Home > Community Unity Bank > Income and Expense
Community Unity Bank, Income and Expense
2025-03-31 (YTD Data) | Rank | |
Total interest income | $965,000 | 3,932 |
Total interest expense | $400,000 | 3,645 |
Net interest income | $565,000 | 4,061 |
Provision for loan and lease losses | $25,000 | 2,263 |
Total noninterest income | $15,000 | 4,250 |
Gross Fiduciary activities income | $0 | 918 |
Service charges on deposit accounts | $1,000 | 4,209 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 4,029 |
Total noninterest expense | $1,000,000 | 3,365 |
Salaries and employee benefits | $662,000 | 3,124 |
Premises and equipment expense | $93,000 | 3,324 |
Additional noninterest expense | $14,000 | 4,030 |
Pre-tax net operating income | $-445,000 | 4,386 |
Securities gains (losses) | $0 | 665 |
Applicable income taxes | $0 | 3,151 |
Income before extraordinary items | $-445,000 | 4,365 |
Extraordinary gains, net | $0 | 47 |
Net income | $-445,000 | 4,363 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $-445,000 | 4,365 |
Net charge-offs | $0 | 2,299 |
Cash dividends | $0 | 2,364 |
Sale, conversion, retirement of capital stock, net | $0 | 467 |
Net operating income | $-445,000 | 4,378 |
2024-12-31 (YTD Data) | Rank | |
Total interest income | $2,723,000 | 4,147 |
Total interest expense | $928,000 | 3,993 |
Net interest income | $1,795,000 | 4,174 |
Provision for loan and lease losses | $426,000 | 1,497 |
Total noninterest income | $39,000 | 4,346 |
Gross Fiduciary activities income | $0 | 1,000 |
Service charges on deposit accounts | $2,000 | 4,263 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 4,186 |
Total noninterest expense | $3,987,000 | 3,357 |
Salaries and employee benefits | $2,581,000 | 3,149 |
Premises and equipment expense | $378,000 | 3,328 |
Additional noninterest expense | $37,000 | 4,186 |
Pre-tax net operating income | $-2,579,000 | 4,435 |
Securities gains (losses) | $0 | 940 |
Applicable income taxes | $104,000 | 2,686 |
Income before extraordinary items | $-2,683,000 | 4,412 |
Extraordinary gains, net | $0 | 53 |
Net income | $-2,683,000 | 4,412 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-2,683,000 | 4,412 |
Net charge-offs | $0 | 3,072 |
Cash dividends | $0 | 3,434 |
Sale, conversion, retirement of capital stock, net | $219,000 | 395 |
Net operating income | $-2,683,000 | 4,424 |
2024-09-30 (YTD Data) | Rank | |
Total interest income | $1,870,000 | 4,214 |
Total interest expense | $586,000 | 4,073 |
Net interest income | $1,284,000 | 4,224 |
Provision for loan and lease losses | $311,000 | 1,430 |
Total noninterest income | $20,000 | 4,411 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $2,000 | 4,290 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 4,282 |
Total noninterest expense | $2,913,000 | 3,375 |
Salaries and employee benefits | $1,912,000 | 3,150 |
Premises and equipment expense | $284,000 | 3,316 |
Additional noninterest expense | $18,000 | 4,284 |
Pre-tax net operating income | $-1,920,000 | 4,469 |
Securities gains (losses) | $0 | 930 |
Applicable income taxes | $90,000 | 2,639 |
Income before extraordinary items | $-2,010,000 | 4,454 |
Extraordinary gains, net | $0 | 51 |
Net income | $-2,010,000 | 4,455 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $-2,010,000 | 4,455 |
Net charge-offs | $0 | 2,823 |
Cash dividends | $0 | 3,076 |
Sale, conversion, retirement of capital stock, net | $212,000 | 352 |
Net operating income | $-2,010,000 | 4,464 |
2024-06-30 (YTD Data) | Rank | |
Total interest income | $1,120,000 | 4,260 |
Total interest expense | $306,000 | 4,162 |
Net interest income | $814,000 | 4,257 |
Provision for loan and lease losses | $240,000 | 1,258 |
Total noninterest income | $15,000 | 4,413 |
Gross Fiduciary activities income | $0 | 962 |
Service charges on deposit accounts | $1,000 | 4,310 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 4,261 |
Total noninterest expense | $1,676,000 | 3,552 |
Salaries and employee benefits | $1,055,000 | 3,375 |
Premises and equipment expense | $188,000 | 3,312 |
Additional noninterest expense | $14,000 | 4,267 |
Pre-tax net operating income | $-1,087,000 | 4,487 |
Securities gains (losses) | $0 | 628 |
Applicable income taxes | $77,000 | 2,505 |
Income before extraordinary items | $-1,164,000 | 4,472 |
Extraordinary gains, net | $0 | 52 |
Net income | $-1,164,000 | 4,474 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-1,164,000 | 4,474 |
Net charge-offs | $0 | 2,587 |
Cash dividends | $0 | 2,949 |
Sale, conversion, retirement of capital stock, net | $0 | 496 |
Net operating income | $-1,164,000 | 4,482 |
2024-03-31 (YTD Data) | Rank | |
Total interest income | $462,000 | 4,345 |
Total interest expense | $85,000 | 4,343 |
Net interest income | $377,000 | 4,312 |
Provision for loan and lease losses | $93,000 | 1,284 |
Total noninterest income | $7,000 | 4,434 |
Gross Fiduciary activities income | $0 | 895 |
Service charges on deposit accounts | $1,000 | 4,311 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 4,299 |
Total noninterest expense | $798,000 | 3,617 |
Salaries and employee benefits | $513,000 | 3,422 |
Premises and equipment expense | $87,000 | 3,408 |
Additional noninterest expense | $6,000 | 4,332 |
Pre-tax net operating income | $-507,000 | 4,493 |
Securities gains (losses) | $0 | 689 |
Applicable income taxes | $0 | 3,183 |
Income before extraordinary items | $-507,000 | 4,478 |
Extraordinary gains, net | $0 | 51 |
Net income | $-507,000 | 4,478 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $-507,000 | 4,478 |
Net charge-offs | $0 | 2,217 |
Cash dividends | $0 | 2,345 |
Sale, conversion, retirement of capital stock, net | $0 | 434 |
Net operating income | $-507,000 | 4,489 |
2023-12-31 (YTD Data) | Rank | |
Total interest income | $1,128,000 | 4,443 |
Total interest expense | $42,000 | 4,458 |
Net interest income | $1,086,000 | 4,440 |
Provision for loan and lease losses | $73,000 | 2,626 |
Total noninterest income | $5,000 | 4,515 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $0 | 4,423 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 4,462 |
Total noninterest expense | $2,897,000 | 3,737 |
Salaries and employee benefits | $1,624,000 | 3,680 |
Premises and equipment expense | $472,000 | 3,035 |
Additional noninterest expense | $5,000 | 4,473 |
Pre-tax net operating income | $-1,879,000 | 4,529 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $0 | 3,369 |
Income before extraordinary items | $-1,879,000 | 4,508 |
Extraordinary gains, net | $0 | 54 |
Net income | $-1,879,000 | 4,507 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-1,879,000 | 4,508 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $24,379,000 | 20 |
Net operating income | $-1,879,000 | 4,521 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $736,000 | 4,489 |
Total interest expense | $9,000 | 4,549 |
Net interest income | $727,000 | 4,481 |
Provision for loan and lease losses | $0 | 3,085 |
Total noninterest income | $0 | 4,597 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $0 | 4,443 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,497 |
Total noninterest expense | $1,990,000 | 3,814 |
Salaries and employee benefits | $1,123,000 | 3,767 |
Premises and equipment expense | $373,000 | 2,969 |
Additional noninterest expense | $0 | 4,533 |
Pre-tax net operating income | $-1,263,000 | 4,522 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $0 | 3,407 |
Income before extraordinary items | $-1,263,000 | 4,542 |
Extraordinary gains, net | $0 | 52 |
Net income | $-1,263,000 | 4,540 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,263,000 | 4,542 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $24,325,000 | 17 |
Net operating income | $-1,263,000 | 4,549 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $387,000 | 4,549 |
Total interest expense | $0 | 4,593 |
Net interest income | $387,000 | 4,549 |
Provision for loan and lease losses | $0 | 2,940 |
Total noninterest income | $0 | 4,625 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $0 | 4,471 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,562 |
Total noninterest expense | $1,093,000 | 3,994 |
Salaries and employee benefits | $649,000 | 3,912 |
Premises and equipment expense | $245,000 | 2,990 |
Additional noninterest expense | $0 | 4,565 |
Pre-tax net operating income | $-706,000 | 4,554 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $0 | 3,436 |
Income before extraordinary items | $-706,000 | 4,574 |
Extraordinary gains, net | $0 | 51 |
Net income | $-706,000 | 4,572 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-706,000 | 4,573 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $24,325,000 | 10 |
Net operating income | $-706,000 | 4,579 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.