Home > Community South Bank > Income and Expense
Community South Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 1,630 |
| Total interest expense | $1,383,000 | 1,291 |
| Net interest income | $6,328,000 | 1,691 |
| Provision for loan and lease losses | $4,137,000 | 190 |
| Total noninterest income | $-2,124,000 | 6,934 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $509,000 | 1,315 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,633,000 | 6,940 |
| Total noninterest expense | $6,003,000 | 1,604 |
| Salaries and employee benefits | $2,965,000 | 1,743 |
| Premises and equipment expense | $875,000 | 1,370 |
| Additional noninterest expense | $2,163,000 | 1,510 |
| Pre-tax net operating income | $-5,936,000 | 6,926 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-5,936,000 | 6,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-5,936,000 | 6,922 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-5,936,000 | 6,922 |
| Net charge-offs | $3,804,000 | 260 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-5,936,000 | 6,921 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 1,665 |
| Total interest expense | $765,000 | 1,207 |
| Net interest income | $3,028,000 | 1,779 |
| Provision for loan and lease losses | $1,432,000 | 285 |
| Total noninterest income | $-846,000 | 7,011 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $239,000 | 1,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-1,085,000 | 7,015 |
| Total noninterest expense | $2,734,000 | 1,770 |
| Salaries and employee benefits | $1,513,000 | 1,729 |
| Premises and equipment expense | $433,000 | 1,408 |
| Additional noninterest expense | $788,000 | 1,989 |
| Pre-tax net operating income | $-1,984,000 | 6,980 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,984,000 | 6,979 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,984,000 | 6,980 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,984,000 | 6,980 |
| Net charge-offs | $431,000 | 847 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,984,000 | 6,976 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,975,000 | 1,340 |
| Total interest expense | $5,257,000 | 858 |
| Net interest income | $14,718,000 | 1,487 |
| Provision for loan and lease losses | $9,800,000 | 276 |
| Total noninterest income | $2,607,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,179,000 | 1,203 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,428,000 | 1,914 |
| Total noninterest expense | $15,367,000 | 1,303 |
| Salaries and employee benefits | $6,993,000 | 1,461 |
| Premises and equipment expense | $2,139,000 | 1,108 |
| Additional noninterest expense | $6,235,000 | 1,115 |
| Pre-tax net operating income | $-7,842,000 | 7,004 |
| Securities gains (losses) | $516,000 | 922 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-7,326,000 | 7,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,326,000 | 7,000 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,326,000 | 7,000 |
| Net charge-offs | $11,981,000 | 277 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-7,842,000 | 7,001 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,476,000 | 1,322 |
| Total interest expense | $4,297,000 | 819 |
| Net interest income | $11,179,000 | 1,493 |
| Provision for loan and lease losses | $9,497,000 | 228 |
| Total noninterest income | $1,977,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $879,000 | 1,215 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,098,000 | 1,876 |
| Total noninterest expense | $11,459,000 | 1,306 |
| Salaries and employee benefits | $5,367,000 | 1,423 |
| Premises and equipment expense | $1,648,000 | 1,094 |
| Additional noninterest expense | $4,444,000 | 1,161 |
| Pre-tax net operating income | $-7,800,000 | 7,129 |
| Securities gains (losses) | $516,000 | 738 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-7,284,000 | 7,130 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-7,284,000 | 7,130 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,284,000 | 7,130 |
| Net charge-offs | $9,463,000 | 269 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-7,800,000 | 7,129 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,696,000 | 1,286 |
| Total interest expense | $3,120,000 | 764 |
| Net interest income | $7,576,000 | 1,468 |
| Provision for loan and lease losses | $2,480,000 | 544 |
| Total noninterest income | $985,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $571,000 | 1,239 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $414,000 | 2,598 |
| Total noninterest expense | $7,325,000 | 1,355 |
| Salaries and employee benefits | $3,738,000 | 1,381 |
| Premises and equipment expense | $1,102,000 | 1,087 |
| Additional noninterest expense | $2,485,000 | 1,369 |
| Pre-tax net operating income | $-1,244,000 | 7,010 |
| Securities gains (losses) | $312,000 | 825 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-932,000 | 6,987 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-932,000 | 6,985 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-932,000 | 6,986 |
| Net charge-offs | $3,815,000 | 422 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,244,000 | 7,020 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 1,245 |
| Total interest expense | $1,791,000 | 668 |
| Net interest income | $3,742,000 | 1,493 |
| Provision for loan and lease losses | $821,000 | 720 |
| Total noninterest income | $2,047,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $282,000 | 1,249 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,765,000 | 605 |
| Total noninterest expense | $4,631,000 | 1,077 |
| Salaries and employee benefits | $2,013,000 | 1,293 |
| Premises and equipment expense | $556,000 | 1,076 |
| Additional noninterest expense | $2,062,000 | 824 |
| Pre-tax net operating income | $337,000 | 3,623 |
| Securities gains (losses) | $173,000 | 660 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $510,000 | 2,554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $510,000 | 2,556 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $510,000 | 2,557 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $337,000 | 3,251 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,682,000 | 1,151 |
| Total interest expense | $8,643,000 | 670 |
| Net interest income | $16,039,000 | 1,386 |
| Provision for loan and lease losses | $2,395,000 | 1,385 |
| Total noninterest income | $5,539,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,268,000 | 1,159 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,271,000 | 800 |
| Total noninterest expense | $22,483,000 | 877 |
| Salaries and employee benefits | $10,013,000 | 978 |
| Premises and equipment expense | $2,381,000 | 1,042 |
| Additional noninterest expense | $10,089,000 | 712 |
| Pre-tax net operating income | $-3,300,000 | 6,943 |
| Securities gains (losses) | $419,000 | 900 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,881,000 | 6,938 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,881,000 | 6,939 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,881,000 | 6,939 |
| Net charge-offs | $11,305,000 | 403 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,300,000 | 6,956 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,017,000 | 1,134 |
| Total interest expense | $6,687,000 | 678 |
| Net interest income | $12,330,000 | 1,352 |
| Provision for loan and lease losses | $1,171,000 | 1,782 |
| Total noninterest income | $4,778,000 | 870 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $970,000 | 1,139 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,808,000 | 701 |
| Total noninterest expense | $17,309,000 | 848 |
| Salaries and employee benefits | $7,795,000 | 945 |
| Premises and equipment expense | $1,797,000 | 1,059 |
| Additional noninterest expense | $7,717,000 | 691 |
| Pre-tax net operating income | $-1,372,000 | 6,896 |
| Securities gains (losses) | $419,000 | 735 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-953,000 | 6,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-953,000 | 6,846 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-953,000 | 6,845 |
| Net charge-offs | $6,494,000 | 504 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,372,000 | 6,927 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,060,000 | 1,110 |
| Total interest expense | $4,631,000 | 682 |
| Net interest income | $8,429,000 | 1,321 |
| Provision for loan and lease losses | $1,118,000 | 1,400 |
| Total noninterest income | $1,517,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $651,000 | 1,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $866,000 | 1,485 |
| Total noninterest expense | $12,320,000 | 815 |
| Salaries and employee benefits | $5,587,000 | 890 |
| Premises and equipment expense | $1,190,000 | 1,071 |
| Additional noninterest expense | $5,543,000 | 657 |
| Pre-tax net operating income | $-3,492,000 | 7,299 |
| Securities gains (losses) | $419,000 | 418 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,073,000 | 7,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,073,000 | 7,298 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,073,000 | 7,299 |
| Net charge-offs | $6,149,000 | 394 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,492,000 | 7,314 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,555,000 | 1,110 |
| Total interest expense | $2,473,000 | 664 |
| Net interest income | $4,082,000 | 1,363 |
| Provision for loan and lease losses | $-217,000 | 7,523 |
| Total noninterest income | $2,640,000 | 593 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $305,000 | 1,171 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,335,000 | 463 |
| Total noninterest expense | $6,647,000 | 753 |
| Salaries and employee benefits | $3,184,000 | 799 |
| Premises and equipment expense | $594,000 | 1,097 |
| Additional noninterest expense | $2,869,000 | 630 |
| Pre-tax net operating income | $292,000 | 3,577 |
| Securities gains (losses) | $214,000 | 323 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $506,000 | 2,229 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $506,000 | 2,228 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $506,000 | 2,229 |
| Net charge-offs | $1,962,000 | 549 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $292,000 | 3,245 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $32,319,000 | 951 |
| Total interest expense | $13,878,000 | 569 |
| Net interest income | $18,441,000 | 1,215 |
| Provision for loan and lease losses | $18,248,000 | 406 |
| Total noninterest income | $-10,339,000 | 7,652 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,456,000 | 1,040 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-11,795,000 | 7,655 |
| Total noninterest expense | $24,894,000 | 807 |
| Salaries and employee benefits | $11,562,000 | 853 |
| Premises and equipment expense | $2,642,000 | 975 |
| Additional noninterest expense | $10,690,000 | 707 |
| Pre-tax net operating income | $-35,040,000 | 7,582 |
| Securities gains (losses) | $-367,000 | 7,384 |
| Applicable income taxes | $196,000 | 2,735 |
| Income before extraordinary items | $-35,603,000 | 7,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-35,603,000 | 7,578 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-35,603,000 | 7,578 |
| Net charge-offs | $5,715,000 | 914 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-35,236,000 | 7,576 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $25,126,000 | 923 |
| Total interest expense | $10,639,000 | 582 |
| Net interest income | $14,487,000 | 1,166 |
| Provision for loan and lease losses | $4,580,000 | 933 |
| Total noninterest income | $4,068,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,119,000 | 1,051 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,949,000 | 842 |
| Total noninterest expense | $18,286,000 | 804 |
| Salaries and employee benefits | $8,836,000 | 825 |
| Premises and equipment expense | $2,018,000 | 954 |
| Additional noninterest expense | $7,432,000 | 733 |
| Pre-tax net operating income | $-4,311,000 | 7,321 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-263,000 | 7,257 |
| Income before extraordinary items | $-4,048,000 | 7,364 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,048,000 | 7,364 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,048,000 | 7,365 |
| Net charge-offs | $2,890,000 | 1,171 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,048,000 | 7,343 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,924,000 | 921 |
| Total interest expense | $7,024,000 | 611 |
| Net interest income | $9,900,000 | 1,140 |
| Provision for loan and lease losses | $1,656,000 | 1,430 |
| Total noninterest income | $5,875,000 | 552 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $751,000 | 1,047 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,124,000 | 413 |
| Total noninterest expense | $11,874,000 | 833 |
| Salaries and employee benefits | $5,745,000 | 847 |
| Premises and equipment expense | $1,317,000 | 1,003 |
| Additional noninterest expense | $4,812,000 | 753 |
| Pre-tax net operating income | $2,245,000 | 1,172 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $163,000 | 2,328 |
| Income before extraordinary items | $2,082,000 | 1,078 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,082,000 | 1,080 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,082,000 | 1,079 |
| Net charge-offs | $956,000 | 1,773 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,082,000 | 1,037 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,636,000 | 915 |
| Total interest expense | $3,445,000 | 658 |
| Net interest income | $5,191,000 | 1,082 |
| Provision for loan and lease losses | $895,000 | 1,270 |
| Total noninterest income | $1,977,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $366,000 | 1,071 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,611,000 | 561 |
| Total noninterest expense | $5,894,000 | 845 |
| Salaries and employee benefits | $2,976,000 | 828 |
| Premises and equipment expense | $653,000 | 1,043 |
| Additional noninterest expense | $2,265,000 | 790 |
| Pre-tax net operating income | $379,000 | 2,926 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $355,000 | 2,790 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $355,000 | 2,787 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $355,000 | 2,790 |
| Net charge-offs | $400,000 | 1,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $355,000 | 2,676 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $37,969,000 | 887 |
| Total interest expense | $13,785,000 | 849 |
| Net interest income | $24,184,000 | 890 |
| Provision for loan and lease losses | $6,314,000 | 1,199 |
| Total noninterest income | $6,049,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,654,000 | 1,052 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,395,000 | 787 |
| Total noninterest expense | $24,954,000 | 845 |
| Salaries and employee benefits | $11,798,000 | 828 |
| Premises and equipment expense | $2,954,000 | 911 |
| Additional noninterest expense | $10,202,000 | 774 |
| Pre-tax net operating income | $-1,035,000 | 6,270 |
| Securities gains (losses) | $220,000 | 1,482 |
| Applicable income taxes | $-41,000 | 6,418 |
| Income before extraordinary items | $-774,000 | 6,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-774,000 | 6,247 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-774,000 | 6,247 |
| Net charge-offs | $5,183,000 | 1,114 |
| Cash dividends | $787,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-983,000 | 6,367 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $29,065,000 | 883 |
| Total interest expense | $10,327,000 | 907 |
| Net interest income | $18,738,000 | 875 |
| Provision for loan and lease losses | $8,267,000 | 730 |
| Total noninterest income | $10,314,000 | 518 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,252,000 | 1,038 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,062,000 | 396 |
| Total noninterest expense | $17,708,000 | 872 |
| Salaries and employee benefits | $8,409,000 | 891 |
| Premises and equipment expense | $2,252,000 | 911 |
| Additional noninterest expense | $7,047,000 | 804 |
| Pre-tax net operating income | $3,077,000 | 1,063 |
| Securities gains (losses) | $284,000 | 1,035 |
| Applicable income taxes | $126,000 | 2,713 |
| Income before extraordinary items | $3,235,000 | 844 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,235,000 | 845 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,235,000 | 845 |
| Net charge-offs | $6,529,000 | 680 |
| Cash dividends | $786,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,962,360 | 912 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,614,000 | 892 |
| Total interest expense | $6,960,000 | 943 |
| Net interest income | $12,654,000 | 864 |
| Provision for loan and lease losses | $4,951,000 | 739 |
| Total noninterest income | $5,430,000 | 622 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $796,000 | 1,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,634,000 | 473 |
| Total noninterest expense | $11,146,000 | 962 |
| Salaries and employee benefits | $5,496,000 | 921 |
| Premises and equipment expense | $1,528,000 | 920 |
| Additional noninterest expense | $4,122,000 | 927 |
| Pre-tax net operating income | $1,987,000 | 1,148 |
| Securities gains (losses) | $239,000 | 910 |
| Applicable income taxes | $50,000 | 3,157 |
| Income before extraordinary items | $2,176,000 | 870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,176,000 | 870 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,176,000 | 870 |
| Net charge-offs | $5,141,000 | 571 |
| Cash dividends | $787,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,941,780 | 947 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,020,000 | 882 |
| Total interest expense | $3,809,000 | 893 |
| Net interest income | $6,211,000 | 867 |
| Provision for loan and lease losses | $2,834,000 | 586 |
| Total noninterest income | $3,102,000 | 531 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $369,000 | 1,129 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,733,000 | 398 |
| Total noninterest expense | $5,551,000 | 922 |
| Salaries and employee benefits | $2,871,000 | 890 |
| Premises and equipment expense | $778,000 | 916 |
| Additional noninterest expense | $1,902,000 | 864 |
| Pre-tax net operating income | $928,000 | 1,392 |
| Securities gains (losses) | $183,000 | 704 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $1,036,000 | 1,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,036,000 | 1,040 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,036,000 | 1,042 |
| Net charge-offs | $1,943,000 | 610 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $865,810 | 1,194 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $41,273,000 | 913 |
| Total interest expense | $18,085,000 | 886 |
| Net interest income | $23,188,000 | 919 |
| Provision for loan and lease losses | $5,169,000 | 983 |
| Total noninterest income | $20,072,000 | 351 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,924,000 | 922 |
| Trading account gains and fees | $229,000 | 100 |
| Additional Noninterest Income | $17,919,000 | 257 |
| Total noninterest expense | $33,757,000 | 588 |
| Salaries and employee benefits | $18,501,000 | 519 |
| Premises and equipment expense | $3,441,000 | 799 |
| Additional noninterest expense | $11,815,000 | 591 |
| Pre-tax net operating income | $4,334,000 | 1,263 |
| Securities gains (losses) | $-198,000 | 7,349 |
| Applicable income taxes | $-287,000 | 7,314 |
| Income before extraordinary items | $4,423,000 | 928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,423,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,630,000 | 870 |
