Home > Community Valley Bank > Income and Expense

Community Valley Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,001,0002,187
Total interest expense$4,020,0002,276
Net interest income$11,981,0002,113
Provision for loan and lease losses$136,0002,253
Total noninterest income$729,0003,084
Gross Fiduciary activities income$0981
Service charges on deposit accounts$76,0003,570
Trading account gains and feesNANA
Additional Noninterest Income$653,0002,712
Total noninterest expense$7,042,0002,549
Salaries and employee benefits$3,302,0002,808
Premises and equipment expense$635,0002,625
Additional noninterest expense$653,0002,712
Pre-tax net operating income$5,532,0001,820
Securities gains (losses)$0988
Applicable income taxes$1,527,0001,169
Income before extraordinary items$4,005,0001,991
Extraordinary gains, net$054
Net income$4,005,0002,015
Minority interest net income$088
Net income of bank and minority interests.$4,005,0001,994
Net charge-offs$23,0002,142
Cash dividends$2,913,0001,229
Sale, conversion, retirement of capital stock, net$158,000379
Net operating income$4,005,0002,024
2023-09-30 (YTD Data)Rank
Total interest income$11,601,0002,200
Total interest expense$2,877,0002,205
Net interest income$8,724,0002,161
Provision for loan and lease losses$46,0002,525
Total noninterest income$539,0003,091
Gross Fiduciary activities income$0950
Service charges on deposit accounts$55,0003,612
Trading account gains and feesNANA
Additional Noninterest Income$484,0002,716
Total noninterest expense$5,242,0002,548
Salaries and employee benefits$2,431,0002,824
Premises and equipment expense$470,0002,648
Additional noninterest expense$484,0002,715
Pre-tax net operating income$3,975,0001,911
Securities gains (losses)$0849
Applicable income taxes$1,101,0001,221
Income before extraordinary items$2,874,0002,105
Extraordinary gains, net$052
Net income$2,874,0002,125
Minority interest net income$081
Net income of bank and minority interests.$2,874,0002,107
Net charge-offs$20,0001,896
Cash dividends$1,805,0001,236
Sale, conversion, retirement of capital stock, net$119,000366
Net operating income$2,874,0002,128
2023-06-30 (YTD Data)Rank
Total interest income$7,546,0002,203
Total interest expense$1,815,0002,133
Net interest income$5,731,0002,210
Provision for loan and lease losses$16,0002,659
Total noninterest income$387,0002,995
Gross Fiduciary activities income$0931
Service charges on deposit accounts$37,0003,598
Trading account gains and feesNANA
Additional Noninterest Income$350,0002,599
Total noninterest expense$3,498,0002,529
Salaries and employee benefits$1,630,0002,814
Premises and equipment expense$311,0002,654
Additional noninterest expense$350,0002,594
Pre-tax net operating income$2,604,0001,910
Securities gains (losses)$0938
Applicable income taxes$721,0001,239
Income before extraordinary items$1,883,0002,137
Extraordinary gains, net$051
Net income$1,883,0002,162
Minority interest net income$081
Net income of bank and minority interests.$1,883,0002,137
Net charge-offs$15,0001,656
Cash dividends$875,0001,495
Sale, conversion, retirement of capital stock, net$79,000356
Net operating income$1,883,0002,150
2023-03-31 (YTD Data)Rank
Total interest income$3,648,0002,235
Total interest expense$766,0002,148
Net interest income$2,882,0002,208
Provision for loan and lease losses$16,0002,184
Total noninterest income$196,0002,971
Gross Fiduciary activities income$0913
Service charges on deposit accounts$19,0003,593
Trading account gains and feesNANA
Additional Noninterest Income$177,0002,577
Total noninterest expense$1,723,0002,572
Salaries and employee benefits$794,0002,892
Premises and equipment expense$159,0002,656
Additional noninterest expense$177,0002,577
Pre-tax net operating income$1,339,0001,925
Securities gains (losses)$0950
Applicable income taxes$372,0001,222
Income before extraordinary items$967,0002,138
Extraordinary gains, net$04
Net income$967,0002,138
Minority interest net income$048
Net income of bank and minority interests.$967,0002,138
Net charge-offs$15,0001,224
Cash dividends$690,0001,051
Sale, conversion, retirement of capital stock, net$40,000331
Net operating income$967,0002,162
2022-12-31 (YTD Data)Rank
Total interest income$12,081,0002,268
Total interest expense$1,139,0002,244
Net interest income$10,942,0002,243
Provision for loan and lease losses$50,0002,541
Total noninterest income$1,147,0002,642
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$73,0003,697
Trading account gains and feesNANA
Additional Noninterest Income$1,074,0002,263
Total noninterest expense$6,225,0002,701
Salaries and employee benefits$3,148,0002,871
Premises and equipment expense$603,0002,705
Additional noninterest expense$1,074,0002,263
Pre-tax net operating income$5,814,0001,860
Securities gains (losses)$0691
Applicable income taxes$1,673,0001,192
Income before extraordinary items$4,141,0002,060
Extraordinary gains, net$05
Net income$4,141,0002,059
Minority interest net income$063
Net income of bank and minority interests.$4,141,0002,059
Net charge-offs$-1,0003,246
Cash dividends$995,0002,185
Sale, conversion, retirement of capital stock, net$120,000453
Net operating income$4,141,0002,091
2022-09-30 (YTD Data)Rank
Total interest income$8,682,0002,270
Total interest expense$601,0002,409
Net interest income$8,081,0002,235
Provision for loan and lease losses$02,835
Total noninterest income$962,0002,546
Gross Fiduciary activities income$0968
Service charges on deposit accounts$56,0003,719
Trading account gains and feesNANA
Additional Noninterest Income$906,0002,165
Total noninterest expense$4,669,0002,690
Salaries and employee benefits$2,343,0002,865
Premises and equipment expense$454,0002,700
Additional noninterest expense$906,0002,165
Pre-tax net operating income$4,374,0001,839
Securities gains (losses)$0740
Applicable income taxes$1,258,0001,207
Income before extraordinary items$3,116,0002,040
Extraordinary gains, net$04
Net income$3,116,0002,039
Minority interest net income$057
Net income of bank and minority interests.$3,116,0002,039
Net charge-offs$12,0001,769
Cash dividends$736,0001,917
Sale, conversion, retirement of capital stock, net$90,000414
Net operating income$3,116,0002,066
2022-06-30 (YTD Data)Rank
Total interest income$5,559,0002,276
Total interest expense$345,0002,472
Net interest income$5,214,0002,254
Provision for loan and lease losses$02,599
Total noninterest income$767,0002,347
Gross Fiduciary activities income$0925
Service charges on deposit accounts$36,0003,772
Trading account gains and feesNANA
Additional Noninterest Income$731,0002,011
Total noninterest expense$3,066,0002,704
Salaries and employee benefits$1,522,0002,914
Premises and equipment expense$303,0002,706
Additional noninterest expense$1,241,0002,256
Pre-tax net operating income$2,915,0001,770
Securities gains (losses)$0687
Applicable income taxes$839,0001,131
Income before extraordinary items$2,076,0001,959
Extraordinary gains, net$04
Net income$2,076,0001,959
Minority interest net income$060
Net income of bank and minority interests.$2,076,0001,959
Net charge-offs$11,0001,552
Cash dividends$473,0001,941
Sale, conversion, retirement of capital stock, net$60,000401
Net operating income$2,076,0002,002
2022-03-31 (YTD Data)Rank
Total interest income$2,827,0002,206
Total interest expense$172,0002,442
Net interest income$2,655,0002,182
Provision for loan and lease losses$02,285
Total noninterest income$402,0002,279
Gross Fiduciary activities income$0892
Service charges on deposit accounts$18,0003,772
Trading account gains and feesNANA
Additional Noninterest Income$384,0001,948
Total noninterest expense$1,558,0002,668
Salaries and employee benefits$787,0002,863
Premises and equipment expense$163,0002,607
Additional noninterest expense$608,0002,273
Pre-tax net operating income$1,499,0001,638
Securities gains (losses)$0623
Applicable income taxes$432,0001,061
Income before extraordinary items$1,067,0001,843
Extraordinary gains, net$04
Net income$1,067,0001,842
Minority interest net income$050
Net income of bank and minority interests.$1,067,0001,843
Net charge-offs$11,0001,153
Cash dividends$203,0001,709
Sale, conversion, retirement of capital stock, net$30,000364
Net operating income$1,067,0001,864
2021-12-31 (YTD Data)Rank
Total interest income$13,643,0002,001
Total interest expense$741,0002,636
Net interest income$12,902,0001,939
Provision for loan and lease losses$200,0001,725
Total noninterest income$423,0003,794
Gross Fiduciary activities income$0994
Service charges on deposit accounts$78,0003,685
Trading account gains and feesNANA
Additional Noninterest Income$345,0003,617
Total noninterest expense$5,798,0002,781
Salaries and employee benefits$2,629,0003,131
Premises and equipment expense$655,0002,617
Additional noninterest expense$2,514,0002,242
Pre-tax net operating income$7,327,0001,577
Securities gains (losses)$02,062
Applicable income taxes$2,128,0001,052
Income before extraordinary items$5,199,0001,841
Extraordinary gains, net$010
Net income$5,199,0001,841
Minority interest net income$074
Net income of bank and minority interests.$5,199,0001,842
Net charge-offs$18,0002,103
Cash dividends$1,031,0002,174
Sale, conversion, retirement of capital stock, net$138,000437
Net operating income$5,199,0001,802
2021-09-30 (YTD Data)Rank
Total interest income$10,689,0001,984
Total interest expense$567,0002,696
Net interest income$10,122,0001,905
Provision for loan and lease losses$75,0002,140
Total noninterest income$69,0004,644
Gross Fiduciary activities income$0957
Service charges on deposit accounts$59,0003,701
Trading account gains and feesNANA
Additional Noninterest Income$10,0004,772
Total noninterest expense$4,277,0002,820
Salaries and employee benefits$1,820,0003,249
Premises and equipment expense$489,0002,646
Additional noninterest expense$1,968,0002,182
Pre-tax net operating income$5,839,0001,585
Securities gains (losses)$02,015
Applicable income taxes$1,697,0001,062
Income before extraordinary items$4,142,0001,831
Extraordinary gains, net$08
Net income$4,142,0001,830
Minority interest net income$069
Net income of bank and minority interests.$4,142,0001,831
Net charge-offs$30,0001,572
Cash dividends$847,0001,880
Sale, conversion, retirement of capital stock, net$105,000410
Net operating income$4,142,0001,802
2021-06-30 (YTD Data)Rank
Total interest income$6,596,0002,078
Total interest expense$401,0002,678
Net interest income$6,195,0002,001
Provision for loan and lease losses$02,862
Total noninterest income$-285,0004,946
Gross Fiduciary activities income$0951
Service charges on deposit accounts$38,0003,721
Trading account gains and feesNANA
Additional Noninterest Income$-323,0004,952
Total noninterest expense$2,904,0002,787
Salaries and employee benefits$1,191,0003,283
Premises and equipment expense$314,0002,680
Additional noninterest expense$1,399,0002,066
Pre-tax net operating income$3,006,0001,889
Securities gains (losses)$01,818
Applicable income taxes$868,0001,257
Income before extraordinary items$2,138,0002,143
Extraordinary gains, net$06
Net income$2,138,0002,143
Minority interest net income$067
Net income of bank and minority interests.$2,138,0002,143
Net charge-offs$29,0001,351
Cash dividends$480,0002,001
Sale, conversion, retirement of capital stock, net$70,000389
Net operating income$2,138,0002,106
2021-03-31 (YTD Data)Rank
Total interest income$3,241,0002,094
Total interest expense$211,0002,674
Net interest income$3,030,0002,023
Provision for loan and lease losses$02,741
Total noninterest income$-187,0004,967
Gross Fiduciary activities income$0922
Service charges on deposit accounts$20,0003,668
Trading account gains and feesNANA
Additional Noninterest Income$-207,0004,973
Total noninterest expense$1,356,0002,893
Salaries and employee benefits$527,0003,465
Premises and equipment expense$160,0002,677
Additional noninterest expense$669,0002,091
Pre-tax net operating income$1,487,0001,879
Securities gains (losses)$01,392
Applicable income taxes$441,0001,231
Income before extraordinary items$1,046,0002,156
Extraordinary gains, net$03
Net income$1,046,0002,156
Minority interest net income$055
Net income of bank and minority interests.$1,046,0002,156
Net charge-offs$29,0001,017
Cash dividends$250,0001,678
Sale, conversion, retirement of capital stock, net$35,000362
Net operating income$1,046,0002,112
2020-12-31 (YTD Data)Rank
Total interest income$11,455,0002,315
Total interest expense$1,172,0002,702
Net interest income$10,283,0002,213
Provision for loan and lease losses$121,0003,402
Total noninterest income$260,0004,143
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$135,0003,234
Trading account gains and feesNANA
Additional Noninterest Income$125,0004,268
Total noninterest expense$5,645,0002,801
Salaries and employee benefits$2,353,0003,298
Premises and equipment expense$601,0002,749
Additional noninterest expense$2,691,0002,100
Pre-tax net operating income$4,777,0001,838
Securities gains (losses)$02,675
Applicable income taxes$1,390,0001,191
Income before extraordinary items$3,387,0002,132
Extraordinary gains, net$04
Net income$3,387,0002,133
Minority interest net income$072
Net income of bank and minority interests.$3,387,0002,133
Net charge-offs$-156,0004,815
Cash dividends$750,0002,475
Sale, conversion, retirement of capital stock, net$97,000447
Net operating income$3,387,0002,082
2020-09-30 (YTD Data)Rank
Total interest income$8,181,0002,398
Total interest expense$939,0002,695
Net interest income$7,242,0002,318
Provision for loan and lease losses$121,0003,151
Total noninterest income$138,0004,397
Gross Fiduciary activities income$0981
Service charges on deposit accounts$114,0003,106
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,741
Total noninterest expense$4,104,0002,835
Salaries and employee benefits$1,525,0003,528
Premises and equipment expense$445,0002,769
Additional noninterest expense$2,134,0001,974
Pre-tax net operating income$3,155,0001,982
Securities gains (losses)$02,494
Applicable income taxes$915,0001,254
Income before extraordinary items$2,240,0002,290
Extraordinary gains, net$04
Net income$2,240,0002,289
Minority interest net income$065
Net income of bank and minority interests.$2,240,0002,290
Net charge-offs$5,0002,912
Cash dividends$550,0002,229
Sale, conversion, retirement of capital stock, net$71,000421
Net operating income$2,240,0002,239
2020-06-30 (YTD Data)Rank
Total interest income$5,397,0002,438
Total interest expense$681,0002,690
Net interest income$4,716,0002,362
Provision for loan and lease losses$121,0002,803
Total noninterest income$104,0004,326
Gross Fiduciary activities income$0970
Service charges on deposit accounts$84,0003,024
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,687
Total noninterest expense$2,673,0002,880
Salaries and employee benefits$949,0003,651
Premises and equipment expense$300,0002,755
Additional noninterest expense$1,424,0001,966
Pre-tax net operating income$2,026,0001,985
Securities gains (losses)$02,249
Applicable income taxes$587,0001,217
Income before extraordinary items$1,439,0002,291
Extraordinary gains, net$04
Net income$1,439,0002,290
Minority interest net income$065
Net income of bank and minority interests.$1,439,0002,291
Net charge-offs$2,0002,854
Cash dividends$350,0002,274
Sale, conversion, retirement of capital stock, net$48,000401
Net operating income$1,439,0002,254
2020-03-31 (YTD Data)Rank
Total interest income$2,666,0002,455
Total interest expense$398,0002,615
Net interest income$2,268,0002,385
Provision for loan and lease losses$16,0003,191
Total noninterest income$98,0003,817
Gross Fiduciary activities income$0941
