Home > Community Unity Bank > Assets and Liabilities
Community Unity Bank, Assets and Liabilities
| 2024-12-31 | Rank | |
| # of Employees: | 16 | 3,746 |
| Assets and Liabilities | ||
| Total Assets: | $64,276,000 | 4,150 |
| Cash and due from depository institutions | $2,732,000 | 3,746 |
| Interest-bearing balances | $2,470,000 | 3,693 |
| Securities | $11,958,000 | 3,813 |
| Federal funds sold & reverse repurchase agreements | $8,261,000 | 481 |
| Net loans & leases | $38,940,000 | 3,987 |
| Loan loss allowance | $493,000 | 3,919 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $1,933,000 | 3,084 |
| Other real estate owned | $0 | 3,746 |
| Goodwill and other intangibles | $0 | 2,257 |
| All other assets | $452,000 | 4,384 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $64,276,000 | 4,109 |
| Total liabilities | $42,202,000 | 4,224 |
| Total deposits | $40,698,000 | 4,248 |
| Interest-bearing deposits | $37,353,000 | 4,084 |
| Deposits held in domestic offices | $40,698,000 | 4,248 |
| % insured | 83.03% | 1,229 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,697 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $1,504,000 | 2,768 |
| Total equity capital | $22,074,000 | 2,869 |
| Total bank equity capital | $22,074,000 | 2,891 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $0 | 4,077 |
| Surplus | $28,148,000 | 1,200 |
| Undivided profits | $-6,074,000 | 4,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $252,000 | 4,181 |
| Earning assets | $61,629,000 | 4,096 |
| Long-term assets (5+ years) | $22,753,000 | 3,545 |
| Average Assets, year-to-date | $46,862,200 | 4,251 |
| Average Assets, quarterly | $58,001,000 | 4,162 |
| Volatile liabilities | $6,025,000 | 3,802 |
| Insider loans | $0 | 3,880 |
| FHLB advances | $0 | 2,480 |
| Loans and leases held for sale | $0 | 1,099 |
| Unused loan commitments | $3,094,000 | 3,955 |
| Tier 1 (core) risk-based capital | $22,089,000 | 3,111 |
| Tier 2 risk-based capital | $478,000 | 2,481 |
| Total risk weighted assets | $38,235,000 | 2,589 |
| Total unused commitments | $3,094,000 | 3,956 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 15 | 3,827 |
| Assets and Liabilities | ||
| Total Assets: | $51,726,000 | 4,282 |
| Cash and due from depository institutions | $2,660,000 | 3,827 |
| Interest-bearing balances | $2,470,000 | 3,731 |
| Securities | $11,115,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $6,263,000 | 543 |
| Net loans & leases | $29,233,000 | 4,133 |
| Loan loss allowance | $369,000 | 4,091 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,987,000 | 3,067 |
| Other real estate owned | $0 | 3,827 |
| Goodwill and other intangibles | $0 | 2,282 |
| All other assets | $468,000 | 4,402 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $51,726,000 | 4,239 |
| Total liabilities | $28,813,000 | 4,340 |
| Total deposits | $27,260,000 | 4,369 |
| Interest-bearing deposits | $25,088,000 | 4,267 |
| Deposits held in domestic offices | $27,260,000 | 4,369 |
| % insured | 72.98% | 2,762 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,553,000 | 2,864 |
| Total equity capital | $22,913,000 | 2,868 |
| Total bank equity capital | $22,913,000 | 2,900 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $0 | 4,110 |
| Surplus | $28,141,000 | 1,194 |
| Undivided profits | $-5,228,000 | 4,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $219,000 | 4,262 |
| Earning assets | $49,081,000 | 4,228 |
| Long-term assets (5+ years) | $20,712,000 | 3,642 |
| Average Assets, year-to-date | $42,508,750 | 4,309 |
| Average Assets, quarterly | $50,163,000 | 4,257 |
| Volatile liabilities | $4,483,000 | 3,984 |
| Insider loans | $0 | 3,904 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $7,692,000 | 3,544 |
| Tier 1 (core) risk-based capital | $22,755,000 | 3,062 |
| Tier 2 risk-based capital | $323,000 | 2,596 |
| Total risk weighted assets | $25,786,000 | 2,684 |
| Total unused commitments | $7,692,000 | 3,545 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 13 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $48,600,000 | 4,333 |
| Cash and due from depository institutions | $2,576,000 | 3,960 |
| Interest-bearing balances | $2,470,000 | 3,708 |
| Securities | $11,623,000 | 3,866 |
| Federal funds sold & reverse repurchase agreements | $7,617,000 | 465 |
| Net loans & leases | $24,304,000 | 4,208 |
| Loan loss allowance | $307,000 | 4,162 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $2,040,000 | 3,048 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $440,000 | 4,431 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $48,600,000 | 4,288 |
| Total liabilities | $25,229,000 | 4,386 |
| Total deposits | $23,772,000 | 4,412 |
| Interest-bearing deposits | $22,422,000 | 4,309 |
| Deposits held in domestic offices | $23,772,000 | 4,412 |
| % insured | 77.13% | 2,194 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $1,457,000 | 2,839 |
| Total equity capital | $23,371,000 | 2,723 |
| Total bank equity capital | $23,371,000 | 2,758 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 4,128 |
| Surplus | $27,929,000 | 1,198 |
| Undivided profits | $-4,558,000 | 4,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $191,000 | 4,309 |
| Earning assets | $46,014,000 | 4,284 |
| Long-term assets (5+ years) | $19,291,000 | 3,709 |
| Average Assets, year-to-date | $39,436,333 | 4,358 |
| Average Assets, quarterly | $43,054,000 | 4,330 |
| Volatile liabilities | $3,919,000 | 4,033 |
| Insider loans | $0 | 3,923 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $4,731,000 | 3,829 |
| Tier 1 (core) risk-based capital | $23,390,000 | 3,001 |
| Tier 2 risk-based capital | $303,000 | 2,634 |
| Total risk weighted assets | $24,250,000 | 2,726 |
| Total unused commitments | $4,731,000 | 3,829 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 13 | 3,981 |
| Assets and Liabilities | ||
| Total Assets: | $37,508,000 | 4,444 |
| Cash and due from depository institutions | $3,018,000 | 3,981 |
| Interest-bearing balances | $2,470,000 | 3,778 |
| Securities | $11,609,000 | 3,906 |
| Federal funds sold & reverse repurchase agreements | $7,606,000 | 530 |
| Net loans & leases | $12,925,000 | 4,364 |
| Loan loss allowance | $163,000 | 4,349 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,099,000 | 3,036 |
| Other real estate owned | $0 | 3,981 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $251,000 | 4,516 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $37,508,000 | 4,399 |
| Total liabilities | $13,454,000 | 4,475 |
| Total deposits | $12,121,000 | 4,500 |
| Interest-bearing deposits | $11,608,000 | 4,419 |
| Deposits held in domestic offices | $12,121,000 | 4,500 |
| % insured | 74.00% | 2,650 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,975 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $1,333,000 | 2,888 |
| Total equity capital | $24,054,000 | 2,699 |
| Total bank equity capital | $24,054,000 | 2,689 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $0 | 4,149 |
| Surplus | $27,929,000 | 1,187 |
| Undivided profits | $-3,875,000 | 4,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $153,000 | 4,378 |
| Earning assets | $34,610,000 | 4,376 |
| Long-term assets (5+ years) | $12,189,000 | 3,970 |
| Average Assets, year-to-date | $34,854,500 | 4,416 |
| Average Assets, quarterly | $34,854,500 | 4,415 |
| Volatile liabilities | $2,889,000 | 4,082 |
| Insider loans | $0 | 3,933 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $702,000 | 4,344 |
| Tier 1 (core) risk-based capital | $24,046,000 | 2,942 |
| Tier 2 risk-based capital | $166,000 | 2,747 |
| Total risk weighted assets | $14,778,000 | 2,810 |
| Total unused commitments | $702,000 | 4,344 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 12 | 4,059 |
| Assets and Liabilities | ||
| Total Assets: | $32,201,000 | 4,490 |
| Cash and due from depository institutions | $2,907,000 | 4,059 |
| Interest-bearing balances | $2,470,000 | 3,678 |
| Securities | $13,278,000 | 3,858 |
| Federal funds sold & reverse repurchase agreements | $7,773,000 | 457 |
| Net loans & leases | $5,833,000 | 4,450 |
| Loan loss allowance | $73,000 | 4,434 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $2,156,000 | 3,013 |
| Other real estate owned | $0 | 4,059 |
| Goodwill and other intangibles | $0 | 2,295 |
| All other assets | $254,000 | 4,534 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $32,201,000 | 4,445 |
| Total liabilities | $7,562,000 | 4,514 |
| Total deposits | $6,134,000 | 4,524 |
| Interest-bearing deposits | $5,293,000 | 4,460 |
| Deposits held in domestic offices | $6,134,000 | 4,524 |
| % insured | 70.16% | 3,150 |
| Federal funds purchased & repurchase agreements | $0 | 1,169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,428,000 | 2,783 |
| Total equity capital | $24,639,000 | 2,668 |
| Total bank equity capital | $24,639,000 | 2,658 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 4,163 |
| Surplus | $27,929,000 | 1,187 |
| Undivided profits | $-3,290,000 | 4,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $136,000 | 4,401 |
| Earning assets | $29,354,000 | 4,420 |
| Long-term assets (5+ years) | $10,283,000 | 4,069 |
| Average Assets, year-to-date | $29,229,333 | 4,469 |
| Average Assets, quarterly | $30,258,000 | 4,457 |
| Volatile liabilities | $2,011,000 | 4,173 |
| Insider loans | $0 | 3,951 |
| FHLB advances | $0 | 2,635 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $0 | 4,434 |
| Tier 1 (core) risk-based capital | $24,553,000 | 2,908 |
| Tier 2 risk-based capital | $73,000 | 2,807 |
| Total risk weighted assets | $9,290,000 | 2,857 |
| Total unused commitments | $0 | 4,435 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 12 | 4,080 |
| Assets and Liabilities | ||
| Total Assets: | $28,315,000 | 4,540 |
| Cash and due from depository institutions | $2,226,000 | 4,080 |
| Interest-bearing balances | $2,033,000 | 3,793 |
| Securities | $8,834,000 | 4,085 |
| Federal funds sold & reverse repurchase agreements | $14,868,000 | 255 |
| Net loans & leases | $0 | 4,501 |
| Loan loss allowance | $0 | 4,483 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $2,187,000 | 3,006 |
| Other real estate owned | $0 | 4,080 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $200,000 | 4,575 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $28,315,000 | 4,495 |
| Total liabilities | $3,331,000 | 4,556 |
| Total deposits | $1,912,000 | 4,562 |
| Interest-bearing deposits | $1,813,000 | 4,496 |
| Deposits held in domestic offices | $1,912,000 | 4,562 |
| % insured | 57.82% | 4,072 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $1,419,000 | 2,811 |
| Total equity capital | $24,984,000 | 2,540 |
| Total bank equity capital | $24,984,000 | 2,534 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $0 | 4,189 |
| Surplus | $27,875,000 | 1,185 |
| Undivided profits | $-2,891,000 | 4,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $65,000 | 4,499 |
| Earning assets | $25,735,000 | 4,472 |
| Long-term assets (5+ years) | $6,146,000 | 4,247 |
| Average Assets, year-to-date | $27,743,500 | 4,504 |
| Average Assets, quarterly | $27,743,500 | 4,498 |
| Volatile liabilities | $1,000,000 | 4,316 |
| Insider loans | $0 | 3,972 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $0 | 4,457 |
| Tier 1 (core) risk-based capital | $25,116,000 | 2,891 |
| Tier 2 risk-based capital | $0 | 2,835 |
| Total risk weighted assets | $6,145,000 | 2,881 |
| Total unused commitments | $0 | 4,456 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 11 | 4,163 |
| Assets and Liabilities | ||
| Total Assets: | $27,172,000 | 4,573 |
| Cash and due from depository institutions | $416,000 | 4,163 |
| Interest-bearing balances | $0 | 4,569 |
| Securities | $0 | 4,512 |
| Federal funds sold & reverse repurchase agreements | $24,530,000 | 149 |
| Net loans & leases | $0 | 4,534 |
| Loan loss allowance | $0 | 4,519 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $2,162,000 | 3,007 |
| Other real estate owned | $0 | 4,163 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $64,000 | 4,625 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $27,172,000 | 4,526 |
| Total liabilities | $1,500,000 | 4,595 |
| Total deposits | $3,000 | 4,616 |
| Interest-bearing deposits | $3,000 | 4,560 |
| Deposits held in domestic offices | $3,000 | 4,616 |
| % insured | 100.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $1,497,000 | 2,612 |
| Total equity capital | $25,672,000 | 2,552 |
| Total bank equity capital | $25,672,000 | 2,545 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 4,218 |
| Surplus | $27,875,000 | 1,180 |
| Undivided profits | $-2,203,000 | 4,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $0 | 4,602 |
| Earning assets | $24,530,000 | 4,507 |
| Long-term assets (5+ years) | $0 | 4,573 |
| Average Assets, year-to-date | $27,172,000 | 4,535 |
| Average Assets, quarterly | $27,172,000 | 4,528 |
| Volatile liabilities | $0 | 4,464 |
| Insider loans | $0 | 3,997 |
| FHLB advances | $0 | 2,663 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $0 | 4,488 |
| Tier 1 (core) risk-based capital | $25,672,000 | 2,839 |
| Tier 2 risk-based capital | $0 | 2,865 |
| Total risk weighted assets | $7,132,000 | 2,906 |
| Total unused commitments | $0 | 4,488 |
| Derivatives | $0 | 1,164 |