Home > Community State Bank > Income and Expense
Community State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 9,830 |
| Total interest expense | $851,000 | 9,783 |
| Net interest income | $1,083,000 | 9,674 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $116,000 | 9,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 9,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $933,000 | 9,248 |
| Salaries and employee benefits | $583,000 | 8,475 |
| Premises and equipment expense | $83,000 | 10,121 |
| Additional noninterest expense | $267,000 | 9,634 |
| Pre-tax net operating income | $266,000 | 9,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $23,000 | 10,706 |
| Income before extraordinary items | $243,000 | 9,476 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $243,000 | 9,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $5,000 | 8,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $243,000 | 9,458 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 10,154 |
| Total interest expense | $751,000 | 9,827 |
| Net interest income | $1,056,000 | 10,223 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $141,000 | 9,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,256 |
| Total noninterest expense | $981,000 | 9,435 |
| Salaries and employee benefits | $618,000 | 8,496 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $286,000 | 10,119 |
| Pre-tax net operating income | $216,000 | 10,765 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $16,000 | 11,243 |
| Income before extraordinary items | $199,000 | 10,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $199,000 | 10,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $5,000 | 8,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $199,930 | 10,331 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 10,507 |
| Total interest expense | $721,000 | 10,462 |
| Net interest income | $1,122,000 | 10,324 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,749 |
| Total noninterest expense | $993,000 | 9,755 |
| Salaries and employee benefits | $588,000 | 8,908 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $215,000 | 10,913 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $33,000 | 11,311 |
| Income before extraordinary items | $187,000 | 10,793 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $187,000 | 10,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $182,750 | 10,627 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 10,923 |
| Total interest expense | $825,000 | 11,212 |
| Net interest income | $1,157,000 | 10,488 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $124,000 | 11,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $921,000 | 10,363 |
| Salaries and employee benefits | $554,000 | 9,242 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $280,000 | 10,340 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $48,000 | 11,313 |
| Income before extraordinary items | $232,000 | 10,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $232,000 | 10,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $5,000 | 8,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $232,000 | 9,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.