Home > Community State Bank > Income and Expense
Community State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 3,271 |
| Total interest expense | $191,000 | 4,719 |
| Net interest income | $4,689,000 | 3,115 |
| Provision for loan and lease losses | $-36,000 | 5,671 |
| Total noninterest income | $629,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $255,000 | 2,751 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $374,000 | 3,274 |
| Total noninterest expense | $4,221,000 | 2,962 |
| Salaries and employee benefits | $1,951,000 | 3,309 |
| Premises and equipment expense | $545,000 | 2,668 |
| Additional noninterest expense | $1,725,000 | 2,484 |
| Pre-tax net operating income | $1,133,000 | 3,546 |
| Securities gains (losses) | $13,000 | 2,496 |
| Applicable income taxes | $355,000 | 2,343 |
| Income before extraordinary items | $791,000 | 3,861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $791,000 | 3,859 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $791,000 | 3,861 |
| Net charge-offs | $-75,000 | 5,495 |
| Cash dividends | $200,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $782,030 | 3,816 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 3,279 |
| Total interest expense | $130,000 | 4,727 |
| Net interest income | $3,139,000 | 3,122 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $412,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $166,000 | 2,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,297 |
| Total noninterest expense | $2,864,000 | 2,947 |
| Salaries and employee benefits | $1,309,000 | 3,323 |
| Premises and equipment expense | $366,000 | 2,683 |
| Additional noninterest expense | $1,189,000 | 2,420 |
| Pre-tax net operating income | $657,000 | 3,753 |
| Securities gains (losses) | $13,000 | 2,156 |
| Applicable income taxes | $200,000 | 2,492 |
| Income before extraordinary items | $470,000 | 4,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $470,000 | 4,050 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $470,000 | 4,052 |
| Net charge-offs | $-67,000 | 5,590 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $460,900 | 4,012 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 3,304 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $1,559,000 | 3,147 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $201,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $81,000 | 2,791 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $120,000 | 3,271 |
| Total noninterest expense | $1,485,000 | 2,892 |
| Salaries and employee benefits | $673,000 | 3,294 |
| Premises and equipment expense | $187,000 | 2,673 |
| Additional noninterest expense | $625,000 | 2,312 |
| Pre-tax net operating income | $245,000 | 4,167 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $67,000 | 2,776 |
| Income before extraordinary items | $178,000 | 4,401 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $178,000 | 4,399 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $178,000 | 4,401 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $178,000 | 4,344 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 3,356 |
| Total interest expense | $267,000 | 4,795 |
| Net interest income | $5,987,000 | 3,193 |
| Provision for loan and lease losses | $-330,000 | 5,889 |
| Total noninterest income | $969,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $392,000 | 2,548 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $577,000 | 3,090 |
| Total noninterest expense | $6,285,000 | 2,766 |
| Salaries and employee benefits | $2,935,000 | 3,068 |
| Premises and equipment expense | $805,000 | 2,545 |
| Additional noninterest expense | $2,545,000 | 2,307 |
| Pre-tax net operating income | $1,001,000 | 4,098 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $259,000 | 2,774 |
| Income before extraordinary items | $746,000 | 4,336 |
| Extraordinary gains, net | $462,000 | 13 |
| Net income | $1,208,000 | 3,622 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,208,000 | 3,624 |
| Net charge-offs | $65,000 | 3,050 |
| Cash dividends | $150,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $743,040 | 4,294 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 3,413 |
| Total interest expense | $201,000 | 4,852 |
| Net interest income | $4,446,000 | 3,237 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $668,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $292,000 | 2,570 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 3,307 |
| Total noninterest expense | $4,695,000 | 2,793 |
| Salaries and employee benefits | $2,256,000 | 3,054 |
| Premises and equipment expense | $596,000 | 2,602 |
| Additional noninterest expense | $1,843,000 | 2,374 |
| Pre-tax net operating income | $269,000 | 5,291 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $25,000 | 3,893 |
| Income before extraordinary items | $244,000 | 5,293 |
| Extraordinary gains, net | $462,000 | 10 |
| Net income | $706,000 | 4,097 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $706,000 | 4,100 |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $50,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $244,000 | 5,248 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 3,455 |
| Total interest expense | $134,000 | 4,914 |
| Net interest income | $2,914,000 | 3,285 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $493,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $188,000 | 2,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $305,000 | 3,047 |
| Total noninterest expense | $3,080,000 | 2,840 |
| Salaries and employee benefits | $1,449,000 | 3,151 |
| Premises and equipment expense | $400,000 | 2,596 |
| Additional noninterest expense | $1,231,000 | 2,381 |
| Pre-tax net operating income | $177,000 | 5,323 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $14,000 | 3,964 |
| Income before extraordinary items | $163,000 | 5,307 |
| Extraordinary gains, net | $462,000 | 10 |
| Net income | $625,000 | 3,598 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $625,000 | 3,599 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $50,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $163,000 | 5,263 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 3,460 |
| Total interest expense | $67,000 | 4,960 |
| Net interest income | $1,457,000 | 3,290 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $242,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $89,000 | 2,705 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $153,000 | 2,990 |
| Total noninterest expense | $1,551,000 | 2,835 |
| Salaries and employee benefits | $730,000 | 3,155 |
| Premises and equipment expense | $211,000 | 2,544 |
| Additional noninterest expense | $610,000 | 2,384 |
| Pre-tax net operating income | $73,000 | 5,440 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $74,000 | 5,381 |
| Extraordinary gains, net | $462,000 | 7 |
| Net income | $536,000 | 2,593 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $536,000 | 2,593 |
| Net charge-offs | $30,000 | 1,887 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $73,000 | 5,325 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 3,445 |
| Total interest expense | $325,000 | 4,827 |
| Net interest income | $5,904,000 | 3,288 |
| Provision for loan and lease losses | $550,000 | 1,367 |
| Total noninterest income | $1,119,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $454,000 | 2,431 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $665,000 | 2,900 |
| Total noninterest expense | $6,426,000 | 2,779 |
| Salaries and employee benefits | $3,012,000 | 3,066 |
| Premises and equipment expense | $807,000 | 2,645 |
| Additional noninterest expense | $2,607,000 | 2,325 |
| Pre-tax net operating income | $47,000 | 5,981 |
| Securities gains (losses) | $134,000 | 1,050 |
| Applicable income taxes | $-72,000 | 6,246 |
| Income before extraordinary items | $253,000 | 5,532 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $253,000 | 5,531 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $253,000 | 5,532 |
| Net charge-offs | $941,000 | 949 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $119,000 | 5,811 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 3,450 |
| Total interest expense | $255,000 | 4,810 |
| Net interest income | $4,452,000 | 3,299 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $873,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $346,000 | 2,423 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $527,000 | 2,835 |
| Total noninterest expense | $4,764,000 | 2,816 |
| Salaries and employee benefits | $2,187,000 | 3,158 |
| Premises and equipment expense | $608,000 | 2,669 |
| Additional noninterest expense | $1,969,000 | 2,282 |
| Pre-tax net operating income | $111,000 | 5,863 |
| Securities gains (losses) | $89,000 | 1,071 |
| Applicable income taxes | $-40,000 | 6,362 |
| Income before extraordinary items | $240,000 | 5,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 5,430 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $240,000 | 5,432 |
| Net charge-offs | $947,000 | 704 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $151,000 | 5,697 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 3,480 |
| Total interest expense | $177,000 | 4,795 |
| Net interest income | $2,926,000 | 3,331 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $606,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $225,000 | 2,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $381,000 | 2,708 |
| Total noninterest expense | $3,114,000 | 2,868 |
| Salaries and employee benefits | $1,379,000 | 3,305 |
| Premises and equipment expense | $421,000 | 2,606 |
| Additional noninterest expense | $1,314,000 | 2,270 |
| Pre-tax net operating income | $118,000 | 5,701 |
| Securities gains (losses) | $14,000 | 1,800 |
| Applicable income taxes | $-32,000 | 6,439 |
| Income before extraordinary items | $164,000 | 5,393 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $164,000 | 5,395 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $164,000 | 5,396 |
| Net charge-offs | $576,000 | 775 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $150,000 | 5,429 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 3,487 |
| Total interest expense | $89,000 | 4,844 |
| Net interest income | $1,473,000 | 3,321 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $258,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $109,000 | 2,492 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $149,000 | 2,975 |
| Total noninterest expense | $1,541,000 | 2,920 |
| Salaries and employee benefits | $692,000 | 3,312 |
| Premises and equipment expense | $224,000 | 2,533 |
| Additional noninterest expense | $625,000 | 2,395 |
| Pre-tax net operating income | $40,000 | 5,839 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-28,000 | 6,531 |
| Income before extraordinary items | $68,000 | 5,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,508 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $68,000 | 5,508 |
| Net charge-offs | $550,000 | 464 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $68,000 | 5,470 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 3,326 |
| Total interest expense | $404,000 | 4,891 |
| Net interest income | $6,406,000 | 3,103 |
| Provision for loan and lease losses | $900,000 | 1,197 |
| Total noninterest income | $1,208,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $521,000 | 2,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $687,000 | 2,894 |
| Total noninterest expense | $6,298,000 | 2,871 |
| Salaries and employee benefits | $2,812,000 | 3,241 |
| Premises and equipment expense | $760,000 | 2,801 |
| Additional noninterest expense | $2,726,000 | 2,281 |
| Pre-tax net operating income | $416,000 | 5,183 |
| Securities gains (losses) | $54,000 | 1,741 |
| Applicable income taxes | $-72,000 | 6,445 |
| Income before extraordinary items | $542,000 | 4,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $542,000 | 4,809 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $542,000 | 4,809 |
| Net charge-offs | $290,000 | 2,615 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $488,000 | 4,876 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 3,309 |
| Total interest expense | $310,000 | 4,930 |
| Net interest income | $4,872,000 | 3,100 |
| Provision for loan and lease losses | $750,000 | 1,115 |
| Total noninterest income | $888,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $395,000 | 2,305 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $493,000 | 3,042 |
| Total noninterest expense | $4,605,000 | 2,945 |
| Salaries and employee benefits | $2,058,000 | 3,327 |
| Premises and equipment expense | $576,000 | 2,806 |
| Additional noninterest expense | $1,971,000 | 2,336 |
| Pre-tax net operating income | $405,000 | 5,010 |
| Securities gains (losses) | $17,000 | 2,288 |
| Applicable income taxes | $-30,000 | 6,593 |
| Income before extraordinary items | $452,000 | 4,747 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $452,000 | 4,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $452,000 | 4,750 |
| Net charge-offs | $203,000 | 2,544 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $435,000 | 4,710 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 3,292 |
| Total interest expense | $211,000 | 4,957 |
| Net interest income | $3,279,000 | 3,082 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $615,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $254,000 | 2,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $361,000 | 2,940 |
| Total noninterest expense | $3,065,000 | 2,946 |
| Salaries and employee benefits | $1,330,000 | 3,422 |
| Premises and equipment expense | $383,000 | 2,822 |
| Additional noninterest expense | $1,352,000 | 2,271 |
| Pre-tax net operating income | $229,000 | 5,166 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-36,000 | 6,672 |
| Income before extraordinary items | $265,000 | 4,928 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $265,000 | 4,930 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $265,000 | 4,931 |
| Net charge-offs | $130,000 | 2,508 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $265,000 | 4,808 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 3,278 |
| Total interest expense | $108,000 | 5,002 |
| Net interest income | $1,665,000 | 3,043 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $332,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $123,000 | 2,384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $209,000 | 2,721 |
| Total noninterest expense | $1,562,000 | 2,928 |
| Salaries and employee benefits | $666,000 | 3,439 |
| Premises and equipment expense | $206,000 | 2,709 |
| Additional noninterest expense | $690,000 | 2,255 |
| Pre-tax net operating income | $285,000 | 3,894 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $44,000 | 3,078 |
| Income before extraordinary items | $241,000 | 3,949 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $241,000 | 3,951 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $241,000 | 3,952 |
| Net charge-offs | $99,000 | 1,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $241,000 | 3,862 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 3,267 |
| Total interest expense | $535,000 | 5,000 |
| Net interest income | $7,000,000 | 2,977 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $1,176,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $759,000 | 1,766 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $417,000 | 3,587 |
| Total noninterest expense | $6,393,000 | 2,892 |
| Salaries and employee benefits | $2,954,000 | 3,158 |
| Premises and equipment expense | $871,000 | 2,563 |
| Additional noninterest expense | $2,568,000 | 2,498 |
| Pre-tax net operating income | $1,183,000 | 3,741 |
| Securities gains (losses) | $52,000 | 2,708 |
| Applicable income taxes | $167,000 | 3,139 |
| Income before extraordinary items | $1,068,000 | 3,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,068,000 | 3,775 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,068,000 | 3,776 |
| Net charge-offs | $430,000 | 2,849 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,023,280 | 3,709 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 3,328 |
| Total interest expense | $419,000 | 5,039 |
| Net interest income | $5,246,000 | 3,034 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $974,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $565,000 | 1,805 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $409,000 | 3,232 |
| Total noninterest expense | $4,698,000 | 2,949 |
| Salaries and employee benefits | $2,166,000 | 3,239 |
| Premises and equipment expense | $679,000 | 2,500 |
| Additional noninterest expense | $1,853,000 | 2,600 |
| Pre-tax net operating income | $1,072,000 | 3,512 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $183,000 | 2,911 |
| Income before extraordinary items | $910,000 | 3,613 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $910,000 | 3,613 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $910,000 | 3,615 |
| Net charge-offs | $313,000 | 2,767 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $892,570 | 3,501 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 3,336 |
| Total interest expense | $291,000 | 5,056 |
| Net interest income | $3,506,000 | 3,037 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $712,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $373,000 | 1,812 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 2,900 |
| Total noninterest expense | $3,014,000 | 3,046 |
| Salaries and employee benefits | $1,358,000 | 3,398 |
| Premises and equipment expense | $464,000 | 2,455 |
| Additional noninterest expense | $1,192,000 | 2,705 |
| Pre-tax net operating income | $904,000 | 3,054 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $173,000 | 2,584 |
| Income before extraordinary items | $736,000 | 3,221 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $736,000 | 3,219 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $736,000 | 3,221 |
| Net charge-offs | $214,000 | 2,676 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $731,950 | 3,075 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 3,355 |
| Total interest expense | $154,000 | 5,038 |
| Net interest income | $1,746,000 | 3,065 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $341,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $189,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 3,051 |
| Total noninterest expense | $1,550,000 | 2,972 |
| Salaries and employee benefits | $695,000 | 3,361 |
| Premises and equipment expense | $245,000 | 2,326 |
| Additional noninterest expense | $610,000 | 2,623 |
| Pre-tax net operating income | $387,000 | 3,363 |
| Securities gains (losses) | $17,000 | 1,644 |
| Applicable income taxes | $73,000 | 2,726 |
| Income before extraordinary items | $331,000 | 3,452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $331,000 | 3,455 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $331,000 | 3,455 |
| Net charge-offs | $50,000 | 3,016 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $317,060 | 3,362 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 3,251 |
| Total interest expense | $1,005,000 | 4,381 |
| Net interest income | $7,218,000 | 2,986 |
| Provision for loan and lease losses | $1,050,000 | 2,344 |
| Total noninterest income | $1,071,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $853,000 | 1,699 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $218,000 | 4,352 |
| Total noninterest expense | $6,486,000 | 2,866 |
| Salaries and employee benefits | $3,092,000 | 3,042 |
| Premises and equipment expense | $994,000 | 2,419 |
| Additional noninterest expense | $2,400,000 | 2,669 |
| Pre-tax net operating income | $753,000 | 4,168 |
| Securities gains (losses) | $-61,000 | 7,043 |
| Applicable income taxes | $-21,000 | 6,656 |
| Income before extraordinary items | $713,000 | 4,130 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $713,000 | 4,134 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $713,000 | 4,133 |
| Net charge-offs | $691,000 | 2,799 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $774,000 | 3,870 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 3,280 |
| Total interest expense | $818,000 | 4,320 |
| Net interest income | $5,370,000 | 3,034 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $757,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $639,000 | 1,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $118,000 | 4,887 |
| Total noninterest expense | $4,868,000 | 2,862 |
| Salaries and employee benefits | $2,339,000 | 3,025 |
| Premises and equipment expense | $760,000 | 2,407 |
| Additional noninterest expense | $1,769,000 | 2,713 |
| Pre-tax net operating income | $359,000 | 4,893 |
| Securities gains (losses) | $-55,000 | 7,164 |
| Applicable income taxes | $-76,000 | 6,974 |
| Income before extraordinary items | $380,000 | 4,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 4,739 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $380,000 | 4,739 |
| Net charge-offs | $405,000 | 2,894 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $435,000 | 4,409 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 3,310 |
| Total interest expense | $606,000 | 4,175 |
| Net interest income | $3,508,000 | 3,073 |
| Provision for loan and lease losses | $800,000 | 1,713 |
| Total noninterest income | $516,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $415,000 | 1,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 4,526 |
| Total noninterest expense | $3,214,000 | 2,905 |
| Salaries and employee benefits | $1,530,000 | 3,100 |
| Premises and equipment expense | $498,000 | 2,457 |
| Additional noninterest expense | $1,186,000 | 2,762 |
| Pre-tax net operating income | $10,000 | 6,147 |
| Securities gains (losses) | $-47,000 | 7,227 |
| Applicable income taxes | $-134,000 | 7,157 |
| Income before extraordinary items | $97,000 | 5,724 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,722 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $97,000 | 5,724 |
| Net charge-offs | $397,000 | 2,371 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $127,080 | 5,423 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 3,302 |
| Total interest expense | $324,000 | 4,109 |
| Net interest income | $1,752,000 | 3,082 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $220,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $198,000 | 1,761 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 5,717 |
| Total noninterest expense | $1,669,000 | 2,814 |
| Salaries and employee benefits | $797,000 | 3,018 |
| Premises and equipment expense | $262,000 | 2,388 |
| Additional noninterest expense | $610,000 | 2,686 |
| Pre-tax net operating income | $-147,000 | 6,760 |
| Securities gains (losses) | $-8,000 | 7,147 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $-153,000 | 6,815 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-153,000 | 6,815 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-153,000 | 6,815 |
| Net charge-offs | $373,000 | 1,573 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-145,080 | 6,797 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 3,382 |
| Total interest expense | $1,513,000 | 4,243 |
| Net interest income | $7,005,000 | 3,077 |
| Provision for loan and lease losses | $750,000 | 3,475 |
| Total noninterest income | $1,082,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $858,000 | 1,711 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $224,000 | 4,419 |
| Total noninterest expense | $7,024,000 | 2,718 |
| Salaries and employee benefits | $3,512,000 | 2,717 |
| Premises and equipment expense | $1,020,000 | 2,437 |
| Additional noninterest expense | $2,492,000 | 2,692 |
| Pre-tax net operating income | $313,000 | 4,865 |
| Securities gains (losses) | $-26,000 | 7,101 |
| Applicable income taxes | $-108,000 | 6,842 |
| Income before extraordinary items | $395,000 | 4,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $395,000 | 4,639 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $395,000 | 4,639 |
| Net charge-offs | $776,000 | 3,033 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $421,000 | 4,412 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 3,454 |
| Total interest expense | $1,150,000 | 4,353 |
| Net interest income | $5,238,000 | 3,113 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $832,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $650,000 | 1,758 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $182,000 | 4,333 |
| Total noninterest expense | $5,222,000 | 2,738 |
| Salaries and employee benefits | $2,638,000 | 2,726 |
| Premises and equipment expense | $768,000 | 2,474 |
| Additional noninterest expense | $1,816,000 | 2,707 |
| Pre-tax net operating income | $398,000 | 4,515 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $398,000 | 4,478 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $398,000 | 4,480 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $398,000 | 4,481 |
| Net charge-offs | $376,000 | 3,438 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $398,000 | 4,295 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 3,504 |
| Total interest expense | $780,000 | 4,412 |
| Net interest income | $3,445,000 | 3,143 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $482,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $437,000 | 1,742 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 5,714 |
| Total noninterest expense | $3,462,000 | 2,753 |
| Salaries and employee benefits | $1,731,000 | 2,771 |
| Premises and equipment expense | $506,000 | 2,522 |
| Additional noninterest expense | $1,225,000 | 2,669 |
| Pre-tax net operating income | $165,000 | 5,127 |
| Securities gains (losses) | $-19,000 | 7,360 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $146,000 | 5,246 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 5,249 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $146,000 | 5,248 |
| Net charge-offs | $288,000 | 3,101 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $165,000 | 4,971 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 3,529 |
| Total interest expense | $399,000 | 4,489 |
| Net interest income | $1,743,000 | 3,143 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $284,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $212,000 | 1,786 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 4,089 |
| Total noninterest expense | $1,844,000 | 2,640 |
| Salaries and employee benefits | $956,000 | 2,572 |
| Premises and equipment expense | $266,000 | 2,459 |
| Additional noninterest expense | $622,000 | 2,619 |
| Pre-tax net operating income | $33,000 | 5,877 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $31,000 | 5,979 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $31,000 | 5,980 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $31,000 | 5,979 |
| Net charge-offs | $160,000 | 2,658 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $33,000 | 5,831 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,083,000 | 3,480 |
| Total interest expense | $1,998,000 | 4,461 |
| Net interest income | $7,085,000 | 3,033 |
| Provision for loan and lease losses | $550,000 | 4,387 |
| Total noninterest income | $1,360,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $945,000 | 1,769 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $415,000 | 3,495 |
| Total noninterest expense | $6,990,000 | 2,799 |
| Salaries and employee benefits | $3,449,000 | 2,818 |
| Premises and equipment expense | $1,062,000 | 2,451 |
| Additional noninterest expense | $2,479,000 | 2,756 |
| Pre-tax net operating income | $905,000 | 3,146 |
| Securities gains (losses) | $-8,000 | 6,985 |
| Applicable income taxes | $118,000 | 2,772 |
| Income before extraordinary items | $779,000 | 3,185 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $779,000 | 3,185 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $779,000 | 3,185 |
| Net charge-offs | $268,000 | 4,634 |
| Cash dividends | $32,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 842 |
| Net operating income | $785,960 | 3,113 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 3,523 |
| Total interest expense | $1,570,000 | 4,462 |
| Net interest income | $5,258,000 | 3,054 |
| Provision for loan and lease losses | $400,000 | 4,178 |
| Total noninterest income | $1,115,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $721,000 | 1,751 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $394,000 | 3,213 |
| Total noninterest expense | $5,282,000 | 2,785 |
| Salaries and employee benefits | $2,682,000 | 2,747 |
| Premises and equipment expense | $852,000 | 2,347 |
| Additional noninterest expense | $1,748,000 | 2,884 |
| Pre-tax net operating income | $691,000 | 3,358 |
| Securities gains (losses) | $-12,000 | 7,244 |
| Applicable income taxes | $134,000 | 2,661 |
| Income before extraordinary items | $545,000 | 3,542 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $545,000 | 3,539 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $545,000 | 3,542 |
| Net charge-offs | $145,000 | 4,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 770 |
| Net operating income | $554,600 | 3,419 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 3,565 |
| Total interest expense | $1,097,000 | 4,461 |
| Net interest income | $3,450,000 | 3,084 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $743,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $450,000 | 1,828 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $293,000 | 3,047 |
| Total noninterest expense | $3,573,000 | 2,778 |
| Salaries and employee benefits | $1,794,000 | 2,779 |
| Premises and equipment expense | $600,000 | 2,271 |
| Additional noninterest expense | $1,179,000 | 2,876 |
| Pre-tax net operating income | $370,000 | 3,814 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $44,000 | 3,242 |
| Income before extraordinary items | $324,000 | 3,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 3,837 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $324,000 | 3,837 |
| Net charge-offs | $68,000 | 4,630 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 764 |
| Net operating income | $325,760 | 3,711 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 3,569 |
| Total interest expense | $584,000 | 4,417 |
| Net interest income | $1,710,000 | 3,096 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $348,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $233,000 | 1,732 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $115,000 | 3,430 |
| Total noninterest expense | $1,790,000 | 2,696 |
| Salaries and employee benefits | $899,000 | 2,808 |
| Premises and equipment expense | $327,000 | 2,131 |
| Additional noninterest expense | $564,000 | 2,703 |
| Pre-tax net operating income | $168,000 | 4,326 |
| Securities gains (losses) | $-1,000 | 7,699 |
| Applicable income taxes | $44,000 | 2,995 |
| Income before extraordinary items | $123,000 | 4,654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 4,658 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $123,000 | 4,657 |
| Net charge-offs | $59,000 | 3,391 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $123,740 | 4,483 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,074,000 | 3,505 |
| Total interest expense | $3,016,000 | 4,242 |
| Net interest income | $7,058,000 | 3,034 |
| Provision for loan and lease losses | $690,000 | 3,274 |
| Total noninterest income | $1,188,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $920,000 | 1,881 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $268,000 | 4,301 |
| Total noninterest expense | $7,136,000 | 2,635 |
| Salaries and employee benefits | $3,808,000 | 2,622 |
| Premises and equipment expense | $1,203,000 | 2,238 |
| Additional noninterest expense | $2,125,000 | 2,709 |
| Pre-tax net operating income | $420,000 | 5,089 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $46,000 | 3,893 |
| Income before extraordinary items | $374,000 | 4,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $374,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 2,467 |
| Cash dividends | $419,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $374,000 | 5,006 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 3,505 |
| Total interest expense | $2,326,000 | 4,283 |
| Net interest income | $5,409,000 | 2,991 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $997,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $687,000 | 1,895 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 3,635 |
| Total noninterest expense | $5,465,000 | 2,584 |
| Salaries and employee benefits | $2,896,000 | 2,618 |
| Premises and equipment expense | $910,000 | 2,224 |
| Additional noninterest expense | $1,659,000 | 2,540 |
| Pre-tax net operating income | $776,000 | 4,151 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $195,000 | 2,939 |
| Income before extraordinary items | $581,000 | 4,184 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $581,000 | 4,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 2,473 |
| Cash dividends | $294,000 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $581,000 | 4,339 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,243,000 | 3,520 |
| Total interest expense | $1,601,000 | 4,326 |
| Net interest income | $3,642,000 | 2,954 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $666,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $463,000 | 1,859 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $3,711,000 | 2,549 |
| Salaries and employee benefits | $1,987,000 | 2,587 |
| Premises and equipment expense | $604,000 | 2,245 |
| Additional noninterest expense | $1,120,000 | 2,482 |
| Pre-tax net operating income | $597,000 | 4,033 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $151,000 | 3,002 |
| Income before extraordinary items | $446,000 | 4,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,430 |
| Cash dividends | $147,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $446,000 | 4,192 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 3,613 |
| Total interest expense | $843,000 | 4,366 |
| Net interest income | $1,766,000 | 3,039 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $316,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $231,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $1,812,000 | 2,593 |
| Salaries and employee benefits | $901,000 | 2,829 |
| Premises and equipment expense | $332,000 | 2,044 |
| Additional noninterest expense | $579,000 | 2,387 |
| Pre-tax net operating income | $270,000 | 4,384 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $26,000 | 4,162 |
| Income before extraordinary items | $244,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,953 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $244,000 | 4,139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,325,000 | 4,258 |
| Total interest expense | $2,750,000 | 5,017 |
| Net interest income | $5,575,000 | 3,702 |
| Provision for loan and lease losses | $445,000 | 2,528 |
| Total noninterest income | $868,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $623,000 | 2,600 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $245,000 | 4,641 |
| Total noninterest expense | $4,995,000 | 3,438 |
| Salaries and employee benefits | $2,874,000 | 3,335 |
| Premises and equipment expense | $863,000 | 2,899 |
| Additional noninterest expense | $1,258,000 | 3,942 |
| Pre-tax net operating income | $1,003,000 | 4,744 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $206,000 | 3,812 |
| Income before extraordinary items | $797,000 | 4,814 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $797,000 | 4,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 1,191 |
| Cash dividends | $939,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $797,000 | 4,785 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 4,369 |
| Total interest expense | $2,038,000 | 5,063 |
| Net interest income | $3,972,000 | 3,843 |
| Provision for loan and lease losses | $240,000 | 2,679 |
| Total noninterest income | $673,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $440,000 | 2,710 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $233,000 | 4,205 |
| Total noninterest expense | $3,667,000 | 3,478 |
| Salaries and employee benefits | $2,059,000 | 3,448 |
| Premises and equipment expense | $617,000 | 3,007 |
| Additional noninterest expense | $991,000 | 3,728 |
| Pre-tax net operating income | $738,000 | 5,015 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $143,000 | 4,090 |
| Income before extraordinary items | $595,000 | 5,012 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $595,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 979 |
| Cash dividends | $483,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $595,000 | 4,997 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 4,393 |
| Total interest expense | $1,362,000 | 5,065 |
| Net interest income | $2,643,000 | 3,872 |
| Provision for loan and lease losses | $135,000 | 2,802 |
| Total noninterest income | $449,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $284,000 | 2,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $165,000 | 4,150 |
| Total noninterest expense | $2,433,000 | 3,521 |
| Salaries and employee benefits | $1,392,000 | 3,437 |
| Premises and equipment expense | $419,000 | 2,984 |
| Additional noninterest expense | $622,000 | 3,915 |
| Pre-tax net operating income | $524,000 | 4,940 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $106,000 | 4,074 |
| Income before extraordinary items | $418,000 | 4,968 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $418,000 | 4,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,019 |
| Cash dividends | $322,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $418,000 | 4,961 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 4,383 |
| Total interest expense | $685,000 | 5,035 |
| Net interest income | $1,328,000 | 3,861 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $209,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $139,000 | 2,749 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $70,000 | 4,459 |
| Total noninterest expense | $1,158,000 | 3,668 |
| Salaries and employee benefits | $643,000 | 3,698 |
| Premises and equipment expense | $213,000 | 2,959 |
| Additional noninterest expense | $302,000 | 3,952 |
| Pre-tax net operating income | $349,000 | 4,322 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $83,000 | 3,533 |
| Income before extraordinary items | $266,000 | 4,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $266,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,755 |
| Cash dividends | $161,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $266,000 | 4,414 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,808,000 | 4,262 |
| Total interest expense | $2,505,000 | 4,818 |
| Net interest income | $5,303,000 | 3,848 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $903,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $601,000 | 2,678 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $302,000 | 4,279 |
| Total noninterest expense | $4,886,000 | 3,414 |
| Salaries and employee benefits | $2,813,000 | 3,310 |
| Premises and equipment expense | $878,000 | 2,767 |
| Additional noninterest expense | $1,195,000 | 3,951 |
| Pre-tax net operating income | $1,250,000 | 4,704 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $274,000 | 3,929 |
| Income before extraordinary items | $976,000 | 4,772 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $976,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,833 |
| Cash dividends | $631,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $976,000 | 4,763 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 4,273 |
| Total interest expense | $1,835,000 | 4,800 |
| Net interest income | $3,955,000 | 3,884 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $665,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $448,000 | 2,696 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $3,532,000 | 3,502 |
| Salaries and employee benefits | $2,029,000 | 3,407 |
| Premises and equipment expense | $662,000 | 2,773 |
| Additional noninterest expense | $841,000 | 4,126 |
| Pre-tax net operating income | $1,018,000 | 4,675 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $252,000 | 3,828 |
| Income before extraordinary items | $766,000 | 4,797 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $766,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,970 |
| Cash dividends | $469,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $766,000 | 4,796 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 4,271 |
| Total interest expense | $1,177,000 | 4,778 |
| Net interest income | $2,636,000 | 3,899 |
| Provision for loan and lease losses | $70,000 | 3,903 |
| Total noninterest income | $432,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $292,000 | 2,719 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 4,428 |
| Total noninterest expense | $2,360,000 | 3,502 |
| Salaries and employee benefits | $1,376,000 | 3,371 |
| Premises and equipment expense | $433,000 | 2,799 |
| Additional noninterest expense | $551,000 | 4,178 |
| Pre-tax net operating income | $638,000 | 4,838 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $156,000 | 3,950 |
| Income before extraordinary items | $482,000 | 4,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $482,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,363 |
| Cash dividends | $312,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $482,000 | 4,965 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 4,232 |
| Total interest expense | $571,000 | 4,724 |
| Net interest income | $1,329,000 | 3,872 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $217,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $143,000 | 2,699 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,319 |
| Total noninterest expense | $1,156,000 | 3,574 |
| Salaries and employee benefits | $649,000 | 3,548 |
| Premises and equipment expense | $212,000 | 2,866 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $320,000 | 4,794 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $104,000 | 3,539 |
| Income before extraordinary items | $216,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $157,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $216,000 | 5,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 4,076 |
| Total interest expense | $1,842,000 | 4,678 |
| Net interest income | $5,328,000 | 3,776 |
| Provision for loan and lease losses | $145,000 | 4,203 |
| Total noninterest income | $934,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $593,000 | 2,684 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $341,000 | 4,076 |
| Total noninterest expense | $4,869,000 | 3,308 |
| Salaries and employee benefits | $2,799,000 | 3,157 |
| Premises and equipment expense | $904,000 | 2,592 |
| Additional noninterest expense | $1,166,000 | 3,936 |
| Pre-tax net operating income | $1,248,000 | 4,822 |
| Securities gains (losses) | $22,000 | 1,227 |
| Applicable income taxes | $267,000 | 4,280 |
| Income before extraordinary items | $1,003,000 | 4,830 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,940 |
| Cash dividends | $675,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $985,620 | 4,838 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 4,057 |
| Total interest expense | $1,327,000 | 4,650 |
| Net interest income | $4,003,000 | 3,760 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $709,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $442,000 | 2,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $267,000 | 4,003 |
| Total noninterest expense | $3,575,000 | 3,344 |
| Salaries and employee benefits | $2,025,000 | 3,237 |
| Premises and equipment expense | $684,000 | 2,556 |
| Additional noninterest expense | $866,000 | 3,938 |
| Pre-tax net operating income | $1,047,000 | 4,650 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $283,000 | 3,894 |
| Income before extraordinary items | $764,000 | 4,876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $764,000 | 4,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,113 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $764,000 | 4,839 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 4,029 |
| Total interest expense | $858,000 | 4,582 |
| Net interest income | $2,653,000 | 3,743 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $444,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $281,000 | 2,747 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $163,000 | 4,136 |
| Total noninterest expense | $2,475,000 | 3,228 |
| Salaries and employee benefits | $1,381,000 | 3,153 |
| Premises and equipment expense | $464,000 | 2,503 |
| Additional noninterest expense | $630,000 | 3,652 |
| Pre-tax net operating income | $562,000 | 5,174 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $147,000 | 4,276 |
| Income before extraordinary items | $415,000 | 5,359 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $415,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,987 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $415,000 | 5,318 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 4,070 |
| Total interest expense | $420,000 | 4,526 |
| Net interest income | $1,295,000 | 3,806 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $221,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $133,000 | 2,798 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $1,234,000 | 3,237 |
| Salaries and employee benefits | $650,000 | 3,320 |
| Premises and equipment expense | $238,000 | 2,463 |
| Additional noninterest expense | $346,000 | 3,398 |
| Pre-tax net operating income | $252,000 | 5,435 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $67,000 | 4,351 |
| Income before extraordinary items | $185,000 | 5,618 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $185,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,152 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $185,000 | 5,574 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 3,797 |
| Total interest expense | $1,501,000 | 4,511 |
| Net interest income | $5,525,000 | 3,529 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $983,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $587,000 | 2,756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $396,000 | 3,737 |
| Total noninterest expense | $4,894,000 | 3,183 |
| Salaries and employee benefits | $2,783,000 | 3,049 |
| Premises and equipment expense | $887,000 | 2,555 |
| Additional noninterest expense | $1,224,000 | 3,679 |
| Pre-tax net operating income | $1,589,000 | 4,103 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $413,000 | 3,672 |
| Income before extraordinary items | $1,176,000 | 4,252 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,176,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,628 |
| Cash dividends | $638,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,176,000 | 4,192 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 3,781 |
| Total interest expense | $1,109,000 | 4,516 |
| Net interest income | $4,132,000 | 3,503 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $726,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $431,000 | 2,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $295,000 | 3,754 |
| Total noninterest expense | $3,583,000 | 3,231 |
| Salaries and employee benefits | $1,993,000 | 3,137 |
| Premises and equipment expense | $666,000 | 2,542 |
| Additional noninterest expense | $924,000 | 3,637 |
| Pre-tax net operating income | $1,250,000 | 4,054 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $344,000 | 3,546 |
| Income before extraordinary items | $906,000 | 4,254 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $906,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $462,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $906,000 | 4,177 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,812 |
| Total interest expense | $729,000 | 4,567 |
| Net interest income | $2,730,000 | 3,513 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $507,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $279,000 | 2,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 3,488 |
| Total noninterest expense | $2,372,000 | 3,254 |
| Salaries and employee benefits | $1,331,000 | 3,151 |
| Premises and equipment expense | $443,000 | 2,544 |
| Additional noninterest expense | $598,000 | 3,755 |
| Pre-tax net operating income | $840,000 | 3,984 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $232,000 | 3,513 |
| Income before extraordinary items | $608,000 | 4,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $608,000 | 4,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,300 |
| Cash dividends | $308,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $608,000 | 4,130 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 3,833 |
| Total interest expense | $371,000 | 4,538 |
| Net interest income | $1,354,000 | 3,541 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $240,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $133,000 | 2,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $107,000 | 3,564 |
| Total noninterest expense | $1,163,000 | 3,311 |
| Salaries and employee benefits | $641,000 | 3,273 |
| Premises and equipment expense | $229,000 | 2,484 |
| Additional noninterest expense | $293,000 | 3,808 |
| Pre-tax net operating income | $406,000 | 4,042 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $120,000 | 3,488 |
| Income before extraordinary items | $286,000 | 4,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $154,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $286,000 | 4,274 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 3,656 |
| Total interest expense | $1,825,000 | 4,305 |
| Net interest income | $5,550,000 | 3,404 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $1,083,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $524,000 | 2,978 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $559,000 | 3,387 |
| Total noninterest expense | $4,665,000 | 3,248 |
| Salaries and employee benefits | $2,620,000 | 3,138 |
| Premises and equipment expense | $787,000 | 2,802 |
| Additional noninterest expense | $1,258,000 | 3,596 |
| Pre-tax net operating income | $1,758,000 | 3,697 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $463,000 | 3,515 |
| Income before extraordinary items | $1,295,000 | 3,935 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,295,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,398 |
| Cash dividends | $642,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,295,000 | 3,770 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 3,665 |
| Total interest expense | $1,427,000 | 4,287 |
| Net interest income | $4,180,000 | 3,395 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $850,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $391,000 | 3,000 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $459,000 | 3,289 |
| Total noninterest expense | $3,354,000 | 3,354 |
| Salaries and employee benefits | $1,837,000 | 3,324 |
| Premises and equipment expense | $584,000 | 2,844 |
| Additional noninterest expense | $933,000 | 3,607 |
| Pre-tax net operating income | $1,496,000 | 3,518 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $431,000 | 3,298 |
| Income before extraordinary items | $1,065,000 | 3,832 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,065,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $445,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,065,000 | 3,669 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 3,657 |
| Total interest expense | $991,000 | 4,277 |
| Net interest income | $2,797,000 | 3,384 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $621,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $259,000 | 2,981 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $362,000 | 2,957 |
| Total noninterest expense | $2,142,000 | 3,479 |
| Salaries and employee benefits | $1,170,000 | 3,434 |
| Premises and equipment expense | $365,000 | 2,980 |
| Additional noninterest expense | $607,000 | 3,667 |
| Pre-tax net operating income | $1,156,000 | 3,173 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $348,000 | 2,960 |
| Income before extraordinary items | $808,000 | 3,490 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $808,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $297,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $808,000 | 3,298 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 3,666 |
| Total interest expense | $529,000 | 4,155 |
| Net interest income | $1,382,000 | 3,400 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $288,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 3,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 3,052 |
| Total noninterest expense | $1,105,000 | 3,377 |
| Salaries and employee benefits | $615,000 | 3,286 |
| Premises and equipment expense | $186,000 | 2,926 |
| Additional noninterest expense | $304,000 | 3,622 |
| Pre-tax net operating income | $505,000 | 3,460 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $140,000 | 3,347 |
| Income before extraordinary items | $365,000 | 3,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,091 |
| Cash dividends | $148,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $365,000 | 3,517 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 3,618 |
| Total interest expense | $2,530,000 | 4,064 |
| Net interest income | $5,542,000 | 3,353 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $1,043,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $497,000 | 2,985 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $546,000 | 3,127 |
| Total noninterest expense | $4,319,000 | 3,343 |
| Salaries and employee benefits | $2,415,000 | 3,205 |
| Premises and equipment expense | $674,000 | 3,101 |
| Additional noninterest expense | $1,230,000 | 3,539 |
| Pre-tax net operating income | $2,101,000 | 3,319 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $595,000 | 3,136 |
| Income before extraordinary items | $1,506,000 | 3,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,506,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,098 |
| Cash dividends | $588,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,506,000 | 3,389 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,534,000 | 3,800 |
| Total interest expense | $3,250,000 | 4,442 |
| Net interest income | $5,284,000 | 3,291 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $869,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $492,000 | 2,869 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $377,000 | 3,660 |
| Total noninterest expense | $4,122,000 | 3,344 |
| Salaries and employee benefits | $2,244,000 | 3,266 |
| Premises and equipment expense | $679,000 | 3,027 |
| Additional noninterest expense | $1,199,000 | 3,502 |
| Pre-tax net operating income | $1,816,000 | 3,410 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $470,000 | 3,435 |
| Income before extraordinary items | $1,346,000 | 3,505 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,346,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,193 |
| Cash dividends | $526,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,346,000 | 3,406 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 4,045 |
| Total interest expense | $3,449,000 | 4,436 |
| Net interest income | $4,755,000 | 3,628 |
| Provision for loan and lease losses | $155,000 | 4,336 |
| Total noninterest income | $771,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $426,000 | 3,083 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $345,000 | 3,650 |
| Total noninterest expense | $3,847,000 | 3,433 |
| Salaries and employee benefits | $2,174,000 | 3,226 |
| Premises and equipment expense | $606,000 | 3,246 |
| Additional noninterest expense | $1,067,000 | 3,796 |
| Pre-tax net operating income | $1,524,000 | 4,034 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $410,000 | 3,937 |
| Income before extraordinary items | $1,114,000 | 4,061 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,114,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $454,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,114,000 | 4,057 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 4,112 |
| Total interest expense | $3,018,000 | 4,579 |
| Net interest income | $4,583,000 | 3,725 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $789,000 | 3,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,492 |
| Total noninterest expense | $3,639,000 | 3,596 |
| Salaries and employee benefits | $2,037,000 | 3,383 |
| Premises and equipment expense | $580,000 | 3,365 |
| Additional noninterest expense | $1,022,000 | 3,950 |
| Pre-tax net operating income | $1,553,000 | 3,991 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $430,000 | 3,972 |
| Income before extraordinary items | $1,123,000 | 4,070 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,123,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,769 |
| Cash dividends | $448,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,123,000 | 4,036 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 4,198 |
| Total interest expense | $3,071,000 | 4,634 |
| Net interest income | $4,341,000 | 3,857 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $746,000 | 3,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,589 |
| Total noninterest expense | $3,471,000 | 3,637 |
| Salaries and employee benefits | $1,992,000 | 3,347 |
| Premises and equipment expense | $562,000 | 3,371 |
| Additional noninterest expense | $917,000 | 4,225 |
| Pre-tax net operating income | $1,416,000 | 4,366 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $385,000 | 4,526 |
| Income before extraordinary items | $1,031,000 | 4,403 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,031,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $357,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,031,000 | 4,306 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 4,462 |
| Total interest expense | $2,921,000 | 4,830 |
| Net interest income | $4,155,000 | 4,104 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $702,000 | 3,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,676 |
| Total noninterest expense | $3,324,000 | 3,773 |
| Salaries and employee benefits | $1,825,000 | 3,585 |
| Premises and equipment expense | $561,000 | 3,351 |
| Additional noninterest expense | $938,000 | 4,149 |
| Pre-tax net operating income | $1,283,000 | 5,012 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $292,000 | 5,803 |
| Income before extraordinary items | $991,000 | 4,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $991,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,832 |
| Cash dividends | $337,000 | 4,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $991,000 | 4,678 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,934,000 | 4,613 |
| Total interest expense | $2,910,000 | 4,925 |
| Net interest income | $4,024,000 | 4,301 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $636,000 | 4,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,411 |
| Total noninterest expense | $3,146,000 | 4,146 |
| Salaries and employee benefits | $1,724,000 | 3,814 |
| Premises and equipment expense | $502,000 | 3,767 |
| Additional noninterest expense | $920,000 | 4,682 |
| Pre-tax net operating income | $1,289,000 | 4,851 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $285,000 | 6,004 |
| Income before extraordinary items | $1,004,000 | 4,494 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,004,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,475 |
| Cash dividends | $305,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,004,000 | 4,435 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,557,000 | 4,819 |
| Total interest expense | $2,752,000 | 5,140 |
| Net interest income | $3,805,000 | 4,503 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $596,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,654 |
| Total noninterest expense | $2,968,000 | 4,322 |
| Salaries and employee benefits | $1,629,000 | 3,980 |
| Premises and equipment expense | $430,000 | 4,264 |
| Additional noninterest expense | $909,000 | 4,730 |
| Pre-tax net operating income | $1,293,000 | 4,986 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $990,000 | 4,665 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $990,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $293,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $990,000 | 4,634 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 4,881 |
| Total interest expense | $2,204,000 | 5,151 |
| Net interest income | $3,774,000 | 4,614 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $600,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,998 |
| Total noninterest expense | $2,975,000 | 4,450 |
| Salaries and employee benefits | $1,580,000 | 4,090 |
| Premises and equipment expense | $410,000 | 4,488 |
| Additional noninterest expense | $985,000 | 4,764 |
| Pre-tax net operating income | $1,264,000 | 5,041 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $335,000 | 5,452 |
| Income before extraordinary items | $929,000 | 4,781 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $929,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $259,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $929,000 | 4,831 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 4,932 |
| Total interest expense | $2,188,000 | 5,404 |
| Net interest income | $3,835,000 | 4,577 |
| Provision for loan and lease losses | $185,000 | 4,083 |
| Total noninterest income | $622,000 | 4,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,949 |
| Total noninterest expense | $2,977,000 | 4,544 |
| Salaries and employee benefits | $1,520,000 | 4,225 |
| Premises and equipment expense | $491,000 | 3,926 |
| Additional noninterest expense | $966,000 | 5,067 |
| Pre-tax net operating income | $1,295,000 | 4,876 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $362,000 | 5,368 |
| Income before extraordinary items | $933,000 | 4,950 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $933,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,954 |
| Cash dividends | $259,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $933,000 | 4,723 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 5,259 |
| Total interest expense | $2,594,000 | 5,805 |
| Net interest income | $3,731,000 | 4,749 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $590,000 | 5,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $2,874,000 | 4,709 |
| Salaries and employee benefits | $1,485,000 | 4,269 |
| Premises and equipment expense | $488,000 | 4,051 |
| Additional noninterest expense | $901,000 | 5,521 |
| Pre-tax net operating income | $1,267,000 | 4,705 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $365,000 | 5,150 |
| Income before extraordinary items | $902,000 | 4,924 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $902,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 6,068 |
| Cash dividends | $249,000 | 4,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $902,000 | 4,606 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.