Home > Community West Bank > Net charge- offs to loans
Community West Bank, Net charge- offs to loans
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0442% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 4,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1188% | 4,509 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1605% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1144% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0753% | 4,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0753% | 4,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1513% | 4,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1412% | 3,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1524% | 4,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0723% | 4,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0723% | 4,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0591% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 4,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2228% | 4,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1580% | 3,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2297% | 4,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1064% | 4,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1064% | 4,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0972% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0529% | 4,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 4,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4365% | 4,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2076% | 3,618 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4613% | 4,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 4,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1968% | 4,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1968% | 4,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1473% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1817% | 4,560 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0097% | 4,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0097% | 4,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0348% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 4,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 4,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1293% | 3,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2407% | 4,641 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0100% | 4,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0100% | 4,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 4,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1423% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 4,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2742% | 4,673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0099% | 4,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0099% | 4,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 4,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1833% | 3,696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3692% | 4,688 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0092% | 4,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0092% | 4,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 4,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0767% | 4,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0850% | 3,696 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0752% | 4,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1437% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0214% | 4,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0214% | 4,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 4,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 4,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,477 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0643% | 3,706 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1475% | 4,631 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0261% | 4,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0261% | 4,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0599% | 3,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1559% | 4,663 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0344% | 4,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0344% | 4,404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0600% | 3,787 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2006% | 4,796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0097% | 4,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0097% | 4,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 4,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2191% | 5,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6164% | 3,997 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1056% | 5,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 4,502 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0485% | 4,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0485% | 4,641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0580% | 4,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 4,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1835% | 5,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7749% | 4,038 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3015% | 4,949 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0621% | 4,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0621% | 4,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0617% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 4,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 5,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1031% | 5,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4224% | 4,033 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2147% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0891% | 4,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0891% | 4,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0990% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0579% | 5,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0891% | 5,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0733% | 5,138 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2962% | 4,048 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2100% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1645% | 4,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1645% | 4,815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0792% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0686% | 5,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0970% | 5,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0991% | 5,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1602% | 4,090 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0778% | 5,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5160% | 5,253 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0110% | 4,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0110% | 4,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0835% | 5,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0839% | 5,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1187% | 5,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1109% | 5,372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1368% | 4,109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1013% | 5,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5173% | 5,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0091% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0091% | 3,233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0801% | 5,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1045% | 5,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1806% | 5,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0647% | 4,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4517% | 5,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0505% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0505% | 2,775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1090% | 5,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2309% | 5,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3666% | 5,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 5,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0590% | 4,065 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4160% | 5,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2057% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2057% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1029% | 5,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0985% | 5,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0514% | 4,765 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0666% | 5,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4136% | 5,732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6220% | 4,361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3232% | 5,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5360% | 5,477 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0016% | 4,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0016% | 4,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1032% | 5,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0554% | 5,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0748% | 4,883 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3211% | 5,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7523% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1496% | 5,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5926% | 5,534 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0612% | 5,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0612% | 5,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1076% | 5,649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1031% | 5,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.1271% | 5,074 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 5,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6029% | 5,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1234% | 4,285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7885% | 5,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6833% | 5,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0394% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0394% | 2,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1100% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0880% | 5,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.3110% | 5,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4935% | 5,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0619% | 4,194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6653% | 5,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6039% | 5,651 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0089% | 4,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0089% | 4,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2541% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2904% | 5,963 |
| Percentage Net Loans Charged-off:Construction & development | -1.1203% | 5,511 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3621% | 5,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 5,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0605% | 4,279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 5,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1251% | 5,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0533% | 3,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0533% | 3,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2959% | 6,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3701% | 6,073 |
| Percentage Net Loans Charged-off:Construction & development | -1.3771% | 5,590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4438% | 5,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1410% | 5,905 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0602% | 4,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1831% | 5,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3411% | 5,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1208% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1208% | 2,675 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3654% | 6,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4671% | 6,159 |
| Percentage Net Loans Charged-off:Construction & development | -1.0018% | 5,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6301% | 6,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0884% | 5,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0450% | 4,319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1137% | 5,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7285% | 5,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1879% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1879% | 2,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2963% | 6,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0957% | 5,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.6550% | 5,584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0721% | 5,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1345% | 6,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0898% | 4,459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1614% | 6,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1995% | 6,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1930% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1930% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1642% | 6,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3472% | 6,320 |
| Percentage Net Loans Charged-off:Construction & development | -7.6711% | 5,944 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 5,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 3,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2163% | 4,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5717% | 5,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2341% | 2,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2341% | 2,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1606% | 6,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4352% | 6,420 |
| Percentage Net Loans Charged-off:Construction & development | -10.1375% | 5,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 5,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2117% | 4,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3162% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4716% | 5,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3436% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3436% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2766% | 6,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7410% | 6,523 |
| Percentage Net Loans Charged-off:Construction & development | -15.2208% | 6,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0864% | 6,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1703% | 6,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2628% | 4,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0955% | 6,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3808% | 5,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4270% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4331% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1651% | 6,601 |
| Percentage Net Loans Charged-off:Construction & development | -23.0354% | 6,051 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0989% | 6,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2419% | 6,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3675% | 4,809 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1346% | 6,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0988% | 5,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4753% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4753% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 4,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3254% | 6,636 |
| Percentage Net Loans Charged-off:Construction & development | -7.3132% | 6,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 2,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7811% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2162% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2375% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 5,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6186% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6186% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 5,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5417% | 6,750 |
| Percentage Net Loans Charged-off:Construction & development | -9.0179% | 6,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 6,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8578% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2909% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3030% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6677% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6677% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 3,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.6566% | 5,995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1035% | 6,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8506% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4367% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1664% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3591% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6986% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2765% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 6,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.3811% | 5,973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1444% | 6,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4758% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8871% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1800% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7739% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7739% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0201% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4513% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | -1.4274% | 6,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6647% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5753% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 1,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9276% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7136% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9267% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9267% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4164% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9568% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.3913% | 1,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1228% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6678% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1611% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0835% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9649% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2289% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2289% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4305% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0247% | 956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0744% | 6,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2604% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7732% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4621% | 5,217 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8172% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4490% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0190% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0190% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9157% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4199% | 646 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 5,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7570% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0335% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9089% | 5,264 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6913% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3440% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1481% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1481% | 496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2117% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9847% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 10.5034% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4642% | 2,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4192% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 1,922 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2777% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6855% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5244% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5242% | 920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7807% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0078% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 9.1386% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6120% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7159% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7675% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4413% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1400% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1398% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7589% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6639% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.4952% | 1,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6030% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0697% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8566% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5918% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5388% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5387% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7580% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4212% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.2226% | 1,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2322% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3393% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2853% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4342% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5287% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5286% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5207% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0697% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 1.8282% | 2,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5689% | 1,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3824% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2146% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4797% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8109% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0927% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7177% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2007% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 1.4743% | 2,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7145% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8311% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3596% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0953% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4731% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1363% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9234% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4327% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 2.1512% | 1,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6271% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8479% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6057% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9826% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4249% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8644% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5743% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9685% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7187% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7351% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0831% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5220% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4979% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9443% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0353% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5276% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 2.9648% | 1,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6125% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5506% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0809% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2305% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8797% | 2,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2110% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7731% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 4.0182% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7506% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5321% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0576% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5753% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8046% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4120% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9591% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 6.4362% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8455% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4566% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5030% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5068% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5296% | 3,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3694% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6351% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 12.7975% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2463% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9776% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1084% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.9684% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6938% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4115% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2281% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.5180% | 1,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7693% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0407% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2239% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1773% | 5,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4196% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2407% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.6686% | 1,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6523% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8669% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3613% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1007% | 4,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4261% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3309% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.9529% | 777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8068% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0521% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1078% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1440% | 4,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2760% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6110% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7897% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8817% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1622% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 3,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 3,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2304% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2976% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7300% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1574% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5094% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 7,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0872% | 8,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1123% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2529% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3203% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3394% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3997% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5145% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3814% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6121% | 24 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7320% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9511% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3108% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4607% | 18 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6598% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8655% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3959% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5182% | 13 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2314% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1878% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5590% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5854% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7889% | 8 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0632% | 8,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9707% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2144% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3074% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0767% | 8,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8389% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0357% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3542% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2417% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1258% | 8,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3794% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7012% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3941% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0290% | 7,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1316% | 8,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2626% | 8,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1534% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1857% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3030% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4405% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5900% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1933% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7458% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0143% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3729% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4423% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6625% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1042% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1634% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4696% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6820% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1412% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0853% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3480% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0513% | 7,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6231% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9341% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1704% | 8,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4408% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8136% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1166% | 7,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1773% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2980% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5101% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4693% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6330% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0117% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6866% | 3,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1662% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2747% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5020% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3101% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4542% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7481% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9558% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4705% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5604% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8801% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5117% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6620% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9267% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4852% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9371% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5694% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5637% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7420% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8834% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0343% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0824% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8259% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6530% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9597% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4598% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5463% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5135% | 2,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3264% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4164% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9646% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9201% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8959% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9188% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3648% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1663% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9430% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8968% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4091% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1467% | 7 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1570% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3215% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2028% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0704% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9951% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6995% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1532% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7689% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7724% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7380% | 14 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0194% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0504% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2813% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5835% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8712% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4749% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8621% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1902% | 5,526 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4127% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |