Home > Community Trust Bank > Income and Expense
Community Trust Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 7,950 |
| Total interest expense | $1,421,000 | 7,541 |
| Net interest income | $1,421,000 | 8,184 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $184,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,110,000 | 7,975 |
| Salaries and employee benefits | $556,000 | 8,210 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $390,000 | 7,438 |
| Pre-tax net operating income | $459,000 | 8,145 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $188,000 | 7,057 |
| Income before extraordinary items | $271,000 | 8,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $271,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $208,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $271,000 | 8,554 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 8,456 |
| Total interest expense | $1,398,000 | 7,833 |
| Net interest income | $1,283,000 | 8,810 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $178,000 | 8,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,066,000 | 8,452 |
| Salaries and employee benefits | $550,000 | 8,488 |
| Premises and equipment expense | $149,000 | 8,083 |
| Additional noninterest expense | $367,000 | 8,184 |
| Pre-tax net operating income | $359,000 | 8,755 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $154,000 | 7,820 |
| Income before extraordinary items | $205,000 | 9,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $205,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $237,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $205,000 | 9,190 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 9,020 |
| Total interest expense | $1,127,000 | 8,822 |
| Net interest income | $1,345,000 | 8,939 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,049,000 | 8,764 |
| Salaries and employee benefits | $521,000 | 8,939 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $387,000 | 8,323 |
| Pre-tax net operating income | $453,000 | 8,737 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $192,000 | 7,562 |
| Income before extraordinary items | $261,000 | 9,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $261,000 | 9,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $218,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $261,000 | 9,291 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 9,491 |
| Total interest expense | $898,000 | 9,139 |
| Net interest income | $1,267,000 | 9,565 |
| Provision for loan and lease losses | $171,000 | 3,347 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,115,000 | 8,923 |
| Salaries and employee benefits | $516,000 | 9,242 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $442,000 | 8,396 |
| Pre-tax net operating income | $155,000 | 11,235 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $97,000 | 11,412 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $97,000 | 11,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,422 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $81,000 | 11,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 12,806 |
| Total interest expense | $334,000 | 12,511 |
| Net interest income | $369,000 | 12,875 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $518,000 | 12,074 |
| Salaries and employee benefits | $213,000 | 12,513 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $236,000 | 11,247 |
| Pre-tax net operating income | $-100,000 | 12,589 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-32,000 | 12,854 |
| Income before extraordinary items | $-68,000 | 12,633 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-68,000 | 12,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-68,000 | 12,530 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 12,291 |
| Total interest expense | $730,000 | 11,674 |
| Net interest income | $618,000 | 12,651 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $634,000 | 11,861 |
| Salaries and employee benefits | $266,000 | 12,415 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $214,000 | 12,038 |
| Pre-tax net operating income | $69,000 | 12,279 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $46,000 | 12,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $46,000 | 12,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $45,340 | 12,347 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.