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Community West Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$46,078,000731
Total interest expense$3,687,000733
Net interest income$42,391,000727
Provision for loan and lease losses$-181,0004,300
Total noninterest income$3,650,0001,598
Gross Fiduciary activities income$0994
Service charges on deposit accounts$302,0002,184
Trading account gains and feesNANA
Additional Noninterest Income$3,348,0001,392
Total noninterest expense$27,571,000905
Salaries and employee benefits$18,179,000800
Premises and equipment expense$3,725,000709
Additional noninterest expense$5,667,0001,192
Pre-tax net operating income$18,651,000788
Securities gains (losses)$99,000867
Applicable income taxes$5,479,000587
Income before extraordinary items$13,271,000911
Extraordinary gains, net$010
Net income$13,271,000911
Minority interest net income$074
Net income of bank and minority interests.$13,271,000911
Net charge-offs$-391,0004,684
Cash dividends$1,600,0001,735
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,192,790904
2021-09-30 (YTD Data)Rank
Total interest income$34,541,000745
Total interest expense$2,878,000756
Net interest income$31,663,000744
Provision for loan and lease losses$-207,0004,453
Total noninterest income$2,741,0001,633
Gross Fiduciary activities income$0957
Service charges on deposit accounts$218,0002,228
Trading account gains and feesNANA
Additional Noninterest Income$2,523,0001,439
Total noninterest expense$20,118,000932
Salaries and employee benefits$13,378,000826
Premises and equipment expense$2,718,000745
Additional noninterest expense$4,022,0001,252
Pre-tax net operating income$14,493,000797
Securities gains (losses)$69,000941
Applicable income taxes$4,255,000593
Income before extraordinary items$10,307,000923
Extraordinary gains, net$08
Net income$10,307,000923
Minority interest net income$069
Net income of bank and minority interests.$10,307,000923
Net charge-offs$-296,0004,745
Cash dividends$1,250,0001,539
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,252,490911
2021-06-30 (YTD Data)Rank
Total interest income$22,706,000746
Total interest expense$1,974,000768
Net interest income$20,732,000743
Provision for loan and lease losses$-214,0004,542
Total noninterest income$1,719,0001,667
Gross Fiduciary activities income$0951
Service charges on deposit accounts$141,0002,213
Trading account gains and feesNANA
Additional Noninterest Income$1,578,0001,469
Total noninterest expense$13,361,000931
Salaries and employee benefits$8,934,000819
Premises and equipment expense$1,791,000747
Additional noninterest expense$2,636,0001,255
Pre-tax net operating income$9,304,000814
Securities gains (losses)$49,000897
Applicable income taxes$2,733,000600
Income before extraordinary items$6,620,000942
Extraordinary gains, net$06
Net income$6,620,000942
Minority interest net income$067
Net income of bank and minority interests.$6,620,000942
Net charge-offs$-260,0004,799
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,581,290927
2021-03-31 (YTD Data)Rank
Total interest income$11,055,000757
Total interest expense$1,011,000802
Net interest income$10,044,000755
Provision for loan and lease losses$-173,0004,691
Total noninterest income$844,0001,685
Gross Fiduciary activities income$0922
Service charges on deposit accounts$67,0002,273
Trading account gains and feesNANA
Additional Noninterest Income$777,0001,496
Total noninterest expense$6,771,000910
Salaries and employee benefits$4,560,000793
Premises and equipment expense$878,000775
Additional noninterest expense$1,333,0001,223
Pre-tax net operating income$4,290,000872
Securities gains (losses)$53,000643
Applicable income taxes$1,268,000633
Income before extraordinary items$3,075,000999
Extraordinary gains, net$03
Net income$3,075,000999
Minority interest net income$055
Net income of bank and minority interests.$3,075,000999
Net charge-offs$-212,0004,867
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,033,130984
2020-12-31 (YTD Data)Rank
Total interest income$43,854,000764
Total interest expense$6,972,000688
Net interest income$36,882,000784
Provision for loan and lease losses$1,223,0001,415
Total noninterest income$3,906,0001,484
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$354,0002,040
Trading account gains and feesNANA
Additional Noninterest Income$3,552,0001,308
Total noninterest expense$27,087,000890
Salaries and employee benefits$17,957,000783
Premises and equipment expense$3,568,000730
Additional noninterest expense$5,562,0001,161
Pre-tax net operating income$12,478,000881
Securities gains (losses)$-18,0004,865
Applicable income taxes$3,633,000617
Income before extraordinary items$8,827,0001,067
Extraordinary gains, net$04
Net income$8,827,0001,067
Minority interest net income$072
Net income of bank and minority interests.$8,827,0001,067
Net charge-offs$-254,0004,894
Cash dividends$1,197,0002,011
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,841,2201,037
2020-09-30 (YTD Data)Rank
Total interest income$32,868,000764
Total interest expense$5,851,000664
Net interest income$27,017,000792
Provision for loan and lease losses$1,267,0001,182
Total noninterest income$2,957,0001,444
Gross Fiduciary activities income$0981
Service charges on deposit accounts$271,0002,018
Trading account gains and feesNANA
Additional Noninterest Income$2,686,0001,262
Total noninterest expense$20,109,000885
Salaries and employee benefits$13,365,000781
Premises and equipment expense$2,684,000715
Additional noninterest expense$4,060,0001,171
Pre-tax net operating income$8,598,000912
Securities gains (losses)$-40,0004,905
Applicable income taxes$2,493,000621
Income before extraordinary items$6,065,0001,103
Extraordinary gains, net$04
Net income$6,065,0001,103
Minority interest net income$065
Net income of bank and minority interests.$6,065,0001,103
Net charge-offs$-213,0004,918
Cash dividends$847,0001,869
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,096,6001,063
2020-06-30 (YTD Data)Rank
Total interest income$21,752,000775
Total interest expense$4,374,000649
Net interest income$17,378,000816
Provision for loan and lease losses$1,154,000996
Total noninterest income$1,604,0001,551
Gross Fiduciary activities income$0970
Service charges on deposit accounts$196,0001,945
Trading account gains and feesNANA
Additional Noninterest Income$1,408,0001,363
Total noninterest expense$13,493,000871
Salaries and employee benefits$8,975,000771
Premises and equipment expense$1,792,000721
Additional noninterest expense$2,726,0001,155
Pre-tax net operating income$4,335,0001,099
Securities gains (losses)$-39,0004,903
Applicable income taxes$1,249,000705
Income before extraordinary items$3,047,0001,290
Extraordinary gains, net$04
Net income$3,047,0001,290
Minority interest net income$065
Net income of bank and minority interests.$3,047,0001,290
Net charge-offs$-137,0004,934
Cash dividends$847,0001,478
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,077,8101,245
2020-03-31 (YTD Data)Rank
Total interest income$10,975,000766
Total interest expense$2,498,000639
Net interest income$8,477,000815
Provision for loan and lease losses$392,0001,043
Total noninterest income$1,004,0001,281
Gross Fiduciary activities income$0941
Service charges on deposit accounts$134,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$870,0001,077
Total noninterest expense$6,629,000891
Salaries and employee benefits$4,404,000777
Premises and equipment expense$896,000721
Additional noninterest expense$1,329,0001,202
Pre-tax net operating income$2,460,000900
Securities gains (losses)$-56,0004,955
Applicable income taxes$702,000584
Income before extraordinary items$1,702,0001,070
Extraordinary gains, net$04
Net income$1,702,0001,068
Minority interest net income$056
Net income of bank and minority interests.$1,702,0001,070
Net charge-offs$-58,0004,891
Cash dividends$466,0001,347
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,746,2401,030
2019-12-31 (YTD Data)Rank
Total interest income$45,512,000753
Total interest expense$11,271,000623
Net interest income$34,241,000795
Provision for loan and lease losses$-20,0004,925
Total noninterest income$3,545,0001,426
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$567,0001,747
Trading account gains and feesNANA
Additional Noninterest Income$2,978,0001,208
Total noninterest expense$26,334,000872
Salaries and employee benefits$17,022,000776
Premises and equipment expense$3,619,000703
Additional noninterest expense$5,693,0001,132
Pre-tax net operating income$11,472,000947
Securities gains (losses)$46,0001,274
Applicable income taxes$3,373,000653
Income before extraordinary items$8,145,0001,101
Extraordinary gains, net$011
Net income$8,145,0001,103
Minority interest net income$076
Net income of bank and minority interests.$8,145,0001,103
Net charge-offs$-190,0004,987
Cash dividends$1,966,0001,606
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,108,6601,081
2019-09-30 (YTD Data)Rank
Total interest income$33,884,000762
Total interest expense$8,483,000626
Net interest income$25,401,000807
Provision for loan and lease losses$189,0002,035
Total noninterest income$1,884,0001,731
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$407,0001,810
Trading account gains and feesNANA
Additional Noninterest Income$1,477,0001,551
Total noninterest expense$19,625,000871
Salaries and employee benefits$12,913,000765
Premises and equipment expense$2,744,000698
Additional noninterest expense$3,968,0001,185
Pre-tax net operating income$7,471,0001,075
Securities gains (losses)$42,0001,129
Applicable income taxes$2,196,000736
Income before extraordinary items$5,317,0001,245
Extraordinary gains, net$011
Net income$5,317,0001,247
Minority interest net income$072
Net income of bank and minority interests.$5,317,0001,247
Net charge-offs$-132,0005,019
Cash dividends$1,500,0001,441
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,283,8201,228
2019-06-30 (YTD Data)Rank
Total interest income$22,225,000771
Total interest expense$5,579,000622
Net interest income$16,646,000820
Provision for loan and lease losses$205,0001,544
Total noninterest income$1,264,0001,701
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$278,0001,758
Trading account gains and feesNANA
Additional Noninterest Income$986,0001,510
Total noninterest expense$13,266,000855
Salaries and employee benefits$8,684,000755
Premises and equipment expense$1,810,000714
Additional noninterest expense$2,772,0001,156
Pre-tax net operating income$4,439,0001,147
Securities gains (losses)$24,000983
Applicable income taxes$1,302,000756
Income before extraordinary items$3,161,0001,333
Extraordinary gains, net$011
Net income$3,161,0001,333
Minority interest net income$069
Net income of bank and minority interests.$3,161,0001,333
Net charge-offs$-76,0005,005
Cash dividends$1,021,0001,403
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,142,0401,322
2019-03-31 (YTD Data)Rank
Total interest income$10,916,000784
Total interest expense$2,724,000619
Net interest income$8,192,000839
Provision for loan and lease losses$36,0002,329
Total noninterest income$573,0001,780
Gross Fiduciary activities income$0972
Service charges on deposit accounts$139,0001,750
Trading account gains and feesNANA
Additional Noninterest Income$434,0001,593
Total noninterest expense$6,610,000852
Salaries and employee benefits$4,375,000751
Premises and equipment expense$908,000718
Additional noninterest expense$1,327,0001,188
Pre-tax net operating income$2,119,0001,161
Securities gains (losses)$24,000533
Applicable income taxes$625,000759
Income before extraordinary items$1,518,0001,343
Extraordinary gains, net$05
Net income$1,518,0001,342
Minority interest net income$052
Net income of bank and minority interests.$1,518,0001,342
Net charge-offs$-14,0004,769
Cash dividends$502,0001,316
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,499,0401,336
2018-12-31 (YTD Data)Rank
Total interest income$42,367,000752
Total interest expense$8,658,000589
Net interest income$33,709,000792
Provision for loan and lease losses$-45,0005,131
Total noninterest income$2,597,0001,705
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$459,0002,112
Trading account gains and feesNANA
Additional Noninterest Income$2,138,0001,437
Total noninterest expense$25,456,000867
Salaries and employee benefits$16,326,000769
Premises and equipment expense$3,594,000702
Additional noninterest expense$5,536,0001,149
Pre-tax net operating income$10,895,000973
Securities gains (losses)$-36,0004,768
Applicable income taxes$3,015,000664
Income before extraordinary items$7,844,0001,101
Extraordinary gains, net$06
Net income$7,844,0001,100
Minority interest net income$072
Net income of bank and minority interests.$7,844,0001,100
Net charge-offs$-257,0005,214
Cash dividends$6,658,000577
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,872,4401,096
2018-09-30 (YTD Data)Rank
Total interest income$31,428,000744
Total interest expense$6,042,000592
Net interest income$25,386,000776
Provision for loan and lease losses$-258,0005,338
Total noninterest income$1,915,0001,737
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$351,0002,093
Trading account gains and feesNANA
Additional Noninterest Income$1,564,0001,482
Total noninterest expense$18,813,000880
Salaries and employee benefits$12,344,000762
Premises and equipment expense$2,634,000721
Additional noninterest expense$3,835,0001,219
Pre-tax net operating income$8,746,000933
Securities gains (losses)$-12,0004,815
Applicable income taxes$2,388,000646
Income before extraordinary items$6,346,0001,057
Extraordinary gains, net$05
Net income$6,346,0001,056
Minority interest net income$066
Net income of bank and minority interests.$6,346,0001,056
Net charge-offs$-323,0005,329
Cash dividends$6,186,000457
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,355,4801,054
2018-06-30 (YTD Data)Rank
Total interest income$20,284,000758
Total interest expense$3,530,000627
Net interest income$16,754,000782
Provision for loan and lease losses$-27,0005,321
Total noninterest income$1,240,0001,762
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$238,0002,051
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0001,514
Total noninterest expense$12,503,000890
Salaries and employee benefits$8,205,000774
Premises and equipment expense$1,732,000735
Additional noninterest expense$2,566,0001,215
Pre-tax net operating income$5,518,000957
Securities gains (losses)$23,000454
Applicable income taxes$1,628,000631
Income before extraordinary items$3,913,0001,093
Extraordinary gains, net$06
Net income$3,913,0001,092
Minority interest net income$065
Net income of bank and minority interests.$3,913,0001,092
Net charge-offs$-229,0005,369
Cash dividends$837,0001,482
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,894,8301,087
2018-03-31 (YTD Data)Rank
Total interest income$9,935,000763
Total interest expense$1,540,000665
Net interest income$8,395,000782
Provision for loan and lease losses$-144,0005,510
Total noninterest income$595,0001,803
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$479,0001,531
Total noninterest expense$6,380,000872
Salaries and employee benefits$4,163,000765
Premises and equipment expense$884,000726
Additional noninterest expense$1,333,0001,177
Pre-tax net operating income$2,754,000932
Securities gains (losses)$18,000355
Applicable income taxes$817,000612
Income before extraordinary items$1,955,0001,079
Extraordinary gains, net$07
Net income$1,955,0001,078
Minority interest net income$052
Net income of bank and minority interests.$1,955,0001,079
Net charge-offs$-182,0005,469
Cash dividends$329,0001,522
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,940,7801,076
2017-12-31 (YTD Data)Rank
Total interest income$37,331,000767
Total interest expense$4,533,000753
Net interest income$32,798,000769
Provision for loan and lease losses$326,0001,886
Total noninterest income$2,905,0001,628
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$458,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$2,447,0001,344
Total noninterest expense$24,109,000891
Salaries and employee benefits$15,353,000799
Premises and equipment expense$3,322,000747
Additional noninterest expense$5,434,0001,174
Pre-tax net operating income$11,268,000896
Securities gains (losses)$02,243
Applicable income taxes$5,827,000601
Income before extraordinary items$5,441,0001,268
Extraordinary gains, net$09
Net income$5,441,0001,268
Minority interest net income$076
Net income of bank and minority interests.$5,441,0001,268
Net charge-offs$-545,0005,577
Cash dividends$3,201,000976
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,441,0001,252
2017-09-30 (YTD Data)Rank
Total interest income$27,450,000780
Total interest expense$3,160,000782
Net interest income$24,290,000783
Provision for loan and lease losses$389,0001,383
Total noninterest income$2,204,0001,632
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$326,0002,272
Trading account gains and feesNANA
Additional Noninterest Income$1,878,0001,340
Total noninterest expense$17,975,000898
Salaries and employee benefits$11,567,000798
Premises and equipment expense$2,444,000769
Additional noninterest expense$3,964,0001,187
Pre-tax net operating income$8,130,000942
Securities gains (losses)$02,274
Applicable income taxes$3,320,000632
Income before extraordinary items$4,810,0001,199
Extraordinary gains, net$09
Net income$4,810,0001,199
Minority interest net income$071
Net income of bank and minority interests.$4,810,0001,199
Net charge-offs$-425,0005,626
Cash dividends$2,874,000794
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,810,0001,175
2017-06-30 (YTD Data)Rank
Total interest income$17,769,000797
Total interest expense$1,897,000831
Net interest income$15,872,000798
Provision for loan and lease losses$264,0001,322
Total noninterest income$1,434,0001,643
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$208,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$1,226,0001,357
Total noninterest expense$11,830,000912
Salaries and employee benefits$7,723,000799
Premises and equipment expense$1,572,000795
Additional noninterest expense$2,535,0001,227
Pre-tax net operating income$5,212,000960
Securities gains (losses)$01,906
Applicable income taxes$2,127,000643
Income before extraordinary items$3,085,0001,216
Extraordinary gains, net$011
Net income$3,085,0001,216
Minority interest net income$071
Net income of bank and minority interests.$3,085,0001,216
Net charge-offs$-266,0005,639
Cash dividends$2,524,000622
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,085,0001,196
2017-03-31 (YTD Data)Rank
Total interest income$8,703,000812
Total interest expense$893,000851
Net interest income$7,810,000808
Provision for loan and lease losses$144,0001,213
Total noninterest income$638,0001,747
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$97,0002,433
Trading account gains and feesNANA
Additional Noninterest Income$541,0001,465
Total noninterest expense$5,823,000930
Salaries and employee benefits$3,931,000793
Premises and equipment expense$749,000845
Additional noninterest expense$1,143,0001,331
Pre-tax net operating income$2,481,000969
Securities gains (losses)$01,153
Applicable income taxes$1,012,000654
Income before extraordinary items$1,469,0001,233
Extraordinary gains, net$08
Net income$1,469,0001,232
Minority interest net income$055
Net income of bank and minority interests.$1,469,0001,233
Net charge-offs$-177,0005,706
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,469,0001,219
2016-12-31 (YTD Data)Rank
Total interest income$32,216,000838
Total interest expense$2,885,0001,003
Net interest income$29,331,000811
Provision for loan and lease losses$-48,0005,525
Total noninterest income$2,237,0001,975
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$403,0002,458
Trading account gains and fees$0170
Additional Noninterest Income$1,834,0001,669
Total noninterest expense$22,037,000965
Salaries and employee benefits$14,151,000837
Premises and equipment expense$2,749,000898
Additional noninterest expense$5,137,0001,227
Pre-tax net operating income$9,579,000957
Securities gains (losses)$03,212
Applicable income taxes$3,908,000650
Income before extraordinary items$5,671,0001,248
Extraordinary gains, net$05
Net income$5,671,0001,247
Minority interest net income$082
Net income of bank and minority interests.$5,671,0001,247
Net charge-offs$-596,0005,823
Cash dividends$1,000,0002,193
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,671,0001,222
2016-09-30 (YTD Data)Rank
Total interest income$23,634,000854
Total interest expense$2,113,0001,024
Net interest income$21,521,000817
Provision for loan and lease losses$-164,0005,763
Total noninterest income$1,700,0001,963
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$292,0002,510
Trading account gains and fees$0169
Additional Noninterest Income$1,408,0001,649
Total noninterest expense$16,272,000977
Salaries and employee benefits$10,539,000831
Premises and equipment expense$1,957,000934
Additional noninterest expense$3,776,0001,256
Pre-tax net operating income$7,113,000976
Securities gains (losses)$03,160
Applicable income taxes$2,903,000668
Income before extraordinary items$4,210,0001,279
Extraordinary gains, net$05
Net income$4,210,0001,280
Minority interest net income$071
Net income of bank and minority interests.$4,210,0001,279
Net charge-offs$-438,0005,848
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,210,0001,244
2016-06-30 (YTD Data)Rank
Total interest income$15,118,000889
Total interest expense$1,371,0001,045
Net interest income$13,747,000859
Provision for loan and lease losses$-186,0005,894
Total noninterest income$1,148,0001,930
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$192,0002,501
Trading account gains and fees$0157
Additional Noninterest Income$956,0001,603
Total noninterest expense$10,584,000995
Salaries and employee benefits$6,855,000861
Premises and equipment expense$1,285,000952
Additional noninterest expense$2,444,0001,297
Pre-tax net operating income$4,497,0001,008
Securities gains (losses)$02,835
Applicable income taxes$1,834,000690
Income before extraordinary items$2,663,0001,336
Extraordinary gains, net$016
Net income$2,663,0001,336
Minority interest net income$071
Net income of bank and minority interests.$2,663,0001,336
Net charge-offs$-298,0005,915
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,663,0001,288
2016-03-31 (YTD Data)Rank
Total interest income$7,444,000901
Total interest expense$660,0001,083
Net interest income$6,784,000872
Provision for loan and lease losses$-247,0006,031
Total noninterest income$581,0001,880
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$90,0002,592
Trading account gains and fees$0142
Additional Noninterest Income$491,0001,520
Total noninterest expense$5,214,0001,010
Salaries and employee benefits$3,397,000871
Premises and equipment expense$592,0001,017
Additional noninterest expense$1,225,0001,281
Pre-tax net operating income$2,398,000939
Securities gains (losses)$02,077
Applicable income taxes$979,000652
Income before extraordinary items$1,419,0001,237
Extraordinary gains, net$012
Net income$1,419,0001,238
Minority interest net income$062
Net income of bank and minority interests.$1,419,0001,238
Net charge-offs$-150,0005,946
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,419,0001,204
2015-12-31 (YTD Data)Rank
Total interest income$30,222,000849
Total interest expense$2,475,0001,127
Net interest income$27,747,000815
Provision for loan and lease losses$-2,274,0006,122
Total noninterest income$2,265,0001,951
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$350,0002,761
Trading account gains and fees$0159
Additional Noninterest Income$1,915,0001,573
Total noninterest expense$26,666,000779
Salaries and employee benefits$12,705,000893
Premises and equipment expense$2,200,0001,079
Additional noninterest expense$11,761,000569
Pre-tax net operating income$5,620,0001,429
Securities gains (losses)$03,216
Applicable income taxes$2,285,000911
Income before extraordinary items$3,335,0001,868
Extraordinary gains, net$023
Net income$3,335,0001,868
Minority interest net income$081
Net income of bank and minority interests.$3,335,0001,870
Net charge-offs$-1,313,0006,121
Cash dividends$5,131,000649
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,335,0001,830
2015-09-30 (YTD Data)Rank
Total interest income$22,086,000876
Total interest expense$1,847,0001,146
Net interest income$20,239,000842
Provision for loan and lease losses$-1,997,0006,214
Total noninterest income$1,771,0001,914
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$249,0002,858
Trading account gains and fees$0153
Additional Noninterest Income$1,522,0001,520
Total noninterest expense$21,734,000721
Salaries and employee benefits$9,544,000901
Premises and equipment expense$1,614,0001,121
Additional noninterest expense$10,576,000486
Pre-tax net operating income$2,273,0002,343
Securities gains (losses)$03,031
Applicable income taxes$916,0001,453
Income before extraordinary items$1,357,0002,959
Extraordinary gains, net$021
Net income$1,357,0002,959
Minority interest net income$078
Net income of bank and minority interests.$1,357,0002,960
Net charge-offs$-1,132,0006,210
Cash dividends$2,385,000851
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,357,0002,905
2015-06-30 (YTD Data)Rank
Total interest income$14,712,000876
Total interest expense$1,250,0001,139
Net interest income$13,462,000842
Provision for loan and lease losses$-1,552,0006,286
Total noninterest income$1,202,0001,906
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$160,0002,906
Trading account gains and fees$0157
Additional Noninterest Income$1,042,0001,512
Total noninterest expense$16,798,000636
Salaries and employee benefits$6,201,000918
Premises and equipment expense$1,044,0001,159
Additional noninterest expense$9,553,000384
Pre-tax net operating income$-582,0006,261
Securities gains (losses)$02,636
Applicable income taxes$-252,0006,289
Income before extraordinary items$-330,0006,226
Extraordinary gains, net$022
Net income$-330,0006,226
Minority interest net income$075
Net income of bank and minority interests.$-330,0006,226
Net charge-offs$-918,0006,293
Cash dividends$2,014,000689
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-330,0006,216
2015-03-31 (YTD Data)Rank
Total interest income$7,017,000918
Total interest expense$666,0001,082
Net interest income$6,351,000885
Provision for loan and lease losses$-968,0006,369
Total noninterest income$442,0002,273
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$73,0003,050
Trading account gains and fees$0152
Additional Noninterest Income$369,0001,863
Total noninterest expense$4,651,0001,103
Salaries and employee benefits$3,070,000931
Premises and equipment expense$501,0001,205
Additional noninterest expense$1,080,0001,426
Pre-tax net operating income$3,110,000724
Securities gains (losses)$02,027
Applicable income taxes$1,274,000527
Income before extraordinary items$1,836,000932
Extraordinary gains, net$013
Net income$1,836,000933
Minority interest net income$064
Net income of bank and minority interests.$1,836,000933
Net charge-offs$-366,0006,313
Cash dividends$1,317,000524
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,836,000897
2014-12-31 (YTD Data)Rank
Total interest income$28,004,000904
Total interest expense$3,253,000921
Net interest income$24,751,000886
Provision for loan and lease losses$-5,135,0006,473
Total noninterest income$2,632,0001,728
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$277,0003,362
Trading account gains and fees$0180
Additional Noninterest Income$2,355,0001,294
Total noninterest expense$19,916,0001,018
Salaries and employee benefits$12,026,000910
Premises and equipment expense$2,013,0001,186
Additional noninterest expense$5,877,0001,117
Pre-tax net operating income$12,602,000673
Securities gains (losses)$03,259
Applicable income taxes$5,156,000487
Income before extraordinary items$7,446,000889
Extraordinary gains, net$017
Net income$7,446,000888
Minority interest net income$084
Net income of bank and minority interests.$7,446,000888
Net charge-offs$-804,0006,436
Cash dividends$9,184,000359
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,446,000866
2014-09-30 (YTD Data)Rank
Total interest income$21,100,000899
Total interest expense$2,540,000897
Net interest income$18,560,000890
Provision for loan and lease losses$-3,560,0006,551
Total noninterest income$1,780,0001,882
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$211,0003,366
Trading account gains and fees$0174
Additional Noninterest Income$1,569,0001,406
Total noninterest expense$15,076,0001,010
Salaries and employee benefits$9,214,000897
Premises and equipment expense$1,491,0001,207
Additional noninterest expense$4,371,0001,130
Pre-tax net operating income$8,824,000718
Securities gains (losses)$02,980
Applicable income taxes$3,609,000510
Income before extraordinary items$5,215,000961
Extraordinary gains, net$015
Net income$5,215,000960
Minority interest net income$081
Net income of bank and minority interests.$5,215,000960
Net charge-offs$-588,0006,491
Cash dividends$8,085,000300
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,215,000935
2014-06-30 (YTD Data)Rank
Total interest income$14,143,000893
Total interest expense$1,704,000891
Net interest income$12,439,000875
Provision for loan and lease losses$-2,382,0006,621
Total noninterest income$1,264,0001,764
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$143,0003,314
Trading account gains and fees$0172
Additional Noninterest Income$1,121,0001,351
Total noninterest expense$10,241,000980
Salaries and employee benefits$6,349,000859
Premises and equipment expense$972,0001,246
Additional noninterest expense$2,920,0001,112
Pre-tax net operating income$5,844,000706
Securities gains (losses)$02,580
Applicable income taxes$2,388,000508
Income before extraordinary items$3,456,000944
Extraordinary gains, net$020
Net income$3,456,000944
Minority interest net income$080
Net income of bank and minority interests.$3,456,000944
Net charge-offs$-670,0006,589
Cash dividends$7,745,000224
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,456,000924
2014-03-31 (YTD Data)Rank
Total interest income$6,961,000909
Total interest expense$852,000902
Net interest income$6,109,000892
Provision for loan and lease losses$-1,371,0006,684
Total noninterest income$448,0002,186
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$72,0003,281
Trading account gains and fees$0147
Additional Noninterest Income$376,0001,726
Total noninterest expense$5,055,0001,015
Salaries and employee benefits$3,175,000873
Premises and equipment expense$499,0001,237
Additional noninterest expense$1,381,0001,156
Pre-tax net operating income$2,873,000699
Securities gains (losses)$01,715
Applicable income taxes$1,173,000496
Income before extraordinary items$1,700,000926
Extraordinary gains, net$016
Net income$1,700,000927
Minority interest net income$066
Net income of bank and minority interests.$1,700,000927
Net charge-offs$-519,0006,672
Cash dividends$1,668,000384
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,700,000901
2013-12-31 (YTD Data)Rank
Total interest income$28,611,000874
Total interest expense$3,891,000876
Net interest income$24,720,000869
Provision for loan and lease losses$-1,944,0006,725
Total noninterest income$1,604,0002,475
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$318,0003,256
Trading account gains and fees$0184
Additional Noninterest Income$1,286,0002,042
Total noninterest expense$21,513,000952
Salaries and employee benefits$12,607,000852
Premises and equipment expense$2,048,0001,169
Additional noninterest expense$6,858,000990
Pre-tax net operating income$6,755,0001,104
Securities gains (losses)$03,182
Applicable income taxes$-2,812,0006,735
Income before extraordinary items$9,567,000671
Extraordinary gains, net$029
Net income$9,567,000673
Minority interest net income$090
Net income of bank and minority interests.$9,567,000672
Net charge-offs$312,0002,535
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,567,000646
2013-09-30 (YTD Data)Rank
Total interest income$21,702,000869
Total interest expense$2,982,000885
Net interest income$18,720,000863
Provision for loan and lease losses$-2,843,0006,839
Total noninterest income$1,238,0002,479
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$245,0003,222
Trading account gains and fees$0180
Additional Noninterest Income$993,0002,043
Total noninterest expense$16,472,000931
Salaries and employee benefits$9,811,000827
Premises and equipment expense$1,543,0001,170
Additional noninterest expense$5,118,000990
Pre-tax net operating income$6,329,000928
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$6,329,000762
Extraordinary gains, net$025
Net income$6,329,000763
Minority interest net income$084
Net income of bank and minority interests.$6,329,000764
Net charge-offs$-33,0006,369
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,329,000737
2013-06-30 (YTD Data)Rank
Total interest income$14,433,000862
Total interest expense$2,012,000898
Net interest income$12,421,000859
Provision for loan and lease losses$-1,280,0006,869
Total noninterest income$937,0002,310
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$170,0003,151
Trading account gains and fees$0157
Additional Noninterest Income$767,0001,901
Total noninterest expense$11,072,000921
Salaries and employee benefits$6,746,000803
Premises and equipment expense$1,030,0001,170
Additional noninterest expense$3,296,0001,014
Pre-tax net operating income$3,566,0001,058
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,566,000874
Extraordinary gains, net$022
Net income$3,566,000874
Minority interest net income$082
Net income of bank and minority interests.$3,566,000876
Net charge-offs$728,000967
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,566,000843
2013-03-31 (YTD Data)Rank
Total interest income$7,147,000871
Total interest expense$1,004,000936
Net interest income$6,143,000868
Provision for loan and lease losses$-196,0006,891
Total noninterest income$422,0002,481
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$85,0003,125
Trading account gains and fees$0148
Additional Noninterest Income$337,0002,068
Total noninterest expense$5,527,000925
Salaries and employee benefits$3,416,000803
Premises and equipment expense$514,0001,192
Additional noninterest expense$1,597,0001,057
Pre-tax net operating income$1,234,0001,436
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,234,0001,212
Extraordinary gains, net$010
Net income$1,234,0001,214
Minority interest net income$076
Net income of bank and minority interests.$1,234,0001,214
Net charge-offs$318,0001,012
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,234,0001,157
2012-12-31 (YTD Data)Rank
Total interest income$32,086,000818
Total interest expense$5,240,000859
Net interest income$26,846,000802
Provision for loan and lease losses$4,281,000579
Total noninterest income$2,255,0002,017
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$410,0002,887
Trading account gains and fees$0166
Additional Noninterest Income$1,845,0001,607
Total noninterest expense$20,773,000961
Salaries and employee benefits$11,359,000915
Premises and equipment expense$2,083,0001,133
Additional noninterest expense$7,331,000957
Pre-tax net operating income$4,047,0001,637
Securities gains (losses)$121,0002,115
Applicable income taxes$04,751
Income before extraordinary items$4,168,0001,406
Extraordinary gains, net$029
Net income$4,168,0001,407
Minority interest net income$093
Net income of bank and minority interests.$4,168,0001,407
Net charge-offs$5,087,000575
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,047,0001,352
2012-09-30 (YTD Data)Rank
Total interest income$24,430,000820
Total interest expense$4,147,000852
Net interest income$20,283,000805
Provision for loan and lease losses$5,176,000393
Total noninterest income$1,788,0001,931
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$327,0002,800
Trading account gains and fees$0157
Additional Noninterest Income$1,461,0001,551
Total noninterest expense$15,483,000969
Salaries and employee benefits$8,392,000933
Premises and equipment expense$1,558,0001,141
Additional noninterest expense$5,533,000947
Pre-tax net operating income$1,412,0003,009
Securities gains (losses)$121,0001,836
Applicable income taxes$04,802
Income before extraordinary items$1,533,0002,601
Extraordinary gains, net$020
Net income$1,533,0002,602
Minority interest net income$086
Net income of bank and minority interests.$1,533,0002,602
Net charge-offs$5,391,000436
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,412,0002,618
2012-06-30 (YTD Data)Rank
Total interest income$16,703,000809
Total interest expense$2,926,000834
Net interest income$13,777,000798
Provision for loan and lease losses$3,883,000374
Total noninterest income$1,141,0001,966
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$229,0002,680
Trading account gains and fees$0153
Additional Noninterest Income$912,0001,602
Total noninterest expense$10,557,000950
Salaries and employee benefits$5,587,000937
Premises and equipment expense$1,042,0001,141
Additional noninterest expense$3,928,000876
Pre-tax net operating income$478,0004,178
Securities gains (losses)$121,0001,458
Applicable income taxes$04,770
Income before extraordinary items$599,0003,660
Extraordinary gains, net$019
Net income$599,0003,661
Minority interest net income$084
Net income of bank and minority interests.$599,0003,662
Net charge-offs$3,707,000431
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$478,0003,876
2012-03-31 (YTD Data)Rank
Total interest income$8,460,000804
Total interest expense$1,625,000752
Net interest income$6,835,000805
Provision for loan and lease losses$1,983,000355
Total noninterest income$1,214,0001,149
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$120,0002,546
Trading account gains and fees$0148
Additional Noninterest Income$1,094,000848
Total noninterest expense$5,187,000962
Salaries and employee benefits$2,870,000903
Premises and equipment expense$559,0001,069
Additional noninterest expense$1,758,000971
Pre-tax net operating income$879,0001,874
Securities gains (losses)$121,000825
Applicable income taxes$04,704
Income before extraordinary items$1,000,0001,461
Extraordinary gains, net$019
Net income$1,000,0001,461
Minority interest net income$078
Net income of bank and minority interests.$1,000,0001,462
Net charge-offs$2,548,000336
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$879,0001,557
2011-12-31 (YTD Data)Rank
Total interest income$37,130,000764
Total interest expense$7,605,000775
Net interest income$29,525,000740
Provision for loan and lease losses$14,591,000302
Total noninterest income$-26,0007,022
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$505,0002,546
Trading account gains and fees$0146
Additional Noninterest Income$-531,0007,099
Total noninterest expense$20,275,000969
Salaries and employee benefits$11,690,000841
Premises and equipment expense$2,291,0001,088
Additional noninterest expense$6,294,0001,119
Pre-tax net operating income$-5,367,0007,077
Securities gains (losses)$03,838
Applicable income taxes$4,492,000438
Income before extraordinary items$-9,859,0007,208
Extraordinary gains, net$029
Net income$-9,859,0007,208
Minority interest net income$096
Net income of bank and minority interests.$-9,859,0007,208
Net charge-offs$12,623,000360
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-9,859,0007,205
2011-09-30 (YTD Data)Rank
Total interest income$27,679,000785
Total interest expense$5,819,000799
Net interest income$21,860,000757
Provision for loan and lease losses$8,651,000359
Total noninterest income$-125,0007,213
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$366,0002,637
Trading account gains and fees$0145
Additional Noninterest Income$-491,0007,241
Total noninterest expense$15,570,000953
Salaries and employee benefits$8,800,000847
Premises and equipment expense$1,732,0001,090
Additional noninterest expense$5,038,0001,044
Pre-tax net operating income$-2,486,0007,064
Securities gains (losses)$03,555
Applicable income taxes$-1,026,0007,303
Income before extraordinary items$-1,460,0006,971
Extraordinary gains, net$021
Net income$-1,460,0006,972
Minority interest net income$087
Net income of bank and minority interests.$-1,460,0006,972
Net charge-offs$7,704,000437
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,460,0006,945
2011-06-30 (YTD Data)Rank
Total interest income$18,737,000784
Total interest expense$3,994,000802
Net interest income$14,743,000755
Provision for loan and lease losses$4,140,000520
Total noninterest income$613,0002,763
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$244,0002,619
Trading account gains and fees$0153
Additional Noninterest Income$369,0002,553
Total noninterest expense$10,053,0001,000
Salaries and employee benefits$5,772,000860
Premises and equipment expense$1,166,0001,091
Additional noninterest expense$3,115,0001,134
Pre-tax net operating income$1,163,0002,286
Securities gains (losses)$02,914
Applicable income taxes$477,0001,364
Income before extraordinary items$686,0002,951
Extraordinary gains, net$015
Net income$686,0002,952
Minority interest net income$089
Net income of bank and minority interests.$686,0002,953
Net charge-offs$2,205,000857
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$686,0002,880
2011-03-31 (YTD Data)Rank
Total interest income$9,451,000775
Total interest expense$2,105,000792
Net interest income$7,346,000756
Provision for loan and lease losses$1,651,000596
Total noninterest income$152,0004,131
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$130,0002,458
Trading account gains and fees$0158
Additional Noninterest Income$22,0005,717
Total noninterest expense$5,243,000960
Salaries and employee benefits$3,092,000823
Premises and equipment expense$589,0001,110
Additional noninterest expense$1,562,0001,142
Pre-tax net operating income$604,0002,209
Securities gains (losses)$01,772
Applicable income taxes$248,0001,284
Income before extraordinary items$356,0002,896
Extraordinary gains, net$09
Net income$356,0002,895
Minority interest net income$086
Net income of bank and minority interests.$356,0002,896
Net charge-offs$1,113,000797
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$356,0002,843
2010-12-31 (YTD Data)Rank
Total interest income$40,229,000755
Total interest expense$9,708,000849
Net interest income$30,521,000720
Provision for loan and lease losses$8,743,000747
Total noninterest income$1,847,0002,183
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$531,0002,533
Trading account gains and fees$0175
Additional Noninterest Income$1,316,0001,843
Total noninterest expense$19,295,0001,029
Salaries and employee benefits$11,619,000847
Premises and equipment expense$2,384,0001,090
Additional noninterest expense$5,292,0001,376
Pre-tax net operating income$4,330,0001,174
Securities gains (losses)$03,793
Applicable income taxes$1,777,000796
Income before extraordinary items$2,553,0001,612
Extraordinary gains, net$029
Net income$2,553,0001,612
Minority interest net income$0111
Net income of bank and minority interests.$2,553,0001,614
Net charge-offs$9,174,000650
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,553,0001,556
2010-09-30 (YTD Data)Rank
Total interest income$30,078,000766
Total interest expense$7,451,000862
Net interest income$22,627,000728
Provision for loan and lease losses$7,464,000640
Total noninterest income$1,378,0002,218
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$390,0002,636
Trading account gains and fees$0165
Additional Noninterest Income$988,0001,812
Total noninterest expense$14,313,0001,022
Salaries and employee benefits$8,636,000848
Premises and equipment expense$1,798,0001,091
Additional noninterest expense$3,879,0001,377
Pre-tax net operating income$2,228,0001,758
Securities gains (losses)$03,651
Applicable income taxes$913,0001,073
Income before extraordinary items$1,315,0002,385
Extraordinary gains, net$023
Net income$1,315,0002,383
Minority interest net income$0110
Net income of bank and minority interests.$1,315,0002,387
Net charge-offs$7,802,000567
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,315,0002,267
2010-06-30 (YTD Data)Rank
Total interest income$20,082,000772
Total interest expense$5,123,000867
Net interest income$14,959,000731
Provision for loan and lease losses$5,946,000555
Total noninterest income$759,0002,449
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$262,0002,626
Trading account gains and fees$0152
Additional Noninterest Income$497,0002,108
Total noninterest expense$9,552,0001,030
Salaries and employee benefits$5,788,000837
Premises and equipment expense$1,208,0001,103
Additional noninterest expense$2,556,0001,390
Pre-tax net operating income$220,0004,819
Securities gains (losses)$03,184
Applicable income taxes$88,0002,885
Income before extraordinary items$132,0005,337
Extraordinary gains, net$019
Net income$132,0005,337
Minority interest net income$0105
Net income of bank and minority interests.$132,0005,338
Net charge-offs$5,842,000512
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$132,0005,195
2010-03-31 (YTD Data)Rank
Total interest income$10,160,000772
Total interest expense$2,648,000876
Net interest income$7,512,000737
Provision for loan and lease losses$3,074,000539
Total noninterest income$554,0001,879
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$129,0002,648
Trading account gains and fees$0175
Additional Noninterest Income$425,0001,449
Total noninterest expense$4,898,0001,013
Salaries and employee benefits$2,998,000821
Premises and equipment expense$601,0001,133
Additional noninterest expense$1,299,0001,376
Pre-tax net operating income$94,0005,120
Securities gains (losses)$02,284
Applicable income taxes$38,0002,998
Income before extraordinary items$56,0005,613
Extraordinary gains, net$016
Net income$56,0005,614
Minority interest net income$091
Net income of bank and minority interests.$56,0005,613
Net charge-offs$2,398,000572
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$56,0005,506
2009-12-31 (YTD Data)Rank
Total interest income$42,013,000796
Total interest expense$14,985,000772
Net interest income$27,028,000799
Provision for loan and lease losses$18,678,000521
Total noninterest income$2,670,0001,745
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$456,0003,073
Trading account gains and fees$0211
Additional Noninterest Income$2,214,0001,277
Total noninterest expense$20,716,0001,006
Salaries and employee benefits$11,727,000833
Premises and equipment expense$2,554,0001,068
Additional noninterest expense$6,435,0001,195
Pre-tax net operating income$-9,696,0007,480
Securities gains (losses)$03,754
Applicable income taxes$-3,995,0007,696
Income before extraordinary items$-5,701,0007,325
Extraordinary gains, net$034
Net income$-5,701,0007,325
Minority interest net income$0115
Net income of bank and minority interests.$-5,701,0007,325
Net charge-offs$12,286,000576
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,701,0007,341
2009-09-30 (YTD Data)Rank
Total interest income$31,583,000807
Total interest expense$11,924,000771
Net interest income$19,659,000834
Provision for loan and lease losses$15,890,000447
Total noninterest income$2,297,0001,598
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$336,0003,115
Trading account gains and fees$0212
Additional Noninterest Income$1,961,0001,166
Total noninterest expense$15,943,000977
Salaries and employee benefits$9,024,000819
Premises and equipment expense$1,930,0001,066
Additional noninterest expense$4,989,0001,128
Pre-tax net operating income$-9,877,0007,739
Securities gains (losses)$03,497
Applicable income taxes$-4,068,0007,870
Income before extraordinary items$-5,809,0007,636
Extraordinary gains, net$027
Net income$-5,809,0007,636
Minority interest net income$0118
Net income of bank and minority interests.$-5,809,0007,636
Net charge-offs$9,957,000505
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,809,0007,645
2009-06-30 (YTD Data)Rank
Total interest income$20,949,000833
Total interest expense$8,455,000763
Net interest income$12,494,000875
Provision for loan and lease losses$13,298,000386
Total noninterest income$1,715,0001,495
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$220,0003,131
Trading account gains and fees$0193
Additional Noninterest Income$1,495,0001,091
Total noninterest expense$10,905,000983
Salaries and employee benefits$6,286,000809
Premises and equipment expense$1,294,0001,086
Additional noninterest expense$3,325,0001,152
Pre-tax net operating income$-9,994,0007,917
Securities gains (losses)$03,136
Applicable income taxes$-4,114,0008,012
Income before extraordinary items$-5,880,0007,845
Extraordinary gains, net$021
Net income$-5,880,0007,844
Minority interest net income$0112
Net income of bank and minority interests.$-5,880,0007,844
Net charge-offs$7,220,000465
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-5,880,0007,852
2009-03-31 (YTD Data)Rank
Total interest income$10,427,000843
Total interest expense$4,478,000744
Net interest income$5,949,000907
Provision for loan and lease losses$12,555,000223
Total noninterest income$882,0001,430
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$103,0003,209
Trading account gains and fees$0171
Additional Noninterest Income$779,0001,033
Total noninterest expense$5,663,000894
Salaries and employee benefits$3,372,000747
Premises and equipment expense$658,0001,085
Additional noninterest expense$1,633,0001,031
Pre-tax net operating income$-11,387,0008,114
Securities gains (losses)$02,434
Applicable income taxes$-4,686,0008,153
Income before extraordinary items$-6,701,0008,090
Extraordinary gains, net$015
Net income$-6,701,0008,089
Minority interest net income$0102
Net income of bank and minority interests.$-6,701,0008,090
Net charge-offs$6,482,000268
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-6,701,0008,089
2008-12-31 (YTD Data)Rank
Total interest income$46,325,000803
Total interest expense$22,223,000717
Net interest income$24,102,000888
Provision for loan and lease losses$5,264,000973
Total noninterest income$4,264,0001,213
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$434,0003,295
Trading account gains and fees$0154
Additional Noninterest Income$3,830,000794
Total noninterest expense$20,058,000990
Salaries and employee benefits$12,976,000766
Premises and equipment expense$2,783,000997
Additional noninterest expense$4,299,0001,444
Pre-tax net operating income$3,044,0001,771
Securities gains (losses)$03,220
Applicable income taxes$1,252,000999
Income before extraordinary items$1,792,0002,201
Extraordinary gains, net$039
Net income$1,792,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,335,0001,170
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,792,0002,323
2008-09-30 (YTD Data)Rank
Total interest income$35,360,000806
Total interest expense$16,990,000733
Net interest income$18,370,000883
Provision for loan and lease losses$3,856,000782
Total noninterest income$3,601,0001,132
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$312,0003,405
Trading account gains and fees$0148
Additional Noninterest Income$3,289,000775
Total noninterest expense$15,322,000971
Salaries and employee benefits$10,034,000761
Premises and equipment expense$2,090,000998
Additional noninterest expense$3,198,0001,404
Pre-tax net operating income$2,793,0001,744
Securities gains (losses)$03,106
Applicable income taxes$1,148,0001,042
Income before extraordinary items$1,645,0002,142
Extraordinary gains, net$031
Net income$1,645,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,769,000905
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,645,0002,245
2008-06-30 (YTD Data)Rank
Total interest income$23,798,000816
Total interest expense$11,426,000751
Net interest income$12,372,000871
Provision for loan and lease losses$3,204,000577
Total noninterest income$2,633,0001,063
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$210,0003,383
Trading account gains and fees$0149
Additional Noninterest Income$2,423,000739
Total noninterest expense$10,261,000964
Salaries and employee benefits$6,887,000739
Premises and equipment expense$1,391,000997
Additional noninterest expense$1,983,0001,480
Pre-tax net operating income$1,540,0002,142
Securities gains (losses)$03,233
Applicable income taxes$634,0001,339
Income before extraordinary items$906,0002,788
Extraordinary gains, net$021
Net income$906,0002,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,193,000773
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$906,0002,737
2008-03-31 (YTD Data)Rank
Total interest income$12,186,000824
Total interest expense$5,850,000785
Net interest income$6,336,000854
Provision for loan and lease losses$673,000827
Total noninterest income$1,232,0001,121
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$109,0003,281
Trading account gains and fees$0158
Additional Noninterest Income$1,123,000789
Total noninterest expense$5,071,000960
Salaries and employee benefits$3,538,000719
Premises and equipment expense$695,0001,000
Additional noninterest expense$838,0001,698
Pre-tax net operating income$1,824,0001,043
Securities gains (losses)$02,688
Applicable income taxes$751,000722
Income before extraordinary items$1,073,0001,402
Extraordinary gains, net$015
Net income$1,073,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,000851
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,073,0001,364
2007-12-31 (YTD Data)Rank
Total interest income$47,939,000873
Total interest expense$22,834,000868
Net interest income$25,105,000880
Provision for loan and lease losses$1,297,0001,185
Total noninterest income$3,683,0001,391
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$442,0003,323
Trading account gains and fees$0178
Additional Noninterest Income$3,241,000952
Total noninterest expense$20,404,000916
Salaries and employee benefits$13,437,000722
Premises and equipment expense$2,536,0001,047
Additional noninterest expense$4,431,0001,274
Pre-tax net operating income$7,087,0001,192
Securities gains (losses)$02,146
Applicable income taxes$2,917,000832
Income before extraordinary items$4,170,0001,523
Extraordinary gains, net$039
Net income$4,170,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$810,0001,197
Cash dividends$1,053,0002,534
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,170,0001,511
2007-09-30 (YTD Data)Rank
Total interest income$35,548,000885
Total interest expense$16,810,000882
Net interest income$18,738,000881
Provision for loan and lease losses$769,0001,133
Total noninterest income$2,899,0001,339
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$321,0003,401
Trading account gains and fees$0184
Additional Noninterest Income$2,578,000922
Total noninterest expense$15,287,000905
Salaries and employee benefits$10,293,000707
Premises and equipment expense$1,857,0001,065
Additional noninterest expense$3,137,0001,310
Pre-tax net operating income$5,581,0001,225
Securities gains (losses)$01,655
Applicable income taxes$2,297,000867
Income before extraordinary items$3,284,0001,543
Extraordinary gains, net$033
Net income$3,284,0001,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,261
Cash dividends$1,053,0001,921
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,284,0001,535
2007-06-30 (YTD Data)Rank
Total interest income$23,255,000912
Total interest expense$10,933,000907
Net interest income$12,322,000910
Provision for loan and lease losses$222,0002,015
Total noninterest income$1,965,0001,346
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$212,0003,403
Trading account gains and fees$0168
Additional Noninterest Income$1,753,000945
Total noninterest expense$10,241,000911
Salaries and employee benefits$7,025,000702
Premises and equipment expense$1,193,0001,123
Additional noninterest expense$2,023,0001,357
Pre-tax net operating income$3,824,0001,240
Securities gains (losses)$01,444
Applicable income taxes$1,574,000881
Income before extraordinary items$2,250,0001,557
Extraordinary gains, net$029
Net income$2,250,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,043
Cash dividends$700,0001,963
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,250,0001,539
2007-03-31 (YTD Data)Rank
Total interest income$11,327,000930
Total interest expense$5,303,000921
Net interest income$6,024,000935
Provision for loan and lease losses$285,000868
Total noninterest income$882,0001,436
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$102,0003,414
Trading account gains and fees$0195
Additional Noninterest Income$780,0001,007
Total noninterest expense$5,070,000916
Salaries and employee benefits$3,468,000723
Premises and equipment expense$573,0001,182
Additional noninterest expense$1,029,0001,303
Pre-tax net operating income$1,551,0001,495
Securities gains (losses)$01,187
Applicable income taxes$639,0001,055
Income before extraordinary items$912,0001,853
Extraordinary gains, net$022
Net income$912,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,177
Cash dividends$349,0001,834
Sale, conversion, retirement of capital stock, net$0885
Net operating income$912,0001,842
2006-12-31 (YTD Data)Rank
Total interest income$40,105,000978
Total interest expense$16,804,000988
Net interest income$23,301,000953
Provision for loan and lease losses$518,0001,848
Total noninterest income$5,246,0001,048
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$364,0003,735
Trading account gains and fees$0130
Additional Noninterest Income$4,882,000686
Total noninterest expense$18,542,000965
Salaries and employee benefits$12,574,000750
Premises and equipment expense$1,802,0001,427
Additional noninterest expense$4,166,0001,283
Pre-tax net operating income$9,487,0001,030
Securities gains (losses)$01,687
Applicable income taxes$3,906,000769
Income before extraordinary items$5,581,0001,302
Extraordinary gains, net$051
Net income$5,581,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$517,0001,150
Cash dividends$1,330,0002,108
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,581,0001,285
2006-09-30 (YTD Data)Rank
Total interest income$29,304,0001,002
Total interest expense$11,912,0001,020
Net interest income$17,392,000972
Provision for loan and lease losses$367,0001,824
Total noninterest income$3,806,0001,089
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$269,0003,786
Trading account gains and fees$0126
Additional Noninterest Income$3,537,000708
Total noninterest expense$13,643,000987
Salaries and employee benefits$9,350,000779
Premises and equipment expense$1,318,0001,472
Additional noninterest expense$2,975,0001,342
Pre-tax net operating income$7,188,0001,065
Securities gains (losses)$01,388
Applicable income taxes$2,959,000801
Income before extraordinary items$4,229,0001,341
Extraordinary gains, net$045
Net income$4,229,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,000959
Cash dividends$982,0001,962
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,229,0001,327
2006-06-30 (YTD Data)Rank
Total interest income$18,803,0001,021
Total interest expense$7,424,0001,026
Net interest income$11,379,000994
Provision for loan and lease losses$327,0001,368
Total noninterest income$2,568,0001,077
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$180,0003,770
Trading account gains and fees$0126
Additional Noninterest Income$2,388,000699
Total noninterest expense$9,032,0001,000
Salaries and employee benefits$6,230,000777
Premises and equipment expense$828,0001,565
Additional noninterest expense$1,974,0001,355
Pre-tax net operating income$4,588,0001,110
Securities gains (losses)$01,185
Applicable income taxes$1,889,000829
Income before extraordinary items$2,699,0001,393
Extraordinary gains, net$039
Net income$2,699,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,000869
Cash dividends$635,0002,010
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,699,0001,382
2006-03-31 (YTD Data)Rank
Total interest income$9,428,000984
Total interest expense$3,516,0001,031
Net interest income$5,912,000960
Provision for loan and lease losses$183,0001,220
Total noninterest income$955,0001,326
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$93,0003,634
Trading account gains and fees$0115
Additional Noninterest Income$862,000910
Total noninterest expense$4,424,0001,020
Salaries and employee benefits$3,129,000771
Premises and equipment expense$407,0001,605
Additional noninterest expense$888,0001,484
Pre-tax net operating income$2,260,0001,096
Securities gains (losses)$0955
Applicable income taxes$931,000835
Income before extraordinary items$1,329,0001,386
Extraordinary gains, net$021
Net income$1,329,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,000562
Cash dividends$288,0002,017
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,329,0001,361
2005-12-31 (YTD Data)Rank
Total interest income$30,776,0001,069
Total interest expense$10,347,0001,091
Net interest income$20,429,0001,052
Provision for loan and lease losses$547,0001,769
Total noninterest income$6,191,000917
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$315,0004,067
Trading account gains and fees$0138
Additional Noninterest Income$5,876,000610
Total noninterest expense$17,921,000949
Salaries and employee benefits$11,783,000759
Premises and equipment expense$1,569,0001,553
Additional noninterest expense$4,569,0001,115
Pre-tax net operating income$8,152,0001,181
Securities gains (losses)$02,296
Applicable income taxes$3,343,000884
Income before extraordinary items$4,809,0001,470
Extraordinary gains, net$046
Net income$4,809,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,159
Cash dividends$1,092,0002,301
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,809,0001,453
2005-09-30 (YTD Data)Rank
Total interest income$21,967,0001,087
Total interest expense$7,257,0001,097
Net interest income$14,710,0001,085
Provision for loan and lease losses$377,0001,801
Total noninterest income$4,757,000894
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$222,0004,239
Trading account gains and fees$0126
Additional Noninterest Income$4,535,000602
Total noninterest expense$13,285,000949
Salaries and employee benefits$8,969,000744
Premises and equipment expense$1,165,0001,552
Additional noninterest expense$3,151,0001,210
Pre-tax net operating income$5,805,0001,228
Securities gains (losses)$02,317
Applicable income taxes$2,388,000942
Income before extraordinary items$3,417,0001,545
Extraordinary gains, net$035
Net income$3,417,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,138
Cash dividends$804,0002,105
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,417,0001,517
2005-06-30 (YTD Data)Rank
Total interest income$14,049,0001,101
Total interest expense$4,471,0001,110
Net interest income$9,578,0001,098
Provision for loan and lease losses$414,0001,158
Total noninterest income$3,084,000902
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$140,0004,312
Trading account gains and fees$0116
Additional Noninterest Income$2,944,000603
Total noninterest expense$8,583,000975
Salaries and employee benefits$5,886,000754
Premises and equipment expense$776,0001,549
Additional noninterest expense$1,921,0001,298
Pre-tax net operating income$3,665,0001,272
Securities gains (losses)$02,146
Applicable income taxes$1,508,000950
Income before extraordinary items$2,157,0001,595
Extraordinary gains, net$030
Net income$2,157,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,000830
Cash dividends$517,0002,135
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,157,0001,569
2005-03-31 (YTD Data)Rank
Total interest income$6,610,0001,163
Total interest expense$2,060,0001,148
Net interest income$4,550,0001,154
Provision for loan and lease losses$173,0001,270
Total noninterest income$1,553,000879
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$66,0004,389
Trading account gains and fees$0115
Additional Noninterest Income$1,487,000586
Total noninterest expense$4,233,000982
Salaries and employee benefits$2,885,000769
Premises and equipment expense$394,0001,544
Additional noninterest expense$954,0001,295
Pre-tax net operating income$1,697,0001,353
Securities gains (losses)$01,685
Applicable income taxes$701,0001,004
Income before extraordinary items$996,0001,679
Extraordinary gains, net$024
Net income$996,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,351
Cash dividends$230,0002,058
Sale, conversion, retirement of capital stock, net$0491
Net operating income$996,0001,649
2004-12-31 (YTD Data)Rank
Total interest income$26,162,0001,082
Total interest expense$7,845,0001,028
Net interest income$18,317,0001,092
Provision for loan and lease losses$425,0002,254
Total noninterest income$6,176,000887
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$275,0004,517
Trading account gains and fees$0138
Additional Noninterest Income$5,901,000594
Total noninterest expense$17,369,000931
Salaries and employee benefits$11,618,000727
Premises and equipment expense$1,442,0001,612
Additional noninterest expense$4,309,0001,145
Pre-tax net operating income$6,699,0001,289
Securities gains (losses)$03,819
Applicable income taxes$2,766,000962
Income before extraordinary items$3,933,0001,643
Extraordinary gains, net$034
Net income$3,933,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,201,000675
Cash dividends$686,0003,007
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,933,0001,600
2004-09-30 (YTD Data)Rank
Total interest income$19,087,0001,096
Total interest expense$5,838,0001,019
Net interest income$13,249,0001,122
Provision for loan and lease losses$257,0002,538
Total noninterest income$5,076,000839
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$202,0004,605
Trading account gains and fees$0134
Additional Noninterest Income$4,874,000552
Total noninterest expense$13,064,000935
Salaries and employee benefits$8,664,000732
Premises and equipment expense$1,064,0001,643
Additional noninterest expense$3,336,0001,098
Pre-tax net operating income$5,004,0001,310
Securities gains (losses)$03,710
Applicable income taxes$2,059,000993
Income before extraordinary items$2,945,0001,651
Extraordinary gains, net$026
Net income$2,945,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$887,000624
Cash dividends$457,0002,842
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,945,0001,600
2004-06-30 (YTD Data)Rank
Total interest income$12,594,0001,096
Total interest expense$3,884,0001,001
Net interest income$8,710,0001,127
Provision for loan and lease losses$74,0004,051
Total noninterest income$3,685,000787
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$131,0004,670
Trading account gains and fees$0130
Additional Noninterest Income$3,554,000530
Total noninterest expense$9,001,000902
Salaries and employee benefits$5,909,000715
Premises and equipment expense$716,0001,614
Additional noninterest expense$2,376,0001,040
Pre-tax net operating income$3,320,0001,282
Securities gains (losses)$03,413
Applicable income taxes$1,366,000993
Income before extraordinary items$1,954,0001,648
Extraordinary gains, net$021
Net income$1,954,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$594,000617
Cash dividends$228,0003,286
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,954,0001,579
2004-03-31 (YTD Data)Rank
Total interest income$5,892,0001,181
Total interest expense$1,939,0001,022
Net interest income$3,953,0001,258
Provision for loan and lease losses$99,0002,165
Total noninterest income$1,739,000797
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$63,0004,680
Trading account gains and fees$0121
Additional Noninterest Income$1,676,000547
Total noninterest expense$4,074,0001,000
Salaries and employee benefits$2,755,000787
Premises and equipment expense$360,0001,631
Additional noninterest expense$959,0001,249
Pre-tax net operating income$1,519,0001,377
Securities gains (losses)$02,934
Applicable income taxes$625,0001,082
Income before extraordinary items$894,0001,754
Extraordinary gains, net$016
Net income$894,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,000500
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$894,0001,670
2003-12-31 (YTD Data)Rank
Total interest income$24,085,0001,181
Total interest expense$9,342,000962
Net interest income$14,743,0001,328
Provision for loan and lease losses$1,757,000720
Total noninterest income$6,931,000870
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$264,0004,619
Trading account gains and fees$0160
Additional Noninterest Income$6,667,000600
Total noninterest expense$16,425,0001,000
Salaries and employee benefits$11,130,000768
Premises and equipment expense$1,658,0001,373
Additional noninterest expense$3,637,0001,359
Pre-tax net operating income$3,492,0002,217
Securities gains (losses)$04,500
Applicable income taxes$1,189,0001,949
Income before extraordinary items$2,303,0002,552
Extraordinary gains, net$054
Net income$2,303,0002,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,908,000415
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,303,0002,434
2003-09-30 (YTD Data)Rank
Total interest income$18,507,0001,179
Total interest expense$7,243,000965
Net interest income$11,264,0001,306
Provision for loan and lease losses$1,082,000832
Total noninterest income$5,003,000930
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$200,0004,612
Trading account gains and fees$0153
Additional Noninterest Income$4,803,000657
Total noninterest expense$12,399,000999
Salaries and employee benefits$8,486,000767
Premises and equipment expense$1,265,0001,360
Additional noninterest expense$2,648,0001,392
Pre-tax net operating income$2,786,0002,173
Securities gains (losses)$04,204
Applicable income taxes$949,0001,937
Income before extraordinary items$1,837,0002,511
Extraordinary gains, net$040
Net income$1,837,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,158,000417
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,837,0002,376
2003-06-30 (YTD Data)Rank
Total interest income$12,272,0001,205
Total interest expense$5,045,000953
Net interest income$7,227,0001,360
Provision for loan and lease losses$763,000799
Total noninterest income$3,240,000941
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$133,0004,584
Trading account gains and fees$0150
Additional Noninterest Income$3,107,000663
Total noninterest expense$8,285,000993
Salaries and employee benefits$5,635,000771
Premises and equipment expense$852,0001,342
Additional noninterest expense$1,798,0001,372
Pre-tax net operating income$1,419,0002,713
Securities gains (losses)$03,782
Applicable income taxes$484,0002,368
Income before extraordinary items$935,0003,117
Extraordinary gains, net$030
Net income$935,0003,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,805,000358
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$935,0002,953
2003-03-31 (YTD Data)Rank
Total interest income$6,081,0001,222
Total interest expense$2,618,000935
Net interest income$3,463,0001,414
Provision for loan and lease losses$344,000831
Total noninterest income$1,785,000847
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$67,0004,483
Trading account gains and fees$0134
Additional Noninterest Income$1,718,000598
Total noninterest expense$4,252,000961
Salaries and employee benefits$2,905,000751
Premises and equipment expense$433,0001,334
Additional noninterest expense$915,0001,322
Pre-tax net operating income$652,0002,892
Securities gains (losses)$02,891
Applicable income taxes$224,0002,509
Income before extraordinary items$428,0003,307
Extraordinary gains, net$021
Net income$428,0003,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,196,000294
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$428,0003,136
2002-12-31 (YTD Data)Rank
Total interest income$34,677,000882
Total interest expense$11,207,000997
Net interest income$23,470,000813
Provision for loan and lease losses$4,874,000396
Total noninterest income$6,431,000851
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$286,0004,334
Trading account gains and fees$0153
Additional Noninterest Income$6,145,000602
Total noninterest expense$26,580,000611
Salaries and employee benefits$13,185,000617
Premises and equipment expense$2,438,000893
Additional noninterest expense$10,957,000528
Pre-tax net operating income$-1,553,0009,216
Securities gains (losses)$04,537
Applicable income taxes$-527,0009,248
Income before extraordinary items$-1,026,0009,186
Extraordinary gains, net$070
Net income$-1,026,0009,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,059,000260
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,026,0009,150
2001-12-31 (YTD Data)Rank
Total interest income$42,314,000803
Total interest expense$18,147,000907
Net interest income$24,167,000734
Provision for loan and lease losses$11,472,000217
Total noninterest income$9,439,000628
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$360,0003,689
Trading account gains and fees$0177
Additional Noninterest Income$9,079,000442
Total noninterest expense$27,026,000605
Salaries and employee benefits$16,319,000493
Premises and equipment expense$3,335,000651
Additional noninterest expense$7,372,000709
Pre-tax net operating income$-4,892,0009,567
Securities gains (losses)$04,612
Applicable income taxes$-2,525,0009,584
Income before extraordinary items$-2,367,0009,540
Extraordinary gains, net$0105
Net income$-2,367,0009,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,589,000217
Cash dividends$400,0003,838
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-2,367,0009,520
2000-12-31 (YTD Data)Rank
Total interest income$45,908,000774
Total interest expense$23,252,000780
Net interest income$22,656,000778
Provision for loan and lease losses$6,584,000259
Total noninterest income$15,737,000438
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$479,0002,792
Trading account gains and fees$0180
Additional Noninterest Income$15,258,000337
Total noninterest expense$25,472,000629
Salaries and employee benefits$13,860,000527
Premises and equipment expense$3,476,000618
Additional noninterest expense$8,136,000667
Pre-tax net operating income$6,337,0001,172
Securities gains (losses)$01,956
Applicable income taxes$1,974,0001,165
Income before extraordinary items$4,363,0001,210
Extraordinary gains, net$038
Net income$4,363,0001,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,087,000244
Cash dividends$1,275,0001,883
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,363,0001,210
1999-12-31 (YTD Data)Rank
Total interest income$42,642,000791
Total interest expense$22,081,000734
Net interest income$20,561,000862
Provision for loan and lease losses$6,087,000261
Total noninterest income$9,843,000631
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$444,0002,926
Trading account gains and fees$0173
Additional Noninterest Income$9,399,000458
Total noninterest expense$24,881,000642
Salaries and employee benefits$13,796,000533
Premises and equipment expense$3,075,000682
Additional noninterest expense$8,010,000701
Pre-tax net operating income$-564,0009,891
Securities gains (losses)$03,155
Applicable income taxes$313,0004,718
Income before extraordinary items$-877,00010,056
Extraordinary gains, net$035
Net income$-877,00010,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,248,000345
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-877,00010,046
1998-12-31 (YTD Data)Rank
Total interest income$15,280,0002,133
Total interest expense$6,317,0002,389
Net interest income$8,963,0001,908
Provision for loan and lease losses$1,760,000638
Total noninterest income$11,377,000555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$865,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$10,512,000424
Total noninterest expense$17,531,000827
Salaries and employee benefits$10,726,000657
Premises and equipment expense$2,335,000839
Additional noninterest expense$4,470,0001,031
Pre-tax net operating income$1,049,0005,278
Securities gains (losses)$04,449
Applicable income taxes$467,0004,027
Income before extraordinary items$582,0006,144
Extraordinary gains, net$032
Net income$582,0006,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,639
Cash dividends$160,0005,689
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$582,0006,038
1997-12-31 (YTD Data)Rank
Total interest income$8,009,0003,964
Total interest expense$2,910,0004,843
Net interest income$5,099,0003,430
Provision for loan and lease losses$260,0002,876
Total noninterest income$9,588,000593
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$771,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$8,817,000447
Total noninterest expense$11,524,0001,155
Salaries and employee benefits$7,316,000908
Premises and equipment expense$1,508,0001,299
Additional noninterest expense$2,700,0001,592
Pre-tax net operating income$2,903,0002,558
Securities gains (losses)$03,944
Applicable income taxes$1,158,0002,153
Income before extraordinary items$1,745,0002,917
Extraordinary gains, net$044
Net income$1,745,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,653
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$470,000556
Net operating income$1,745,0002,863
1996-12-31 (YTD Data)Rank
Total interest income$6,813,0004,679
Total interest expense$2,425,0005,633
Net interest income$4,388,0003,971
Provision for loan and lease losses$435,0001,946
Total noninterest income$6,530,000794
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$569,0002,390
Trading account gains and feesNANA
Additional Noninterest Income$5,961,000575
Total noninterest expense$8,665,0001,639
Salaries and employee benefits$5,453,0001,219
Premises and equipment expense$1,185,0001,713
Additional noninterest expense$2,027,0002,419
Pre-tax net operating income$1,818,0003,688
Securities gains (losses)$04,148
Applicable income taxes$800,0002,841
Income before extraordinary items$1,018,0004,421
Extraordinary gains, net$053
Net income$1,018,0004,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,451
Cash dividends$71,0007,207
Sale, conversion, retirement of capital stock, net$2,912,000239
Net operating income$1,018,0004,363
1995-12-31 (YTD Data)Rank
Total interest income$6,233,0005,036
Total interest expense$2,452,0005,650
Net interest income$3,781,0004,535
Provision for loan and lease losses$308,0002,237
Total noninterest income$4,781,000989
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,716
Trading account gains and feesNANA
Additional Noninterest Income$4,425,000714
Total noninterest expense$6,436,0002,139
Salaries and employee benefits$3,925,0001,687
Premises and equipment expense$987,0002,040
Additional noninterest expense$1,524,0003,056
Pre-tax net operating income$1,818,0003,813
Securities gains (losses)$03,831
Applicable income taxes$791,0002,898
Income before extraordinary items$1,027,0004,488
Extraordinary gains, net$065
Net income$1,027,0004,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,256
Cash dividends$46,0007,880
Sale, conversion, retirement of capital stock, net$55,000634
Net operating income$1,027,0004,479
1994-12-31 (YTD Data)Rank
Total interest income$5,670,0005,108
Total interest expense$1,680,0006,389
Net interest income$3,990,0004,393
Provision for loan and lease losses$700,0001,201
Total noninterest income$1,876,0001,915
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0005,068
Trading account gains and feesNANA
Additional Noninterest Income$1,627,0001,300
Total noninterest expense$4,204,0003,265
Salaries and employee benefits$2,393,0002,775
Premises and equipment expense$718,0002,768
Additional noninterest expense$1,093,0004,379
Pre-tax net operating income$962,0006,104
Securities gains (losses)$03,600
Applicable income taxes$402,0004,746
Income before extraordinary items$560,0006,832
Extraordinary gains, net$0249
Net income$560,0006,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,649
Cash dividends$46,0008,070
Sale, conversion, retirement of capital stock, net$10,0001,085
Net operating income$560,0006,885
1993-12-31 (YTD Data)Rank
Total interest income$3,682,0007,295
Total interest expense$1,104,0008,666
Net interest income$2,578,0006,400
Provision for loan and lease losses$305,0002,944
Total noninterest income$828,0003,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$253,0005,067
Trading account gains and feesNANA
Additional Noninterest Income$575,0002,965
Total noninterest expense$2,590,0005,116
Salaries and employee benefits$1,454,0004,395
Premises and equipment expense$395,0004,769
Additional noninterest expense$741,0006,289
Pre-tax net operating income$511,0008,595
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$511,0007,452
Extraordinary gains, net$03,149
Net income$511,0007,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0005,361
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$511,0007,211
1992-12-31 (YTD Data)Rank
Total interest income$2,936,0009,100
Total interest expense$994,00010,420
Net interest income$1,942,0007,916
Provision for loan and lease losses$260,0004,489
Total noninterest income$626,0004,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0007,385
Trading account gains and feesNANA
Additional Noninterest Income$486,0003,254
Total noninterest expense$1,958,0006,484
Salaries and employee benefits$1,083,0005,649
Premises and equipment expense$334,0005,547
Additional noninterest expense$541,0008,072
Pre-tax net operating income$350,0009,690
Securities gains (losses)$08,369
Applicable income taxes$30,00011,811
Income before extraordinary items$320,0009,041
Extraordinary gains, net$01,422
Net income$320,0009,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0005,843
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$320,0008,679

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.