Home > Community Shores Bank > Income and Expense
Community Shores Bank, Income and Expense
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 4,418 |
| Total interest expense | $143,000 | 4,632 |
| Net interest income | $1,733,000 | 4,308 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $380,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $57,000 | 3,848 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $323,000 | 3,268 |
| Total noninterest expense | $1,641,000 | 4,195 |
| Salaries and employee benefits | $930,000 | 4,192 |
| Premises and equipment expense | $228,000 | 3,818 |
| Additional noninterest expense | $483,000 | 4,235 |
| Pre-tax net operating income | $472,000 | 4,096 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $107,000 | 2,766 |
| Income before extraordinary items | $365,000 | 4,222 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $365,000 | 4,221 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $365,000 | 4,222 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $365,000 | 4,178 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 2,836 |
| Total interest expense | $844,000 | 2,410 |
| Net interest income | $3,387,000 | 2,896 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $609,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $163,000 | 2,156 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $446,000 | 2,485 |
| Total noninterest expense | $3,480,000 | 2,460 |
| Salaries and employee benefits | $2,302,000 | 2,246 |
| Premises and equipment expense | $379,000 | 2,403 |
| Additional noninterest expense | $799,000 | 2,912 |
| Pre-tax net operating income | $516,000 | 3,695 |
| Securities gains (losses) | $37,000 | 1,432 |
| Applicable income taxes | $129,000 | 2,367 |
| Income before extraordinary items | $424,000 | 3,806 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $424,000 | 3,806 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $424,000 | 3,806 |
| Net charge-offs | $116,000 | 1,290 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $394,770 | 3,812 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 2,847 |
| Total interest expense | $459,000 | 2,428 |
| Net interest income | $1,644,000 | 2,920 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $307,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $106,000 | 2,054 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $201,000 | 2,429 |
| Total noninterest expense | $1,634,000 | 2,580 |
| Salaries and employee benefits | $1,010,000 | 2,466 |
| Premises and equipment expense | $188,000 | 2,428 |
| Additional noninterest expense | $436,000 | 2,783 |
| Pre-tax net operating income | $317,000 | 3,344 |
| Securities gains (losses) | $37,000 | 943 |
| Applicable income taxes | $76,000 | 2,139 |
| Income before extraordinary items | $278,000 | 3,372 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $278,000 | 3,372 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $278,000 | 3,373 |
| Net charge-offs | $117,000 | 809 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $248,770 | 3,467 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,794,000 | 2,814 |
| Total interest expense | $1,732,000 | 2,571 |
| Net interest income | $7,062,000 | 2,826 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,091,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $441,000 | 2,090 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $650,000 | 2,750 |
| Total noninterest expense | $6,774,000 | 2,506 |
| Salaries and employee benefits | $4,238,000 | 2,342 |
| Premises and equipment expense | $767,000 | 2,407 |
| Additional noninterest expense | $1,769,000 | 2,774 |
| Pre-tax net operating income | $1,379,000 | 3,493 |
| Securities gains (losses) | $5,000 | 2,084 |
| Applicable income taxes | $330,000 | 2,293 |
| Income before extraordinary items | $1,054,000 | 3,700 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,054,000 | 3,700 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,054,000 | 3,701 |
| Net charge-offs | $156,000 | 1,892 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,050,050 | 3,681 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 2,838 |
| Total interest expense | $1,262,000 | 2,623 |
| Net interest income | $5,360,000 | 2,841 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $827,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $329,000 | 2,110 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $498,000 | 2,742 |
| Total noninterest expense | $5,101,000 | 2,508 |
| Salaries and employee benefits | $3,220,000 | 2,342 |
| Premises and equipment expense | $580,000 | 2,410 |
| Additional noninterest expense | $1,301,000 | 2,822 |
| Pre-tax net operating income | $1,086,000 | 3,519 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $242,000 | 2,383 |
| Income before extraordinary items | $849,000 | 3,730 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $849,000 | 3,729 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $849,000 | 3,730 |
| Net charge-offs | $161,000 | 1,443 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $845,050 | 3,700 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 2,874 |
| Total interest expense | $786,000 | 2,690 |
| Net interest income | $3,542,000 | 2,871 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $572,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $223,000 | 2,053 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $349,000 | 2,642 |
| Total noninterest expense | $3,440,000 | 2,501 |
| Salaries and employee benefits | $2,173,000 | 2,326 |
| Premises and equipment expense | $401,000 | 2,372 |
| Additional noninterest expense | $866,000 | 2,839 |
| Pre-tax net operating income | $674,000 | 3,617 |
| Securities gains (losses) | $5,000 | 1,370 |
| Applicable income taxes | $144,000 | 2,445 |
| Income before extraordinary items | $535,000 | 3,783 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $535,000 | 3,782 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $535,000 | 3,782 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $531,050 | 3,762 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 2,917 |
| Total interest expense | $356,000 | 2,798 |
| Net interest income | $1,767,000 | 2,900 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $265,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $107,000 | 2,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 2,696 |
| Total noninterest expense | $1,725,000 | 2,502 |
| Salaries and employee benefits | $1,075,000 | 2,356 |
| Premises and equipment expense | $207,000 | 2,350 |
| Additional noninterest expense | $443,000 | 2,805 |
| Pre-tax net operating income | $307,000 | 3,736 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $64,000 | 2,475 |
| Income before extraordinary items | $243,000 | 3,879 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $243,000 | 3,877 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $243,000 | 3,878 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $243,000 | 3,876 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 2,961 |
| Total interest expense | $965,000 | 2,984 |
| Net interest income | $6,908,000 | 2,927 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $975,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $423,000 | 2,226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $552,000 | 2,944 |
| Total noninterest expense | $6,658,000 | 2,548 |
| Salaries and employee benefits | $4,180,000 | 2,385 |
| Premises and equipment expense | $737,000 | 2,487 |
| Additional noninterest expense | $1,741,000 | 2,861 |
| Pre-tax net operating income | $1,225,000 | 3,793 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $100,000 | 3,091 |
| Income before extraordinary items | $1,125,000 | 3,744 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,125,000 | 3,742 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,125,000 | 3,743 |
| Net charge-offs | $157,000 | 1,827 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,125,000 | 3,755 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 2,985 |
| Total interest expense | $656,000 | 3,064 |
| Net interest income | $5,166,000 | 2,940 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $739,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $320,000 | 2,232 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $419,000 | 2,975 |
| Total noninterest expense | $5,024,000 | 2,548 |
| Salaries and employee benefits | $3,150,000 | 2,382 |
| Premises and equipment expense | $545,000 | 2,532 |
| Additional noninterest expense | $1,329,000 | 2,817 |
| Pre-tax net operating income | $881,000 | 3,922 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $29,000 | 3,527 |
| Income before extraordinary items | $852,000 | 3,799 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $852,000 | 3,797 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $852,000 | 3,798 |
| Net charge-offs | $161,000 | 1,386 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $852,000 | 3,799 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 2,995 |
| Total interest expense | $392,000 | 3,157 |
