Home > Community State Bank > Income and Expense
Community State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 5,375 |
| Total interest expense | $2,191,000 | 5,181 |
| Net interest income | $3,134,000 | 5,428 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $524,000 | 5,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $2,397,000 | 5,354 |
| Salaries and employee benefits | $1,086,000 | 5,699 |
| Premises and equipment expense | $388,000 | 4,708 |
| Additional noninterest expense | $923,000 | 5,068 |
| Pre-tax net operating income | $1,191,000 | 5,262 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $318,000 | 5,654 |
| Income before extraordinary items | $873,000 | 5,029 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $873,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $131,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $873,000 | 5,081 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 5,553 |
| Total interest expense | $2,157,000 | 5,483 |
| Net interest income | $3,074,000 | 5,553 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $486,000 | 5,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $2,169,000 | 5,933 |
| Salaries and employee benefits | $1,003,000 | 6,120 |
| Premises and equipment expense | $352,000 | 5,209 |
| Additional noninterest expense | $814,000 | 5,844 |
| Pre-tax net operating income | $1,281,000 | 4,920 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $349,000 | 5,511 |
| Income before extraordinary items | $945,000 | 4,905 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $945,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $347,000 | 4,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $935,510 | 4,716 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 5,937 |
| Total interest expense | $2,711,000 | 5,622 |
| Net interest income | $2,755,000 | 6,118 |
| Provision for loan and lease losses | $174,000 | 5,685 |
| Total noninterest income | $447,000 | 6,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 4,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $2,047,000 | 6,258 |
| Salaries and employee benefits | $953,000 | 6,308 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $760,000 | 6,346 |
| Pre-tax net operating income | $981,000 | 5,709 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $251,000 | 6,641 |
| Income before extraordinary items | $755,000 | 5,605 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $755,000 | 5,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $374,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $736,250 | 5,371 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.