| Cash dividends | $2,700,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,621,000 | 953 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,344,000 | 953 |
| Total interest expense | $13,699,000 | 910 |
| Net interest income | $16,645,000 | 975 |
| Provision for loan and lease losses | $3,578,000 | 810 |
| Total noninterest income | $18,833,000 | 323 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,474,000 | 904 |
| Trading account gains and fees | $230,000 | 88 |
| Additional Noninterest Income | $17,129,000 | 242 |
| Total noninterest expense | $27,350,000 | 546 |
| Salaries and employee benefits | $14,991,000 | 503 |
| Premises and equipment expense | $2,533,000 | 815 |
| Additional noninterest expense | $9,826,000 | 497 |
| Pre-tax net operating income | $4,550,000 | 1,119 |
| Securities gains (losses) | $-198,000 | 7,605 |
| Applicable income taxes | $316,000 | 2,405 |
| Income before extraordinary items | $4,036,000 | 903 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,036,000 | 902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,764,000 | 910 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,220,140 | 927 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,747,000 | 987 |
| Total interest expense | $9,234,000 | 927 |
| Net interest income | $10,513,000 | 1,039 |
| Provision for loan and lease losses | $2,430,000 | 682 |
| Total noninterest income | $14,583,000 | 292 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $951,000 | 916 |
| Trading account gains and fees | $15,000 | 121 |
| Additional Noninterest Income | $13,617,000 | 221 |
| Total noninterest expense | $19,572,000 | 513 |
| Salaries and employee benefits | $10,501,000 | 483 |
| Premises and equipment expense | $1,675,000 | 827 |
| Additional noninterest expense | $7,396,000 | 447 |
| Pre-tax net operating income | $3,094,000 | 1,145 |
| Securities gains (losses) | $-467,000 | 8,337 |
| Applicable income taxes | $200,000 | 2,687 |
| Income before extraordinary items | $2,427,000 | 1,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,427,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $927,000 | 911 |
| Cash dividends | $1,600,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,856,640 | 942 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,901,000 | 1,016 |
| Total interest expense | $4,863,000 | 936 |
| Net interest income | $5,038,000 | 1,080 |
| Provision for loan and lease losses | $1,054,000 | 606 |
| Total noninterest income | $8,833,000 | 257 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $454,000 | 951 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,379,000 | 193 |
| Total noninterest expense | $11,045,000 | 459 |
| Salaries and employee benefits | $5,882,000 | 436 |
| Premises and equipment expense | $850,000 | 822 |
| Additional noninterest expense | $4,313,000 | 378 |
| Pre-tax net operating income | $1,772,000 | 1,077 |
| Securities gains (losses) | $-628,000 | 8,458 |
| Applicable income taxes | $100,000 | 2,803 |
| Income before extraordinary items | $1,044,000 | 1,434 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,044,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 644 |
| Cash dividends | $1,100,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,615,480 | 893 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,350,000 | 1,072 |
| Total interest expense | $18,896,000 | 1,034 |
| Net interest income | $20,454,000 | 1,083 |
| Provision for loan and lease losses | $779,000 | 1,703 |
| Total noninterest income | $29,508,000 | 284 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,865,000 | 955 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,643,000 | 208 |
| Total noninterest expense | $38,453,000 | 501 |
| Salaries and employee benefits | $22,711,000 | 428 |
| Premises and equipment expense | $3,028,000 | 872 |
| Additional noninterest expense | $12,714,000 | 483 |
| Pre-tax net operating income | $10,730,000 | 795 |
| Securities gains (losses) | $-3,608,000 | 8,480 |
| Applicable income taxes | $443,000 | 2,897 |
| Income before extraordinary items | $6,679,000 | 981 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,679,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,083,000 | 966 |
| Cash dividends | $3,550,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $10,070,520 | 634 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,812,000 | 1,110 |
| Total interest expense | $13,479,000 | 1,093 |
| Net interest income | $15,333,000 | 1,087 |
| Provision for loan and lease losses | $482,000 | 1,620 |
| Total noninterest income | $19,992,000 | 308 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,395,000 | 944 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,597,000 | 231 |
| Total noninterest expense | $28,199,000 | 510 |
| Salaries and employee benefits | $16,846,000 | 433 |
| Premises and equipment expense | $2,228,000 | 884 |
| Additional noninterest expense | $9,125,000 | 484 |
| Pre-tax net operating income | $6,644,000 | 1,040 |
| Securities gains (losses) | $-1,163,000 | 8,498 |
| Applicable income taxes | $503,000 | 2,526 |
| Income before extraordinary items | $4,978,000 | 1,057 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,978,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,147 |
| Cash dividends | $2,300,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,036,330 | 857 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,134,000 | 1,185 |
| Total interest expense | $8,221,000 | 1,213 |
| Net interest income | $9,913,000 | 1,140 |
| Provision for loan and lease losses | $229,000 | 1,968 |
| Total noninterest income | $12,781,000 | 339 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $907,000 | 981 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,874,000 | 255 |
| Total noninterest expense | $18,488,000 | 529 |
| Salaries and employee benefits | $11,141,000 | 450 |
| Premises and equipment expense | $1,452,000 | 910 |
| Additional noninterest expense | $5,895,000 | 504 |
| Pre-tax net operating income | $3,977,000 | 1,186 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $365,000 | 2,497 |
| Income before extraordinary items | $3,612,000 | 1,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,612,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,043 |
| Cash dividends | $1,050,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,612,000 | 987 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,450,000 | 1,253 |
| Total interest expense | $3,754,000 | 1,326 |
| Net interest income | $4,696,000 | 1,210 |
| Provision for loan and lease losses | $97,000 | 2,082 |
| Total noninterest income | $6,310,000 | 333 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $438,000 | 979 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,872,000 | 248 |
| Total noninterest expense | $8,858,000 | 542 |
| Salaries and employee benefits | $5,843,000 | 435 |
| Premises and equipment expense | $707,000 | 938 |
| Additional noninterest expense | $2,308,000 | 604 |
| Pre-tax net operating income | $2,051,000 | 1,145 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $189,000 | 2,475 |
| Income before extraordinary items | $1,862,000 | 945 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,862,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,949 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,862,000 | 932 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,715,000 | 1,336 |
| Total interest expense | $11,573,000 | 1,454 |
| Net interest income | $18,142,000 | 1,247 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $27,925,000 | 288 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,001,000 | 885 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,924,000 | 227 |
| Total noninterest expense | $35,424,000 | 521 |
| Salaries and employee benefits | $19,764,000 | 477 |
| Premises and equipment expense | $2,201,000 | 1,162 |
| Additional noninterest expense | $13,459,000 | 433 |
| Pre-tax net operating income | $10,378,000 | 947 |
| Securities gains (losses) | $-83,000 | 8,134 |
| Applicable income taxes | $785,000 | 2,505 |
| Income before extraordinary items | $9,510,000 | 780 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,510,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,841 |
| Cash dividends | $6,695,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,586,360 | 765 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,868,000 | 1,354 |
| Total interest expense | $8,190,000 | 1,494 |
| Net interest income | $13,678,000 | 1,257 |
| Provision for loan and lease losses | $233,000 | 2,560 |
| Total noninterest income | $22,932,000 | 285 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,474,000 | 903 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,458,000 | 219 |
| Total noninterest expense | $27,519,000 | 520 |
| Salaries and employee benefits | $14,470,000 | 508 |
| Premises and equipment expense | $1,542,000 | 1,257 |
| Additional noninterest expense | $11,507,000 | 409 |
| Pre-tax net operating income | $8,858,000 | 879 |
| Securities gains (losses) | $-83,000 | 8,347 |
| Applicable income taxes | $592,000 | 2,618 |
| Income before extraordinary items | $8,183,000 | 719 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,183,000 | 718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,725 |
| Cash dividends | $6,045,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,260,190 | 707 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,606,000 | 1,423 |
| Total interest expense | $4,854,000 | 1,608 |
| Net interest income | $8,752,000 | 1,317 |
| Provision for loan and lease losses | $114,000 | 3,156 |
| Total noninterest income | $16,476,000 | 274 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $950,000 | 924 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,526,000 | 213 |
| Total noninterest expense | $18,881,000 | 519 |
| Salaries and employee benefits | $9,094,000 | 549 |
| Premises and equipment expense | $935,000 | 1,379 |
| Additional noninterest expense | $8,852,000 | 374 |
| Pre-tax net operating income | $6,233,000 | 834 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $422,000 | 2,535 |
| Income before extraordinary items | $5,822,000 | 685 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,822,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,883 |
| Cash dividends | $4,745,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,811,770 | 673 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 1,583 |
| Total interest expense | $1,942,000 | 1,875 |
| Net interest income | $4,022,000 | 1,431 |
| Provision for loan and lease losses | $48,000 | 3,203 |
| Total noninterest income | $5,311,000 | 368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $461,000 | 919 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,850,000 | 291 |
| Total noninterest expense | $6,668,000 | 674 |
| Salaries and employee benefits | $4,272,000 | 577 |
| Premises and equipment expense | $445,000 | 1,464 |
| Additional noninterest expense | $1,951,000 | 707 |
| Pre-tax net operating income | $2,617,000 | 960 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $177,000 | 2,781 |
| Income before extraordinary items | $2,440,000 | 779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,440,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $320,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,440,000 | 763 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,544,000 | 1,643 |
| Total interest expense | $6,162,000 | 1,842 |
| Net interest income | $14,382,000 | 1,525 |
| Provision for loan and lease losses | $667,000 | 1,496 |
| Total noninterest income | $18,758,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,940,000 | 892 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,818,000 | 314 |
| Total noninterest expense | $22,695,000 | 760 |
| Salaries and employee benefits | $13,454,000 | 673 |
| Premises and equipment expense | $1,482,000 | 1,651 |
| Additional noninterest expense | $7,759,000 | 686 |
| Pre-tax net operating income | $9,778,000 | 1,001 |
| Securities gains (losses) | $-152,000 | 8,528 |
| Applicable income taxes | $1,664,000 | 1,577 |
| Income before extraordinary items | $7,962,000 | 908 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,962,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,230 |
| Cash dividends | $2,440,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,088,160 | 873 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,973,000 | 1,656 |
| Total interest expense | $4,438,000 | 1,805 |
| Net interest income | $10,535,000 | 1,540 |
| Provision for loan and lease losses | $522,000 | 1,357 |
| Total noninterest income | $13,840,000 | 426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,472,000 | 887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,368,000 | 318 |
| Total noninterest expense | $16,320,000 | 779 |
| Salaries and employee benefits | $9,694,000 | 691 |
| Premises and equipment expense | $1,056,000 | 1,725 |
| Additional noninterest expense | $5,570,000 | 711 |
| Pre-tax net operating income | $7,533,000 | 975 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,078,000 | 1,779 |
| Income before extraordinary items | $6,455,000 | 834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,455,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,925 |
| Cash dividends | $1,740,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,455,000 | 819 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,422,000 | 1,699 |
| Total interest expense | $2,674,000 | 1,870 |
| Net interest income | $6,748,000 | 1,590 |
| Provision for loan and lease losses | $418,000 | 1,150 |
| Total noninterest income | $6,776,000 | 504 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $947,000 | 899 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,829,000 | 394 |
| Total noninterest expense | $8,938,000 | 935 |
| Salaries and employee benefits | $5,674,000 | 785 |
| Premises and equipment expense | $649,000 | 1,846 |
| Additional noninterest expense | $2,615,000 | 971 |
| Pre-tax net operating income | $4,168,000 | 1,122 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $851,000 | 1,545 |
| Income before extraordinary items | $3,316,000 | 1,053 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,316,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,565 |
| Cash dividends | $1,740,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,316,800 | 1,035 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 1,768 |
| Total interest expense | $1,144,000 | 2,063 |
| Net interest income | $3,269,000 | 1,629 |
| Provision for loan and lease losses | $305,000 | 747 |
| Total noninterest income | $2,775,000 | 558 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $463,000 | 888 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,312,000 | 439 |
| Total noninterest expense | $4,041,000 | 1,035 |
| Salaries and employee benefits | $2,593,000 | 855 |
| Premises and equipment expense | $319,000 | 1,880 |
| Additional noninterest expense | $1,129,000 | 1,093 |
| Pre-tax net operating income | $1,698,000 | 1,352 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $684,000 | 1,030 |
| Income before extraordinary items | $1,014,000 | 1,646 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,014,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,014,000 | 1,620 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,515,000 | 1,843 |
| Total interest expense | $3,605,000 | 2,247 |
| Net interest income | $11,910,000 | 1,697 |
| Provision for loan and lease losses | $1,704,000 | 626 |
| Total noninterest income | $9,119,000 | 657 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,922,000 | 909 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,197,000 | 511 |
| Total noninterest expense | $14,159,000 | 1,154 |
| Salaries and employee benefits | $8,740,000 | 978 |
| Premises and equipment expense | $1,123,000 | 2,049 |
| Additional noninterest expense | $4,296,000 | 1,148 |
| Pre-tax net operating income | $5,166,000 | 1,651 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $1,665,000 | 1,484 |
| Income before extraordinary items | $3,513,000 | 1,806 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,513,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,513,000 | 567 |
| Cash dividends | $1,700,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,504,840 | 1,767 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,382,000 | 1,864 |
| Total interest expense | $2,640,000 | 2,241 |
| Net interest income | $8,742,000 | 1,723 |
| Provision for loan and lease losses | $1,284,000 | 610 |
| Total noninterest income | $5,338,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,424,000 | 920 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,914,000 | 672 |
| Total noninterest expense | $10,227,000 | 1,194 |
| Salaries and employee benefits | $6,262,000 | 1,026 |
| Premises and equipment expense | $829,000 | 2,083 |
| Additional noninterest expense | $3,136,000 | 1,167 |
| Pre-tax net operating income | $2,569,000 | 2,326 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $830,000 | 2,051 |
| Income before extraordinary items | $1,742,000 | 2,619 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,742,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 530 |
| Cash dividends | $1,700,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,739,960 | 2,556 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,356,000 | 1,903 |
| Total interest expense | $1,706,000 | 2,285 |
| Net interest income | $5,650,000 | 1,768 |
| Provision for loan and lease losses | $859,000 | 590 |
| Total noninterest income | $2,965,000 | 938 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $939,000 | 919 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,026,000 | 790 |
| Total noninterest expense | $6,400,000 | 1,272 |
| Salaries and employee benefits | $3,860,000 | 1,113 |
| Premises and equipment expense | $533,000 | 2,142 |
| Additional noninterest expense | $2,007,000 | 1,198 |
| Pre-tax net operating income | $1,356,000 | 2,798 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $420,000 | 2,477 |
| Income before extraordinary items | $939,000 | 3,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $939,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 475 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $936,930 | 3,011 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 1,932 |
| Total interest expense | $845,000 | 2,325 |
| Net interest income | $2,781,000 | 1,790 |
| Provision for loan and lease losses | $428,000 | 598 |
| Total noninterest income | $1,581,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $435,000 | 970 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,146,000 | 720 |
| Total noninterest expense | $3,126,000 | 1,311 |
| Salaries and employee benefits | $1,940,000 | 1,124 |
| Premises and equipment expense | $258,000 | 2,228 |
| Additional noninterest expense | $928,000 | 1,295 |
| Pre-tax net operating income | $808,000 | 2,411 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $264,000 | 2,112 |
| Income before extraordinary items | $547,000 | 2,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $547,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 805 |
| Cash dividends | $700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $544,990 | 2,644 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,062,000 | 1,875 |
| Total interest expense | $3,949,000 | 2,233 |
| Net interest income | $11,113,000 | 1,748 |
| Provision for loan and lease losses | $1,803,000 | 705 |
| Total noninterest income | $2,975,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,903,000 | 908 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,072,000 | 2,287 |
| Total noninterest expense | $8,470,000 | 1,874 |
| Salaries and employee benefits | $4,821,000 | 1,785 |
| Premises and equipment expense | $842,000 | 2,632 |
| Additional noninterest expense | $2,807,000 | 1,729 |
| Pre-tax net operating income | $3,815,000 | 2,043 |
| Securities gains (losses) | $101,000 | 1,896 |
| Applicable income taxes | $1,191,000 | 1,947 |
| Income before extraordinary items | $2,725,000 | 2,219 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,725,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,676,000 | 627 |
| Cash dividends | $1,300,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,654,300 | 2,163 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,322,000 | 1,914 |
| Total interest expense | $3,074,000 | 2,242 |
| Net interest income | $8,248,000 | 1,774 |
| Provision for loan and lease losses | $1,258,000 | 739 |
| Total noninterest income | $1,472,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,433,000 | 906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $6,054,000 | 1,969 |
| Salaries and employee benefits | $3,343,000 | 1,926 |
| Premises and equipment expense | $632,000 | 2,640 |
| Additional noninterest expense | $2,079,000 | 1,740 |
| Pre-tax net operating income | $2,408,000 | 2,460 |
| Securities gains (losses) | $101,000 | 1,748 |
| Applicable income taxes | $774,000 | 2,249 |
| Income before extraordinary items | $1,735,000 | 2,642 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,735,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 889 |
| Cash dividends | $950,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,665,310 | 2,587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 1,878 |
| Total interest expense | $2,136,000 | 2,228 |
| Net interest income | $5,661,000 | 1,724 |
| Provision for loan and lease losses | $706,000 | 870 |
| Total noninterest income | $647,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $920,000 | 935 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-273,000 | 9,272 |
| Total noninterest expense | $3,959,000 | 1,996 |
| Salaries and employee benefits | $2,147,000 | 1,986 |
| Premises and equipment expense | $421,000 | 2,645 |
| Additional noninterest expense | $1,391,000 | 1,724 |
| Pre-tax net operating income | $1,643,000 | 2,407 |
| Securities gains (losses) | $100,000 | 1,516 |
| Applicable income taxes | $535,000 | 2,231 |
| Income before extraordinary items | $1,208,000 | 2,563 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,208,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 887 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,139,000 | 2,541 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 1,862 |
| Total interest expense | $1,106,000 | 2,207 |
| Net interest income | $2,846,000 | 1,710 |
| Provision for loan and lease losses | $176,000 | 1,513 |
| Total noninterest income | $-25,000 | 9,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $479,000 | 861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-504,000 | 9,323 |
| Total noninterest expense | $1,971,000 | 1,988 |
| Salaries and employee benefits | $1,044,000 | 2,028 |
| Premises and equipment expense | $216,000 | 2,589 |
| Additional noninterest expense | $711,000 | 1,657 |
| Pre-tax net operating income | $674,000 | 2,815 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $162,000 | 3,089 |
| Income before extraordinary items | $512,000 | 2,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 835 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $512,000 | 2,752 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,362,000 | 1,781 |
| Total interest expense | $5,441,000 | 2,064 |
| Net interest income | $11,921,000 | 1,621 |
| Provision for loan and lease losses | $2,207,000 | 687 |
| Total noninterest income | $2,045,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,645,000 | 975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $400,000 | 3,698 |
| Total noninterest expense | $7,764,000 | 1,945 |
| Salaries and employee benefits | $3,889,000 | 2,061 |
| Premises and equipment expense | $769,000 | 2,763 |
| Additional noninterest expense | $3,106,000 | 1,525 |
| Pre-tax net operating income | $3,995,000 | 1,994 |
| Securities gains (losses) | $273,000 | 960 |
| Applicable income taxes | $1,134,000 | 2,010 |
| Income before extraordinary items | $3,134,000 | 1,914 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,134,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,992,000 | 565 |
| Cash dividends | $1,650,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,934,710 | 1,972 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,066,000 | 1,786 |
| Total interest expense | $9,171,000 | 1,771 |
| Net interest income | $9,895,000 | 1,801 |
| Provision for loan and lease losses | $1,925,000 | 734 |
| Total noninterest income | $2,051,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,637,000 | 900 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $414,000 | 3,462 |
| Total noninterest expense | $7,334,000 | 1,956 |
| Salaries and employee benefits | $3,425,000 | 2,184 |
| Premises and equipment expense | $767,000 | 2,743 |
| Additional noninterest expense | $3,142,000 | 1,481 |
| Pre-tax net operating income | $2,687,000 | 2,520 |
| Securities gains (losses) | $61,000 | 2,176 |
| Applicable income taxes | $610,000 | 2,940 |
| Income before extraordinary items | $2,138,000 | 2,390 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,138,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,742,000 | 630 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,090,420 | 2,352 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,794,000 | 1,863 |
| Total interest expense | $9,437,000 | 1,829 |
| Net interest income | $9,357,000 | 1,882 |
| Provision for loan and lease losses | $1,932,000 | 626 |
| Total noninterest income | $1,611,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,141,000 | 1,188 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $470,000 | 3,051 |
| Total noninterest expense | $6,573,000 | 2,096 |
| Salaries and employee benefits | $3,146,000 | 2,265 |
| Premises and equipment expense | $647,000 | 3,076 |
| Additional noninterest expense | $2,780,000 | 1,603 |
| Pre-tax net operating income | $2,463,000 | 2,791 |
| Securities gains (losses) | $148,000 | 480 |
| Applicable income taxes | $729,000 | 2,699 |