Service charges on deposit accounts$49,0003,089
Trading account gains and feesNANA
Additional Noninterest Income$49,0003,865
Total noninterest expense$1,562,0002,655
Salaries and employee benefits$654,0003,173
Premises and equipment expense$152,0002,748
Additional noninterest expense$756,0001,907
Pre-tax net operating income$788,0002,177
Securities gains (losses)$01,705
Applicable income taxes$235,0001,262
Income before extraordinary items$553,0002,514
Extraordinary gains, net$04
Net income$553,0002,514
Minority interest net income$056
Net income of bank and minority interests.$553,0002,515
Net charge-offs$-14,0004,568
Cash dividends$150,0002,090
Sale, conversion, retirement of capital stock, net$23,000388
Net operating income$553,0002,483
2019-12-31 (YTD Data)Rank
Total interest income$10,099,0002,581
Total interest expense$1,382,0002,851
Net interest income$8,717,0002,472
Provision for loan and lease losses$464,0001,559
Total noninterest income$763,0003,154
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$195,0003,200
Trading account gains and feesNANA
Additional Noninterest Income$568,0002,887
Total noninterest expense$5,676,0002,795
Salaries and employee benefits$2,527,0003,217
Premises and equipment expense$618,0002,744
Additional noninterest expense$2,531,0002,203
Pre-tax net operating income$3,340,0002,311
Securities gains (losses)$02,379
Applicable income taxes$934,0001,480
Income before extraordinary items$2,406,0002,625
Extraordinary gains, net$011
Net income$2,406,0002,625
Minority interest net income$076
Net income of bank and minority interests.$2,406,0002,627
Net charge-offs$251,0001,494
Cash dividends$100,0003,737
Sale, conversion, retirement of capital stock, net$65,000518
Net operating income$2,406,0002,590
2019-09-30 (YTD Data)Rank
Total interest income$7,619,0002,596
Total interest expense$997,0002,930
Net interest income$6,622,0002,482
Provision for loan and lease losses$289,0001,641
Total noninterest income$520,0003,298
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$142,0003,268
Trading account gains and feesNANA
Additional Noninterest Income$378,0003,038
Total noninterest expense$4,238,0002,812
Salaries and employee benefits$1,931,0003,205
Premises and equipment expense$436,0002,864
Additional noninterest expense$1,871,0002,215
Pre-tax net operating income$2,615,0002,301
Securities gains (losses)$02,167
Applicable income taxes$732,0001,496
Income before extraordinary items$1,883,0002,628
Extraordinary gains, net$011
Net income$1,883,0002,629
Minority interest net income$072
Net income of bank and minority interests.$1,883,0002,629
Net charge-offs$194,0001,320
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$49,000485
Net operating income$1,883,0002,588
2019-06-30 (YTD Data)Rank
Total interest income$4,994,0002,629
Total interest expense$650,0002,944
Net interest income$4,344,0002,519
Provision for loan and lease losses$164,0001,729
Total noninterest income$180,0004,047
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$99,0003,206
Trading account gains and fees$0131
Additional Noninterest Income$81,0004,165
Total noninterest expense$2,938,0002,772
Salaries and employee benefits$1,392,0003,090
Premises and equipment expense$278,0002,962
Additional noninterest expense$1,268,0002,206
Pre-tax net operating income$1,422,0002,604
Securities gains (losses)$01,702
Applicable income taxes$396,0001,628
Income before extraordinary items$1,026,0002,913
Extraordinary gains, net$011
Net income$1,026,0002,912
Minority interest net income$069
Net income of bank and minority interests.$1,026,0002,912
Net charge-offs$171,0001,090
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$33,000469
Net operating income$1,026,0002,892
2019-03-31 (YTD Data)Rank
Total interest income$2,566,0002,578
Total interest expense$314,0002,966
Net interest income$2,252,0002,471
Provision for loan and lease losses$03,406
Total noninterest income$-16,0005,331
Gross Fiduciary activities income$0972
Service charges on deposit accounts$49,0003,229
Trading account gains and fees$0126
Additional Noninterest Income$-65,0005,339
Total noninterest expense$1,509,0002,733
Salaries and employee benefits$731,0003,027
Premises and equipment expense$136,0003,028
Additional noninterest expense$642,0002,178
Pre-tax net operating income$727,0002,522
Securities gains (losses)$01,087
Applicable income taxes$202,0001,579
Income before extraordinary items$525,0002,837
Extraordinary gains, net$05
Net income$525,0002,836
Minority interest net income$052
Net income of bank and minority interests.$525,0002,836
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$16,000441
Net operating income$525,0002,820
2018-12-31 (YTD Data)Rank
Total interest income$8,855,0002,744
Total interest expense$1,110,0002,771
Net interest income$7,745,0002,703
Provision for loan and lease losses$155,0002,601
Total noninterest income$604,0003,547
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$169,0003,532
Trading account gains and fees$0126
Additional Noninterest Income$435,0003,251
Total noninterest expense$5,297,0002,944
Salaries and employee benefits$2,454,0003,310
Premises and equipment expense$499,0003,153
Additional noninterest expense$2,344,0002,331
Pre-tax net operating income$2,897,0002,551
Securities gains (losses)$01,125
Applicable income taxes$853,0001,525
Income before extraordinary items$2,044,0002,902
Extraordinary gains, net$06
Net income$2,044,0002,901
Minority interest net income$072
Net income of bank and minority interests.$2,044,0002,901
Net charge-offs$90,0002,219
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$39,000566
Net operating income$2,044,0002,897
2018-09-30 (YTD Data)Rank
Total interest income$6,400,0002,812
Total interest expense$816,0002,736
Net interest income$5,584,0002,794
Provision for loan and lease losses$152,0002,246
Total noninterest income$357,0003,886
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$117,0003,657
Trading account gains and fees$0138
Additional Noninterest Income$240,0003,630
Total noninterest expense$3,863,0003,010
Salaries and employee benefits$1,817,0003,326
Premises and equipment expense$346,0003,333
Additional noninterest expense$1,700,0002,385
Pre-tax net operating income$1,926,0002,803
Securities gains (losses)$01,118
Applicable income taxes$552,0001,709
Income before extraordinary items$1,374,0003,113
Extraordinary gains, net$05
Net income$1,374,0003,110
Minority interest net income$066
Net income of bank and minority interests.$1,374,0003,112
Net charge-offs$101,0001,722
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$26,000542
Net operating income$1,374,0003,102
2018-06-30 (YTD Data)Rank
Total interest income$4,105,0002,876
Total interest expense$533,0002,705
Net interest income$3,572,0002,881
Provision for loan and lease losses$42,0002,947
Total noninterest income$100,0004,748
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$73,0003,744
Trading account gains and fees$0130
Additional Noninterest Income$27,0004,992
Total noninterest expense$2,501,0003,073
Salaries and employee benefits$1,309,0003,230
Premises and equipment expense$210,0003,510
Additional noninterest expense$982,0002,650
Pre-tax net operating income$1,129,0002,971
Securities gains (losses)$0961
Applicable income taxes$322,0001,805
Income before extraordinary items$807,0003,276
Extraordinary gains, net$06
Net income$807,0003,275
Minority interest net income$065
Net income of bank and minority interests.$807,0003,275
Net charge-offs$97,0001,328
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$17,000534
Net operating income$807,0003,269
2018-03-31 (YTD Data)Rank
Total interest income$2,043,0002,889
Total interest expense$255,0002,713
Net interest income$1,788,0002,890
Provision for loan and lease losses$42,0002,239
Total noninterest income$93,0004,182
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$37,0003,752
Trading account gains and fees$0123
Additional Noninterest Income$56,0004,038
Total noninterest expense$1,271,0003,069
Salaries and employee benefits$690,0003,146
Premises and equipment expense$104,0003,571
Additional noninterest expense$477,0002,717
Pre-tax net operating income$568,0002,916
Securities gains (losses)$0735
Applicable income taxes$162,0001,767
Income before extraordinary items$406,0003,229
Extraordinary gains, net$07
Net income$406,0003,229
Minority interest net income$052
Net income of bank and minority interests.$406,0003,229
Net charge-offs$108,000811
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$8,000507
Net operating income$406,0003,233
2017-12-31 (YTD Data)Rank
Total interest income$8,151,0002,833
Total interest expense$936,0002,663
Net interest income$7,215,0002,828
Provision for loan and lease losses$370,0001,738
Total noninterest income$917,0003,068
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$285,0002,939
Trading account gains and fees$0151
Additional Noninterest Income$632,0002,857
Total noninterest expense$4,839,0003,151
Salaries and employee benefits$2,369,0003,430
Premises and equipment expense$422,0003,561
Additional noninterest expense$2,048,0002,604
Pre-tax net operating income$2,923,0002,523
Securities gains (losses)$02,243
Applicable income taxes$1,400,0001,592
Income before extraordinary items$1,523,0003,111
Extraordinary gains, net$09
Net income$1,523,0003,109
Minority interest net income$076
Net income of bank and minority interests.$1,523,0003,111
Net charge-offs$223,0001,740
Cash dividends$100,0003,887
Sale, conversion, retirement of capital stock, net$33,000604
Net operating income$1,523,0003,089
2017-09-30 (YTD Data)Rank
Total interest income$6,041,0002,871
Total interest expense$687,0002,672
Net interest income$5,354,0002,871
Provision for loan and lease losses$313,0001,592
Total noninterest income$728,0003,005
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$226,0002,869
Trading account gains and fees$0145
Additional Noninterest Income$502,0002,805
Total noninterest expense$3,671,0003,147
Salaries and employee benefits$1,827,0003,389
Premises and equipment expense$309,0003,638
Additional noninterest expense$1,535,0002,625
Pre-tax net operating income$2,098,0002,653
Securities gains (losses)$02,274
Applicable income taxes$832,0001,625
Income before extraordinary items$1,266,0003,121
Extraordinary gains, net$09
Net income$1,266,0003,120
Minority interest net income$071
Net income of bank and minority interests.$1,266,0003,121
Net charge-offs$196,0001,406
Cash dividends$100,0003,397
Sale, conversion, retirement of capital stock, net$26,000568
Net operating income$1,266,0003,100
2017-06-30 (YTD Data)Rank
Total interest income$3,973,0002,883
Total interest expense$447,0002,674
Net interest income$3,526,0002,882
Provision for loan and lease losses$313,0001,146
Total noninterest income$647,0002,611
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$144,0002,946
Trading account gains and fees$0139
Additional Noninterest Income$503,0002,324
Total noninterest expense$2,443,0003,172
Salaries and employee benefits$1,193,0003,456
Premises and equipment expense$195,0003,742
Additional noninterest expense$1,055,0002,566
Pre-tax net operating income$1,417,0002,584
Securities gains (losses)$01,906
Applicable income taxes$561,0001,593
Income before extraordinary items$856,0003,063
Extraordinary gains, net$011
Net income$856,0003,062
Minority interest net income$071
Net income of bank and minority interests.$856,0003,063
Net charge-offs$196,0001,068
Cash dividends$100,0003,181
Sale, conversion, retirement of capital stock, net$17,000555
Net operating income$856,0003,045
2017-03-31 (YTD Data)Rank
Total interest income$1,918,0002,957
Total interest expense$218,0002,693
Net interest income$1,700,0002,962
Provision for loan and lease losses$100,0001,432
Total noninterest income$309,0002,676
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$71,0002,966
Trading account gains and fees$0142
Additional Noninterest Income$238,0002,373
Total noninterest expense$1,216,0003,210
Salaries and employee benefits$594,0003,511
Premises and equipment expense$91,0003,915
Additional noninterest expense$531,0002,549
Pre-tax net operating income$693,0002,554
Securities gains (losses)$01,153
Applicable income taxes$271,0001,578
Income before extraordinary items$422,0003,040
Extraordinary gains, net$08
Net income$422,0003,040
Minority interest net income$055
Net income of bank and minority interests.$422,0003,040
Net charge-offs$-3,0004,448
Cash dividends$100,0002,363
Sale, conversion, retirement of capital stock, net$8,000532
Net operating income$422,0003,022
2016-12-31 (YTD Data)Rank
Total interest income$7,078,0003,106
Total interest expense$845,0002,719
Net interest income$6,233,0003,108
Provision for loan and lease losses$90,0003,218
Total noninterest income$1,049,0002,964
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$272,0003,110
Trading account gains and fees$0170
Additional Noninterest Income$777,0002,696
Total noninterest expense$4,559,0003,381
Salaries and employee benefits$2,196,0003,644
Premises and equipment expense$400,0003,776
Additional noninterest expense$1,963,0002,797
Pre-tax net operating income$2,633,0002,598
Securities gains (losses)$03,212
Applicable income taxes$1,067,0001,573
Income before extraordinary items$1,566,0003,208
Extraordinary gains, net$05
Net income$1,566,0003,207
Minority interest net income$082
Net income of bank and minority interests.$1,566,0003,207
Net charge-offs$-9,0004,966
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$52,000577
Net operating income$1,566,0003,156
2016-09-30 (YTD Data)Rank
Total interest income$5,267,0003,131
Total interest expense$633,0002,722
Net interest income$4,634,0003,142
Provision for loan and lease losses$04,186
Total noninterest income$442,0003,879
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$203,0003,140
Trading account gains and fees$0169
Additional Noninterest Income$239,0003,893
Total noninterest expense$3,356,0003,420
Salaries and employee benefits$1,628,0003,667
Premises and equipment expense$297,0003,811
Additional noninterest expense$1,431,0002,841
Pre-tax net operating income$1,720,0002,870
Securities gains (losses)$03,160
Applicable income taxes$698,0001,761
Income before extraordinary items$1,022,0003,459
Extraordinary gains, net$05
Net income$1,022,0003,456
Minority interest net income$071
Net income of bank and minority interests.$1,022,0003,459
Net charge-offs$-9,0004,891
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$53,000498
Net operating income$1,022,0003,400
2016-06-30 (YTD Data)Rank
Total interest income$3,490,0003,153
Total interest expense$407,0002,797
Net interest income$3,083,0003,155
Provision for loan and lease losses$04,017
Total noninterest income$283,0003,929
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$135,0003,132
Trading account gains and fees$0157
Additional Noninterest Income$148,0003,990
Total noninterest expense$2,279,0003,411
Salaries and employee benefits$1,076,0003,719
Premises and equipment expense$195,0003,858
Additional noninterest expense$1,008,0002,754
Pre-tax net operating income$1,087,0002,930
Securities gains (losses)$02,835
Applicable income taxes$434,0001,806
Income before extraordinary items$653,0003,528
Extraordinary gains, net$016
Net income$653,0003,524
Minority interest net income$071
Net income of bank and minority interests.$653,0003,526
Net charge-offs$-9,0004,932
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$27,000526
Net operating income$653,0003,467
2016-03-31 (YTD Data)Rank
Total interest income$1,673,0003,242
Total interest expense$195,0002,888
Net interest income$1,478,0003,251
Provision for loan and lease losses$03,656
Total noninterest income$136,0003,972
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$69,0003,084
Trading account gains and fees$0142
Additional Noninterest Income$67,0004,073
Total noninterest expense$1,081,0003,533
Salaries and employee benefits$511,0003,846
Premises and equipment expense$97,0003,912
Additional noninterest expense$473,0002,870
Pre-tax net operating income$533,0002,929
Securities gains (losses)$02,077
Applicable income taxes$215,0001,770
Income before extraordinary items$318,0003,527
Extraordinary gains, net$012
Net income$318,0003,523
Minority interest net income$062
Net income of bank and minority interests.$318,0003,525
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$3,000596
Net operating income$318,0003,471
2015-12-31 (YTD Data)Rank
Total interest income$6,160,0003,383
Total interest expense$802,0002,822
Net interest income$5,358,0003,432
Provision for loan and lease losses$04,380
Total noninterest income$671,0003,716
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$271,0003,219
Trading account gains and fees$0159
Additional Noninterest Income$400,0003,590
Total noninterest expense$4,380,0003,510
Salaries and employee benefits$2,086,0003,817
Premises and equipment expense$426,0003,792
Additional noninterest expense$1,868,0002,932
Pre-tax net operating income$1,649,0003,345
Securities gains (losses)$03,216
Applicable income taxes$514,0002,199
Income before extraordinary items$1,135,0003,722
Extraordinary gains, net$023
Net income$1,135,0003,722
Minority interest net income$081
Net income of bank and minority interests.$1,135,0003,723
Net charge-offs$2,0004,318
Cash dividends$15,0004,258
Sale, conversion, retirement of capital stock, net$737,000262
Net operating income$1,135,0003,667
2015-09-30 (YTD Data)Rank
Total interest income$4,521,0003,464
Total interest expense$607,0002,837
Net interest income$3,914,0003,521
Provision for loan and lease losses$04,232
Total noninterest income$552,0003,582
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$202,0003,244
Trading account gains and fees$0153
Additional Noninterest Income$350,0003,392
Total noninterest expense$3,290,0003,530
Salaries and employee benefits$1,573,0003,820
Premises and equipment expense$320,0003,833
Additional noninterest expense$1,397,0002,945
Pre-tax net operating income$1,176,0003,499
Securities gains (losses)$03,031
Applicable income taxes$368,0002,288
Income before extraordinary items$808,0003,868
Extraordinary gains, net$021
Net income$808,0003,867
Minority interest net income$078
Net income of bank and minority interests.$808,0003,868
Net charge-offs$45,0002,852
Cash dividends$15,0003,787
Sale, conversion, retirement of capital stock, net$735,000208
Net operating income$808,0003,818
2015-06-30 (YTD Data)Rank
Total interest income$2,991,0003,491
Total interest expense$392,0002,920
Net interest income$2,599,0003,542
Provision for loan and lease losses$04,069
Total noninterest income$526,0002,990
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$135,0003,230
Trading account gains and fees$0157
Additional Noninterest Income$391,0002,707
Total noninterest expense$2,226,0003,536
Salaries and employee benefits$1,053,0003,840
Premises and equipment expense$211,0003,873
Additional noninterest expense$962,0002,893
Pre-tax net operating income$899,0003,261
Securities gains (losses)$02,636
Applicable income taxes$200,0002,486
Income before extraordinary items$699,0003,414
Extraordinary gains, net$022
Net income$699,0003,414
Minority interest net income$075
Net income of bank and minority interests.$699,0003,415
Net charge-offs$03,893
Cash dividends$9,0003,645
Sale, conversion, retirement of capital stock, net$2,534,00074
Net operating income$699,0003,352
2015-03-31 (YTD Data)Rank
Total interest income$1,487,0003,516
Total interest expense$184,0003,056
Net interest income$1,303,0003,537
Provision for loan and lease losses$03,703
Total noninterest income$315,0002,725
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$66,0003,229
Trading account gains and fees$0152
Additional Noninterest Income$249,0002,356
Total noninterest expense$1,134,0003,514
Salaries and employee benefits$573,0003,694
Premises and equipment expense$102,0003,983
Additional noninterest expense$459,0002,983
Pre-tax net operating income$484,0003,071
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$484,0002,783
Extraordinary gains, net$013
Net income$484,0002,786
Minority interest net income$064
Net income of bank and minority interests.$484,0002,786
Net charge-offs$03,288
Cash dividends$5,0002,870
Sale, conversion, retirement of capital stock, net$24,000455
Net operating income$484,0002,707
2014-12-31 (YTD Data)Rank
Total interest income$5,529,0003,712
Total interest expense$645,0003,460
Net interest income$4,884,0003,710
Provision for loan and lease losses$618,0001,251
Total noninterest income$410,0004,587
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$263,0003,444
Trading account gains and fees$0180
Additional Noninterest Income$147,0004,875
Total noninterest expense$4,207,0003,721
Salaries and employee benefits$2,149,0003,840
Premises and equipment expense$430,0003,934
Additional noninterest expense$1,628,0003,356
Pre-tax net operating income$469,0005,103
Securities gains (losses)$03,259
Applicable income taxes$-1,500,0006,443
Income before extraordinary items$1,969,0002,737
Extraordinary gains, net$017
Net income$1,969,0002,735
Minority interest net income$084
Net income of bank and minority interests.$1,969,0002,737
Net charge-offs$442,0001,607
Cash dividends$22,0004,299
Sale, conversion, retirement of capital stock, net$-573,0006,471
Net operating income$1,969,0002,690
2014-09-30 (YTD Data)Rank
Total interest income$4,080,0003,785
Total interest expense$474,0003,557
Net interest income$3,606,0003,784
Provision for loan and lease losses$143,0002,431
Total noninterest income$355,0004,395
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$197,0003,489
Trading account gains and fees$0174
Additional Noninterest Income$158,0004,507
Total noninterest expense$3,084,0003,783
Salaries and employee benefits$1,613,0003,856
Premises and equipment expense$241,0004,588
Additional noninterest expense$1,230,0003,335
Pre-tax net operating income$734,0004,266
Securities gains (losses)$02,980
Applicable income taxes$-300,0006,483
Income before extraordinary items$1,034,0003,436
Extraordinary gains, net$015
Net income$1,034,0003,437
Minority interest net income$081
Net income of bank and minority interests.$1,034,0003,437
Net charge-offs$75,0002,948
Cash dividends$18,0003,790
Sale, conversion, retirement of capital stock, net$-575,0006,565
Net operating income$1,034,0003,390
2014-06-30 (YTD Data)Rank
Total interest income$2,694,0003,816
Total interest expense$311,0003,645
Net interest income$2,383,0003,805
Provision for loan and lease losses$04,196
Total noninterest income$216,0004,555
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$133,0003,454
Trading account gains and fees$0172
Additional Noninterest Income$83,0004,800
Total noninterest expense$2,021,0003,856
Salaries and employee benefits$1,013,0003,999
Premises and equipment expense$156,0004,682
Additional noninterest expense$852,0003,264
Pre-tax net operating income$578,0003,944
Securities gains (losses)$02,580
Applicable income taxes$-200,0006,554
Income before extraordinary items$778,0003,140
Extraordinary gains, net$020
Net income$778,0003,146
Minority interest net income$080
Net income of bank and minority interests.$778,0003,146
Net charge-offs$10,0003,731
Cash dividends$13,0003,621
Sale, conversion, retirement of capital stock, net$-581,0006,634
Net operating income$778,0003,102
2014-03-31 (YTD Data)Rank
Total interest income$1,308,0003,922
Total interest expense$156,0003,695
Net interest income$1,152,0003,901
Provision for loan and lease losses$03,817
Total noninterest income$194,0003,509
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$65,0003,474
Trading account gains and fees$0147
Additional Noninterest Income$129,0003,196
Total noninterest expense$1,056,0003,763
Salaries and employee benefits$521,0003,966
Premises and equipment expense$77,0004,762
Additional noninterest expense$458,0003,101
Pre-tax net operating income$290,0003,875
Securities gains (losses)$01,715
Applicable income taxes$-100,0006,624
Income before extraordinary items$390,0003,053
Extraordinary gains, net$016
Net income$390,0003,056
Minority interest net income$066
Net income of bank and minority interests.$390,0003,056
Net charge-offs$03,660
Cash dividends$6,0002,853
Sale, conversion, retirement of capital stock, net$15,000508
Net operating income$390,0003,012
2013-12-31 (YTD Data)Rank
Total interest income$5,420,0003,864
Total interest expense$712,0003,711
Net interest income$4,708,0003,846
Provision for loan and lease losses$615,0001,606
Total noninterest income$910,0003,379
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$278,0003,485
Trading account gains and fees$0184
Additional Noninterest Income$632,0003,034
Total noninterest expense$4,163,0003,829
Salaries and employee benefits$2,277,0003,776
Premises and equipment expense$328,0004,655
Additional noninterest expense$1,558,0003,559
Pre-tax net operating income$840,0004,348
Securities gains (losses)$03,182
Applicable income taxes$-400,0006,618
Income before extraordinary items$1,240,0003,488
Extraordinary gains, net$029
Net income$1,240,0003,489
Minority interest net income$090
Net income of bank and minority interests.$1,240,0003,491
Net charge-offs$835,0001,444
Cash dividends$24,0004,267
Sale, conversion, retirement of capital stock, net$67,000600
Net operating income$1,240,0003,444
2013-09-30 (YTD Data)Rank
Total interest income$3,977,0003,960
Total interest expense$534,0003,787
Net interest income$3,443,0003,937
Provision for loan and lease losses$615,0001,297
Total noninterest income$938,0002,908
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$209,0003,503
Trading account gains and fees$0180
Additional Noninterest Income$729,0002,456
Total noninterest expense$3,066,0003,887
Salaries and employee benefits$1,648,0003,859
Premises and equipment expense$252,0004,624
Additional noninterest expense$1,166,0003,566
Pre-tax net operating income$700,0004,273
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$700,0004,064
Extraordinary gains, net$025
Net income$700,0004,068
Minority interest net income$084
Net income of bank and minority interests.$700,0004,068
Net charge-offs$352,0001,956
Cash dividends$18,0003,718
Sale, conversion, retirement of capital stock, net$35,000638
Net operating income$700,0003,993
2013-06-30 (YTD Data)Rank
Total interest income$2,627,0003,993
Total interest expense$346,0003,920
Net interest income$2,281,0003,954
Provision for loan and lease losses$525,0001,115
Total noninterest income$741,0002,675
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$142,0003,448
Trading account gains and fees$0157
Additional Noninterest Income$599,0002,236
Total noninterest expense$2,049,0003,907
Salaries and employee benefits$1,078,0003,941
Premises and equipment expense$170,0004,623
Additional noninterest expense$801,0003,497
Pre-tax net operating income$448,0004,312
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$448,0004,125
Extraordinary gains, net$022
Net income$448,0004,128
Minority interest net income$082
Net income of bank and minority interests.$448,0004,128
Net charge-offs$390,0001,463
Cash dividends$12,0003,509
Sale, conversion, retirement of capital stock, net$21,000616
Net operating income$448,0004,023
2013-03-31 (YTD Data)Rank
Total interest income$1,341,0003,972
Total interest expense$171,0004,036
Net interest income$1,170,0003,893
Provision for loan and lease losses$200,0001,346
Total noninterest income$340,0002,826
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$75,0003,336
Trading account gains and fees$0148
Additional Noninterest Income$265,0002,386
Total noninterest expense$1,106,0003,752
Salaries and employee benefits$531,0004,010
Premises and equipment expense$84,0004,681
Additional noninterest expense$491,0003,031
Pre-tax net operating income$204,0004,434
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$204,0004,239
Extraordinary gains, net$010
Net income$204,0004,241
Minority interest net income$076
Net income of bank and minority interests.$204,0004,241
Net charge-offs$176,0001,461
Cash dividends$6,0002,697
Sale, conversion, retirement of capital stock, net$18,000482
Net operating income$204,0004,138
2012-12-31 (YTD Data)Rank
Total interest income$4,711,0004,453
Total interest expense$681,0004,475
Net interest income$4,030,0004,395
Provision for loan and lease losses$540,0002,617
Total noninterest income$915,0003,409
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$141,0004,877
Trading account gains and fees$0166
Additional Noninterest Income$774,0002,732
Total noninterest expense$3,784,0004,195
Salaries and employee benefits$1,840,0004,341
Premises and equipment expense$446,0004,081
Additional noninterest expense$1,498,0003,794
Pre-tax net operating income$621,0004,670
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$621,0004,640
Extraordinary gains, net$029
Net income$621,0004,640
Minority interest net income$093
Net income of bank and minority interests.$621,0004,641
Net charge-offs$232,0003,613
Cash dividends$38,0004,227
Sale, conversion, retirement of capital stock, net$5,000945
Net operating income$621,0004,470
2012-09-30 (YTD Data)Rank
Total interest income$3,328,0004,692
Total interest expense$505,0004,620
Net interest income$2,823,0004,630
Provision for loan and lease losses$170,0003,730
Total noninterest income$480,0004,087
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$80,0005,412
Trading account gains and fees$0157
Additional Noninterest Income$400,0003,269
Total noninterest expense$2,806,0004,231
Salaries and employee benefits$1,394,0004,329
Premises and equipment expense$352,0004,026
Additional noninterest expense$1,060,0003,951
Pre-tax net operating income$327,0005,209
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$327,0005,222
Extraordinary gains, net$020
Net income$327,0005,220
Minority interest net income$086
Net income of bank and minority interests.$327,0005,220
Net charge-offs$-49,0006,922
Cash dividends$33,0003,634
Sale, conversion, retirement of capital stock, net$5,000896
Net operating income$327,0005,026
2012-06-30 (YTD Data)Rank
Total interest income$2,146,0004,812
Total interest expense$329,0004,778
Net interest income$1,817,0004,749
Provision for loan and lease losses$170,0003,201
Total noninterest income$416,0003,579
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$55,0005,378
Trading account gains and fees$0153
Additional Noninterest Income$361,0002,804
Total noninterest expense$1,894,0004,208
Salaries and employee benefits$973,0004,245
Premises and equipment expense$234,0004,039
Additional noninterest expense$687,0004,037
Pre-tax net operating income$169,0005,487
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$169,0005,527
Extraordinary gains, net$019
Net income$169,0005,526
Minority interest net income$084
Net income of bank and minority interests.$169,0005,526
Net charge-offs$-34,0006,906
Cash dividends$6,0003,551
Sale, conversion, retirement of capital stock, net$4,000863
Net operating income$169,0005,342
2012-03-31 (YTD Data)Rank
Total interest income$1,024,0004,980
Total interest expense$163,0004,933
Net interest income$861,0004,909
Provision for loan and lease losses$05,254
Total noninterest income$89,0005,111
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$30,0005,232
Trading account gains and fees$0148
Additional Noninterest Income$59,0004,465
Total noninterest expense$904,0004,365
Salaries and employee benefits$479,0004,313
Premises and equipment expense$124,0003,907
Additional noninterest expense$301,0004,377
Pre-tax net operating income$46,0005,976
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$46,0006,026
Extraordinary gains, net$019
Net income$46,0006,026
Minority interest net income$078
Net income of bank and minority interests.$46,0006,026
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$46,0005,891
2011-12-31 (YTD Data)Rank
Total interest income$3,720,0005,300
Total interest expense$586,0005,558
Net interest income$3,134,0005,156
Provision for loan and lease losses$540,0003,346
Total noninterest income$1,398,0002,560
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$198,0004,399
Trading account gains and fees$0146
Additional Noninterest Income$1,200,0001,909
Total noninterest expense$3,513,0004,482
Salaries and employee benefits$1,662,0004,667
Premises and equipment expense$516,0003,945
Additional noninterest expense$1,335,0004,169
Pre-tax net operating income$479,0004,771
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$479,0004,720
Extraordinary gains, net$029
Net income$479,0004,722
Minority interest net income$096
Net income of bank and minority interests.$479,0004,721
Net charge-offs$168,0004,502
Cash dividends$6,0004,185
Sale, conversion, retirement of capital stock, net$2,394,000224
Net operating income$479,0004,592
2011-09-30 (YTD Data)Rank
Total interest income$2,737,0005,407
Total interest expense$416,0005,775
Net interest income$2,321,0005,225
Provision for loan and lease losses$515,0002,833
Total noninterest income$1,169,0002,381
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$157,0004,320
Trading account gains and fees$0145
Additional Noninterest Income$1,012,0001,754
Total noninterest expense$2,679,0004,444
Salaries and employee benefits$1,314,0004,527
Premises and equipment expense$349,0004,258
Additional noninterest expense$1,016,0004,139
Pre-tax net operating income$296,0005,128
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$296,0005,074
Extraordinary gains, net$021
Net income$296,0005,076
Minority interest net income$087
Net income of bank and minority interests.$296,0005,076
Net charge-offs$167,0003,920
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$2,407,000191
Net operating income$296,0004,957
2011-06-30 (YTD Data)Rank
Total interest income$1,787,0005,504
Total interest expense$265,0005,968
Net interest income$1,522,0005,301
Provision for loan and lease losses$368,0002,705
Total noninterest income$767,0002,383
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$107,0004,260
Trading account gains and fees$0153
Additional Noninterest Income$660,0001,778
Total noninterest expense$1,784,0004,481
Salaries and employee benefits$927,0004,402
Premises and equipment expense$238,0004,241
Additional noninterest expense$619,0004,449
Pre-tax net operating income$137,0005,477
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$137,0005,436
Extraordinary gains, net$015
Net income$137,0005,435
Minority interest net income$089
Net income of bank and minority interests.$137,0005,436
Net charge-offs$111,0003,738
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$10,000844
Net operating income$137,0005,352
2011-03-31 (YTD Data)Rank
Total interest income$853,0005,635
Total interest expense$130,0006,099
Net interest income$723,0005,427
Provision for loan and lease losses$266,0002,111
Total noninterest income$465,0002,119
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$38,0004,845
Trading account gains and fees$0158
Additional Noninterest Income$427,0001,499
Total noninterest expense$866,0004,582
Salaries and employee benefits$459,0004,460
Premises and equipment expense$118,0004,318
Additional noninterest expense$289,0004,629
Pre-tax net operating income$56,0005,667
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$56,0005,616
Extraordinary gains, net$09
Net income$56,0005,615
Minority interest net income$086
Net income of bank and minority interests.$56,0005,616
Net charge-offs$19,0004,068
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$56,0005,570
2010-12-31 (YTD Data)Rank
Total interest income$2,980,0006,048
Total interest expense$489,0006,553
Net interest income$2,491,0005,770
Provision for loan and lease losses$342,0004,681
Total noninterest income$463,0004,711
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$128,0005,173
Trading account gains and fees$0175
Additional Noninterest Income$335,0003,797
Total noninterest expense$3,492,0004,606
Salaries and employee benefits$1,694,0004,702
Premises and equipment expense$550,0003,951
Additional noninterest expense$1,248,0004,509
Pre-tax net operating income$-880,0006,425
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-880,0006,535
Extraordinary gains, net$029
Net income$-880,0006,536
Minority interest net income$0111
Net income of bank and minority interests.$-880,0006,536
Net charge-offs$161,0004,982
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$841,000388
Net operating income$-880,0006,498
2010-09-30 (YTD Data)Rank
Total interest income$2,360,0006,046
Total interest expense$356,0006,732
Net interest income$2,004,0005,694
Provision for loan and lease losses$153,0005,221
Total noninterest income$120,0006,330
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$83,0005,435
Trading account gains and fees$0165
Additional Noninterest Income$37,0006,263
Total noninterest expense$2,563,0004,670
Salaries and employee benefits$1,216,0004,865
Premises and equipment expense$419,0003,973
Additional noninterest expense$928,0004,515
Pre-tax net operating income$-592,0006,595
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-592,0006,720
Extraordinary gains, net$023
Net income$-592,0006,721
Minority interest net income$0110
Net income of bank and minority interests.$-592,0006,721
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$11,0001,053
Net operating income$-592,0006,664
2010-06-30 (YTD Data)Rank
Total interest income$1,477,0006,224
Total interest expense$224,0006,888
Net interest income$1,253,0005,859
Provision for loan and lease losses$78,0005,413
Total noninterest income$74,0006,455
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$47,0005,677
Trading account gains and fees$0152
Additional Noninterest Income$27,0006,237
Total noninterest expense$1,663,0004,748
Salaries and employee benefits$805,0004,910
Premises and equipment expense$277,0004,022
Additional noninterest expense$581,0004,673
Pre-tax net operating income$-414,0006,681
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-414,0006,798
Extraordinary gains, net$019
Net income$-414,0006,800
Minority interest net income$0105
Net income of bank and minority interests.$-414,0006,799
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$4,0001,022
Net operating income$-414,0006,753
2010-03-31 (YTD Data)Rank
Total interest income$628,0006,601
Total interest expense$105,0007,084
Net interest income$523,0006,342
Provision for loan and lease losses$54,0004,790
Total noninterest income$131,0004,553
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$24,0005,677
Trading account gains and fees$0175
Additional Noninterest Income$107,0003,384
Total noninterest expense$815,0004,862
Salaries and employee benefits$403,0004,981
Premises and equipment expense$140,0004,056
Additional noninterest expense$272,0004,872
Pre-tax net operating income$-215,0006,856
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-215,0006,954
Extraordinary gains, net$016
Net income$-215,0006,955
Minority interest net income$091
Net income of bank and minority interests.$-215,0006,954
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-215,0006,916
2009-12-31 (YTD Data)Rank
Total interest income$2,298,0006,837
Total interest expense$362,0007,439
Net interest income$1,936,0006,416
Provision for loan and lease losses$714,0004,011
Total noninterest income$157,0006,525
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$72,0006,138
Trading account gains and fees$0211
Additional Noninterest Income$85,0005,854
Total noninterest expense$3,206,0004,989
Salaries and employee benefits$1,605,0004,998
Premises and equipment expense$555,0004,111
Additional noninterest expense$1,046,0005,125
Pre-tax net operating income$-1,827,0006,575
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-1,827,0006,693
Extraordinary gains, net$034
Net income$-1,827,0006,693
Minority interest net income$0115
Net income of bank and minority interests.$-1,827,0006,692
Net charge-offs$640,0003,472
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$17,0001,232
Net operating income$-1,827,0006,686
2009-09-30 (YTD Data)Rank
Total interest income$1,635,0007,012
Total interest expense$263,0007,574
Net interest income$1,372,0006,567
Provision for loan and lease losses$634,0003,446
Total noninterest income$119,0006,633
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$50,0006,270
Trading account gains and fees$0212
Additional Noninterest Income$69,0005,874
Total noninterest expense$2,384,0005,013
Salaries and employee benefits$1,205,0005,031
Premises and equipment expense$409,0004,191
Additional noninterest expense$770,0005,165
Pre-tax net operating income$-1,527,0006,875
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,527,0007,005
Extraordinary gains, net$027
Net income$-1,527,0007,004
Minority interest net income$0118
Net income of bank and minority interests.$-1,527,0007,005
Net charge-offs$620,0002,767
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$9,0001,175
Net operating income$-1,527,0006,996
2009-06-30 (YTD Data)Rank
Total interest income$971,0007,248
Total interest expense$171,0007,699
Net interest income$800,0006,839
Provision for loan and lease losses$310,0003,640
Total noninterest income$45,0007,253
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$37,0006,182
Trading account gains and fees$0193
Additional Noninterest Income$8,0007,329
Total noninterest expense$1,542,0005,164
Salaries and employee benefits$777,0005,188
Premises and equipment expense$270,0004,248
Additional noninterest expense$495,0005,274
Pre-tax net operating income$-1,007,0007,034
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,007,0007,155
Extraordinary gains, net$021
Net income$-1,007,0007,155
Minority interest net income$0112
Net income of bank and minority interests.$-1,007,0007,156
Net charge-offs$126,0003,985
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,007,0007,150
2009-03-31 (YTD Data)Rank
Total interest income$435,0007,449
Total interest expense$80,0007,829
Net interest income$355,0007,091
Provision for loan and lease losses$83,0004,188
Total noninterest income$25,0007,225
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$20,0006,060
Trading account gains and fees$0171
Additional Noninterest Income$5,0007,314
Total noninterest expense$750,0005,184
Salaries and employee benefits$391,0005,219
Premises and equipment expense$136,0004,268
Additional noninterest expense$223,0005,294
Pre-tax net operating income$-453,0007,267
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-453,0007,395
Extraordinary gains, net$015
Net income$-453,0007,396
Minority interest net income$0102
Net income of bank and minority interests.$-453,0007,396
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-453,0007,366
2008-12-31 (YTD Data)Rank
Total interest income$1,317,0007,804
Total interest expense$193,0008,113
Net interest income$1,124,0007,448
Provision for loan and lease losses$473,0003,897
Total noninterest income$117,0007,143
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$98,0005,919
Trading account gains and fees$0154
Additional Noninterest Income$19,0007,458
Total noninterest expense$2,974,0005,139
Salaries and employee benefits$1,507,0005,326
Premises and equipment expense$498,0004,469
Additional noninterest expense$969,0004,917
Pre-tax net operating income$-2,206,0007,417
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,206,0007,438
Extraordinary gains, net$039
Net income$-2,206,0007,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,507
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$150,000859
Net operating income$-2,206,0007,527
2008-09-30 (YTD Data)Rank
Total interest income$888,0007,968
Total interest expense$101,0008,251
Net interest income$787,0007,592
Provision for loan and lease losses$179,0004,399
Total noninterest income$87,0007,247
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$87,0005,730
Trading account gains and fees$0148
Additional Noninterest Income$08,105
Total noninterest expense$2,159,0005,230
Salaries and employee benefits$1,078,0005,477
Premises and equipment expense$356,0004,608
Additional noninterest expense$725,0004,849
Pre-tax net operating income$-1,464,0007,722
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,464,0007,693
Extraordinary gains, net$031
Net income$-1,464,0007,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$106,000756
Net operating income$-1,464,0007,792
2008-06-30 (YTD Data)Rank
Total interest income$587,0008,038
Total interest expense$40,0008,364
Net interest income$547,0007,588
Provision for loan and lease losses$94,0004,357
Total noninterest income$63,0007,244
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$59,0005,727
Trading account gains and fees$0149
Additional Noninterest Income$4,0007,989
Total noninterest expense$1,382,0005,386
Salaries and employee benefits$721,0005,515
Premises and equipment expense$219,0004,878
Additional noninterest expense$442,0005,108
Pre-tax net operating income$-866,0007,832
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-866,0007,933
Extraordinary gains, net$021
Net income$-866,0007,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$65,000692
Net operating income$-866,0007,914
2008-03-31 (YTD Data)Rank
Total interest income$298,0008,089
Total interest expense$13,0008,415
Net interest income$285,0007,572
Provision for loan and lease losses$44,0004,035
Total noninterest income$23,0007,585
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$22,0006,119
Trading account gains and fees$0158
Additional Noninterest Income$1,0008,110
Total noninterest expense$662,0005,521
Salaries and employee benefits$351,0005,625
Premises and equipment expense$101,0005,131
Additional noninterest expense$210,0005,226
Pre-tax net operating income$-398,0008,005
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-398,0008,078
Extraordinary gains, net$015
Net income$-398,0008,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$18,000725
Net operating income$-398,0008,059
2007-12-31 (YTD Data)Rank
Total interest income$295,0008,459
Total interest expense$5,0008,512
Net interest income$290,0008,422
Provision for loan and lease losses$82,0005,171
Total noninterest income$1,0008,400
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,0007,464
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$2,362,0005,772
Salaries and employee benefits$396,0008,068
Premises and equipment expense$172,0007,014
Additional noninterest expense$1,794,0002,935
Pre-tax net operating income$-2,153,0008,292
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-2,153,0008,332
Extraordinary gains, net$039
Net income$-2,153,0008,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$13,730,000138
Net operating income$-2,153,0008,320

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.