 506 |
| Total liabilities | $667,373,000 | 763 |
| Total deposits | $125,083,000 | 3,434 |
| Interest-bearing deposits | $29,839,000 | 7,428 |
| Deposits held in domestic offices | $125,083,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $168,245,000 | 348 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $374,045,000 | 89 |
| Total equity capital | $492,398,000 | 177 |
| Total bank equity capital | $492,398,000 | 177 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,001,000 | 2,834 |
| Surplus | $143,407,000 | 239 |
| Undivided profits | $347,990,000 | 123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,960,000 | 661 |
| Earning assets | $858,288,000 | 606 |
| Long-term assets (5+ years) | $270,022,000 | 404 |
| Average Assets, year-to-date | $1,095,658,330 | 518 |
| Average Assets, quarterly | $1,157,096,000 | 502 |
| Volatile liabilities | $32,328,000 | 2,693 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $165,125,000 | 301 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $300,000 | 8,785 |
| Tier 1 (core) risk-based capital | $416,541,000 | 182 |
| Tier 2 risk-based capital | $0 | 9,170 |
| Total risk weighted assets | $334,274,000 | 1,117 |
| Total unused commitments | $300,000 | 8,790 |
| Derivatives | $2,000,000 | 531 |
| 2003-03-31 | Rank | |
| # of Employees: | 492 | 350 |
| Assets and Liabilities | ||
| Total Assets: | $1,154,421,000 | 504 |
| Cash and due from depository institutions | $120,132,000 | 350 |
| Interest-bearing balances | $28,118,000 | 284 |
| Securities | $583,135,000 | 281 |
| Federal funds sold & reverse repurchase agreements | $238,946,000 | 112 |
| Net loans & leases | $2,496,000 | 9,190 |
| Loan loss allowance | $0 | 9,202 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $82,735,000 | 117 |
| Other real estate owned | $56,000 | 350 |
| Goodwill and other intangibles | $72,078,000 | 150 |
| All other assets | $54,843,000 | 367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,154,421,000 | 504 |
| Total liabilities | $665,389,000 | 748 |
| Total deposits | $128,295,000 | 3,326 |
| Interest-bearing deposits | $29,766,000 | 7,455 |
| Deposits held in domestic offices | $128,295,000 | 3,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $183,557,000 | 320 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $353,537,000 | 96 |
| Total equity capital | $489,032,000 | 174 |
| Total bank equity capital | $489,032,000 | 174 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,001,000 | 2,844 |
| Surplus | $143,407,000 | 235 |
| Undivided profits | $344,624,000 | 121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,028,000 | 2,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,231,000 | 634 |
| Earning assets | $852,695,000 | 601 |
| Long-term assets (5+ years) | $400,614,000 | 287 |
| Average Assets, year-to-date | $1,063,602,000 | 533 |
| Average Assets, quarterly | $1,063,602,000 | 533 |
| Volatile liabilities | $44,110,000 | 2,043 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $180,437,000 | 268 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $617,000 | 8,500 |
| Tier 1 (core) risk-based capital | $410,006,000 | 184 |
| Tier 2 risk-based capital | $0 | 9,210 |
| Total risk weighted assets | $342,233,000 | 1,063 |
| Total unused commitments | $617,000 | 8,507 |
| Derivatives | $2,000,000 | 484 |
| 2002-12-31 | Rank | |
| # of Employees: | 760 | 231 |
| Assets and Liabilities | ||
| Total Assets: | $972,783,000 | 574 |
| Cash and due from depository institutions | $110,489,000 | 231 |
| Interest-bearing balances | $63,197,000 | 108 |
| Securities | $579,104,000 | 270 |
| Federal funds sold & reverse repurchase agreements | $78,875,000 | 207 |
| Net loans & leases | $4,553,000 | 9,148 |
| Loan loss allowance | $295,000 | 7,464 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $77,380,000 | 127 |
| Other real estate owned | $75,000 | 231 |
| Goodwill and other intangibles | $77,116,000 | 142 |
| All other assets | $45,191,000 | 412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $972,783,000 | 574 |
| Total liabilities | $502,999,000 | 966 |
| Total deposits | $119,110,000 | 3,496 |
| Interest-bearing deposits | $83,490,000 | 4,107 |
| Deposits held in domestic offices | $119,110,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $198,032,000 | 308 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $185,857,000 | 116 |
| Total equity capital | $469,784,000 | 173 |