| Income before extraordinary items | $1,882,000 | 2,707 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,882,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,190,000 | 663 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,775,440 | 2,824 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 6,720 |
| Total interest expense | $1,579,000 | 6,771 |
| Net interest income | $2,028,000 | 6,593 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $582,000 | 4,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,940 |
| Total noninterest expense | $1,396,000 | 7,046 |
| Salaries and employee benefits | $830,000 | 6,615 |
| Premises and equipment expense | $94,000 | 8,748 |
| Additional noninterest expense | $472,000 | 6,732 |
| Pre-tax net operating income | $1,134,000 | 4,939 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $342,000 | 4,527 |
| Income before extraordinary items | $809,000 | 5,062 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $809,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $719,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $797,100 | 5,063 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 6,910 |
| Total interest expense | $1,580,000 | 7,016 |
| Net interest income | $1,956,000 | 6,745 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $498,000 | 4,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,296 |
| Total noninterest expense | $1,300,000 | 7,249 |
| Salaries and employee benefits | $743,000 | 6,962 |
| Premises and equipment expense | $74,000 | 9,279 |
| Additional noninterest expense | $483,000 | 6,551 |
| Pre-tax net operating income | $1,106,000 | 5,126 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $336,000 | 4,878 |
| Income before extraordinary items | $771,000 | 5,304 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $771,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $272,000 | 4,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $770,300 | 5,204 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 7,533 |
| Total interest expense | $1,375,000 | 7,646 |
| Net interest income | $1,807,000 | 7,306 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $406,000 | 5,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,480 |
| Total noninterest expense | $1,293,000 | 7,364 |
| Salaries and employee benefits | $689,000 | 7,377 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $537,000 | 6,216 |
| Pre-tax net operating income | $830,000 | 6,412 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $253,000 | 6,233 |
| Income before extraordinary items | $581,000 | 6,471 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $581,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 10,507 |
| Cash dividends | $183,000 | 5,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $578,200 | 6,428 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 8,252 |
| Total interest expense | $1,124,000 | 8,619 |
| Net interest income | $1,693,000 | 7,792 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $401,000 | 5,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,966 |
| Total noninterest expense | $1,207,000 | 7,965 |
| Salaries and employee benefits | $690,000 | 7,596 |
| Premises and equipment expense | $94,000 | 9,448 |
| Additional noninterest expense | $423,000 | 7,689 |
| Pre-tax net operating income | $797,000 | 6,520 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $262,000 | 6,289 |
| Income before extraordinary items | $527,000 | 6,724 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $527,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $532,360 | 6,623 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 9,101 |
| Total interest expense | $938,000 | 9,470 |
| Net interest income | $1,473,000 | 8,610 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $316,000 | 6,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $1,216,000 | 8,155 |
| Salaries and employee benefits | $678,000 | 7,877 |
| Premises and equipment expense | $108,000 | 9,386 |
| Additional noninterest expense | $430,000 | 7,900 |
| Pre-tax net operating income | $523,000 | 8,307 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $377,000 | 8,258 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $377,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,498 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $377,720 | 8,244 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 9,668 |
| Total interest expense | $653,000 | 10,340 |
| Net interest income | $1,418,000 | 9,103 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $279,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,544 |
| Total noninterest expense | $1,226,000 | 8,510 |
| Salaries and employee benefits | $628,000 | 8,421 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $481,000 | 8,045 |
| Pre-tax net operating income | $456,000 | 8,952 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $363,000 | 8,526 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $363,000 | 8,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $359,840 | 8,601 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 10,208 |
| Total interest expense | $635,000 | 10,951 |
| Net interest income | $1,354,000 | 9,563 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $255,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,163,000 | 9,046 |
| Salaries and employee benefits | $571,000 | 9,041 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $470,000 | 8,519 |
| Pre-tax net operating income | $386,000 | 9,518 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $135,000 | 8,981 |
| Income before extraordinary items | $279,000 | 9,703 |
| Extraordinary gains, net | $43,000 | 2,272 |
| Net income | $322,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $260,240 | 9,664 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 11,079 |
| Total interest expense | $664,000 | 11,995 |
| Net interest income | $1,244,000 | 10,162 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $1,023,000 | 9,874 |
| Salaries and employee benefits | $408,000 | 10,766 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $506,000 | 8,398 |
| Pre-tax net operating income | $425,000 | 9,019 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $171,000 | 8,144 |
| Income before extraordinary items | $254,000 | 9,865 |
| Extraordinary gains, net | $115,000 | 677 |
| Net income | $369,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $122,000 | 6,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $254,000 | 9,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.