Home > CommunityFIRST Bank > Income and Expense
CommunityFIRST Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 4,278 |
| Total interest expense | $3,546,000 | 4,143 |
| Net interest income | $3,957,000 | 4,370 |
| Provision for loan and lease losses | $387,000 | 2,151 |
| Total noninterest income | $803,000 | 3,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $3,479,000 | 3,787 |
| Salaries and employee benefits | $1,825,000 | 3,623 |
| Premises and equipment expense | $620,000 | 3,109 |
| Additional noninterest expense | $1,034,000 | 4,286 |
| Pre-tax net operating income | $894,000 | 6,114 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $309,000 | 5,738 |
| Income before extraordinary items | $604,000 | 6,249 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $604,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,260 |
| Cash dividends | $557,000 | 3,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $591,460 | 6,258 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,855,000 | 4,650 |
| Total interest expense | $3,215,000 | 4,461 |
| Net interest income | $3,640,000 | 4,690 |
| Provision for loan and lease losses | $223,000 | 2,821 |
| Total noninterest income | $737,000 | 3,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,004 |
| Total noninterest expense | $2,925,000 | 4,387 |
| Salaries and employee benefits | $1,603,000 | 4,046 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $881,000 | 4,863 |
| Pre-tax net operating income | $1,229,000 | 5,168 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $453,000 | 4,507 |
| Income before extraordinary items | $799,000 | 5,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $799,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,583 |
| Cash dividends | $128,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $784,280 | 5,506 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 5,184 |
| Total interest expense | $2,184,000 | 5,195 |
| Net interest income | $3,383,000 | 5,088 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $662,000 | 4,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $497,000 | 2,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $2,794,000 | 4,692 |
| Salaries and employee benefits | $1,618,000 | 3,988 |
| Premises and equipment expense | $399,000 | 4,592 |
| Additional noninterest expense | $777,000 | 5,841 |
| Pre-tax net operating income | $1,131,000 | 5,458 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $429,000 | 4,533 |
| Income before extraordinary items | $700,000 | 5,916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $700,000 | 5,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $101,000 | 6,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $701,280 | 5,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,367,000 | 5,442 |
| Total interest expense | $2,199,000 | 5,376 |
| Net interest income | $3,168,000 | 5,414 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $699,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $509,000 | 2,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $2,606,000 | 5,089 |
| Salaries and employee benefits | $1,499,000 | 4,278 |
| Premises and equipment expense | $371,000 | 5,005 |
| Additional noninterest expense | $736,000 | 6,327 |
| Pre-tax net operating income | $1,151,000 | 5,338 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $427,000 | 4,768 |
| Income before extraordinary items | $725,000 | 5,959 |
| Extraordinary gains, net | $-17,000 | 12,417 |
| Net income | $708,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $86,000 | 7,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $724,360 | 5,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 6,275 |
| Total interest expense | $2,202,000 | 6,609 |
| Net interest income | $2,918,000 | 5,850 |
| Provision for loan and lease losses | $226,000 | 4,897 |
| Total noninterest income | $571,000 | 5,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $2,304,000 | 5,680 |
| Salaries and employee benefits | $1,332,000 | 4,716 |
| Premises and equipment expense | $252,000 | 6,746 |
| Additional noninterest expense | $720,000 | 6,625 |
| Pre-tax net operating income | $959,000 | 5,810 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $372,000 | 5,067 |
| Income before extraordinary items | $617,000 | 6,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $617,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $61,000 | 7,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $597,800 | 6,231 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.