| Total bank equity capital | $469,784,000 | 173 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,001,000 | 2,847 |
| Surplus | $143,407,000 | 229 |
| Undivided profits | $325,376,000 | 125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,314,000 | 2,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,106,000 | 673 |
| Earning assets | $725,729,000 | 688 |
| Long-term assets (5+ years) | $394,443,000 | 281 |
| Average Assets, year-to-date | $1,215,740,200 | 464 |
| Average Assets, quarterly | $1,106,607,500 | 515 |
| Volatile liabilities | $71,705,000 | 1,365 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $198,032,000 | 250 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,000 | 9,104 |
| Tier 1 (core) risk-based capital | $384,930,000 | 185 |
| Tier 2 risk-based capital | $295,000 | 7,190 |
| Total risk weighted assets | $305,521,000 | 1,176 |
| Total unused commitments | $6,000 | 9,105 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 716 | 241 |
| Assets and Liabilities | ||
| Total Assets: | $790,152,000 | 659 |
| Cash and due from depository institutions | $59,862,000 | 241 |
| Interest-bearing balances | $2,323,000 | 2,093 |
| Securities | $281,167,000 | 437 |
| Federal funds sold & reverse repurchase agreements | $242,130,000 | 93 |
| Net loans & leases | $230,000 | 9,530 |
| Loan loss allowance | $0 | 9,505 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $72,235,000 | 128 |
| Other real estate owned | $0 | 241 |
| Goodwill and other intangibles | $98,464,000 | 116 |
| All other assets | $36,064,000 | 469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $790,152,000 | 659 |
| Total liabilities | $420,637,000 | 1,112 |
| Total deposits | $110,703,000 | 3,602 |
| Interest-bearing deposits | $0 | 9,585 |
| Deposits held in domestic offices | $110,703,000 | 3,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $297,934,000 | 98 |
| Total equity capital | $369,515,000 | 201 |
| Total bank equity capital | $369,515,000 | 201 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $51,861,000 | 461 |
| Undivided profits | $316,654,000 | 115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,938,000 | 1,042 |
| Earning assets | $525,850,000 | 889 |
| Long-term assets (5+ years) | $219,937,000 | 489 |
| Average Assets, year-to-date | $709,387,200 | 698 |
| Average Assets, quarterly | $775,348,000 | 660 |
| Volatile liabilities | $0 | 9,551 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $271,230,000 | 229 |
| Tier 2 risk-based capital | $0 | 9,506 |
| Total risk weighted assets | $256,178,000 | 1,341 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 816 | 225 |
| Assets and Liabilities | ||
| Total Assets: | $716,769,000 | 706 |
| Cash and due from depository institutions | $42,430,000 | 225 |
| Interest-bearing balances | $1,946,000 | 1,741 |
| Securities | $254,697,000 | 463 |
| Federal funds sold & reverse repurchase agreements | $13,350,000 | 908 |
| Net loans & leases | $40,857,000 | 5,855 |
| Loan loss allowance | $1,601,000 | 2,332 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $72,838,000 | 129 |
| Other real estate owned | $0 | 225 |
| Goodwill and other intangibles | $94,917,000 | 112 |
| All other assets | $197,680,000 | 142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $716,769,000 | 706 |
| Total liabilities | $366,456,000 | 1,200 |
| Total deposits | $41,198,000 | 6,868 |
| Interest-bearing deposits | $0 | 9,861 |
| Deposits held in domestic offices | $41,198,000 | 6,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 1,837 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $313,258,000 | 88 |
| Total equity capital | $350,313,000 | 199 |
| Total bank equity capital | $350,313,000 | 199 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $51,861,000 | 442 |
| Undivided profits | $297,452,000 | 124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $0 | 9,770 |
| Earning assets | $310,850,000 | 1,423 |
| Long-term assets (5+ years) | $194,913,000 | 516 |
| Average Assets, year-to-date | $528,239,400 | 891 |
| Average Assets, quarterly | $641,216,000 | 772 |
| Volatile liabilities | $0 | 9,824 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $450,000 | 8,991 |
| Tier 1 (core) risk-based capital | $256,616,000 | 231 |
| Tier 2 risk-based capital | $1,601,000 | 2,178 |
| Total risk weighted assets | $415,643,600 | 814 |
| Total unused commitments | $450,000 | 8,997 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 737 | 250 |
| Assets and Liabilities | ||
| Total Assets: | $444,028,000 | 1,084 |
