Home > CommunitySouth Bank and Trust > Income and Expense
CommunitySouth Bank and Trust, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,395,000 | 1,965 |
| Total interest expense | $9,019,000 | 919 |
| Net interest income | $6,376,000 | 3,320 |
| Provision for loan and lease losses | $9,500,000 | 692 |
| Total noninterest income | $1,616,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $382,000 | 3,155 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,234,000 | 1,919 |
| Total noninterest expense | $15,535,000 | 1,291 |
| Salaries and employee benefits | $5,143,000 | 1,890 |
| Premises and equipment expense | $1,585,000 | 1,619 |
| Additional noninterest expense | $8,807,000 | 844 |
| Pre-tax net operating income | $-17,043,000 | 7,490 |
| Securities gains (losses) | $1,057,000 | 469 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-15,986,000 | 7,483 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-15,986,000 | 7,483 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-15,986,000 | 7,483 |
| Net charge-offs | $12,811,000 | 497 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-17,043,000 | 7,491 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,995,000 | 1,930 |
| Total interest expense | $7,124,000 | 906 |
| Net interest income | $4,871,000 | 3,308 |
| Provision for loan and lease losses | $5,000,000 | 878 |
| Total noninterest income | $1,256,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $279,000 | 3,278 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $977,000 | 1,825 |
| Total noninterest expense | $10,660,000 | 1,397 |
| Salaries and employee benefits | $3,907,000 | 1,863 |
| Premises and equipment expense | $1,219,000 | 1,595 |
| Additional noninterest expense | $5,534,000 | 971 |
| Pre-tax net operating income | $-9,533,000 | 7,545 |
| Securities gains (losses) | $1,072,000 | 385 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-8,461,000 | 7,546 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,461,000 | 7,546 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,461,000 | 7,546 |
| Net charge-offs | $6,526,000 | 654 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,533,000 | 7,562 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,315,000 | 1,885 |
| Total interest expense | $4,615,000 | 971 |
| Net interest income | $3,700,000 | 2,969 |
| Provision for loan and lease losses | $2,000,000 | 1,278 |
| Total noninterest income | $773,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $183,000 | 3,329 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $590,000 | 1,882 |
| Total noninterest expense | $6,806,000 | 1,448 |
| Salaries and employee benefits | $2,637,000 | 1,861 |
| Premises and equipment expense | $841,000 | 1,564 |
| Additional noninterest expense | $3,328,000 | 1,067 |
| Pre-tax net operating income | $-4,333,000 | 7,519 |
| Securities gains (losses) | $478,000 | 497 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,855,000 | 7,511 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,855,000 | 7,511 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,855,000 | 7,512 |
| Net charge-offs | $3,362,000 | 750 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,333,000 | 7,542 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 1,905 |
| Total interest expense | $2,214,000 | 1,058 |
| Net interest income | $2,003,000 | 2,777 |
| Provision for loan and lease losses | $1,000,000 | 1,168 |
| Total noninterest income | $353,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $91,000 | 3,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $262,000 | 2,003 |
| Total noninterest expense | $3,367,000 | 1,493 |
| Salaries and employee benefits | $1,378,000 | 1,819 |
| Premises and equipment expense | $434,000 | 1,554 |
| Additional noninterest expense | $1,555,000 | 1,131 |
| Pre-tax net operating income | $-2,011,000 | 7,598 |
| Securities gains (losses) | $54,000 | 1,110 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,957,000 | 7,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,957,000 | 7,644 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,957,000 | 7,644 |
| Net charge-offs | $1,022,000 | 1,023 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,011,000 | 7,647 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,228,000 | 1,776 |
| Total interest expense | $8,095,000 | 1,473 |
| Net interest income | $11,133,000 | 1,981 |
| Provision for loan and lease losses | $16,990,000 | 555 |
| Total noninterest income | $1,560,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $380,000 | 3,428 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,180,000 | 1,928 |
