Home > Community Shores Bank > Net charge- offs to loans
Community Shores Bank, Net charge- offs to loans
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1940% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2788% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 4,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7790% | 4,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7790% | 4,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3099% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4006% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5483% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1586% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1246% | 4,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1246% | 4,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1085% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0685% | 4,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0733% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8865% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4925% | 4,925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1403% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1461% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0796% | 4,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0854% | 4,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2296% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4736% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4018% | 4,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 4,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 3,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1995% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1995% | 1,994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 4,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 4,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 3,866 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3346% | 5,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3346% | 5,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1314% | 572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2024% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9478% | 4,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6796% | 5,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5946% | 5,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1772% | 354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2700% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6010% | 4,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1077% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6639% | 5,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5535% | 5,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0318% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.9293% | 4,465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,928 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6643% | 5,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4982% | 5,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0548% | 5,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0699% | 5,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.0671% | 4,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -8.0160% | 4,497 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0976% | 5,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1051% | 5,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,944 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6617% | 5,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6617% | 5,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0537% | 5,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0909% | 5,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0489% | 4,663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2025% | 5,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1766% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1929% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0141% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3122% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1086% | 1,099 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4198% | 1,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 4,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 4,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0462% | 4,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0892% | 5,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0980% | 5,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1796% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5654% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 4,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 4,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0560% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1503% | 5,108 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3304% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 4,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 2,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 2,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0960% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3502% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2178% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7682% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6369% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5789% | 1,129 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4551% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3164% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 5,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1596% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2347% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3034% | 1,135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8039% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1106% | 5,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1280% | 5,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4649% | 5,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5127% | 5,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1091% | 5,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7120% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7699% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6214% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2432% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4025% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7699% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4086% | 5,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4399% | 5,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1206% | 5,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0697% | 1,188 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3566% | 471 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4713% | 5,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2748% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4788% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9257% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5217% | 6,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5597% | 6,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1283% | 5,225 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4916% | 5,865 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1438% | 1,188 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2793% | 5,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6316% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0134% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3677% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3609% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3864% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1353% | 5,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5220% | 5,893 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8559% | 1,175 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4143% | 5,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1491% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7903% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6680% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 5,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 5,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1718% | 5,447 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4135% | 5,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5487% | 5,852 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8269% | 5,741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6345% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2337% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5157% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6957% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7665% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6688% | 5,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0974% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2122% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0632% | 3,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8451% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6285% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0067% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8767% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9757% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8492% | 6,114 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1932% | 5,815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2853% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3322% | 5,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6911% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5108% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3416% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5008% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1851% | 6,218 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3932% | 6,051 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4270% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6384% | 6,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7036% | 6,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1326% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5343% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5972% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5804% | 6,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3722% | 6,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7789% | 6,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4386% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6510% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9411% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1639% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1283% | 5,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9554% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4212% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0941% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5247% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8045% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1590% | 1,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4715% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7527% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1665% | 5,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1701% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5554% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0711% | 3,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2520% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1109% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6229% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6881% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1400% | 5,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3332% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8264% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2087% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3861% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1229% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0535% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1527% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 5,617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3201% | 6,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3979% | 6,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4264% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9801% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 1.7214% | 1,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2721% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2988% | 2,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6397% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2641% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7012% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4139% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3151% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9797% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6675% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2056% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 2.0695% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5672% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3752% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8539% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3252% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9742% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8566% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3743% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2850% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4533% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6806% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 2.9369% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3499% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2292% | 2,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2537% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8431% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1261% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0612% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6900% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5373% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9287% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 4.8979% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2167% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2196% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5523% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3826% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5933% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6750% | 1,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2203% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3171% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.2543% | 2,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8706% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7451% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8344% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0102% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6318% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1477% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5178% | 2,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1263% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3185% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.3444% | 2,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0056% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4927% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5528% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6966% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1957% | 3,674 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2790% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2857% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3829% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.5262% | 1,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9391% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7353% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8276% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1306% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0590% | 6,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3922% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1307% | 6,513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5814% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5053% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 1.0251% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3729% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6006% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6748% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9030% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8964% | 7,163 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3301% | 1,433 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5984% | 7,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8370% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1817% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 15.1547% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1938% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6980% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9584% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7832% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9853% | 1,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5337% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6792% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1778% | 1,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9501% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0496% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 4.7738% | 1,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0915% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2744% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9342% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3128% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7000% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1260% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0536% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1896% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2057% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2288% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 7.2190% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8011% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6754% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4230% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7032% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2063% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9509% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8558% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2134% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1754% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0895% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 5.6956% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9985% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3442% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4009% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3381% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4023% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5126% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 30.5778% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6293% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0157% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 3.6270% | 1,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8240% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4706% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3460% | 1,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4849% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9255% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9395% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6711% | 1,092 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9213% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6756% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7290% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.4578% | 2,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0924% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1892% | 2,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2114% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8339% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5127% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8943% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1866% | 6,930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2661% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9223% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.5937% | 2,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5086% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 3,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 3,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3717% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9785% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6286% | 7,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8651% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8301% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 1.1462% | 1,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0173% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9779% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7052% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5078% | 7,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5419% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3474% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.8571% | 1,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2318% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3035% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3378% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5935% | 2,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0281% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1667% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4743% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3869% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 1.0097% | 1,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2875% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2262% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2514% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5378% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6659% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5506% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5230% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4950% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 1.4019% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2906% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3452% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3823% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3442% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4964% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3039% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5423% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4346% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.7070% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3543% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4638% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6122% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9795% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3445% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3995% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3024% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1509% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1667% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6857% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1107% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4711% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0419% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2114% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2343% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3309% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7430% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0645% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2065% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2303% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0882% | 2,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2432% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2096% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1328% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3452% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3885% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1417% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3841% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3940% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0906% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3005% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3556% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1511% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7296% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3555% | 1,167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3956% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1214% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4044% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7747% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2042% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7044% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7920% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4855% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2159% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1833% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4229% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7943% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2105% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8855% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8526% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7238% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7988% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3493% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3703% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4853% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4496% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5309% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7943% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1868% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9578% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3598% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1688% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8235% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3448% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3138% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3913% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1909% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5712% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2432% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6472% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3433% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4322% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4016% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0536% | 6,308 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2243% | 1,253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2352% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1878% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.5459% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0442% | 3,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6248% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6950% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 3,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 7,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 2,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9731% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5795% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 7,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1543% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5837% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3162% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4030% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.1943% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2196% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9633% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9930% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8267% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3085% | 2,737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3853% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4945% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.1077% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6053% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5482% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3127% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1725% | 3,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7166% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4163% | 2,717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3504% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6307% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.1836% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9483% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7385% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3859% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1080% | 7,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8530% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6218% | 2,696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5694% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9159% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9747% | 42 |
| Percentage Net Loans Charged-off: Home equity loans | 7.4801% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5775% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 2,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2134% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1999% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 2,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2404% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0812% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0482% | 2,926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 4,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2418% | 3,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0140% | 7,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |