Home > Community Savings, F. A. > Income and Expense
Community Savings, F. A., Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $63,430,000 | 566 |
| Total interest expense | $38,312,000 | 464 |
| Net interest income | $25,118,000 | 700 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $5,474,000 | 911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,474,000 | 618 |
| Total noninterest expense | $23,495,000 | 672 |
| Salaries and employee benefits | $13,458,000 | 583 |
| Premises and equipment expense | $5,763,000 | 407 |
| Additional noninterest expense | $4,274,000 | 1,117 |
| Pre-tax net operating income | $6,737,000 | 1,103 |
| Securities gains (losses) | $-8,000 | 9,262 |
| Applicable income taxes | $2,071,000 | 1,146 |
| Income before extraordinary items | $4,658,000 | 1,168 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,658,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-230,000 | 9,564 |
| Cash dividends | $3,600,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,663,520 | 1,123 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $63,883,000 | 592 |
| Total interest expense | $38,761,000 | 512 |
| Net interest income | $25,122,000 | 705 |
| Provision for loan and lease losses | $376,000 | 2,390 |
| Total noninterest income | $4,979,000 | 932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,979,000 | 635 |
| Total noninterest expense | $21,768,000 | 713 |
| Salaries and employee benefits | $12,376,000 | 581 |
| Premises and equipment expense | $5,728,000 | 400 |
| Additional noninterest expense | $3,664,000 | 1,243 |
| Pre-tax net operating income | $7,957,000 | 973 |
| Securities gains (losses) | $-63,000 | 9,276 |
| Applicable income taxes | $2,492,000 | 968 |
| Income before extraordinary items | $5,402,000 | 993 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,402,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,368 |
| Cash dividends | $18,097,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,444,840 | 981 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $57,229,000 | 618 |
| Total interest expense | $30,751,000 | 552 |
| Net interest income | $26,478,000 | 695 |
| Provision for loan and lease losses | $905,000 | 1,060 |
| Total noninterest income | $4,593,000 | 999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,593,000 | 684 |
| Total noninterest expense | $22,262,000 | 702 |
| Salaries and employee benefits | $11,770,000 | 610 |
| Premises and equipment expense | $6,060,000 | 384 |
| Additional noninterest expense | $4,432,000 | 1,063 |
| Pre-tax net operating income | $7,904,000 | 1,000 |
| Securities gains (losses) | $-138,000 | 10,002 |
| Applicable income taxes | $1,925,000 | 1,266 |
| Income before extraordinary items | $5,841,000 | 953 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,841,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,829 |
| Cash dividends | $20,205,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,944,500 | 929 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $54,120,000 | 642 |
| Total interest expense | $30,467,000 | 567 |
| Net interest income | $23,653,000 | 735 |
| Provision for loan and lease losses | $622,000 | 1,445 |
| Total noninterest income | $4,541,000 | 1,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,541,000 | 700 |
| Total noninterest expense | $20,728,000 | 715 |
| Salaries and employee benefits | $10,437,000 | 669 |
| Premises and equipment expense | $5,496,000 | 410 |
| Additional noninterest expense | $4,795,000 | 973 |
| Pre-tax net operating income | $6,844,000 | 1,105 |
| Securities gains (losses) | $175,000 | 981 |
| Applicable income taxes | $2,076,000 | 1,221 |
| Income before extraordinary items | $4,943,000 | 1,089 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,943,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 10,301 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $31,539,000 | 32 |
| Net operating income | $4,820,500 | 1,083 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $49,834,000 | 697 |
| Total interest expense | $27,359,000 | 619 |
| Net interest income | $22,475,000 | 805 |
| Provision for loan and lease losses | $264,000 | 2,856 |
| Total noninterest income | $4,029,000 | 1,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,029,000 | 709 |
| Total noninterest expense | $18,528,000 | 790 |
| Salaries and employee benefits | $9,016,000 | 766 |
| Premises and equipment expense | $5,059,000 | 433 |
| Additional noninterest expense | $4,453,000 | 1,055 |
| Pre-tax net operating income | $7,712,000 | 1,052 |
| Securities gains (losses) | $614,000 | 383 |
| Applicable income taxes | $2,946,000 | 948 |
| Income before extraordinary items | $5,380,000 | 1,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,380,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,103 |
| Cash dividends | $13,346,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 835 |
| Net operating income | $4,980,900 | 1,086 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $44,915,000 | 801 |
| Total interest expense | $23,775,000 | 738 |
| Net interest income | $21,140,000 | 877 |
| Provision for loan and lease losses | $310,000 | 2,501 |
| Total noninterest income | $4,121,000 | 1,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,121,000 | 723 |
| Total noninterest expense | $20,222,000 | 781 |
| Salaries and employee benefits | $7,935,000 | 862 |
| Premises and equipment expense | $4,639,000 | 492 |
| Additional noninterest expense | $7,648,000 | 836 |
| Pre-tax net operating income | $4,729,000 | 1,535 |
| Securities gains (losses) | $192,000 | 715 |
| Applicable income taxes | $899,000 | 2,580 |
| Income before extraordinary items | $4,022,000 | 1,248 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,022,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,262,000 | 769 |
| Cash dividends | $1,748,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 820 |
| Net operating income | $3,864,560 | 1,259 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $38,310,000 | 936 |
| Total interest expense | $19,988,000 | 884 |
| Net interest income | $18,322,000 | 1,005 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $4,997,000 | 963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,997,000 | 663 |
| Total noninterest expense | $16,120,000 | 943 |
| Salaries and employee benefits | $7,543,000 | 902 |
| Premises and equipment expense | $4,535,000 | 531 |
| Additional noninterest expense | $4,042,000 | 1,326 |
| Pre-tax net operating income | $7,037,000 | 1,106 |
| Securities gains (losses) | $112,000 | 907 |
| Applicable income taxes | $2,590,000 | 1,019 |
| Income before extraordinary items | $4,559,000 | 1,157 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,559,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,551 |
| Cash dividends | $1,435,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,487,320 | 1,159 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,539,000 | 947 |
| Total interest expense | $15,266,000 | 895 |
| Net interest income | $18,273,000 | 1,010 |
| Provision for loan and lease losses | $1,040,000 | 900 |
| Total noninterest income | $3,836,000 | 1,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,836,000 | 753 |
| Total noninterest expense | $14,923,000 | 1,019 |
| Salaries and employee benefits | $6,785,000 | 1,002 |
| Premises and equipment expense | $4,459,000 | 529 |
| Additional noninterest expense | $3,679,000 | 1,515 |
| Pre-tax net operating income | $6,146,000 | 1,216 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $2,279,000 | 1,075 |
| Income before extraordinary items | $3,874,000 | 1,297 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,874,000 | 1,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,367,000 | 731 |
| Cash dividends | $246,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $31,488,000 | 37 |
| Net operating income | $3,869,520 | 1,311 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $37,301,000 | 887 |
| Total interest expense | $16,992,000 | 829 |
| Net interest income | $20,309,000 | 914 |
| Provision for loan and lease losses | $1,855,000 | 857 |
| Total noninterest income | $4,999,000 | 981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,999,000 | 669 |
| Total noninterest expense | $15,885,000 | 999 |
| Salaries and employee benefits | $7,063,000 | 957 |
| Premises and equipment expense | $4,502,000 | 539 |
| Additional noninterest expense | $4,320,000 | 1,423 |
| Pre-tax net operating income | $7,568,000 | 950 |
| Securities gains (losses) | $-100,000 | 13,175 |
| Applicable income taxes | $3,220,000 | 804 |
| Income before extraordinary items | $4,248,000 | 1,201 |
| Extraordinary gains, net | $373,000 | 594 |
| Net income | $4,621,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,312,000 | 1,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $45,264,000 | 851 |
| Total interest expense | $22,382,000 | 831 |
| Net interest income | $22,882,000 | 840 |
| Provision for loan and lease losses | $1,786,000 | 1,247 |
| Total noninterest income | $4,006,000 | 1,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,006,000 | 786 |
| Total noninterest expense | $15,100,000 | 1,065 |
| Salaries and employee benefits | $6,812,000 | 1,002 |
| Premises and equipment expense | $4,343,000 | 578 |
| Additional noninterest expense | $3,945,000 | 1,606 |
| Pre-tax net operating income | $10,002,000 | 636 |
| Securities gains (losses) | $528,000 | 1,041 |
| Applicable income taxes | $4,506,000 | 529 |
| Income before extraordinary items | $6,024,000 | 798 |
| Extraordinary gains, net | $-250,000 | 13,765 |
| Net income | $5,774,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 1,793 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,686,080 | 764 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.