| Total noninterest expense | $13,571,000 | 1,515 |
| Salaries and employee benefits | $5,171,000 | 1,903 |
| Premises and equipment expense | $1,628,000 | 1,663 |
| Additional noninterest expense | $6,772,000 | 1,152 |
| Pre-tax net operating income | $-17,868,000 | 7,680 |
| Securities gains (losses) | $1,162,000 | 428 |
| Applicable income taxes | $987,000 | 971 |
| Income before extraordinary items | $-17,693,000 | 7,708 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,693,000 | 7,707 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-17,693,000 | 7,707 |
| Net charge-offs | $12,115,000 | 584 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 540 |
| Net operating income | $-18,855,000 | 7,725 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,392,000 | 1,804 |
| Total interest expense | $5,797,000 | 1,598 |
| Net interest income | $8,595,000 | 1,928 |
| Provision for loan and lease losses | $6,305,000 | 888 |
| Total noninterest income | $1,145,000 | 2,583 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $282,000 | 3,449 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $863,000 | 2,023 |
| Total noninterest expense | $8,001,000 | 1,889 |
| Salaries and employee benefits | $3,894,000 | 1,922 |
| Premises and equipment expense | $1,194,000 | 1,724 |
| Additional noninterest expense | $2,913,000 | 1,834 |
| Pre-tax net operating income | $-4,566,000 | 7,471 |
| Securities gains (losses) | $520,000 | 679 |
| Applicable income taxes | $-1,373,000 | 7,639 |
| Income before extraordinary items | $-2,673,000 | 7,317 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,673,000 | 7,316 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,673,000 | 7,317 |
| Net charge-offs | $4,068,000 | 966 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 432 |
| Net operating income | $-3,016,200 | 7,376 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,560,000 | 1,849 |
| Total interest expense | $3,778,000 | 1,713 |
| Net interest income | $5,782,000 | 1,899 |
| Provision for loan and lease losses | $2,805,000 | 1,138 |
| Total noninterest income | $736,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $173,000 | 3,598 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $563,000 | 2,074 |
| Total noninterest expense | $5,203,000 | 1,960 |
| Salaries and employee benefits | $2,569,000 | 1,965 |
| Premises and equipment expense | $779,000 | 1,777 |
| Additional noninterest expense | $1,855,000 | 1,925 |
| Pre-tax net operating income | $-1,490,000 | 7,238 |
| Securities gains (losses) | $520,000 | 494 |
| Applicable income taxes | $-330,000 | 7,446 |
| Income before extraordinary items | $-640,000 | 6,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-640,000 | 6,895 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-640,000 | 6,895 |
| Net charge-offs | $1,205,000 | 1,511 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-983,200 | 7,137 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,934,000 | 1,814 |
| Total interest expense | $1,950,000 | 1,736 |
| Net interest income | $2,984,000 | 1,857 |
| Provision for loan and lease losses | $1,305,000 | 1,002 |
| Total noninterest income | $294,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $213,000 | 2,427 |
| Total noninterest expense | $2,392,000 | 2,066 |
| Salaries and employee benefits | $1,222,000 | 2,091 |
| Premises and equipment expense | $393,000 | 1,801 |
| Additional noninterest expense | $777,000 | 2,038 |
| Pre-tax net operating income | $-419,000 | 7,229 |
| Securities gains (losses) | $520,000 | 322 |
| Applicable income taxes | $35,000 | 3,173 |
| Income before extraordinary items | $66,000 | 5,453 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 5,457 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $66,000 | 5,456 |
| Net charge-offs | $-21,000 | 8,005 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-272,000 | 7,095 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,711,000 | 1,697 |
| Total interest expense | $12,397,000 | 1,318 |
| Net interest income | $10,314,000 | 2,155 |
| Provision for loan and lease losses | $7,168,000 | 774 |
| Total noninterest income | $1,392,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $322,000 | 3,889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,070,000 | 2,035 |
| Total noninterest expense | $9,437,000 | 2,041 |
| Salaries and employee benefits | $4,759,000 | 2,130 |
| Premises and equipment expense | $1,550,000 | 1,769 |
| Additional noninterest expense | $3,128,000 | 1,939 |
| Pre-tax net operating income | $-4,899,000 | 7,793 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,806,000 | 7,889 |
| Income before extraordinary items | $-3,093,000 | 7,622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,093,000 | 7,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,294,000 | 940 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $2,800,000 | 282 |
| Net operating income | $-3,093,000 | 7,691 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,504,000 | 1,692 |
| Total interest expense | $9,940,000 | 1,278 |
| Net interest income | $7,564,000 | 2,223 |
| Provision for loan and lease losses | $2,864,000 | 932 |
| Total noninterest income | $1,049,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $230,000 | 4,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $819,000 | 2,088 |
| Total noninterest expense | $7,070,000 | 2,025 |
| Salaries and employee benefits | $3,635,000 | 2,111 |
| Premises and equipment expense | $1,159,000 | 1,773 |
| Additional noninterest expense | $2,276,000 | 1,919 |
| Pre-tax net operating income | $-1,321,000 | 7,676 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-449,000 | 7,852 |
| Income before extraordinary items | $-872,000 | 7,439 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-872,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $2,300,000 | 214 |
| Net operating income | $-872,000 | 7,558 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,899,000 | 1,692 |
| Total interest expense | $6,987,000 | 1,248 |
| Net interest income | $4,912,000 | 2,254 |
| Provision for loan and lease losses | $2,704,000 | 645 |
| Total noninterest income | $768,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $145,000 | 4,106 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $623,000 | 1,954 |
| Total noninterest expense | $4,516,000 | 2,126 |
| Salaries and employee benefits | $2,429,000 | 2,135 |
| Premises and equipment expense | $768,000 | 1,786 |
| Additional noninterest expense | $1,319,000 | 2,149 |
| Pre-tax net operating income | $-1,540,000 | 8,095 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-524,000 | 8,184 |
| Income before extraordinary items | $-1,016,000 | 8,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,016,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,387 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 189 |
| Net operating income | $-1,016,000 | 7,990 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 1,658 |
| Total interest expense | $3,653,000 | 1,279 |
| Net interest income | $2,596,000 | 2,136 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $365,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $302,000 | 1,962 |
| Total noninterest expense | $2,297,000 | 2,088 |
| Salaries and employee benefits | $1,217,000 | 2,153 |
| Premises and equipment expense | $391,000 | 1,756 |
| Additional noninterest expense | $689,000 | 2,036 |
| Pre-tax net operating income | $539,000 | 2,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $183,000 | 2,081 |
| Income before extraordinary items | $356,000 | 3,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $356,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $356,000 | 3,356 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,305,000 | 1,821 |
| Total interest expense | $13,069,000 | 1,542 |
| Net interest income | $10,236,000 | 2,201 |
| Provision for loan and lease losses | $1,188,000 | 1,256 |
| Total noninterest income | $1,486,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $148,000 | 5,446 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,338,000 | 1,820 |
| Total noninterest expense | $8,129,000 | 2,253 |
| Salaries and employee benefits | $4,281,000 | 2,349 |
| Premises and equipment expense | $1,210,000 | 2,146 |
| Additional noninterest expense | $2,638,000 | 2,081 |
| Pre-tax net operating income | $2,405,000 | 2,917 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $782,000 | 2,167 |
| Income before extraordinary items | $1,623,000 | 3,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,623,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 451 |
| Net operating income | $1,623,000 | 3,244 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,659,000 | 1,903 |
| Total interest expense | $9,294,000 | 1,616 |
| Net interest income | $7,365,000 | 2,289 |
| Provision for loan and lease losses | $994,000 | 909 |
| Total noninterest income | $1,149,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $98,000 | 5,666 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,051,000 | 1,773 |
| Total noninterest expense | $5,787,000 | 2,348 |
| Salaries and employee benefits | $3,080,000 | 2,435 |
| Premises and equipment expense | $871,000 | 2,221 |
| Additional noninterest expense | $1,836,000 | 2,175 |
| Pre-tax net operating income | $1,733,000 | 3,160 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $563,000 | 2,382 |
| Income before extraordinary items | $1,170,000 | 3,527 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,170,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,170,000 | 3,512 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,506,000 | 2,019 |
| Total interest expense | $5,881,000 | 1,709 |
| Net interest income | $4,625,000 | 2,439 |
| Provision for loan and lease losses | $632,000 | 840 |
| Total noninterest income | $744,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $688,000 | 1,799 |
| Total noninterest expense | $3,651,000 | 2,503 |
| Salaries and employee benefits | $2,017,000 | 2,516 |
| Premises and equipment expense | $579,000 | 2,233 |
| Additional noninterest expense | $1,055,000 | 2,512 |
| Pre-tax net operating income | $1,086,000 | 3,349 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $392,000 | 2,405 |
| Income before extraordinary items | $694,000 | 3,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $694,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $694,000 | 3,831 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 2,142 |
| Total interest expense | $2,765,000 | 1,793 |
| Net interest income | $2,150,000 | 2,595 |
| Provision for loan and lease losses | $362,000 | 681 |
| Total noninterest income | $346,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $324,000 | 1,857 |
| Total noninterest expense | $1,780,000 | 2,566 |
| Salaries and employee benefits | $984,000 | 2,578 |
| Premises and equipment expense | $293,000 | 2,231 |
| Additional noninterest expense | $503,000 | 2,602 |
| Pre-tax net operating income | $354,000 | 4,282 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $135,000 | 2,876 |
| Income before extraordinary items | $219,000 | 4,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $219,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $219,000 | 4,825 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,738,000 | 2,591 |
| Total interest expense | $7,281,000 | 2,209 |
| Net interest income | $7,457,000 | 2,938 |
| Provision for loan and lease losses | $1,533,000 | 699 |
| Total noninterest income | $790,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $87,000 | 6,326 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $703,000 | 2,759 |
| Total noninterest expense | $5,057,000 | 3,325 |
| Salaries and employee benefits | $2,704,000 | 3,408 |
| Premises and equipment expense | $710,000 | 3,303 |
| Additional noninterest expense | $1,643,000 | 3,062 |
| Pre-tax net operating income | $1,657,000 | 4,066 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $487,000 | 3,187 |
| Income before extraordinary items | $1,170,000 | 4,333 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,170,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 250 |
| Net operating income | $1,170,000 | 4,313 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,102,000 | 2,774 |
| Total interest expense | $4,787,000 | 2,406 |
| Net interest income | $5,315,000 | 3,100 |
| Provision for loan and lease losses | $1,193,000 | 652 |
| Total noninterest income | $541,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $481,000 | 2,913 |
| Total noninterest expense | $3,513,000 | 3,515 |
| Salaries and employee benefits | $1,909,000 | 3,566 |
| Premises and equipment expense | $496,000 | 3,492 |
| Additional noninterest expense | $1,108,000 | 3,336 |
| Pre-tax net operating income | $1,150,000 | 4,409 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $300,000 | 3,579 |
| Income before extraordinary items | $850,000 | 4,561 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $850,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 189 |
| Net operating income | $850,000 | 4,548 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 3,045 |
| Total interest expense | $2,652,000 | 2,687 |
| Net interest income | $3,304,000 | 3,292 |
| Provision for loan and lease losses | $835,000 | 626 |
| Total noninterest income | $347,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 2,947 |
| Total noninterest expense | $2,174,000 | 3,731 |
| Salaries and employee benefits | $1,166,000 | 3,815 |
| Premises and equipment expense | $300,000 | 3,769 |
| Additional noninterest expense | $708,000 | 3,438 |
| Pre-tax net operating income | $642,000 | 4,829 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $129,000 | 4,223 |
| Income before extraordinary items | $513,000 | 4,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $513,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 155 |
| Net operating income | $513,000 | 4,804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 3,291 |
| Total interest expense | $1,111,000 | 2,999 |
| Net interest income | $1,537,000 | 3,475 |
| Provision for loan and lease losses | $339,000 | 706 |
| Total noninterest income | $192,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $191,000 | 2,569 |
| Total noninterest expense | $1,055,000 | 3,842 |
| Salaries and employee benefits | $581,000 | 3,854 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $323,000 | 3,666 |
| Pre-tax net operating income | $335,000 | 4,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $221,000 | 5,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 74 |
| Net operating income | $221,000 | 5,104 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 5,171 |
| Total interest expense | $1,862,000 | 4,651 |
| Net interest income | $3,100,000 | 5,398 |
| Provision for loan and lease losses | $1,558,000 | 680 |
| Total noninterest income | $311,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,000 | 7,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $306,000 | 4,293 |
| Total noninterest expense | $3,439,000 | 4,347 |
| Salaries and employee benefits | $1,509,000 | 5,025 |
| Premises and equipment expense | $367,000 | 5,134 |
| Additional noninterest expense | $1,563,000 | 3,126 |
| Pre-tax net operating income | $-1,586,000 | 8,730 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-391,000 | 8,745 |
| Income before extraordinary items | $-1,195,000 | 8,705 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,195,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $20,500,000 | 68 |
| Net operating income | $-1,195,000 | 8,688 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 5,985 |
| Total interest expense | $943,000 | 5,606 |
| Net interest income | $1,865,000 | 6,089 |
| Provision for loan and lease losses | $1,226,000 | 626 |
| Total noninterest income | $195,000 | 6,635 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 7,737 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 4,673 |
| Total noninterest expense | $2,595,000 | 4,292 |
| Salaries and employee benefits | $1,056,000 | 5,245 |
| Premises and equipment expense | $247,000 | 5,466 |
| Additional noninterest expense | $1,292,000 | 2,841 |
| Pre-tax net operating income | $-1,761,000 | 8,797 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-449,000 | 8,816 |
| Income before extraordinary items | $-1,312,000 | 8,785 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,312,000 | 8,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $20,500,000 | 50 |
| Net operating income | $-1,312,000 | 8,766 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,020 |
| Total interest expense | $316,000 | 7,084 |
| Net interest income | $913,000 | 6,890 |
| Provision for loan and lease losses | $957,000 | 537 |
| Total noninterest income | $127,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $126,000 | 4,694 |
| Total noninterest expense | $1,850,000 | 4,055 |
| Salaries and employee benefits | $648,000 | 5,490 |
| Premises and equipment expense | $151,000 | 5,689 |
| Additional noninterest expense | $1,051,000 | 2,318 |
| Pre-tax net operating income | $-1,767,000 | 8,829 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-451,000 | 8,829 |
| Income before extraordinary items | $-1,316,000 | 8,828 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,316,000 | 8,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $20,500,000 | 31 |
| Net operating income | $-1,316,000 | 8,813 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,421 |
| Total interest expense | $20,000 | 8,775 |
| Net interest income | $240,000 | 8,136 |
| Provision for loan and lease losses | $510,000 | 462 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $1,120,000 | 3,513 |
| Salaries and employee benefits | $251,000 | 6,379 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $795,000 | 1,566 |
| Pre-tax net operating income | $-1,350,000 | 8,907 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-347,000 | 8,900 |
| Income before extraordinary items | $-1,003,000 | 8,904 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-1,003,000 | 8,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $20,500,000 | 17 |
| Net operating income | $-1,003,000 | 8,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.