| Cash and due from depository institutions | $36,548,000 | 250 |
| Interest-bearing balances | $4,157,000 | 956 |
| Securities | $194,426,000 | 626 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $32,787,000 | 6,502 |
| Loan loss allowance | $1,331,000 | 2,667 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $48,213,000 | 170 |
| Other real estate owned | $0 | 250 |
| Goodwill and other intangibles | $46,021,000 | 152 |
| All other assets | $86,033,000 | 234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $444,028,000 | 1,084 |
| Total liabilities | $166,337,000 | 2,569 |
| Total deposits | $34,439,000 | 7,582 |
| Interest-bearing deposits | $502,000 | 10,138 |
| Deposits held in domestic offices | $34,439,000 | 7,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,295,000 | 2,860 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,036 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $100,603,000 | 153 |
| Total equity capital | $277,691,000 | 222 |
| Total bank equity capital | $277,691,000 | 222 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $49,193,000 | 471 |
| Undivided profits | $227,498,000 | 137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $0 | 10,095 |
| Earning assets | $231,370,000 | 1,858 |
| Long-term assets (5+ years) | $156,745,000 | 653 |
| Average Assets, year-to-date | $379,196,400 | 1,194 |
| Average Assets, quarterly | $419,345,500 | 1,120 |
| Volatile liabilities | $1,295,000 | 9,465 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $288,000 | 9,472 |
| Tier 1 (core) risk-based capital | $238,079,000 | 238 |
| Tier 2 risk-based capital | $1,331,000 | 2,422 |
| Total risk weighted assets | $233,480,200 | 1,338 |
| Total unused commitments | $288,000 | 9,475 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 498 | 360 |
| Assets and Liabilities | ||
| Total Assets: | $327,594,000 | 1,390 |
| Cash and due from depository institutions | $29,866,000 | 360 |
| Interest-bearing balances | $2,578,000 | 1,896 |
| Securities | $177,611,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $8,135,000 | 2,115 |
| Net loans & leases | $21,921,000 | 7,707 |
| Loan loss allowance | $607,000 | 4,945 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $32,275,000 | 238 |
| Other real estate owned | $0 | 360 |
| Goodwill and other intangibles | $27,395,000 | 217 |
| All other assets | $30,391,000 | 419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,594,000 | 1,390 |
| Total liabilities | $112,317,000 | 3,570 |
| Total deposits | $13,063,000 | 9,850 |
| Interest-bearing deposits | $500,000 | 10,376 |
| Deposits held in domestic offices | $13,063,000 | 9,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,000,000 | 691 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $59,254,000 | 202 |
| Total equity capital | $215,277,000 | 261 |
| Total bank equity capital | $215,277,000 | 261 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $49,193,000 | 458 |
| Undivided profits | $165,084,000 | 180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $210,245,000 | 2,022 |
| Long-term assets (5+ years) | $156,357,000 | 604 |
| Average Assets, year-to-date | $283,677,600 | 1,522 |
| Average Assets, quarterly | $315,298,000 | 1,425 |
| Volatile liabilities | $0 | 10,374 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $278,000 | 9,673 |
| Tier 1 (core) risk-based capital | $187,109,000 | 273 |
| Tier 2 risk-based capital | $607,000 | 4,550 |
| Total risk weighted assets | $135,443,400 | 2,095 |
| Total unused commitments | $278,000 | 9,675 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 456 | 387 |
| Assets and Liabilities | ||
| Total Assets: | $244,271,000 | 1,868 |
| Cash and due from depository institutions | $30,196,000 | 387 |
| Interest-bearing balances | $5,718,000 | 794 |
| Securities | $120,301,000 | 961 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $16,973,000 | 8,706 |
| Loan loss allowance | $1,352,000 | 2,561 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $22,904,000 | 319 |
| Other real estate owned | $0 | 387 |
| Goodwill and other intangibles | $13,823,000 | 304 |
| All other assets | $40,074,000 | 326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,271,000 | 1,868 |
| Total liabilities | $88,476,000 | 4,341 |
| Total deposits | $10,138,000 | 10,506 |
| Interest-bearing deposits | $274,000 | 10,856 |
| Deposits held in domestic offices | $10,138,000 | 10,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $28,000,000 | 800 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $50,338,000 | 231 |
| Total equity capital | $155,795,000 | 326 |
| Total bank equity capital | $155,795,000 | 326 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $49,193,000 | 441 |
| Undivided profits | $105,602,000 | 252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $142,992,000 | 2,888 |
| Long-term assets (5+ years) | $98,688,000 | 786 |
| Average Assets, year-to-date | $220,637,000 | 1,970 |
| Average Assets, quarterly | $225,148,000 | 2,001 |
| Volatile liabilities | $0 | 10,840 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $141,729,000 | 326 |
| Tier 2 risk-based capital | $1,352,000 | 2,209 |
| Total risk weighted assets | $108,843,800 | 2,568 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 327 | 582 |
| Assets and Liabilities | ||
| Total Assets: | $188,592,000 | 2,466 |
| Cash and due from depository institutions | $19,450,000 | 582 |
| Interest-bearing balances | $1,660,000 | 1,826 |
| Securities | $70,315,000 | 1,718 |
| Federal funds sold & reverse repurchase agreements | $42,790,000 | 338 |
| Net loans & leases | $16,626,000 | 9,009 |
| Loan loss allowance | $797,000 | 4,243 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,382,000 | 419 |
| Other real estate owned | $0 | 582 |
| Goodwill and other intangibles | $3,525,000 | 662 |
| All other assets | $17,504,000 | 596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,592,000 | 2,466 |
| Total liabilities | $75,615,000 | 5,094 |
| Total deposits | $6,704,000 | 11,261 |
| Interest-bearing deposits | $157,000 | 11,397 |
| Deposits held in domestic offices | $6,704,000 | 11,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $68,911,000 | 188 |
| Total equity capital | $112,977,000 | 461 |
| Total bank equity capital | $112,977,000 | 461 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $49,193,000 | 440 |
| Undivided profits | $62,784,000 | 429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $0 | 11,352 |
| Earning assets | $131,391,000 | 3,171 |
| Long-term assets (5+ years) | $45,493,000 | 1,393 |
| Average Assets, year-to-date | $140,607,800 | 3,098 |
| Average Assets, quarterly | $164,358,000 | 2,770 |
| Volatile liabilities | $0 | 11,365 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $109,606,000 | 439 |
| Tier 2 risk-based capital | $797,000 | 3,658 |
| Total risk weighted assets | $79,555,400 | 3,431 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 365 | 540 |
| Assets and Liabilities | ||
| Total Assets: | $115,473,000 | 3,863 |
| Cash and due from depository institutions | $13,522,000 | 540 |
| Interest-bearing balances | $2,445,000 | 1,601 |
| Securities | $18,368,000 | 5,885 |
| Federal funds sold & reverse repurchase agreements | $9,120,000 | 1,588 |
| Net loans & leases | $13,837,000 | 9,782 |
| Loan loss allowance | $696,000 | 4,750 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $13,002,000 | 580 |
| Other real estate owned | $0 | 540 |
| Goodwill and other intangibles | $270,000 | 1,873 |
| All other assets | $47,354,000 | 331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,473,000 | 3,863 |
| Total liabilities | $59,503,000 | 6,182 |
| Total deposits | $2,454,000 | 11,933 |
| Interest-bearing deposits | $211,000 | 11,917 |
| Deposits held in domestic offices | $2,454,000 | 11,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $57,049,000 | 229 |
| Total equity capital | $55,970,000 | 870 |
| Total bank equity capital | $55,970,000 | 870 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $19,193,000 | 946 |
| Undivided profits | $35,777,000 | 736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $0 | 11,856 |
| Earning assets | $43,770,000 | 7,596 |
| Long-term assets (5+ years) | $15,762,000 | 2,980 |
| Average Assets, year-to-date | $80,659,800 | 5,127 |
| Average Assets, quarterly | $102,642,500 | 4,272 |
| Volatile liabilities | $0 | 11,883 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $55,713,000 | 830 |
| Tier 2 risk-based capital | $696,000 | 4,058 |
| Total risk weighted assets | $83,729,600 | 3,186 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 321 | 631 |
| Assets and Liabilities | ||
| Total Assets: | $69,010,000 | 5,987 |
| Cash and due from depository institutions | $4,870,000 | 631 |
| Interest-bearing balances | $1,317,000 | 2,076 |
| Securities | $7,212,000 | 9,849 |
| Federal funds sold & reverse repurchase agreements | $4,340,000 | 2,063 |
| Net loans & leases | $14,974,000 | 9,820 |
| Loan loss allowance | $553,000 | 5,767 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $14,530,000 | 513 |
| Other real estate owned | $0 | 631 |
| Goodwill and other intangibles | $390,000 | 1,583 |
| All other assets | $22,694,000 | 548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,010,000 | 5,987 |
| Total liabilities | $29,995,000 | 9,342 |
| Total deposits | $1,620,000 | 12,596 |
| Interest-bearing deposits | $18,000 | 12,574 |
| Deposits held in domestic offices | $1,620,000 | 12,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $28,375,000 | 326 |
| Total equity capital | $39,015,000 | 1,063 |
| Total bank equity capital | $39,015,000 | 1,063 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $19,193,000 | 891 |
| Undivided profits | $18,822,000 | 1,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $0 | 12,493 |
| Earning assets | $27,843,000 | 9,684 |
| Long-term assets (5+ years) | $6,606,000 | 5,262 |
| Average Assets, year-to-date | $54,894,200 | 6,946 |
| Average Assets, quarterly | $62,546,500 | 6,419 |
| Volatile liabilities | $0 | 12,493 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $38,997,000 | 1,055 |
| Tier 2 risk-based capital | $553,000 | 4,876 |
| Total risk weighted assets | $56,707,400 | 4,440 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 301 | 706 |
| Assets and Liabilities | ||
| Total Assets: | $46,855,000 | 8,042 |
| Cash and due from depository institutions | $3,205,000 | 706 |
| Interest-bearing balances | $3,081,000 | 1,808 |
| Securities | $6,114,000 | 10,722 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
| Net loans & leases | $8,714,000 | 11,720 |
| Loan loss allowance | $349,000 | 8,015 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $15,016,000 | 498 |
| Other real estate owned | $0 | 706 |
| Goodwill and other intangibles | $510,000 | 1,347 |
| All other assets | $8,296,000 | 1,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,855,000 | 8,042 |
| Total liabilities | $18,257,000 | 11,556 |
| Total deposits | $651,000 | 13,293 |
| Interest-bearing deposits | $0 | 13,257 |
| Deposits held in domestic offices | $651,000 | 13,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $17,606,000 | 446 |
| Total equity capital | $28,598,000 | 1,433 |
| Total bank equity capital | $28,598,000 | 1,433 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $19,193,000 | 844 |
| Undivided profits | $8,405,000 | 2,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $0 | 13,162 |
| Earning assets | $22,909,000 | 10,843 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $39,916,800 | 8,685 |
| Average Assets, quarterly | $44,017,500 | 8,294 |
| Volatile liabilities | $0 | 13,139 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $28,088,000 | 1,419 |
| Tier 2 risk-based capital | $349,000 | 6,874 |
| Total risk weighted assets | $35,776,400 | 6,412 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 254 | 828 |
| Assets and Liabilities | ||
| Total Assets: | $36,241,000 | 9,509 |
| Cash and due from depository institutions | $8,362,000 | 828 |
| Interest-bearing balances | $7,880,000 | 954 |
| Securities | $1,569,000 | 13,237 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $0 | 13,933 |
| Loan loss allowance | $0 | 13,858 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $12,529,000 | 589 |
| Other real estate owned | $0 | 828 |
| Goodwill and other intangibles | $558,000 | 1,304 |
| All other assets | $13,223,000 | 823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,241,000 | 9,509 |
| Total liabilities | $15,266,000 | 12,527 |
| Total deposits | $724,000 | 13,925 |
| Interest-bearing deposits | $0 | 13,880 |
| Deposits held in domestic offices | $724,000 | 13,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $14,542,000 | 511 |
| Total equity capital | $20,975,000 | 1,861 |
| Total bank equity capital | $20,975,000 | 1,861 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $18,816,000 | 831 |
| Undivided profits | $1,159,000 | 9,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $0 | 13,791 |
| Earning assets | $9,449,000 | 13,412 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $36,241,000 | 9,347 |
| Average Assets, quarterly | $36,241,000 | 9,450 |
| Volatile liabilities | $0 | 13,745 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $20,417,000 | 1,861 |
| Tier 2 risk-based capital | $0 | 13,680 |
| Total risk weighted assets | $28,201,400 | 7,654 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |