Home > Community State Bank > Income and Expense
Community State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,746,000 | 5,403 |
| Total interest expense | $2,610,000 | 5,378 |
| Net interest income | $3,136,000 | 5,307 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $944,000 | 3,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $727,000 | 1,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $2,871,000 | 4,446 |
| Salaries and employee benefits | $1,459,000 | 4,393 |
| Premises and equipment expense | $558,000 | 3,420 |
| Additional noninterest expense | $854,000 | 4,973 |
| Pre-tax net operating income | $1,209,000 | 5,222 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $333,000 | 5,623 |
| Income before extraordinary items | $885,000 | 5,060 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $885,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $336,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $878,430 | 5,072 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 5,261 |
| Total interest expense | $2,118,000 | 5,340 |
| Net interest income | $3,359,000 | 5,128 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $713,000 | 4,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $559,000 | 2,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $2,736,000 | 4,782 |
| Salaries and employee benefits | $1,397,000 | 4,577 |
| Premises and equipment expense | $388,000 | 4,708 |
| Additional noninterest expense | $951,000 | 4,918 |
| Pre-tax net operating income | $1,336,000 | 4,833 |
| Securities gains (losses) | $180,000 | 529 |
| Applicable income taxes | $459,000 | 4,316 |
| Income before extraordinary items | $1,057,000 | 4,317 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,057,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $335,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $931,000 | 4,819 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 5,327 |
| Total interest expense | $2,123,000 | 5,553 |
| Net interest income | $3,384,000 | 5,104 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $691,000 | 4,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 6,237 |
| Total noninterest expense | $2,425,000 | 5,403 |
| Salaries and employee benefits | $1,205,000 | 5,219 |
| Premises and equipment expense | $401,000 | 4,702 |
| Additional noninterest expense | $819,000 | 5,815 |
| Pre-tax net operating income | $1,640,000 | 3,992 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $513,000 | 4,094 |
| Income before extraordinary items | $1,152,000 | 4,169 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,152,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $322,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,134,750 | 4,003 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 5,699 |
| Total interest expense | $2,519,000 | 5,958 |
| Net interest income | $3,228,000 | 5,366 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $587,000 | 5,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $2,244,000 | 5,813 |
| Salaries and employee benefits | $1,163,000 | 5,321 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $703,000 | 6,723 |
| Pre-tax net operating income | $1,446,000 | 4,177 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $424,000 | 4,586 |
| Income before extraordinary items | $1,026,000 | 4,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,026,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 4,456 |
| Cash dividends | $251,000 | 4,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,023,160 | 4,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.