Home > Comstock Bank > Income and Expense
Comstock Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,993,000 | 1,800 |
| Total interest expense | $7,320,000 | 2,076 |
| Net interest income | $10,673,000 | 1,585 |
| Provision for loan and lease losses | $620,000 | 1,446 |
| Total noninterest income | $3,311,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $350,000 | 3,495 |
| Trading account gains and fees | $-1,000 | 4,412 |
| Additional Noninterest Income | $2,962,000 | 905 |
| Total noninterest expense | $8,972,000 | 1,474 |
| Salaries and employee benefits | $5,357,000 | 1,232 |
| Premises and equipment expense | $1,574,000 | 1,221 |
| Additional noninterest expense | $2,041,000 | 2,082 |
| Pre-tax net operating income | $4,392,000 | 1,676 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $1,146,000 | 2,071 |
| Income before extraordinary items | $3,317,000 | 1,587 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,317,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,683 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,264,460 | 1,553 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,102,000 | 2,312 |
| Total interest expense | $5,622,000 | 2,655 |
| Net interest income | $8,480,000 | 2,054 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $1,955,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | $-9,000 | 4,469 |
| Additional Noninterest Income | $1,676,000 | 1,241 |
| Total noninterest expense | $7,458,000 | 1,745 |
| Salaries and employee benefits | $4,065,000 | 1,615 |
| Premises and equipment expense | $1,337,000 | 1,461 |
| Additional noninterest expense | $2,056,000 | 2,036 |
| Pre-tax net operating income | $2,707,000 | 2,728 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $743,000 | 3,099 |
| Income before extraordinary items | $1,963,000 | 2,626 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,963,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $717,000 | 492 |
| Net operating income | $1,963,730 | 2,581 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,063,000 | 2,561 |
| Total interest expense | $4,434,000 | 3,364 |
| Net interest income | $8,629,000 | 2,078 |
| Provision for loan and lease losses | $250,000 | 2,928 |
| Total noninterest income | $2,214,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | $6,000 | 242 |
| Additional Noninterest Income | $1,943,000 | 1,177 |
| Total noninterest expense | $7,579,000 | 1,871 |
| Salaries and employee benefits | $4,766,000 | 1,409 |
| Premises and equipment expense | $992,000 | 2,023 |
| Additional noninterest expense | $1,821,000 | 2,667 |
| Pre-tax net operating income | $3,014,000 | 2,364 |
| Securities gains (losses) | $-19,000 | 10,606 |
| Applicable income taxes | $903,000 | 2,571 |
| Income before extraordinary items | $2,092,000 | 2,356 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,092,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 827 |
| Net operating income | $2,105,300 | 2,286 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,194,000 | 2,970 |
| Total interest expense | $3,811,000 | 3,842 |
| Net interest income | $7,383,000 | 2,437 |
| Provision for loan and lease losses | $270,000 | 2,431 |
| Total noninterest income | $1,900,000 | 1,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,639,000 | 1,303 |
| Total noninterest expense | $6,775,000 | 2,038 |
| Salaries and employee benefits | $4,032,000 | 1,642 |
| Premises and equipment expense | $876,000 | 2,289 |
| Additional noninterest expense | $1,867,000 | 2,558 |
| Pre-tax net operating income | $2,238,000 | 3,166 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $769,000 | 2,985 |
| Income before extraordinary items | $1,463,000 | 3,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,463,000 | 3,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,914 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,521,000 | 245 |
| Net operating income | $1,466,960 | 3,281 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,667,000 | 3,887 |
| Total interest expense | $2,297,000 | 4,987 |
| Net interest income | $5,370,000 | 3,342 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $1,896,000 | 1,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,636,000 | 1,297 |
| Total noninterest expense | $5,830,000 | 2,410 |
| Salaries and employee benefits | $3,440,000 | 1,944 |
| Premises and equipment expense | $776,000 | 2,596 |
| Additional noninterest expense | $1,614,000 | 3,108 |
| Pre-tax net operating income | $1,331,000 | 4,854 |
| Securities gains (losses) | $-24,000 | 10,481 |
| Applicable income taxes | $422,000 | 4,574 |
| Income before extraordinary items | $885,000 | 4,981 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $885,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $411,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $674,000 | 500 |
| Net operating income | $901,320 | 4,969 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 5,155 |
| Total interest expense | $1,621,000 | 6,823 |
| Net interest income | $4,127,000 | 4,275 |
| Provision for loan and lease losses | $43,000 | 7,841 |
| Total noninterest income | $4,926,000 | 994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,739,000 | 698 |
| Total noninterest expense | $6,989,000 | 2,095 |
| Salaries and employee benefits | $2,621,000 | 2,534 |
| Premises and equipment expense | $580,000 | 3,431 |
| Additional noninterest expense | $3,788,000 | 1,596 |
| Pre-tax net operating income | $2,021,000 | 3,278 |
| Securities gains (losses) | $146,000 | 2,007 |
| Applicable income taxes | $631,000 | 3,437 |
| Income before extraordinary items | $1,536,000 | 3,168 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,536,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $298,000 | 4,490 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 849 |
| Net operating income | $1,432,340 | 3,205 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 6,727 |
| Total interest expense | $1,539,000 | 8,395 |
| Net interest income | $3,110,000 | 5,557 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $6,448,000 | 814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,305,000 | 573 |
| Total noninterest expense | $7,576,000 | 1,956 |
| Salaries and employee benefits | $1,609,000 | 3,974 |
| Premises and equipment expense | $365,000 | 5,178 |
| Additional noninterest expense | $5,602,000 | 1,194 |
| Pre-tax net operating income | $1,927,000 | 3,211 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $655,000 | 3,177 |
| Income before extraordinary items | $1,293,000 | 3,548 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,293,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $556,000 | 536 |
| Net operating income | $1,279,140 | 3,322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.