Home > Community United Bank of Florida > Income and Expense
Community United Bank of Florida, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 4,036 |
| Total interest expense | $2,698,000 | 3,149 |
| Net interest income | $3,830,000 | 4,502 |
| Provision for loan and lease losses | $435,000 | 2,424 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $74,000 | 6,997 |
| Total noninterest expense | $2,246,000 | 5,604 |
| Salaries and employee benefits | $1,038,000 | 6,133 |
| Premises and equipment expense | $472,000 | 4,241 |
| Additional noninterest expense | $736,000 | 5,336 |
| Pre-tax net operating income | $1,315,000 | 4,455 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $497,000 | 3,390 |
| Income before extraordinary items | $823,000 | 5,169 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $823,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,241 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $819,800 | 5,026 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 4,124 |
| Total interest expense | $2,082,000 | 3,186 |
| Net interest income | $2,751,000 | 4,661 |
| Provision for loan and lease losses | $222,000 | 3,155 |
| Total noninterest income | $136,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 6,817 |
| Total noninterest expense | $1,631,000 | 5,692 |
| Salaries and employee benefits | $758,000 | 6,193 |
| Premises and equipment expense | $338,000 | 4,366 |
| Additional noninterest expense | $535,000 | 5,417 |
| Pre-tax net operating income | $1,034,000 | 4,465 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $405,000 | 3,393 |
| Income before extraordinary items | $634,000 | 5,246 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $634,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,682 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $630,800 | 5,090 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,142 |
| Total interest expense | $1,427,000 | 3,204 |
| Net interest income | $1,825,000 | 4,670 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $97,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $50,000 | 6,576 |
| Total noninterest expense | $1,074,000 | 5,742 |
| Salaries and employee benefits | $502,000 | 6,245 |
| Premises and equipment expense | $220,000 | 4,439 |
| Additional noninterest expense | $352,000 | 5,458 |
| Pre-tax net operating income | $688,000 | 4,474 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $261,000 | 3,477 |
| Income before extraordinary items | $432,000 | 5,201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $432,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $428,800 | 5,026 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,228 |
| Total interest expense | $712,000 | 3,271 |
| Net interest income | $890,000 | 4,742 |
| Provision for loan and lease losses | $83,000 | 2,698 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $527,000 | 5,825 |
| Salaries and employee benefits | $251,000 | 6,237 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $164,000 | 5,647 |
| Pre-tax net operating income | $340,000 | 4,454 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $215,000 | 5,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $211,800 | 4,992 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 4,506 |
| Total interest expense | $2,812,000 | 3,729 |
| Net interest income | $3,280,000 | 4,979 |
| Provision for loan and lease losses | $289,000 | 3,557 |
| Total noninterest income | $133,000 | 8,026 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $94,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,936,000 | 5,987 |
| Salaries and employee benefits | $896,000 | 6,538 |
| Premises and equipment expense | $423,000 | 4,448 |
| Additional noninterest expense | $617,000 | 5,822 |
| Pre-tax net operating income | $1,188,000 | 4,743 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $447,000 | 3,672 |
| Income before extraordinary items | $741,000 | 5,399 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $741,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,110,000 | 362 |
| Net operating income | $741,000 | 5,263 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 6,216 |
| Total interest expense | $2,292,000 | 5,678 |
| Net interest income | $1,887,000 | 6,626 |
| Provision for loan and lease losses | $345,000 | 2,938 |
| Total noninterest income | $79,000 | 8,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $34,000 | 8,222 |
| Total noninterest expense | $1,639,000 | 6,489 |
| Salaries and employee benefits | $803,000 | 6,757 |
| Premises and equipment expense | $242,000 | 6,183 |
| Additional noninterest expense | $594,000 | 5,874 |
| Pre-tax net operating income | $-18,000 | 8,766 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-7,000 | 8,987 |
| Income before extraordinary items | $-11,000 | 8,837 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-11,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-11,000 | 8,752 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 8,436 |
| Total interest expense | $932,000 | 8,377 |
| Net interest income | $1,035,000 | 8,414 |
| Provision for loan and lease losses | $128,000 | 4,722 |
| Total noninterest income | $26,000 | 9,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $1,163,000 | 7,595 |
| Salaries and employee benefits | $533,000 | 8,075 |
| Premises and equipment expense | $181,000 | 7,070 |
| Additional noninterest expense | $449,000 | 6,782 |
| Pre-tax net operating income | $-230,000 | 9,369 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-216,000 | 9,704 |
| Income before extraordinary items | $-14,000 | 9,178 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-14,000 | 9,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-14,000 | 9,166 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 10,039 |
| Total interest expense | $114,000 | 10,042 |
| Net interest income | $248,000 | 10,019 |
| Provision for loan and lease losses | $131,000 | 4,563 |
| Total noninterest income | $3,000 | 10,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $559,000 | 9,441 |
| Salaries and employee benefits | $287,000 | 9,541 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $183,000 | 9,205 |
| Pre-tax net operating income | $-439,000 | 9,812 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-439,000 | 9,869 |
| Extraordinary gains, net | $-126,000 | 10,201 |
| Net income | $-565,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,257,000 | 146 |
| Net operating income | $-439,000 | 9,848 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.