| Net interest income | $3,463,000 | 2,934 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $574,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $218,000 | 2,194 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $356,000 | 2,684 |
| Total noninterest expense | $3,342,000 | 2,565 |
| Salaries and employee benefits | $2,101,000 | 2,394 |
| Premises and equipment expense | $351,000 | 2,601 |
| Additional noninterest expense | $890,000 | 2,824 |
| Pre-tax net operating income | $695,000 | 3,691 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $146,000 | 2,436 |
| Income before extraordinary items | $549,000 | 3,838 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $549,000 | 3,836 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $549,000 | 3,837 |
| Net charge-offs | $-7,000 | 4,412 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $549,000 | 3,843 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 3,012 |
| Total interest expense | $191,000 | 3,154 |
| Net interest income | $1,722,000 | 2,963 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $315,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $113,000 | 2,135 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $202,000 | 2,474 |
| Total noninterest expense | $1,664,000 | 2,590 |
| Salaries and employee benefits | $1,072,000 | 2,387 |
| Premises and equipment expense | $180,000 | 2,609 |
| Additional noninterest expense | $412,000 | 3,005 |
| Pre-tax net operating income | $373,000 | 3,541 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $78,000 | 2,366 |
| Income before extraordinary items | $295,000 | 3,700 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $295,000 | 3,700 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $295,000 | 3,700 |
| Net charge-offs | $-20,000 | 4,983 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $295,000 | 3,708 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 3,020 |
| Total interest expense | $691,000 | 3,145 |
| Net interest income | $6,711,000 | 2,972 |
| Provision for loan and lease losses | $225,000 | 2,262 |
| Total noninterest income | $1,213,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $427,000 | 2,289 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $786,000 | 2,586 |
| Total noninterest expense | $6,652,000 | 2,591 |
| Salaries and employee benefits | $4,023,000 | 2,462 |
| Premises and equipment expense | $710,000 | 2,633 |
| Additional noninterest expense | $1,919,000 | 2,730 |
| Pre-tax net operating income | $1,047,000 | 4,013 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,645,000 | 1,454 |
| Income before extraordinary items | $-598,000 | 5,534 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-598,000 | 5,534 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-598,000 | 5,534 |
| Net charge-offs | $-77,000 | 5,239 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-598,000 | 5,534 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 3,057 |
| Total interest expense | $516,000 | 3,166 |
| Net interest income | $4,985,000 | 3,006 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $933,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $323,000 | 2,283 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $610,000 | 2,562 |
| Total noninterest expense | $4,969,000 | 2,607 |
| Salaries and employee benefits | $2,979,000 | 2,493 |
| Premises and equipment expense | $531,000 | 2,657 |
| Additional noninterest expense | $1,459,000 | 2,713 |
| Pre-tax net operating income | $724,000 | 4,188 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $256,000 | 2,596 |
| Income before extraordinary items | $468,000 | 4,478 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $468,000 | 4,477 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $468,000 | 4,478 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $468,000 | 4,469 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 3,071 |
| Total interest expense | $345,000 | 3,128 |
| Net interest income | $3,273,000 | 3,028 |
| Provision for loan and lease losses | $174,000 | 1,722 |
| Total noninterest income | $599,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $214,000 | 2,275 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $385,000 | 2,636 |
| Total noninterest expense | $3,337,000 | 2,606 |
| Salaries and employee benefits | $2,012,000 | 2,476 |
| Premises and equipment expense | $351,000 | 2,678 |
| Additional noninterest expense | $974,000 | 2,723 |
| Pre-tax net operating income | $361,000 | 4,496 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $123,000 | 2,808 |
| Income before extraordinary items | $238,000 | 4,737 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $238,000 | 4,736 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $238,000 | 4,737 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $238,000 | 4,725 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 3,114 |
| Total interest expense | $171,000 | 3,138 |
| Net interest income | $1,603,000 | 3,074 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $332,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $111,000 | 2,234 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $221,000 | 2,449 |
| Total noninterest expense | $1,672,000 | 2,615 |
| Salaries and employee benefits | $1,024,000 | 2,479 |
| Premises and equipment expense | $182,000 | 2,658 |
| Additional noninterest expense | $466,000 | 2,797 |
| Pre-tax net operating income | $263,000 | 4,034 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $89,000 | 2,521 |
| Income before extraordinary items | $174,000 | 4,318 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $174,000 | 4,318 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $174,000 | 4,318 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $174,000 | 4,302 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 3,208 |
| Total interest expense | $638,000 | 3,211 |
| Net interest income | $6,065,000 | 3,175 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,170,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $450,000 | 2,261 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $720,000 | 2,794 |
| Total noninterest expense | $6,769,000 | 2,627 |
| Salaries and employee benefits | $3,971,000 | 2,515 |
| Premises and equipment expense | $750,000 | 2,603 |
| Additional noninterest expense | $2,048,000 | 2,714 |
| Pre-tax net operating income | $466,000 | 4,879 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $155,000 | 3,073 |
| Income before extraordinary items | $311,000 | 5,088 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $311,000 | 5,087 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $311,000 | 5,087 |
| Net charge-offs | $59,000 | 3,018 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $311,000 | 5,055 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 3,249 |
| Total interest expense | $486,000 | 3,184 |
| Net interest income | $4,455,000 | 3,230 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $927,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $335,000 | 2,273 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $592,000 | 2,671 |
| Total noninterest expense | $5,061,000 | 2,618 |
| Salaries and employee benefits | $2,949,000 | 2,516 |
| Premises and equipment expense | $560,000 | 2,617 |
| Additional noninterest expense | $1,552,000 | 2,699 |
| Pre-tax net operating income | $321,000 | 5,011 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $106,000 | 3,202 |
| Income before extraordinary items | $215,000 | 5,217 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $215,000 | 5,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $215,000 | 5,217 |
| Net charge-offs | $47,000 | 2,629 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $215,000 | 5,167 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 3,267 |
| Total interest expense | $327,000 | 3,171 |
| Net interest income | $2,967,000 | 3,244 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $655,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $229,000 | 2,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $426,000 | 2,581 |
| Total noninterest expense | $3,404,000 | 2,613 |
| Salaries and employee benefits | $1,975,000 | 2,528 |
| Premises and equipment expense | $374,000 | 2,639 |
| Additional noninterest expense | $1,055,000 | 2,682 |
| Pre-tax net operating income | $218,000 | 5,036 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $71,000 | 3,200 |
| Income before extraordinary items | $147,000 | 5,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 5,243 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $147,000 | 5,243 |
| Net charge-offs | $32,000 | 2,473 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $147,000 | 5,183 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 3,311 |
| Total interest expense | $166,000 | 3,166 |
| Net interest income | $1,457,000 | 3,281 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $328,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $122,000 | 2,088 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $206,000 | 2,581 |
| Total noninterest expense | $1,741,000 | 2,576 |
| Salaries and employee benefits | $1,002,000 | 2,510 |
| Premises and equipment expense | $184,000 | 2,699 |
| Additional noninterest expense | $555,000 | 2,555 |
| Pre-tax net operating income | $44,000 | 5,517 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $29,000 | 5,632 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $29,000 | 5,631 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $29,000 | 5,631 |
| Net charge-offs | $-34,000 | 5,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $29,000 | 5,592 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,866,000 | 3,152 |
| Total interest expense | $706,000 | 3,050 |
| Net interest income | $6,160,000 | 3,134 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,249,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $567,000 | 1,924 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $682,000 | 2,878 |
| Total noninterest expense | $7,343,000 | 2,473 |
| Salaries and employee benefits | $3,909,000 | 2,542 |
| Premises and equipment expense | $727,000 | 2,745 |
| Additional noninterest expense | $2,707,000 | 2,184 |
| Pre-tax net operating income | $66,000 | 5,740 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $22,000 | 3,898 |
| Income before extraordinary items | $44,000 | 5,823 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $44,000 | 5,826 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $44,000 | 5,826 |
| Net charge-offs | $307,000 | 1,578 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $44,000 | 5,791 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 3,193 |
| Total interest expense | $533,000 | 3,074 |
| Net interest income | $4,593,000 | 3,171 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,029,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $424,000 | 1,942 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $605,000 | 2,657 |
| Total noninterest expense | $5,256,000 | 2,573 |
| Salaries and employee benefits | $2,949,000 | 2,530 |
| Premises and equipment expense | $542,000 | 2,812 |
| Additional noninterest expense | $1,765,000 | 2,453 |
| Pre-tax net operating income | $366,000 | 5,078 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $124,000 | 3,139 |
| Income before extraordinary items | $242,000 | 5,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 5,303 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $242,000 | 5,304 |
| Net charge-offs | $262,000 | 1,308 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $242,000 | 5,254 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 3,152 |
| Total interest expense | $352,000 | 3,119 |
| Net interest income | $3,122,000 | 3,128 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $674,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $278,000 | 1,936 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $396,000 | 2,688 |
| Total noninterest expense | $3,511,000 | 2,591 |
| Salaries and employee benefits | $1,972,000 | 2,542 |
| Premises and equipment expense | $358,000 | 2,831 |
| Additional noninterest expense | $1,181,000 | 2,465 |
| Pre-tax net operating income | $285,000 | 4,916 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $97,000 | 3,051 |
| Income before extraordinary items | $188,000 | 5,175 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $188,000 | 5,177 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $188,000 | 5,179 |
| Net charge-offs | $405,000 | 760 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $188,000 | 5,129 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 3,126 |
| Total interest expense | $182,000 | 3,079 |
| Net interest income | $1,589,000 | 3,096 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $352,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $136,000 | 1,956 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $216,000 | 2,528 |
| Total noninterest expense | $1,812,000 | 2,526 |
| Salaries and employee benefits | $997,000 | 2,534 |
| Premises and equipment expense | $190,000 | 2,747 |
| Additional noninterest expense | $625,000 | 2,329 |
| Pre-tax net operating income | $129,000 | 5,007 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $44,000 | 3,091 |
| Income before extraordinary items | $85,000 | 5,256 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $85,000 | 5,259 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $85,000 | 5,260 |
| Net charge-offs | $370,000 | 462 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $85,000 | 5,187 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,232,000 | 3,106 |
| Total interest expense | $857,000 | 2,899 |
| Net interest income | $6,375,000 | 3,101 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,397,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $582,000 | 2,023 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $815,000 | 2,612 |
| Total noninterest expense | $7,182,000 | 2,569 |
| Salaries and employee benefits | $3,844,000 | 2,581 |
| Premises and equipment expense | $726,000 | 2,853 |
| Additional noninterest expense | $2,612,000 | 2,320 |
| Pre-tax net operating income | $590,000 | 4,870 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $-3,486,000 | 6,470 |
| Income before extraordinary items | $4,083,000 | 1,566 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,083,000 | 1,564 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,083,000 | 1,565 |
| Net charge-offs | $832,000 | 1,043 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,076,000 | 1,533 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 3,126 |
| Total interest expense | $665,000 | 2,874 |
| Net interest income | $4,777,000 | 3,130 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,061,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $436,000 | 2,022 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $625,000 | 2,588 |
| Total noninterest expense | $5,352,000 | 2,573 |
| Salaries and employee benefits | $2,842,000 | 2,613 |
| Premises and equipment expense | $550,000 | 2,855 |
| Additional noninterest expense | $1,960,000 | 2,296 |
| Pre-tax net operating income | $486,000 | 4,830 |
| Securities gains (losses) | $7,000 | 2,468 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $493,000 | 4,637 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $493,000 | 4,637 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $493,000 | 4,638 |
| Net charge-offs | $833,000 | 780 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $486,000 | 4,605 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 3,081 |
| Total interest expense | $451,000 | 2,862 |
| Net interest income | $3,235,000 | 3,088 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $677,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $297,000 | 1,966 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $380,000 | 2,713 |
| Total noninterest expense | $3,562,000 | 2,588 |
| Salaries and employee benefits | $1,896,000 | 2,626 |
| Premises and equipment expense | $369,000 | 2,865 |
| Additional noninterest expense | $1,297,000 | 2,312 |
| Pre-tax net operating income | $350,000 | 4,696 |
| Securities gains (losses) | $7,000 | 2,068 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $357,000 | 4,477 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $357,000 | 4,480 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $357,000 | 4,481 |
| Net charge-offs | $68,000 | 2,525 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $350,000 | 4,454 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,097 |
| Total interest expense | $226,000 | 2,883 |
| Net interest income | $1,617,000 | 3,090 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $334,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $138,000 | 2,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $196,000 | 2,593 |
| Total noninterest expense | $1,776,000 | 2,596 |
| Salaries and employee benefits | $938,000 | 2,669 |
| Premises and equipment expense | $190,000 | 2,853 |
| Additional noninterest expense | $648,000 | 2,308 |
| Pre-tax net operating income | $175,000 | 4,672 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $182,000 | 4,405 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 4,406 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $182,000 | 4,407 |
| Net charge-offs | $-232,000 | 6,607 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $175,000 | 4,405 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,576,000 | 3,057 |
| Total interest expense | $1,034,000 | 2,868 |
| Net interest income | $6,542,000 | 3,053 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,372,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $609,000 | 2,040 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $763,000 | 2,731 |
| Total noninterest expense | $7,249,000 | 2,549 |
| Salaries and employee benefits | $3,655,000 | 2,693 |
| Premises and equipment expense | $916,000 | 2,424 |
| Additional noninterest expense | $2,678,000 | 2,309 |
| Pre-tax net operating income | $665,000 | 4,664 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $666,000 | 4,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $666,000 | 4,522 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $666,000 | 4,522 |
| Net charge-offs | $573,000 | 1,874 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $665,000 | 4,462 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 3,073 |
| Total interest expense | $803,000 | 2,881 |
| Net interest income | $4,936,000 | 3,063 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,092,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $464,000 | 2,012 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $628,000 | 2,667 |
| Total noninterest expense | $5,466,000 | 2,542 |
| Salaries and employee benefits | $2,746,000 | 2,691 |
| Premises and equipment expense | $711,000 | 2,379 |
| Additional noninterest expense | $2,009,000 | 2,296 |
| Pre-tax net operating income | $562,000 | 4,610 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $563,000 | 4,412 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $563,000 | 4,415 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $563,000 | 4,416 |
| Net charge-offs | $513,000 | 1,559 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $562,000 | 4,340 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 3,016 |
| Total interest expense | $562,000 | 2,849 |
| Net interest income | $3,341,000 | 3,034 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $653,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $311,000 | 1,980 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $342,000 | 3,020 |
| Total noninterest expense | $3,618,000 | 2,568 |
| Salaries and employee benefits | $1,806,000 | 2,750 |
| Premises and equipment expense | $470,000 | 2,399 |
| Additional noninterest expense | $1,342,000 | 2,283 |
| Pre-tax net operating income | $376,000 | 4,576 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $377,000 | 4,423 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $377,000 | 4,425 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $377,000 | 4,426 |
| Net charge-offs | $96,000 | 2,797 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $376,000 | 4,317 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 3,036 |
| Total interest expense | $294,000 | 2,824 |
| Net interest income | $1,668,000 | 3,038 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $346,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $149,000 | 2,047 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $197,000 | 2,795 |
| Total noninterest expense | $1,815,000 | 2,581 |
| Salaries and employee benefits | $906,000 | 2,754 |
| Premises and equipment expense | $253,000 | 2,296 |
| Additional noninterest expense | $656,000 | 2,353 |
| Pre-tax net operating income | $199,000 | 4,462 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $200,000 | 4,273 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $200,000 | 4,276 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $200,000 | 4,275 |
| Net charge-offs | $81,000 | 2,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $199,000 | 4,184 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 2,882 |
| Total interest expense | $1,459,000 | 2,787 |
| Net interest income | $7,310,000 | 2,879 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $1,217,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $680,000 | 1,952 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $537,000 | 3,252 |
| Total noninterest expense | $7,725,000 | 2,446 |
| Salaries and employee benefits | $3,733,000 | 2,617 |
| Premises and equipment expense | $968,000 | 2,335 |
| Additional noninterest expense | $3,024,000 | 2,145 |
| Pre-tax net operating income | $727,000 | 4,461 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $749,000 | 4,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $749,000 | 4,364 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $749,000 | 4,366 |
| Net charge-offs | $1,992,000 | 1,158 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $727,000 | 4,248 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 2,882 |
| Total interest expense | $1,150,000 | 2,777 |
| Net interest income | $5,598,000 | 2,865 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $757,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $506,000 | 1,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $251,000 | 3,934 |
| Total noninterest expense | $5,680,000 | 2,494 |
| Salaries and employee benefits | $2,819,000 | 2,619 |
| Premises and equipment expense | $528,000 | 3,040 |
| Additional noninterest expense | $2,333,000 | 2,091 |
| Pre-tax net operating income | $600,000 | 4,454 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $603,000 | 4,350 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $603,000 | 4,350 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $603,000 | 4,349 |
| Net charge-offs | $1,771,000 | 994 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $600,000 | 4,185 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 2,845 |
| Total interest expense | $800,000 | 2,774 |
| Net interest income | $3,823,000 | 2,806 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $657,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $339,000 | 1,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $318,000 | 2,986 |
| Total noninterest expense | $3,914,000 | 2,411 |
| Salaries and employee benefits | $1,882,000 | 2,625 |
| Premises and equipment expense | $490,000 | 2,323 |
| Additional noninterest expense | $1,542,000 | 2,107 |
| Pre-tax net operating income | $491,000 | 4,143 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $494,000 | 4,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $494,000 | 4,017 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $494,000 | 4,017 |
| Net charge-offs | $1,054,000 | 1,092 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $491,000 | 3,829 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 2,846 |
| Total interest expense | $422,000 | 2,753 |
| Net interest income | $1,916,000 | 2,819 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $193,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $164,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $1,974,000 | 2,398 |
| Salaries and employee benefits | $967,000 | 2,559 |
| Premises and equipment expense | $248,000 | 2,308 |
| Additional noninterest expense | $759,000 | 2,127 |
| Pre-tax net operating income | $60,000 | 5,821 |
| Securities gains (losses) | $3,000 | 1,983 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $63,000 | 5,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $63,000 | 5,835 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $63,000 | 5,835 |
| Net charge-offs | $941,000 | 698 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $60,000 | 5,724 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,824,000 | 2,572 |
| Total interest expense | $2,918,000 | 2,013 |
| Net interest income | $7,906,000 | 2,771 |
| Provision for loan and lease losses | $2,484,000 | 1,345 |
| Total noninterest income | $818,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $742,000 | 1,893 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $76,000 | 5,572 |
| Total noninterest expense | $8,315,000 | 2,280 |
| Salaries and employee benefits | $4,044,000 | 2,378 |
| Premises and equipment expense | $1,132,000 | 2,157 |
| Additional noninterest expense | $3,139,000 | 2,114 |
| Pre-tax net operating income | $-2,075,000 | 6,797 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $-104,000 | 6,819 |
| Income before extraordinary items | $-1,968,000 | 6,828 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,968,000 | 6,828 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,968,000 | 6,828 |
| Net charge-offs | $1,976,000 | 1,566 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,970,850 | 6,804 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 2,569 |
| Total interest expense | $2,355,000 | 1,951 |
| Net interest income | $5,864,000 | 2,801 |
| Provision for loan and lease losses | $1,547,000 | 1,484 |
| Total noninterest income | $387,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $555,000 | 1,903 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-168,000 | 7,111 |
| Total noninterest expense | $6,269,000 | 2,284 |
| Salaries and employee benefits | $3,044,000 | 2,372 |
| Premises and equipment expense | $859,000 | 2,160 |
| Additional noninterest expense | $2,366,000 | 2,115 |
| Pre-tax net operating income | $-1,565,000 | 6,932 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,562,000 | 6,993 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,562,000 | 6,994 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,562,000 | 6,994 |
| Net charge-offs | $1,382,000 | 1,576 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,565,000 | 6,971 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 2,558 |
| Total interest expense | $1,608,000 | 1,975 |
| Net interest income | $3,939,000 | 2,778 |
| Provision for loan and lease losses | $1,202,000 | 1,328 |
| Total noninterest income | $467,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $374,000 | 1,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 4,654 |
| Total noninterest expense | $4,200,000 | 2,286 |
| Salaries and employee benefits | $2,032,000 | 2,387 |
| Premises and equipment expense | $573,000 | 2,186 |
| Additional noninterest expense | $1,595,000 | 2,121 |
| Pre-tax net operating income | $-996,000 | 6,979 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-996,000 | 7,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-996,000 | 7,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-996,000 | 7,033 |
| Net charge-offs | $1,059,000 | 1,422 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-996,000 | 7,013 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 2,555 |
| Total interest expense | $824,000 | 2,002 |
| Net interest income | $1,975,000 | 2,757 |
| Provision for loan and lease losses | $705,000 | 1,122 |
| Total noninterest income | $350,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $177,000 | 1,922 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,680 |
| Total noninterest expense | $2,222,000 | 2,174 |
| Salaries and employee benefits | $1,018,000 | 2,393 |
| Premises and equipment expense | $307,000 | 2,084 |
| Additional noninterest expense | $897,000 | 1,886 |
| Pre-tax net operating income | $-602,000 | 7,132 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-602,000 | 7,172 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-602,000 | 7,173 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-602,000 | 7,173 |
| Net charge-offs | $241,000 | 1,957 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-602,000 | 7,163 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,984,000 | 2,500 |
| Total interest expense | $4,620,000 | 1,764 |
| Net interest income | $7,364,000 | 2,944 |
| Provision for loan and lease losses | $6,025,000 | 990 |
| Total noninterest income | $-1,093,000 | 7,551 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $788,000 | 1,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,881,000 | 7,561 |
| Total noninterest expense | $8,565,000 | 2,258 |
| Salaries and employee benefits | $4,117,000 | 2,337 |
| Premises and equipment expense | $1,190,000 | 2,121 |
| Additional noninterest expense | $3,258,000 | 2,136 |
| Pre-tax net operating income | $-8,319,000 | 7,299 |
| Securities gains (losses) | $80,000 | 2,346 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-8,239,000 | 7,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,239,000 | 7,330 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,239,000 | 7,330 |
| Net charge-offs | $5,015,000 | 1,011 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,319,000 | 7,313 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 2,522 |
| Total interest expense | $3,642,000 | 1,758 |
| Net interest income | $5,465,000 | 3,010 |
| Provision for loan and lease losses | $3,385,000 | 1,173 |
| Total noninterest income | $-838,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $580,000 | 1,941 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,418,000 | 7,684 |
| Total noninterest expense | $6,312,000 | 2,297 |
| Salaries and employee benefits | $3,050,000 | 2,383 |
| Premises and equipment expense | $897,000 | 2,132 |
| Additional noninterest expense | $2,365,000 | 2,169 |
| Pre-tax net operating income | $-5,070,000 | 7,365 |
| Securities gains (losses) | $80,000 | 2,112 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,990,000 | 7,418 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,990,000 | 7,418 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,990,000 | 7,418 |
| Net charge-offs | $2,623,000 | 1,267 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,070,000 | 7,406 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 2,547 |
| Total interest expense | $2,423,000 | 1,822 |
| Net interest income | $3,678,000 | 2,986 |
| Provision for loan and lease losses | $1,362,000 | 1,621 |
| Total noninterest income | $379,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $374,000 | 1,996 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $4,031,000 | 2,410 |
| Salaries and employee benefits | $2,032,000 | 2,401 |
| Premises and equipment expense | $601,000 | 2,151 |
| Additional noninterest expense | $1,398,000 | 2,391 |
| Pre-tax net operating income | $-1,336,000 | 7,127 |
| Securities gains (losses) | $80,000 | 1,580 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,256,000 | 7,173 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,256,000 | 7,172 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,256,000 | 7,173 |
| Net charge-offs | $2,006,000 | 1,119 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,336,000 | 7,188 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 2,619 |
| Total interest expense | $1,214,000 | 1,888 |
| Net interest income | $1,810,000 | 3,059 |
| Provision for loan and lease losses | $529,000 | 1,762 |
| Total noninterest income | $369,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $175,000 | 2,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 2,445 |
| Total noninterest expense | $1,981,000 | 2,468 |
| Salaries and employee benefits | $1,028,000 | 2,404 |
| Premises and equipment expense | $315,000 | 2,119 |
| Additional noninterest expense | $638,000 | 2,564 |
| Pre-tax net operating income | $-331,000 | 7,002 |
| Securities gains (losses) | $80,000 | 888 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-251,000 | 7,018 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-251,000 | 7,019 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-251,000 | 7,018 |
| Net charge-offs | $994,000 | 1,043 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-331,000 | 7,072 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,285,000 | 2,505 |
| Total interest expense | $6,155,000 | 1,886 |
| Net interest income | $7,130,000 | 3,024 |
| Provision for loan and lease losses | $2,608,000 | 2,128 |
| Total noninterest income | $-210,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $906,000 | 1,833 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,116,000 | 7,884 |
| Total noninterest expense | $8,762,000 | 2,261 |
| Salaries and employee benefits | $4,246,000 | 2,315 |
| Premises and equipment expense | $1,259,000 | 2,124 |
| Additional noninterest expense | $3,257,000 | 2,183 |
| Pre-tax net operating income | $-4,450,000 | 7,120 |
| Securities gains (losses) | $269,000 | 1,320 |
| Applicable income taxes | $107,000 | 2,839 |
| Income before extraordinary items | $-4,288,000 | 7,189 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,288,000 | 7,188 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,288,000 | 7,188 |
| Net charge-offs | $3,177,000 | 1,543 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,557,000 | 7,229 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 2,508 |
| Total interest expense | $4,860,000 | 1,876 |
| Net interest income | $5,279,000 | 3,045 |
| Provision for loan and lease losses | $923,000 | 2,899 |
| Total noninterest income | $1,365,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $683,000 | 1,836 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $682,000 | 2,324 |
| Total noninterest expense | $6,690,000 | 2,227 |
| Salaries and employee benefits | $3,213,000 | 2,317 |
| Premises and equipment expense | $987,000 | 2,041 |
| Additional noninterest expense | $2,490,000 | 2,120 |
| Pre-tax net operating income | $-969,000 | 6,635 |
| Securities gains (losses) | $273,000 | 1,065 |
| Applicable income taxes | $974,000 | 866 |
| Income before extraordinary items | $-1,670,000 | 7,063 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,670,000 | 7,061 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,670,000 | 7,062 |
| Net charge-offs | $2,484,000 | 1,328 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,943,000 | 7,147 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 2,530 |
| Total interest expense | $3,398,000 | 1,881 |
| Net interest income | $3,396,000 | 3,135 |
| Provision for loan and lease losses | $478,000 | 3,031 |
| Total noninterest income | $951,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $446,000 | 1,847 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $505,000 | 2,208 |
| Total noninterest expense | $4,446,000 | 2,259 |
| Salaries and employee benefits | $2,199,000 | 2,298 |
| Premises and equipment expense | $667,000 | 2,051 |
| Additional noninterest expense | $1,580,000 | 2,227 |
| Pre-tax net operating income | $-577,000 | 6,699 |
| Securities gains (losses) | $273,000 | 820 |
| Applicable income taxes | $974,000 | 631 |
| Income before extraordinary items | $-1,278,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,278,000 | 7,262 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,278,000 | 7,261 |
| Net charge-offs | $2,271,000 | 1,046 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,551,000 | 7,347 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 2,530 |
| Total interest expense | $1,770,000 | 1,877 |
| Net interest income | $1,667,000 | 3,162 |
| Provision for loan and lease losses | $348,000 | 2,148 |
| Total noninterest income | $444,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $224,000 | 1,786 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $220,000 | 2,380 |
| Total noninterest expense | $2,182,000 | 2,241 |
| Salaries and employee benefits | $1,118,000 | 2,286 |
| Premises and equipment expense | $342,000 | 2,043 |
| Additional noninterest expense | $722,000 | 2,167 |
| Pre-tax net operating income | $-419,000 | 7,229 |
| Securities gains (losses) | $129,000 | 875 |
| Applicable income taxes | $-125,000 | 7,601 |
| Income before extraordinary items | $-165,000 | 6,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-165,000 | 6,979 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-165,000 | 6,979 |
| Net charge-offs | $1,960,000 | 607 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-247,560 | 7,046 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,969,000 | 2,334 |
| Total interest expense | $8,630,000 | 1,845 |
| Net interest income | $7,339,000 | 2,915 |
| Provision for loan and lease losses | $1,944,000 | 1,830 |
| Total noninterest income | $2,116,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,016,000 | 1,737 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,100,000 | 1,996 |
| Total noninterest expense | $8,362,000 | 2,288 |
| Salaries and employee benefits | $4,617,000 | 2,200 |
| Premises and equipment expense | $1,336,000 | 2,035 |
| Additional noninterest expense | $2,409,000 | 2,425 |
| Pre-tax net operating income | $-851,000 | 6,945 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-349,000 | 7,371 |
| Income before extraordinary items | $-502,000 | 6,712 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-502,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,196,000 | 1,770 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-502,000 | 6,841 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,273,000 | 2,342 |
| Total interest expense | $6,650,000 | 1,861 |
| Net interest income | $5,623,000 | 2,894 |
| Provision for loan and lease losses | $479,000 | 2,794 |
| Total noninterest income | $1,679,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $742,000 | 1,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $937,000 | 1,911 |
| Total noninterest expense | $6,196,000 | 2,311 |
| Salaries and employee benefits | $3,500,000 | 2,204 |
| Premises and equipment expense | $1,004,000 | 2,040 |
| Additional noninterest expense | $1,692,000 | 2,502 |
| Pre-tax net operating income | $627,000 | 4,572 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $167,000 | 3,112 |
| Income before extraordinary items | $460,000 | 4,586 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $460,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $797,000 | 1,493 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $460,000 | 4,732 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,395,000 | 2,330 |
| Total interest expense | $4,628,000 | 1,867 |
| Net interest income | $3,767,000 | 2,863 |
| Provision for loan and lease losses | $384,000 | 2,220 |
| Total noninterest income | $1,243,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $483,000 | 1,805 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $760,000 | 1,691 |
| Total noninterest expense | $4,197,000 | 2,274 |
| Salaries and employee benefits | $2,409,000 | 2,152 |
| Premises and equipment expense | $668,000 | 2,031 |
| Additional noninterest expense | $1,120,000 | 2,482 |
| Pre-tax net operating income | $429,000 | 4,662 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $116,000 | 3,309 |
| Income before extraordinary items | $313,000 | 4,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 1,185 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $313,000 | 4,868 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 2,266 |
| Total interest expense | $2,464,000 | 1,885 |
| Net interest income | $1,981,000 | 2,726 |
| Provision for loan and lease losses | $231,000 | 1,670 |
| Total noninterest income | $641,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $231,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $410,000 | 1,601 |
| Total noninterest expense | $2,139,000 | 2,231 |
| Salaries and employee benefits | $1,215,000 | 2,158 |
| Premises and equipment expense | $346,000 | 1,970 |
| Additional noninterest expense | $578,000 | 2,392 |
| Pre-tax net operating income | $252,000 | 4,512 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $71,000 | 3,202 |
| Income before extraordinary items | $181,000 | 4,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 952 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $181,000 | 4,751 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,107,000 | 2,275 |
| Total interest expense | $9,735,000 | 1,976 |
| Net interest income | $8,372,000 | 2,611 |
| Provision for loan and lease losses | $1,932,000 | 864 |
| Total noninterest income | $1,706,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $969,000 | 1,821 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $737,000 | 2,680 |
| Total noninterest expense | $8,671,000 | 2,123 |
| Salaries and employee benefits | $4,948,000 | 2,035 |
| Premises and equipment expense | $1,233,000 | 2,110 |
| Additional noninterest expense | $2,490,000 | 2,185 |
| Pre-tax net operating income | $-525,000 | 7,832 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $-273,000 | 8,190 |
| Income before extraordinary items | $-250,000 | 7,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-250,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $878,000 | 1,130 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-251,280 | 7,733 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,598,000 | 2,287 |
| Total interest expense | $7,168,000 | 2,009 |
| Net interest income | $6,430,000 | 2,580 |
| Provision for loan and lease losses | $802,000 | 1,089 |
| Total noninterest income | $1,288,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $700,000 | 1,860 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $588,000 | 2,592 |
| Total noninterest expense | $6,258,000 | 2,171 |
| Salaries and employee benefits | $3,690,000 | 2,036 |
| Premises and equipment expense | $907,000 | 2,132 |
| Additional noninterest expense | $1,661,000 | 2,386 |
| Pre-tax net operating income | $658,000 | 5,248 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $142,000 | 4,099 |
| Income before extraordinary items | $518,000 | 5,314 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $518,000 | 5,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,731 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $516,440 | 5,308 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 2,354 |
| Total interest expense | $4,635,000 | 2,063 |
| Net interest income | $4,229,000 | 2,634 |
| Provision for loan and lease losses | $395,000 | 1,254 |
| Total noninterest income | $873,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $447,000 | 1,926 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $426,000 | 2,484 |
| Total noninterest expense | $4,070,000 | 2,240 |
| Salaries and employee benefits | $2,406,000 | 2,126 |
| Premises and equipment expense | $591,000 | 2,184 |
| Additional noninterest expense | $1,073,000 | 2,465 |
| Pre-tax net operating income | $637,000 | 4,514 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $149,000 | 3,662 |
| Income before extraordinary items | $490,000 | 4,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $490,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,635 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $488,460 | 4,595 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 2,399 |
| Total interest expense | $2,249,000 | 2,104 |
| Net interest income | $2,080,000 | 2,672 |
| Provision for loan and lease losses | $127,000 | 1,692 |
| Total noninterest income | $451,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $208,000 | 1,992 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $243,000 | 2,260 |
| Total noninterest expense | $1,959,000 | 2,330 |
| Salaries and employee benefits | $1,126,000 | 2,283 |
| Premises and equipment expense | $288,000 | 2,267 |
| Additional noninterest expense | $545,000 | 2,414 |
| Pre-tax net operating income | $445,000 | 3,770 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $96,000 | 3,322 |
| Income before extraordinary items | $351,000 | 3,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $351,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,271 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $349,420 | 3,811 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,490,000 | 2,359 |
| Total interest expense | $7,663,000 | 2,120 |
| Net interest income | $8,827,000 | 2,561 |
| Provision for loan and lease losses | $721,000 | 1,377 |
| Total noninterest income | $1,512,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $955,000 | 1,821 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $557,000 | 3,154 |
| Total noninterest expense | $6,942,000 | 2,536 |
| Salaries and employee benefits | $3,899,000 | 2,495 |
| Premises and equipment expense | $827,000 | 2,917 |
| Additional noninterest expense | $2,216,000 | 2,343 |
| Pre-tax net operating income | $2,676,000 | 2,991 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $841,000 | 2,411 |
| Income before extraordinary items | $1,835,000 | 3,298 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,835,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 844 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,835,000 | 3,280 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,137,000 | 2,390 |
| Total interest expense | $5,528,000 | 2,137 |
| Net interest income | $6,609,000 | 2,585 |
| Provision for loan and lease losses | $519,000 | 1,355 |
| Total noninterest income | $1,133,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $733,000 | 1,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $400,000 | 3,220 |
| Total noninterest expense | $5,054,000 | 2,600 |
| Salaries and employee benefits | $2,850,000 | 2,555 |
| Premises and equipment expense | $583,000 | 3,082 |
| Additional noninterest expense | $1,621,000 | 2,385 |
| Pre-tax net operating income | $2,169,000 | 2,955 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $693,000 | 2,394 |
| Income before extraordinary items | $1,476,000 | 3,240 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,476,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 716 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,476,000 | 3,238 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 2,417 |
| Total interest expense | $3,499,000 | 2,132 |
| Net interest income | $4,351,000 | 2,620 |
| Provision for loan and lease losses | $302,000 | 1,458 |
| Total noninterest income | $674,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $494,000 | 1,759 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 3,942 |
| Total noninterest expense | $3,279,000 | 2,683 |
| Salaries and employee benefits | $1,867,000 | 2,598 |
| Premises and equipment expense | $371,000 | 3,174 |
| Additional noninterest expense | $1,041,000 | 2,466 |
| Pre-tax net operating income | $1,444,000 | 2,956 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $462,000 | 2,423 |
| Income before extraordinary items | $982,000 | 3,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $982,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 592 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $982,000 | 3,250 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 2,431 |
| Total interest expense | $1,659,000 | 2,148 |
| Net interest income | $2,151,000 | 2,632 |
| Provision for loan and lease losses | $78,000 | 2,364 |
| Total noninterest income | $319,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $238,000 | 1,765 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $1,638,000 | 2,679 |
| Salaries and employee benefits | $938,000 | 2,591 |
| Premises and equipment expense | $183,000 | 3,224 |
| Additional noninterest expense | $517,000 | 2,471 |
| Pre-tax net operating income | $754,000 | 2,819 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $242,000 | 2,328 |
| Income before extraordinary items | $512,000 | 3,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $512,000 | 3,083 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,539,000 | 2,441 |
| Total interest expense | $5,134,000 | 2,149 |
| Net interest income | $8,405,000 | 2,591 |
| Provision for loan and lease losses | $854,000 | 1,193 |
| Total noninterest income | $1,257,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $929,000 | 1,842 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $328,000 | 4,143 |
| Total noninterest expense | $6,147,000 | 2,688 |
| Salaries and employee benefits | $3,579,000 | 2,550 |
| Premises and equipment expense | $701,000 | 3,228 |
| Additional noninterest expense | $1,867,000 | 2,665 |
| Pre-tax net operating income | $2,661,000 | 3,040 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $897,000 | 2,418 |
| Income before extraordinary items | $1,764,000 | 3,410 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,764,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,825 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,764,000 | 3,381 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,825,000 | 2,461 |
| Total interest expense | $3,606,000 | 2,166 |
| Net interest income | $6,219,000 | 2,594 |
| Provision for loan and lease losses | $346,000 | 1,964 |
| Total noninterest income | $919,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $670,000 | 1,919 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $249,000 | 4,144 |
| Total noninterest expense | $4,479,000 | 2,741 |
| Salaries and employee benefits | $2,579,000 | 2,591 |
| Premises and equipment expense | $516,000 | 3,278 |
| Additional noninterest expense | $1,384,000 | 2,658 |
| Pre-tax net operating income | $2,313,000 | 2,731 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $801,000 | 2,200 |
| Income before extraordinary items | $1,512,000 | 3,108 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,512,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,730 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,512,000 | 3,070 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 2,504 |
| Total interest expense | $2,216,000 | 2,212 |
| Net interest income | $4,053,000 | 2,618 |
| Provision for loan and lease losses | $248,000 | 1,801 |
| Total noninterest income | $602,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $434,000 | 1,940 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $168,000 | 4,077 |
| Total noninterest expense | $2,894,000 | 2,795 |
| Salaries and employee benefits | $1,643,000 | 2,699 |
| Premises and equipment expense | $319,000 | 3,445 |
| Additional noninterest expense | $932,000 | 2,614 |
| Pre-tax net operating income | $1,513,000 | 2,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $537,000 | 2,162 |
| Income before extraordinary items | $976,000 | 3,147 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $976,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,602 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $976,000 | 3,101 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 2,572 |
| Total interest expense | $1,001,000 | 2,334 |
| Net interest income | $1,994,000 | 2,647 |
| Provision for loan and lease losses | $117,000 | 1,831 |
| Total noninterest income | $292,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $208,000 | 1,943 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,085 |
| Total noninterest expense | $1,414,000 | 2,859 |
| Salaries and employee benefits | $791,000 | 2,797 |
| Premises and equipment expense | $156,000 | 3,539 |
| Additional noninterest expense | $467,000 | 2,595 |
| Pre-tax net operating income | $755,000 | 2,688 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $268,000 | 2,157 |
| Income before extraordinary items | $487,000 | 3,106 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $487,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,576 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $487,000 | 3,068 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,317,000 | 2,751 |
| Total interest expense | $3,717,000 | 2,185 |
| Net interest income | $6,600,000 | 3,042 |
| Provision for loan and lease losses | $460,000 | 2,096 |
| Total noninterest income | $977,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $658,000 | 2,514 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $5,154,000 | 3,027 |
| Salaries and employee benefits | $3,009,000 | 2,831 |
| Premises and equipment expense | $630,000 | 3,395 |
| Additional noninterest expense | $1,515,000 | 3,099 |
| Pre-tax net operating income | $1,963,000 | 3,547 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $679,000 | 2,816 |
| Income before extraordinary items | $1,277,000 | 4,038 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,277,000 | 4,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,771 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,281,550 | 3,974 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 2,782 |
| Total interest expense | $2,770,000 | 2,158 |
| Net interest income | $4,764,000 | 3,116 |
| Provision for loan and lease losses | $398,000 | 1,790 |
| Total noninterest income | $730,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $488,000 | 2,554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $242,000 | 4,117 |
| Total noninterest expense | $3,806,000 | 3,040 |
| Salaries and employee benefits | $2,200,000 | 2,875 |
| Premises and equipment expense | $479,000 | 3,375 |
| Additional noninterest expense | $1,127,000 | 3,106 |
| Pre-tax net operating income | $1,290,000 | 3,978 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $448,000 | 3,089 |
| Income before extraordinary items | $835,000 | 4,498 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $835,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,518 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $839,550 | 4,406 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 2,822 |
| Total interest expense | $1,851,000 | 2,129 |
| Net interest income | $3,076,000 | 3,217 |
| Provision for loan and lease losses | $215,000 | 2,073 |
| Total noninterest income | $495,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $327,000 | 2,529 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 4,095 |
| Total noninterest expense | $2,522,000 | 3,063 |
| Salaries and employee benefits | $1,453,000 | 2,918 |
| Premises and equipment expense | $320,000 | 3,368 |
| Additional noninterest expense | $749,000 | 3,121 |
| Pre-tax net operating income | $834,000 | 4,004 |
| Securities gains (losses) | $-7,000 | 8,631 |
| Applicable income taxes | $289,000 | 3,139 |
| Income before extraordinary items | $538,000 | 4,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,546 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $542,550 | 4,436 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 2,824 |
| Total interest expense | $930,000 | 2,146 |
| Net interest income | $1,542,000 | 3,195 |
| Provision for loan and lease losses | $57,000 | 3,144 |
| Total noninterest income | $235,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $160,000 | 2,535 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $1,284,000 | 3,022 |
| Salaries and employee benefits | $725,000 | 2,922 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $395,000 | 2,949 |
| Pre-tax net operating income | $436,000 | 3,859 |
| Securities gains (losses) | $-18,000 | 8,970 |
| Applicable income taxes | $139,000 | 3,223 |
| Income before extraordinary items | $279,000 | 4,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $291,060 | 4,220 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,997,000 | 2,824 |
| Total interest expense | $3,948,000 | 2,234 |
| Net interest income | $6,049,000 | 3,161 |
| Provision for loan and lease losses | $494,000 | 2,194 |
| Total noninterest income | $1,021,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $581,000 | 2,771 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $440,000 | 3,792 |
| Total noninterest expense | $5,139,000 | 2,985 |
| Salaries and employee benefits | $2,931,000 | 2,818 |
| Premises and equipment expense | $707,000 | 3,060 |
| Additional noninterest expense | $1,501,000 | 3,081 |
| Pre-tax net operating income | $1,437,000 | 4,232 |
| Securities gains (losses) | $63,000 | 2,296 |
| Applicable income taxes | $524,000 | 3,294 |
| Income before extraordinary items | $976,000 | 4,706 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $976,000 | 4,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,696 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $935,050 | 4,673 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 2,830 |
| Total interest expense | $3,047,000 | 2,260 |
| Net interest income | $4,535,000 | 3,171 |
| Provision for loan and lease losses | $456,000 | 1,787 |
| Total noninterest income | $770,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $419,000 | 2,862 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 3,770 |
| Total noninterest expense | $3,880,000 | 2,972 |
| Salaries and employee benefits | $2,263,000 | 2,758 |
| Premises and equipment expense | $525,000 | 3,086 |
| Additional noninterest expense | $1,092,000 | 3,150 |
| Pre-tax net operating income | $969,000 | 4,635 |
| Securities gains (losses) | $62,000 | 2,133 |
| Applicable income taxes | $360,000 | 3,591 |
| Income before extraordinary items | $671,000 | 5,098 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $671,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,339 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $630,700 | 5,091 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 2,833 |
| Total interest expense | $2,101,000 | 2,254 |
| Net interest income | $3,001,000 | 3,190 |
| Provision for loan and lease losses | $362,000 | 1,530 |
| Total noninterest income | $520,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $276,000 | 2,839 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $244,000 | 3,668 |
| Total noninterest expense | $2,596,000 | 2,959 |
| Salaries and employee benefits | $1,505,000 | 2,771 |
| Premises and equipment expense | $354,000 | 3,051 |
| Additional noninterest expense | $737,000 | 3,096 |
| Pre-tax net operating income | $563,000 | 5,012 |
| Securities gains (losses) | $63,000 | 1,860 |
| Applicable income taxes | $222,000 | 3,766 |
| Income before extraordinary items | $404,000 | 5,373 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $404,000 | 5,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,388 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $363,050 | 5,436 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 2,842 |
| Total interest expense | $1,054,000 | 2,311 |
| Net interest income | $1,501,000 | 3,165 |
| Provision for loan and lease losses | $189,000 | 1,440 |
| Total noninterest income | $236,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 2,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 3,805 |
| Total noninterest expense | $1,308,000 | 2,922 |
| Salaries and employee benefits | $757,000 | 2,741 |
| Premises and equipment expense | $179,000 | 3,031 |
| Additional noninterest expense | $372,000 | 3,038 |
| Pre-tax net operating income | $240,000 | 5,389 |
| Securities gains (losses) | $62,000 | 1,269 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $194,000 | 5,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 927 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $154,320 | 5,752 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,416,000 | 2,912 |
| Total interest expense | $4,775,000 | 2,338 |
| Net interest income | $5,641,000 | 3,308 |
| Provision for loan and lease losses | $625,000 | 1,990 |
| Total noninterest income | $900,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $507,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 3,740 |
| Total noninterest expense | $4,685,000 | 3,099 |
| Salaries and employee benefits | $2,651,000 | 2,967 |
| Premises and equipment expense | $681,000 | 3,068 |
| Additional noninterest expense | $1,353,000 | 3,245 |
| Pre-tax net operating income | $1,231,000 | 4,632 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $97,000 | 5,991 |
| Income before extraordinary items | $1,134,000 | 4,235 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,134,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,589 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,134,000 | 4,130 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,453,000 | 3,192 |
| Total interest expense | $5,799,000 | 2,757 |
| Net interest income | $4,654,000 | 3,643 |
| Provision for loan and lease losses | $395,000 | 2,648 |
| Total noninterest income | $642,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $324,000 | 3,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $4,012,000 | 3,420 |
| Salaries and employee benefits | $2,229,000 | 3,284 |
| Premises and equipment expense | $650,000 | 3,137 |
| Additional noninterest expense | $1,133,000 | 3,682 |
| Pre-tax net operating income | $889,000 | 5,224 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $60,000 | 6,535 |
| Income before extraordinary items | $834,000 | 4,777 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $834,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,627 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $829,350 | 4,664 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 3,941 |
| Total interest expense | $5,340,000 | 3,126 |
| Net interest income | $3,144,000 | 4,985 |
| Provision for loan and lease losses | $504,000 | 1,854 |
| Total noninterest income | $418,000 | 5,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 4,959 |
| Total noninterest expense | $3,191,000 | 4,024 |
| Salaries and employee benefits | $1,837,000 | 3,711 |
| Premises and equipment expense | $542,000 | 3,559 |
| Additional noninterest expense | $812,000 | 4,683 |
| Pre-tax net operating income | $-133,000 | 9,279 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-134,000 | 9,308 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-134,000 | 9,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,807 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-133,000 | 9,304 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 7,441 |
| Total interest expense | $1,547,000 | 6,861 |
| Net interest income | $1,399,000 | 7,782 |
| Provision for loan and lease losses | $852,000 | 1,120 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,271 |
| Total noninterest expense | $2,412,000 | 5,002 |
| Salaries and employee benefits | $1,382,000 | 4,634 |
| Premises and equipment expense | $395,000 | 4,583 |
| Additional noninterest expense | $635,000 | 5,613 |
| Pre-tax net operating income | $-1,693,000 | 10,146 |
| Securities gains (losses) | $-19,000 | 9,530 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,712,000 | 10,148 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,712,000 | 10,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,693,000 | 10,140 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.