Home > COMMUNITY TRUST BANK OF TEXAS > Income and Expense
COMMUNITY TRUST BANK OF TEXAS, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 3,095 |
| Total interest expense | $1,693,000 | 2,525 |
| Net interest income | $3,202,000 | 3,360 |
| Provision for loan and lease losses | $611,000 | 2,540 |
| Total noninterest income | $233,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $56,000 | 5,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $177,000 | 3,708 |
| Total noninterest expense | $4,134,000 | 2,343 |
| Salaries and employee benefits | $1,593,000 | 2,975 |
| Premises and equipment expense | $393,000 | 3,100 |
| Additional noninterest expense | $2,148,000 | 1,635 |
| Pre-tax net operating income | $-1,310,000 | 7,120 |
| Securities gains (losses) | $174,000 | 1,025 |
| Applicable income taxes | $-393,000 | 7,440 |
| Income before extraordinary items | $-743,000 | 6,983 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-743,000 | 6,983 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-743,000 | 6,983 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 733 |
| Net operating income | $-856,100 | 6,996 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 3,442 |
| Total interest expense | $764,000 | 2,867 |
| Net interest income | $1,444,000 | 3,661 |
| Provision for loan and lease losses | $285,000 | 2,522 |
| Total noninterest income | $99,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 3,960 |
| Total noninterest expense | $2,059,000 | 2,378 |
| Salaries and employee benefits | $842,000 | 2,879 |
| Premises and equipment expense | $199,000 | 3,133 |
| Additional noninterest expense | $1,018,000 | 1,725 |
| Pre-tax net operating income | $-801,000 | 7,347 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-279,000 | 7,615 |
| Income before extraordinary items | $-522,000 | 7,279 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-522,000 | 7,279 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-522,000 | 7,280 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 674 |
| Net operating income | $-522,000 | 7,259 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 5,440 |
| Total interest expense | $2,273,000 | 4,125 |
| Net interest income | $2,202,000 | 6,154 |
| Provision for loan and lease losses | $534,000 | 4,439 |
| Total noninterest income | $301,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $44,000 | 6,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $257,000 | 4,227 |
| Total noninterest expense | $4,056,000 | 4,304 |
| Salaries and employee benefits | $1,852,000 | 4,600 |
| Premises and equipment expense | $487,000 | 4,450 |
| Additional noninterest expense | $1,717,000 | 3,722 |
| Pre-tax net operating income | $-2,087,000 | 6,655 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-704,000 | 7,155 |
| Income before extraordinary items | $-1,383,000 | 6,524 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,383,000 | 6,524 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,383,000 | 6,524 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 986 |
| Net operating income | $-1,383,000 | 6,526 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 5,968 |
| Total interest expense | $1,544,000 | 4,515 |
| Net interest income | $1,218,000 | 6,794 |
| Provision for loan and lease losses | $374,000 | 4,283 |
| Total noninterest income | $106,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $76,000 | 5,769 |
| Total noninterest expense | $2,615,000 | 4,740 |
| Salaries and employee benefits | $1,236,000 | 4,960 |
| Premises and equipment expense | $262,000 | 5,363 |
| Additional noninterest expense | $1,117,000 | 4,076 |
| Pre-tax net operating income | $-1,665,000 | 6,935 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-561,000 | 7,376 |
| Income before extraordinary items | $-1,104,000 | 6,801 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,104,000 | 6,800 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,104,000 | 6,802 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,104,000 | 6,796 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 6,605 |
| Total interest expense | $868,000 | 5,071 |
| Net interest income | $534,000 | 7,479 |
| Provision for loan and lease losses | $170,000 | 4,577 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $1,577,000 | 5,095 |
| Salaries and employee benefits | $794,000 | 5,123 |
| Premises and equipment expense | $141,000 | 5,887 |
| Additional noninterest expense | $642,000 | 4,527 |
| Pre-tax net operating income | $-1,165,000 | 7,105 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-388,000 | 7,505 |
| Income before extraordinary items | $-777,000 | 7,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-777,000 | 7,006 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-777,000 | 7,006 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-777,000 | 6,990 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 7,110 |
| Total interest expense | $365,000 | 5,575 |
| Net interest income | $185,000 | 7,836 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $750,000 | 5,184 |
| Salaries and employee benefits | $398,000 | 5,155 |
| Premises and equipment expense | $60,000 | 6,298 |
| Additional noninterest expense | $292,000 | 4,498 |
| Pre-tax net operating income | $-609,000 | 7,421 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-212,000 | 7,728 |
| Income before extraordinary items | $-397,000 | 7,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-397,000 | 7,340 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-397,000 | 7,340 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-397,000 | 7,298 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 8,051 |
| Total interest expense | $429,000 | 7,792 |
| Net interest income | $447,000 | 8,111 |
| Provision for loan and lease losses | $250,000 | 4,899 |
| Total noninterest income | $1,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $1,053,000 | 7,477 |
| Salaries and employee benefits | $472,000 | 7,731 |
| Premises and equipment expense | $93,000 | 7,685 |
| Additional noninterest expense | $488,000 | 6,674 |
| Pre-tax net operating income | $-855,000 | 6,948 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-291,000 | 7,317 |
| Income before extraordinary items | $-564,000 | 6,748 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-564,000 | 6,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $20,350,000 | 77 |
| Net operating income | $-564,000 | 6,886 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,281 |
| Total interest expense | $110,000 | 8,240 |
| Net interest income | $254,000 | 8,272 |
| Provision for loan and lease losses | $160,000 | 4,545 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $434,000 | 8,104 |
| Salaries and employee benefits | $207,000 | 8,176 |
| Premises and equipment expense | $21,000 | 8,257 |
| Additional noninterest expense | $206,000 | 7,584 |
| Pre-tax net operating income | $-340,000 | 7,144 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-112,000 | 7,557 |
| Income before extraordinary items | $-228,000 | 6,938 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-228,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $20,350,000 | 49 |
| Net operating income | $-228,000 | 7,102 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $73,000 | 8,425 |
| Total interest expense | $27,000 | 8,374 |
| Net interest income | $46,000 | 8,425 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $107,000 | 8,412 |
| Salaries and employee benefits | $51,000 | 8,412 |
| Premises and equipment expense | $9,000 | 8,375 |
| Additional noninterest expense | $47,000 | 8,357 |
| Pre-tax net operating income | $-71,000 | 7,137 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-22,000 | 7,668 |
| Income before extraordinary items | $-49,000 | 7,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-49,000 | 7,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $20,350,000 | 34 |
| Net operating income | $-49,000 | 7,118 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,614 |
| Total interest expense | $129,000 | 7,936 |
| Net interest income | $352,000 | 7,239 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $63,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $33,000 | 5,550 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $216,000 | 7,844 |
| Salaries and employee benefits | $126,000 | 7,790 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $58,000 | 7,846 |
| Pre-tax net operating income | $199,000 | 4,963 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $167,000 | 5,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 5,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,036 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $167,000 | 4,924 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 7,618 |
| Total interest expense | $551,000 | 7,876 |
| Net interest income | $1,357,000 | 7,311 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $272,000 | 6,223 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $113,000 | 5,858 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $155,000 | 5,525 |
| Total noninterest expense | $1,085,000 | 7,536 |
| Salaries and employee benefits | $632,000 | 7,456 |
| Premises and equipment expense | $177,000 | 6,958 |
| Additional noninterest expense | $276,000 | 7,657 |
| Pre-tax net operating income | $544,000 | 5,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $104,000 | 4,457 |
| Income before extraordinary items | $440,000 | 5,900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $440,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,700 |
| Cash dividends | $138,000 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $440,000 | 5,892 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 7,673 |
| Total interest expense | $414,000 | 7,921 |
| Net interest income | $1,009,000 | 7,374 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $205,000 | 6,253 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $79,000 | 5,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,447 |
| Total noninterest expense | $796,000 | 7,549 |
| Salaries and employee benefits | $442,000 | 7,549 |
| Premises and equipment expense | $127,000 | 7,026 |
| Additional noninterest expense | $227,000 | 7,515 |
| Pre-tax net operating income | $418,000 | 6,084 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $104,000 | 4,404 |
| Income before extraordinary items | $314,000 | 6,248 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $314,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,915 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $314,000 | 6,239 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,723 |
| Total interest expense | $274,000 | 7,973 |
| Net interest income | $672,000 | 7,431 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $117,000 | 6,578 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $60,000 | 5,996 |
| Total noninterest expense | $505,000 | 7,676 |
| Salaries and employee benefits | $296,000 | 7,595 |
| Premises and equipment expense | $74,000 | 7,287 |
| Additional noninterest expense | $135,000 | 7,704 |
| Pre-tax net operating income | $284,000 | 6,142 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $69,000 | 4,492 |
| Income before extraordinary items | $215,000 | 6,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $215,000 | 6,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $215,000 | 6,252 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 7,758 |
| Total interest expense | $134,000 | 8,024 |
| Net interest income | $340,000 | 7,445 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $273,000 | 7,597 |
| Salaries and employee benefits | $150,000 | 7,602 |
| Premises and equipment expense | $42,000 | 7,103 |
| Additional noninterest expense | $81,000 | 7,461 |
| Pre-tax net operating income | $127,000 | 6,328 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $35,000 | 4,487 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $92,000 | 6,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 7,681 |
| Total interest expense | $434,000 | 8,029 |
| Net interest income | $1,385,000 | 7,328 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $221,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $116,000 | 5,942 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $1,065,000 | 7,605 |
| Salaries and employee benefits | $615,000 | 7,548 |
| Premises and equipment expense | $162,000 | 7,117 |
| Additional noninterest expense | $288,000 | 7,640 |
| Pre-tax net operating income | $541,000 | 6,349 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $136,000 | 4,709 |
| Income before extraordinary items | $405,000 | 6,500 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $405,000 | 6,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,164 |
| Cash dividends | $138,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $405,000 | 6,504 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 7,766 |
| Total interest expense | $305,000 | 8,121 |
| Net interest income | $1,031,000 | 7,412 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $173,000 | 6,729 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $89,000 | 5,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 6,169 |
| Total noninterest expense | $771,000 | 7,673 |
| Salaries and employee benefits | $424,000 | 7,681 |
| Premises and equipment expense | $116,000 | 7,224 |
| Additional noninterest expense | $231,000 | 7,543 |
| Pre-tax net operating income | $433,000 | 6,484 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $139,000 | 4,550 |
| Income before extraordinary items | $294,000 | 6,745 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $294,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,110 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $294,000 | 6,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 7,806 |
| Total interest expense | $194,000 | 8,167 |
| Net interest income | $674,000 | 7,497 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $115,000 | 6,737 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $60,000 | 5,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $492,000 | 7,764 |
| Salaries and employee benefits | $284,000 | 7,722 |
| Premises and equipment expense | $77,000 | 7,257 |
| Additional noninterest expense | $131,000 | 7,825 |
| Pre-tax net operating income | $297,000 | 6,475 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $82,000 | 4,751 |
| Income before extraordinary items | $215,000 | 6,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $215,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,846 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $215,000 | 6,636 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 7,837 |
| Total interest expense | $93,000 | 8,186 |
| Net interest income | $339,000 | 7,506 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $269,000 | 7,641 |
| Salaries and employee benefits | $146,000 | 7,688 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $71,000 | 7,703 |
| Pre-tax net operating income | $127,000 | 6,716 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $34,000 | 4,897 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 7,801 |
| Total interest expense | $308,000 | 8,164 |
| Net interest income | $1,293,000 | 7,567 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $238,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $120,000 | 6,002 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,141 |
| Total noninterest expense | $1,010,000 | 7,732 |
| Salaries and employee benefits | $589,000 | 7,658 |
| Premises and equipment expense | $150,000 | 7,278 |
| Additional noninterest expense | $271,000 | 7,803 |
| Pre-tax net operating income | $521,000 | 6,686 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $140,000 | 5,068 |
| Income before extraordinary items | $381,000 | 6,855 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $381,000 | 6,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $134,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $381,000 | 6,825 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 7,850 |
| Total interest expense | $220,000 | 8,210 |
| Net interest income | $953,000 | 7,644 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $178,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 6,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 6,109 |
| Total noninterest expense | $752,000 | 7,720 |
| Salaries and employee benefits | $412,000 | 7,732 |
| Premises and equipment expense | $111,000 | 7,309 |
| Additional noninterest expense | $229,000 | 7,619 |
| Pre-tax net operating income | $379,000 | 6,887 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $95,000 | 5,296 |
| Income before extraordinary items | $284,000 | 6,998 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $284,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $284,000 | 6,959 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $770,000 | 7,866 |
| Total interest expense | $142,000 | 8,213 |
| Net interest income | $628,000 | 7,686 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $122,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $478,000 | 7,819 |
| Salaries and employee benefits | $276,000 | 7,733 |
| Premises and equipment expense | $72,000 | 7,364 |
| Additional noninterest expense | $130,000 | 7,857 |
| Pre-tax net operating income | $272,000 | 6,760 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $63,000 | 5,307 |
| Income before extraordinary items | $209,000 | 6,867 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $209,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $209,000 | 6,820 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 7,911 |
| Total interest expense | $70,000 | 8,259 |
| Net interest income | $316,000 | 7,738 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $269,000 | 7,665 |
| Salaries and employee benefits | $143,000 | 7,751 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $79,000 | 7,588 |
| Pre-tax net operating income | $101,000 | 7,206 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $32,000 | 5,242 |
| Income before extraordinary items | $69,000 | 7,447 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $69,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $69,000 | 7,418 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 7,881 |
| Total interest expense | $289,000 | 8,150 |
| Net interest income | $1,222,000 | 7,717 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $219,000 | 7,002 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $108,000 | 6,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,236 |
| Total noninterest expense | $972,000 | 7,873 |
| Salaries and employee benefits | $574,000 | 7,755 |
| Premises and equipment expense | $148,000 | 7,350 |
| Additional noninterest expense | $250,000 | 7,995 |
| Pre-tax net operating income | $469,000 | 6,808 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $125,000 | 5,291 |
| Income before extraordinary items | $344,000 | 7,044 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $344,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-163,000 | 8,856 |
| Cash dividends | $112,000 | 5,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $344,000 | 6,994 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 7,905 |
| Total interest expense | $218,000 | 8,164 |
| Net interest income | $915,000 | 7,752 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $165,000 | 7,021 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $80,000 | 6,413 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $707,000 | 7,900 |
| Salaries and employee benefits | $411,000 | 7,799 |
| Premises and equipment expense | $104,000 | 7,455 |
| Additional noninterest expense | $192,000 | 7,961 |
| Pre-tax net operating income | $373,000 | 6,864 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $88,000 | 5,478 |
| Income before extraordinary items | $285,000 | 7,003 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $285,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-185,000 | 8,903 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $285,000 | 6,936 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $744,000 | 7,990 |
| Total interest expense | $149,000 | 8,199 |
| Net interest income | $595,000 | 7,834 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 6,396 |
| Total noninterest expense | $463,000 | 7,977 |
| Salaries and employee benefits | $277,000 | 7,846 |
| Premises and equipment expense | $66,000 | 7,578 |
| Additional noninterest expense | $120,000 | 8,087 |
| Pre-tax net operating income | $237,000 | 6,926 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $56,000 | 5,519 |
| Income before extraordinary items | $181,000 | 7,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,808 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $181,000 | 6,988 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,989 |
| Total interest expense | $79,000 | 8,191 |
| Net interest income | $301,000 | 7,848 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $52,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $252,000 | 7,870 |
| Salaries and employee benefits | $136,000 | 7,906 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $101,000 | 7,133 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $101,000 | 6,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,894 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,000 | 6,759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 8,035 |
| Total interest expense | $401,000 | 8,107 |
| Net interest income | $1,143,000 | 7,897 |
| Provision for loan and lease losses | $320,000 | 3,013 |
| Total noninterest income | $232,000 | 7,075 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $126,000 | 6,195 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $106,000 | 6,438 |
| Total noninterest expense | $1,649,000 | 6,611 |
| Salaries and employee benefits | $557,000 | 7,873 |
| Premises and equipment expense | $157,000 | 7,305 |
| Additional noninterest expense | $935,000 | 4,491 |
| Pre-tax net operating income | $-594,000 | 8,858 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-262,000 | 9,046 |
| Income before extraordinary items | $-332,000 | 8,832 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-332,000 | 8,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,175 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-332,000 | 8,769 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 8,113 |
| Total interest expense | $310,000 | 8,195 |
| Net interest income | $858,000 | 7,962 |
| Provision for loan and lease losses | $320,000 | 2,381 |
| Total noninterest income | $190,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 6,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 6,182 |
| Total noninterest expense | $1,321,000 | 6,394 |
| Salaries and employee benefits | $333,000 | 8,276 |
| Premises and equipment expense | $108,000 | 7,495 |
| Additional noninterest expense | $880,000 | 3,769 |
| Pre-tax net operating income | $-593,000 | 8,994 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-593,000 | 9,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-593,000 | 9,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,817 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-593,000 | 8,999 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $785,000 | 8,161 |
| Total interest expense | $206,000 | 8,293 |
| Net interest income | $579,000 | 7,962 |
| Provision for loan and lease losses | $320,000 | 1,710 |
| Total noninterest income | $109,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $64,000 | 6,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $1,086,000 | 5,703 |
| Salaries and employee benefits | $222,000 | 8,307 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $793,000 | 2,888 |
| Pre-tax net operating income | $-718,000 | 9,123 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-718,000 | 9,178 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-718,000 | 9,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,132 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-718,000 | 9,125 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 8,176 |
| Total interest expense | $103,000 | 8,395 |
| Net interest income | $296,000 | 7,951 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $891,000 | 4,021 |
| Salaries and employee benefits | $114,000 | 8,304 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $731,000 | 1,615 |
| Pre-tax net operating income | $-657,000 | 9,238 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-657,000 | 9,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-657,000 | 9,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-657,000 | 9,234 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 8,097 |
| Total interest expense | $515,000 | 8,342 |
| Net interest income | $1,261,000 | 7,812 |
| Provision for loan and lease losses | $235,000 | 4,028 |
| Total noninterest income | $216,000 | 7,152 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $115,000 | 6,322 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $964,000 | 8,009 |
| Salaries and employee benefits | $552,000 | 7,921 |
| Premises and equipment expense | $157,000 | 7,354 |
| Additional noninterest expense | $255,000 | 8,138 |
| Pre-tax net operating income | $278,000 | 7,633 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,000 | 7,030 |
| Income before extraordinary items | $257,000 | 7,526 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $257,000 | 7,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,896 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $257,000 | 7,435 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 8,316 |
| Total interest expense | $748,000 | 8,538 |
| Net interest income | $1,154,000 | 7,978 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $190,000 | 7,402 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $98,000 | 6,492 |
| Total noninterest expense | $848,000 | 8,326 |
| Salaries and employee benefits | $510,000 | 8,130 |
| Premises and equipment expense | $145,000 | 7,606 |
| Additional noninterest expense | $193,000 | 8,715 |
| Pre-tax net operating income | $406,000 | 6,952 |
| Securities gains (losses) | $-10,000 | 9,297 |
| Applicable income taxes | $92,000 | 6,101 |
| Income before extraordinary items | $304,000 | 7,112 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $304,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $311,700 | 6,943 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 8,577 |
| Total interest expense | $753,000 | 8,745 |
| Net interest income | $1,091,000 | 8,305 |
| Provision for loan and lease losses | $99,000 | 5,366 |
| Total noninterest income | $200,000 | 7,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,404 |
| Total noninterest expense | $825,000 | 8,499 |
| Salaries and employee benefits | $518,000 | 8,161 |
| Premises and equipment expense | $123,000 | 8,050 |
| Additional noninterest expense | $184,000 | 8,934 |
| Pre-tax net operating income | $367,000 | 7,615 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $88,000 | 6,675 |
| Income before extraordinary items | $279,000 | 7,599 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $279,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $279,000 | 7,606 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 8,833 |
| Total interest expense | $736,000 | 8,863 |
| Net interest income | $960,000 | 8,718 |
| Provision for loan and lease losses | $343,000 | 2,401 |
| Total noninterest income | $187,000 | 7,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $760,000 | 8,845 |
| Salaries and employee benefits | $463,000 | 8,546 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $188,000 | 9,146 |
| Pre-tax net operating income | $44,000 | 9,259 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-34,000 | 9,774 |
| Income before extraordinary items | $78,000 | 9,104 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $78,000 | 9,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,676 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $78,000 | 9,072 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 9,130 |
| Total interest expense | $689,000 | 9,215 |
| Net interest income | $938,000 | 8,937 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $148,000 | 8,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $732,000 | 9,007 |
| Salaries and employee benefits | $444,000 | 8,684 |
| Premises and equipment expense | $103,000 | 8,641 |
| Additional noninterest expense | $185,000 | 9,288 |
| Pre-tax net operating income | $284,000 | 8,497 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $66,000 | 8,056 |
| Income before extraordinary items | $218,000 | 8,490 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $218,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $263,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $218,000 | 8,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 9,720 |
| Total interest expense | $590,000 | 9,858 |
| Net interest income | $873,000 | 9,485 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $136,000 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $636,000 | 9,604 |
| Salaries and employee benefits | $366,000 | 9,485 |
| Premises and equipment expense | $71,000 | 9,671 |
| Additional noninterest expense | $199,000 | 9,418 |
| Pre-tax net operating income | $303,000 | 8,983 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $224,000 | 8,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $224,000 | 8,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $263,000 | 4,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $224,000 | 8,917 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 10,307 |
| Total interest expense | $553,000 | 10,430 |
| Net interest income | $803,000 | 10,104 |
| Provision for loan and lease losses | $62,000 | 6,048 |
| Total noninterest income | $125,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $592,000 | 10,197 |
| Salaries and employee benefits | $291,000 | 10,423 |
| Premises and equipment expense | $58,000 | 10,410 |
| Additional noninterest expense | $243,000 | 9,463 |
| Pre-tax net operating income | $274,000 | 9,298 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $62,000 | 9,472 |
| Income before extraordinary items | $213,000 | 9,172 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $213,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,457 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $212,230 | 9,129 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 10,923 |
| Total interest expense | $488,000 | 11,065 |
| Net interest income | $754,000 | 10,676 |
| Provision for loan and lease losses | $29,000 | 7,212 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $508,000 | 10,990 |
| Salaries and employee benefits | $273,000 | 10,974 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $176,000 | 10,741 |
| Pre-tax net operating income | $297,000 | 9,756 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $233,000 | 9,572 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $233,000 | 9,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $233,000 | 9,556 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 11,421 |
| Total interest expense | $347,000 | 11,836 |
| Net interest income | $814,000 | 11,002 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $67,000 | 11,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $515,000 | 11,535 |
| Salaries and employee benefits | $261,000 | 11,565 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $189,000 | 11,292 |
| Pre-tax net operating income | $346,000 | 9,761 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $89,000 | 9,599 |
| Income before extraordinary items | $257,000 | 9,615 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $257,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $257,000 | 9,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 11,915 |
| Total interest expense | $338,000 | 12,501 |
| Net interest income | $851,000 | 11,342 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $508,000 | 12,130 |
| Salaries and employee benefits | $260,000 | 12,077 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $177,000 | 12,062 |
| Pre-tax net operating income | $402,000 | 9,396 |
| Securities gains (losses) | $-17,000 | 12,886 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $282,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $294,410 | 9,284 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 12,551 |
| Total interest expense | $455,000 | 12,946 |
| Net interest income | $767,000 | 12,043 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $460,000 | 12,857 |
| Salaries and employee benefits | $234,000 | 12,776 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $163,000 | 12,748 |
| Pre-tax net operating income | $359,000 | 9,595 |
| Securities gains (losses) | $-24,000 | 13,523 |
| Applicable income taxes | $63,000 | 10,913 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $291,440 | 9,051 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.