Home > Community Security Bank > Income and Expense
Community Security Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 5,450 |
| Total interest expense | $955,000 | 3,927 |
| Net interest income | $1,122,000 | 6,133 |
| Provision for loan and lease losses | $4,691,000 | 662 |
| Total noninterest income | $140,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 4,777 |
| Total noninterest expense | $2,179,000 | 4,000 |
| Salaries and employee benefits | $824,000 | 4,846 |
| Premises and equipment expense | $74,000 | 6,764 |
| Additional noninterest expense | $1,281,000 | 2,575 |
| Pre-tax net operating income | $-5,608,000 | 7,578 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,762,000 | 432 |
| Income before extraordinary items | $-7,370,000 | 7,654 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,370,000 | 7,654 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,370,000 | 7,654 |
| Net charge-offs | $2,352,000 | 1,001 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,370,000 | 7,655 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 5,475 |
| Total interest expense | $497,000 | 3,944 |
| Net interest income | $562,000 | 6,156 |
| Provision for loan and lease losses | $2,810,000 | 581 |
| Total noninterest income | $144,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $117,000 | 3,232 |
| Total noninterest expense | $920,000 | 4,519 |
| Salaries and employee benefits | $416,000 | 4,884 |
| Premises and equipment expense | $37,000 | 6,851 |
| Additional noninterest expense | $467,000 | 3,374 |
| Pre-tax net operating income | $-3,024,000 | 7,693 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,763,000 | 246 |
| Income before extraordinary items | $-4,787,000 | 7,785 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,787,000 | 7,786 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,787,000 | 7,786 |
| Net charge-offs | $491,000 | 1,593 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,787,000 | 7,778 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 5,012 |
| Total interest expense | $2,652,000 | 3,742 |
| Net interest income | $2,557,000 | 5,778 |
| Provision for loan and lease losses | $5,620,000 | 1,307 |
| Total noninterest income | $1,280,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $142,000 | 5,244 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,138,000 | 1,987 |
| Total noninterest expense | $4,307,000 | 4,132 |
| Salaries and employee benefits | $1,867,000 | 4,579 |
| Premises and equipment expense | $176,000 | 6,686 |
| Additional noninterest expense | $2,264,000 | 3,001 |
| Pre-tax net operating income | $-6,090,000 | 7,277 |
| Securities gains (losses) | $40,000 | 2,746 |
| Applicable income taxes | $-2,412,000 | 7,569 |
| Income before extraordinary items | $-3,638,000 | 7,100 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,638,000 | 7,098 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,638,000 | 7,098 |
| Net charge-offs | $5,713,000 | 1,034 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,663,600 | 7,105 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 4,860 |
| Total interest expense | $2,093,000 | 3,746 |
| Net interest income | $2,135,000 | 5,545 |
| Provision for loan and lease losses | $3,020,000 | 1,469 |
| Total noninterest income | $996,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $116,000 | 5,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $880,000 | 1,993 |
| Total noninterest expense | $2,819,000 | 4,525 |
| Salaries and employee benefits | $1,436,000 | 4,513 |
| Premises and equipment expense | $135,000 | 6,694 |
| Additional noninterest expense | $1,248,000 | 3,774 |
| Pre-tax net operating income | $-2,708,000 | 7,222 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $-1,098,000 | 7,582 |
| Income before extraordinary items | $-1,606,000 | 7,033 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,606,000 | 7,032 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,606,000 | 7,033 |
| Net charge-offs | $926,000 | 2,283 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,608,560 | 7,026 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 4,621 |
| Total interest expense | $1,447,000 | 3,764 |
| Net interest income | $1,652,000 | 5,128 |
| Provision for loan and lease losses | $2,000,000 | 1,389 |
| Total noninterest income | $801,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $80,000 | 5,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $721,000 | 1,782 |
| Total noninterest expense | $1,754,000 | 4,766 |
| Salaries and employee benefits | $1,072,000 | 4,220 |
| Premises and equipment expense | $89,000 | 6,779 |
| Additional noninterest expense | $593,000 | 4,760 |
| Pre-tax net operating income | $-1,301,000 | 7,161 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-523,000 | 7,591 |
| Income before extraordinary items | $-778,000 | 7,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-778,000 | 7,007 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-778,000 | 7,007 |
| Net charge-offs | $624,000 | 2,095 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-778,000 | 6,991 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 4,610 |
| Total interest expense | $752,000 | 3,766 |
| Net interest income | $826,000 | 5,116 |
| Provision for loan and lease losses | $1,120,000 | 1,107 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $870,000 | 4,711 |
| Salaries and employee benefits | $559,000 | 4,113 |
| Premises and equipment expense | $45,000 | 6,803 |
| Additional noninterest expense | $266,000 | 4,785 |
| Pre-tax net operating income | $-1,096,000 | 7,658 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-453,000 | 7,877 |
| Income before extraordinary items | $-643,000 | 7,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-643,000 | 7,555 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-643,000 | 7,555 |
| Net charge-offs | $337,000 | 1,676 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-643,000 | 7,539 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,781 |
| Total interest expense | $3,532,000 | 3,822 |
| Net interest income | $2,798,000 | 5,603 |
| Provision for loan and lease losses | $2,864,000 | 1,439 |
| Total noninterest income | $1,121,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $183,000 | 4,956 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $938,000 | 2,218 |
| Total noninterest expense | $3,104,000 | 5,011 |
| Salaries and employee benefits | $1,980,000 | 4,490 |
| Premises and equipment expense | $185,000 | 6,815 |
| Additional noninterest expense | $939,000 | 5,014 |
| Pre-tax net operating income | $-2,049,000 | 7,370 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $-859,000 | 7,660 |
| Income before extraordinary items | $-1,180,000 | 7,074 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,180,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,607,000 | 1,486 |
| Cash dividends | $700,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,186,400 | 7,199 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,713,000 | 4,331 |
| Total interest expense | $2,702,000 | 3,882 |
| Net interest income | $3,011,000 | 4,606 |
| Provision for loan and lease losses | $254,000 | 3,830 |
| Total noninterest income | $822,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $138,000 | 4,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $684,000 | 2,353 |
| Total noninterest expense | $2,358,000 | 4,949 |
| Salaries and employee benefits | $1,510,000 | 4,450 |
| Premises and equipment expense | $146,000 | 6,761 |
| Additional noninterest expense | $702,000 | 4,943 |
| Pre-tax net operating income | $1,221,000 | 3,290 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $475,000 | 1,966 |
| Income before extraordinary items | $756,000 | 3,671 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $756,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,304 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $749,600 | 3,826 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 4,321 |
| Total interest expense | $1,871,000 | 3,899 |
| Net interest income | $2,037,000 | 4,560 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $552,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $457,000 | 2,383 |
| Total noninterest expense | $1,577,000 | 4,965 |
| Salaries and employee benefits | $1,006,000 | 4,502 |
| Premises and equipment expense | $96,000 | 6,823 |
| Additional noninterest expense | $475,000 | 4,899 |
| Pre-tax net operating income | $958,000 | 3,033 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $372,000 | 1,953 |
| Income before extraordinary items | $596,000 | 3,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $596,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,872 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $589,600 | 3,619 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 4,331 |
| Total interest expense | $989,000 | 3,941 |
| Net interest income | $1,006,000 | 4,606 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $282,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $236,000 | 2,310 |
| Total noninterest expense | $781,000 | 5,006 |
| Salaries and employee benefits | $494,000 | 4,592 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $239,000 | 4,825 |
| Pre-tax net operating income | $480,000 | 3,150 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $186,000 | 2,064 |
| Income before extraordinary items | $294,000 | 3,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $294,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $294,000 | 3,756 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 4,083 |
| Total interest expense | $4,111,000 | 3,945 |
| Net interest income | $4,734,000 | 4,157 |
| Provision for loan and lease losses | $331,000 | 3,015 |
| Total noninterest income | $1,118,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $194,000 | 4,967 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $924,000 | 2,336 |
| Total noninterest expense | $2,945,000 | 5,056 |
| Salaries and employee benefits | $1,900,000 | 4,567 |
| Premises and equipment expense | $205,000 | 6,679 |
| Additional noninterest expense | $840,000 | 5,185 |
| Pre-tax net operating income | $2,576,000 | 2,761 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $1,015,000 | 1,843 |
| Income before extraordinary items | $1,564,000 | 3,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,564,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 2,052 |
| Cash dividends | $980,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,562,080 | 3,340 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 4,088 |
| Total interest expense | $3,060,000 | 3,958 |
| Net interest income | $3,600,000 | 4,135 |
| Provision for loan and lease losses | $181,000 | 3,142 |
| Total noninterest income | $834,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $143,000 | 5,025 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $691,000 | 2,341 |
| Total noninterest expense | $2,135,000 | 5,147 |
| Salaries and employee benefits | $1,410,000 | 4,567 |
| Premises and equipment expense | $147,000 | 6,763 |
| Additional noninterest expense | $578,000 | 5,417 |
| Pre-tax net operating income | $2,118,000 | 2,725 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $836,000 | 1,847 |
| Income before extraordinary items | $1,282,000 | 3,320 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,282,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,455 |
| Cash dividends | $580,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,282,000 | 3,306 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 4,115 |
| Total interest expense | $2,022,000 | 3,992 |
| Net interest income | $2,406,000 | 4,159 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $508,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $93,000 | 5,085 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $415,000 | 2,524 |
| Total noninterest expense | $1,384,000 | 5,276 |
| Salaries and employee benefits | $918,000 | 4,684 |
| Premises and equipment expense | $98,000 | 6,806 |
| Additional noninterest expense | $368,000 | 5,543 |
| Pre-tax net operating income | $1,504,000 | 2,666 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $595,000 | 1,852 |
| Income before extraordinary items | $909,000 | 3,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $909,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $410,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $909,000 | 3,206 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 4,126 |
| Total interest expense | $1,004,000 | 4,001 |
| Net interest income | $1,196,000 | 4,171 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $237,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $195,000 | 2,586 |
| Total noninterest expense | $675,000 | 5,372 |
| Salaries and employee benefits | $446,000 | 4,814 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $180,000 | 5,587 |
| Pre-tax net operating income | $747,000 | 2,681 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $297,000 | 1,866 |
| Income before extraordinary items | $450,000 | 3,230 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $450,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $450,000 | 3,204 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,791,000 | 3,941 |
| Total interest expense | $3,683,000 | 3,788 |
| Net interest income | $5,108,000 | 3,944 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $1,097,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $166,000 | 5,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $931,000 | 2,340 |
| Total noninterest expense | $2,677,000 | 5,267 |
| Salaries and employee benefits | $1,692,000 | 4,819 |
| Premises and equipment expense | $201,000 | 6,728 |
| Additional noninterest expense | $784,000 | 5,293 |
| Pre-tax net operating income | $3,403,000 | 2,534 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,348,000 | 1,817 |
| Income before extraordinary items | $2,055,000 | 3,041 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,055,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $72,000 | 5,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,055,000 | 3,034 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 3,944 |
| Total interest expense | $2,664,000 | 3,810 |
| Net interest income | $3,847,000 | 3,959 |
| Provision for loan and lease losses | $95,000 | 4,177 |
| Total noninterest income | $789,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $125,000 | 5,396 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $664,000 | 2,397 |
| Total noninterest expense | $1,982,000 | 5,296 |
| Salaries and employee benefits | $1,245,000 | 4,852 |
| Premises and equipment expense | $145,000 | 6,821 |
| Additional noninterest expense | $592,000 | 5,262 |
| Pre-tax net operating income | $2,559,000 | 2,605 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,009,000 | 1,874 |
| Income before extraordinary items | $1,550,000 | 3,135 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,550,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,550,000 | 3,122 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 3,957 |
| Total interest expense | $1,670,000 | 3,846 |
| Net interest income | $2,571,000 | 3,966 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $504,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $82,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $422,000 | 2,480 |
| Total noninterest expense | $1,321,000 | 5,305 |
| Salaries and employee benefits | $830,000 | 4,876 |
| Premises and equipment expense | $98,000 | 6,810 |
| Additional noninterest expense | $393,000 | 5,268 |
| Pre-tax net operating income | $1,664,000 | 2,667 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $657,000 | 1,930 |
| Income before extraordinary items | $1,007,000 | 3,189 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,007,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,007,000 | 3,182 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 4,015 |
| Total interest expense | $752,000 | 3,988 |
| Net interest income | $1,292,000 | 3,956 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $230,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,579 |
| Total noninterest expense | $640,000 | 5,410 |
| Salaries and employee benefits | $393,000 | 5,071 |
| Premises and equipment expense | $49,000 | 6,794 |
| Additional noninterest expense | $198,000 | 5,204 |
| Pre-tax net operating income | $829,000 | 2,634 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $334,000 | 1,880 |
| Income before extraordinary items | $495,000 | 3,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $495,000 | 3,162 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,752,000 | 4,253 |
| Total interest expense | $2,235,000 | 4,114 |
| Net interest income | $4,517,000 | 4,246 |
| Provision for loan and lease losses | $268,000 | 3,048 |
| Total noninterest income | $943,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $183,000 | 5,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $760,000 | 2,627 |
| Total noninterest expense | $2,408,000 | 5,493 |
| Salaries and employee benefits | $1,509,000 | 5,025 |
| Premises and equipment expense | $185,000 | 6,892 |
| Additional noninterest expense | $714,000 | 5,530 |
| Pre-tax net operating income | $2,784,000 | 2,936 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,124,000 | 2,100 |
| Income before extraordinary items | $1,660,000 | 3,545 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,660,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,660,000 | 3,514 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 4,383 |
| Total interest expense | $1,554,000 | 4,188 |
| Net interest income | $3,247,000 | 4,396 |
| Provision for loan and lease losses | $204,000 | 2,929 |
| Total noninterest income | $768,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $141,000 | 5,203 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $627,000 | 2,491 |
| Total noninterest expense | $1,777,000 | 5,524 |
| Salaries and employee benefits | $1,129,000 | 5,016 |
| Premises and equipment expense | $135,000 | 6,936 |
| Additional noninterest expense | $513,000 | 5,627 |
| Pre-tax net operating income | $2,034,000 | 3,017 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $825,000 | 2,155 |
| Income before extraordinary items | $1,209,000 | 3,644 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,209,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,209,000 | 3,616 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 4,493 |
| Total interest expense | $934,000 | 4,339 |
| Net interest income | $2,091,000 | 4,479 |
| Provision for loan and lease losses | $119,000 | 3,138 |
| Total noninterest income | $494,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $95,000 | 5,143 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $399,000 | 2,544 |
| Total noninterest expense | $1,176,000 | 5,532 |
| Salaries and employee benefits | $748,000 | 5,032 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $338,000 | 5,645 |
| Pre-tax net operating income | $1,290,000 | 3,087 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $523,000 | 2,210 |
| Income before extraordinary items | $767,000 | 3,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $767,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $767,000 | 3,689 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,665 |
| Total interest expense | $439,000 | 4,399 |
| Net interest income | $971,000 | 4,709 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $274,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $47,000 | 5,132 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $227,000 | 2,286 |
| Total noninterest expense | $574,000 | 5,645 |
| Salaries and employee benefits | $359,000 | 5,198 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $170,000 | 5,595 |
| Pre-tax net operating income | $627,000 | 3,126 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $253,000 | 2,254 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $374,000 | 3,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 5,079 |
| Total interest expense | $1,322,000 | 4,846 |
| Net interest income | $3,325,000 | 5,082 |
| Provision for loan and lease losses | $220,000 | 3,536 |
| Total noninterest income | $1,181,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $179,000 | 5,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,002,000 | 2,150 |
| Total noninterest expense | $2,515,000 | 5,283 |
| Salaries and employee benefits | $1,746,000 | 4,434 |
| Premises and equipment expense | $171,000 | 7,088 |
| Additional noninterest expense | $598,000 | 5,985 |
| Pre-tax net operating income | $1,771,000 | 3,828 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $628,000 | 2,954 |
| Income before extraordinary items | $1,148,000 | 4,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,148,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $43,000 | 5,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,144,750 | 4,259 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 5,243 |
| Total interest expense | $937,000 | 4,967 |
| Net interest income | $2,359,000 | 5,255 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $878,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $135,000 | 5,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $743,000 | 2,181 |
| Total noninterest expense | $1,707,000 | 5,571 |
| Salaries and employee benefits | $1,150,000 | 4,819 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $430,000 | 6,079 |
| Pre-tax net operating income | $1,355,000 | 3,846 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $487,000 | 2,951 |
| Income before extraordinary items | $873,000 | 4,365 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $873,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $43,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $869,800 | 4,299 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,437 |
| Total interest expense | $591,000 | 5,151 |
| Net interest income | $1,480,000 | 5,451 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $574,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $486,000 | 2,230 |
| Total noninterest expense | $1,119,000 | 5,654 |
| Salaries and employee benefits | $752,000 | 4,912 |
| Premises and equipment expense | $85,000 | 7,103 |
| Additional noninterest expense | $282,000 | 6,165 |
| Pre-tax net operating income | $835,000 | 4,001 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $304,000 | 3,065 |
| Income before extraordinary items | $536,000 | 4,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $536,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $43,000 | 4,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $532,800 | 4,488 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,690 |
| Total interest expense | $277,000 | 5,418 |
| Net interest income | $686,000 | 5,699 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $216,000 | 2,353 |
| Total noninterest expense | $520,000 | 5,920 |
| Salaries and employee benefits | $341,000 | 5,286 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $137,000 | 6,271 |
| Pre-tax net operating income | $394,000 | 4,121 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $162,000 | 2,950 |
| Income before extraordinary items | $237,000 | 4,891 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $233,800 | 4,817 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 6,048 |
| Total interest expense | $1,105,000 | 5,831 |
| Net interest income | $2,392,000 | 6,042 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $1,580,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $150,000 | 5,863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,430,000 | 1,892 |
| Total noninterest expense | $2,223,000 | 5,640 |
| Salaries and employee benefits | $1,433,000 | 5,011 |
| Premises and equipment expense | $166,000 | 7,188 |
| Additional noninterest expense | $624,000 | 5,850 |
| Pre-tax net operating income | $1,694,000 | 3,797 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $731,000 | 2,708 |
| Income before extraordinary items | $963,000 | 4,749 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $963,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $963,000 | 4,581 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 6,151 |
| Total interest expense | $845,000 | 5,912 |
| Net interest income | $1,752,000 | 6,147 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $1,285,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $109,000 | 5,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,176,000 | 1,836 |
| Total noninterest expense | $1,691,000 | 5,555 |
| Salaries and employee benefits | $1,107,000 | 4,881 |
| Premises and equipment expense | $124,000 | 7,212 |
| Additional noninterest expense | $460,000 | 5,906 |
| Pre-tax net operating income | $1,296,000 | 3,855 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $557,000 | 2,821 |
| Income before extraordinary items | $739,000 | 4,826 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $739,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $739,000 | 4,636 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 6,230 |
| Total interest expense | $567,000 | 6,003 |
| Net interest income | $1,138,000 | 6,243 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $835,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $764,000 | 1,849 |
| Total noninterest expense | $1,139,000 | 5,520 |
| Salaries and employee benefits | $730,000 | 4,927 |
| Premises and equipment expense | $82,000 | 7,238 |
| Additional noninterest expense | $327,000 | 5,693 |
| Pre-tax net operating income | $804,000 | 4,040 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $324,000 | 3,096 |
| Income before extraordinary items | $480,000 | 4,907 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $480,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $480,000 | 4,691 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,356 |
| Total interest expense | $280,000 | 6,156 |
| Net interest income | $547,000 | 6,372 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $330,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $297,000 | 2,121 |
| Total noninterest expense | $497,000 | 6,014 |
| Salaries and employee benefits | $331,000 | 5,286 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $371,000 | 4,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $148,000 | 3,248 |
| Income before extraordinary items | $223,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $223,000 | 4,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 6,841 |
| Total interest expense | $1,120,000 | 6,621 |
| Net interest income | $1,902,000 | 6,788 |
| Provision for loan and lease losses | $235,000 | 4,028 |
| Total noninterest income | $1,432,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $134,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,298,000 | 1,839 |
| Total noninterest expense | $2,011,000 | 5,854 |
| Salaries and employee benefits | $1,262,000 | 5,294 |
| Premises and equipment expense | $182,000 | 7,003 |
| Additional noninterest expense | $567,000 | 6,120 |
| Pre-tax net operating income | $1,088,000 | 4,992 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $438,000 | 3,714 |
| Income before extraordinary items | $650,000 | 5,756 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $650,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $650,000 | 5,617 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 7,521 |
| Total interest expense | $1,440,000 | 7,097 |
| Net interest income | $1,279,000 | 7,723 |
| Provision for loan and lease losses | $278,000 | 3,383 |
| Total noninterest income | $1,216,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $120,000 | 6,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,096,000 | 1,913 |
| Total noninterest expense | $1,792,000 | 6,142 |
| Salaries and employee benefits | $1,211,000 | 5,288 |
| Premises and equipment expense | $176,000 | 7,126 |
| Additional noninterest expense | $405,000 | 7,105 |
| Pre-tax net operating income | $425,000 | 6,856 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $98,000 | 6,027 |
| Income before extraordinary items | $327,000 | 6,971 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $327,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,903 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $327,000 | 6,851 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 8,107 |
| Total interest expense | $1,240,000 | 7,723 |
| Net interest income | $1,075,000 | 8,334 |
| Provision for loan and lease losses | $33,000 | 7,143 |
| Total noninterest income | $811,000 | 3,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $715,000 | 2,320 |
| Total noninterest expense | $1,626,000 | 6,427 |
| Salaries and employee benefits | $1,060,000 | 5,694 |
| Premises and equipment expense | $169,000 | 7,263 |
| Additional noninterest expense | $397,000 | 7,171 |
| Pre-tax net operating income | $227,000 | 8,248 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $53,000 | 7,189 |
| Income before extraordinary items | $174,000 | 8,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $174,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $174,000 | 8,249 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 8,817 |
| Total interest expense | $897,000 | 8,450 |
| Net interest income | $815,000 | 9,021 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $766,000 | 3,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $698,000 | 2,386 |
| Total noninterest expense | $1,415,000 | 7,006 |
| Salaries and employee benefits | $905,000 | 6,278 |
| Premises and equipment expense | $145,000 | 7,752 |
| Additional noninterest expense | $365,000 | 7,577 |
| Pre-tax net operating income | $39,000 | 9,272 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $30,000 | 9,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $30,000 | 9,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $30,000 | 9,299 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 10,064 |
| Total interest expense | $406,000 | 9,886 |
| Net interest income | $353,000 | 10,140 |
| Provision for loan and lease losses | $111,000 | 4,896 |
| Total noninterest income | $553,000 | 4,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,895 |
| Total noninterest expense | $1,178,000 | 7,603 |
| Salaries and employee benefits | $784,000 | 6,757 |
| Premises and equipment expense | $22,000 | 10,288 |
| Additional noninterest expense | $372,000 | 7,456 |
| Pre-tax net operating income | $-383,000 | 10,125 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-91,000 | 10,213 |
| Income before extraordinary items | $-292,000 | 10,111 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-292,000 | 10,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-292,000 | 10,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,000 | 10,913 |
| Total interest expense | $3,000 | 10,890 |
| Net interest income | $15,000 | 10,910 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $85,000 | 10,893 |
| Salaries and employee benefits | $62,000 | 10,868 |
| Premises and equipment expense | $3,000 | 10,884 |
| Additional noninterest expense | $20,000 | 10,903 |
| Pre-tax net operating income | $-81,000 | 10,472 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-19,000 | 10,549 |
| Income before extraordinary items | $-62,000 | 10,480 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-62,000 | 10,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,670,000 | 333 |
| Net operating income | $-62,000 | 10,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.