Home > Community South Bank > Net charge- offs to loans
Community South Bank, Net charge- offs to loans
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6532% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9031% | 96 |
| Percentage Net Loans Charged-off:Construction & development | -2.5984% | 6,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7857% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2767% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1273% | 4,867 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7340% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 5,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0895% | 3,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0895% | 2,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5810% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6303% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 2.3317% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3951% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0811% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1250% | 4,869 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4718% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 5,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2877% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2877% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2582% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9406% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 2.1433% | 1,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0311% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5794% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6102% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8918% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.9448% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0117% | 5,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0117% | 5,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2814% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4937% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 2.6270% | 882 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3467% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6574% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2993% | 1,140 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0944% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.3047% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0150% | 5,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0151% | 5,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9310% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9509% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 3.7975% | 638 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6893% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2488% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2821% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8779% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2559% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 5,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 6,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.0685% | 6,110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 6,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1993% | 2,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3401% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1551% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 5,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1710% | 6,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1710% | 6,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3950% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6050% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 3.7514% | 1,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2753% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8216% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9857% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7684% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.9163% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4084% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3657% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7872% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9415% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 4.8649% | 890 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6560% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4620% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3999% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1557% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8458% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1734% | 3,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1514% | 3,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4749% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6653% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 6.9747% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4110% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1828% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5440% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3956% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3300% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1992% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1673% | 3,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5337% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6789% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 11.8553% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5855% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1137% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2938% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 2,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5329% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0355% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0276% | 3,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0244% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1203% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 1.0398% | 2,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3150% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3594% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4821% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3209% | 2,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1380% | 4,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2248% | 4,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6788% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7295% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.5638% | 2,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8467% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3509% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3427% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3535% | 2,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2308% | 3,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2317% | 4,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3318% | 3,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3325% | 2,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4077% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2342% | 2,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2571% | 1,160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4205% | 2,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2481% | 3,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2776% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2478% | 2,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2665% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3446% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4538% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0467% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0323% | 6,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8528% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8998% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.1648% | 3,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2081% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2992% | 2,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3901% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2687% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5908% | 3,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0937% | 5,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8347% | 7,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4130% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3712% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 2,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5842% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7806% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5107% | 1,036 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2125% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0877% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 5,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0474% | 7,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6527% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5758% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0627% | 2,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9329% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7791% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6341% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1705% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4617% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2872% | 4,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2310% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1882% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 1,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6362% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6956% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5338% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7517% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8053% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0321% | 4,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6664% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6569% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.2969% | 2,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6582% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0807% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4447% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3339% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4280% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3081% | 4,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4512% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3946% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.3305% | 1,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4194% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3863% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1028% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5035% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9505% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5064% | 3,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3706% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3174% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0721% | 1,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3930% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2960% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3568% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8172% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2313% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4852% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4712% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.1648% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5776% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3544% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3185% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6358% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8983% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2708% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2390% | 1,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2897% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1928% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2157% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5696% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6530% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4179% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2008% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1435% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2071% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 3,031 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0108% | 7,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5714% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0618% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1082% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,733 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3369% | 7,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9113% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2185% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0907% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4483% | 7,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0478% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 3,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2887% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4009% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5756% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0413% | 8,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2996% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3823% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4700% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2265% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2468% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 7,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4438% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6774% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2068% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0428% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 34.2589% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2610% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2653% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0893% | 7,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8005% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0413% | 7,644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1164% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0900% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1145% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1993% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2014% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5072% | 8,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7551% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0624% | 8,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6429% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1126% | 8,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3782% | 3,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 7,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0724% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 8,158 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 8,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0545% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4743% | 8,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8468% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3776% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4601% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.1362% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2648% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1826% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0873% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3879% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8363% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2653% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1906% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.4529% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1558% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5114% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9738% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0110% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0262% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3012% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 8,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.5862% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2261% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2261% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6432% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5191% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3189% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4865% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 8,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0260% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0592% | 7,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0887% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4325% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2632% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6398% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6398% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9533% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2705% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0409% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6253% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4049% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3650% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5224% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5224% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4474% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6969% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4399% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6269% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4691% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5229% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5411% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5411% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7450% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0126% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0616% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6583% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5828% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6373% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6629% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6629% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2897% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3400% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3451% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8201% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0699% | 696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5677% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0644% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0644% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6992% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8395% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1421% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2502% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.1054% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3519% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3519% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9924% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7819% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7744% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 5,792 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1878% | 10,567 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 3,734 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2830% | 11,649 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4188% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2087% | 13,340 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |