Home > Community Trust Bank, Inc. > Net charge- offs to loans
Community Trust Bank, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.1845% | 4,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0627% | 4,539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0126% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2485% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2267% | 1,865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2267% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0961% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 4,336 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0800% | 4,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0193% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2769% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2065% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2065% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.1167% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 4,425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1156% | 4,607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4802% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0628% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0628% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 4,434 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0611% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2244% | 4,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 3,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2199% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2199% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 3,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.2305% | 4,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0117% | 4,662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1482% | 4,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0928% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0928% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 4,705 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0047% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0247% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0247% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 3,834 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 3,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0089% | 3,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0089% | 3,756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 3,843 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0225% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0225% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0934% | 4,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 3,918 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0160% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 3,648 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0660% | 4,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0660% | 4,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 929 |
| Percentage Net Loans Charged-off:Construction & development | -0.1248% | 4,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 3,951 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0253% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,456 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0746% | 4,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0746% | 4,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 972 |
| Percentage Net Loans Charged-off:Construction & development | -0.1925% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 3,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 3,799 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1233% | 4,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1233% | 4,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0674% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 3,951 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0432% | 4,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0144% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0144% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.2880% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0527% | 4,040 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 3,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5533% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2589% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2589% | 1,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.3962% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 3,977 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6206% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2741% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2741% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 3,999 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9577% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4275% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4275% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1710% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0215% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 4,054 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5670% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.1155% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 4,093 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2607% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3751% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3751% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1706% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0628% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1204% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2694% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3388% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3388% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1663% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.1019% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0630% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0078% | 4,189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1078% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2625% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3648% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0118% | 4,249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4412% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4412% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2028% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 893 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3300% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0540% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1412% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5459% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5459% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4485% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0788% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5633% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5633% | 1,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0156% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2993% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5743% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5743% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0256% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0740% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1007% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8116% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8116% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2396% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1274% | 810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1933% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1681% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1846% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5076% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5076% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1849% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0774% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4729% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4729% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0022% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4724% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4724% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 4,526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0088% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0689% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5766% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5766% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2756% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1489% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.3620% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1805% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0064% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3466% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5779% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5779% | 1,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7667% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2807% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.2605% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2252% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0085% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0210% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3635% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5489% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5489% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7401% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2783% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.2060% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2606% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1283% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3241% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5533% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5533% | 1,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6415% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 5,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1839% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2522% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5829% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5829% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6441% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2505% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1466% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0725% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0991% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0407% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2103% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0851% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2232% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2406% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5438% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5438% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7439% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2713% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0759% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1323% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2502% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2737% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2634% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5471% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5471% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6873% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2520% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1687% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0931% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0954% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1255% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2679% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3472% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4544% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4544% | 1,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5887% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1967% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.1952% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3463% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1416% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3674% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0813% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5079% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5079% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5793% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3136% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1673% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0617% | 1,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2316% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1253% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1567% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1269% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1597% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6567% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6180% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6180% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7766% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2686% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1293% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0739% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2088% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 5,000 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1391% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5522% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5740% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5740% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7617% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.1218% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1480% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 2,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0607% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 2,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2303% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5333% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5333% | 1,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6911% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 5,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1853% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1274% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3688% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8397% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8397% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8626% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1819% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.5607% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1016% | 2,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7710% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1332% | 2,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2804% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3365% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6928% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6928% | 1,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7129% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3393% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2373% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.8568% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 1,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0396% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3689% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 2,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4095% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6442% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6442% | 1,445 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6982% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3778% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2873% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 1.4168% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0989% | 1,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5883% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1403% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4028% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1153% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5019% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6112% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6112% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6758% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2197% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 2,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 5,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5445% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2121% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 5,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7445% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7445% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7057% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3670% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2369% | 3,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.6760% | 1,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2241% | 2,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5111% | 564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 3,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2845% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 3,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6166% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6446% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6446% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6801% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3391% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2378% | 2,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.5632% | 1,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2692% | 1,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4557% | 513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1566% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1947% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1526% | 2,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7989% | 1,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3839% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3839% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5900% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2841% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 3,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.2081% | 1,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3129% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 3,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1933% | 1,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 3,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7757% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3276% | 2,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5458% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.3849% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2186% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0860% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3521% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3504% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3504% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4171% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5771% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4872% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 1.5457% | 1,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5638% | 1,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2460% | 858 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 3,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 1,648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2553% | 3,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0148% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6107% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5288% | 2,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7226% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5168% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3783% | 2,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.7956% | 2,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4709% | 1,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1937% | 737 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2473% | 2,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2470% | 1,360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2473% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3096% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5080% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4253% | 2,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7016% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5681% | 2,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3971% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.6011% | 1,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6108% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2990% | 567 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2827% | 1,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2119% | 2,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6470% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5601% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4447% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5346% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6224% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5737% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.1914% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1955% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5580% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2669% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2179% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2722% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9152% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6578% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4739% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4890% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5849% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4011% | 3,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.9034% | 2,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4871% | 2,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5122% | 845 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 3,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4087% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2084% | 3,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1908% | 2,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2100% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5963% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4246% | 2,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.8097% | 2,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6222% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6991% | 638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1986% | 3,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5201% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1593% | 3,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9408% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7333% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5473% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 3,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1937% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.3571% | 2,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 2,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0831% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1867% | 2,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4176% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1582% | 2,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5513% | 2,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7549% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1020% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5738% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2001% | 2,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.3063% | 1,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1567% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2478% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0731% | 5,622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6437% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9905% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8293% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6569% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4878% | 2,941 |
| Percentage Net Loans Charged-off:Construction & development | 1.8060% | 2,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4615% | 1,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6836% | 634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 3,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2472% | 1,542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1525% | 3,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8750% | 3,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8625% | 3,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8257% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6272% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4772% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 2.2635% | 1,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3146% | 1,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8946% | 438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 3,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1524% | 1,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0991% | 3,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7131% | 2,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8167% | 2,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2709% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5010% | 2,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3697% | 2,475 |
| Percentage Net Loans Charged-off:Construction & development | 1.5823% | 1,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2362% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7579% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1141% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1297% | 1,168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 2,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6493% | 2,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7583% | 2,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8148% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3759% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.2819% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0599% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 5,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2297% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5449% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8669% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7151% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3800% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2051% | 2,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.7461% | 1,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 2,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1466% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1571% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3244% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1347% | 2,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2993% | 3,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9096% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2508% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3548% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.4436% | 1,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1545% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3723% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3487% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9010% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1726% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3529% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1891% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.6664% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1064% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1195% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1796% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8926% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9832% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3255% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.4232% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1749% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1559% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2405% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8465% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9414% | 496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2726% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.1545% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1201% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0952% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1368% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3710% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6442% | 2,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2316% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2318% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.1383% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0606% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1819% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4042% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5344% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1726% | 497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.1276% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1294% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3746% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4376% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9036% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.1297% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0547% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1211% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1658% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3768% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8149% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0455% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1040% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0160% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8799% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4743% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2705% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0423% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9280% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1107% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2874% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1269% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9958% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4082% | 2,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8838% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0468% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0316% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5335% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6149% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3732% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0336% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1150% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1757% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 1,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0715% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7070% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4167% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4032% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3071% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0320% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0975% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1081% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2243% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5765% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6229% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7976% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2721% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0460% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2777% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0837% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3983% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5419% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3035% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0712% | 7,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0220% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3177% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0856% | 7,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4750% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8688% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3456% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1403% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.3426% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0429% | 6,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1698% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2056% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6411% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7030% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0600% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3062% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0811% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.4375% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0426% | 8,430 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0582% | 6,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1108% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7755% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6427% | 2,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8759% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.6255% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0603% | 8,527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0886% | 6,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0336% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8840% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5987% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7558% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3729% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2307% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 1.2666% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0775% | 6,280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2334% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7675% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7306% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4767% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1425% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.1405% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1180% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0658% | 6,505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1996% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2069% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1982% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3484% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7883% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0377% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5390% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1338% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 7,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0812% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0610% | 6,488 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2401% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1746% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2519% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6725% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8345% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2581% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6344% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1842% | 930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0640% | 7,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1232% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0711% | 6,430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2758% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1995% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2894% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2355% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8091% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6556% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4433% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1338% | 912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0851% | 7,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1216% | 6,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2417% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1574% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2565% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1718% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8560% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1060% | 7,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6273% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3873% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.7270% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3089% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1180% | 6,575 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3555% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1899% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3825% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1691% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8971% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7801% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6627% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4288% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.2606% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1436% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6007% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4535% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1426% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4972% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7959% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2333% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1030% | 5,403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2196% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5064% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1936% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.1077% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2339% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0657% | 1,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2070% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2070% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2070% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4668% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3332% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6404% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0193% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6641% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1864% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 0.1349% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2595% | 1,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3585% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3355% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3608% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2124% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9124% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1334% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4830% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7668% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1958% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0457% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2740% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1275% | 1,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1997% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2125% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3280% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1126% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2377% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5688% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6813% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2284% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0677% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3152% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1947% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4170% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0454% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3296% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1998% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8291% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1821% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3334% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0724% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3263% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3498% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9136% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7342% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2377% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4650% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3082% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4726% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1830% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9641% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3724% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5886% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2403% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3283% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2710% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1624% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1774% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6249% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6125% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0221% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6461% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6955% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9018% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5877% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1727% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6294% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7774% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5471% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5492% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0999% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |