CompuBank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 9,241 |
| Total interest expense | $599,000 | 8,828 |
| Net interest income | $269,000 | 9,446 |
| Provision for loan and lease losses | $349,000 | 2,923 |
| Total noninterest income | $5,093,000 | 983 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $888,000 | 1,705 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,205,000 | 745 |
| Total noninterest expense | $11,287,000 | 1,286 |
| Salaries and employee benefits | $4,522,000 | 1,668 |
| Premises and equipment expense | $1,483,000 | 1,452 |
| Additional noninterest expense | $5,282,000 | 922 |
| Pre-tax net operating income | $-6,274,000 | 9,578 |
| Securities gains (losses) | $246,000 | 1,037 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-6,028,000 | 9,575 |
| Extraordinary gains, net | $-9,381,000 | 9,604 |
| Net income | $-15,409,000 | 9,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,423 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-6,274,000 | 9,569 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 7,606 |
| Total interest expense | $753,000 | 8,745 |
| Net interest income | $2,051,000 | 6,494 |
| Provision for loan and lease losses | $354,000 | 2,554 |
| Total noninterest income | $1,007,000 | 3,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $958,000 | 1,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $28,729,000 | 557 |
| Salaries and employee benefits | $8,638,000 | 815 |
| Premises and equipment expense | $3,002,000 | 695 |
| Additional noninterest expense | $17,089,000 | 392 |
| Pre-tax net operating income | $-26,025,000 | 9,904 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-26,025,000 | 9,889 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-26,025,000 | 9,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,724 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-26,025,000 | 9,891 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 10,111 |
| Total interest expense | $46,000 | 10,106 |
| Net interest income | $192,000 | 10,065 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $123,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $4,579,000 | 2,940 |
| Salaries and employee benefits | $1,445,000 | 4,465 |
| Premises and equipment expense | $372,000 | 4,757 |
| Additional noninterest expense | $2,762,000 | 1,614 |
| Pre-tax net operating income | $-4,312,000 | 10,198 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-4,312,000 | 10,194 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-4,312,000 | 10,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,912 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $35,098,000 | 24 |
| Net operating income | $-4,312,000 | 10,190 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 10,331 |
| Total interest expense | $3,000 | 10,429 |
| Net interest income | $253,000 | 10,253 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $1,293,000 | 7,267 |
| Salaries and employee benefits | $657,000 | 7,437 |
| Premises and equipment expense | $144,000 | 7,784 |
| Additional noninterest expense | $492,000 | 6,497 |
| Pre-tax net operating income | $-1,039,000 | 10,349 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,039,000 | 10,366 |
| Extraordinary gains, net | $-248,000 | 10,444 |
| Net income | $-1,287,000 | 10,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $6,023,000 | 191 |
| Net operating income | $-1,039,000 | 10,346 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.