Home > Community & Southern Bank > Net charge- offs to loans
Community & Southern Bank, Net charge- offs to loans
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3797% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1041% | 5,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.1248% | 5,070 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1052% | 5,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1923% | 5,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2665% | 5,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5226% | 158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4465% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | -4.1096% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4472% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5632% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0651% | 5,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.2519% | 5,253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0513% | 5,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 4,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9820% | 94 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3646% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8307% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3642% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0964% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0284% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2883% | 5,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1700% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4164% | 5,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2270% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2740% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | -5.9275% | 1,210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2766% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.2120% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1282% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0787% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3308% | 6,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3832% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5194% | 6,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2010% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | -5.7767% | 1,212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2029% | 2,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0918% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1792% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1360% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5394% | 6,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 4,139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6757% | 6,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2641% | 5,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1437% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | -8.3067% | 1,216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1479% | 2,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 0.6755% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1617% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0949% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3881% | 6,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1549% | 4,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4486% | 6,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0423% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1435% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | -9.7264% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1490% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0495% | 5,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.0586% | 5,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 2,036 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,892 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3052% | 6,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0990% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3498% | 6,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3020% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1369% | 3,191 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1374% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1359% | 3,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4274% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2723% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 2,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.3035% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0010% | 356 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1922% | 6,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1327% | 4,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2046% | 6,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4635% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1239% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7410% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1197% | 2,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5487% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0653% | 5,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0955% | 6,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.6967% | 5,755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0724% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 4,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1871% | 5,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3022% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1187% | 2,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8054% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1662% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.2602% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0507% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5001% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 4,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5982% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5243% | 6,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1389% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | 19.6597% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1087% | 2,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 6,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0801% | 6,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.3251% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1875% | 6,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0936% | 512 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2523% | 6,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2351% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3180% | 6,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 5,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2721% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9261% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2580% | 2,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1097% | 6,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2436% | 6,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 5,406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3789% | 6,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1535% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2458% | 6,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3361% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3183% | 6,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1426% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2831% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5451% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2509% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1185% | 6,559 |
| Percentage Net Loans Charged-off:Construction & development | -0.0227% | 5,486 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1713% | 6,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0758% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1530% | 6,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2382% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1971% | 6,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3148% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3063% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5764% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2612% | 2,291 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3223% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2955% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 1.5212% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2074% | 6,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1464% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5688% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5303% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5727% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7111% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1458% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8884% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0862% | 2,490 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.9820% | 6,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0511% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5802% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.4138% | 1,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2090% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5125% | 562 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1923% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2985% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5736% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4829% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3555% | 2,822 |
| Percentage Net Loans Charged-off: Credit card loans | 15.7604% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1600% | 3,468 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0253% | 5,913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3463% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9212% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 0.4869% | 1,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2491% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4831% | 503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.1618% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3541% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5890% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4625% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5003% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 16.7123% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2349% | 2,876 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0341% | 5,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0105% | 1,916 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 6,453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 5,476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 3,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5414% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 3,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 5,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6485% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4512% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3422% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0655% | 6,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 6,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 5,996 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 6,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0246% | 5,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 2,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 5,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3137% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0933% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0525% | 5,622 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1991% | 6,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2741% | 3,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 6,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5748% | 1,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 4,589 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8486% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1057% | 7,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0929% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0369% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0047% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7197% | 1,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1483% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3790% | 3,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3231% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 6,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7167% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 4,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3643% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 5,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9040% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 16.7539% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8857% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4072% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4222% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3354% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 6,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7678% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 3,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2835% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 5,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6210% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 19.8164% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9105% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1280% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5094% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3844% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 6,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8964% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5721% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 6,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 5,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6359% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 33.7787% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0978% | 6,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5155% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 5,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 5,687 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 6,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0823% | 1,042 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0724% | 1,841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1661% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6166% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1154% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |