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Communityone Bank, Net charge- offs to loans

2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2154%1,078
Percentage Net Loans Charged-off: Total real estate loans-0.0257%5,077
Percentage Net Loans Charged-off:Construction & development-0.4380%5,247
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,860
Percentage Net Loans Charged-off: Multi-family residential-3.1045%4,783
Percentage Net Loans Charged-off: 1-4 family residential0.0880%1,300
Percentage Net Loans Charged-off: Home equity loans0.6876%111
All other 1-4 family - Percent of loans charged-off, net-0.0842%5,527
Percentage Net Loans Charged-off: Commercial and industrial-0.1947%5,245
Percentage Net Loans Charged-off: Loans to individuals2.9663%187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9663%170
Percentage Net Loans Charged-off: All other loans and lease5.2263%155
Percentage Net Loans Charged-off:Coml. RE not secured by RE-169.2006%1,221
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1904%1,204
Percentage Net Loans Charged-off: Total real estate loans-0.0370%5,242
Percentage Net Loans Charged-off:Construction & development-0.5562%5,320
Percentage Net Loans Charged-off: Commercial real estate0.0055%921
Percentage Net Loans Charged-off: Multi-family residential-4.0148%4,803
Percentage Net Loans Charged-off: 1-4 family residential0.0884%1,233
Percentage Net Loans Charged-off: Home equity loans0.5741%151
All other 1-4 family - Percent of loans charged-off, net-0.0507%5,443
Percentage Net Loans Charged-off: Commercial and industrial-0.1714%5,248
Percentage Net Loans Charged-off: Loans to individuals2.8533%203
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8533%175
Percentage Net Loans Charged-off: All other loans and lease4.4330%174
Percentage Net Loans Charged-off:Coml. RE not secured by RE-125.9407%1,211
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1092%1,473
Percentage Net Loans Charged-off: Total real estate loans-0.0764%5,579
Percentage Net Loans Charged-off:Construction & development-0.5137%5,362
Percentage Net Loans Charged-off: Commercial real estate-0.0261%5,401
Percentage Net Loans Charged-off: Multi-family residential-0.3212%4,781
Percentage Net Loans Charged-off: 1-4 family residential-0.0392%5,390
Percentage Net Loans Charged-off: Home equity loans0.0269%384
All other 1-4 family - Percent of loans charged-off, net-0.0579%5,543
Percentage Net Loans Charged-off: Commercial and industrial-0.5178%5,626
Percentage Net Loans Charged-off: Loans to individuals2.7013%246
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7013%215
Percentage Net Loans Charged-off: All other loans and lease4.8684%141
Percentage Net Loans Charged-off:Coml. RE not secured by RE-216.0470%1,185
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1488%1,878
Percentage Net Loans Charged-off: Total real estate loans0.0073%3,133
Percentage Net Loans Charged-off:Construction & development-0.6720%5,417
Percentage Net Loans Charged-off: Commercial real estate-0.0382%5,411
Percentage Net Loans Charged-off: Multi-family residential0.6827%109
Percentage Net Loans Charged-off: 1-4 family residential0.1082%1,695
Percentage Net Loans Charged-off: Home equity loans0.1668%558
All other 1-4 family - Percent of loans charged-off, net0.0918%1,795
Percentage Net Loans Charged-off: Commercial and industrial-0.5721%5,697
Percentage Net Loans Charged-off: Loans to individuals3.0852%153
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.0852%135
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE-94.9384%1,298
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1084%2,043
Percentage Net Loans Charged-off: Total real estate loans-0.0154%5,147
Percentage Net Loans Charged-off:Construction & development-0.5981%5,463
Percentage Net Loans Charged-off: Commercial real estate-0.0401%5,513
Percentage Net Loans Charged-off: Multi-family residential-0.0553%4,825
Percentage Net Loans Charged-off: 1-4 family residential0.0699%1,888
Percentage Net Loans Charged-off: Home equity loans0.1311%570
All other 1-4 family - Percent of loans charged-off, net0.0527%2,038
Percentage Net Loans Charged-off: Commercial and industrial-0.5938%5,772
Percentage Net Loans Charged-off: Loans to individuals2.8491%177
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8491%154
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE-81.3753%1,285
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0612%2,504
Percentage Net Loans Charged-off: Total real estate loans-0.0566%5,651
Percentage Net Loans Charged-off:Construction & development-0.7471%5,541
Percentage Net Loans Charged-off: Commercial real estate-0.0531%5,684
Percentage Net Loans Charged-off: Multi-family residential-0.0132%4,806
Percentage Net Loans Charged-off: 1-4 family residential0.0197%2,278
Percentage Net Loans Charged-off: Home equity loans0.1432%492
All other 1-4 family - Percent of loans charged-off, net-0.0151%5,389
Percentage Net Loans Charged-off: Commercial and industrial-0.5989%5,831
Percentage Net Loans Charged-off: Loans to individuals2.7040%207
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7040%185
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE-59.3066%1,267
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0579%2,178
Percentage Net Loans Charged-off: Total real estate loans-0.0605%5,752
Percentage Net Loans Charged-off:Construction & development-0.5762%5,567
Percentage Net Loans Charged-off: Commercial real estate-0.0489%5,805
Percentage Net Loans Charged-off: Multi-family residential-0.0251%4,888
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%5,177
Percentage Net Loans Charged-off: Home equity loans0.1953%329
All other 1-4 family - Percent of loans charged-off, net-0.0652%5,835
Percentage Net Loans Charged-off: Commercial and industrial-0.6212%5,907
Percentage Net Loans Charged-off: Loans to individuals2.8542%232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8542%208
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE-39.7181%1,238
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0837%3,299
Percentage Net Loans Charged-off: Total real estate loans-0.0640%5,973
Percentage Net Loans Charged-off:Construction & development-1.9446%5,823
Percentage Net Loans Charged-off: Commercial real estate0.1785%1,258
Percentage Net Loans Charged-off: Multi-family residential-0.0277%4,978
Percentage Net Loans Charged-off: 1-4 family residential0.0132%3,413
Percentage Net Loans Charged-off: Home equity loans-0.0518%4,505
All other 1-4 family - Percent of loans charged-off, net0.0323%2,998
Percentage Net Loans Charged-off: Commercial and industrial0.6032%1,090
Percentage Net Loans Charged-off: Loans to individuals2.2608%343
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2608%312
Percentage Net Loans Charged-off: All other loans and lease-0.3679%5,768
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1286%2,507
Percentage Net Loans Charged-off: Total real estate loans-0.0257%5,751
Percentage Net Loans Charged-off:Construction & development-1.4911%5,827
Percentage Net Loans Charged-off: Commercial real estate0.2024%1,033
Percentage Net Loans Charged-off: Multi-family residential0.2182%246
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%5,574
Percentage Net Loans Charged-off: Home equity loans-0.0872%4,600
All other 1-4 family - Percent of loans charged-off, net0.0192%2,851
Percentage Net Loans Charged-off: Commercial and industrial0.8486%737
Percentage Net Loans Charged-off: Loans to individuals2.3376%312
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3376%277
Percentage Net Loans Charged-off: All other loans and lease-0.4816%5,831
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0712%2,994
Percentage Net Loans Charged-off: Total real estate loans-0.0656%6,059
Percentage Net Loans Charged-off:Construction & development-2.0736%5,899
Percentage Net Loans Charged-off: Commercial real estate0.0956%1,152
Percentage Net Loans Charged-off: Multi-family residential0.3220%178
Percentage Net Loans Charged-off: 1-4 family residential0.0425%2,471
Percentage Net Loans Charged-off: Home equity loans-0.0835%4,615
All other 1-4 family - Percent of loans charged-off, net0.0803%2,052
Percentage Net Loans Charged-off: Commercial and industrial1.0092%636
Percentage Net Loans Charged-off: Loans to individuals1.7943%444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7943%402
Percentage Net Loans Charged-off: All other loans and lease-0.7139%5,889
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%3,177
Percentage Net Loans Charged-off: Total real estate loans-0.0664%6,098
Percentage Net Loans Charged-off:Construction & development-2.6243%5,961
Percentage Net Loans Charged-off: Commercial real estate-0.0332%5,982
Percentage Net Loans Charged-off: Multi-family residential0.6280%90
Percentage Net Loans Charged-off: 1-4 family residential0.1566%1,340
Percentage Net Loans Charged-off: Home equity loans0.0970%540
All other 1-4 family - Percent of loans charged-off, net0.1748%1,220
Percentage Net Loans Charged-off: Commercial and industrial0.0802%1,131
Percentage Net Loans Charged-off: Loans to individuals2.1294%399
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1294%361
Percentage Net Loans Charged-off: All other loans and lease-1.4430%5,930
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2583%2,416
Percentage Net Loans Charged-off: Total real estate loans0.0869%3,277
Percentage Net Loans Charged-off:Construction & development-2.5630%6,102
Percentage Net Loans Charged-off: Commercial real estate-0.0697%6,280
Percentage Net Loans Charged-off: Multi-family residential-0.0400%5,212
Percentage Net Loans Charged-off: 1-4 family residential0.4674%1,194
Percentage Net Loans Charged-off: Home equity loans1.2840%287
All other 1-4 family - Percent of loans charged-off, net0.1876%2,243
Percentage Net Loans Charged-off: Commercial and industrial-0.4977%6,195
Percentage Net Loans Charged-off: Loans to individuals5.6770%115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6770%106
Percentage Net Loans Charged-off: All other loans and lease-0.1578%5,869
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3962%1,393
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2989%2,038
Percentage Net Loans Charged-off: Total real estate loans0.2460%1,911
Percentage Net Loans Charged-off:Construction & development-2.4556%6,156
Percentage Net Loans Charged-off: Commercial real estate0.1435%1,678
Percentage Net Loans Charged-off: Multi-family residential0.3443%338
Percentage Net Loans Charged-off: 1-4 family residential0.5978%896
Percentage Net Loans Charged-off: Home equity loans1.5037%257
All other 1-4 family - Percent of loans charged-off, net0.2772%1,671
Percentage Net Loans Charged-off: Commercial and industrial-0.3450%6,124
Percentage Net Loans Charged-off: Loans to individuals2.6514%324
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.6514%302
Percentage Net Loans Charged-off: All other loans and lease-0.0790%5,816
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4384%1,372
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5632%1,171
Percentage Net Loans Charged-off: Total real estate loans0.4984%1,111
Percentage Net Loans Charged-off:Construction & development-0.4582%5,930
Percentage Net Loans Charged-off: Commercial real estate0.1365%1,495
Percentage Net Loans Charged-off: Multi-family residential-0.0082%5,217
Percentage Net Loans Charged-off: 1-4 family residential0.8786%618
Percentage Net Loans Charged-off: Home equity loans1.7875%231
All other 1-4 family - Percent of loans charged-off, net0.5422%976
Percentage Net Loans Charged-off: Commercial and industrial0.8262%975
Percentage Net Loans Charged-off: Loans to individuals1.8167%534
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8167%484
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.5341%23
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0327%5,935
Percentage Net Loans Charged-off: Total real estate loans0.0146%2,900
Percentage Net Loans Charged-off:Construction & development-1.3182%6,127
Percentage Net Loans Charged-off: Commercial real estate0.0766%1,200
Percentage Net Loans Charged-off: Multi-family residential-0.0245%5,297
Percentage Net Loans Charged-off: 1-4 family residential0.1784%1,756
Percentage Net Loans Charged-off: Home equity loans0.5227%478
All other 1-4 family - Percent of loans charged-off, net0.0479%2,165
Percentage Net Loans Charged-off: Commercial and industrial0.9604%700
Percentage Net Loans Charged-off: Loans to individuals-2.0518%6,760
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.0518%6,719
Percentage Net Loans Charged-off: All other loans and lease0.1135%755
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9745%20
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7288%206
Percentage Net Loans Charged-off: Total real estate loans2.3314%244
Percentage Net Loans Charged-off:Construction & development12.2695%186
Percentage Net Loans Charged-off: Commercial real estate1.7954%464
Percentage Net Loans Charged-off: Multi-family residential0.5389%555
Percentage Net Loans Charged-off: 1-4 family residential1.1988%721
Percentage Net Loans Charged-off: Home equity loans0.4680%1,057
All other 1-4 family - Percent of loans charged-off, net1.4985%545
Percentage Net Loans Charged-off: Commercial and industrial5.9143%207
Percentage Net Loans Charged-off: Loans to individuals6.8756%132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.8756%133
Percentage Net Loans Charged-off: All other loans and lease3.3664%287
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.9597%50
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8867%194
Percentage Net Loans Charged-off: Total real estate loans2.4619%234
Percentage Net Loans Charged-off:Construction & development14.4474%166
Percentage Net Loans Charged-off: Commercial real estate1.5529%526
Percentage Net Loans Charged-off: Multi-family residential0.6438%468
Percentage Net Loans Charged-off: 1-4 family residential1.1564%748
Percentage Net Loans Charged-off: Home equity loans0.0317%1,512
All other 1-4 family - Percent of loans charged-off, net1.6300%495
Percentage Net Loans Charged-off: Commercial and industrial5.5565%236
Percentage Net Loans Charged-off: Loans to individuals7.9679%107
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.9679%105
Percentage Net Loans Charged-off: All other loans and lease4.3463%227
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.5616%48
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6876%244
Percentage Net Loans Charged-off: Total real estate loans2.3186%291
Percentage Net Loans Charged-off:Construction & development14.7633%157
Percentage Net Loans Charged-off: Commercial real estate0.5939%1,141
Percentage Net Loans Charged-off: Multi-family residential0.9695%347
Percentage Net Loans Charged-off: 1-4 family residential1.2735%685
Percentage Net Loans Charged-off: Home equity loans0.0659%1,262
All other 1-4 family - Percent of loans charged-off, net1.8124%440
Percentage Net Loans Charged-off: Commercial and industrial4.9962%322
Percentage Net Loans Charged-off: Loans to individuals7.7829%126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.7829%124
Percentage Net Loans Charged-off: All other loans and lease-0.0235%5,938
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.0010%43
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2298%829
Percentage Net Loans Charged-off: Total real estate loans0.9078%1,017
Percentage Net Loans Charged-off:Construction & development5.8645%390
Percentage Net Loans Charged-off: Commercial real estate-0.0143%6,562
Percentage Net Loans Charged-off: Multi-family residential0.1823%340
Percentage Net Loans Charged-off: 1-4 family residential0.5740%1,358
Percentage Net Loans Charged-off: Home equity loans0.1656%889
All other 1-4 family - Percent of loans charged-off, net0.7827%1,030
Percentage Net Loans Charged-off: Commercial and industrial3.7392%408
Percentage Net Loans Charged-off: Loans to individuals4.6180%224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.6180%207
Percentage Net Loans Charged-off: All other loans and lease-0.0471%6,043
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.7468%31
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans11.4045%3
Percentage Net Loans Charged-off: Total real estate loans11.6451%7
Percentage Net Loans Charged-off:Construction & development35.7626%49
Percentage Net Loans Charged-off: Commercial real estate9.6523%26
Percentage Net Loans Charged-off: Multi-family residential10.1744%102
Percentage Net Loans Charged-off: 1-4 family residential2.7801%326
Percentage Net Loans Charged-off: Home equity loans2.0448%442
All other 1-4 family - Percent of loans charged-off, net3.2541%287
Percentage Net Loans Charged-off: Commercial and industrial15.6765%53
Percentage Net Loans Charged-off: Loans to individuals4.4018%287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.3295%250
Percentage Net Loans Charged-off: All other loans and lease0.9946%577
Percentage Net Loans Charged-off:Coml. RE not secured by RE24.3058%24
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans13.1341%6
Percentage Net Loans Charged-off: Total real estate loans13.3387%8
Percentage Net Loans Charged-off:Construction & development37.5546%46
Percentage Net Loans Charged-off: Commercial real estate11.9686%16
Percentage Net Loans Charged-off: Multi-family residential12.8868%80
Percentage Net Loans Charged-off: 1-4 family residential2.7715%335
Percentage Net Loans Charged-off: Home equity loans2.4102%341
All other 1-4 family - Percent of loans charged-off, net3.0075%325
Percentage Net Loans Charged-off: Commercial and industrial19.2812%36
Percentage Net Loans Charged-off: Loans to individuals5.0155%253
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.0050%211
Percentage Net Loans Charged-off: All other loans and lease0.9116%562
Percentage Net Loans Charged-off:Coml. RE not secured by RE33.2709%17
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans14.8015%7
Percentage Net Loans Charged-off: Total real estate loans15.0267%9
Percentage Net Loans Charged-off:Construction & development38.9714%52
Percentage Net Loans Charged-off: Commercial real estate14.1146%16
Percentage Net Loans Charged-off: Multi-family residential12.7383%83
Percentage Net Loans Charged-off: 1-4 family residential3.1319%301
Percentage Net Loans Charged-off: Home equity loans2.6562%328
All other 1-4 family - Percent of loans charged-off, net3.4469%271
Percentage Net Loans Charged-off: Commercial and industrial22.2334%27
Percentage Net Loans Charged-off: Loans to individuals5.3957%247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.3792%197
Percentage Net Loans Charged-off: All other loans and lease0.9068%510
Percentage Net Loans Charged-off:Coml. RE not secured by RE30.6504%14
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans14.2048%17
Percentage Net Loans Charged-off: Total real estate loans14.5442%21
Percentage Net Loans Charged-off:Construction & development35.9997%66
Percentage Net Loans Charged-off: Commercial real estate15.0039%30
Percentage Net Loans Charged-off: Multi-family residential0.6659%313
Percentage Net Loans Charged-off: 1-4 family residential1.9862%513
Percentage Net Loans Charged-off: Home equity loans3.0531%255
All other 1-4 family - Percent of loans charged-off, net1.2616%761
Percentage Net Loans Charged-off: Commercial and industrial21.6489%52
Percentage Net Loans Charged-off: Loans to individuals3.6032%393
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.5851%297
Percentage Net Loans Charged-off: All other loans and lease-0.6224%6,432
Percentage Net Loans Charged-off:Coml. RE not secured by RE21.6829%14
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.8498%106
Percentage Net Loans Charged-off: Total real estate loans5.9414%95
Percentage Net Loans Charged-off:Construction & development15.2275%284
Percentage Net Loans Charged-off: Commercial real estate3.0475%342
Percentage Net Loans Charged-off: Multi-family residential2.5579%464
Percentage Net Loans Charged-off: 1-4 family residential2.0247%635
Percentage Net Loans Charged-off: Home equity loans0.8364%984
All other 1-4 family - Percent of loans charged-off, net2.6853%462
Percentage Net Loans Charged-off: Commercial and industrial8.4908%275
Percentage Net Loans Charged-off: Loans to individuals4.0043%439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0074%1,967
Percentage Net Loans Charged-off:Coml. RE not secured by RE25.6559%45
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.5281%80
Percentage Net Loans Charged-off: Total real estate loans6.6773%76
Percentage Net Loans Charged-off:Construction & development16.0667%240
Percentage Net Loans Charged-off: Commercial real estate3.9228%213
Percentage Net Loans Charged-off: Multi-family residential3.2559%355
Percentage Net Loans Charged-off: 1-4 family residential2.3122%477
Percentage Net Loans Charged-off: Home equity loans0.7669%927
All other 1-4 family - Percent of loans charged-off, net3.1407%334
Percentage Net Loans Charged-off: Commercial and industrial8.8013%253
Percentage Net Loans Charged-off: Loans to individuals4.5437%348
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0190%1,704
Percentage Net Loans Charged-off:Coml. RE not secured by RE41.9355%30
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0923%863
Percentage Net Loans Charged-off: Total real estate loans1.8427%923
Percentage Net Loans Charged-off:Construction & development3.2024%1,331
Percentage Net Loans Charged-off: Commercial real estate0.9776%1,015
Percentage Net Loans Charged-off: Multi-family residential0.1055%663
Percentage Net Loans Charged-off: 1-4 family residential1.8136%652
Percentage Net Loans Charged-off: Home equity loans0.2203%1,202
All other 1-4 family - Percent of loans charged-off, net2.6567%424
Percentage Net Loans Charged-off: Commercial and industrial5.6762%496
Percentage Net Loans Charged-off: Loans to individuals2.5751%786
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0280%1,458
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7610%1,989
Percentage Net Loans Charged-off: Total real estate loans0.3363%2,434
Percentage Net Loans Charged-off:Construction & development0.7450%1,576
Percentage Net Loans Charged-off: Commercial real estate0.0353%1,776
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3433%1,866
Percentage Net Loans Charged-off: Home equity loans0.1496%897
All other 1-4 family - Percent of loans charged-off, net0.4451%1,579
Percentage Net Loans Charged-off: Commercial and industrial5.7268%460
Percentage Net Loans Charged-off: Loans to individuals0.9960%1,804
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0536%1,091
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8795%757
Percentage Net Loans Charged-off: Total real estate loans2.9821%639
Percentage Net Loans Charged-off:Construction & development7.4342%840
Percentage Net Loans Charged-off: Commercial real estate1.0383%1,102
Percentage Net Loans Charged-off: Multi-family residential-0.2256%6,150
Percentage Net Loans Charged-off: 1-4 family residential1.0240%1,285
Percentage Net Loans Charged-off: Home equity loans0.5460%1,180
All other 1-4 family - Percent of loans charged-off, net1.2547%1,041
Percentage Net Loans Charged-off: Commercial and industrial2.5592%1,534
Percentage Net Loans Charged-off: Loans to individuals4.6791%426
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0082%2,120
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4021%768
Percentage Net Loans Charged-off: Total real estate loans2.4032%663
Percentage Net Loans Charged-off:Construction & development5.5275%891
Percentage Net Loans Charged-off: Commercial real estate1.1158%753
Percentage Net Loans Charged-off: Multi-family residential-0.2992%6,160
Percentage Net Loans Charged-off: 1-4 family residential0.9397%1,138
Percentage Net Loans Charged-off: Home equity loans0.5891%960
All other 1-4 family - Percent of loans charged-off, net1.1057%956
Percentage Net Loans Charged-off: Commercial and industrial2.8947%1,106
Percentage Net Loans Charged-off: Loans to individuals4.3334%452
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1332%864
Percentage Net Loans Charged-off: Total real estate loans2.0989%725
Percentage Net Loans Charged-off:Construction & development4.0008%972
Percentage Net Loans Charged-off: Commercial real estate1.5838%459
Percentage Net Loans Charged-off: Multi-family residential-0.4524%6,165
Percentage Net Loans Charged-off: 1-4 family residential0.9576%1,005
Percentage Net Loans Charged-off: Home equity loans0.3478%959
All other 1-4 family - Percent of loans charged-off, net1.2410%787
Percentage Net Loans Charged-off: Commercial and industrial3.0481%933
Percentage Net Loans Charged-off: Loans to individuals3.4423%620
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5090%555
Percentage Net Loans Charged-off: Total real estate loans2.6151%428
Percentage Net Loans Charged-off:Construction & development3.9301%661
Percentage Net Loans Charged-off: Commercial real estate2.8223%187
Percentage Net Loans Charged-off: Multi-family residential-0.9171%6,136
Percentage Net Loans Charged-off: 1-4 family residential1.3836%565
Percentage Net Loans Charged-off: Home equity loans0.5532%566
All other 1-4 family - Percent of loans charged-off, net1.7682%444
Percentage Net Loans Charged-off: Commercial and industrial1.7588%1,049
Percentage Net Loans Charged-off: Loans to individuals4.6223%402
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6617%1,872
Percentage Net Loans Charged-off: Total real estate loans0.1639%3,108
Percentage Net Loans Charged-off:Construction & development0.4634%2,040
Percentage Net Loans Charged-off: Commercial real estate0.0017%2,348
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0298%3,736
Percentage Net Loans Charged-off: Home equity loans0.0905%1,219
All other 1-4 family - Percent of loans charged-off, net0.0042%3,903
Percentage Net Loans Charged-off: Commercial and industrial4.3356%457
Percentage Net Loans Charged-off: Loans to individuals5.6097%229
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2451%2,942
Percentage Net Loans Charged-off: Total real estate loans0.0715%3,243
Percentage Net Loans Charged-off:Construction & development0.1621%1,860
Percentage Net Loans Charged-off: Commercial real estate0.0022%1,742
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0348%3,012
Percentage Net Loans Charged-off: Home equity loans0.1163%923
All other 1-4 family - Percent of loans charged-off, net0.0010%3,257
Percentage Net Loans Charged-off: Commercial and industrial1.0332%1,299
Percentage Net Loans Charged-off: Loans to individuals3.8969%330
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1814%2,912
Percentage Net Loans Charged-off: Total real estate loans0.0290%3,244
Percentage Net Loans Charged-off:Construction & development0.0257%1,619
Percentage Net Loans Charged-off: Commercial real estate0.0033%1,311
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0723%2,135
Percentage Net Loans Charged-off: Home equity loans0.1505%700
All other 1-4 family - Percent of loans charged-off, net0.0410%2,205
Percentage Net Loans Charged-off: Commercial and industrial0.8626%1,174
Percentage Net Loans Charged-off: Loans to individuals3.2731%402
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1701%2,358
Percentage Net Loans Charged-off: Total real estate loans0.0420%2,196
Percentage Net Loans Charged-off:Construction & development0.0539%1,019
Percentage Net Loans Charged-off: Commercial real estate0.0067%785
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0843%1,450
Percentage Net Loans Charged-off: Home equity loans0.3323%373
All other 1-4 family - Percent of loans charged-off, net-0.0125%7,799
Percentage Net Loans Charged-off: Commercial and industrial0.5356%1,142
Percentage Net Loans Charged-off: Loans to individuals3.4634%377
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2755%1,983
Percentage Net Loans Charged-off: Total real estate loans0.1144%1,956
Percentage Net Loans Charged-off:Construction & development0.0357%1,400
Percentage Net Loans Charged-off: Commercial real estate0.0912%1,098
Percentage Net Loans Charged-off: Multi-family residential0.5468%160
Percentage Net Loans Charged-off: 1-4 family residential0.1665%1,404
Percentage Net Loans Charged-off: Home equity loans0.1447%635
All other 1-4 family - Percent of loans charged-off, net0.1752%1,309
Percentage Net Loans Charged-off: Commercial and industrial0.3353%2,287
Percentage Net Loans Charged-off: Loans to individuals4.6135%149
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1679%2,283
Percentage Net Loans Charged-off: Total real estate loans0.0665%1,852
Percentage Net Loans Charged-off:Construction & development0.0111%1,043
Percentage Net Loans Charged-off: Commercial real estate0.0569%858
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1345%1,199
Percentage Net Loans Charged-off: Home equity loans0.1292%499
All other 1-4 family - Percent of loans charged-off, net0.1365%1,120
Percentage Net Loans Charged-off: Commercial and industrial0.1019%2,609
Percentage Net Loans Charged-off: Loans to individuals3.4362%223
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1865%1,804
Percentage Net Loans Charged-off: Total real estate loans0.0572%1,604
Percentage Net Loans Charged-off:Construction & development0.0356%669
Percentage Net Loans Charged-off: Commercial real estate0.0427%674
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0978%1,206
Percentage Net Loans Charged-off: Home equity loans0.1865%344
All other 1-4 family - Percent of loans charged-off, net0.0622%1,316
Percentage Net Loans Charged-off: Commercial and industrial0.2583%1,692
Percentage Net Loans Charged-off: Loans to individuals3.0353%278
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2164%1,308
Percentage Net Loans Charged-off: Total real estate loans0.0833%966
Percentage Net Loans Charged-off:Construction & development0.0638%345
Percentage Net Loans Charged-off: Commercial real estate0.0864%350
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1082%868
Percentage Net Loans Charged-off: Home equity loans0.0041%368
All other 1-4 family - Percent of loans charged-off, net0.1509%694
Percentage Net Loans Charged-off: Commercial and industrial0.3582%1,044
Percentage Net Loans Charged-off: Loans to individuals2.6126%389
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1460%2,541
Percentage Net Loans Charged-off: Total real estate loans0.0356%2,269
Percentage Net Loans Charged-off:Construction & development0.1557%407
Percentage Net Loans Charged-off: Commercial real estate-0.0036%7,813
Percentage Net Loans Charged-off: Multi-family residential0.0486%167
Percentage Net Loans Charged-off: 1-4 family residential-0.0195%8,057
Percentage Net Loans Charged-off: Home equity loans0.0693%526
All other 1-4 family - Percent of loans charged-off, net-0.0596%8,195
Percentage Net Loans Charged-off: Commercial and industrial0.2180%2,389
Percentage Net Loans Charged-off: Loans to individuals1.6554%742
Percentage Net Loans Charged-off: Credit card loans0.4526%1,133
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6284%711
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2041%1,572
Percentage Net Loans Charged-off: Total real estate loans0.0565%1,524
Percentage Net Loans Charged-off:Construction & development0.2119%259
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0643%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%7,766
Percentage Net Loans Charged-off: Home equity loans0.0972%364
All other 1-4 family - Percent of loans charged-off, net-0.0520%8,168
Percentage Net Loans Charged-off: Commercial and industrial0.3815%1,503
Percentage Net Loans Charged-off: Loans to individuals1.5140%738
Percentage Net Loans Charged-off: Credit card loans0.7288%925
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8235%564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2407%1,295
Percentage Net Loans Charged-off: Total real estate loans0.1660%657
Percentage Net Loans Charged-off:Construction & development0.6703%95
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0096%1,859
Percentage Net Loans Charged-off: Home equity loans0.1196%273
All other 1-4 family - Percent of loans charged-off, net-0.0339%8,116
Percentage Net Loans Charged-off: Commercial and industrial0.2415%1,609
Percentage Net Loans Charged-off: Loans to individuals1.4753%798
Percentage Net Loans Charged-off: Credit card loans1.1301%728
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3731%395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0310%3,271
Percentage Net Loans Charged-off: Total real estate loans-0.0427%8,235
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.1106%8,386
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.1553%8,402
Percentage Net Loans Charged-off: Commercial and industrial0.1090%1,377
Percentage Net Loans Charged-off: Loans to individuals0.4231%2,373
Percentage Net Loans Charged-off: Credit card loans1.2632%635
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7211%312
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2427%1,947
Percentage Net Loans Charged-off: Total real estate loans0.0929%1,349
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2195%776
Percentage Net Loans Charged-off: Home equity loans0.3582%198
All other 1-4 family - Percent of loans charged-off, net0.1523%1,060
Percentage Net Loans Charged-off: Commercial and industrial0.1554%3,015
Percentage Net Loans Charged-off: Loans to individuals4.1808%176
Percentage Net Loans Charged-off: Credit card loans1.6199%963
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3392%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1879%2,057
Percentage Net Loans Charged-off: Total real estate loans0.1078%1,065
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2511%577
Percentage Net Loans Charged-off: Home equity loans0.3452%159
All other 1-4 family - Percent of loans charged-off, net0.2050%723
Percentage Net Loans Charged-off: Commercial and industrial-0.1373%7,577
Percentage Net Loans Charged-off: Loans to individuals4.6869%145
Percentage Net Loans Charged-off: Credit card loans1.8937%759
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1073%7,338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2389%1,576
Percentage Net Loans Charged-off: Total real estate loans0.1532%769
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.3518%405
Percentage Net Loans Charged-off: Home equity loans0.4437%126
All other 1-4 family - Percent of loans charged-off, net0.3059%491
Percentage Net Loans Charged-off: Commercial and industrial-0.0982%7,419
Percentage Net Loans Charged-off: Loans to individuals5.5698%114
Percentage Net Loans Charged-off: Credit card loans2.2077%648
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8541%7,608
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0649%2,964
Percentage Net Loans Charged-off: Total real estate loans0.0517%1,142
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1168%838
Percentage Net Loans Charged-off: Home equity loans0.0479%265
All other 1-4 family - Percent of loans charged-off, net0.1517%703
Percentage Net Loans Charged-off: Commercial and industrial0.0886%1,683
Percentage Net Loans Charged-off: Loans to individuals1.4058%1,062
Percentage Net Loans Charged-off: Credit card loans1.7006%646
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.8161%7,679
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5740%930
Percentage Net Loans Charged-off: Total real estate loans0.3334%533
Percentage Net Loans Charged-off:Construction & development-0.0022%7,818
Percentage Net Loans Charged-off: Commercial real estate0.7347%327
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2054%944
Percentage Net Loans Charged-off: Home equity loans0.0124%617
All other 1-4 family - Percent of loans charged-off, net0.3043%658
Percentage Net Loans Charged-off: Commercial and industrial0.9631%1,378
Percentage Net Loans Charged-off: Loans to individuals0.6640%3,120
Percentage Net Loans Charged-off: Credit card loans1.4187%1,166
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0670%7,323
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5883%787
Percentage Net Loans Charged-off: Total real estate loans0.1341%1,095
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2580%651
Percentage Net Loans Charged-off: Home equity loans0.0213%489
All other 1-4 family - Percent of loans charged-off, net0.3801%466
Percentage Net Loans Charged-off: Commercial and industrial1.1720%991
Percentage Net Loans Charged-off: Loans to individuals0.5708%3,126
Percentage Net Loans Charged-off: Credit card loans0.7634%1,328
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5343%691
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8534%510
Percentage Net Loans Charged-off: Total real estate loans0.1538%952
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2814%611
Percentage Net Loans Charged-off: Home equity loans0.0790%308
All other 1-4 family - Percent of loans charged-off, net0.3848%449
Percentage Net Loans Charged-off: Commercial and industrial1.6623%670
Percentage Net Loans Charged-off: Loans to individuals0.7643%2,396
Percentage Net Loans Charged-off: Credit card loans1.2118%1,094
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2260%406
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0960%2,942
Percentage Net Loans Charged-off: Total real estate loans0.2413%542
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.4209%369
Percentage Net Loans Charged-off: Home equity loans0.2368%146
All other 1-4 family - Percent of loans charged-off, net0.5134%310
Percentage Net Loans Charged-off: Commercial and industrial-0.1070%7,581
Percentage Net Loans Charged-off: Loans to individuals0.6839%2,453
Percentage Net Loans Charged-off: Credit card loans2.7997%625
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3562%2,117
Percentage Net Loans Charged-off: Total real estate loans0.0629%2,300
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0950%1,805
Percentage Net Loans Charged-off: Home equity loans0.2112%291
All other 1-4 family - Percent of loans charged-off, net0.0444%2,358
Percentage Net Loans Charged-off: Commercial and industrial0.5800%2,428
Percentage Net Loans Charged-off: Loans to individuals1.1886%1,894
Percentage Net Loans Charged-off: Credit card loans2.7982%919
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1829%1,377
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4470%1,437
Percentage Net Loans Charged-off: Total real estate loans0.0648%1,931
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0957%1,511
Percentage Net Loans Charged-off: Home equity loans0.2813%199
All other 1-4 family - Percent of loans charged-off, net0.0162%2,401
Percentage Net Loans Charged-off: Commercial and industrial0.7547%1,734
Percentage Net Loans Charged-off: Loans to individuals1.4735%1,269
Percentage Net Loans Charged-off: Credit card loans3.2417%756
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0426%7,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5554%1,108
Percentage Net Loans Charged-off: Total real estate loans0.0902%1,453
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1320%1,108
Percentage Net Loans Charged-off: Home equity loans0.4272%139
All other 1-4 family - Percent of loans charged-off, net0.0045%2,217
Percentage Net Loans Charged-off: Commercial and industrial0.9362%1,375
Percentage Net Loans Charged-off: Loans to individuals1.6751%1,081
Percentage Net Loans Charged-off: Credit card loans3.4969%681
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0307%7,381
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1708%2,580
Percentage Net Loans Charged-off: Total real estate loans0.0021%2,027
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0031%1,616
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0043%1,513
Percentage Net Loans Charged-off: Commercial and industrial0.1287%2,049
Percentage Net Loans Charged-off: Loans to individuals2.4755%671
Percentage Net Loans Charged-off: Credit card loans4.3723%512
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2789%2,899
Percentage Net Loans Charged-off: Total real estate loans0.0552%2,446
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0698%2,035
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0929%1,727
Percentage Net Loans Charged-off: Commercial and industrial0.2199%3,720
Percentage Net Loans Charged-off: Loans to individuals0.6912%3,419
Percentage Net Loans Charged-off: Credit card loans2.5363%1,076
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8611%319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2785%2,857
Percentage Net Loans Charged-off: Total real estate loans0.0011%3,954
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0012%3,278
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0015%3,089
Percentage Net Loans Charged-off: Commercial and industrial0.0555%4,426
Percentage Net Loans Charged-off: Loans to individuals1.3094%1,566
Percentage Net Loans Charged-off: Credit card loans2.7908%957
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2110%301
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1720%3,523
Percentage Net Loans Charged-off: Total real estate loans0.0079%802
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0080%1,302
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0095%763
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0113%692
Percentage Net Loans Charged-off: Commercial and industrial0.3699%539
Percentage Net Loans Charged-off: Loans to individuals0.5362%749
Percentage Net Loans Charged-off: Credit card loans2.2127%448
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0194%359
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0726%5,456
Percentage Net Loans Charged-off: Total real estate loans0.0018%983
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0021%962
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0025%909
Percentage Net Loans Charged-off: Commercial and industrial0.0324%913
Percentage Net Loans Charged-off: Loans to individuals0.7112%625
Percentage Net Loans Charged-off: Credit card loans1.9664%557
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0743%5,732
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.0046%1,198
Percentage Net Loans Charged-off: Loans to individuals0.7067%676
Percentage Net Loans Charged-off: Credit card loans4.1397%257
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1418%4,684
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.0504%788
Percentage Net Loans Charged-off: Loans to individuals0.8468%640
Percentage Net Loans Charged-off: Credit card loans3.0429%442
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2174%3,828
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0280%830
Percentage Net Loans Charged-off: Loans to individuals0.9458%559
Percentage Net Loans Charged-off: Credit card loans3.0897%405
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1911%4,006
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1510%4,748
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2608%4,647
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2135%7,103
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA