Home > Community State Bank > Income and Expense
Community State Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 3,837 |
| Total interest expense | $1,193,000 | 3,681 |
| Net interest income | $2,371,000 | 3,860 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $552,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $455,000 | 2,587 |
| Total noninterest expense | $1,884,000 | 3,859 |
| Salaries and employee benefits | $1,027,000 | 3,828 |
| Premises and equipment expense | $319,000 | 3,316 |
| Additional noninterest expense | $538,000 | 4,021 |
| Pre-tax net operating income | $974,000 | 3,589 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $387,000 | 2,760 |
| Income before extraordinary items | $587,000 | 4,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $587,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 9,186 |
| Net operating income | $587,000 | 4,154 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 3,902 |
| Total interest expense | $605,000 | 3,727 |
| Net interest income | $1,153,000 | 3,948 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $302,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $257,000 | 2,327 |
| Total noninterest expense | $922,000 | 3,922 |
| Salaries and employee benefits | $517,000 | 3,799 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $251,000 | 4,205 |
| Pre-tax net operating income | $478,000 | 3,604 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $186,000 | 2,824 |
| Income before extraordinary items | $292,000 | 4,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 9,257 |
| Net operating income | $292,000 | 4,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 4,258 |
| Total interest expense | $2,488,000 | 4,118 |
| Net interest income | $4,085,000 | 4,286 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $845,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $190,000 | 5,314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $655,000 | 2,819 |
| Total noninterest expense | $3,631,000 | 3,834 |
| Salaries and employee benefits | $1,933,000 | 3,846 |
| Premises and equipment expense | $554,000 | 3,645 |
| Additional noninterest expense | $1,144,000 | 3,754 |
| Pre-tax net operating income | $1,129,000 | 4,878 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $40,000 | 6,689 |
| Income before extraordinary items | $1,088,000 | 4,355 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,088,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-126,000 | 9,257 |
| Net operating income | $1,088,960 | 4,247 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 5,196 |
| Total interest expense | $2,655,000 | 5,182 |
| Net interest income | $2,989,000 | 5,087 |
| Provision for loan and lease losses | $302,000 | 3,179 |
| Total noninterest income | $435,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $165,000 | 5,585 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $270,000 | 4,335 |
| Total noninterest expense | $2,965,000 | 4,374 |
| Salaries and employee benefits | $1,495,000 | 4,523 |
| Premises and equipment expense | $498,000 | 3,877 |
| Additional noninterest expense | $972,000 | 4,162 |
| Pre-tax net operating income | $157,000 | 8,078 |
| Securities gains (losses) | $24,000 | 3,012 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $181,000 | 7,856 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $181,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $157,000 | 7,872 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 5,858 |
| Total interest expense | $2,166,000 | 6,023 |
| Net interest income | $2,674,000 | 5,575 |
| Provision for loan and lease losses | $126,000 | 4,747 |
| Total noninterest income | $396,000 | 5,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 3,993 |
| Total noninterest expense | $2,767,000 | 4,507 |
| Salaries and employee benefits | $1,475,000 | 4,420 |
| Premises and equipment expense | $474,000 | 3,957 |
| Additional noninterest expense | $818,000 | 4,661 |
| Pre-tax net operating income | $177,000 | 8,461 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $177,000 | 8,224 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $177,000 | 8,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,506,000 | 319 |
| Net operating income | $177,000 | 8,229 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 6,808 |
| Total interest expense | $1,512,000 | 6,946 |
| Net interest income | $2,005,000 | 6,638 |
| Provision for loan and lease losses | $136,000 | 4,489 |
| Total noninterest income | $448,000 | 5,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,633 |
| Total noninterest expense | $2,282,000 | 5,191 |
| Salaries and employee benefits | $1,238,000 | 5,045 |
| Premises and equipment expense | $373,000 | 4,751 |
| Additional noninterest expense | $671,000 | 5,407 |
| Pre-tax net operating income | $35,000 | 9,288 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $37,000 | 9,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 998 |
| Net operating income | $34,090 | 9,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 8,749 |
| Total interest expense | $966,000 | 8,507 |
| Net interest income | $980,000 | 8,842 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $315,000 | 6,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,296 |
| Total noninterest expense | $1,793,000 | 6,009 |
| Salaries and employee benefits | $929,000 | 6,072 |
| Premises and equipment expense | $296,000 | 5,419 |
| Additional noninterest expense | $568,000 | 5,960 |
| Pre-tax net operating income | $-593,000 | 10,228 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-593,000 | 10,271 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-593,000 | 10,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-593,000 | 10,242 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 10,650 |
| Total interest expense | $164,000 | 10,709 |
| Net interest income | $420,000 | 10,531 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $27,000 | 10,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 9,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $1,183,000 | 7,729 |
| Salaries and employee benefits | $491,000 | 8,671 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $590,000 | 5,872 |
| Pre-tax net operating income | $-796,000 | 10,818 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-796,000 | 10,830 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-796,000 | 10,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $8,768,000 | 105 |
| Net operating income | $-796,000 | 10,815 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.