Home > Community Trust Bank, FSB > Income and Expense
Community Trust Bank, FSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,115,000 | 2,499 |
| Total interest expense | $7,254,000 | 2,062 |
| Net interest income | $5,861,000 | 2,986 |
| Provision for loan and lease losses | $472,000 | 1,855 |
| Total noninterest income | $1,385,000 | 2,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,385,000 | 1,472 |
| Total noninterest expense | $4,323,000 | 3,083 |
| Salaries and employee benefits | $1,824,000 | 3,699 |
| Premises and equipment expense | $848,000 | 2,374 |
| Additional noninterest expense | $1,651,000 | 2,614 |
| Pre-tax net operating income | $2,451,000 | 2,833 |
| Securities gains (losses) | $202,000 | 543 |
| Applicable income taxes | $901,000 | 2,389 |
| Income before extraordinary items | $1,752,000 | 2,868 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,752,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,142 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,618,680 | 3,022 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,102,000 | 2,309 |
| Total interest expense | $8,260,000 | 1,857 |
| Net interest income | $5,842,000 | 2,956 |
| Provision for loan and lease losses | $2,110,000 | 554 |
| Total noninterest income | $1,738,000 | 2,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,738,000 | 1,273 |
| Total noninterest expense | $5,489,000 | 2,392 |
| Salaries and employee benefits | $2,269,000 | 2,971 |
| Premises and equipment expense | $961,000 | 2,029 |
| Additional noninterest expense | $2,259,000 | 1,865 |
| Pre-tax net operating income | $-19,000 | 9,832 |
| Securities gains (losses) | $945,000 | 394 |
| Applicable income taxes | $290,000 | 5,254 |
| Income before extraordinary items | $636,000 | 5,878 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $636,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,133,000 | 694 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-16,050 | 9,825 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,007,000 | 2,177 |
| Total interest expense | $9,051,000 | 1,716 |
| Net interest income | $5,956,000 | 2,922 |
| Provision for loan and lease losses | $590,000 | 1,558 |
| Total noninterest income | $1,476,000 | 2,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,476,000 | 1,334 |
| Total noninterest expense | $5,205,000 | 2,472 |
| Salaries and employee benefits | $2,328,000 | 2,843 |
| Premises and equipment expense | $898,000 | 2,179 |
| Additional noninterest expense | $1,979,000 | 2,110 |
| Pre-tax net operating income | $1,637,000 | 4,154 |
| Securities gains (losses) | $326,000 | 544 |
| Applicable income taxes | $675,000 | 3,339 |
| Income before extraordinary items | $1,288,000 | 3,824 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,288,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $709,000 | 1,018 |
| Cash dividends | $786,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,072,840 | 4,377 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,751,000 | 2,431 |
| Total interest expense | $8,125,000 | 1,926 |
| Net interest income | $5,626,000 | 3,140 |
| Provision for loan and lease losses | $784,000 | 1,220 |
| Total noninterest income | $1,156,000 | 2,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,156,000 | 1,643 |
| Total noninterest expense | $5,847,000 | 2,357 |
| Salaries and employee benefits | $2,014,000 | 3,316 |
| Premises and equipment expense | $782,000 | 2,504 |
| Additional noninterest expense | $3,051,000 | 1,706 |
| Pre-tax net operating income | $151,000 | 10,075 |
| Securities gains (losses) | $490,000 | 424 |
| Applicable income taxes | $210,000 | 6,994 |
| Income before extraordinary items | $431,000 | 7,376 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $431,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 1,173 |
| Cash dividends | $875,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $102,700 | 10,147 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,802,000 | 2,614 |
| Total interest expense | $7,587,000 | 2,066 |
| Net interest income | $5,215,000 | 3,394 |
| Provision for loan and lease losses | $310,000 | 2,226 |
| Total noninterest income | $1,245,000 | 2,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,245,000 | 1,559 |
| Total noninterest expense | $4,832,000 | 2,803 |
| Salaries and employee benefits | $2,234,000 | 2,979 |
| Premises and equipment expense | $865,000 | 2,316 |
| Additional noninterest expense | $1,733,000 | 2,702 |
| Pre-tax net operating income | $1,318,000 | 4,906 |
| Securities gains (losses) | $157,000 | 764 |
| Applicable income taxes | $416,000 | 4,815 |
| Income before extraordinary items | $1,059,000 | 4,376 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,059,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,598 |
| Cash dividends | $208,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $945,960 | 4,798 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,414,000 | 2,654 |
| Total interest expense | $6,044,000 | 2,065 |
| Net interest income | $5,370,000 | 3,342 |
| Provision for loan and lease losses | $175,000 | 3,305 |
| Total noninterest income | $871,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $871,000 | 2,019 |
| Total noninterest expense | $5,388,000 | 2,584 |
| Salaries and employee benefits | $2,279,000 | 2,909 |
| Premises and equipment expense | $798,000 | 2,534 |
| Additional noninterest expense | $2,311,000 | 2,286 |
| Pre-tax net operating income | $678,000 | 7,533 |
| Securities gains (losses) | $133,000 | 654 |
| Applicable income taxes | $140,000 | 8,513 |
| Income before extraordinary items | $671,000 | 6,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $671,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $943,000 | 902 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $560,610 | 6,883 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,236,000 | 2,517 |
| Total interest expense | $6,237,000 | 2,079 |
| Net interest income | $5,999,000 | 3,027 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $1,394,000 | 2,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,394,000 | 1,638 |
| Total noninterest expense | $4,575,000 | 3,069 |
| Salaries and employee benefits | $2,464,000 | 2,683 |
| Premises and equipment expense | $726,000 | 2,783 |
| Additional noninterest expense | $1,385,000 | 3,743 |
| Pre-tax net operating income | $2,718,000 | 2,517 |
| Securities gains (losses) | $275,000 | 1,380 |
| Applicable income taxes | $684,000 | 3,186 |
| Income before extraordinary items | $2,309,000 | 2,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,309,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,097,250 | 2,239 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,218,000 | 2,669 |
| Total interest expense | $7,407,000 | 2,288 |
| Net interest income | $5,811,000 | 3,162 |
| Provision for loan and lease losses | $362,000 | 3,675 |
| Total noninterest income | $1,085,000 | 3,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,085,000 | 1,888 |
| Total noninterest expense | $4,451,000 | 3,192 |
| Salaries and employee benefits | $2,027,000 | 3,179 |
| Premises and equipment expense | $795,000 | 2,618 |
| Additional noninterest expense | $1,629,000 | 3,363 |
| Pre-tax net operating income | $2,083,000 | 2,992 |
| Securities gains (losses) | $273,000 | 1,622 |
| Applicable income taxes | $740,000 | 2,807 |
| Income before extraordinary items | $1,616,000 | 2,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,616,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 3,563 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,427,630 | 2,985 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.