Home > Community State Bank of Alexandria > Income and Expense
Community State Bank of Alexandria, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 6,151 |
| Total interest expense | $1,774,000 | 6,138 |
| Net interest income | $2,725,000 | 6,056 |
| Provision for loan and lease losses | $533,000 | 1,468 |
| Total noninterest income | $521,000 | 5,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,108 |
| Total noninterest expense | $3,262,000 | 4,104 |
| Salaries and employee benefits | $1,005,000 | 6,059 |
| Premises and equipment expense | $495,000 | 3,839 |
| Additional noninterest expense | $1,762,000 | 2,885 |
| Pre-tax net operating income | $-549,000 | 12,397 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $312,000 | 5,729 |
| Income before extraordinary items | $-847,000 | 12,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-847,000 | 12,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $391,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-861,000 | 12,412 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 6,309 |
| Total interest expense | $1,749,000 | 6,491 |
| Net interest income | $2,755,000 | 6,058 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $601,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,935 |
| Total noninterest expense | $2,110,000 | 6,067 |
| Salaries and employee benefits | $973,000 | 6,290 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $889,000 | 5,422 |
| Pre-tax net operating income | $1,156,000 | 5,316 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $382,000 | 5,172 |
| Income before extraordinary items | $797,000 | 5,590 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $797,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $345,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $781,360 | 5,434 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 6,851 |
| Total interest expense | $2,073,000 | 6,940 |
| Net interest income | $2,467,000 | 6,666 |
| Provision for loan and lease losses | $107,000 | 7,099 |
| Total noninterest income | $592,000 | 5,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 4,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,922 |
| Total noninterest expense | $1,923,000 | 6,591 |
| Salaries and employee benefits | $874,000 | 6,777 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $822,000 | 5,938 |
| Pre-tax net operating income | $1,029,000 | 5,510 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $345,000 | 5,411 |
| Income before extraordinary items | $705,000 | 5,887 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $705,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $230,000 | 4,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $690,930 | 5,643 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.