Home > Community State Bank > Assets and Liabilities
Community State Bank, Assets and Liabilities
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $139,586,000 | 3,695 |
| Cash and due from depository institutions | $11,447,000 | 4,259 |
| Interest-bearing balances | $8,522,000 | 968 |
| Securities | $24,345,000 | 4,117 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,947 |
| Net loans & leases | $91,521,000 | 3,546 |
| Loan loss allowance | $872,000 | 4,316 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,143,000 | 2,956 |
| Other real estate owned | $0 | 4,259 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,130,000 | 2,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,586,000 | 3,695 |
| Total liabilities | $127,583,000 | 3,635 |
| Total deposits | $122,663,000 | 3,493 |
| Interest-bearing deposits | $106,236,000 | 3,434 |
| Deposits held in domestic offices | $122,663,000 | 3,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,458 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,500,000 | 3,748 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $370,000 | 5,949 |
| Total equity capital | $12,003,000 | 4,236 |
| Total bank equity capital | $12,003,000 | 4,236 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,490,000 | 645 |
| Surplus | $5,789,000 | 2,964 |
| Undivided profits | $724,000 | 7,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $638,000 | 4,483 |
| Earning assets | $129,388,000 | 3,649 |
| Long-term assets (5+ years) | $9,372,000 | 5,017 |
| Average Assets, year-to-date | $135,739,000 | 3,720 |
| Average Assets, quarterly | $142,494,000 | 3,588 |
| Volatile liabilities | $12,894,000 | 4,985 |
| Insider loans | $6,165,000 | 838 |
| FHLB advances | $3,500,000 | 3,578 |
| Loans and leases held for sale | $406,000 | 1,751 |
| Unused loan commitments | $17,857,000 | 3,030 |
| Tier 1 (core) risk-based capital | $11,824,000 | 4,082 |
| Tier 2 risk-based capital | $872,000 | 4,026 |
| Total risk weighted assets | $96,078,000 | 3,568 |
| Total unused commitments | $17,857,000 | 3,039 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $145,402,000 | 3,500 |
| Cash and due from depository institutions | $22,425,000 | 4,323 |
| Interest-bearing balances | $20,424,000 | 399 |
| Securities | $17,391,000 | 5,085 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 2,148 |
| Net loans & leases | $90,381,000 | 3,531 |
| Loan loss allowance | $862,000 | 4,321 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,163,000 | 2,906 |
| Other real estate owned | $0 | 4,323 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,042,000 | 2,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,402,000 | 3,500 |
| Total liabilities | $133,717,000 | 3,433 |
| Total deposits | $126,184,000 | 3,373 |
| Interest-bearing deposits | $109,850,000 | 3,309 |
| Deposits held in domestic offices | $126,184,000 | 3,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,586,000 | 1,622 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,500,000 | 3,673 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $447,000 | 5,452 |
| Total equity capital | $11,685,000 | 4,241 |
| Total bank equity capital | $11,685,000 | 4,241 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,490,000 | 636 |
| Surplus | $5,789,000 | 2,918 |
| Undivided profits | $406,000 | 8,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $641,000 | 4,475 |
| Earning assets | $136,196,000 | 3,431 |
| Long-term assets (5+ years) | $8,153,000 | 5,233 |
| Average Assets, year-to-date | $133,815,500 | 3,750 |
| Average Assets, quarterly | $133,815,500 | 3,750 |
| Volatile liabilities | $16,356,000 | 4,314 |
| Insider loans | $4,765,000 | 1,101 |
| FHLB advances | $3,500,000 | 3,507 |
| Loans and leases held for sale | $2,883,000 | 849 |
| Unused loan commitments | $17,020,000 | 3,019 |
| Tier 1 (core) risk-based capital | $11,529,000 | 4,110 |
| Tier 2 risk-based capital | $862,000 | 4,013 |
| Total risk weighted assets | $98,530,000 | 3,430 |
| Total unused commitments | $17,020,000 | 3,029 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $122,229,000 | 4,017 |
| Cash and due from depository institutions | $8,180,000 | 4,296 |
| Interest-bearing balances | $6,682,000 | 1,139 |
| Securities | $19,160,000 | 4,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $87,845,000 | 3,601 |
| Loan loss allowance | $816,000 | 4,423 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,187,000 | 2,865 |
| Other real estate owned | $0 | 4,296 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,857,000 | 2,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,229,000 | 4,017 |
| Total liabilities | $110,662,000 | 3,985 |
| Total deposits | $105,594,000 | 3,873 |
| Interest-bearing deposits | $90,721,000 | 3,847 |
| Deposits held in domestic offices | $105,594,000 | 3,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,548,000 | 1,685 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,000,000 | 4,817 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $520,000 | 5,111 |
| Total equity capital | $11,567,000 | 4,238 |
| Total bank equity capital | $11,567,000 | 4,238 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,490,000 | 639 |
| Surplus | $5,789,000 | 2,873 |
| Undivided profits | $288,000 | 8,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $550,000 | 5,267 |
| Earning assets | $113,687,000 | 3,959 |
| Long-term assets (5+ years) | $12,144,000 | 4,413 |
| Average Assets, year-to-date | $114,327,400 | 4,089 |
| Average Assets, quarterly | $121,080,500 | 4,023 |
| Volatile liabilities | $14,967,000 | 4,504 |
| Insider loans | $4,968,000 | 1,036 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $5,387,000 | 679 |
| Unused loan commitments | $19,296,000 | 2,699 |
| Tier 1 (core) risk-based capital | $11,246,000 | 4,110 |
| Tier 2 risk-based capital | $816,000 | 4,134 |
| Total risk weighted assets | $90,587,000 | 3,642 |
| Total unused commitments | $19,296,000 | 2,704 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $101,417,000 | 4,511 |
| Cash and due from depository institutions | $22,618,000 | 4,907 |
| Interest-bearing balances | $20,415,000 | 331 |
| Securities | $12,168,000 | 5,983 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,430 |
| Net loans & leases | $62,328,000 | 4,551 |
| Loan loss allowance | $705,000 | 4,695 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,034,000 | 2,932 |
| Other real estate owned | $0 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $769,000 | 7,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,417,000 | 4,511 |
| Total liabilities | $91,132,000 | 4,487 |
| Total deposits | $87,725,000 | 4,355 |
| Interest-bearing deposits | $76,197,000 | 4,307 |
| Deposits held in domestic offices | $87,725,000 | 4,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,023,000 | 2,155 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 4,622 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $384,000 | 6,226 |
| Total equity capital | $10,285,000 | 4,400 |
| Total bank equity capital | $10,285,000 | 4,400 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,490,000 | 637 |
| Surplus | $5,788,000 | 2,765 |
| Undivided profits | $-993,000 | 9,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $400,000 | 6,675 |
| Earning assets | $95,411,000 | 4,401 |
| Long-term assets (5+ years) | $8,891,000 | 5,052 |
| Average Assets, year-to-date | $84,419,200 | 4,951 |
| Average Assets, quarterly | $96,161,500 | 4,632 |
| Volatile liabilities | $16,442,000 | 4,227 |
| Insider loans | $2,151,000 | 2,247 |
| FHLB advances | $1,000,000 | 4,355 |
| Loans and leases held for sale | $1,083,000 | 1,147 |
| Unused loan commitments | $27,517,000 | 1,998 |
| Tier 1 (core) risk-based capital | $10,285,000 | 4,250 |
| Tier 2 risk-based capital | $705,000 | 4,409 |
| Total risk weighted assets | $62,467,000 | 4,709 |
| Total unused commitments | $27,517,000 | 2,004 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $67,976,000 | 5,814 |
| Cash and due from depository institutions | $1,210,000 | 4,871 |
| Interest-bearing balances | $714,000 | 2,694 |
| Securities | $8,691,000 | 7,179 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $55,195,000 | 4,856 |
| Loan loss allowance | $401,000 | 6,453 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,435,000 | 3,478 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $445,000 | 8,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,976,000 | 5,814 |
| Total liabilities | $57,916,000 | 5,948 |
| Total deposits | $54,102,000 | 5,924 |
| Interest-bearing deposits | $43,459,000 | 6,169 |
| Deposits held in domestic offices | $54,102,000 | 5,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,258 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,500,000 | 4,246 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $314,000 | 7,192 |
| Total equity capital | $10,060,000 | 4,372 |
| Total bank equity capital | $10,060,000 | 4,372 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,490,000 | 634 |
| Surplus | $5,788,000 | 2,691 |
| Undivided profits | $-1,218,000 | 9,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $256,000 | 7,389 |
| Earning assets | $64,600,000 | 5,674 |
| Long-term assets (5+ years) | $9,543,000 | 4,691 |
| Average Assets, year-to-date | $64,258,800 | 5,800 |
| Average Assets, quarterly | $67,558,500 | 5,776 |
| Volatile liabilities | $8,394,000 | 6,119 |
| Insider loans | $2,277,000 | 2,066 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $626,000 | 870 |
| Unused loan commitments | $10,357,000 | 3,667 |
| Tier 1 (core) risk-based capital | $10,104,000 | 4,251 |
| Tier 2 risk-based capital | $401,000 | 6,136 |
| Total risk weighted assets | $50,328,600 | 5,293 |
| Total unused commitments | $10,357,000 | 3,668 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $56,290,000 | 6,477 |
| Cash and due from depository institutions | $999,000 | 5,920 |
| Interest-bearing balances | $438,000 | 3,271 |
| Securities | $9,885,000 | 7,112 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,235 |
| Net loans & leases | $41,907,000 | 5,676 |
| Loan loss allowance | $285,000 | 7,532 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,251,000 | 3,640 |
| Other real estate owned | $0 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $448,000 | 8,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,290,000 | 6,477 |
| Total liabilities | $49,083,000 | 6,565 |
| Total deposits | $48,272,000 | 6,373 |
| Interest-bearing deposits | $40,070,000 | 6,500 |
| Deposits held in domestic offices | $48,272,000 | 6,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $576,000 | 3,389 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $235,000 | 7,656 |
| Total equity capital | $7,207,000 | 5,523 |
| Total bank equity capital | $7,207,000 | 5,523 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,386,000 | 873 |
| Surplus | $4,387,000 | 3,344 |
| Undivided profits | $-1,566,000 | 10,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $331,000 | 6,105 |
| Earning assets | $53,030,000 | 6,353 |
| Long-term assets (5+ years) | $3,466,000 | 6,942 |
| Average Assets, year-to-date | $50,474,400 | 6,724 |
| Average Assets, quarterly | $54,525,500 | 6,537 |
| Volatile liabilities | $5,582,000 | 7,060 |
| Insider loans | $403,000 | 5,880 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $606,000 | 862 |
| Unused loan commitments | $15,496,000 | 2,817 |
| Tier 1 (core) risk-based capital | $7,421,000 | 5,422 |
| Tier 2 risk-based capital | $285,000 | 7,176 |
| Total risk weighted assets | $40,220,200 | 5,984 |
| Total unused commitments | $15,496,000 | 2,824 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $40,960,000 | 7,693 |
| Cash and due from depository institutions | $2,337,000 | 6,497 |
| Interest-bearing balances | $2,021,000 | 2,122 |
| Securities | $8,901,000 | 7,418 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 7,321 |
| Net loans & leases | $26,250,000 | 7,168 |
| Loan loss allowance | $155,000 | 9,051 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,373,000 | 3,387 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $299,000 | 9,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,960,000 | 7,693 |
| Total liabilities | $33,589,000 | 7,942 |
| Total deposits | $32,813,000 | 7,864 |
| Interest-bearing deposits | $28,556,000 | 7,774 |
| Deposits held in domestic offices | $32,813,000 | 7,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $569,000 | 2,662 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $207,000 | 8,522 |
| Total equity capital | $7,371,000 | 5,567 |
| Total bank equity capital | $7,371,000 | 5,567 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,384,000 | 842 |
| Surplus | $4,384,000 | 3,199 |
| Undivided profits | $-1,397,000 | 10,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $102,000 | 9,334 |
| Earning assets | $37,972,000 | 7,655 |
| Long-term assets (5+ years) | $6,898,000 | 5,564 |
| Average Assets, year-to-date | $30,781,800 | 8,390 |
| Average Assets, quarterly | $37,980,000 | 7,866 |
| Volatile liabilities | $6,555,000 | 6,242 |
| Insider loans | $110,000 | 7,976 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,794,000 | 854 |
| Unused loan commitments | $8,080,000 | 4,150 |
| Tier 1 (core) risk-based capital | $7,379,000 | 5,371 |
| Tier 2 risk-based capital | $155,000 | 8,805 |
| Total risk weighted assets | $26,688,600 | 7,303 |
| Total unused commitments | $8,080,000 | 4,155 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $20,581,000 | 9,802 |
| Cash and due from depository institutions | $1,432,000 | 8,372 |
| Interest-bearing balances | $1,262,000 | 2,238 |
| Securities | $5,133,000 | 9,181 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 3,742 |
| Net loans & leases | $8,519,000 | 10,103 |
| Loan loss allowance | $60,000 | 10,466 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,125,000 | 3,650 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $97,000 | 10,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,581,000 | 9,802 |
| Total liabilities | $12,607,000 | 10,370 |
| Total deposits | $12,015,000 | 10,359 |
| Interest-bearing deposits | $10,429,000 | 10,279 |
| Deposits held in domestic offices | $12,015,000 | 10,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $92,000 | 10,287 |
| Total equity capital | $7,974,000 | 5,211 |
| Total bank equity capital | $7,974,000 | 5,211 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,384,000 | 840 |
| Surplus | $4,384,000 | 3,130 |
| Undivided profits | $-794,000 | 10,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $38,000 | 10,531 |
| Earning assets | $18,189,000 | 9,838 |
| Long-term assets (5+ years) | $2,261,000 | 7,499 |
| Average Assets, year-to-date | $14,778,330 | 10,285 |
| Average Assets, quarterly | $17,890,500 | 10,021 |
| Volatile liabilities | $2,606,000 | 8,796 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $88,000 | 1,459 |
| Unused loan commitments | $4,700,000 | 5,337 |
| Tier 1 (core) risk-based capital | $7,972,000 | 5,070 |
| Tier 2 risk-based capital | $60,000 | 10,395 |
| Total risk weighted assets | $10,215,900 | 9,996 |
| Total unused commitments | $4,700,000 | 5,342 |
| Derivatives | $0 | 533 |